Hurricanes, Charley, Francis, Ivan and Jean

Home , Hurricane Charley, Hurricane Ike

Where can I see these diff erences for myself? See how much more value and home you can get for your money. Visit the furnished models at our professional model centers. Find a location near you: THE www.palmharbor.com 1-888-466-3719 PALM HARBOR Take our factory tour: www.factorytour.palmharbor.com S oy CONTINUES...

”My late husband and I bought our new home from you after a house fire in 2002. Love it! And I still love it today! In 2004, ince Palm Harbor began shortly after my husband passed away, we were in the midst of building homes in 1976, we 4 hurricanes, Charley, Francis, Ivan and Jean. My Palm Harbor haveS relentlessly focused on one home was so well put together that I didn’t even realize we were thing. Giving our customers having a storm. I felt very secure. Now 13 years later with the ‘more home for their money.’ threat of Hurricane Irma, my home was secure and sound. I had An important aspect of that is my window panels put up and barely knew a storm was there. The building a strong, durable home storm was fierce here in St. Petersburg, too. But not one shingle or that provides peace of mind for siding came off. Am I lucky? Probably. But you build great homes. homeowners. I tell people how much I love my home and recommend Palm Over the years, when extreme Harbor Homes to everyone. I have never regretted the choice my forces of nature have struck an husband and I made. Thank you!” area with a concentration of our homes, thankful Palm Harbor homeowners shared with us how Marjie K – St. Petersburg, Florida their homes weathered the storms. WEATHERING As their homebuilder, these stories are a great source of satisfaction for us. We are proud to know that the homes we build have protected so many families over the years. It also spurs us on MORE HOME FOR YOUR MONEY! FORCES OF NATURE to continue to find ways to improve the strength and durability of our Copyright © Palm Harbor Homes All rights reserved homes. August 1992 Although we never want Hurricane Andrew anyone to endure such an 2) Advanced Adhesion extreme force of nature, we Techniques built.Better value. Better believe Better it! know from experience that many Conventional site construction relies on will. Always follow weather- nails and screws to provide strength. related evacuation warnings and We add a third for superior strength advisories to protect yourself - industrial adhesives. By combining and your loved ones. But if these, our homes are stronger and better you are forced to evacuate your prepared to take on the stress of transport home and possessions to protect and the natural elements. your life, you can feel much more secure about leaving if 3) Superior Structure Assemblies you own a Palm Harbor home. Our roof-to-wall and floor-to-wall assemblies combine Here are a few of our the strength of adhesives, nails, screws and galvanized favorite “weathering the storm” steel straps. This multiple-step stories from our homeowners strapping process keeps the over the years. structure of the home intact Competing brand during strong winds, helping to prevent leakage. 4) Exterior Sheathing urricane Andrew was truly when additions, such as aluminum Sheathing in the floors and walls Hurricane Andrew Ha monstrous storm. Blasting carports and Florida rooms were of each home section provides 1992 – Florida South Florida with gusts of more torn away. The ninth home’s a solid construction envelope than 175 miles an hour and sidewall was partially collapsed by for transport strength and for Hurricane Charley spawning tornadoes of even a neighbor’s flying refrigerator, and the life of your home. Site-built 2004 – Florida greater ferocity, it left a path of the tenth was destroyed by a direct home builders often sheath only indescribable destruction. tornado hit. portions of the exterior. Nisqually Earthquake Andrew’s full force hit No other manufactured 2001 – Washington Gateway West community in homes weathered the storm as 5) Secure Structures Florida City, leaving the 124-lot well. And, while we’re thankful Our manufactured and modular Hurricane Ike neighborhood in that such disasters home structures are screwed 2008 – Texas/Louisiana ruins. But there were are rare, we are also and strapped to permanently attach them to the home’s a few exceptions. “I was very unhappy proud that our home- foundation. Our proven home set procedures provide a Hurricane Harvey Of the community’s with the way my owners had this extra strong foundation for your home against hurricane-force 2017 – Texas ten Palm Harbor (national brand) fell measure of security. winds. homes, eight came apart in the storm. Since As one resident the Palm Harbors in Since 1979, more than 150,000 families have trusted Hurricane Irma through with damage put it, “Look around our community survived Palm Harbor Homes with their safety. It is a trust we do 2017 – Florida Keys no more serious than our community. It’s broken windows and unbelievably well, my obvious there is no not take lightly. The strength we build into each of our replacement home manufactured and modular homes is one of the most Hurricane Michael lost shingles and lap comparison between will be a Palm Harbor.” important ways that we provide “More Home - and More – Florida siding. The shingles Palm Harbor and the 2018 and siding came loose Bill Mallette other homes.” Peace of Mind - for Your Money.” Florida City, Florida

