DOCSLIB.ORG

Annual Report 2020 Contents

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Annual Report 2020 Contents ANNUAL REPORT 2020 CONTENTS 2020 Financial Highlights...............................................01 Highlights Logo and Brand Story.........................................................03 Vision, Mission and Core Values....................................04 01 2020 Financial Highlights Recap the History of the Bank........................................05 Board Chairman’s Message..............................................06 04 Vision, Mission and Core Values .....................................10 Board of Directors-Brief Profile 14 Management Team-BriefStructure...................................................... Profile...................................20 05 Recap the History of the Bank Report of the Board of Directors...................................21 Corporate Governance.......................................................22 25 Our Products Internal Control and Risk Management.....................24 Our Products..........................................................................25 Our Customers......................................................................30 43 Independent Auditor’s Report Corporate Social Responsibility 2020........................34 Director’s Report.................................................................38 Independent Auditor’s Report......................................43 76 Keys Partners Keys Partners.......................................................................76 Bank’s Address....................................................................79 2020 Financial Highlights 1 Total Bank assets increased 60% to USD 37.70 Millions. 2 The gross loan portfolio grew 61% to USD 29.50 Millions. 3 Operating Incomes increased 101% to USD 2.76 Millions. 4 Total tax expenses increased 112% to USD 0.42 Millions. 5 6 TheNon-performing Bank made profits loan ratio after was tax 1.39%. of USD 1.09 Millions. 7 Established a new Branch in Khan Kamboul, namely Daun Penh Specialized Bank Plc. Kamboul Branch. 8 Changed bank name to Daun Penh Specialized Bank Plc., with new logo. 9 Increased Capital at the amount of 3 million US dollars. 10 Changed the composition of the Board of Directors from 3 to 5 members. DAUNDAUN PENH PENH Specialized Specialized Bank Bank Plc. Plc. ANNUALANNUAL REPORT REPORT 2020 2020 101 2020 Financial Highlights (Continued) Loan to Customer and Non-Performing Loan Ratio Pro�it for the Financial Year and 35 1.69% Taxes1.20 & Licenses Expenses 30 0.42 1.00 1.39% USD Millions 25 USD Millions 0.80 20 1.16% 15 0.60 0.20 10 0.40 5 0.20 0 0.05 2018 2019 2020 0.00 2018 2019 2020 Loan to Customer Non-Performing Loan Ratio Pro�it for the Financial Year Taxes & Licenses Expenses 37.70 Operation Income 40Total Bank Assets 3.0 2.76 35 2.5 30 USD Millions USD Millions 23.54 2.0 25 1.37 1.5 20 13.00 15 1.0 0.58 10 0.5 5 0.0 0 2018 2019 2020 2018 2019 2020 022 DAUN PENH Specialized Bank Plc. ANNUAL REPORT 2020 Logo and Brand Story Daun Penh Specialized Bank Plc. (the “DP Bank”) is named after the well-known Khmer ancestor “Daun Penh”, founder of “Phnom Daun Penh” in 1372, which later renamed as “Phnom Penh”, the current capital of the Kingdom of Cambodia. Additionally, Daun Penh district is a collection of large administrative, economic, IT and all kinds of commercial center including: Ministry of Economy and Finance, Ministry of Posts and Telecommunications, Council for the Development of Cambodia, National Bank of Cambodia, Phnom Penh Municipality, Central Market, and many high-rise commercial centers. It also consists national cultural centers such as the Royal Palace, National Museum, Independence Monument, Wat Phnom, etc. of significant The well-established logo of the DP Bank is comprised of four