Various Drought Relief Measures to the Affected Farmers

Total Page:16

File Type:pdf, Size:1020Kb

Various Drought Relief Measures to the Affected Farmers various drought relief measures to the affected farmers. The Jansuraksha Schemes are launched by the Prime Minister of India on 1st June 2015. As on 31.03.2017, the enrollment count Regional Rural Banks under JanSuraksha and Atal Pension Yojana schemes are as Bank has sponsored two Regional Rural Banks viz., Pandyan follows: Grama Bank in Tamil Nadu and Odisha Gramya Bank in Odisha. Pandyan Grama Bank operates in 16 districts of Tamil Nadu with Jan Suraksha Schemes a branch network of 317 and staff strength of 1,277. As on 31st Status of Status of Enrolment March 2017 the RRB had a business mix of Rs. 10,064 crore Status of enrolment during the Year with a CD ratio of 81.61%. Odisha Gramya Bank has presence renewal Schemes as on 2016-2017 in 13 districts of Odisha with a network of 549 branches and staff as on 31.12.2016 (01.06.2016 - strength of 2,300 members. As on March 31, 2017, the RRBs had 30.06.2016 a business mix of Rs.14,008 crore with a CD ratio of 46.01%. (cumulative) 31.03.2017) Financial Inclusion PMJJBY 8,14,028 8,35,544 21,516 The Bank has engaged 2,751 Business Correspondents as per the guidelines of Reserve Bank of India for providing Banking PMSBY 26,37,866 26,80,411 42,545 facilities in un-banked villages to reach the unreached. BCs are also involved in collection of small value deposits, Personal Total 34,51,894 35,15,955 64,061 Accident Insurance under PMSBY, Life insurance under PMJJBY, recovery in loan accounts and assigned NPA accounts, Aadhaar Atal Pension Yojana seeding, third party deposit etc.Apart from carrying out regular Banking transactions, Business Correspondents also make 18,540 2015-2016 (cumulative) payments under Social Security Schemes of State/ Central Governments like Pension to Widows, Old age persons, Payment 60,084 under Mahatma Gandhi National Rural Employment Guarantee 2016- 2017 (cumulative) Scheme (MGNREGS), Cash Dole to Sri Lankan Tamil Refugees for which the credits were made directly to the SB accounts of 78,624 BeneÀ ciaries. In coordination with Government of Tamil Nadu, Total APY Enrolments Business Correspondents are making payments to 0.25 lakh Sri Lankan Tamil Refugee BeneÀ ciaries in 61 Refugee Camps, and Rural Self Employment Training Institutes (RSETIs) Old Age Pension to 2.99 Lakhs BeneÀ ciaries at their door step. In line with the guidelines issued by Ministry of Rural development, As on 31st March 2017, Business Correspondents have issued GOI our Bank had set up 12 RSETIs at Districts, where we have 21,52,457 smart cards and the cumulative number of transactions got Lead Bank responsibility in Tamil Nadu and Kerala, to provide undertaken in the smart card terminal is 6,19,21,570. BCs can training to farmers, members of SHGs, beneÀ ciaries under open SB accounts through e-KYC mode. As on 31st March 2017, SGSY, Educated Unemployed Youths, Artisans and BeneÀ ciaries BCs have opened 2,89,597 SB accounts through their Micro ATM belonging to weaker sections. In addition to the above, we have using e-KYC. BCs can do transactions through their Micro ATMs set up one RSETI in the Nilgiris District also for the beneÀ t of the for account holders having Biometric Smart Cards, account Tribals. The RSETIs are managed by SNEHA Trust established holders having seeded their Aadhaar numbers (AEPS-ON US) by our Bank. During 2016-2017, RSETIs have trained 9940 and account holders having our RuPay Cards (RuPay-ON US). unemployed youths through 400 training programmes. They can also do transactions for customers of other banks who Corporate Social Responsibility have seeded their Aadhaar numbers in their accounts (AEPS – OFFUS) and for other Bank RuPay cards also (RuPay-OFF US As a Part of Brand Building Exercise various activities like Blood (Acquirer) and (Issuer)). As on 31.03.2017, 42,78,494 AEPS ON- Donation camps, Health Check Up camps, Swatch Bharat US and 3,56,148 AEPS OFF-US transactions were carried out Abhiyan, Tree Plantations were carried out for the À nancial year by BCs. As on 31.03.2017, 3,57,953 RuPay ON-US, 1,54,530 2016-17 which created the Brand Visibility of the Bank Pan India RuPay OFF-US (Acquirer) and 1,35,512 RuPay OFF-US(Issuer) to a great extent. transactions were carried out by BCs. Sakthi - Indian Overseas Bank Chidambaram Chettyar Pradhan Mantri Jan Dhan Yojana (PMJDY): Memorial Trust The Bank is implementing