1 Table 1 Summary of the Assets and Liabilities of the Banking System (trillion rials) Balance at the end of the month Percentage change Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Dey Esfand Dey

1396 1396 1397 1397 1398 to to to to Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Assets Foreign assets 6,883.3 7,321.5 8,918.3 9,171.4 10,459.9 29.6 17.3 21.8 14.0 2 Claims on public sector 2,556.9 2,586.1 3,085.0 3,325.5 3,999.6 20.7 29.6 19.3 20.3 Government 2,271.0 2,294.0 2,754.1 3,041.3 3,668.1 21.3 33.2 20.1 20.6 Public corporations and institutions 285.9 292.1 330.9 284.2 331.5 15.7 0.2 13.3 16.6 3 Claims on non-public sector 10,277.0 10,918.5 12,261.2 13,126.1 14,721.7 19.3 20.1 12.3 12.2 Others 10,485.6 10,304.7 13,126.8 13,163.0 15,325.1 25.2 16.7 27.4 16.4 Sub-total 30,202.8 31,130.8 37,391.3 38,786.0 44,506.3 23.8 19.0 20.1 14.7 Below the line items 4,165.9 4,280.5 4,602.2 4,748.7 6,215.5 10.5 35.1 7.5 30.9 Total assets = total liabilities 34,368.7 35,411.3 41,993.5 43,534.7 50,721.8 22.2 20.8 18.6 16.5 Liabilities M2 14,631.2 15,299.8 17,964.3 18,828.9 23,122.9 22.8 28.7 17.4 22.8 M1 1,801.6 1,946.7 2,488.4 2,852.3 3,829.2 38.1 53.9 27.8 34.2 Quasi-money 12,829.6 13,353.1 15,475.9 15,976.6 19,293.7 20.6 24.7 15.9 20.8 Loans and deposits of public sector 684.7 742.4 819.8 915.9 1,192.7 19.7 45.5 10.4 30.2 Government 642.8 699.6 766.9 861.8 1,135.3 19.3 48.0 9.6 31.7 Public corporations and institutions 41.9 42.8 52.9 54.1 57.4 26.3 8.5 23.6 6.1 Capital account 874.8 640.8 419.1 489.2 -483.4 -52.1 -215.3 -34.6 -198.8 Foreign loans and credits and foreign exchange deposits 4,249.4 4,466.5 5,767.6 5,918.8 6,311.6 35.7 9.4 29.1 6.6 Imports order registration deposit by non-public sector 0.0 0.0 0.0 0.0 0.0 θ θ θ θ Advance payments on Letters of Credit by public sector 0.3 0.5 0.3 1.7 1.7 0.0 466.7 -40.0 0.0 Others 9,762.4 9,980.8 12,420.2 12,631.5 14,360.8 27.2 15.6 24.4 13.7 Sub-total 30,202.8 31,130.8 37,391.3 38,786.0 44,506.3 23.8 19.0 20.1 14.7 Below the line items 4,165.9 4,280.5 4,602.2 4,748.7 6,215.5 10.5 35.1 7.5 30.9

1 Includes Central Bank, banks, and non-bank credit institutions while excludes commercial banks' branches abroad. 2 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 3 As of 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading.  Calculation of percentage change is not possible.

Summary of the Assets and Liabilities of Central Bank Table 2 of the Islamic Republic of (trillion rials) Balance at the end of the month Percentage change Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Esfand Dey Esfand Dey

