Electronic Caregiver Enrolled in Medicare Partners with Now I Can’t Fund AlphaOne for My Own HSA! Serving Seniors PAGE 4 PAGE 2
VOLUME 41 • ISSUE 22 Serving Carmichael & Sacramento County since 1981 MAY 29, 2020
SEE Vitalant Calls on INSIDE Down-Sized Memorial Donors to Help NATURE CENTER Gathering Salutes Heroes Patients Now
ART GALA By Drew Fowler, GOES ONLINE Vitalant Communications SACRAMENTO REGION, CA (MPG) - Vitalant ‒ the nation’s largest nonprofit, independent blood collector – serving the local com- munity here in Northern California, has declared a critical shortage of blood PAGE 3 as supplies have been sig- nificantly impacted by the coronavirus pandemic. SOCIAL SECURITY Shelter-in-place orders led to 762 blood drives can- MATTERS celed since early March in this area alone, resulting in By Russell Gloor a loss of 25,194 uncollected blood donations. That, coupled with a resump- tion of surgeries and other medical procedures as stay- at-home restrictions were lifted, has caused a 25 per- cent increase in the need for blood during the past sev- eral weeks. Veterans and supporters marked Memorial Day in Carmichael. The annual ceremony was pared down to conform with COVID All blood types are criti- rules governing crowd sizes. Local rock celebrity Todd Morgan (with guitar) led singing during a live-streamed ceremony at the PAGE 4 Koobs Nature Area. cally needed right now, with an especially high need Story and photo pandemic, let’s hold together,” said Morgan led the depleted throng in for type O, A-negative and CHEERS & JEERS by Susan Maxwell Skinner the US Army Purple heart recipient. Wood Guthrie’s folk anthem "This B-negative red blood cells. “Memorial Day is not just for vet- Land is Your Land." In addition, platelets are NOAH WYLE WHO'S CARMICHAEL, CA (MPG) - Carmichael’s erans. It’s for families that are left Korean War veteran Bill Fellers always needed by patients SET TO RETURN Memorial Day tradition continued – behind and children who are raised (89) played Taps, echoed by Boy for cancer treatments, sur- much abbreviated in size – beneath without knowing what their father or Scout bugler Stach (14). With the geries and emergencies. the Vietnam Monument in Koobs mother looked like.” Veterans did not ringing of a bell, the 15 heroes Because of its short shelf Nature Area (Engle Road) last serve for years to support their battle immortalized by a Koobs Nature life ‒ only 5 days ‒ the sup- weekend. buddies, he said. “You serve for your area plaque were named. ply of platelets must be Normally an occasion for big family, your neighbors and strangers The young men all attended continually replenished. crowds, the 2020 commemoration you see in the grocery store. Young nearby La Sierra High School and Donors are strongly conformed to COVID assembly men and women who are not physi- died while serving in Vietnam. They urged to give blood as restrictions. A dozen supporters cally here today will always be here, are: Robert D. Anderson, Mark W. soon as possible by going (including a Boy Scout color guard) as long as we recall their sacrifices. Burchard, Robert S. Bynes, Jerry online to vitalant.org or were allowed. Others were turned We learn in the military that you Cowsert, Kenneth R. Escott, Gary calling 877-258-4825 away at the gate but were able to can’t do things 10 percent or even 95 R. Field, Herbert Frenzell, Frank (877-25-VITAL). PAGE 9 watch the ceremony live-streamed percent. I’m reminded today of peo- Thornburg, Ralph Guarienti, Larry “We strive to maintain a on Facebook. ple who went all the way – who gave H. Morford, Thomas C. Pigg, 4-day supply of blood just Iraq War veteran Matt Cecatto 100 percent – for their country and Randall B. Rainville, Kim Richins, to provide what patients spoke on the value of remem- for people they didn’t even know.” Jeffry Tharaldson and Robert A. need, and currently we’re brance. “As we come together in this Carmichael rock heartthrob Todd Willis. H at less than half that for certain blood types,” said Dr. Ralph Vassallo, Chief Medical Officer at Vitalant. “It’s absolutely vital ‒ a matter of life or death for some ‒ to have enough Scan our QR Code for a Sac County New Health blood collected and read- direct link to our online edition! ily available on hospital shelves when patients need PRESORTED STD. US POSTAGE it.” PAID Order and Stage 2 Variance In Sacramento and the PERMIT 350 Chico/Redding areas, Carmichael, CA Vitalant must collect over Sacramento County supersedes previous orders implemented the state’s complete details on what is 8000 blood donations per Change Service Requested Public Information Office and is in effect until it is reopening requirements, permitted. month to meet patients’ rescinded or amended by they will be allowed to “Businesses are respon- transfusion needs. Every SACRAMENTO COUNTY, CA the Sacramento County resume modified opera- sible for reviewing and two seconds, some- (MPG) - Sacramento County Health Officer to coincide tions with social distancing, understanding the guid- one needs blood. Vitalant was given the approval by with the State’s movement and include, for exam- ance that’s been provided, urgently needs donors California Department of through the stages in its ple: dine-in restaurants, and they are required to to make an appointment Public Health (CDPH) to Resilience Roadmap. shopping malls, micro- post readiness checklists to ensure a stable blood move further into “Stage “County Public enterprise retail/storefronts, certifying their ability and supply. 