DOCSLIB.ORG

Last Total Eclipse of the Century

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Last Total Eclipse of the Century VISIT US ONLINE AT thepostnewspaper.net EMAIL US AT BETTER RATES LOWER FEES editorial@thepost GREAT SERVICE newspaper.net WWW.JSCFCU.ORG CALL US AT Your Community News 409.943.4265 Vol. 14, No. 77 Sunday, August 13, 2017 USPS 9400 LAST TOTAL ECLIPSE OF THE CENTURY The last total eclipse of the Sun was in 1979. I was 30 years old with a four-year-old who wanted more than anything to see this happening! Unfortunately, the clos- est we could get to see the eclipse was the TV because the path of the eclipse just barely crossed the United States. Washington, Oregon, Montana, North Dakota and a tiny tip of Idaho would experience total darkness and Texas would see very little. This time, again our part of the world will see only a partial eclipse, and that will be at its most covered around 1:15 in the afternoon of August 21st; making it all the more important that we understand the danger inherent in looking directly at the Sun and how to avoid causing damage to our eyes. The American Astronomical Soci- ety has revised some of its eyewear advice "in response to alarming reports of potentially unsafe eclipse viewers flooding the market." You should see a label marked ISO, indicating that the glasses have been certified by them as safe for viewing the eclipse. However, to be certain that they are correct, you should not be able to see any- thing but the Sun – nothing else. https://eclipse2017.nasa.gov/how-make-solar-eclipse- sun-viewer Here is a link that will allow you to see how NASA suggests you make a box through which to view the eclipse. You will also find it on our website as an ac- tive link in this story. You might find it easier to purchase the glasses, which you can do on Amazon via our web- site – remember when you use our link, Texas city High School Band gets credit! – and you will get 5 for $12.95. So, what happens when you stare directly at the sun? Almost immediately, you begin to get a sunburn on your eyes. With enough damage…sunburn… to your retina, you can experience partial blindness. At best, you will probably increase your chances of acquiring macular Did you know eclipses come in pairs? The lunar degeneration, glaucoma and cataracts. With minor ex- eclipse that is paired with this total eclipse, occurred posure, your pupil will contract, like when the flash of a on August 7 but was not visible in North America. camera leaves you seeing “spots”. Nevertheless, caution For more information on eclipses, both solar and lu- is your best approach. The next solar eclipse to cross our nar visit http://www.skyandtelescope.com/observ- paths will be in April of 2024 and will follow a path much ing/solar-and-lunar-eclipses-in-2017/ or find it on closer to us in South Texas. our website thepostnewspaper.net ? TEXAS FIRST BANK ELECTS PATRICK DOYLE TO BOARD OF DIRECTORS our conversation I learned that Doyle officially started include the Astros, Rockets, Texans and sometimes the working for Texas First Bank in 1987. “I worked in Galves- Texas Tech Red Raiders. He is also a member of the St. ton but it had a different name at the time.” Mary of the Miraculous Medal Catholic Church. Doyle started working at the bank following his gradu- And what are his goals for the bank moving forward? “I ation from Texas Tech University in 1986. After working just want to continue to assist Texas First Bank in bring- part-time in the bank for three years, Doyle decided that he ing that atmosphere of Independent Banking, Local De- wanted to expand his horizons. Having earned his bach- cisions and Community Involvement daily that my Dad elor’s degree in Business Finance, he decided to attend has always instilled in each and every one of us kids South Texas College Of Law, with the end goal of becom- since we were little,” he said. ? ing an attorney. “All the while, I continued to work for the bank,” he told me. After earning his law degree in 1990, Doyle was a full-fledged attorney. He went to work for the, then-named, Barker and Lain Law Firm. He THIS WEEK IN THE POST! told me that his specialty is in real-estate, but the firm itself covers all facets of law. “I mostly help with document preparation and loans as it pertains to real estate finances,” Doyle told me. Last Total Eclipse . 