PMJDY as per the directives of MoF, The Trust set up jointly by the Management of the Bank, Indian Govt. of India. The Scheme was launched by the Prime Minister Overseas Bank OfÀ cers Association and All India Overseas Bank of India on 15th August 2014. Under PMJDY, as on 31st March Employees Union to perpetuate the memory of Bank’s Founder 2017, the Bank has opened 42,61,330 BSBDA accounts of Shri M. Ct. M. Chidambaram Chettyar, continued to provide which, 23,24,027 BSBDA accounts were seeded with Aadhaar Entrepreneurial Development Training to women to empower and 24,93,444 BSBDA accounts were seeded with Mobile them socially and À nancially to meet the challenges. The Trust has numbers. 40,26,690 RuPay cards were issued to the accounts conducted several Entrepreneurship Development Programmes opened under PMJDY as on 31st March 2017. (EDP) and skill based training programmes exclusively for women at various centers, During the year, the Bank conducted Jansuraksha Schemes 5 programmes covering 141 beneÀ ciaries. The Bank has so far The Bank is enrolling customers under Jansuraksha schemes like conducted 91 programmes covering 4,092 beneÀ ciaries of which PMJJBY, PMSBY and Pension schemes like Atal Pension Yojana. 1,246 belong to SC/ST and 133 belong to minority . 41.
Recommended publications
  • Annual Report 2019-20
    €0611 Gllflq 0ril6. Btts{Tr qrq +fi ODISHA GRA]lllYA BANI( bSHG A ;\r)I Retxil ;5.r-EA-.= 6,16[6, 6oersr qrffi-+. qfil+fl ANNUAI REPORT 2019-2020 I a , I I A s \_&/ I --- 14 H E ts a,t Shri Brundaban Nayak n I DIRECTORS’ REPORT The Board of Directors of Odisha Gramya Bank have the pleasure in presenting the 8th Annual Report of the Bank along with the Audited Balance Sheet as on 31st March, 2020 and Profit & Loss Account for the Financial Year 2019-20, in terms of Section 20(1) of the Regional Rural Banks Act 1976. 1. Brief Introduction: Odisha Gramya Bank was established on 7th January 2013 with the amalgamation of Neelachal Gramya Bank, Kalinga Gramya Bank and Baitarani Gramya Bank as per Notification No. F.1/1/2012- RRB dated 07.01.2013 issued under sub-section (1) of Section 23A of Regional Rural Banks Act 1976 (21 of 1976) by the Ministry of Finance, Department of Financial Services, Government of India. The share capital of the Bank is contributed by Government of India, Sponsor Bank (Indian Overseas Bank) and Government of Odisha in the ratio of 50:35:15 respectively. Odisha Gramya Bank is a scheduled Bank and included in the Second schedule to the Reserve Bank of India Act, 1934 as per RBI circular No. RBI/2014-15/474 RPCD. CO. RRB. BC. No/81/ 03.05. 100 /2013-14 dated 29.01.2014 and Notification No RPCD. CO RRB. No. 46/03.05.100 / 2013-14 Dated 22nd October 2013 published in the extra-ordinary Gazette of India (Part III-Section 4) on 5th December 2013.
    [Show full text]
  • Annual Report 2020-21
    DIRECTORS’ REPORT The Board of Directors of Odisha Gramya Bank have the pleasure in presenting the 9h Annual Report of the Bank along with the Audited Balance Sheet as on 31st March, 2021 and Profit & Loss Account for the Financial Year 2020-21, in terms of Section 20(1) of the Regional Rural Banks Act 1976. 1. Brief Introduction: Odisha Gramya Bank was established on 7th January 2013 with the amalgamation of Neelachal Gramya Bank, Kalinga Gramya Bank and Baitarani Gramya Bank as per Notification No. F.1/1/2012- RRB dated 07.01.2013 issued under sub-section (1) of Section 23A of Regional Rural Banks Act 1976 (21 of 1976) by the Ministry of Finance, Department of Financial Services, Government of India. The share capital of the Bank is contributed by Government of India, Sponsor Bank (Indian Overseas Bank) and Government of Odisha in the ratio of 50:35:15 respectively. Odisha Gramya Bank is a scheduled Bank and included in the Second schedule to the Reserve Bank of India Act, 1934 as per RBI circular No. RBI/2014-15/474 RPCD. CO. RRB. BC. No/81/ 03.05. 100 /2013-14 dated 29.01.2014 and Notification No RPCD. CO RRB. No. 46/03.05.100 / 2013-14 Dated 22nd October 2013 published in the extra-ordinary Gazette of India (Part III-Section 4) on 5th December 2013. The Bank is authorised to undertake all types of banking activities under Section 5 (b) of Banking Regulation Act 1949. Accordingly, the Bank provides all banking services in its command area covering 13 districts of Odisha namely Angul, Balasore, Bhadrak, Cuttack, Dhenkanal, Jagatsinghpur, Jajpur, Kendrapara, Khurda, Keonjhar, Mayurbhanj, Nayagarh and Puri.