2” of California’s Roadmap Health staff has been car washes, pet grooming, commitment to reopen Vitalant recently released to Modify the COVID- working to ensure a coor- day care, outdoor museums safely. Working in part- its Because of You, Life 19 Stay-at-Home Order. dinated system with and open gallery spaces, nership with our business Doesn’t Stop campaign, The Variance Attestation healthcare partners to and small offices when tele- community, we’re ensur- calling on all donors to take approval for Sacramento identify possible cases, work is not possible. ing compliance with the action now and give blood County was officially coordinate testing, and lead However, unless bars, County’s Health Order or convalescent plasma to posted on the CDPH web- contact tracing to iden- breweries and wineries so that our residents con- meet immediate and ongo- site late on Wednesday, tify those possibly exposed provide in-house dining, tinue to stay healthy as the ing needs. Recovered May 20. Today, as a reflec- for infection control. Our they will not be permitted local economy reactivates,” COVID-19 patients have tion of the approved Public Health system, along to reopen beyond takeout said Board Chairman immune-boosting antibod- attestation document, the with the public’s compli- and delivery. Additionally, and District 1 Supervisor ies to the SARS-CoV-2 County released its May 22, ance with the health orders CDPH is not approving Phil Serna. coronavirus in their plasma, 2020, Sacramento County leading to this point, are the opening of any gyms For Sacramento County, which can be given to Public Health Order effec- responsible for the County or small fitness studios its Health Officer, Dr. patients currently fighting tive at 11:59 a.m., and being able to move fur- of any kind and does not Olivia Kasirye, attested COVID-19. has been revised to out- ther into Stage 2,” said Dr. permit in Stage 2 gather- to criteria laid out by the “The public responded line which sectors have Peter Beilenson, Director ings of any kind in any state, including: stability when thousands of blood approval to move forward of Health Services. County. Read the State of COVID-19 cases/deaths drives were canceled ‒ with opening in accordance Once Sacramento County Variance document and the in the county; protection more than 100,000 units of with State guidelines. business sectors approved County’s Health Order with of essential healthcare blood lost ‒ at the beginning This Health Order for Stage 2 reopening have readiness checklists for Continued on page 3 Continued on page 3 www.CarmichaelTimes.com 2 • Carmichael Times MAY 29, 2020 Electronic Caregiver Partners with California Poison Control AlphaOne for Serving Seniors Sees Spike in Household
By Alexia Severson, said she enrolled in the AlphaOne pro- Electronic Caregiver gram via her Premier subscription. Disinfectant Exposures She enjoys the sense of security and SACRAMENTO REGION, CA (MPG) - reduced financial costs that come with Electronic Caregiver®, a national using AlphaOne as her primary emer- By Tricia Tomiyoshi, UC Davis Health virtual care and health technology gency response service. company, has partnered with AlphaOne For those with chronic condi- SACRAMENTO, CA (MPG) - As California residents use Ambulance Medical Services Inc. to tions or who would like access to more cleaning products to disinfect their homes during provide peace of mind and protection remote patient monitoring services, the COVID-19 pandemic, the California Poison Control for seniors – the portion of the popu- Electronic Caregiver’s Pro Health is System’s Sacramento Division, housed at UC Davis lation most vulnerable to COVID-19. ideal. The smart health hub is eas- Health, saw a spike in reported household disinfectant Sacramento resident Dot Boyd, ily set up in the home and can be exposures in March and April. an independent partner of Electronic paired with several Bluetooth devices, All age groups in California have reported more Caregiver, offers the company’s life- Electronic Caregiver Partners including a glucometer, spirometer, exposures to disinfectants, including bleach, but cases with AlphaOne to Provide Quality saving technology to those living in the Emergency and Non-emergency blood pressure cuff, pulse oximeter, involving adults have grown the most: Greater Sacramento Area. Electronic Services to Seniors in Sacramento weight scale and non-contact ther- Adults 20 or older: 262 cases in February, 724 cases Caregiver’s products include tele- County. Photo AlphaOne mometer. Both the pulse oximeter in March, 796 cases in April; Children ages 6-19: 65 in health and remote patient monitoring need. We are often the preferred pro- and thermometer have been identified February, 60 in March, 86 in April; Children under 6 services, which have become vital vider to many of the assisted living, by the Healthcare Information and years: 133 in February, 232 in March, 215 in April tools in slowing the spread and impact independent living, skilled nursing Management Systems Society “May seems to be on track to be similar to March of COVID-19. The partnership will communities in our area.” (HIMSS) as tools patients with sus- and April,” said James Chenoweth, assistant professor give Electronic Caregiver clients in Electronic Caregiver clients in pected or confirmed COVID-19 can of emergency medicine at UC Davis Health. “Most of Sacramento County the option to Sacramento County can have the added use to monitor their condition and these calls are accidental exposures. People are buying connect with AlphaOne as their pre- benefit of AlphaOne when they sub- help guide them on important medi- cleaning products and using them on food or spraying ferred emergency medical service at scribe to the Premier, a mobile security cal decisions. them excessively. There can also be issues with mixing the touch of a button via Electronic and care support system, or the Pro The Pro Health also includes 24/7 certain cleaning products together.” He said most cases Caregiver’s technology. AlphaOne Health, a chronic care and remote emergency response, medication have been minor and did not require hospitalization. specializes in senior care and is trusted patient monitoring system. Clients reminders and pocketMD. The National Poison Data System, the data ware- by many Sacramento County seniors who need urgent medical care can “Right now, because of the COVID- house for the nation’s 55 poison