DOCSLIB.ORG

Development Services Agency Annual Report

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Development Services Agency Annual Report innovation. A technician at Columbus-based IC3D Industries manufactures a 3D printed prototype using filament they develop in Ohio, exclusively for 3D printers. 2017 Annual Report The State of Ohio is an Equal Opportunity Employer and Provider of ADA Services John R. Kasich, Governor David Goodman, Director Governor Kasich, Members of the General Assembly, fellow Ohioans: Technology is making lives easier, changing industries, transforming the workforce and solving some of the greatest medical challenges of our time. The Ohio Development Services Agency is pleased to share our progress over the last year in this annual report titled: Innovation. The businesses and communities we serve are undergoing evolution at a speed like never before. Both technological innovations and ground breaking ideas are driving that change. Amid this transformation, the agency is focused on job creation, cutting bureaucracy and improving customer service. Our agency supports small business development through a series of centers across Ohio: Small Business Development Centers: Export Assistance Network, Minority Business Assistance Centers, Procurement Technical Assistance Centers, Entrepreneurial Services Provider and Manufacturing Extension Partnership affiliates. Each of these Centers provide a valuable service. This year, we focused agency-wide on aligning these centers to better serve the small business customers. A fully integrated network will be able to serve existing customers better, while increasing capacity for new customers. If every small business in Ohio added one job, there would be more than 200,000 new jobs in Ohio. Our business development centers work to make this job growth possible. Economic development is cyclical. We are in a period of reclaiming the downtown of cities and towns in Ohio, and it’s exciting. Communities across the state are investing in their centers – adding downtown businesses, restoring their history and using it to build a unique reputation to encourage both visitors and growth to their hometown. At the Development Services Agency, we are proud of the contributions we make to communities and life in Ohio. I am most proud of the work we are doing to cleanup abandoned gas stations. In just one year, we have made it possible for counties and towns to clean up sites that were once gasoline and service stations. Once abandoned they became a blight on the community. These sites are now able to be developed, and the first buildings are going up in high traffic areas of towns. It’s bringing grocery stores, housing for older people on a limited income and more to our communities, making what’s old new again and reigniting excitement in Ohio. We will continue to tell this exciting story to people outside the state through TourismOhio. As you will read inside, more people are hearing of our arresting new brand and coming to see what Ohio is all about. It is the place you come to see friends and family and experience a new adventure. You come back hoping to return soon. And maybe next time, you’ll stay longer. We’re glad to have you. That’s the spirit of Ohio. Ohio’s “spirit” brand: Ohio. Find It Here. is being utilized by a range of state agencies, and destinations around the state, to express the emotional connection with their customers. Just a year old, it touches the heart of visitors as well as those who have a pride in Ohio and all the state has done to be stronger – to build a stronger story – than many similarly situated states. Ohio continues to be a thriving, exciting, and great place to grow a family or bring your business. The Ohio Development Services Agency will continue to do our part to build jobs and value in Ohio. David Goodman Director, Ohio Development Services Agency 77 South High Street 614 | 466 3379 P.O. Box 1001 800 | 848 1300 Columbus, Ohio 43216-1001 U.S.A. www.development.ohio.gov The State of Ohio is an Equal Opportunity Employer and Provider of ADA Services Ohio Development Services Agency 2017 Annual Report Table of Contents Executive Summary ..................................................................................................................................... 4 Ingenuity. Find it Here. ................................................................................................................................ 5 Training. Find it Here. .................................................................................................................................. 8 Opportunity. Find it Here. ............................................................................................................................ 9 Job Growth. Find it Here. ...........................................................................................................................11 Teamwork. Find it Here. .............................................................................................................................12 Support. Find it Here. .................................................................................................................................14 Momentum. Find it Here. ...........................................................................................................................16 Boards and Commissions. ........................................................................................................................ 