1396 1396 1397 1397 1398 to to to to Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Assets Foreign assets 3,809.4 4,070.1 4,652.9 4,651.3 5,072.2 22.1 9.0 14.3 9.0 Notes and coins 70.9 28.4 46.3 21.6 19.7 -34.7 -57.5 63.0 -8.8 Claims on public sector 627.1 528.0 750.8 958.2 1,144.3 19.7 52.4 42.2 19.4 1 Government 371.1 269.0 480.5 731.2 879.4 29.5 83.0 78.6 20.3 Public corporations and institutions 256.0 259.0 270.3 227.0 264.9 5.6 -2.0 4.4 16.7 Claims on banks 1,174.8 1,320.3 1,482.8 1,381.7 1,061.6 26.2 -28.4 12.3 -23.2 2 Others 216.7 203.4 483.5 268.4 472.5 123.1 -2.3 137.7 76.0 Sub-total 5,898.9 6,150.2 7,416.3 7,281.2 7,770.3 25.7 4.8 20.6 6.7 Below the line items 14.8 26.1 23.9 28.9 21.2 61.5 -11.3 -8.4 -26.6 Total assets = total liabilities 5,913.7 6,176.3 7,440.2 7,310.1 7,791.5 25.8 4.7 20.5 6.6 Liabilities Notes and coins 535.7 562.9 602.9 657.5 657.5 12.5 9.1 7.1 0.0 With the public 358.1 442.7 448.9 547.5 535.1 25.4 19.2 1.4 -2.3 With banks 106.7 91.8 107.7 88.4 102.7 0.9 -4.6 17.3 16.2 With the Central Bank 70.9 28.4 46.3 21.6 19.7 -34.7 -57.5 63.0 -8.8 Deposits of banks and credit institutions 1,547.6 1,605.3 1,950.6 2,021.0 2,518.4 26.0 29.1 21.5 24.6 Reserve requirement 1,482.9 1,543.4 1,844.1 1,948.0 2,426.2 24.4 31.6 19.5 24.5 3 Sight 64.7 61.9 106.5 73.0 92.2 64.6 -13.4 72.1 26.3 Deposits of public sector 408.9 470.1 563.0 666.2 914.0 37.7 62.3 19.8 37.2 Government 367.0 427.3 510.1 612.1 856.6 39.0 67.9 19.4 39.9 Public corporations and institutions 41.9 42.8 52.9 54.1 57.4 26.3 8.5 23.6 6.1 4 Capital account 82.6 98.4 89.5 118.6 95.8 8.4 7.0 -9.0 -19.2 Foreign exchange liabilities 1,838.6 1,910.3 2,247.6 2,234.8 1,908.7 22.2 -15.1 17.7 -14.6 Imports order registration deposit by non-public sector 0.0 0.0 0.0 0.0 0.0 θ θ θ θ Advance payments on Letters of Credit by public sector 0.3 0.5 0.3 1.7 1.7 0.0 466.7 -40.0 0.0 Others 1,485.2 1,502.7 1,962.4 1,581.4 1,674.2 32.1 -14.7 30.6 5.9 Sub-total 5,898.9 6,150.2 7,416.3 7,281.2 7,770.3 25.7 4.8 20.6 6.7 Below the line items 14.8 26.1 23.9 28.9 21.2 61.5 -11.3 -8.4 -26.6 1 Increase in the CBI claims on government in 1397 compared with 1396 was mainly due to debt swap of part of the CBI claims on banks and credit institutions (subject to Paragraph F, Note 5 of the Budget Law for 1397), as well as debt swap of the CBI claims on public institutions (subject to Article 6 of the Law on Facilitation of Competitive Production and Financial Sector Reform approved in 1394) to the CBI claims on government. 2 The rise in the CBI's other assets at the end of Dey 1398 compared with 1397 year-end was mainly due to advance payment of taxes and government's share of net profit for 1397. 3 Includes banks' foreign exchange sight deposits with the CBI. 4 Includes legal and contingency reserves.  Calculation of percentage change is not possible.