Palm Harbor home

Hurricane Andrew Palm Harbor home of Damage: $26.5 billion (1992 USD) Art and Donna Fowler survived incredibly well.

You expect a home constructed to the highest standards in the industry. Palm Harbor delivers. major natural disaster is the understand why they stood up so supreme test of a manufac- well to the storm Atured home’s quality, and many of ... and why they the homes destroyed by Hurricane stand apart from all Andrew were built before HUD other manufactured Better regulations toughened the require- homes. ments for such construction. But no Built government agency – or other manufacturer, for that matter “I would not own any other brand home – has ever adopted standards than Palm Harbor. Our neighbors who as high as Palm Harbor’s. owned other brands had their homes Our engineering, destroyed, and they will be switching to materials and workmanship Palm Harbors because of the way the Palm are the best in the business. Harbors held up.” When you know how our Art and Donna Fowler homes are built, you’ll August 2004 Hurricane Charley Palm Harbor home

Competing brand

In 2004, Charley was the worst hurricane to hit Florida since Hurricane Andrew 12 years earlier. Hurricane Charley: Its worst brings out Palm Harbor’s best!

harley devastated Southwest Florida, causing $14.6C billion in property damage on the peninsula of Florida alone. Many towns such as Punta Gorda and Port Charlotte were leveled by the hurricane. Trees were downed and home parks were obliterated. Hurricane Charley was an equal opportunity offender. Commercial buildings, site-built and manufactured homes all Hurricane Charley suffered severely from Charley’s Damage: $15.1 billion (2004 USD) destruction. See more about Hurricane Charley on Palm Harbor’s YouTube Channel

“Our Palm Harbor Wellington model went through Hurricane Charley with winds of about 160 mph and the house stood up beautifully. It’s solid, beautiful construction, and even better than they said it would be.”

Bob and Carol Clements

“When we returned to our community after Hurricane Charley, we were pleasantly surprised. Even though our community was devastated, our Palm Harbor home withstood the hurricane and is in perfect shape. It was just a delight. The neighbors came by and said, ‘What did you do right?’ We told them, ‘I think we chose the right home ... a Palm Harbor home.’”

Norm and Betty Bunn August 2017 Hurricane Harvey Palm Harbor homes weather Texas Gulf Coast hurricanes, too!

urricane Harvey hit Texas on Friday, August 25, 2017, between Port Aransas and Port O’Connor. It is tied with 2005’s Hurricane HKatrina as the costliest on record, inflicting $125 billion in damage, primarily from catastrophic rainfall-triggered flooding in the Houston area and Southeast Texas. The number of homes destroyed by winds and flooding is too many to count. However, in the days following the storm, many Palm Harbor homeowners living along the Texas Gulf Coast reached out to share their stories and Hurricane Harvey thank Palm Harbor for their Damage: $125 billion (2017 USD) well-built home.

