various drought relief measures to the affected farmers. The Jansuraksha Schemes are launched by the Prime Minister of on 1st June 2015. As on 31.03.2017, the enrollment count Regional Rural Banks under JanSuraksha and Atal Pension Yojana schemes are as Bank has sponsored two Regional Rural Banks viz., Pandyan follows: Grama Bank in Tamil Nadu and Odisha Gramya Bank in Odisha. Pandyan Grama Bank operates in 16 districts of Tamil Nadu with Jan Suraksha Schemes a branch network of 317 and staff strength of 1,277. As on 31st Status of Status of Enrolment March 2017 the RRB had a business mix of Rs. 10,064 crore Status of enrolment during the Year with a CD ratio of 81.61%. Odisha Gramya Bank has presence renewal Schemes as on 2016-2017 in 13 districts of Odisha with a network of 549 branches and staff as on 31.12.2016 (01.06.2016 - strength of 2,300 members. As on March 31, 2017, the RRBs had 30.06.2016 a business mix of Rs.14,008 crore with a CD ratio of 46.01%. (cumulative) 31.03.2017) Financial Inclusion PMJJBY 8,14,028 8,35,544 21,516 The Bank has engaged 2,751 Business Correspondents as per the guidelines of for providing Banking PMSBY 26,37,866 26,80,411 42,545 facilities in un-banked villages to reach the unreached. BCs are also involved in collection of small value deposits, Personal Total 34,51,894 35,15,955 64,061 Accident Insurance under PMSBY, Life insurance under PMJJBY, recovery in loan accounts and assigned NPA accounts, Aadhaar Atal Pension Yojana seeding, third party deposit etc.Apart from carrying out regular Banking transactions, Business Correspondents also make 18,540 2015-2016 (cumulative) payments under Social Security Schemes of State/ Central Governments like Pension to Widows, Old age persons, Payment 60,084 under Mahatma Gandhi National Rural Employment Guarantee 2016- 2017 (cumulative) Scheme (MGNREGS), Cash Dole to Sri Lankan Tamil Refugees for which the credits were made directly to the SB accounts of 78,624 BeneÀ ciaries. In coordination with Government of Tamil Nadu, Total APY Enrolments Business Correspondents are making payments to 0.25 lakh Sri Lankan Tamil Refugee BeneÀ ciaries in 61 Refugee Camps, and Rural Self Employment Training Institutes (RSETIs) Old Age Pension to 2.99 Lakhs BeneÀ ciaries at their door step. In line with the guidelines issued by Ministry of Rural development, As on 31st March 2017, Business Correspondents have issued GOI our Bank had set up 12 RSETIs at Districts, where we have 21,52,457 smart cards and the cumulative number of transactions got Lead Bank responsibility in Tamil Nadu and Kerala, to provide undertaken in the smart card terminal is 6,19,21,570. BCs can training to farmers, members of SHGs, beneÀ ciaries under open SB accounts through e-KYC mode. As on 31st March 2017, SGSY, Educated Unemployed Youths, Artisans and BeneÀ ciaries BCs have opened 2,89,597 SB accounts through their Micro ATM belonging to weaker sections. In addition to the above, we have using e-KYC. BCs can do transactions through their Micro ATMs set up one RSETI in the Nilgiris District also for the beneÀ t of the for account holders having Biometric Smart Cards, account Tribals. The RSETIs are managed by SNEHA Trust established holders having seeded their Aadhaar numbers (AEPS-ON US) by our Bank. During 2016-2017, RSETIs have trained 9940 and account holders having our RuPay Cards (RuPay-ON US). unemployed youths through 400 training programmes. They can also do transactions for customers of other banks who Corporate Social Responsibility have seeded their Aadhaar numbers in their accounts (AEPS – OFFUS) and for other Bank RuPay cards also (RuPay-OFF US As a Part of Brand Building Exercise various activities like Blood (Acquirer) and (Issuer)). As on 31.03.2017, 42,78,494 AEPS ON- Donation camps, Health Check Up camps, Swatch Bharat US and 3,56,148 AEPS OFF-US transactions were carried out Abhiyan, Tree Plantations were carried out for the À nancial year by BCs. As on 31.03.2017, 3,57,953 RuPay ON-US, 1,54,530 2016-17 which created the Brand Visibility of the Bank Pan India RuPay OFF-US (Acquirer) and 1,35,512 RuPay OFF-US(Issuer) to a great extent. transactions were carried out by BCs. Sakthi - Chidambaram Chettyar Pradhan Mantri Jan Dhan Yojana (PMJDY): Memorial Trust The Bank is implementing PMJDY as per the directives of MoF, The Trust set up jointly by the Management of the Bank, Indian Govt. of India. The Scheme was launched by the Prime Minister Overseas Bank OfÀ cers Association and All India Overseas Bank of India on 15th August 2014. Under PMJDY, as on 31st March Employees Union to perpetuate the memory of Bank’s Founder 2017, the Bank has opened 42,61,330 BSBDA accounts of Shri M. Ct. M. Chidambaram Chettyar, continued to provide which, 23,24,027 BSBDA accounts were seeded with Aadhaar Entrepreneurial Development Training to women to empower and 24,93,444 BSBDA accounts were seeded with Mobile them socially and À nancially to meet the challenges. The Trust has numbers. 40,26,690 RuPay cards were issued to the accounts conducted several Entrepreneurship Development Programmes opened under PMJDY as on 31st March 2017. (EDP) and skill based training programmes exclusively for women at various centers, During the year, the Bank conducted Jansuraksha Schemes 5 programmes covering 141 beneÀ ciaries. The Bank has so far The Bank is enrolling customers under Jansuraksha schemes like conducted 91 programmes covering 4,092 beneÀ ciaries of which PMJJBY, PMSBY and Pension schemes like Atal Pension Yojana. 1,246 belong to SC/ST and 133 belong to minority .

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