Summary of the Assets and Liabilities of Banks 1 Table 3 and Non-bank Credit Institutions (trillion rials) Balance at the end of the month Percentage change Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Esfand Dey Esfand Dey

1396 1396 1397 1397 1398 to to to to Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Assets Foreign assets 3,073.9 3,251.4 4,265.4 4,520.1 5,387.7 38.8 26.3 31.2 19.2 Notes and coins 106.7 91.8 107.7 88.4 102.7 0.9 -4.6 17.3 16.2 Deposits with the Central Bank 1,547.6 1,605.3 1,950.6 2,021.0 2,518.4 26.0 29.1 21.5 24.6 Reserve requirement 1,482.9 1,543.4 1,844.1 1,948.0 2,426.2 24.4 31.6 19.5 24.5 2 Sight 64.7 61.9 106.5 73.0 92.2 64.6 -13.4 72.1 26.3 3 Claims on public sector 1,929.8 2,058.1 2,334.2 2,367.3 2,855.3 21.0 22.3 13.4 20.6 Government 1,899.9 2,025.0 2,273.6 2,310.1 2,788.7 19.7 22.7 12.3 20.7 Public corporations and institutions 29.9 33.1 60.6 57.2 66.6 102.7 9.9 83.1 16.4 4 Claims on non-public sector 10,277.0 10,918.5 12,261.2 13,126.1 14,721.7 19.3 20.1 12.3 12.2 Others 7,368.9 7,055.5 9,055.9 9,381.9 11,150.2 22.9 23.1 28.4 18.8 Sub-total 24,303.9 24,980.6 29,975.0 31,504.8 36,736.0 23.3 22.6 20.0 16.6 Below the line items 4,151.1 4,254.4 4,578.3 4,719.8 6,194.3 10.3 35.3 7.6 31.2 Total assets = total liabilities 28,455.0 29,235.0 34,553.3 36,224.6 42,930.3 21.4 24.2 18.2 18.5 Liabilities Deposits of non-public sector 14,273.1 14,857.1 17,515.4 18,281.4 22,587.8 22.7 29.0 17.9 23.6 Sight 1,443.5 1,504.0 2,039.5 2,304.8 3,294.1 41.3 61.5 35.6 42.9 Term investment 11,904.7 12,339.1 14,294.1 14,646.0 17,698.7 20.1 23.8 15.8 20.8 5 Gharz-al-hasaneh 712.3 801.9 902.1 1,026.5 1,199.9 26.6 33.0 12.5 16.9 Other 212.6 212.1 279.7 304.1 395.1 31.6 41.3 31.9 29.9 Claims of the Central Bank 1,174.8 1,320.3 1,482.8 1,381.7 1,061.6 26.2 -28.4 12.3 -23.2 6 Loans and deposits of public sector 275.8 272.3 256.8 249.7 278.7 -6.9 8.5 -5.7 11.6 Capital account 792.2 542.4 329.6 370.6 -579.2 -58.4 -275.7 -39.2 -256.3 Foreign exchange loans and deposits 2,410.8 2,556.2 3,520.0 3,684.0 4,402.9 46.0 25.1 37.7 19.5 Others 5,377.2 5,432.3 6,870.4 7,537.4 8,984.2 27.8 30.8 26.5 19.2 Sub-total 24,303.9 24,980.6 29,975.0 31,504.8 36,736.0 23.3 22.6 20.0 16.6 Below the line items 4,151.1 4,254.4 4,578.3 4,719.8 6,194.3 10.3 35.3 7.6 31.2

1 Excludes commercial banks' branches abroad. 2 Includes banks' foreign exchange sight deposits with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading. 5 Since Gharz-al-hasaneh deposits include the Gharz-al-hasaneh deposits of Housing Bank for housing mortgage loans related to housing deposit contracts and part of banks' Gharz-al-hasaneh deposits is assigned for reserve requirements and other purposes, therefore the Gharz-al-hasaneh deposit uses should be assessed and judged after deduction of these special uses. 6 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

1 Table 4 Summary of the Assets and Liabilities of Commercial Banks (trillion rials) Balance at the end of the month Percentage change Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Esfand Dey Esfand Dey