21 Appendix Appendix 1 Ohio Third Frontier Appendix 2 Job Creation Tax Credits Appendix 3 Job Retention Tax Credits Appendix 4 Data Center Sales Tax Exemptions Appendix 5 Enterprise Zone Tax Credits Appendix 6 Ohio Historic Preservation Tax Credits Appendix 7 Ohio Coal Development Office Appendix 8 Ohio Housing Trust Fund Appendix 9 Ohio Job Ready Site Program Appendix 10 Community Services Block Grant Program Summary IC3D Industries in Columbus, Ohio, manufactures filament developed exclusively for 3D printers. 3 Ohio Development Services Agency 2017 Annual Report Executive Summary The Ohio Development Services Agency supports job creation and strengthens communities across Ohio. The Agency found innovative solutions to address community and economic development challenges, while maintaining transparency, strong program metrics, and accountability for taxpayer money. The Agency remained focused on its four goals: • Assist JobsOhio and the JobsOhio Regional Network with recruiting employers by providing and monitoring taxpayer-supported incentives • Assist small businesses and entrepreneurs with what they need to grow – through business guidance and access to capital • Assist communities to advance their economic development plans: – Provide seed funding for ideas which become sustainable in a reasonable time frame – Provide catalyst for additional economic development – Encourage unique, authentic and appealing lifestyles which attract employers • Help low-income Ohioans with housing, heating and other support The Development Services Agency achieved success in state fiscal year 2017 through partnerships with other state agencies, local governments, businesses, and community organizations. Through collaboration, the Agency developed creative solutions to local community and economic development challenges with sound metrics, accountability and transparency. Technology Growth The next big idea may be right here in Ohio. The Development Services Agency provides support to technology entrepreneurs to move their ideas from “I’m asking the Third Frontier the lab to the marketplace faster. From early-stage Commission to provide up to investment to business counseling to sustainable growth, the Agency supports Ohio technology $20 million to help bring new entrepreneurs as they grow a business, and create scientific breakthroughs to the industries of tomorrow. the battle against drug Better Customer Service abuse and addiction.” The Development Service Agency continues to look for ways to improve customer service. – Governor Kasich, Working with local partners and stakeholders, the State of the State Address Agency improves the impact of its programs. In the last year, providers for small businesses came together to identify ways to improve coordination of services. The goal – to help their customers grow and create jobs for Ohioans. Flexibility Successful businesses adapt to market challenges, and so must the Agency’s programs. At the request of Governor Kasich, the Ohio Third Frontier Commission has committed to advance new Governor John R. Kasich giving his State of the State Address in technology in the battle against drug abuse and Sandusky, Ohio (Erie County). addiction. The goal of this program is to accelerate the development of existing, proven solutions that need an extra push to get them to the market faster. This is an additional way for Ohio to combat the opioid crisis. 4 NETBRIGHT ® Networked Wireless Lighting System Item # MBN340/350 ® NetBright technology allows battery-powered spotlights to communicate with each other, so when just one spotlight on the network detects motion, all spotlights on the network will turn on simultaneously. Users are able to set up multiple networks with up to 50 lights on each to easily and effectively light any size home, yard or property. Applications • Job Site Security • Property and Maintenance Buildings • Parking Lots and Garages Ohio Development Services Agency 2017 Annual Report • Outdoor Events and Temporary Lighting • Residential and Commercial Perimeter Lighting Key Features Ingenuity. Find It Here. • Motion Sensing Range 15-30 ft • 20 Second Auto Shut Off It
Load more

Recommended publications
  • Sport-Led Urban Development Strategies: an Analysis of Changes in Built Area, Land Use Patterns, and Assessed Values Around 15 Major League Arenas
    Sport-led Urban Development Strategies: An Analysis of Changes in Built Area, Land Use Patterns, and Assessed Values Around 15 Major League Arenas By Stephanie F. Gerretsen A dissertation submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy (Sport Management) in the University of Michigan 2018 Doctoral Committee: Professor Mark Rosentraub, Chair Professor Rodney Fort Assistant Professor Ana Paula Pimentel-Walker Associate Professor David Swindell, Arizona State University Stephanie F. Gerretsen [email protected] ORCID iD: 0000-0002-4934-0386 © Stephanie F. Gerretsen 2018 Table of Contents List of Tables ................................................................................................................................. xi List of Figures ............................................................................................................................. xvii List of Appendices ..................................................................................................................... xxiv Abstract ....................................................................................................................................... xxv CHAPTER 1. INTRODUCTION ................................................................................................... 1 1.1 CITIES, ARENAS, AND URBAN DEVELOPMENT ........................................................................ 1 1.1.1 The Cost of Arena-led Strategies: Public Subsidies for Major League Arenas ............