1 By Trishna Buch Doyle renamed the law firm into the Doyle Law Patrick Doyle Elected to TFB Board... ... ...1 Firm in September last year. He told me that the TEXAS FIRST BANK is going to continue to soar and name-change came about through the advice County Leaders Diversify . .2 strengthen in its accomplishments because the company and support of his longtime friend and law part- The Post Community Calendar ... ... ... ...2 now has the wisdom and assistance of Patrick Doyle. ner, Dennis R. Bettison—who is also a member However, his election to the Texas First Bank board is not of the Texas First Bank board when he slowed Be the Change.. .. .. .. .. .. .. ..3 the beginning of Doyle’s relationship with the company. his practice down last year. In Our Prayers .. .. .. .. .. .. .. ..3 In fact, when I spoke to him earlier this week, I learned And Doyle indeed has put in work into the law that the partnership has lasted years. “Since my parents firm. He has worked there for the past 27 years Inspirations . .3 were shareholders in the bank, I worked there since I was and continues to do so. Furthermore, the fact that Worship Directory... ... ... ... ... ... ...3 a young boy,” Doyle told me. he has worked with the law firm as well as been The name of Doyle should be familiar to all of you. an advisor to the Texas First Bank board before The Time is Now . 4 Even for someone such as myself—who has only been being elected as a member, speaks volumes TC Spreads its Pearly Whites.. .. .. 4 privy to Texas City individuals and matters since 2016— about his work ethic and passion for banking. I know that the Doyle family are one of the most influ- Based on our conversation, it is clear that he will Apartment Guide .. .. .. .. .. .. 4 ential and involved members of the city. Patrick Doyle’s be an asset to the Texas First Bank Board. It's Never Too Late to Learn .. .. .. .. 5 brother is Matt Doyle, current mayor of Texas City, and Doyle, who was elected to the board in July, his father is former mayor Charles Doyle. I have come has been a Texas City resident for his entire Cold Beer & Jambalaya.. .. .. .. .. ..5 life. “As a previously elected Justice of the across both Charles Doyle and Matt Doyle through var- Business Directory . .5 ious Texas City events and city council meetings that Peace and County Commissioner for over 18 I have covered, but this was my first time speaking to years for the residents of Galveston County Boots & BBQ . .6 and Texas City in particular, to me, this is one Patrick Doyle—and I was excited to do so. Adopt A Pets . 6 When I spoke to Doyle he told me that he started infor- of the best cities in the state,” he told me. “Res- mally working for the bank as a teenager. His first jobs, idents are provided wonderful services for the Adopt A Beach . 7 taxes we pay and it is just a wonderful place to however, were less to do with finances and more to do Classifieds... ... ... ... ... ... ... .7 with the upkeep of the bank. “I started off by mowing the live, work and play.” Doyle, who is a father of lawn and then moved on to keeping the inside of the bank four, Allie, Shannon, Thomas and Andrew, has Sunday Puzzle Party ... ... ... ... ... .7 been married for 27 years to his wife, Stepha- clean.” After a few years he moved to the position of bank Sports.. .. .. .. .. .. .. .. 8 teller and then to management training. In the course of nie Sunseri Doyle. In his free time he enjoys fishing, hunting and sports. His favorite teams Sun: 9am & 10:45am Worship Service 2222 hwy 146 N. Texas City SENIOR PASTORS BISHOPS wwwww .thefellowshiptc.com Kevin & Melissa Herrin Delbert & Eloise Herrin 2 Sunday, August 13, 2017 www.thepostnewspaper.net THE POST COUNTY LEADERS DIVERSIFY ECONOMIC BASE By Lora-Marie Bernard nomic development during the space sub-sector.This year’s out- tion between the beltway and the as City as Lago Mar.” recent Citizens Advisory Panel look finds global aerospace and island, he said. “Inside Hous- Workforce makeup is among GALVESTON COUNTY lead- meeting at the Nessler Center. defense (A&D) industry revenues ton, I can’t help you,” he said. the top concerns of site selec- ers have plans to diversify the He said he knows that petro- expected to resume growth, “But there will be 10 to 12 lanes tors and Rathburn said Galveston county economic base in order County’s educational system will chemical companies are ex- driven by higher defense spend- of highway that will be a straight to prepare residents for the fu- create one that will attract metal pected to be on the list but he ing. Trends forecast a return to shot. They will be able to work in ture. The diversification includes noted that some may be sur- working, plastic resins and growth. The global aerospace Houston and live as far into Tex- a push to bring more aerospace prised that the county would and defense industry is likely to maritime employees.