    [Show full text]
  • Agenda of 148Th SLBC Meeting
    BANKING AT A GLANCE IN ODISHA AS ON 30th JUNE 2017 Sl Particulars Amt in Crore 1 Total Deposit 255831.54 Total Advance utilized in the state 177707.45 2 Total Advance sanctioned and utilized in the state 131979.65 3 Total Business (Deposit + Advance) 433538.99 4 Credit Deposit (CD) Ratio (%) Benchmark- 60% 69.46 Credit Deposit Ratio excluding advance sanctioned in other 51.59 state and utilized in our state 5 CD Ratio of Rural Branches 65.83 CD Ratio of Semi Urban Branches 50.46 CD Ratio of Urban Branches 44.83 Total PS Advance 81021.98 6 % of PS Advance to ANBC Benchmark - 40% 61.39 Agriculture Advance 43173.40 7 % of Agriculture Advance to ANBC 32.71 Benchmark - 18% MSME Advance 23649.50 % of MSME Advance to ANBC 8 Out of which, Micro Enterprises (Benchmark– 7.5 % of 17.91 ANBC) Advance to Weaker Section 23468.26 9 % of Advance to weaker section to PS Adv. 28.97 Benchmark – 25% 10 Education Loan B/o 2145.07 11 Housing Loan B/o 11310.96 12 Export Credit B/o 416.77 13 Total DRI Advance 370.20 Total Advance to Minority community 2718.09 14 % of Advance to Minority community of Total Priority Sector 3.35 (Norm 15 % of Priority Sector) Advance to Women 18021.35 15 % of Advance to Women(Benchmark – 5% on NBC) 13.65 16 Credit Investment to Deposit Ratio % 71.21 NPA in % (Average in the state) 11.97 Public Sector Banks 15.03 17 Private Sector Banks 0.92 RRBs 26.99 1 Cooperative Banks 6.92 Total No.
    [Show full text]
  • Scale-I, II & III) and Office Assistants (Multipurpose
    Common Recruitment Process for Recruitment of Officers (Scale-I, II & III) and Office Assistants (Multipurpose) in Regional Rural Banks (RRBs) - CRP RRBs X Website: www.ibps.in In case of queries / complaints please log in to http://cgrs.ibps.in/ The online examinations for the next Common Recruitment Process for RRBs (CRP RRBs X) for recruitment of Group “A”-Officers (Scale-I, II & III) and Group “B”-Office Assistant (Multipurpose) will be conducted by the Institute of Banking Personnel Selection (IBPS) tentatively in August and September/ October 2021. The interviews for recruitment of Group “A”- Officers (Scale-I, II & III) under the same process will be coordinated by the Nodal Regional Rural Banks with the help of NABARD and IBPS in consultation with appropriate authority tentatively in the month of November 2021. Any eligible candidate, who aspires to join any of the Regional Rural Banks listed at (A) as Group “A”-Officers (Scale- I, II & III) and Group “B”-Office Assistant (Multipurpose), is required to register for the Common Recruitment Process (CRP for RRBs- X). For the posts of Officers Scale I and Office Assistant (Multi-purpose) the examination will be two tier i.e. the Online Examination will be held in two phases, Preliminary and Main. For the post of Office Assistant (Multi-purpose), candidates who will qualify in Preliminary Examination and shortlisted will have to appear for Main Examination. They will be provisionally allotted on the basis of the marks obtained by them in the Main Examination and the vacancies reported by the RRBs. For the post of Officers Scale I, candidates who will qualify in Preliminary Examination and shortlisted will have to appear for Main Examination and shortlisted candidates in the Main Examination will subsequently be called for a Common Interview to be coordinated by the Nodal Regional Rural Banks with the help of NABARD and IBPS in consultation with appropriate authority.