Rockport, Texas “We are so happy we bought a Palm Harbor home! With the passing of Hurricane Harvey, we are even happier that we purchased this home. After the hurricane, we drove around our neighborhood, which is all manufactured homes. What we saw was that our neighbors’ homes weren’t as fortunate as ours. They had experienced a lot of damage to their homes. “When we first came down after Hurricane Harvey We’re so glad that we hit, we were amazed at how wonderful our Palm did our homework and Harbor home came. It was intact and we are so research to find the Best pleased with the way it was built. It’s a modular Manufacturer of homes!” home. If you need a home, I definitely would Terry L recommend Palm Harbor.” – Sinton, Texas Rose & David J – Rockport, Texas March 12,2001 Earthquakes prove Dear Palm Harbor: I am writing you this to let you know about how our Palm our homes are Harbor home fared in the recent 6.8 earthquake that happened better built. on February 28 near Tacoma, Washington. As you have prob ably heard, there is a substantial amount of damage around the- region. What wasn’t reported was how other structures fared, in particularly, manufactured homes. Both my wife and I were in downtown Seattle when the earthquake hit. We envisioned seeing our home split in half, walls cracked, our fish tank on the floor and our animals in hiding. What we found is a true testament and affirms our decision in purchasing a Palm Harbor home. I went under the home to explore the footings and foundation. The house didn’t give. According to one neighbor, “The quake hit with the force of a full-size pick-up truck a 90 m.p.h. slamming into the side of the house. And then the real shakin’ started.” We feel truly blessed. The folks at Palm Harbor were instrumental in helping us get our first home and should be proud of how well the home handled the quake. This act of Mother Nature showed us proof positive that we made the right decision.

Take Care,

Russell J. Walker

March 5, 2001

Dear Palm Harbor: My husband, being a professional engineer, felt the structural quality of your homes were superior. Little did we know how true that really was ... until February 28th, 2001 at 10.55 a.m. a 6.8 earthquake hit here in Washington State. I was home alone at the time. Our Truman model shook and bounced! It was the longest 35 seconds I’ve known! I could barely stand. When it was over, I looked around my house and I sat and cried with joy. There seemed to be no damage to the home. My husband was able to get home about 4 hours later. He crawled under the house, on the roof, checked the chimney. Nothing. We searched the house for cracks. Nothing! Not even hairline cracks. Our neighbors, who have site built homes, lost stereo equipment and a lot for other stuff, but for us... NOTHING! Now we are working on a custom home for our beautiful wooden acres situated on the Deschutes River. We’re repeat customers because of the quality of your homes. Please a reality. remind Just everyone look at inus! your company that a repeat customer is

Sincerely,

Meghann Hurst February 2001 Nisqually Earthquake September 2008 Hurricane Ike

Palm Harbor home

Site-built home completely destroyed

Hurricane Ike was the second-costliest hurricane ever to make landfall in the United States. t one point, Ike was over “When we returned to our home in 600 miles in diameter. A Sabine Pass, Texas, after Hurricane Due to its immense size, Ike Ike, we were happy to see that it has caused devastation from the survived the worst that storm had to Louisiana coastline all the deliver and lost just 6 shingles. Since way to Corpus Christi, Texas, we are about a mile from the Gulf, when it hit land with winds of that was amazing. Unfortunately, my 110 mph. father’s site built home next door was On Bolivar Peninsula, totally gone and most of the other Texas, flood waters exceeded homes in our area, site built or manu- 12 feet above sea level in factured, were gone or destroyed, also.” advance of the hurricane. Media estimates of lost homes The Bloods exceed 80%. – Sabine Pass, Texas Sabine Pass, Texas “Our one-year-old Palm Harbor home sits on a large berm because it is in a flood plane. During Hurricane Ike, the water still rose so high under us that we could hear it hitting the vents! After the storm, we found out that only 5 of 450 homes in our area had survived! But our wonderful Palm Harbor had only lost the skirting and 6 shingles!”

The Rogers – Anahuac, Texas

Anahuac, Texas Hurricane Ike Damage: $29.5 billion (2008 USD)

“Our Palm Harbor home “I own a 2003 Palm Harbor sitting just is right on Trinity Bay, and a few miles off Galveston Bay where Hurricane Ike took a real the worst of Hurricane Ike hit. When we toll. However, our home returned to our home after the storm we withstood the hurricane’s found it in the same condition we left it. fury and many of our Not one bit of damage. Many site built neighbors were impressed and manufactured homes around us were with its durability.” totally gone.”