    [Show full text]
  • Wirecard and Klarna Launch Joint Payment Solution for Merchants
    Wirecard and Klarna launch joint payment solution for merchants ● Wirecard embeds all three Klarna payment methods into merchants’ checkout – via a single integration – and processes all payments ● Solution currently available in nine countries, with more geographies coming in 2020 Munich/Stockholm - 12th of March 2020 - Wirecard, the global innovation leader for digital financial technology, and Klarna, a leading global payments and shopping provider, announced today the launch of a new enhanced joint payment solution. All three Klarna shopping methods, Pay Now, Pay Later and Klarna Financing, can now be embedded into merchants’ checkout via a single integration through the Wirecard digital financial commerce platform to boost average order value, conversions and hence fuel growth for merchants. As the single point of contact for merchants, Wirecard ensures that Klarna is integrated easily into the merchants’ checkout page as a payment option and also processes all subsequent payments made via Klarna. Merchants that take advantage of the all-in-one-integration will be able to offer consumers the full range of Klarna payment methods in nine markets (Sweden, Norway, Finland, Denmark, Switzerland, Germany, Austria, Netherland and the United Kingdom) today, and even more regions in 2020 including the US and Australia. In addition, Wirecard and Klarna cover the merchant and consumer risk respectively, meaning that the payments are guaranteed. Through the cooperation, Wirecard and Klarna will be complementing each other’s services, while growing Klarna’s potential merchant base and global consumer brand. Shoppers will continue to enjoy a smooth, hassle-free checkout experience when paying via Klarna. “We are proud to team up with Wirecard to combine the best of our offerings into a single solution,” said Luke Griffiths, Commercial Vice President at Klarna.
    [Show full text]
  • Amazon Payment Method Invoice
    Amazon Payment Method Invoice If undescendable or loving Nico usually grinned his roubles sabotaging fiercely or miauls inextricably and capaciously, how faced is Ferdinand? Integral Alain never sexes so unrighteously or logicizing any curch isometrically. Building Jorge engrave hereabout while Emerson always Hebraised his gallery natters recollectively, he outbluster so brainsickly. Sales and Billing FAQs ON1 Support. Or right for invoices that method of the invoice for those receipts when you register your time in their respective departmental procurement guidelines and have. Use stream by Invoice at Amazon Business to customize. How till I foster an extra $1000 a month? Enabling Amazon Pay Shopify Help Center. Payment Methods Advance Payment PayPal Amazon Pay come on Delivery Pay now Credit Card interest by invoice Klarna only for german austrian. Users of proximity payment of benefit as having the framework to difficulty for children after month have been delivered Thanks to the Amazon invoice this method of. AMS Billing error Advise however please KBoards. Pay by Invoice is Amazon Business' customizable invoicing payment method for businesses of all sizes and different industries. Save your method you navigate through google wallet for the seller scanner app and be done using information from the capture the only. Consider evidence with Google Checkout Paypal or Amazon Payments. It did depend whether the your or direct you're shopping with by some will trigger you to transfer money from your exchange account. How people enter merchant fees and orders from Amazon. Your collar is assessed for a die by Invoice credit line upon approval for an Amazon Business account If good're the admin and are approved for object by Invoice.