    [Show full text]
  • State Level Bankers Committee, Odisha
    STATE LEVEL BANKERS COMMITTEE, ODISHA संद셍भ सं/Lt No-SLBC/ODI/259/2015-16 ददन ंक / Date: 15.06.2015 To All the Members of State Level Bankers’ Committee, Odisha Sir/Madam, Sub: Proceedings of the 139th SLBC Meeting of Odisha We are sending herewith the proceedings of 139th SLBC Meeting of Odisha held on 22.05.2015 at Crystal Hall of Mayfair Convention, Bhubaneswar. We would request you to initiate action on the points related to your Department / Office / Organization immediately. The action taken report may please be intimated to us to apprise in the next SLBC Meeting. With regards, Circle Head, UCO Bank cum Convener, SLBC, Odisha Enclo: As stated above यकू ो बकℂ , सर्कि ल कायािलय, यकू ो बकℂ भवन, ततृ ीय तल , सी-2, अशोक नगर, भुवनेश्वर – 751009 UCO Bank, Circle Office, UCO Bank Building, 3rd Floor, C-2, Ashok Nagar, Bhubaneswar – 751009 Phone: 0674-2533002, 2531152, 2392553. Fax: 0674-2532890 E-mail: [email protected] PROCEEDINGS OF 139TH SLBC MEETING HELD ON 22.05.2015. The 139th SLBC meeting of Odisha was held on 22.05.2015 at Bhubaneswar under the Chairmanship of Shri Charan Singh, Executive Director, UCO Bank. Among others, Shri Pradeep Kumar Amat, Hon‟ble Finance Minister, Odisha, Shri U. N. Behera, Development Commissioner cum Additional Chief Secretary, Govt.of Odisha, Shri R.Balakrishnan, Additional Chief Secretary, Finance, Govt. of Odisha, Sri Sanjay Kumar, Deputy Secretary, DFS, MoF ,Govt. of India, Shri P. K. Jena Regional Director, RBI, Bhubaneswar, Shri S K Kale, Chief General Manager, NABARD, Bhubaneswar, Shri K.M.
    [Show full text]
  • Contents for Taking Prompt Action
    C O N T E N T S Sl No Particulars Page No 1 Banking at a glance in Odisha as on 30th June 2015 1 2 Confirmation of Proceedings of 139th SLBC Meeting 3 3 Action Taken Report on major decisions taken in 139th SLBC Meeting 3 4 NPA & Overdue position as on 30th June 2015 8 5 Fresh Issues 9 6 Branch & ATM Network 14 7 Banking Key Indicators 17 8 Achievement of Annual Credit Plan(ACP) 2015-16 under Priority Sector 19 9 Finance to Agriculture Sector 19 10 Finance to MSME Sector 21 11 RSETI Related Issues 23 12 Finance to Weaver Sector 24 13 Finance to Self Help Groups 25 14 Finance to Handicrafts Sector 26 15 Progress under Govt. Sponsored Programmes 27 16 Finance under Education Loan 29 17 Finance under Housing Loan 29 18 Implementation of Prime Minister’s New- 15 Point Programme 29 19 CGTMSE Scheme 30 20 CERSAI 30 21 Disposal of loan applications under various Govt. schemes 31 22 Conduct of Financial Literacy Camps 31 23 Coir Board Sector 31 24 Service Area Approach 32 LIST OF ANNEXURES Annexures Particulars Page No 1 Bank wise progress under Road Map for providing Banking Services 34-35 2 FIP 2013-16 36-36 3 Finance under DRI Scheme 37-37 4 Bank wise performance under PMJDY 38-39 5 Bank wise District wise BSBDA 40-41 6 DBTL Status 42-42 7 Aadhaar Generation. 43-43 8 Scheme Wise Interest Subvention 44-50 9 Scheme wise NPA,Overdue & Recovery Position 51-58 10 Particulars of cases filed under OPDR Act and OACOMP Act.