elements: 1. Square : Represents the Chaktomuk River, the wonders of Phnom Penh’s geographical location, and the four directions in which the bank envisions to promote its reputation to target customers, to be their top minded 2.bank Naga when : they need financial services. Represents the dragon bridge of Wat Phnom. The bridge represented the means of connecting the economic, commercial and financial activities of the public in that era. Compared to current day, it represents power of control and protection of the interests of customers, employees, shareholders, business partners and the financial means provided by the bank to the customers. In other words, Naga also symbolizes excellence, the community. 3. Letter “D” and “P”: Stands as the abbreviations for “Daun Penh” in English. 4. The color of the Cambodian flag : Is used as the color reference. In this sense, red stands for power, excellence and good fortune, white represents transparency and simplicity, while blue represents integrity, loyalty, professionalism and trust. DAUN PENH Specialized Bank Plc. ANNUAL REPORT 2020 033 Vision, Mission and Core Values VISION To be a top of mind bank in providing simple, tailored financial solutions. MISSION Providing customers with our expertise in financial services at an affordable price and the best possible customer experiences. Assuring reasonable returns to all stakeholders and surrounding communities by, leveraging distribution channels and innovative technology solutions. CORE VALUES SIMPLICITY INNOVATION We strongly believe in quality, We strongly believe that in- conditions easy to work, understand novation is very crucial in continuing for our customers, employees and all the success we see in our bank. We encourage stakeholders. In all our thought process, everybody to speak out their thoughts, ideas anything we do,we change or invent, and, experiment with new ideas or concepts. We it will be simple. We are simple, are keen to learn from all our mistakes and however strict, and very continue to improve upon ourselves, committed. INTEGRITY to achieve an outstanding We strongly believe in the positive outcome. value of honesty and strong moral principles at any time or any given situation. It’s our choice to uphold ourselves to a consistent standard, operating with full transparency ACCOUNTABILITY and accountability when CONFIDENTIALITY We are highly committed on conducting our We are highly committed on developing We closely take care of the developing our professional com- business. our professional competence for our employees; petence for our employees; to perform to perform the duties inprofessional manner. We parties involved in a transaction with the duties in professional manner. We are privacy and con�identiality of all the are accountable for all our actions towards our us; as this allows us to add value for our accountable for all our actions towards customers, shareholders,stakeholders, and customers whilst maintaining and our customers,shareholders, stakeholders, communities as a whole. We believe preserving our customers and communities as a whole. We that accountability is the best interest. believe that accountability is key to success and t the key to success and rustworthiness. trustworthiness. 044 DAUN PENH Specialized Bank Plc. ANNUAL REPORT 2020 DAUN PENH Specialized Bank Plc. ANNUAL REPORT 2020 Recap the History of the Bank The Bank is currently 100% owned by local shareholder called “Daun Penh Land Co., Ltd”. On 23 January 2007, CAMKO Bank Limited was incorporated by Korean shareholders under the business registration number Co-3374/07E. On 23 May 2007, the Bank obtained a license from the National Bank of Thereafter, the Bank decided to downsize the Bank’s operations to Specialized Bank with new license from NBCCambodia number (“NBC”) SB-09 to effective operate