control centers, has as their go-to service. push the emergency button on either of 19 scare, people are ignoring serious also seen an increase nationally in disinfectant expo- “Electronic Caregiver’s products these devices to directly connect with or chronic health issues because of sure cases during this same time, with 1,673 cases in protect the older adult population and AlphaOne, saving them valuable time their fear of picking up the virus at February, 3,401 cases in March, 3,601 in April. activate paramedics in medical emer- in looking for their phone or having to their doctor's office or at the hospital,” With more children staying home during the COVID- gencies,” said AlphaOne Business manually dial a number. Boyd said. “Sadly, the reports are in 19 pandemic, the odds of children accidentally being Development Manager Mike Ryder. “In the independent living commu- that they're waiting until it's too late exposed or ingesting household cleaning products also “Our partnership will allow them to nities where people may not have a and too many are dying from non- increases. activate paramedics trained in geriatric personal emergency response system COVID-19 illnesses as a result.” Justin Lewis, director of the California Poison Emergency Medical Sciences (GEMS) (PERS), every individual is on their “With the push of a button, any time Control System’s Sacramento Division, recommended providing a level of care our older own,” Boyd said. “And so, for them of the day or night, my clients can the following tips to help prevent accidental household adults prefer.” to know that when they push their but- consult with a doctor, and avoid sit- disinfectant poisonings: AlphaOne provides assessments at ton AlphaOne will be dispatched gives ting in a waiting room with other sick Use products as directed on the label; Don’t mix mul- no charge, which can be a huge value them a lot of peace of mind.” patients who may have virus symp- tiple disinfectant products together; Make sure to be in to seniors who often live on a fixed Along with 24/7 emergency toms,” she said. “I wish we had this a well-ventilated area when using disinfectants; Use the income. The company also special- response, the Premier includes care when I was my mom's primary care- recommended personal protective equipment (gloves, izes in dementia care and works with plan reminders, activity monitoring, giver because we could have avoided goggles) per the product label; Don’t use cleaning prod- many of the county’s memory care geolocation and pocketMD telemedi- trips to the emergency department ucts on the skin or ingest or inject them; Do not use communities. cine. PocketMD provides clients with when there were no other options on disinfectants on food; Keep household disinfectants out “Taking the time needed to properly remote access to not only a licensed a Friday night or over the weekend.” of reach of young children and add child locks to cup- evaluate our residents with advanced physician, but also a psychologist, In addition to seniors, Electronic boards where disinfectants are stored; Store cleaning needs is a great tool in providing spe- pharmacist, dentist, dietician, sports Caregiver’s technology can products in their original labeled containers. If diluted cialized care,” Ryder said. “Oftentimes medicine specialist, alternative med- benefit patients of all ages. For infor- disinfectants and sanitizers are put in spray bottles, be older adults prefer to not have all the icine specialist, pediatrician, and mation about Electronic Caregiver sure that they are clearly labeled and stored out of the unnecessary apparatus show up in ophthalmologist. and services offered in the Greater reach of children; Know the poison control number – a medical emergency and trust our Electronic Caregiver client Joann Sacramento County Area, contact Dot 800-222-1222 – and PoisonHelp.org, which is open 24 staff to treat them with dignity and Charamuga, who lives in an indepen- Boyd at 916-799-1660 or dot@dot- hours a day, 365 days a year. Language interpreters are respect while providing the care they dent living community in Sacramento, forseniorsafety.com. H available. H MAY 29, 2020 Carmichael Times • 3 Annual Nature Center Sac County New Health Art Gala Goes Online Order and Stage 2 Variance Continued from page 1 chin, and be made of soft or permeable workers and first responders; adequate material, without holes or one-way valve testing and containment capacity; hos- that allows respiratory droplet release. pital capacity; support for vulnerable Examples of allowable face covering populations; and requirements for Stage 2 include scarf, bandana, or neck gaiter. The timelines and triggers for adjustments. Health Order includes provisions for exer- Therefore, the public and business cising and while using modes of public owners must closely follow the state’s transit, as well as exceptions for children reopening guidance and the County’s and some individuals – read the details Health Order to help curb a surge of new for Face Coverings in the May 22 Health COVID-19 cases, which would return the Order. past restrictions and closures. The best defense against COVID- Sacramento County is recommending 19 continues to be: Staying at home and the CDPH guidance on the use of cloth physical distancing; Washing hands fre- face coverings whenever social distancing quently; Avoiding touching eyes, nose and cannot be maintained indoors or outdoors. mouth with unwashed hands; Avoiding While wearing a face covering, the public being around people with COVID-19 should find ways to maintain social dis- symptoms tancing requirements of six feet or more, For questions about the Public Health practice good hand hygiene, and stay Order, call the Public Health hotline at home if ill. (916) 875-2400. The cloth face coverings recommended For more information about the Diane Tharp’s "Tinker Towhee” is among canvases to be auctioned during the Effie Yeaw Nature are not medical grade respirators, such