    [Show full text]
  • BANKING at a GLANCE in ODISHA AS on 31St MARCH 2019
    BANKING AT A GLANCE IN ODISHA AS ON 31st MARCH 2019 Amt in Sl Particulars Crore 1 Total Deposit 314478.16 Total Advance utilized in the state 206786.24 2 Total Advance sanctioned and utilized in the state 167544.90 3 Total Business (Deposit + Advance) 521264.40 4 Credit Deposit (CD) Ratio (%) Benchmark- 60% 65.76 Credit Deposit Ratio excluding advance sanctioned in other state 53.28 and utilized in our state 5 CD Ratio of Rural Branches 66.20 CD Ratio of Semi Urban Branches 51.25 CD Ratio of Urban Branches 47.48 Total PS Advance 105049.79 6 % of PS Advance to ANBC Benchmark - 40% 62.70 Agriculture Advance 55310.21 7 % of Agriculture Advance to ANBC 33.01 Benchmark - 18% MSME Advance 38627.53 % of MSME Advance to ANBC 8 23.06 Out of which, Micro Enterprises(Rs.17082.74) (Benchmark– 7.5 % of 10.20 ANBC) Advance to Weaker Section 31519.83 9 % of Advance to weaker section to PS Adv. 30.00 Benchmark – 25% 10 Education Loan B/o 1961.19 11 Housing Loan B/o 14369.52 12 Export Credit B/o 2191.05 13 Total DRI Advance 1209.68 Total Advance to Minority community 5148.34 14 % of Advance to Minority community of Total Priority Sector (Norm 4.90 15 % of Priority Sector) Advance to Women 16879.04 15 % of Advance to Women(Benchmark – 5% on NBC) 10.07 Credit Investment to Deposit Ratio % 67.86 16 1 NPA in % (Average in the state) 6.49 Public Sector Banks 7.64 Private Sector Banks 0.90 17 RRBs 26.56 Cooperative Banks 6.40 Small Finance Banks 1.70 Total No.
    [Show full text]
  • ODISHA GRAMYA BANK Information Technology Department Head Office, Gandamunda, P.O
    ODISHA GRAMYA BANK Information Technology Department Head Office, Gandamunda, P.O. Khandagiri, Bhubaneswar-30 RFP Ref No. OGB/RFP/ITD/CBS/02/2019-20 dated 4th May 2019 REQUEST FOR PROPOSAL (RFP) FOR SELECTION OF SYSTEM INTEGRATOR FOR MAINTENANCE OF FINACLE CORE BANKING SOLUTION, ALLIED APPLICATIONS AND DELIVERY CHANNELS Disclaimer The information contained in this Request for Proposal (RFP) document or information provided subsequently to Bidder or applicants whether verbally or in documentary form by or on behalf of Odisha Gramya Bank (OGB), is provided to the Bidder on the terms and conditions set out in this RFP document and all other terms and conditions subject to which such information is provided. This RFP document is not an agreement and is not an offer or invitation by OGB to any parties other than the applicants who are qualified to submit the Bids (“Bidders”). The purpose of this RFP document is to provide Bidder with information to assist the formulation of their Proposals. This RFP document does not claim to contain all the information each Bidder may require. Each Bidder should conduct its own investigations and analysis and should check the accuracy, reliability and completeness of the information in this RFP document and where necessary obtain independent advice. OGB makes no representation or warranty and shall incur no liability under any law, statute, rules or regulations as to the accuracy, reliability or completeness of this RFP document. OGB may at its absolute discretion, but without being under any obligation to do so, update, amend or supplement the information in this RFP document.
    [Show full text]
  • SLBC, Tamil Nadu Has Organized IBA's Capacity
    ¾ SLBC, Tamil Nadu has organized IBA’s Capacity Building Financial Inclusion for BCs –First phase of the programme “Train the Bank has introduced Smart Card Banking through Business Trainers” programme for all RSETI Directors and FLCCC Correspondent as per the guidelines of Reserve Bank of India Counsellors. Tamil Nadu is the first state in the country to for providing Banking facilities in un-banked villages. Smart Card organize the above training programme. Banking is now being implemented in 56 Regions by engaging ¾ PMJDY Documents have been translated to local 2,601 Business Correspondents. The Bank has so far issued 16,73,126 smart cards and the number of transactions undertaken vernacular language and the same were circulated to in the smart card terminal is 2,47,35,429. It is noteworthy to state member Banks /LDMs etc., that in co ordination with Government of Tamil Nadu, IOB Smart SLBC Initiatives for Financial Inclusion Card Banking has been enabling about 2 lakh old age pensioners to get their monthly pension and about 0.13 lac Sri Lankan Tamil ¾ SLBC identified 12,261 unbanked villages in Tamil Nadu Refugees in 60 camps to obtain their monthly dole. and allotted to various Banks. All the villages have been provided with banking facilities under Financial Inclusion Pradhan Mantri Jan Dhan Yojana (PMJDY): well ahead of the timeline framed by Ministry of Finance. The Bank is implementing PMJDY as per the directives of Govt. There has been more than 100% achievement in this of India. The Scheme was launched by the Prime Minister of India regard.
    [Show full text]