from as a commercial01 July 2011. bank, and officially commenced operations on 01 June 2007. In late 2018, the shareholders of the Bank entered into Share Sale and Purchase Agreement (SSPA) to wholly sell the Bank to Daun Penh Land Co., Ltd. The transaction got approval from NBC on 05 June 2018 Theand ratifiedBank has amended been approved Memorandum and licensed Article of by Associations the National (“MoA”) Bank ofon Cambodia22 October to 2018. carry out specialized banking operation under the new name “Daun Penh Specialized Bank Plc” by License No. SB-09 dated 27 April 2020 and under the business registration number 00017370 dated 16 July 2020. The Bank operates in Phnom Penh and Kandal Province through its branches. In addition, the Bank commits to expand banking operations through alternative channel networks in many allowable business models in order to provide better customers’ experiences and to expand the outreach. DAUNDAUN PENHPENH SpecializedSpecialized BankBank Plc.Plc. ANNUALANNUAL REPORTREPORT 20202020 505 Board Chairman’s Message “2020 was a very challenging year, not only for Cambodia but also for the whole world due to the COVID- 19 pandemic. It caused a severe economic downturn, job losses and even closing down some businesses across many industries. Even with these challenges, Daun Penh Specialized Bank Plc. is still able to position itself advantageously within our journey of transformation.” The year began with many difficulties as the global by the pandemic. With all these efforts from the economy continues to suffer from the impacts of government, the banking sector is still operating the COVID-19 pandemic. Domestically there are in a controllable manner. signs that economic activity is beginning to pick up. The economy is projected to grow by 3.5% in During the pandemic Daun Penh Specialized Bank 2021 compared to the contraction of 1.9% that is Plc. continues its lending operations as normal, in expected by the end of 2020. order to support the needs
Load more

Recommended publications
  • Visa Contactless Promotion at Lucky Group
    Visa contactless promotion at Lucky Group Promotion mechanics Get USD1 cash voucher when you tap to pay with Visa contactless for a minimum spend of USD10 Promotion Period Valid from 6 August 2021 to 30 September 2021 or while stocks last Terms and conditions This promotion is eligible for all Visa Cardholders (Credit, Debit & prepaid) To Redemption voucher : Tap to pay with Visa contactless for USD10 or more in a single sale slip at any Lucky Supermarket, Lucky Premium Store, Lucky Express and The Guardian to receive voucher worth USD1 Each cardholder will limit to maximum 3 vouchers redemption per card per day The voucher(s) can be used for the next purchase with Visa contactless payment only (no minimum spend required in the next purchase) This voucher valid untill 31 October 2021 Voucher cannot be redeemed or exchange for cash Voucher redemptions are available in limited amounts, or on a first come first served basis while stocks last. Visa and DFI Lucky Private Limited reserve the rights to change, amend the terms and conditions or terminate the promotion without prior notice. DFI Lucky Private Limited’s decision on related matters related to this promotion will be final and no correspondence will be entertained. Participating merchants Lucky Supermarket Lucky Premium Lucky Express Guardian (merchant outlets in appendix) Term and condition for USD1 cash voucher to be use on next purchase The voucher can be used with payment made by Visa contactless at any outlets of Lucky Supermarket, Lucky Premium, Lucky Express and Guardian The voucher can be used upto 2 at a time The voucher can be used on or before expiry date of 31 October 2021 Voucher cannot be redeemed or exchanged for cash.
    [Show full text]
