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Disclosure Guide DisclosureGuidePointsWeeks05.q 6/16/05 12:43 PM Page 1 2005-2006 Disclosure Guide RCI® Points This publication contains information that indicates resorts participating in, and and explains the terms, conditions and use of the RCI Points Exchange Program (which also includes use of the RCI Weeks Exchange Program) operated by Resort Condominiums International, LLC. You are urged to read it carefully. RCI® Weeks This publication contains the Disclosure Guides for both RCI Points and RCI Weeks Exchange Programs, since membership in the RCI Points Exchange Program includes membership in the RCI Weeks Exchange Program. The Disclosure Guide to RCI Points is set forth in Part A of this publication. The Disclosure Guide to RCI Weeks is set forth in Part B of this publication. Part A Disclosure Guide to RCI Points DISCLOSURE GUIDE James E. Buckman TO Manager, Executive Vice President and Assistant Secretary RCI POINTS 9 West 57th Street, 37th Floor, New York, NY 10019 Christopher Annese 1. DEFINITIONS. Unless otherwise defined herein, the Executive Vice President and Chief Financial Officer capitalized terms in this Disclosure Guide to RCI Points 7 Sylvan Way, Parsippany, NJ 07054 (“Disclosure Guide”) shall be given the meanings set forth in the Terms and Conditions of RCI Points Eric J. Bock Subscribing Membership (“Terms and Conditions”), Executive Vice President and Secretary which are also set forth in this Disclosure Guide. 9 West 57th Street, 37th Floor, New York, NY 10019 2. SCOPE AND PURPOSE OF DISCLOSURE GUIDE. Joel R. Buckberg This Disclosure Guide is provided to explain the RCI Executive Vice President and Assistant Secretary Points exchange program (“Network”) offered to 1 Sylvan Way, Parsippany, NJ 07054 Members by the Network Administrator. The Network includes the Reservation System through which Mary Falvey Members exchange and reserve use of Vacation Time Executive Vice President and Partner Inventory. This Disclosure Guide is not 7 Sylvan Way, Parsippany, NJ 07054 intended to be an exhaustive description of a Member’s rights and obligations within the Network. Members Gordon Gurnik should carefully review their Network Participation Executive Vice President Agreement, the Terms and Conditions and the other 7 Sylvan Way, Parsippany, NJ 07054 Network Documents in order to gain a full understanding of the terms, conditions, operation and use of the Anthony E. Hull Network. Executive Vice President 1 Campus Drive, Parsippany, NJ 07054 The Network Administrator is the operator of the Network and is offering the Network as an exchange John Paul Nichols program. No government agency has approved or Executive Vice President disapproved the merits of the exchange program. Horacio 1855 – P.H., esp. Periferico, Col. Los Morales, Polanco, 11510 Mexico, D.F., Mexico 3. THE EXCHANGE COMPANY. The Network Administrator is RCI, a Delaware limited liability Suzanne M. Wetherington company with its principal offices located at: Executive Vice President and Chief Innovation Officer 7 Sylvan Way, Parsippany, NJ 07054 7 Sylvan Way Parsippany, New Jersey 07054 David B. Wyshner Executive Vice President and Treasurer The Network is owned and operated by RCI and 1 Campus Drive, Parsippany, NJ 07054 exchanges are processed at the address set forth in section 6(f) of the Terms and Conditions. RCI is a Scott D. Bohrer subsidiary of Cendant Corporation, a Delaware Senior Vice President and Assistant Treasurer corporation. 1 Campus Drive, Parsippany, NJ 07054 Officers Ilese Meltzer Flamm Kenneth N. May Senior Vice President, General Counsel and Assistant Chairman and Chief Executive Officer Secretary 7 Sylvan Way, Parsippany, NJ 07054 7 Sylvan Way, Parsippany, NJ 07054 David L. Pontius Richard S. Meisner President and General Manager Senior Vice President and Assistant Secretary 409 Vineland Road, Suite 250, Orlando, FL 32811 1 Campus Drive, Parsippany, NJ 07054 Stephen P. Holmes Elizabeth R. Cohen Manager Vice President and Assistant Treasurer 1 Campus Drive, Parsippany, NJ 07054 1 Campus Drive, Parsippany, NJ 07054 P1 Mark E. Costello Corporation (“Cendant”). Cendant is the parent Vice President and Assistant Secretary corporation of RCI. Some officers and/or directors of 1 Campus Drive, Parsippany, NJ 07054 Cendant may from time to time serve as officers and/or directors of RCI, FRMS, Fairfield, Trendwest, Susan Loring Crane and/or Equivest, and vice versa. FRMS, Fairfield, Vice President, Legal Trendwest and/or Equivest resorts are marked with a 1 Sylvan Way, Parsippany, NJ 07054 plus symbol “+” in the Resorts and Members lists. Certain officers and directors of RCI may own, or Susan M. Danino have rights to acquire, shares of stock in Cendant. Vice President 10 Sylvan Way, Parsippany, NJ 07054 Any decision to purchase Vacation Time should be based primarily upon the benefits to be gained from Lynn A. Feldman the ownership, use and enjoyment of Vacation Time Vice President and Assistant Secretary at the Affiliated Resort and not upon the anticipated 1 Campus Drive, Parsippany, NJ 07054 benefits of the Network. The