as County’s response to COVID-19, Center fundraiser. N95 and surgical masks. A cloth face cov- visit Sacramento County’s COVID-19 ering should cover the nose, mouth and webpage. H Story by Susan Maxwell Skinner aerial view of spring farmland. Local art- ist David Peterson’s watercolor is called CARMICHAEL, CA (MPG) - Previously sched- “Green of Winter” and Phillipe Gandiol uled as an outdoor gathering, the Effie offers an oil study called "Flooded Fields.” Yeaw Nature Center’s art gala has been Experience packages – including a reinvented as an online event. The gala has Tahoe vacation getaway, a Big Sur con- provided vital support for the Carmichael dor-spotting expedition and a stay at a Vitalant Calls on Donors to Help Patients Now center over the past ten years. private sea ranch home at Gualala – will Because of COVID crowd restrictions, also be up for bids. Supporters will also Continued from page 1 as an essential activity, temperatures); Requiring organizers will forge ahead with silent be encouraged to aid Effie Yeaw’s edu- of the pandemic,” said encouraging healthy and face masks or cloth-based auction art sales that begin on June 6. The cational mission with online fund-a-need Cliff Numark, Chief of eligible donors to con- face coverings (donors week-long auction will culminate with pledges. Marketing. “We are in the tinue to donate even amidst and staff); Disinfecting live bidding on VIP work from 6 to 7 pm Auction items can be viewed at the aftermath and we need to COVID-19 response mea- donor-touched and other on June 13. This event will offer pieces by Sacramento Fine Arts Center’s online let people know that with- sures. From coast to coast, high-touch areas often celebrity artists and several award win- gallery. out donating blood today, all Vitalant centers continue and after every donation; ning entries from the Wild Things juried KFBK anchor Kitty O’Neal will emcee life could stop for hospital to deploy strict precaution- Ensuring social distanc- exhibition. the June 13 Live Stream event. Auctioneer patients.” ary measures to ensure the ing to keep donors and staff As exhibitors’ subject matter is the nat- is Keith McLane. The U.S. Surgeon safety of donors, patients safe. ural world, animal studies and landscapes Learn about the auction at www.sacna- General and Federal and staff, including: For more information will abound. Nationally collected painter turecenter.net/events/spring-gala-auction/ Emergency Management Taking donors’ tem- and to schedule a donation, Pat Mahony has contributed a river- View the available art at www.sac- Agency (FEMA) have des- peratures upon check-in visit vitalant.org or call scape; Deladier Almeida’s, donation is an finearts.org/art-where-wild-things-are H ignated blood donation (staff self-monitor their 877-258-4825 H Real Estate FEELING Is Our Passion! We are committed to going ISOLATED? above and beyond to ensure you have the best home buying Not on our watch! or selling experience! Our staff will care for you, make sure you have healthy dining options and work hard to keep you entertained! Wouldn’t it be nice to have that kind of support right now? Summerset is family owned, conveniently located and welcomes small pets. Call to schedule your virtual tour and free assessment. AN ENTERTAINER’S DREAM Canonero Court Fair Oaks
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producers out of business.” many of our medications and Social Security Matters Just like that ‒ it’s not so their components coming easy to simply start up a pen- from one country. We become icillin fermenter ‒ we were vulnerable to any disrup- out of the penicillin-produc- tion of Chinese production, What will my Wife’s tion business. whether from disease, politi- The story of penicillin is cal unrest or war. Survivor Benefit Be? the tale of U.S. dependence Beijing is a particularly on China-sourced pharma- nasty actor, but the corona- We Need to Make More ceuticals and active drug virus has demonstrated that from you, she could take of Our Own Drugs the smaller survivor ben- ingredients writ large. even friendly nations will efit first and delay taking A country learns about From 2010 to 2018, U.S. keep medical supplies from her own SS benefit until it itself in a crisis, and one rev- imports of pharmaceuti- one other if it is in their self- reaches maximum at age elation in the coronavirus cals from China increased interest to do so. 70 and switch to her own emergency is that we can't 75%. China is the second It is only prudent, then, benefit at that time. The make our own penicillin. largest exporter of drugs that the U.S. begin a national goal is for her to get the The first patient suc- and biologics to the United effort to produce more of its highest possible benefit for cessfully treated with the States behind Canada, and own medicines. the rest of her life. antibiotic was a woman our dependence is even Unspooling entrenched full retirement age when Finally, if you were to suffering from sepsis in greater, given that China supply chains won’t be sim- she claims her survivor die before you started col- a Connecticut hospital in is the source of the active ple. The U.S. should create By Russell Gloor, benefit (she could claim as lecting your increased 1942. Her treatment took ingredients of many drugs every incentive for drug AMAC Certified Social early as age 60) the benefit Social Security benefit at up half the country’s sup- produced elsewhere. companies to at least move Security Advisor will be actuarially reduced age 70, your wife would ply. Yet in short order we China is a dominant force out of China into other for- according to the number still have the same options, figured out how to mass pro- when it comes to generic eign countries, and ideally Dear Rusty: I am a of months prior to her full but her survivor benefit duce the medicine, saving the drugs in particular, which come back here (economic 68-year-old retired male retirement age (FRA) that amount would be based lives of countless soldiers in account for the vast majority incentives clearly matter – and had planned on wait- she claims it. The amount upon the amount you were World War II. Once, factories of medicines that Americans when drug companies lost ing to collect Social of reduction for claim- eligible to receive at your throughout the country made take. We rely on China for tax preferences to manufac- Security benefits begin- ing her survivor benefit death, even though you the stuff. 