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JOURNAL OF INSURANCE MEDICINE Copyright © 1998 By Journal of Insurance Medicine

CASE STUDY

Markedly Elevated Gamma-glutamyltransferase Marta Kushnir

Abstract: Gamma-glutamyltransferase (GGT) is a highly sensitive but Address: The Franklin Life Insur- poorly specific liver commonly used to detect hepatobiliary dis- ance Company, 1 Franklin Square, ease and possible alcohol abuse. Isolated elevations of this enzyme may be Springfield, IL62713-0001: e-mail: due to biochemical anomalies rather than the presence of pathology. [email protected]

Correspondence: Marta Kushnir, M.D. Vice President and Medical Director, The Franklin Life Insur- ance Company

Key Words: GGT

Received: March 1, 1998

Accepted: April 1, 1998

Journal of Insurance Medicine, 1998; 30:43-45

Case Presentation GGT to be 4584u/1. Other laboratory tests The applicant is a 27-year-old male applying including a CBC and were within for $150,000 of 10-Year Level Term. He is mar- normal limits, hepatitis B and hepati- ried and a chemical lab technician by profes- tis C serology were negative. The patient told sion. He states on his application that he was his physician that some years ago, his father declined for life insurance in 1994 because of was found to have a GGT of 1500u/1. He fur- elevated . Alcohol use is ther stated that his father was referred to a reported as 1-2 per week. There is no "liver specialist" but a diagnosis was not other remarkable social or medical history. His determined nor was follow-up recommended. parents (both age 52) and one brother (age 30) No data was available on his sibling. are reported to be alive and in good health. The attending physician referred the applicant Documents submitted include an APS with to the hepatology division at a major universi- routine office visits since April 4, 1994. Accord- ty medical center. All blood studies including ing to his physician, the applicant never had CBC with differential, lipid panel, , laboratory studies done until 1994 when he albumin, bilirubins, total iron, iron binding applied for life insurance. Physical examina- capacity, iron saturation percent, prothrombin tion, inspection and laboratory tests were time, alpha-l-antitrypsin, alpha-fetoprotein, unremarkable except for an isolated GGT ele- cholyglycine and ceruloplasmin were within vation of >999u/1 (normal for males 4-52u/1). normal limits. Again, the only abnormality He was declined for insurance at this time. was a GGT of 5045 u/1. The physician repeated a blood profile and all results were normal except for a GGT of A liver biopsy was not performed nor was any 2000u/1. A recheck one-year later found the further testing recommended. No diagnosis 43 JOURNAL OF INSURANCE MEDICINE VOLUME 30 NUMBER 1 1998

was made but the hepatologist stated that the or regression tendencies and were thus inter- applicant’s future risk of liver disease was preted as a "functional" liver disorder with equal to that of any normal, healthy person. parallels to Gilbert’s syndrome?

Case Discussion Another comparable chemical idiosyncrasy is Szewzuk and Orlowski first reported chronic, hyperamylasemia. This is a well- GGT in 1960 as a clinical diagnostic procedure described entity of a benign nature in which in the diagnosis of hepatic diseases using the macroenzymes are the cause of elevated synthetic alpha-(N-gamma-DL-glu- serum amylases. It is important to recognize tamyl)-amininitrile? macroamylasemia as to avoid misdiagnosis of . Several methods, such as In subsequent years other synthetic substrates electrophoresis, exist for confirmation of this were utilized. The human body contains GGT condition. However, it may be sufficient to distributed in various organs. The kidneys determine that serum or amylase contain the greatest concentration -- almost is normal in this context,s’6 three times that of the liver. Other organs that contain appreciable amounts of GGT are the In this case, the initial presentation in 1994 of , small intestine and the brain. How- the isolated grossly elevated GGT in the ever, the biological significance of this enzyme absence of any other lab abnormality certainly still remains to be clarified. For example, there warranted further evaluation. It is well known is still no explanation as to why no rise in that GGT is markedly increased in lesions, serum GGT is observed in renal disease. Isoen- which cause intrahepatic or extrahepatic zyme analyses have been performed in an obstruction of bile ducts, including parenchy- attempt to improve the diagnostic specificity matous liver diseases with a major cholestatic of the serum GGT assay. Tissue-specific pat- component. In cases with isolated elevation of terns have not been described, and disease GGT without accompanying increase of alka- specific patterns cannot be reproduced with line phosphatase, an alcoholic drinking pat- confidence. The following facts are also of tern or the intake of medicines, which would note: erythrocytes contain no GGT, thus induce enzyme release, should be considered. hemolysis does not affect the result; GGT is a There was no evidence of excess alcohol intake rather stable enzyme, at 24C stable for 2 days, or any medication history in this applicant. In at 38Cstable for one day; no diurnal change addition, the extreme persistence of the nor change by exercise or food intake has been enzyme elevation without effect on other lab- observed; normal GGT levels differ by age and oratory tests and the absence of any physical sex.2,3 changes over a three year period make clinical significance doubtful and suggest a benign Fischer and Rambach examined 1,756 liver biochemical etiology such as seen in Gilbert’s biopsies performed in the years 1987-1991. In syndrome and hyperamylasemia. 139 cases the patients exhibited both a nearly normal liver histology and elevated GGT val- ues. After excluding patients with known causes for an elevated GGT, they followed 15 References: 1. Wu-JS. GGTP, GGT. HYPERLINK http://health.seed.net. patients who over the course of at least one- tw/chiaungo/profes (modified April 1997) year, were documented as having at least three 2. Goldberg-DM. Structural, functional and clinical aspects of elevated GGT measurements. Biopsy and gamma-glutamyltransferase; CRC Crit Rev Clin Lab Sci repeat blood work did not exhibit laboratory- 1980:12(1):1-58 3. Bain-V. Liver Function Tests; Canadian Liver Foundation Liver chemical or histological signs of progression Letter 1995:2(1)

44 VOLUME 30 NUMBER 1 1998 JOURNAL OF INSURANCE MEDICINE

4. Fischer-R;Rambach-W. [Increased gamma-GT, minimal changes in liver histology, abdominal complaints- a functional liver disease];Leber Magen Darm 1995:25(2):86, 89-92 {Eng- lish abstract} 5. LeVine-D;Parrish-D. Macroamylasemia: a simple stepwise approach to diagnosis; J Am Board Fam Pract 1989:2(4):279- 282 6. Warshaw-AL;Lee-KH. Macroamylasemia and other chronic nonspecific hyperamylasemias: chemical oddities or clinical entities; Am J Surg 1978:135(4):488-493

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Transamerica Life Companies is a recognized industry leader pro- viding a broad range of insurance products to individuals world- wide. We have an excellent opportunity for a physician to assess the health of life and long-term care insurance applicants. You will pro- vide medical underwriting recommendations and participate in un- derwriter education. Requires a highly motivated and proactive individual with 3+ years of clinical experience and at least a 2-year life insurance background, including proven success in dealing with complex medical under- writing cases. Must have board certification, preferably in Internal Medicine (ABIM) or Family Medicine (ABFP). Excellent interper- sonal, training and presentation skills are essential. Prefer board cer- tification in Insurance Medicine and demonstrated expertise in developing and revising medical underwriting guidelines. Hands-on involvement in conducting cost/benefit studies on life and long-term care insurance projects is a plus. We are an innovative company whose employees are strongly com- mitted to its shared values. For consideration, please send resume and salary history to: Transamerica Life Companies, Attn: Human Resources Dept., 1100 Walnut St., Suite 2400, Kansas City, MO 64106. FAX (816) 855-5230. EOE.

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