  • Is Divided Into 24 “Sections” (ខណ្ណkhan, Also
    Divisions administratives de la municipalité de Phnom Penh et codes postaux – Mise à jour Administrative divisions of the Municipality of Phnom Penh and ZIP Codes - Update Remarque : Pour la version initialement publiée de ce document, nous avions pris comme source la page de la Poste Cambodgienne donnant les codes postaux des différents quartiers de la ville de Phnom Penh. Un lecteur de Khmerologie nous a fait remarquer que la liste que nous donnions n’était pas à jour. Effectivement, vérification, nous nous sommes aperçus que le site de la Poste Cambodgienne n’avait pas pris en compte la réorganisation des arrondissements et quartiers de Phnom Penh qui a été faite en 2019. Pour rédiger la présente version mise à jour, nous nous sommes appuyés sur la base de données du site du NCDD (National Committee for Sub-National Democratic Development), organisme du gouvernement cambodgien. Note: For the initial version of this document, we used the webpage of Cambodia Post that gives the ZIP codes of all sangkats of the city of Phnom Penh. However, a reader of Khmerologie let a message stating that our document was not up to date. After verification, we have discovered that the website of Cambodia Post does not take into account the reorganization of the administrative divisions of Phnom Penh that occurred in 2019. For the updated version of this document, we used the database published on the website of the NCDD (National Committee for Sub-National Democratic Development), which is part of the Royal Government of Cambodia. Le Royaume du Cambodge est divisé administrativement en « 25 provinces et capitale ».
    [Show full text]
  • Corporate Mission
    SURMOUNTING THE NEW NORMS CORPORATE MISSION To Sustain the Position of Being the Most Efficient, Profitable and Respected Premier Financial Institution in Cambodia. 1 Efficient . Profitable . Respected 1 CAMBODIAN PUBLIC BANK 2020 ANNUAL REPORT CONTENTS 1 CORPORATE MISSION 3 CORPORATE INFORMATION 4 BRANCH NETWORK 10 CORPORATE PROFILE 11 FINANCIAL HIGHLIGHTS 12 SIMPLIFIED BALANCE SHEET 13 SUMMARY OF FIVE-YEAR GROWTH 14 BOARD OF DIRECTORS 15 BOARD OF DIRECTORS’ PROFILE 20 CHAIRMAN’S STATEMENT 23 CORPORATE GOVERNANCE OVERVIEW 32 BUSINESS OPERATIONS 37 ANALYSIS OF THE FINANCIAL STATEMENTS 39 REPORT OF THE BOARD OF DIRECTORS 44 INDEPENDENT AUDITORS’ REPORT 47 CONSOLIDATED STATEMENT OF FINANCIAL POSITION 49 CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME 50 CONSOLIDATED STATEMENT OF CHANGES IN EQUITY 51 CONSOLIDATED STATEMENT OF CASH FLOWS 52 SEPARATE STATEMENT OF FINANCIAL POSITION 53 SEPARATE STATEMENT OF COMPREHENSIVE INCOME 54 SEPARATE STATEMENT OF CHANGES IN EQUITY 55 SEPARATE STATEMENT OF CASH FLOWS 56 NOTES TO THE FINANCIAL STATEMENTS 147 CALENDAR OF SIGNIFICANT EVENTS 2020 2 SURMOUNTING THE NEW NORMS CORPORATE INFORMATION BOARD OF DIRECTORS Tan Sri Dato’ Sri Dr. Teh Hong Piow Non-Independent Non-Executive Chairman Dato’ Mohammed Najeeb bin Abdullah Independent Non-Executive Deputy Chairman Dato’ Chang Kat Kiam Non-Independent Non-Executive Director Mr. Quah Poh Keat Non-Independent Non-Executive Director Dr. Ghanty Sam Abdoullah Independent Non-Executive Director Mr. Ong Ming Teck Executive Director (Appointed with effect from 26 April 2021) 3 JOINT COMPANY SECRETARIES Cik Wan Marhanim Binti Wan Muhammad (Appointed with effect from 1 January 2021) Mr. Ngor Lyko (Appointed with effect from 26 April 2021) AUDITORS Ernst & Young (Cambodia) Ltd.
    [Show full text]
  • Research Topics Royal Academy of Cambodia ARC