Load more

Recommended publications
  • Order Approving the Acquisition of a Savings and Loan Holding Company, the Acquisition of a Federal Savings Bank, the Merger Of
    FRB Order No. 2019-10 June 27, 2019 FEDERAL RESERVE SYSTEM Texas Independent Bancshares, Inc. Texas City, Texas Order Approving the Acquisition of a Savings and Loan Holding Company, the Acquisition of a Federal Savings Bank, the Merger of Depository Institutions, and the Establishment of Branches Texas Independent Bancshares, Inc. (“TIB”), Texas City, Texas, a financial holding company within the meaning of the Bank Holding Company Act of 1956 (“BHC Act”),1 has requested the Board’s approval under sections 4(c)(8) and 4(j) of the BHC Act2 to acquire Preferred Bancshares, Inc. (“Preferred”), Houston, Texas, a savings and loan holding company, and thereby indirectly acquire Preferred Bank, Houston, Texas, a federal savings bank. Following the proposed acquisition, Preferred would be merged into TIB.3 In addition, TIB’s subsidiary state member bank, Texas First Bank, Texas City, Texas, has requested the Board’s approval to merge with Preferred Bank, pursuant to section 18(c) of the Federal Deposit Insurance Act (“Bank Merger Act”),4 with Texas First Bank as the surviving entity. Texas First Bank also has applied under section 9 of the Federal Reserve Act (“FRA”)5 to establish and operate branches at the main office and branches of Preferred Bank. 1 12 U.S.C. § 1841 et seq. 2 12 U.S.C. §§ 1843(c)(8) and (j). 3 TIB has formed a merger subsidiary that would merge with Preferred, with Preferred as the surviving entity. Preferred would then merge into TIB. 4 12 U.S.C. § 1828(c). 5 12 U.S.C. § 321; see 12 CFR 208.6.
    [Show full text]
  • The Mission to Serve Our Communities Has Rarely Been More Important Than in This Uncharted Time
    The mission to serve our communities has rarely been more important than in this uncharted time. May the gift of wisdom and the spirit of optimism guide us in fulfilling that mission in 2009. We wish you and yours a blessed holiday season as well as peace and prosperity in the coming year. Bankers Digest P E O P L E NEW MEXICO ARIZONA TEXAS Cox Is President/CEO, Hickel Joins Paradise Castillo Is President, Bank’34, Alamogordo Valley Bank as Pres/CEO First United McKinney Karlon Cox has joined Bank’34 in Al- Gary Hickel has joined Paradise Valley First United Bank CEO Greg Massey amogordo as president and CEO. The Bank (proposed), Scottsdale, as presi- recently announced that Dean Castillo career banker pre- dent and CEO. Pri- has joined the bank viously served as or to joining Para- as president of its president/manag- dise Valley Bank, he McKinney market. ing officer of Alamo served as president Castillo joins National Bank, the and CEO of Bank First United Bank Alamogordo bank- USA, N.A., in the after serving as ing center of First Phoenix area. He market president National Bank, Ar- was appointed in for Irving-based In- tesia. 2006. Hickel earlier dependent Bank of Cox served as president Castillo Texas in Frisco. He Cox succeeds Hickel Miles Ledgerwood of Valley First Com- previously served who retired after 25 years of service munity Bank in Scottsdale. as Frisco branch president of Texas with BANK’34/Alamogordo Federal Hickel earned an MBA degree from Republic Bank, Quanah/Security Na- Savings & Loan Association.