1396 1396 1397 1397 1398 to to to to Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Assets Foreign assets 466.8 501.5 572.7 573.4 528.6 22.7 -7.7 14.2 -7.8 Notes and coins 45.0 26.5 41.4 26.0 35.4 -8.0 -14.5 56.2 36.2 Deposits with the Central Bank 320.3 341.4 437.7 439.1 512.8 36.7 17.2 28.2 16.8 Reserve requirement 286.0 309.0 368.3 410.7 487.2 28.8 32.3 19.2 18.6 2 Sight 34.3 32.4 69.4 28.4 25.6 102.3 -63.1 114.2 -9.9 3 Claims on public sector 508.6 576.6 655.8 691.6 782.7 28.9 19.4 13.7 13.2 Government 492.7 558.0 617.3 650.1 748.3 25.3 21.2 10.6 15.1 Public corporations and institutions 15.9 18.6 38.5 41.5 34.4 142.1 -10.6 107.0 -17.1 Claims on non-public sector 1,657.6 1,746.6 2,039.2 2,167.4 2,581.6 23.0 26.6 16.8 19.1 Others 1,384.6 1,606.9 1,650.6 1,922.6 1,907.3 19.2 15.6 2.7 -0.8 Sub-total 4,382.9 4,799.5 5,397.4 5,820.1 6,348.4 23.1 17.6 12.5 9.1 Below the line items 455.8 479.4 492.6 497.8 500.5 8.1 1.6 2.8 0.5 Total assets = total liabilities 4,838.7 5,278.9 5,890.0 6,317.9 6,848.9 21.7 16.3 11.6 8.4 Liabilities Deposits of non-public sector 2,836.4 3,021.8 3,574.1 3,789.5 4,490.6 26.0 25.6 18.3 18.5 Sight 329.3 334.6 453.6 514.1 665.3 37.7 46.7 35.6 29.4 Term investment 2,285.3 2,440.2 2,825.0 2,938.8 3,437.7 23.6 21.7 15.8 17.0 Gharz-al-hasaneh 159.6 183.5 218.8 255.2 290.4 37.1 32.7 19.2 13.8 Other 62.2 63.5 76.7 81.4 97.2 23.3 26.7 20.8 19.4 Claims of the Central Bank 69.4 45.1 40.8 29.2 40.0 -41.2 -2.0 -9.5 37.0 4 Loans and deposits of public sector 97.4 99.7 99.1 96.2 87.0 1.7 -12.2 -0.6 -9.6 Capital account 135.6 138.0 -20.7 -25.1 -166.3 -115.3 -703.4 -115.0 -562.5 Foreign exchange loans and deposits 342.5 376.7 442.5 446.0 455.4 29.2 2.9 17.5 2.1 Others 901.6 1,118.2 1,261.6 1,484.3 1,441.7 39.9 14.3 12.8 -2.9 Sub-total 4,382.9 4,799.5 5,397.4 5,820.1 6,348.4 23.1 17.6 12.5 9.1 Below the line items 455.8 479.4 492.6 497.8 500.5 8.1 1.6 2.8 0.5

1 Excludes commercial banks' branches abroad. 2 Includes commercial banks' foreign exchange sight deposits with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

Table 5 Summary of the Assets and Liabilities of Specialized Banks (trillion rials) Balance at the end of the month Percentage change Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Esfand Dey Esfand Dey

