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Fitch Revises Outlooks on German Cooperative Banks and DZ BANK to Stable; Affirms at 'AA-'
01 JUL 2021 Fitch Revises Outlooks on German Cooperative Banks and DZ BANK to Stable; Affirms at 'AA-' Fitch Ratings - Frankfurt am Main - 01 Jul 2021: Fitch Ratings has revised Genossenschaftliche FinanzGruppe (GFG) and the members of its mutual support scheme, including GFG's central institution DZ BANK AG Deutsche Zentral-Genossenschaftsbank (DZ BANK) and 814 local cooperative banks, to Stable Outlook from Negative Outlook. Their Long-Term Issuer Default Ratings (IDRs) have been affirmed at 'AA-'. The revisions of the Outlooks reflect our view that the risk of significant deterioration of the operating environment, leading to a durable weakening of GFG's asset quality and profitability, has subsided since our last rating action in August 2020. GFG is not a legal entity but a cooperative banking network whose cohesion is ensured by a mutual support scheme managed by the National Association of German Cooperative Banks (BVR). GFG's IDRs apply to each member bank, in accordance with Annex 4 of Fitch's criteria for rating banking structures backed by mutual support schemes. The ratings are underpinned by the high effectiveness of the scheme given its long and successful record of ensuring GFG's cohesion, monitoring members' risks and enforcing corrective measures when needed. The scheme has effectively protected its members' viability and averted losses for their creditors since its inception. Fitch has also downgraded Deutsche Apotheker- und Aerztebank eG's (apoBank) Long-Term Deposit Rating because we no longer expect the bank's buffer of senior non-preferred and more junior debt to remain sustainably above 10% of risk weighted assets (RWAs) as the bank is not required to maintain resolution debt buffers. -
Annual Press Conference 2012
European Investment Bank Annual Press Conference 2012 Annual Press Conference 2012 Financing operations in 2011 Geographical breakdown of finance contracts signed (EUR million) 2011 2007-2011 Amount % Amount % Belgium (BE) 1 333 2.2 7 124 2.2 Bulgaria (BG) 156 0.3 2 008 0.6 Czech Republic (CZ) 1 246 2.0 7 591 2.4 Denmark (DK) 155 0.3 1 552 0.5 Germany (DE) 6 112 10.0 36 312 11.5 Estonia (EE) 183 0.3 1 186 0.4 Ireland (IE) 475 0.8 2 531 0.8 Greece (GR) 958 1.6 7 597 2.4 Spain (ES) 9 079 14.9 44 689 14.1 France (FR) 4 954 8.1 24 927 7.9 Italy (IT) 8 436 13.9 40 553 12.8 Cyprus (CY) 180 0.3 992 0.3 Latvia (LV) 36 0.1 1 316 0.4 Lithuania (LT) 11 0.0 1 257 0.4 Luxembourg (LU) 108 0.2 776 0.2 Hungary (HU) 1 399 2.3 7 772 2.5 Malta (MT) - - 290 0.1 Netherlands (NL) 860 1.4 6 071 1.9 Austria (AT) 2 020 3.3 7 813 2.5 Poland (PL) 5 279 8.7 20 745 6.5 Portugal (PT) 2 095 3.4 13 417 4.2 Romania (RO) 917 1.5 4 088 1.3 Slovenia (SI) 335 0.6 2 138 0.7 Slovakia (SK) 400 0.7 2 367 0.7 Finland (FI) 1 403 2.3 4 872 1.5 Sweden (SE) 708 1.2 6 475 2.0 United Kingdom (GB) 4 782 7.9 23 028 7.3 EFTA (1) 130 0.2 180 0.1 European Union 53 750 88.3 279 667 88.2 of which JESSICA resources 735 852 Enlargement countries 3 451 5.7 17 815 5.6 Eastern Europe, Southern Caucasus, Russia 776 1.3 2 039 0.6 Mediterranean countries 975 1.6 7 846 2.5 ACP/OCT 591 1.0 3701 1.2 South Africa 165 0.3 811 0.3 Asia, Latin America 1 171 1.9 5 074 1.6 Partner countries 7 129 11.7 37 287 11.8 of which budgetary resources 214 1 839 Grand Total 60 880 100.0 316 954 100.0 (1) Financing operations in the members of the European Free Trade Association (EFTA) equivalent to operations in the European Union. -