    Royal Academy of Cambodia_ARC Type No. Year Academic Discipline Research Topics Research Project 1 Humanities Group of Prasat Preah Khan Kampong Svay Research Project 2 Humanities Historical and Archaeological Sites Inventory in Ponhear Krek District Research Project 3 Humanities Buddisht Monks and Human Resources Development in Cambodia, Kampong Cham-Kampot 1908-1930 Research Project 4 Social Sciences The Commune's Economy in Cambodia Research Project 5 2005 Social Sciences Site Survey and Inventory Mapping of Ancient Mound Feature in 12 Villages Mkak Commune, Angsnoul District Research Project 6 Social Sciences Background and Management of Pagoda in Cambodia Research Project 7 Social Sciences Inscription Printing and Translation Project in Battambang Province Research Project 8 Professions Development and Planning of Tourism Communication in Ronakse Commune, Sangkum Thmei District Research Project 9 Professions A Study on Simple Micro-Hydro Electric Power Development and Its Impacts Research Project 10 Humanities The Changing Livelihood based on Historical Sites: Case Stydy on the Khmer Village of Kulen Mountain of Siem Reap Research Project 11 Humanities Folk Tale of Minority Ethnics in Rattanakiri Province Research Project 12 Humanities Inventory Mapping of Ancient Mound Features in Pon Sang Commune of Ang Snoul District Research Project 13 Social Sciences Khmer Philosophical Thoughts of Angkor Period Research Project 14 2006 Social Sciences Social Development Environment Prevention in Cultural-Historical Siteof the Community of Ronakse
    [Show full text]
  • Ministry of Commerce ្រពឹត ិប្រតផ ូវក រ សបា ហ៍ទី ២៧-២៩
    䮚ពះ楒ᾶ㮶ច䮚កកម�ុᾶ ᾶតិ 絒ស侶 䮚ពះម腒ក䮟䮚ត KINGDOM OF CAMBODIA NATION RELIGION KING 䮚កសួង奒ណិជ�កម� 侶យក⥒�នកម�សិទ�ិប�� MINISTRY OF COMMERCE Department of Intellectual Property 䮚ពឹត�ិប䮚តផ�ូវŒរ OFFICIAL GAZETTE ស厶� ហ៍ទី ២៧-២៩ ៃន᮶�ំ ២០២១ Week 27-29 of 2021 23/July/2021 (PUBLISHED BY AUTHORITY) ែផ�កទី ១ PP AA RR TT II ការចុះប��ីថ�ី NNEEWW RREEGGIISSTTRRAATTIIOONN FFRROOMM RREEGG.. NNoo.. 8833880033 ttoo 8844228844 PPaaggee 11 ttoo 116611 ___________________________________ 1- េលខ⥒ក់奒ក䮙 (APPLICATION No. ) 2- Œលបរ ិេច�ទ⥒ក់奒ក䮙 (DATE FILED) 3- 掶� ស 掶៉់ ក (NAME OF APPLICANT) 4- 襒សយ⥒�ន掶�ស់掶៉ក (ADDRESS OF APPLICANT) 5- 䮚បេទស (COUNTRY) 6- េ⅒�ះ徶�ក់ᅒរ (NAME OF AGENT) 7- 襒សយ⥒�ន徶�ក់ᅒរ (ADDRESS OF AGENT) 8- េលខចុះប��ី (REGISTRATION No) 9- Œលបរិេច�ទចុះប��ី (DATE REGISTERED) 10- គំរ ូ掶៉ក (SPECIMEN OF MARK) 11- ជពូកំ (CLASS) 12- Œលបរ ិេច�ទផុតកំណត់ (EXPIRY DATE) ែផ�កទី ២ PP AA RR TT IIII RREENNEEWWAALL PPaaggee 116622 ttoo 225511 ___________________________________ 1- េលខ⥒ក់奒ក䮙េដម (ORIGINAL APPLICATION NO .) 2- Œលបរ ិេច�ទ⥒ក់奒ក䮙េដម (ORIGINAL DATE FILED) 3- (NAME OF APPLICANT) 掶� ស 掶៉់ ក 4- 襒 ស យ ⥒� ន 掶� ស 掶៉់ ក (ADDRESS OF APPLICANT) 5- 䮚បេទស (COUNTRY) 6- េ⅒�ះ徶�ក់ᅒរ (NAME OF AGENT) 7- 襒សយ⥒�ន徶�ក់ᅒរ (ADDRESS OF AGENT) 8- េលខចុះប��េដ ី ម (ORIGINAL REGISTRATION No) 9- Œលបរ ិេច�ទចុះប��ីេដម ORIGINAL REGISTRATION DATE 10- គ ំរ 掶៉ ូ ក (SPECIMEN OF MARK) 11- ំ (CLASS) ជពូក 12- Œលបរ ិេច�ទ⥒ក់奒ក䮙សំ◌ុចុះប��ី絒ᾶថ� ី (RENEWAL FILING DATE) 13- Œលបរ ិេច�ទចុះប��ី絒ᾶថ� ី (RENEWAL REGISTRATION DATE) 14- Œលបរ ិេច�ទផុតកំណត់ (EXPIRY DATE) ែផ�កទី ៣ PP AA RR TT IIIIII CHANGE, ASSIGNMENT, MERGER
    [Show full text]
  • Annual Report 2020
    ANNUAL REPORT 2020 CONTENTS 2020 Financial Highlights...............................................01 Highlights Logo and Brand Story.........................................................03 Vision, Mission and Core Values....................................04 01 2020 Financial Highlights Recap the History of the Bank........................................05 Board Chairman’s Message..............................................06 04 Vision, Mission and Core Values .....................................10 Board of Directors-Brief Profile 14 Management Team-BriefStructure...................................................... Profile...................................20 05 Recap the History of the Bank Report of the Board of Directors...................................21 Corporate Governance.......................................................22 25 Our Products Internal Control and