90% of our antibiotics, and ture in Puerto Rico, many ning at age 70. My wife before her FRA is 0.396% were not yet collecting. But that was a long time for drugs for everything of them left for China). is currently 53 years old. for each full month ear- In other words, all those ago. The last U.S. plant to from HIV/AIDS to cancer to Eventually, federally funded When I die, would my lier, which is 4.75% per delayed retirement credits make penicillin, a Bristol- antidepressants. health systems, including wife’s spousal benefit at year earlier than her FRA, (DRCs) you are now earn- Myers Squibb operation in China is fully aware of Medicare, Medicaid and her full retirement age be to a maximum of 28.5%. ing (and will continue to Syracuse, New York, shut- its leverage. It notoriously Veterans Affairs, should equal to what I would be And for clarity, your wife earn until you are 70) will tered in 2004. threatened via its state-run buy only American-sourced receiving at age 70 or be isn’t required to take the not be lost – the benefit What happened? media to cut off our supply pharmaceuticals. reduced? Also, if I were to survivor benefit immedi- you have earned up to the According to Rosemary of drugs (except fentanyl, Prescient commenta- die before 70 and before ately upon your death; she point you die will be what Gibson of The Hastings of course) and plunge the tors have been warning of collecting social security, can wait until the benefit your wife’s survivor bene- Center and author of the U.S. into “the mighty sea of our growing dependence what would be my wife’s reaches 100% at her full fit is based upon. book “China Rx,” “Industry coronavirus.” on China for medicines for survivor benefit at her full retirement age, if desired This article is intended data reveal that Chinese Even if China weren’t a years. After this, there’s no retirement age? Signed: and if financially feasible. for information purposes companies formed a cartel, malign global competitor (it excuse for not fixing it. Older Husband If your wife is also eli- only and does not represent colluded to sell product on is), a remorseless dictatorship Rich Lowry is editor of Dear Older Husband: gible for a SS benefit on legal or financial guidance. the global market at below (it is) or a dishonest klep- the National Review. Your wife’s survivor ben- her own work record and It presents the opinions market price, and drove all tocracy (it is), there would (c) 2020 by King efit as your widow will you die before she reaches and interpretations of U.S., European and Indian be risk inherent in having so Features Synd., Inc. H depend upon two things her FRA, she will have the the AMAC Foundation’s – the amount you were choice to take either her staff, trained and accred- receiving (or were eligible own Social Security ben- ited by the National Social to receive) at your death, efit or her survivor benefit Security Association and the age at which she from you. If her survivor (NSSA). NSSA and the claims her survivor benefit benefit will be her highest AMAC Foundation and its as your widow. possible benefit, she would staff are not affiliated with If you were receiving an have the option to take her or endorsed by the Social increased benefit because own SS retirement benefit Security Administration or you waited until age 70, from her own work record any other governmental your wife’s benefit - if she first and delay taking the entity. To submit a question, has reached her full retire- larger survivor benefit until visit our website (amac- ment age - will be 100% it reaches maximum at her foundation.org/programs/ of the amount you were FRA. Or, if her own bene- social-security-advisory) receiving at your death. If fit at age 70 would be more or email us at ssadvisor@ she hasn’t yet reached her than her survivor benefit amacfoundation.org. H Carmichael Times Serving armi hael and Sa ramento ounty sin e I Carmichael Times Enrolled in Medicare … Now I I Can’t Fund My HSA! with an HSA because as you appeal what was advised Carmichael Times are experiencing Stephen, to you. Since Social Carmichael Times HR departments and friends Security offices are not Publisher, O are giving wrong advice to open due to COVID- those becoming Medicare 19, you will have to fax Paul V. Scholl age. This week, three dif- in your information, and Carmichael Times is a ferent Toni Says Medicare you want to schedule an member of Messenger S Carmichael Times, column readers, sent in HSA appointment with a Social Publishing Group O S , , A 9 questions because they had Security agent by phone S 2 , Toni King received wrong information until the Social Security To submit your articles, 2 S which is costing them from offices reopen. information, announcements Reader Alert: Toni turned funding their HSA. 3. Getting Part A back: or letters to the editor, please Carmichael Times 65 on Wednesday, May 20th 9 The rule about Medicare When you talk with Social email a Microsoft Word le to: and has now joined the maze Part A and making contribu- Security ask what type of [email protected]. of Medicare. She will discuss tion to an HSA is discussed problems you will have Be sure to place in the We are proud members of these newspaper associations. what Medicare issues she in the Medicare & You hand- to getting back into Part subject eld “Attention to meets in the future. Publisher”. If you do not have book. It states, “You can’t A later. It is rare that one email access, please call us Hi Toni contribute to your