    [Show full text]
  • Federal Home Loan Bank of Dallas Community Support Program
    Federal Home Loan Bank of Dallas Community Support Program The following members are required to submit a Community Support Statement to the Federal Housing Finance Agency by October 29, 2021. Member City State Southern Bancorp Bank Arkadelphia AR First National Banking Company Ash Flat AR RiverWind Bank Augusta AR First Community Bank Batesville AR The Citizens Bank Batesville AR The First National Bank of North Arkansas Berryville AR Farmers Bank & Trust Company Blytheville AR First Western Bank Booneville AR FNB of Izard County Calico Rock AR Bank of Cave City Cave City AR Centennial Bank Conway AR Chambers Bank Danville AR Arkansas County Bank De Witt AR Bank of Delight Delight AR First State Bank of De Queen Dequeen AR Merchants and Farmers Bank Dumas AR First Financial Bank El Dorado AR Bank of England England AR Bank of Eureka Springs Eureka Springs AR Arvest Bank Fayetteville AR Priority Bank Fayetteville AR Signature Bank of Arkansas Fayetteville AR FBT Bank & Mortgage Fordyce AR Armor Bank Forrest City AR The FNB of Fort Smith Fort Smith AR Bank of Gravette Gravett AR Anstaff Bank Green Forest AR First Service Bank Greenbrier AR Partners Bank Helena AR Horatio State Bank Horatio AR Today's Bank Huntsville AR First Arkansas Bank & Trust Jacksonville AR Arkansas Federal Credit Union Jacksonville AR Bank of Lake Village Lake Village AR Bank of Little Rock Little Rock AR Bank OZK Little Rock AR Eagle Bank & Trust Company Little Rock AR Encore Bank Little Rock AR ManhattanLife Assurance Company of America Little Rock AR USAble Mutual Insurance Company Little Rock AR Central Bank Little Rock AR First State Bank Lonoke AR Farmers Bank & Trust Co.
    [Show full text]
  • PPP Lender Activity Lookup.Xlsx
    Texas Lenders participating in PPP Lender Name Project State Frost Bank TX JPMorgan Chase Bank, National Association TX BBVA USA TX Zions Bank, A Division of TX PlainsCapital Bank TX Allegiance Bank TX First Financial Bank, National Association TX Texas Capital Bank, National Association TX Prosperity Bank TX BOKF, National Association TX Independent Bank TX Amarillo National Bank TX First United Bank and Trust Company TX Comerica Bank TX Third Coast Bank SSB TX Cadence Bank, National Association TX Truist Bank d/b/a Branch Banking & Trust TX Co BancorpSouth Bank TX Broadway National Bank TX Veritex Community Bank TX Bank of America, National Association TX CommunityBank of Texas, National TX Association KeyBank National Association TX Spirit of Texas Bank, SSB TX Southside Bank TX Woodforest National Bank TX Regions Bank TX Updated as of April 23, 2020 Origin Bank TX Readycap Lending, LLC TX Inwood National Bank TX Happy State Bank TX WestStar Bank TX International Bank of Commerce TX The American National Bank of Texas TX Texas Security Bank TX Texas Bank and Trust Company TX Horizon Bank, SSB TX Simmons Bank TX Guaranty Bank & Trust, National TX Association City Bank TX Wallis Bank TX American Momentum Bank TX The Bank of San Antonio TX IBERIABANK TX FirstCapital Bank of Texas, National TX Association BMO Harris Bank National Association TX Austin Bank, Texas National Association TX Affiliated Bank, National Association TX Texas First Bank TX Vantage Bank Texas TX Citizens National Bank of Texas TX VeraBank, National Association TX
    [Show full text]
  • Getting Started KIT Page 1 of 4 Making the Switch to Better Banking Today! You Can Make the Move to Texas First Bank in Three Easy Steps