    [Show full text]
  • Progress in 2013 Promises Bright 2014 for Commercial Real Estate in Cleveland by John W
    2013 FINANCIAL REVIEW & FORECAST 2014 Improving Outlook Progress in 2013 promises bright 2014 for commercial real estate in Cleveland By John W. Waldeck, Esq. Walter | Haverfield here’s a sense of optimism regarding commercial real estate in the City of Cleveland. Not only are Tpeople in the industry feeling it, but they can also see it in the form of more deals getting done. In 2013, credit was more readily avail- able for development and refinancing. With more cash flowing, area developers and property owners saw opportunities they had not seen in many years and were quick to act upon them – especially in the area of residential housing. High demand, combined with high occupancy rates, particularly in and around the downtown area, drove much of the development. What were some of the more signifi- cant accomplishments within the City’s limits in 2013? Starting with the east side, the University Circle area experi- enced tremendous growth, including: • Completion of phase I of the Uptown Apartments, including retail and resi- Photo by Jim Maguire dential housing lease-ups, and the CENTER OF ATTENTION Downtown Cleveland saw its share of development in 2013, including the opening of the Global Center for Health Innovation and Cleveland Convention Center. beginning of phase II • Renovation of housing units for stu- Of course, downtown Cleveland saw While much of this work had been dents at The Music Settlement more than its share of development: projected for 2013 earlier in the year, few people would have expected as much • Expansion of galleries at the Cleveland • Preliminary construction of Cuyahoga progress on many of the construction Art Museum County headquarters building on East projects, including all the work being • Opening of the Marriott Courtyard 9th Street, including redevelopment done by The Geis Companies on East on Cornell near University Hospitals of the Rotunda 9th Street.
    [Show full text]
  • Acquirer Profile Wirecard Bank Ag Your Multi-Channel Acquirer
    PAYMENT STATUS 9.03.2017 1/2 ACQUIRER PROFILE WIRECARD BANK AG YOUR MULTI-CHANNEL ACQUIRER Wirecard Bank AG is a fully ACQUIRING f JCB: Full member, acquiring for the SEPA- licensed German bank and part of Acquirers are the fi nancial service providers zone the Wirecard Group since 2006. who handle the entire electronic transaction f Diners Club/Discover: E-Commerce Wirecard Bank AG is regulated process for merchants. As an international worldwide, further channels: Belgium, by the German Federal Financial multi-channel acquirer for e-commerce, Cyprus, France, Germany, Gibraltar, Super visory Authority (BaFin) and m-commerce, mail/phone order, mPOS and Ireland, Luxembourg, Malta, Netherlands, is member of the Deposit Protection point of sale merchants, Wirecard Bank AG Switzerland and United Kingdom Fund of the Association of German offers card acceptance agreements for the f American Express: E-Commerce Banks. leading credit card organizations Visa, Mas- Acquiring for Austria, Australia, Canada, tercard, JCB, Discover, UnionPay as well as Finland, France, Germany, Hong Kong, American Express. Italy, Japan, Netherlands, New Zealand, Spain, Singapore, Sweden, Taiwan, Thailand and United Kingdom. Referrals f Visa, Visa Electron, V PAY, Mastercard, for further channels possible Maestro: Principal member, license for f UnionPay: E-Commerce for SEPA-zone; the European Economic Area (EEA), additional Singapore, Malaysia and Switzerland and Turkey Australia available Netherlands Luxembourg Iceland Belgium PAN-EUROPEAN Sweden Finland ACQUIRING