Kreisgruppe Aichach-Friedberg 2016 1 Inhaltsverzeichnis
Kreisgruppe Aichach-Friedberg 2016 1 Inhaltsverzeichnis Grußwort des Vorsitzenden der Kreisgruppe 03 Ansprechpartner/innen in den Ortsgruppen 05 Jahreshauptversammlung: Bilanz 06 Jahreshauptversammlung: Neuwahl 08 Ortsgruppe Aichach 10 30 Jahre Ortsgruppe Eurasburg 13 Ortsgruppe Eurasburg: Neuwahl und Ausflug 14 Kindergruppe Kissing 16 Ortsgruppe Lechrain: Ferienprogramm 17 Ortsgruppe Merching 18 Baum des Jahres 2015 im Wittelsbacher Land 21 Ortsgruppe Pöttmes: Pflege der Lindenallee 22 Kindergruppe Pöttmes 23 In die Schule GEH ich gern 28 40 Jahre KG: Grüner bunter Abend 30 40 Jahre KG: Ehrungen der langjährigen Mitglieder 32 40 Jahre KG: Pressebericht 34 Keine Autobahn durch die Lechauen 36 Klimagipfel in Paris 39 Grünes Land – Unterwegs im Ecknachtal 43 Landraub 44 Wohin soll sich die Landwirtschaft in Bayern entwickeln? 45 Demo in Berlin: „Stop TTIP und CETA!“ 48 Fläche, Land und Boden ohne Lobby! 51 Impressum: Herausgeber: Bund Naturschutz in Bayern e.V. Kreisgruppe Aichach-Friedberg Geschäftsstelle: Sudetenstr. 4a, 86438 Kissing Tel: 08233/849171 [email protected] www.bn-aic.de März 2016 Redaktion: Petra Hofberger Fotos Titelseite: Siegfried Bless Auflage: 3.000 Exemplare Druck: Flyerstore www.flyer-store.de Johannes-Haag-Str. 28, 86153 Augsburg Klimaneutraler Druck 2 Liebe Naturfreunde! Seit genau einem Jahr bin ich nun tätig als Kreisvorsitzender der Kreisgruppe Aichach-Friedberg im Bund Naturschutz Bayern e.V. und frage mich: Sind wir zukunftsfähig? Wie wollen wir in Zukunft leben? Der Druck, den wir Menschen durch unsere Art zu leben und zu wirtschaften auf die Natur und auf das Klima ausüben, wird immer größer. Die Konsequenzen dieser Übernutzung der natürlichen Ressourcen kann man seit vielen Jahren sehen und messen. -
Findbuch Stadt Aichach: Akten I
Stadtarchiv Aichach Findbuch Stadt Aichach: Akten I Vorwort Der Bestand „Stadt Aichach, Akten I“ umfasst die Akten der Stadtverwaltung Aichach, die Mitte des 19. Jahrhunderts als „Alte Registratur“ ausgeschieden wurden. Mehrfach wurden weitere Akten, die für den laufenden Betrieb nicht mehr benötigt wurden, diesem Bestand hinzugefügt. Die ältesten Ak- ten dieses Bestandes datieren in die 1630er Jahre. Sie gehören zu den ältesten erhaltenen Archiva- lien der Stadt Aichach. Der Großteil der Schriftstücke dieses Bestandes wurde jedoch erst im 19. Jahr- hundert angelegt. 2009 wurden die Akten in die neuen Räume des Stadtarchivs im ehemaligen städtischen Kranken- haus gebracht und dort in die ursprüngliche Ordnung gebracht. Parallel wurde begonnen, die Akten neu zu erfassen. Dies erschien aus mehreren Gründen notwendig. So geben die im historischen Find- buch vergebenen Betreffe die Inhalte z.T. nur unzureichend wieder. Mehrfach unterliefen dem Schreiber des historischen Findbuchs auch Übertragungsfehler beim Abschreiben der Aktentitel. Zu- dem wurde meist nur das Jahr angegeben, in dem die Akte angelegt wurde, nicht jedoch die vollstän- dige Laufzeit. Das Neu-Inventarisieren konnte allerdings noch nicht abgeschlossen werden. Die neu erfassten Archivalien wurden in der nachfolgenden Auflistung als „erfasst“ gekennzeichnet. Alle an- deren Angaben wurden im Jahr 2020 von Dr. Konrad Cremer und Christoph Lang aus dem histori- schen Findbuch abgeschrieben. Aichach, Dezember 2020 Christoph Lang Inhalt Königliches Haus .................................................................................................................................................... -