Risk Management.....................24 Our Products..........................................................................25 Our Customers......................................................................30 43 Independent Auditor’s Report Corporate Social Responsibility 2020........................34 Director’s Report.................................................................38 Independent Auditor’s Report......................................43 76 Keys Partners Keys Partners.......................................................................76 Bank’s Address....................................................................79 2020 Financial
    [Show full text]
  • List of Health Facilities Signed the Agreement for Occupational Risk Scheme with the National Social Security Fund
    LIST OF HEALTH FACILITIES SIGNED THE AGREEMENT FOR OCCUPATIONAL RISK SCHEME WITH THE NATIONAL SOCIAL SECURITY FUND No. Health Facility Ambulance Contact Phone Number of NSSF Agent Address of Health Facility 1-Phnom Penh 017 808 119 (Morning Shift: Monday-Friday) 098 509 017 449 119 390/010 579 230 (Afternoon Shift: Monday-Friday) 012 455 398 Lot 3, Preah Monivong Boulevard, Sangkat Sras 1 Calmette Hospital 119 012 277 141 (Night Shift: Monday-Friday) 012 243 471 Chok, Khan Doun Penh, Phnom Penh 023 426 948 (Saturday-Sunday) 092 151 845/070 301 655 023 724 891 (Saturday-Sunday) 093 946 637/077 937 337 (Morning Shift: Monday-Friday) 017 378 456/092 571 346/095 792 005 012 657 653 (Afternoon Shift: Monday-Friday) 069 858 #188, St. 271, Sangkat Tek Thla 2, Khan Toul 2 Preak Kossamak Hospital 119 806/015 947 217 016 909 774 (Night Shift: Monday-Friday) 012 846 504 Kork, Phnom Penh (Saturday-Sunday) 086 509 015/078 321 818/017 591 994 078 997 978 (Morning Shift: Monday-Friday) 012 353 089 927 777 916/089 299 309/098 784 403 Khmer-Soviet Friendship 119 (Afternoon Shift: Monday-Friday) 070 763 St. 271, Sangkat Tumnoup Tek, Khan Chamkar 3 012 882 744 Hospital 078 997 978 864/088 688 4076/069 320 023/017 591 994 Mon, Phnom Penh 023 217 764 (Saturday-Sunday) 017 334 458/086 859 867 012 858 184 (Saturday-Sunday) 070 408 600 096 883 878 (Morning Shift: Monday-Friday) 010 264 017/070 722 050/089 454 349/086 563 970 011 811 581 (Afternoon Shift: Monday-Friday) 093 915 Preah Norodom Boulevard, Sangkat Psar Thmey 4 Preah Ang Duong Hospital 016 505 453 070 945 050 210/071 930 9612 1, Khan Doun Penh, Phnom Penh (Night Shift: Monday-Friday) 031 222 1230 011 755 119 (Saturday-Sunday) 010 378 840/077 378 077 550 017 840/069 369 102/070 969 008 National Maternal and Child 012 878 283 #31A, St.47, Sangkat Sras Chok, Khan Doun 5 N/A 096 397 0633 Health Center (Deputy Director ) Penh, Phnom Penh 119 011 833 339 012 918 159 St.
    [Show full text]
  • Khan Daun Penh,, Phnom Penh Cambodia 8- 74216 9- 09/12/2019 10
    寒រះ殶ជាណាច寒ររម្ុពជា ជាតិ សាស侶 寒រះម្ហារស寒ត KINGDOM OF CAMBODIA NATION RELIGION KING 寒រសួងពាណិῒជរម្ម 侶យរដ្ឋានរម្មសិទ្ធិបញ្ញា MINISTRY OF COMMERCE Department of Intellectual Property ព្រឹ㿒ិតបព្㿒ផ្ូលវζរ OFFICIAL GAZETTE សប្តា ហ៍ទី៥០-៥២ នៃᯒន� ២០១៩ Week 50-52 of 2019 27/Dec/2019 (PUBLISHED BY AUTHORITY) 埒នែកទី ១ PP AA RR TT II ការច ប⟒ជីថ្មី NNEEWW RREEGGIISSTTRRAATTIIOONN FFRROOMM RREEGG.. NNoo.. 7744221166 ttoo 7744660099 PPaaggee 11 ttoo 113322 ___________________________________ 1- លេខដ្ឋរ់ពារយ (APPLICATION No. ) 2- ζេបរ ិលចេទ្ដ្ឋរ់ពារយ (DATE FILED) 3- ម្ចាស់ម្ច➶រ (NAME OF APPLICANT) 4- 讶សយដ្ឋានម្ចាស់ម្ច➶រ (ADDRESS OF APPLICANT) 5- 寒បលទ្ស (COUNTRY) 6- ល្មះភ្នារ់Ꮆរ (NAME OF AGENT) 7- 讶សយដ្ឋានភ្នារ់Ꮆរ (ADDRESS OF AGENT) 8- លេខចុះបញ្ជី( REGISTRATION No) 9- ζេបរិលចេទ្ចុះបញ្ជី (DATE REGISTERED) 10- គំរ ូម្ច➶រ (SPECIMEN OF MARK) 11- ῒរំ ូរ (CLASS) 12- ζេបរ ិលចេទ្ផុតរំណត់ (EXPIRY DATE) 埒នែកទី ២ PP AA RR TT IIII RREENNEEWWAALL PPaaggee 113333 ttoo 116688 ___________________________________ 1- លេខដ្ឋរ់ពារយល ម្ើ (ORIGINAL APPLICATION NO .) 2- ζេបរលិ ចេទ្ដ្ឋរ់ពារយល ម្ើ (ORIGINAL DATE FILED) 3- ម្ចាស់ម្ច➶រ (NAME OF APPLICANT) 4- 讶សយដ្ឋានម្ចាស់ម្ច➶រ (ADDRESS OF APPLICANT) 5- 寒បលទ្ស (COUNTRY) 6- ល្មះភ្នារ់Ꮆរ (NAME OF AGENT) 7- 讶សយដ្ឋានភ្នារ់Ꮆរ (ADDRESS OF AGENT) 8- លេខចុះបញ្ជីល ម្ើ (ORIGINAL REGISTRATION No) 9- ζេបរលិ ចេទ្ចុះបញ្ជលី ម្ើ ORIGINAL REGISTRATION DATE 10- គំរ ូម្ច➶រ (SPECIMEN OF MARK) 11- ῒរំ ូរ (CLASS) 12- ζេបរលិ ចេទ្ដ្ឋរ់ពារយសុំ ុចុះបញ្ជសាី ជាថ្មី (RENEWAL FILING DATE) 13- ζេបរលិ ចេទ្ចុះបញ្ជសាី ជាថ្មី (RENEWAL REGISTRATION DATE) 14- ζេបរ