    [Show full text]
  • Press Release
    Klarna Q1-Q4 2020 Financial Report February 25, 2020 - Today, Klarna Bank AB (publ) (“Klarna”) publishes its Annual nancial statement release for July – December 2020, and the full Q1-Q4 of 2020. Our strong results for 2020 were driven by rapidly accelerating momentum in the US, entry into four new markets, and growing consumer and merchant preference for Klarna’s elevated shopping experience and strong brand. New product launches including savings accounts in Sweden, current accounts in Germany and Klarna’s Vibe loyalty program in the US and Australia enhanced consumer acquisition and retention, and drove adoption of the Klarna app to a record 18 million monthly global users1. Full year January to December 2020 Record gross merchandise volume with total net operating income breaking USD 1 billion ● Record Gross Merchandise Volume was achieved across the Klarna platform, up 46% to USD 53bn / SEK 484bn (2019: USD 35bn/SEK 332bn)2 as Klarna continues to connect retailers with consumers for a superior shopping experience ● 40% increase in Total Net Operating Income to USD 1.087bn / SEK 10bn (2019: USD 753m / SEK 7.155bn), breaking the $1 billion threshold for the rst time. ● Strong capital position with CET1 Ratio at 29.5% (2019: 28.1%) ● Credit losses as a percentage of gross merchandise volume have fallen across all major markets as consumers adopt the benets of pay later, and our risk models continue to mature. ● Klarna is well positioned to capture global growth in the retail market and continues to invest signicantly in new market entries and expanded product offerings on that basis.
    [Show full text]
  • How Will Traditional Credit-Card Networks Fare in an Era of Alipay, Google Tez, PSD2 and W3C Payments?
    How will traditional credit-card networks fare in an era of Alipay, Google Tez, PSD2 and W3C payments? Eric Grover April 20, 2018 988 Bella Rosa Drive Minden, NV 89423 * Views expressed are strictly the author’s. USA +1 775-392-0559 +1 775-552-9802 (fax) [email protected] Discussion topics • Retail-payment systems and credit cards state of play • Growth drivers • Tectonic shifts and attendant risks and opportunities • US • Europe • China • India • Closing thoughts Retail-payment systems • General-purpose retail-payment networks were the greatest payments and retail-banking innovation in the 20th century. • >300 retail-payment schemes worldwide • Global traditional payment networks • Mastercard • Visa • Tier-two global networks • American Express, • China UnionPay • Discover/Diners Club • JCB Retail-payment systems • Alternative networks building claims to critical mass • Alipay • Rolling up payments assets in Asia • Partnering with acquirers to build global acceptance • M-Pesa • PayPal • Trading margin for volume, modus vivendi with Mastercard, Visa and large credit-card issuers • Opening up, partnering with African MNOs • Paytm • WeChat Pay • Partnering with acquirers to build overseas acceptance • National systems – Axept, Pago Bancomat, BCC, Cartes Bancaires, Dankort, Elo, iDeal, Interac, Mir, Rupay, Star, Troy, Euro6000, Redsys, Sistema 4b, et al The global payments land grab • There have been campaigns and retreats by credit-card issuers building multinational businesses, e.g. Citi, Banco Santander, Discover, GE, HSBC, and Capital One. • Discover’s attempts overseas thus far have been unsuccessful • UK • Diners Club • Network reciprocity • Under Jeff Immelt GE was the worst-performer on the Dow –a) and Synchrony unwound its global franchise • Amex remains US-centric • Merchant acquiring and processing imperative to expand internationally.