Elenco Dei Soggetti Collocatori Autorizzati Per La Dis Ri Autorizzati
Elenco dei Soggetti Collocatori autorizzati per la distribuzione in Italia. Distributori Numeri di Sito Internet telefono Allianz 800 22 33 44 www.allianzbank.it/ Alpenbank 0471 301461 www.alpenbank.it/ Arianna SIM 06 4547 4545 www.ariannasim.it Aureo Gestioni 02 43028 600 www.aureo.it/ Banca Alpi Marittime Credito 800154664 www.bancaalpimarittime.it cooperativo Carrù Banca del Piemonte 800 99 80 50 www.bancadelpiemonte.it/ Banca del Valdarno 055 91 371 www.bancavaldarno.it/ Banca della Provincia di Macerata 0733 27 67 11 www.bancaprovinciamacerata.it/ versione1/ Banca di Pistoia Credito Cooperativo 800 92 91 46 www.bancadipistoia.it/ Banca Esperia 02 88219310 www.bancaesperia.it/ Banca Finnat 06 699331 www.finnat.it/ Banca Ifigest 055 24 63 400 https://www.fundstore.it/fs/ fsBancaIfigest.jsp Banca IPIBI Financial Advisory 02 85 906 1 www.bancaipibi.it/ Banca MB (Ex Novagest) 02 321 63 01 www.banca-bmb.it/ Banca Monte Parma 800 85 30 23 www.monteparma.it/ Banca Network 800124500 www.bancanetwork.it/ Banca Passadore & C. 010 53931 www.passbanca.it/ Banca Popolare dell'Alto Adige - 800585600 https://www.bancapopolare.it/it/ Volksbank Banca Popolare di Lajatico 0587 640 896 www.bancalajatico.it/ Banca Popolare di Milano 800100200 www.bpm.it/homepage/default.shtml Banca Popolare di Puglia e Basilicata 800 66 00 01 www.bankpuliabas.it/ Banca Popolare di Roma 800 04 00 41 www.popolareroma.it/ Banca Popolare di Spoleto 800 20 2000 www.bpspoleto.it/ Banca Popolare di Valle d'Itria e 080 480 47 01 www.itriabank.it/ Magna Grecia Banca Profilo 02 58408.1 www.bancaprofilo.it/ Banca Promos 081 050411 www.bancapromos.it/ Banca SAI S.p.A. -
BRANDFINANCE Banking
BRANDFINANCE® banKING 500 THE ANNUAL REPORT ON THE World’S MOST VALUABLE Banking brands | MARCH 2013 Is the global banking crisis nearly over? 2 | BRANDFINANCE® BANKING 500 | MARCH 2013 Contents Contents BRANDFINANCE® 3 FOREWORD BANKING 500 4 EXECUTIVE SUMMARY The BrandFinance® Banking 500 Is the global banking crisis nearly over? is published by Brand Finance plc and is the only study to rank the 6 THE TOP 20: PROFILES top 500 most valuable banks in Worthy winners the world A run-down of the world’s most valuable banking brands 15 WINNERS AND LOSERS East beats West Agricultural Bank of China enjoyed the biggest gain in brand value this year, and HSBC suffered the biggest loss Brand Finance plc 3rd Floor, Finland House, 16 REGIONAL RESULTS 56 Haymarket, London A shifting picture SW1Y 4RN United Kingdom The overall result masks important regional and country Tel: +44 (0) 207 389 9400 variations Fax: +44 (0) 207 389 9401 www.brandfinance.com 19 SECTOR RESULTS [email protected] 20 BANKING FORUM 2013 Welcome to the age of Apple Bank? Pundits at Brand Finance’s fourth annual Banking Forum in February challenged banks to think outside the banking box when it comes to customer focus. 24 METHODOLOGY How do we value brands? 25 BESPOKE REPORTS 26 THE TOP 500 MOST VALUABLE BANKING BRANDS Five pages of league table results Publishing partner Every year the BrandFinance® Banking 500 is published by The Banker magazine, the world’s premier banking and finance resource MARCH 2013 | BRANDFINANCE® BANKING 500 | 3 Foreword David Haigh CEO Brand Finance plc The improved performance of banks around the world reflects a concerted effort‘ to get their houses in order Since it was first compiled THE STORM CLOUDS over the global ’increasingly targeted at the specific needs in 2005 the BrandFinance® banking industry seem, at last, to be clearing. -