    [Show full text]
  • Visa Contactless Promotion at Lucky Group
    Visa contactless promotion at Lucky Group Promotion mechanic Get US$ 1 cash voucher when you tap to pay with Visa contactless for minimum of US$ 10 Promotion period Valid from 6 August – 30 September 2021 or until stocks last Terms and conditions • This promotion is eligible for all Visa Cardholder (Credit, Debit & prepaid) • To Redemption voucher : Tap to pay with Visa contactless for US$ 10 or more in a single sale slip at any Lucky Supermarket, Lucky Premium Store, Lucky Express and The Guardian to receive voucher worth US$ 1 • Each cardholder will limit to maximum 3 vouchers redemption per card per day • The voucher(s) can be used for the next purchase with Visa contactless payment only (no min. spend required in the next purchase) • This voucher valid untill 31 October 2021 • Voucher cannot be redeemed or exchange for cash • Voucher redemptions are available in limited amounts, or on a first come first served basis while stocks last. • Visa and DFI Lucky Private Limited reserve the rights to change, amend the terms and conditions or terminate the promotion without prior notice. • DFI Lucky Private Limited’s decision on related matters related to this promotion will be final and no correspondence will be entertained. Participating merchants • Lucky Supermarket • Lucky Premium • Lucky Express • Guardian (merchant outlets in appendix) Term and condition for US$1 cash voucher to be use on next purchase o The voucher can be used with payment made by Visa contactless at any outlets of Lucky Supermarket, Lucky Premium, Lucky Express and Guardian o The voucher can be used upto 2 at a time o The voucher can be used on or before expiry date of 31 October 2021 o Voucher cannot be redeemed or exchanged for cash.
    [Show full text]
  • Dang Kom Village Kandal Province
    A livelihoods study of farmers and fishers in Dang Kom Village - Kandal Province Item Type monograph Publisher Support to Regional Aquatic Resources Management (STREAM) Download date 25/09/2021 10:27:30 Link to Item http://hdl.handle.net/1834/20118 A livelihoods study of farmers and fishers in Dang Kom Village Kandal Province Supported by STREAM Initiative In cooperation with CFDO and SCALE August 2002 A livelihoods study of farmers and fishers in Dang Kom Village Kandal Province Supported by STREAM Initiative In cooperation with CFDO and SCALE August 2002 Contents Tables, Figures and Boxes ii Acronyms iii Acknowledgements iv EXECUTIVE SUMMARY v 1. INTRODUCTION 1 1.1 Location 1 1.2 History of Dang Kom Village 1 2. RESULTS 4 2.1 Wealth ranking 4 2.2 Resources 6 2.2.1 Human resources 6 2.2.2 Physical resources 6 2.2.3 Natural resources 6 2.2.4 Social resources 8 2.2.5 Financial resources 14 2.2.6 Summary of village resources 14 2.3 Vulnerabilities 16 2.3.1 Farming and seasonality 16 2.3.2 Trend lines 17 2.3.3 Main threats 24 2.4 Institutions 25 2.5 Livelihoods strategies 27 2.5.1 Current livelihoods strategies 27 2.5.2 Problem ranking 27 2.5.3 Problem tree analysis 28 2.5.4 Action plans 32 2.6 Outcome of livelihoods study 34 2.7 Livelihoods analysis framework 34 3. CONCLUSIONS AND RECOMMENDATIONS 36 3.1 Conclusions 36 3.2 Recommendations 36 i Tables, Figures and Boxes Box 1 The Water Festival Story 1 Figure 1 Map of Kandal Province 2 Box 2 The Engagement Story 2 Table 1 Record of historical events in Dang Kom Village 3 Table 2 Wealth ranking