HSA stops Medicare Part A, but at (916) 773-1111. I attended one of your once your Medicare cover- more Boomer’s enroll in seminars and now I need age begins” … the handbook HSAs to grow their retire- help with my Medicare issue. also states in the last para- ment because of Health I am 65 almost 66, “still graph, “To avoid a tax Savings Accounts. I have working” and covered by penalty, you should stop consulted with many who Home Equity Line of Credit Loan my employer’s group health contributing to your HSA at have stopped Medicare HSA plan. Approximately least 6 months before you Part B(Medical) when they 5 Year % $5000 is contributed to my apply for Medicare.” Please have returned to work with FIXED RATE 4.25 qualified tax-deductible review this information… group health insurance. Initial APR Very important… For those who need to CHECK THE EL DORADO ADVANTAGE: HSA account for medical expenses. Below are the answers to delay Medicare Part A due to FIXED RATE for 5 Years your questions: “still working fulltime” with Local Processing & Servicing When I talked with my No Closing Costs on Qualifying Transactions company’s HR department, 1. That’s correct!! Enrolling company health insurance Flexibility and Convenience they advised me to apply in Medicare Part A will and want to continue making Have Funds Available for Current and Future Needs for Medicare Part A (hos- disqualify you from con- contributions to their HSA Home Improvement, Debt Consolidation, College Tuition tributing funds to your can do so by simply NOT Interest May be Tax Deductible (Please consult your tax advisor) pital) although I really did not need it. Now I find out HSA. Contact the Toni enrolling in Medicare Part that since my insurance is Says office by email at A when turning 65. When an HSA, signing up for Part [email protected] or you and your spouse retire call 832/519-8664 and later past 65, when no longer Serving our local communities since 1958 A has disqualified me for any contribution to the HSA together we can explore working full-time with com- www.eldoradosavingsbank.com plan. I have a few questions: your Medicare options. pany health insurance, then 2. Question #2 about stop- you can apply for Medicare. • 4701 Manzanita Ave. • 916-481-0664 1) Does having Part A really CARMICHAEL ping your Medicare Part Contact the Toni Says office Se Habla Español • 800-874-9779 disqualify me from con- tributing to my HSA Plan? A. I would call Social at 832/519-8664 for more The initial Annual Percentage Rate (APR) is currently 4.25% for a new Home Equity Line of Credit (HELOC), and is Security at 1/800-772- information on Medicare fixed for the first 5 years of the loan which is called the draw period. After the initial 5 year period, the APR can change 2) If so, how can I stop once based on the value of an Index and Margin. The Index is the weekly average yield on U.S. Treasury Securities 1213 or visit your local and HSA topic. adjusted to a constant maturity of 10 years and the margin is 3.50%. The current APR for the repayment period is Medicare Part A and stop 4.125%. The maximum APR that can apply any time during your HELOC is 10%. A qualifying transaction consists of the this HSA tax situation? office explain to the agent Toni King, author of the following conditions: (1) the initial APR assumes a maximum HELOC of $100,000, and a total maximum Loan-to-Value how you were misin- Medicare Survival Guide® (LTV) of 70% including the new HELOC and any existing 1st Deed of Trust loan on your residence; (2) your residence Thanks, ~ Stephen, securing the HELOC must be a single-family home that you occupy as your primary residence; (3) if the 1st Deed of formed since you have is giving a $5 discount on Trust loan is with a lender other than El Dorado Savings Bank, that loan may not exceed $200,000 and may not Lake Charles, LA be a revolving line of credit. Additional property restrictions and requirements apply. All loans are subject to a current been enrolled and funded the Medicare Survival appraisal. Property insurance is required and flood insurance may be required. Rates, APR, terms and conditions are Stephen: your HSA before you Guide® Advanced book and subject to change without notice. Other conditions apply. A $525 early closure fee will be assessed if the line of credit is closed within three years from the date of opening. An annual fee of $75 will be assessed on the first anniversary This is an especially turned 65 and now you bundle package for the Toni of the HELOC and annually thereafter during the draw period. Ask for a copy of our “Fixed Rate Home Equity Line of Credit Disclosure Notice” for additional important information. Other HELOC loans are available under different terms. important topic to those who cannot contribute to the Says® readers and friends are turning 65, still working plan. Ask how you can at www.tonisays.com. H MAY 29, 2020 Carmichael Times • 5 WEEKLY COMICS
Crossword Puzzle on Page 5 STATEPOINT CROSSWORD • TONY WINNERS CLUES Crossword Puzzle Solutions on Page 5
ACROSS 1. “A Visit from St. Nicholas” beginning 5. Clock std. 8. U-____ 12. *Webber’s “Evita” collaborator 13. Away from wind 14. Boy Scout rank 15. Picnic invaders 16. Digestive aid 17. Change, as in the Constitution 18. *Like Tony Awards 2020 20. Entry document 21. Fill with spirits 22. 10 decibels 23. *”Kiss Me, Kate” composer/lyricist 26. Sound of leaves in wind 29. Before, archaic 30. Admirer 33. “My bad” 35. Garments 37. Barbie’s beau 38. Annoy a bedfellow 39. Result of too many drinks 40. Type of tunic 42. F in FWIW 43. Brown’s beagle 45. *M in “M. Butterfly” 47. Bar association 48. “Mack the ____” 50. *Tony winner David ____ Pierce 52. *Musical with the most wins, with The 56. *Jellicles’ cries 57. Vietnam’s neighbor 58. Flu symptom 59. Pond buildup 60. Sunrise point 61. “Just ______” Sudoku Puzzle on Page 5 62. *4-time winner Tom Classifi ed Stoppard’s output 63. Tap choice Advertising 64. Tallest volcano in Europe DOWN 1. Catch-22, e.g.