1396 1396 1397 1397 1398 to to to to Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Assets Foreign assets 722.9 766.6 1,150.6 1,113.4 1,422.3 59.2 23.6 50.1 27.7 Notes and coins 9.4 12.2 10.9 11.8 12.1 16.0 11.0 -10.7 2.5 Deposits with the Central Bank 102.4 114.5 134.0 138.5 164.1 30.9 22.5 17.0 18.5 Reserve requirement 99.3 108.0 129.0 131.3 162.4 29.9 25.9 19.4 23.7 1 Sight 3.1 6.5 5.0 7.2 1.7 61.3 -66.0 -23.1 -76.4 2 Claims on public sector 519.3 545.7 577.0 584.9 651.3 11.1 12.9 5.7 11.4 Government 518.5 545.1 573.5 581.0 647.3 10.6 12.9 5.2 11.4 Public corporations and institutions 0.8 0.6 3.5 3.9 4.0 337.5 14.3 483.3 2.6 Claims on non-public sector 2,269.9 2,382.2 2,632.8 2,732.7 3,023.7 16.0 14.8 10.5 10.6 Others 683.5 707.5 692.5 690.7 770.6 1.3 11.3 -2.1 11.6 Sub-total 4,307.4 4,528.7 5,197.8 5,272.0 6,044.1 20.7 16.3 14.8 14.6 Below the line items 960.5 924.8 950.5 954.3 1,380.6 -1.0 45.2 2.8 44.7 Total assets = total liabilities 5,267.9 5,453.5 6,148.3 6,226.3 7,424.7 16.7 20.8 12.7 19.2 Liabilities Deposits of non-public sector 1,502.0 1,579.2 1,812.5 1,880.7 2,171.6 20.7 19.8 14.8 15.5 Sight 157.3 165.5 203.4 244.9 309.2 29.3 52.0 22.9 26.3 Term investment 1,182.8 1,243.9 1,415.9 1,438.6 1,661.6 19.7 17.4 13.8 15.5 3 Gharz-al-hasaneh 145.7 156.5 175.2 179.7 176.1 20.2 0.5 11.9 -2.0 Other 16.2 13.3 18.0 17.5 24.7 11.1 37.2 35.3 41.1 Claims of the Central Bank 432.1 472.1 494.6 477.7 465.9 14.5 -5.8 4.8 -2.5 4 Loans and deposits of public sector 132.6 124.7 113.9 112.1 134.9 -14.1 18.4 -8.7 20.3 Capital account 284.6 287.8 230.6 256.7 138.2 -19.0 -40.1 -19.9 -46.2 Foreign exchange loans and deposits 550.8 574.8 938.3 866.6 1,107.2 70.4 18.0 63.2 27.8 Others 1,405.3 1,490.1 1,607.9 1,678.2 2,026.3 14.4 26.0 7.9 20.7 Sub-total 4,307.4 4,528.7 5,197.8 5,272.0 6,044.1 20.7 16.3 14.8 14.6 Below the line items 960.5 924.8 950.5 954.3 1,380.6 -1.0 45.2 2.8 44.7

1 Includes specialized banks' foreign exchange sight deposits with the CBI. 2 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 3 Since Gharz-al-hasaneh deposits include the Gharz-al-hasaneh deposits of Housing Bank for housing mortgage loans related to housing deposit contracts and part of banks' Gharz-al-hasaneh deposits is assigned for reserve requirements and other purposes, therefore the Gharz-al-hasaneh deposit uses should be assessed and judged after deduction of these special uses. 4 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

Summary of the Assets and Liabilities of Private Banks 1 Table 6 and Non-bank Credit Institutions (trillion rials) Balance at the end of the month Percentage change Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Esfand Dey Esfand Dey