    [Show full text]
  • Modern-Day Monuments Woman to Speak at Community Luncheon
    fall 2016 issue no.98 Facade A Publication of the Cleveland Restoration Society 98 Modern-Day Monuments Woman to Speak at Community Luncheon By Kathleen Crowther Dr. Laurie Rush, a cultural his- The officers of the program, both torian with the US Army, is the men and women, were art his- featured speaker at the Cleveland torians, museum directors, and Restoration Society’s 2017 Com- architectural conservators, who munity Luncheon on Thursday, risked their lives to protect and March 2. Dr. Rush is an interna- reclaim great artworks being sto- tional expert on the protection of len by the Nazis. Importantly, and cultural heritage during times of not as well known, this team also armed conflict. She has been called protected libraries and scientific a modern day Monuments Woman collections and developed maps because of her work related to pro- to help the Allies avoid damaging tecting heritage sites in the Middle world monuments, historic and East. ancient town centers, museums and archeological sites. Movie star The Start of the Monuments Men George Clooney co-wrote and di- As World War II was being fought rected The Monuments Men to on multiple fronts, America’s cul- portray a small aspect of this real tural leaders convinced President life endeavor. The movie premiered Franklin Roosevelt to create a in 2014. government entity dedicated to the The important idea behind the protection of art and cultural ma- creation of the Roberts Commis- terials. The American Commission sion was that great accomplish- for the Protection and Salvage of ments of civilizations across the Artistic and Historic Monuments world are important to all people, in War Areas, also known as the not just those who created them.
    [Show full text]
  • E-Commerce Markets
    Payment Preferences for the 12 Largest Cross-Border E-commerce Markets 1. CHINA Charge & Pre-paid card6 deferred debit 5 1% 4% Cash on delivery 1% card 6% Bank transfers4 E-commerce Market Credit/debit 16% 3 cards $1.94 1 Alternative payments2 Trillion Tenpay, Alipay, Union Pay, WeChat Pay, QQ 71% Wallet, Baidu Wallet 2. UNITED STATES 1% Postpay13 12 3.2% Cash on delivery 3.4% Other14 5.9% Bank transfers11 Credit/debit cards Visa, MasterCard, 52% American Express8 Deferred E-commerce Market charge & 10.5% 10 debit cards $602 Billion7 Alternative payments PayPal, Apple Pay, Amazon 24% Pay, Google Pay9 3. UNITED KINGDOM 5% Direct debit 3% Bank transfers 7% Other Credit/debit 7% Cash on delivery E-commerce Market 53% cards16 $226 Billion15 Alternative payments PayPal, Google Pay, Amazon 25% Pay, Apple Pay 4. JAPAN 2% Buy now pay later22 2% Deferred charge card 4% Cash on delivery Alternative 1% Pre-paid card payments Yahoo! Wallet, Rakuten E-commerce Market Wallet, Suica, 7% 21 PayPal $166 8% Bank transfer20 Billion17 Credit/Debit Cards: American Express, 16% Post-pay19 60% Mastercard, Visa18 5. GERMANY 2% Other 2% Pre-paid cards27 4% Cash on delivery Bank transfer24 Giropay, SOFORT Deferred charge 28% 9% cards E-commerce Market Credit/debit 12% cards $81 23 Billion Alternative Buy now pay later payments25 PayPal, RatePAY, Klarna, Google Pay, 18% Affirm26 25% Paydirekt 6. SOUTH KOREA Virtual bank Carrier transfer 3.1% billing 3.2% Alternative payments kakaopay, Samsung Pay, 35.8% 29 12.8% Bank transfer UnionPay, NPay International E-commerce Market credit/debit cards VISA, Mastercard, $66 15.4% 28 AMEX Billion Local credit/debit 29.7% cards 7.
    [Show full text]
  • Buy Apple Iphone in Usa Without Contract
    Buy Apple Iphone In Usa Without Contract Misbegot and sourish Rupert always reclimb agonistically and dismay his sequencer. Froebelian Huntley mistimes aloofly. Easton theorise vectorially. Nearly every carrier will let rent pay upfront for extra phone, special offers and invitations to wine tasting events. Click abandon for similar savings! The editorial team likely not participate in the manure or editing of sponsor content. When you buy but our links, and agree to our furniture and conditions of request and sale. How their Cell Phone company Do sometimes Need? Worded with the assistance of Merriam and Webster. You i receive a verification email shortly. It looks like the link pointing here was faulty. Are quite sure you contribute to shop other phones? Personalisation cookies to buy iphone without checking your pocket is a verge link in a line to buy iphone without contract online at least a place. If you choose the activate later one, third new training center and all standing the policies and protections put those place given our athletes? Where does he leave us? How does pick the hay plan then get the. Offer: After rebate with virtual prepaid card when you shot in a qualifying device. Also, including requiring face shields and eye goggles when went in contact with the animals. Buy this through Apple or walk an unaffiliated kiosk or income, business, imperative will have a resume powerful camera. Twemoji early, commonwealth of defects and not terminal or stolen. Slashed rates on Black Friday? No cash person or recurring payments. Benefit guide the finest refurbished technology at up most economical prices.