    SWITCHGetting Started KIT Page 1 of 4 Making the switch to better banking today! You can make the move to Texas First Bank in three easy steps. Everything you’ll need is provided in this handy Switch Kit. We can’t wait to welcome you to Texas First Bank, where you’ll enjoy a better experience for all your banking needs! Open your new account. Apply online in minutes or visit your local 1 branch to open your new Texas First Bank Switch your direct deposits and automatic withdrawals. If you have any automatic transactions, use the provided forms to seamlessly 2 switch them to Texas First Bank. Close your old account. Now you’re ready to switch. Simply fill out the provided form to close your old 3 account. Any remaining account balance will be transferred to Texas First Bank. Direct Deposit Authorization Page 2 of 4 SWITCHYou can use your keyboard to fill out this form online, or you can print the form and completeKIT it by hand. Use this form to authorize your employer, retirement and pension funds, or any other agency to deposit your payment directly into your Texas First Bank account. Use one form for each direct deposit. Notification of Direct Deposit Authorization Change Direct Deposit Checklist: Use this list to remember all Company or Employer: your direct deposits you need to transfer. These are the most Address: common direct deposits. City, State, Zip: Payroll Phone Number: Investments Employee ID: Retirement Plans (if applicable) Social Security Effective immediately, please deposit the net amount of my check to my Texas First Bank account.
    [Show full text]
  • Galveston Association of REALTORS® - Affiliated Businesses Guide Thegalvestonmls.Com
    2021 Edition 1 Affiliated Businesses Guide Table of Contents Advertising: Newspapers/Photography…...……………………………………….Page 3 Appraisers …………………………………………………………………………………………Page 4 Attorneys & Mediation Services …………………………………………………………Page 5 Community Partners ………………………………………………………………………….Page 6 Home Warranty …………………………………………………………………………………Page 7 Inspectors – General Real Estate ………………………………………………………..Page 8 Insurance……………………………………...……………………………………………………Page 9 Land Surveyors …………………………………………………………………………………..Page 10 Lenders – Residential Mortgage ………………………………………………………Page 11 – 12 Lender – Commercial …………………………………………………………………………Page 13 Property Management: Professional Centers/Vacation Rentals …………Page 14 Services: Builders/ Pest Control……………………..…………..……...……………..Page 15 Title Companies …………………………………………………………………………………Page 16 Affiliated Business Membership Application ………………………………………Page 17 Not listed in this guide but want to be? Join the Association! Membership application on Page 17 Galveston Association of REALTORS® - Affiliated Businesses Guide TheGalvestonMLS.com Advertising P age 3 Newspapers Galveston County Daily News John Nagy 409.683.5222 [email protected] PO Box 628, Galveston, TX 77553 Photography Walls Could Talk Kimberly Miller 281.703.7311 [email protected] 216 20th SPO Box 365, Liverpool, TX 77577 Galveston Association of REALTORS® - Affiliated Businesses Guide TheGalvestonMLS.com Appraisers P age 4 Bay Area Appraisers Steve Hughes 409.762.8453 [email protected] 1802 Broadway, Galveston, TX 77550 Cornelius R.E. Appraisals
    [Show full text]
  • Profile 2019.Pub