1396 1396 1397 1397 1398 to to to to Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Assets Foreign assets 1,884.2 1,983.3 2,542.1 2,833.3 3,436.8 34.9 35.2 28.2 21.3 Notes and coins 52.3 53.1 55.4 50.6 55.2 5.9 -0.4 4.3 9.1 Deposits with the Central Bank 1,124.9 1,149.4 1,378.9 1,443.4 1,841.5 22.6 33.5 20.0 27.6 Reserve requirement 1,097.6 1,126.4 1,346.8 1,406.0 1,776.6 22.7 31.9 19.6 26.4 2 Sight 27.3 23.0 32.1 37.4 64.9 17.6 102.2 39.6 73.5 3 Claims on public sector 901.9 935.8 1,101.4 1,090.8 1,421.3 22.1 29.0 17.7 30.3 Government 888.7 921.9 1,082.8 1,079.0 1,393.1 21.8 28.7 17.5 29.1 Public corporations and institutions 13.2 13.9 18.6 11.8 28.2 40.9 51.6 33.8 139.0 4 Claims on non-public sector 6,349.5 6,789.7 7,589.2 8,226.0 9,116.4 19.5 20.1 11.8 10.8 Others 5,300.8 4,741.1 6,712.8 6,768.6 8,472.3 26.6 26.2 41.6 25.2 Sub-total 15,613.6 15,652.4 19,379.8 20,412.7 24,343.5 24.1 25.6 23.8 19.3 Below the line items 2,734.8 2,850.2 3,135.2 3,267.7 4,313.2 14.6 37.6 10.0 32.0 Total assets = total liabilities 18,348.4 18,502.6 22,515.0 23,680.4 28,656.7 22.7 27.3 21.7 21.0 Liabilities Deposits of non-public sector 9,934.7 10,256.1 12,128.8 12,611.2 15,925.6 22.1 31.3 18.3 26.3 5 Sight 956.9 1,003.9 1,382.5 1,545.8 2,319.6 44.5 67.8 37.7 50.1 Term investment 8,436.6 8,655.0 10,053.2 10,268.6 12,599.4 19.2 25.3 16.2 22.7 Gharz-al-hasaneh 407.0 461.9 508.1 591.6 733.4 24.8 44.3 10.0 24.0 Other 134.2 135.3 185.0 205.2 273.2 37.9 47.7 36.7 33.1 Claims of the Central Bank 673.3 803.1 947.4 874.8 555.7 40.7 -41.3 18.0 -36.5 6 Deposits and funds of public sector 45.8 47.9 43.8 41.4 56.8 -4.4 29.7 -8.6 37.2 Capital account 372.0 116.6 119.7 139.0 -551.1 -67.8 -560.4 2.7 -496.5 Foreign exchange loans and deposits 1,517.5 1,604.7 2,139.2 2,371.4 2,840.3 41.0 32.8 33.3 19.8 Others 3,070.3 2,824.0 4,000.9 4,374.9 5,516.2 30.3 37.9 41.7 26.1 Sub-total 15,613.6 15,652.4 19,379.8 20,412.7 24,343.5 24.1 25.6 23.8 19.3 Below the line items 2,734.8 2,850.2 3,135.2 3,267.7 4,313.2 14.6 37.6 10.0 32.0

1 Excludes private commercial banks' branches abroad. 2 Includes foreign exchange sight deposits of private banks and non-bank credit institutions with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading. 5 In credit institutions, it includes only temporary creditors. 6 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

Table 7 Monetary and Credit Aggregates (trillion rials) Balance at the end of the month Change Percentage change (Dey 1398 Dey 1397 Dey 1398 Dey 1397 Dey 1398 Dey Esfand Dey Esfand Dey compared with 1396 1396 1397 1397 1398 to to to to Esfand 1397) Dey 1396 Dey 1397 Esfand 1396 Esfand 1397 Banks' and credit institutions' claims on non-public sector 9,189.6 9,761.3 10,894.3 11,466.7 12,940.9 1,474.2 18.6 18.8 11.6 12.9 (excluding profit receivables)

Commercial banks 1,462.2 1,532.2 1,753.0 1,857.1 2,192.5 335.4 19.9 25.1 14.4 18.1 Specialized banks 1,806.8 1,888.0 2,093.7 2,165.3 2,415.3 250.0 15.9 15.4 10.9 11.5 1 Private banks and non-bank credit institutions 5,920.6 6,341.1 7,047.6 7,444.3 8,333.1 888.8 19.0 18.2 11.1 11.9 Banks' and credit institutions' claims on non-public sector 100.0 100.0 100.0 100.0 100.0 Change in share (percentage points) (percentage of total) Commercial banks 15.9 15.7 16.1 16.2 16.9 0.7 0.2 0.8 0.4 0.7 Specialized banks 19.7 19.3 19.2 18.9 18.7 -0.2 -0.5 -0.5 -0.1 -0.2