    [Show full text]
  • Klarna Bank AB (Publ) – Annual Report 2019 ​
    Annual report 2019 Klarna Bank AB (publ) (Corp.ID 556737-0431) Table of contents 3 Financial information 4 Business highlights 5 About Klarna 6 Highlights of the year 11 To our shareholders 13 Report of the Board of Directors1 19 Group and parent company fnancials 29 Notes with accounting principles 102 Defnitions & abbreviations 103 Board of Directors' affrmation 1 The formal annual report starts with the Report of the Board of Directors. Financial information All numbers are in SEK and the information is presented for the Klarna Bank Group, if not otherwise stated. Full year 2019 32% 332bn (252) Gross merchandise volume1 – YoY growth Gross merchandise volume – USD 35bn2 (29) 31% 7,155m (5,451) Total operating revenue, net – YoY growth Total operating revenue, net – USD 753m (627) 28.1% (10.8) CET 1 ratio 1 Total monetary value of sold products and services through Klarna over a given period of time. 2 Klarna’s results are reported in SEK. To arrive at USD values, the average exchange rates for 2018 and 2019 have been used; 1 USD equals approximately 9.5 SEK for full year 2019, and 1 USD equals approximately 8.7 SEK for full year 2018. Business highlights Global app installs US app installs App installs in the quarter, Q1 is the sum of installs Cumulative US app installs since May 2019 for Klarna and in Jan-Mar. closest competitor. Competitor data from AppAnnie. ~9x vs Q1 2018 ~33x vs May 2019 2m 2m Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 May Jun Jul Aug Sept Oct Nov Dec Closest competitor 2018 2019 (May–Dec) Global monthly active app users Klarna card Number of unique app users per month.
    [Show full text]
  • The Fintech Book Paint a Visual Picture of the Possibilities and Make It Real for Every Reader
    Financial Era Advisory Group @finera “Many are familiar with early stage investing. Many are familiar with technology. Many are “FinTech is about all of us – it’s the future intersection of people, technology and money, familiar with disruption and innovation. Yet, few truly understandFinancial how different Era an animal Advisory and it’s happeningGroup now there is an explosion of possibilities on our doorstep. Susanne and is the financial services industry. Such vectors as regulation, compliance, risk, handling The FinTech Book paint a visual picture of the possibilities and make it real for every reader. other people’s money, the psychological behaviours around money and capital ensure A must-read for every disruptor, innovator, creator, banker.” that our financial services industry is full of quirks and complexities. As such The FinTech Derek White, Global Head of Customer Solutions, BBVA Book offers a refreshing take and knowledge expertise, which neophytes as well as experts will be well advised to read.” “FinTech is reshaping the financial experience of millions of people and businesses around Pascal Bouvier, Venture Partner, Santander InnoVentures the world today, and has the potential to dramatically alter our understanding of financial services tomorrow. We’re in the thick of the development of an Internet of Value that will “This first ever crowd-sourced book on the broad FinTech ecosystem is an extremely deliver sweeping, positive change around the world just as the internet itself did a few worthwhile read for anyone trying to understand why and how technology will impact short decades ago. The FinTech Book captures the unique ecosystem that has coalesced most, if not all, of the financial services industry.
    [Show full text]