Sell Your Stuff ! 2. Brown bagger 41. In the thick of 3. *Before and after intermission 44. Falstaffian in body Rea h s of 4. Final six lines of a sonnet 46. Base of the decimal system 5. Sparkle 48. Cattle enclosure in African Readers Every Week! 6. More than a scuffle village 7. Like a ball ready for a drive 49. Pirate’s “necklace” 8. *Musical with most nominations 50. *Setting of Tony winner 9. *Tony nominee, “Rock of ____” ‘Hadestown’ 10. Longer forearm bone 51. Vinyasa workout 11. Bulb type 52. #19 Down, sing. 13. “All ____!” 53. *The Grand Slam of showbusi- 14. Roof overhang ness, acr. 19. Humble requests 54. The Colosseum, today 22. Pesky, clingy plant 55. Pura ____, or pure silk 23. Cribbage pieces 56. Atlas page 24. Un-written exams 25. Old episode 26. *”La Bohème,” reimagined 27. Shower accessory 28. Erasable programmable read only memory 31. Thumbs-up LEGAL ADS FOR SACRAMENTO COUNTY? 32. Gridiron official, for short 34. Blood fluids 36. *Coveted destination We Can Do That! 38. Mix-up 40. Typically has April 15th as Call to place your deadline legal advertising 916-773-1111 All Legal Ads Published by Messenger Publishing Solutions on Page 5 Week6 • Carmichael o May Times MPG C ASSI I D AD RTISI G MAY 29Page, 2020
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Andreas Borgeas California should pro- on small businesses as a “We must take action to restore representa- vide regulatory relief and result of unintended mis- SACRAMENTO, CA (MPG) - Under Section tive, constitutional government,” Assemblyman SACRAMENTO, CA (MPG) allow state agencies to takes corrected in good 8629 of the California Emergency Services Gallagher said. “The Governor has clearly - Senator Andreas waive or reduce civil pen- faith. Act, the Legislature has authority to ter- overstepped his authority, from arbitrarily Borgeas presented alties for small businesses minate the Governor’s emergency powers. changing state laws, to using state agencies to Senate Bill 1457 in the operating reasonably and Senator Borgeas rep- Assemblymembers Kevin Kiley (R-Rocklin) threaten small business outside of their legal Senate Governmental in good faith.” resents the 8th Senate and James Gallagher (R-Yuba City) are intro- jurisdiction, to spending money outside the Organization Committee, The United Chamber District, which encom- ducing an Assembly Concurrent Resolution to scope of legislative authorization. It is incum- which passed 14-0. The Advocacy Network passes all or portions exercise this statutory prerogative. bent upon the Legislature to restore the balance bill would require state (UCAN), a coalition of of Amador, Calaveras, A “State of Emergency” in California is a of powers.” agencies to work with seven local chambers of Fresno, Inyo, Madera, legal term describing not merely conditions The nonpartisan Legislative Analyst, in small businesses and commerce in Northern Mariposa, Mono, of extreme peril, but also the inadequacy of a report Sunday on the Governor’s May establish policies to waive California representing Sacramento, Stanislaus, state and local institutions to combat the threat Revision, was “very troubled” by the author- or reduce penalties and over 4,000 members, tes- Tulare, and Tuolumne within the constraints of the State Constitution. ity the Governor seeks to take away from the fines for small businesses. tified in support of the Counties. For addi- “This Resolution is meant to restore a Legislature. The report concludes: “we urge the “Senate Bill 1457 will bill. tional information about proper balance between the legislative and Legislature to jealously guard its constitutional provide regulatory relief As many small busi- Senator Borgeas, please executive branches,” said Assemblyman Kiley. role and authority.” for small businesses nesses struggle to visit his website at www. “To the extent the Governor retains extraordi- “The Emergency Services Act was impacted by the economic survive due to recent clo- senate.ca.gov/borgeas or nary powers, they should be limited in scope designed to grant extraordinary powers to a fallout as a result of the sures and stay-at-home sign up for his monthly in coordination with the Legislature, which has Governor under conditions of extreme peril,” Coronavirus pandemic,” orders, California should newsletter. H authority to terminate those powers altogether.” Assemblyman Kiley said. “It was not meant to Since proclaiming a State of Emergency give a single person the ability to remake all on March 4, Governor Newsom has issued 39 of California law indefinitely. An open-ended Executive Orders, unilaterally changing 200 state of emergency, with boundless powers CALL 916-773-1111 TO ADVERTISE laws spanning most sections of the California vested in a chief executive, is incompatible code. This includes creating new voting laws with democratic government.” H
Legal Advertising Hotline Legal Advertising 916-483-2299 LEGAL ADVERTISING Carmichael Times Adjudicated For and By the County of Sacramento, Adjudication No. 317294–February 7, 1984 7144 Fair Oaks Blvd #5 Legal Advertising Fax Rancho Cordova Independent Adjudicated For and By the County of Sacramento, Adjudication No. 195380–September 18, 1969 Carmichael, CA 95609 916-773-2999 Citrus Heights Messenger Adjudicated For and By the County of Sacramento, Adjudication No. 34-2020-00273535–March 12, 2020
City of Rancho Cordova Notice of Public Hearing City of Rancho Cordova Notice of Public Hearing City of Rancho Cordova Notice of Public Hearing