The Purpose of the First World War War Aims and Military Strategies Schriften Des Historischen Kollegs
The Purpose of the First World War War Aims and Military Strategies Schriften des Historischen Kollegs Herausgegeben von Andreas Wirsching Kolloquien 91 The Purpose of the First World War War Aims and Military Strategies Herausgegeben von Holger Afflerbach An electronic version of this book is freely available, thanks to the support of libra- ries working with Knowledge Unlatched. KU is a collaborative initiative designed to make high quality books Open Access. More information about the initiative can be found at www.knowledgeunlatched.org Schriften des Historischen Kollegs herausgegeben von Andreas Wirsching in Verbindung mit Georg Brun, Peter Funke, Karl-Heinz Hoffmann, Martin Jehne, Susanne Lepsius, Helmut Neuhaus, Frank Rexroth, Martin Schulze Wessel, Willibald Steinmetz und Gerrit Walther Das Historische Kolleg fördert im Bereich der historisch orientierten Wissenschaften Gelehrte, die sich durch herausragende Leistungen in Forschung und Lehre ausgewiesen haben. Es vergibt zu diesem Zweck jährlich bis zu drei Forschungsstipendien und zwei Förderstipendien sowie alle drei Jahre den „Preis des Historischen Kollegs“. Die Forschungsstipendien, deren Verleihung zugleich eine Auszeichnung für die bisherigen Leis- tungen darstellt, sollen den berufenen Wissenschaftlern während eines Kollegjahres die Möglich- keit bieten, frei von anderen Verpflichtungen eine größere Arbeit abzuschließen. Professor Dr. Hol- ger Afflerbach (Leeds/UK) war – zusammen mit Professor Dr. Paul Nolte (Berlin), Dr. Martina Steber (London/UK) und Juniorprofessor Simon Wendt (Frankfurt am Main) – Stipendiat des Historischen Kollegs im Kollegjahr 2012/2013. Den Obliegenheiten der Stipendiaten gemäß hat Holger Afflerbach aus seinem Arbeitsbereich ein Kolloquium zum Thema „Der Sinn des Krieges. Politische Ziele und militärische Instrumente der kriegführenden Parteien von 1914–1918“ vom 21. -
Elenco Collocatori Robeco Capital Growth Fund
ROBECO CAPITAL GROWTH FUNDS Società d’Investimento a Capitale Variabile – SICAV ELENCO DEI SOGGETTI INCARICATI DEL COLLOCAMENTO IN ITALIA Denominazione Soggetto Collocatore Classi Collocate Soggetto incaricato dei pagamenti Alpenbank AG Filiale Bolzano** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Alto Adige Banca S.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Azimut Capital Management SGR S.p.a** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca Aletti S.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca CARIGE S.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca Cesare Ponti S.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca del Monte di Lucca S.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca di Pisa e Fornacette S.C.P.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca Finnat Euramerica S.p.A** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca Generali S.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. Milan Branch Banca Ifigest S.p.A. D, DH, B, BH, E, EH Société Générale Securities Services S.p.A. Banca Leonardo S.p.A.* D, DH, B, BH, E, EH BNP Paribas Securities Services Banca Nazionale del Lavoro S.p.A. D, DH, B, BH, E, EH BNP Paribas Securities Services Banca Popolare del Lazio S.c.p.A.** D, DH, B, BH, E, EH Allfunds Bank S.A. -