The Kanas The Sihas – Trinity Bay, Texas – San Leon, Texas September 2017 Hurricane Irma Palm Harbor Homes – BUILT IRMA STRONG!SM

rma, a Category 4 hurricane, was the most intense Atlantic hurricane to strike the United States since Katrina in 2005, Iand the first major hurricane hit Florida since Wilma in 2005, 12 years before. The storm center made landfall on Cudjoe Key in the lower Florida Keys on September 10, 2017. According to the National Hurricane Center, its top sustained winds were 130 mph. Cudjoe Key, a tiny island off the coast of Florida in the lower Florida Keys, sustained the brunt of the massive winds from Irma as it unleashed its fury on this tropical paradise. Hardest hit was Venture Out Resort, a coastal community made up of predominately manufactured and modular homes.

Of the 659 homes in Venture Out Resort, over 100 homes were destroyed. But not one of the 15 Palm Harbor homes in Cudjoe Key were among those that were destroyed.

Hurricane Irma “Someone sent us a photo Damage: $64 billion (2017 USD) of the front of our house and that looked to be intact. Then our neighbor called and told me that everything looked to be intact outside, so I asked him to check inside to check things out. After he went inside, he called us and was just incredu- lous. He said that we had nothing. No damage what- soever. Even the pictures were still on the walls!”

Jim Jones – Cudjoe Key, Florida Cudjoe Key, Florida

All 15 Palm Harbor homes in Cudjoe Key survived Irma. This is just one of them.

Irma was the most intense Atlantic hurricane to strike “We live in Cudjoe Key, the United States Florida. Our Palm Harbor home survived Hurricane since Katrina in Wilma, and now most See more about 2005, and the first recently, Hurricane Irma. Hurricane Irma on Palm Harbor’s major hurricane to Cudjoe Key, as you may YouTube Channel know, was devastated by make landfall in Hurricane Irma. However, Florida since Wilma our home received minimal damage. Just loss in 2005, 12 years of roof shingles on one side, almost all before. skirting, and ductwork underneath the home. That’s pretty amazing strength and durability, being that Irma’s winds were 173 mph when she tore through our area. Our house looks great & this is a tribute to the quality of homes Palm Harbor builds.”

Kurt and Betty Stafford – Cudjoe Key, Florida US 98 17th Street

October 2018 Hurricane Michael When weather forces you to evacuate your home, you can feel much more secure if you n October 10, 2018, own a Palm Harbor home. Hurricane Michael Oattained peak wind speeds of abandon it and head to Georgia. 155 mph approaching the Florida They had taken every precaution to Panhandle and made landfall near purchase a strong, well-built Wind 16th Street Mexico Beach as a Category 4 storm Zone III Palm Harbor home and with wind gusts measured at 129 to build the foundation to the local mph. In the city of Mexico Beach, building code’s rigid standards. Now 14th and 15th Streets are directly off they could only wait, watch and pray. the coastline where Michael came Despite seeing their home still ashore, stripping homes from their standing on internet photos, the foundations, toppling others andMexi Nichols fought mounting fear as ripping apart the majority of those they drove south through the path that remained standing. co Beach of Michael’s devastation. How Howling winds and waves could they dare to hope that their pushed massive piles of debris home would not be damaged hundreds of feet inland, destroying severely like the thousands of almost everything in their path. In homes they were seeing? fact, on these two streets, only one In their own words, here is what home survived and was rated to be the Nichols experienced when they 15th Street inhabitable within 500 feet of the finally turned the key and opened 15th Street beach. That one home was built by the front door of their Palm Harbor Palm Harbor Homes for Ron and home. Karen Nichols. Ron and Karen had owned their

beautiful vacation home for a year Beach when Hurricane Michael

forced them to

on t The Nichols’ Palm Harbor home is less than 500 feet from the beach.

14th Street

N 14th Street

13th Street US 98 US 98 17th Street

“When we came back to Mexico Beach after Hurricane Michael, we truly did not know what to expect on the inside of our home because our See more about neighbor had called and Hurricane Michael told us that the water line on Palm Harbor’s had gotten up to her roof. YouTube Channel 16th Street So when we opened the door, I don’t want to get emotional again, but there was no damage at all. At all. The carpet wasn’t even wet. We had one small broken window over the bathtub. We just said, ‘Thank you, Lord!’ And we wonder why we were so blessed when all of our neighbors lost everything.”