NOTICE is hereby given that on Monday, June 1, 2020, at 5:30 p.m., NOTICE is hereby given that on Monday, June 1, 2020 at 5:30 p.m., or NOTICE is hereby given that on Monday, June 1, 2020, at 5:30 p.m., or as soon thereafter as the matter may be heard, the City Council of as soon thereafter as the matter may be heard, the City Council of the or as soon thereafter as the matter may be heard, the City Council of the City of Rancho Cordova will hold a Public Hearing at the Rancho City of Rancho Cordova will hold a Public Hearing at the Rancho the City of Rancho Cordova will hold a Public Hearing at the Rancho Cordova City Hall, located at 2729 Prospect Park Drive, Rancho Cordova City Hall, located at 2729 Prospect Park Drive, Rancho Cordova, to consider the following: Cordova City Hall, located at 2729 Prospect Park Drive, Rancho Cordova, to consider the following: Cordova, to consider the following: Resolution Declaring the City’s Intention to Levy Assess- RESOLUTION APPROVING PROCEEDINGS FOR THE ANNUAL ments for Fiscal Year 2020-2021 and to Approve the Annual LEVY AND COLLECTION OF SERVICE CHARGES FOR THE Engineer’s Report for the Rancho Cordova Road Mainte- TRANSIT RELATED SERVICES BENEFIT DISTRICT ZONE NO. 1 RESOLUTION OF INTENTION TO FORM COMMUNITY nance Assessment District FOR FISCAL YEAR 2020-2021 FACILITIES DISTRICT NO. 2020-1 (LANDSCAPE MAINTE- NANCE) The City Council of the City of Rancho Cordova will hold a Public The purpose of this public hearing is to conduct a public hearing Hearing seeking the levy of assessments for Fiscal Year 2020-2021 and The purpose of this public hearing is to conduct a hearing declaring the authorizing the levy of charges in the Transit Related Services Benefit the approval of the annual Engineer’s Report related thereto for the City’s intention to form Community Facilities District No. 2020-1 Rancho Cordova Road Maintenance Assessment District. District, Zone No. 1 for Fiscal Year 2020-2021. The service charges (Landscape Maintenance), with a future annexation area. Projects in apply to residences and businesses in the Villages of Zinfandel Special The assessment applies to new development areas annexed to the need of providing a financial mechanism to fund publicly maintained district including Capital Village, Sundance, and Anthology at Anatolia. Planning Area to fund a broad range of transportation services intended landscaping will be included in the district. There are no new impacts to The assessment does not apply to existing residential communities not to benefit property in Zone 1. There are no new impacts to existing or existing or new residents. annexed to the district. new residents. The City of Rancho Cordova encourages interested parties to attend The City of Rancho Cordova encourages interested parties to attend The City of Rancho Cordova encourages interested parties to attend public meetings and comment on the issues being discussed. If you public meetings and comment on the issues being discussed. If you public meetings and comment on the issues being discussed. If you wish to provide testimony and are unable to attend the meeting, written wish to provide testimony and are unable to attend the meeting, written comments that are delivered to the City Clerk’s office prior to the time of comments that are delivered to the City Clerk’s office prior to the time of wish to provide testimony and are unable to attend the meeting, written the hearing will be made a part of the public record. Questions regarding comments that are delivered to the City Clerk’s office prior to the time of the hearing will be made a part of the public record. Questions regarding this matter should be directed to the City of Rancho Cordova Public the hearing will be made a part of the public record. Questions regarding this matter should be directed to Elizabeth Sparkman, City of Rancho this matter should be directed to Jeanette Cervantes ,City of Rancho Works Department at (916) 851-8710. Cordova Community Development Department at (916) 851-8700. Cordova Public Works Department at (916) 851-8700. ______NOTICE REGARDING CHALLENGES TO DECISIONS NOTICE REGARDING CHALLENGES TO DECISIONS Pursuant to all applicable laws and regulations, including without NOTICE REGARDING CHALLENGES TO DECISIONS Pursuant to all applicable laws and regulations, including without limitation, California Government Code Section 65009 and/or California Pursuant to all applicable laws and regulations, including without limitation, California Government Code Section 65009 and/or California Public Resources Code Section 21177, if you wish to challenge in court limitation, California Government Code Section 65009 and/or California Public Resources Code Section 21177, if you wish to challenge in court any of the above decisions (regarding planning, zoning and/or Public Resources Code Section 21177, if you wish to challenge in court any of the above decisions (regarding planning, zoning and/or environmental decisions), you may be limited to raising only those any of the above decisions (regarding planning, zoning and/or environmental decisions), you may be limited to raising only those issues you or someone else raised at the public hearing(s) described in environmental decisions), you may be limited to raising only those issues you or someone else raised at the public hearing(s) described in this notice/agenda, or in written correspondence delivered to the city at, issues you or someone else raised at the public hearing(s) described in or prior to, this public hearing. this notice/agenda, or in written correspondence delivered to the city at, this notice/agenda, or in written correspondence delivered to the city at, or prior to, this public hearing. or prior to, this public hearing. ADA COMPLIANCE STATEMENT In compliance with the Americans with Disabilities Act, if you need ADA COMPLIANCE STATEMENT ADA COMPLIANCE STATEMENT special assistance to participate in this meeting, please contact the City In compliance with the Americans with Disabilities Act, if you need In compliance with the Americans with Disabilities Act, if you need Clerk’s Department at (916) 851-8720. Notification 48 hours prior to the special assistance to participate in this meeting, please contact the City special assistance to participate in this meeting, please contact the City meeting will enable the City to make reasonable arrangements to Clerk’s Department at (916) 851-8720. Notification 48 hours prior to the Clerk’s Department at (916) 851-8720. Notification 48 hours prior to the ensure accessibility to this meeting. meeting will enable the City to make reasonable arrangements to meeting will enable the City to make reasonable arrangements to Printed in the Grapevine Independent on May 22, 2020 and May 29, ensure accessibility to this meeting. ensure accessibility to this meeting. 2020 Printed in the Grapevine Independent on May 22, 2020 and May 29, Printed in the Grapevine Independent on May 22 , 2020 and May 29, 2020. 2020. City of Rancho Cordova Notice of Public Hearing