Private banks and non-bank credit institutions 64.4 65.0 64.7 64.9 64.4 -0.5 0.3 -0.3 -0.3 -0.5 Profit and revenue receivables 1,087.4 1,157.2 1,366.9 1,659.4 1,780.8 121.4 25.7 30.3 18.1 7.3 Banks' and credit institutions' claims on non-public sector 10,277.0 10,918.5 12,261.2 13,126.1 14,721.7 1,595.6 19.3 20.1 12.3 12.2 Commercial banks 1,657.6 1,746.6 2,039.2 2,167.4 2,581.6 414.2 23.0 26.6 16.8 19.1 Specialized banks 2,269.9 2,382.2 2,632.8 2,732.7 3,023.7 291.0 16.0 14.8 10.5 10.6 1 Private banks and non-bank credit institutions 6,349.5 6,789.7 7,589.2 8,226.0 9,116.4 890.4 19.5 20.1 11.8 10.8 Deposits of non-public sector 14,273.1 14,857.1 17,515.4 18,281.4 22,587.8 4,306.4 22.7 29.0 17.9 23.6 Commercial banks 2,836.4 3,021.8 3,574.1 3,789.5 4,490.6 701.1 26.0 25.6 18.3 18.5 Specialized banks 1,502.0 1,579.2 1,812.5 1,880.7 2,171.6 290.9 20.7 19.8 14.8 15.5

Private banks and non-bank credit institutions 9,934.7 10,256.1 12,128.8 12,611.2 15,925.6 3,314.4 22.1 31.3 18.3 26.3 Deposits of non-public sector (percentage of total) 100.0 100.0 100.0 100.0 100.0 Change in share (percentage points) Commercial banks 19.9 20.3 20.4 20.7 19.9 -0.8 0.5 -0.5 0.1 -0.8 Specialized banks 10.5 10.6 10.3 10.3 9.6 -0.7 -0.2 -0.7 -0.3 -0.7

Private banks and non-bank credit institutions 69.6 69.0 69.2 69.0 70.5 1.5 -0.4 1.3 0.2 1.5 Sight 1,443.5 1,504.0 2,039.5 2,304.8 3,294.1 989.3 41.3 61.5 35.6 42.9 Current deposits 1,173.7 1,233.3 1,738.6 1,929.2 2,968.8 1,039.6 48.1 70.8 41.0 53.9 Checks (net) 55.3 36.4 44.8 60.0 52.7 -7.3 -19.0 17.6 23.1 -12.2 Others 214.5 234.3 256.1 315.6 272.6 -43.0 19.4 6.4 9.3 -13.6 Non-sight 12,829.6 13,353.1 15,475.9 15,976.6 19,293.7 3,317.1 20.6 24.7 15.9 20.8 Gharz-al-hasaneh savings 712.3 801.9 902.1 1,026.5 1,199.9 173.4 26.6 33.0 12.5 16.9 Housing Savings Fund 80.7 84.3 87.6 83.1 68.5 -14.6 8.6 -21.8 3.9 -17.6 Other 631.6 717.6 814.5 943.4 1,131.4 188.0 29.0 38.9 13.5 19.9 Term investment 11,904.7 12,339.1 14,294.1 14,646.0 17,698.7 3,052.7 20.1 23.8 15.8 20.8 Short-term 4,563.3 3,935.5 5,419.9 5,848.9 6,519.1 670.2 18.8 20.3 37.7 11.5 Long-term 7,341.4 8,403.6 8,874.2 8,797.1 11,179.6 2,382.5 20.9 26.0 5.6 27.1 Miscellaneous 212.6 212.1 279.7 304.1 395.1 91.0 31.6 41.3 31.9 29.9 Notes and coins with the public 358.1 442.7 448.9 547.5 535.1 -12.4 25.4 19.2 1.4 -2.3 M1 1,801.6 1,946.7 2,488.4 2,852.3 3,829.2 976.9 38.1 53.9 27.8 34.2 Quasi-money 12,829.6 13,353.1 15,475.9 15,976.6 19,293.7 3,317.1 20.6 24.7 15.9 20.8 M2 14,631.2 15,299.8 17,964.3 18,828.9 23,122.9 4,294.0 22.8 28.7 17.4 22.8 1 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading.