Mexi Ron and Karen Nichols – Mexico Beach, Florida co Beach Hurricane Michael Damage: > $15 billion (2018 USD)

15th Street 15th Street

Palm Harbor home

Beach Beach

on t

14th Street

N 14th Street

13th Street US 98 What makes a Palm Harbor Q: home strong enough to weather the storm?

At Palm Harbor, we build our manufactured and modular homes in A: centralized building centers and then transport them at 55mph down the freeway to our homeowners’ home sites. Then, the home sections are often lifted by crane and swung into place. To ensure that our homes endure this transport stress and still deliver superior energy efficiency, 100% customer satisfaction and the strength needed to endure destructive weather, our homes must be designed, engineered and built to a higher standard. Consequently, our homes typically weigh significantly more than same-sized site-built home. And the differences are in the details. Here are a few examples: 1) Engineering Each of our manufactured and modular homes is engineered for maximum strength, energy efficiency and wind zone protection, typically exceeding state and Federal building requirements. August 1992 Although we never want Hurricane Andrew anyone to endure such an 2) Advanced Adhesion extreme force of nature, we Techniques built.Better value. Better believe Better it! know from experience that many Conventional site construction relies on will. Always follow weather- nails and screws to provide strength. related evacuation warnings and We add a third for superior strength advisories to protect yourself - industrial adhesives. By combining and your loved ones. But if these, our homes are stronger and better you are forced to evacuate your prepared to take on the stress of transport home and possessions to protect and the natural elements. your life, you can feel much more secure about leaving if 3) Superior Structure Assemblies you own a Palm Harbor home. Our roof-to-wall and floor-to-wall assemblies combine Here are a few of our the strength of adhesives, nails, screws and galvanized favorite “weathering the storm” steel straps. This multiple-step stories from our homeowners strapping process keeps the over the years. structure of the home intact Competing brand during strong winds, helping to prevent leakage. 4) Exterior Sheathing urricane Andrew was truly when additions, such as aluminum Sheathing in the floors and walls Hurricane Andrew Ha monstrous storm. Blasting carports and Florida rooms were of each home section provides 1992 – Florida South Florida with gusts of more torn away. The ninth home’s a solid construction envelope than 175 miles an hour and sidewall was partially collapsed by for transport strength and for Hurricane Charley spawning tornadoes of even a neighbor’s flying refrigerator, and the life of your home. Site-built 2004 – Florida greater ferocity, it left a path of the tenth was destroyed by a direct home builders often sheath only indescribable destruction. tornado hit. portions of the exterior. Nisqually Earthquake Andrew’s full force hit No other manufactured 2001 – Washington Gateway West community in homes weathered the storm as 5) Secure Structures Florida City, leaving the 124-lot well. And, while we’re thankful Our manufactured and modular Hurricane Ike neighborhood in that such disasters home structures are screwed 2008 – Texas/Louisiana ruins. But there were are rare, we are also and strapped to permanently attach them to the home’s a few exceptions. “I was very unhappy proud that our home- foundation. Our proven home set procedures provide a Hurricane Harvey Of the community’s with the way my owners had this extra strong foundation for your home against hurricane-force 2017 – Texas ten Palm Harbor (national brand) fell measure of security. winds. homes, eight came apart in the storm. Since As one resident the Palm Harbors in Since 1979, more than 150,000 families have trusted Hurricane Irma through with damage put it, “Look around our community survived Palm Harbor Homes with their safety. It is a trust we do 2017 – Florida Keys no more serious than our community. It’s broken windows and unbelievably well, my obvious there is no not take lightly. The strength we build into each of our replacement home manufactured and modular homes is one of the most Hurricane Michael lost shingles and lap comparison between will be a Palm Harbor.” important ways that we provide “More Home - and More – Florida siding. The shingles Palm Harbor and the 2018 and siding came loose Bill Mallette other homes.” Peace of Mind - for Your Money.” Where can I see these diff erences for myself? See how much more value and home you can get for your money. Visit the furnished models at our professional model centers. Find a location near you: THE www.palmharbor.com 1-888-466-3719 PALM HARBOR Take our factory tour: www.factorytour.palmharbor.com S oy CONTINUES...