Affiliated Resort at which Vacation Time is purchased is solely Frank Galus responsible for its financial viability and the quality Vice President of its Units, facilities, amenities, management and 1 Campus Drive, Parsippany, NJ 07054 services. Joseph J. Huber 4. PARTICIPATION IN THE NETWORK. The Network Vice President, Tax uses a Deposit system. By executing a Network 1 Campus Drive, Parsippany, NJ 07054 Participation Agreement, the Member Deposits with the Network all rights of use, occupancy, access and Gail Mandel enjoyment in respect to his or her Vacation Time. The Vice President Member retains title to the Vacation Time, subject to this 1 Campus Drive, Parsippany, NJ 07054 Deposit. The Deposit is for the benefit, use and enjoyment of the Network Administrator in accordance Kevin Monaco with the Network Documents. The Deposit shall be for a Vice President and Assistant Treasurer term equal to the stated term of the Member’s Network 1 Campus Drive, Parsippany, NJ 07054 Participation Agreement, subject to the Network Documents. Anne Morrison Vice President and Assistant Secretary Participation in the Network is voluntary. The rights of 1 Campus Drive, Parsippany, NJ 07054 membership and term of such memberships may vary between Members. Membership in the Network may be Jeffrey W. Parker offered for varying lengths of time. Vice President 9998 North Michigan Road, Carmel, IN 46032 The Deposit of Vacation Time and availability of RCI Points to a Member does not relieve a Member’s Jean Marie Sera obligation to pay all fees or other amounts due RCI, or Vice President and Assistant Secretary the obligation to pay any maintenance fees, 1 Campus Drive, Parsippany, NJ 07054 assessments, taxes or other similar charges or fees imposed by any applicable local, state or federal RCI provides the Network, the External Exchange government entity (or its equivalent if the resort is in a Program and other related services and benefits to RCI foreign country) or other similar charges or fees relating Points Members. RCI is an independent exchange to such Member’s Vacation Time, by whomsoever service company and is not owned, operated or levied. Network privileges may be suspended, among controlled by an Affiliated Resort developer, seller, other reasons, if a Member’s Home Resort managing entity or vacation ownership plan participating maintenance fee(s), assessment(s) or similar in the Network or the External Exchange Program. charges have not been paid when due. Special Other than as stated in this paragraph, neither RCI charges, user fees or government taxes that may not nor any of its officers or directors has any legal or be required by a Member’s Home Resort may be beneficial interest in any developer, seller, managing charged to the Member or guest by an Affiliated entity or vacation ownership plan participating in the Resort at which that Member obtains a Reservation Network. Fairfield Resort Management Services, Inc. for the Member or guest. If so, it is the Member’s or (“FRMS”), a resort management company, Fairfield guest’s obligation to pay those charges, fees or taxes, Resorts, Inc. (“Fairfield”), Trendwest Resorts, Inc. and not the obligation of the Network, the Network (“Trendwest”), and Equivest Finance, Inc. Administrator or any Affiliated Resort. (“Equivest”), timeshare companies, and their respective subsidiaries, are subsidiaries of Cendant P2 The Network Participation Agreement between a Member and the Network Administrator is a separate (B) Other Vacation Time Reservations: and distinct agreement from any agreement that a Member may have with the developer or seller of a (1) For 5 nights or more: $79 USD vacation plan, including any agreement with the developer or seller to purchase, occupy or use Vacation (2) For 4 nights or less: $19 Time or other property or benefits. The Network provides USD/night an opportunity to obtain exchanges pursuant to Reservations and does not provide a right to occupy any (C) RCI Points Partner Inventory specific Unit or Units. Reservation: Fees vary by product type, and range from $29 USD to $69 RCI also reserves the right to offer additional benefits to USD. Members in exchange of the Vacation Time Deposited or otherwise. Such additional benefits, which may be (D) Guest Certificate: $49 USD identified from time to time by RCI, include, but are not limited to, cruises or other accommodations, products or (E) Transferring Points: $49 USD services. Additional benefits so offered may periodically change at RCI’s sole discretion. In addition, RCI does (F) Borrowing Points: Free not guarantee that any specific additional benefit will be available to Members, or, if made available, will remain (G) Points Rental: $0.02 USD per point available for any period of time. (H) Saving Points: 5. NETWORK PROCEDURES AND OBLIGATIONS. The terms and conditions of a Member’s contractual (1) If Reservation Made During Use relationship with the Network and the procedures for Year: Free utilizing the Network are set forth in the Terms and Conditions set forth in this Disclosure Guide.
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