    [Show full text]
  • Microsoft Office
    LIST OF HEALTH FACILITIES SIGNED THE AGREEMENT FOR HEALTH CARE WITH THE NAITONAL SOCIAL SECURITY FUND No. Health Facility Ambulance Phone Number Phone Number of the NSSF Agent Address of Health Facility 1/-Phnom Penh (Morning Shift: Monday-Friday) 086 387 573 / 098 390 005 / 098 784 403 / 077 636 360 / 070 763 864 / 088 688 4076 / 069 320 023 Khmer-Soviet Friendship (Afternoon Shift: Monday-Friday) St. 271, Sangkat Tumnoup Tek, Khan 1 119 023 456 7744 015 503 233 Hospital (Night Shift: Monday-Friday) Chamkar Mon, Phnom Penh (Saturday-Sunday) 070 408 600 / 017 334 458 / 086 859 867 Morning Shift: Monday-Friday) 071 548 1854 / 092 571 346 / 015 947 217 012 304 454 (Afternoon Shift: Monday-Friday) 086 582 423 / 069 938 #188, St. 271, Sangkat Tek Thla 2, Khan Toul 2 Preah Kossamak Hospital 089 761 767 899 (Director of Accounting) (Night Shift: Monday-Friday) 012 846 504 Kork, Phnom Penh (Saturday-Sunday) 086 509 015 / 078 321 818 / 017 591 994 Morning Shift: Monday-Friday) 010 264 017 / 070 722 050 / 089 454 349 / 086 563 970 011 755 119 (Afternoon Shift: Monday-Friday) 093 915 210 / 071 930 Preah Norodom Boulevard, Sangkat Psar 3 Preah Angduong Hospital 070 945 050 9612 (Director of Accounting) (Night Shift: Monday-Friday) 031 222 1230 Thmey 1, Khan Doun Penh, Phnom Penh (Saturday-Sunday) 010 378 840 / 077 378 840 / 069 369 102 / 070 969 008 012 222 773 (Director) (Morning Shift: Monday-Friday) 095 991 859 / 093 755 672 / 012 878 283 (Deputy 077 308 252 / 016 348 885 National Maternal and Director) (Afternoon Shift: Monday-Friday) 086 611
    [Show full text]
  • Cambodia and FAO Achievements and Success Stories
    Cambodia and FAO Achievements and success stories FAO Representation in Cambodia March 2011 The designations employed and the presentation of material in this information product do not imply the expression of any opinion whatsoever on the part of the Food and Agriculture Organization of the United Nations (FAO) concerning the legal or development status of any country, territory, city or area or of its authorities, or concerning the delimitation of its frontiers or boundaries. The mention of specific companies or products of manufacturers, whether or not these have been patented, does not imply that these have been endorsed or recommended by FAO in preference to others of a similar nature that are not mentioned. All rights reserved. Reproduction and dissemination of material in this information product for educational or other non-commercial purposes are authorized without any prior written permission from the copyright holders provided the source is fully acknowledged. Reproduction of material in this information product for resale or other commercial purposes is prohibited without written permission of the copyright holders. Applications for such permission should be addressed to: Chief Electronic Publishing Policy and Support Branch Communication Division FAO Viale delle Terme di Caracalla, 00153 Rome, Italy or by e-mail to: [email protected] © FAO 2011 Introduction oday, over 80 percent of the population of Cambodia lives in rural areas and about 73 percent depends on Tagriculture for their livelihoods. However, only about 20 percent of the land is arable. Cambodia became a member of FAO in 1950, and an FAO Representative office was opened in 1995. Since 1979, FAO Cambodia has invested a total budget of US$217 326 859 000 through 205 different projects in areas of agricultural productivity, irrigation, livestock production and health, fisheries, food security, consumer protection and food safety, promotion of access to new markets, forestry and the environment, and small-scale craft agro-industry.
    [Show full text]