Facilities Extended by Banks and Non-bank Credit Institutions Table 8 according to Islamic Contracts (trillion rials) Balance at the end of Share of Dey 1398 Percentage change Esfand 1397 Dey 1398 in total balance Dey 1398 compared to Esfand 1397 Banks and non-bank credit institutions 13,001.7 14,586.0 100.0 12.2 Gharz-al-hasaneh 784.9 1,090.4 7.5 38.9 Mudarabah 163.3 172.6 1.2 5.7 Forward transactions 115.7 167.2 1.1 44.5 Civil partnership 4,070.7 3,979.9 27.3 -2.2 Ju'alah 605.6 712.6 4.9 17.7 Installment sale 3,842.1 3,950.9 27.1 2.8 1 Murabaha 1,376.2 2,210.0 15.2 60.6 1 Istisna'a 1.8 1.2 0.0 -33.3 Hire purchase 72.5 98.2 0.7 35.4 Legal partnership 393.9 417.0 2.9 5.9 Direct investment 73.3 75.0 0.5 2.3 Other 2 1,501.7 1,711.0 11.7 13.9 Commercial banks 2,127.0 2,535.7 100.0 19.2 Gharz-al-hasaneh 167.9 244.9 9.7 45.9 Mudarabah 71.4 82.6 3.3 15.7 Forward transactions 33.4 45.3 1.8 35.6 Civil partnership 314.0 274.4 10.8 -12.6 Ju'alah 244.7 280.4 11.1 14.6 Installment sale 858.8 1,072.1 42.3 24.8

Murabaha 159.7 228.2 9.0 42.9

Istisna'a 1.8 1.2 0.0 -33.3 Hire purchase 17.6 18.8 0.7 6.8 Legal partnership 43.1 42.5 1.7 -1.4 Direct investment 23.4 23.4 0.9 0.0 Other 2 191.2 221.9 8.8 16.1 Specialized banks 2,727.5 3,022.6 100.0 10.8 Gharz-al-hasaneh 80.3 119.8 4.0 49.2 Mudarabah 7.4 6.4 0.2 -13.5 Forward transactions 25.5 22.0 0.7 -13.7 Civil partnership 403.3 403.9 13.4 0.1 Ju'alah 147.0 188.9 6.2 28.5 Installment sale 1,475.5 1,509.7 49.9 2.3

Murabaha 226.9 350.2 11.6 54.3

Istisna'a 0.0 0.0 0.0 θ Hire purchase 40.7 64.1 2.1 57.5 Legal partnership 25.3 25.5 0.8 0.8 Direct investment 7.0 8.4 0.3 20.0 Other 2 288.6 323.7 10.7 12.2 Private banks and non-bank credit institutions 8,147.2 9,027.7 100.0 10.8 Gharz-al-hasaneh 536.7 725.7 8.0 35.2 Mudarabah 84.5 83.6 0.9 -1.1 Forward transactions 56.8 99.9 1.1 75.9 Civil partnership 3,353.4 3,301.6 36.6 -1.5 Ju'alah 213.9 243.3 2.7 13.7 Installment sale 1,507.8 1,369.1 15.2 -9.2

Murabaha 989.6 1,631.6 18.1 64.9

Istisna'a 0.0 0.0 0.0 θ Hire purchase 14.2 15.3 0.2 7.7 Legal partnership 325.5 349.0 3.9 7.2 Direct investment 42.9 43.2 0.5 0.7 Other 2 1,021.9 1,165.4 12.9 14.0 1 2 As of 1394, facilities extended according to Murabaha and Istisna'a contracts have been added to facilities extended according to Islamic contracts. Includes debt purchase, machinery and housing units transacted under Islamic contracts, and overdue and non-performing loans. θ Calculation of percentage change is not possible.