External Borkers List
NORDEA INVESTMENT MANAGEMENT AB Approved broker list 2018 Global Head of Trading, Erling Skorstad 15/10/2018 Legal Name City of Domicile Country of Domicile LEI ABG Sundal Collier ASA Oslo Norway 2138005DRCU66B8BNY04 ABN Amro Group NV Amsterdam The Netherlands BFXS5XCH7N0Y05NIXW11 Arctic Securities AS Oslo Norway 5967007LIEEXZX4RVS72 Aurel BGC SAS Paris France 5RJTDGZG4559ESIYLD31 Australia and New Zealand Banking Group Limited Melbourne Australia JHE42UYNWWTJB8YTTU19 AUTONOMOUS RESEARCH LLP London UK 213800LBM6PT85IGM996 Banca IMI S.p.A Milan Italy QV4Q8OGJ7OA6PA8SCM14 Banco Bilbao Vizcaya Argentaria S.A Bilbao Spain K8MS7FD7N5Z2WQ51AZ71 Banco Português de Investimento, S.A. (BPI) Porto Portugal 213800NGLJLXOSRPK774 BANCO SANTANDER S.A Madrid Spain 5493006QMFDDMYWIAM13 Bank Vontobel AG Zurich Switzerland 549300L7V4MGECYRM576 Barclays Bank PLC London UK G5GSEF7VJP5I7OUK5573 Barclays Capital Securities Limited London UK K9WDOH4D2PYBSLSOB484 Bayerische Landesbank Munich Germany VDYMYTQGZZ6DU0912C88 BCS Prime Brokerage Limited London UK 213800UU8AHE2B6QUI26 BGC Brokers LP London UK ZWNFQ48RUL8VJZ2AIC12 BNP Paribas SA Paris France R0MUWSFPU8MPRO8K5P83 Carnegie AS Norway Oslo Norway 5967007LIEEXZX57BC18 Carnegie Investment Bank AB (publ) Stockholm Sweden 529900BR5NZNQZEVQ417 China International Capital Corporation (UK) Limited London UK 213800STG3UV87MDGA96 Citigroup Global Markets Limited London UK XKZZ2JZF41MRHTR1V493 Clarksons Platou Securities AS Oslo Norway 5967007LIEEXZXA40G44 CLSA (UK) London UK 213800VZMAGVIU2IJA72 Commerzbank AG Frankfurt -
Report of the Board Annual General Meeting 12Th June 2014 Contents
Report of the Board Annual General Meeting 12th June 2014 Contents Executive Summary 3 1. Report on EBA Activities in 2013 and outlook for 2014+ 5 1.1 Report on work streams 5 1.2 Marketing and communications 8 1.3 Changes in the Board of the Association 9 1.4 Changes in EBA membership 11 1.5 Outlook for 2014+ 11 2. Financial situation, P&L statement as of 31st December 2013 17 2.1 Overall expenses incurred in 2013 17 2.2 Revenues in 2013 18 2.3 Income tax and results for 2013 20 2.4 EBA budget for 2014 20 2.5 Projected revenues for 2014 21 Appendix 1: 23 Accounts as of 31st December 2013 23 Appendix 2: 24 List of EBA Full Members 24 List of EBA User Members 26 List of EBA Associate Members 29 layout: www.quadratpunkt.de photo credit: © fotolia.com / Julien Eichinger 2 Euro Banking Association ANNUAL GENERAL MEETING // 12th June 2014 // Report of the Board Executive Summary As a community of like-minded European payment practitioners, EBA continued to capture the demands of its members and the wider payments industry throughout 2013. The activities undertaken in pursuit of the overarching strategy for the Association evolved during the year to reflect changing market realities. The EBA has a very simple set of objectives. To serve its members by delivering value in three strategic pillars, each designed to deliver benefits to their wholesale and retail payment divisions. Each strategic pillar is reflective of specific work initiatives. 1. Thought Leadership – to help members develop policies, strategies and roadmaps for rapid and complex payments change. -
Ai Servizi Consumatore
GUIDA AI SERVIZI CONSUMATORE 26 Luglio 2021 GUIDA AI SERVIZI CONSUMATORE – Edizione 26 Luglio 2021 1 INTESA SANPAOLO PREMESSA Questo documento contiene: • la Guida al servizio a distanza disciplinato: . nel contratto My Key; • la Guida al servizio Pagamenti con dispositivo mobile; • la Guida al servizio Masterpass. Il servizio di banca online permette di operare in modo semplice, diretto e integrato con la banca, dovunque tu sia, a qualsiasi ora del giorno, scegliendo di volta in volta il canale che preferisci. • Internet, per gestire il tuo conto ed i tuoi investimenti in mobilità, in totale sicurezza e in autonomia; • Mobile, per le funzionalità utili nell’everyday banking; • Telefono, per contattare la filiale online e operare con l’aiuto del gestore online; • Cassa veloce automatica, per le funzioni cardless disponibili; • Cassa self assistita, per le funzioni cardless disponibili. GUIDA AI SERVIZI CONSUMATORE – Edizione 26 Luglio 2021 2 Sommario PREMESSA .......................................................................................................................................................... 2 CREDENZIALI DI ACCESSO ................................................................................................................................... 6 01.01 Cosa fare se si dimenticano o si perdono i codici ........................................................................... 9 ABILITAZIONE DEI RAPPORTI ........................................................................................................................... -
Annual Report 2020
ANNUAL REPORT 2020 Content Profile 3 Statement from the board 5 Developments in the payment system 8 Activities Activities: Point-of-sale payment system 11 Activities: Online payments 14 Activities: Giro-based payments 18 Activities: Stability of Payment Chains 23 Activities: Security in the payment system 25 Appendices Appendix: Board and management 30 Appendix: Governance 31 Appendix: List of members 33 2 Annual Report 2016 Profile The payment system is the bloodstream of our economy, has many stakeholders and is of great social importance. Therefore it has the characteristics of a utility. The many parties involved, the many relevant laws and regulations, the requirements for high quality, new technological possibilities and the high number of transactions make the payment system complex and dynamic. Transparency, openness, accessibility and dialogue with all stakeholders are important prerequisites in the payment system. The Dutch Payments Association organizes the collective tasks in the Dutch payment system for its members. Our members provide payment services on the Dutch market: banks, payment institutions and electronic money institutions. The shared tasks for infrastructure, standards and common product features are assigned to the Payments Association. We aim for a socially efficient, secure, reliable and accessible payment system. To this end, we deploy activities that are of common interest to our members. We are committed, meaningful and interconnecting in everything we do, to unburden our members where and when possible. We engage representatives of end users in the payment system, including businesses and consumers. On behalf of our members, we are visibly involved and accessible and we are socially responsible.