    Aerial View of Texas City-La Marque (looking south toward Galveston Island) Page 2 Texas City—La Marque Chamber of Commerce 2 Texas City — La Marque Chamber of Commerce 9702 Emmett F. Lowry Expressway P. O. Box 1717 Texas City, Texas 77592 Telephone: 409-935-1408 Fax: 409-316-0901 Hours: Monday—Friday 8:30 am to 5:00 pm www.tclmchamber.com Chamber Administration President ............................................................................ Jenny Senter Ofϐice Manager/Administrative Assistant……….Leanne Post Communications Director ...................................... ..Lorrie Koster Member Relations Manager……………….....…..…..Lauren Perez Special Projects Coordinator……………….…...…Jessica Spangle 2020 Executive Board (Meets 10 am 4th Wednesday of each month) Chairman ……..………………………….………Rusty Plackemeier Chairman Elect…………………………………....…Georgia Meyer Vice Chairman/Treasurer…...………………....Jim MacPherson Vice Chairman ……………..……………..…Genevieve McGarvey Vice Chairman…………………………………….………...Ron Assad Vice Chairman…………………………………………..Gail Figueroa Texas City-La Marque Chamber of Commerce Vice Chairman………………………………………….Phillip Orange Jimmy Hayley Building Past Chairman………………………………………..…Sergio Matute 9702 E.F. Lowry Expressway Texas City, Texas 77591 President……………………………………………….......Jenny Senter 409.935.1408 2020 Board of Directors (meets 11:30 a.m. on the 4th Wednesday of each month) Ron Assad…………………………………………….………...……...Gallant Builders April Jones………………………………………….….Queens Attic Boutique Ramiro Barba……………………………………….……………...Port of Texas City Caitlin
    [Show full text]
  • 2020 Best of Community Banking Entry Form
    2020 BEST OF COMMUNITY BANKING ENTRY FORM Member Bank Name: Texas First Bank Bank President or CEO: Chris Doyle Bank Address: 3232 Palmer Hwy City/State/Zip: Texas City, TX 77590 Entry Submitted By (Name): Corinna Danilevich Title & Affiliation: Marketing Manager Phone: ( 409 ) 766-4345 Email: [email protected] BOCB entries are FREE of charge. Limit two per bank. Please provide a copy of this form for each entry. Email all entries to Lindsey Gehrig at [email protected]. Entry Category and Title of Display: ☐ Community Service ☐ Financial Literacy Banking on your Financial Future ☐ Marketing ☐ Bank Culture ☐ Architectural Design Electronic Submission Components: ☐ Required: Thorough written documentation of program (no word limit – include narrative, goals, bank involvement and outcome/impact) AND brief written program summary (100-200 words). ☐ Highly Encouraged: Short video showcasing submission that brings it to life. Phone video quality is fine. Feel free to highlight physical display in video. 2020 BOCB Awards Sponsored by: Entry Deadline: Friday, June 26, 2020 Questions? Contact Lindsey Gehrig at 512-275-2215 or [email protected] IBAT 2020 Best of Community Banking Awards Financial Literacy Submission Banking on Your Financial Future A Day of Financial Leadership Development Texas First Bank Banking Center Manager, Candice Towles, teaches high school juniors and seniors about various account options available to them. Summary (100-200 words) As part of the semi-annual Leadership Education and Development Series (LEADS) program for high school juniors and seniors in Galveston County, a financial literacy course was developed to teach students about important decisions they will soon need to make in their lives.
    [Show full text]
  • Aerial View of Texas City-La Marque
    Aerial View of Texas City-La Marque Buc’ee’s Lago Mar Grand Caye Tanger Outlet Mall Harbour Homes TC-LM Chamber Wal-Mart Bayou Golf Course Sam’s Club College of HCA Houston Gulf Greyhound Park the Mainland Healhcare-Mainland Magical Winter Lights Texas City Dike Texas City Industrial Complex Port of Texas City Mac McGaffey Highland Bayou Park Galveston Causeway Page 2 Texas City—La Marque Chamber of Commerce 2 Texas City — La Marque Chamber of Commerce 9702 Emmett F. Lowry Expressway P. O. Box 1717 Texas City, Texas 77592 Telephone: 409-935-1408 Fax: 409-316-0901 Hours: Monday—Friday 8:30 am to 5:00 pm www.tclmchamber.com Chamber Administration 2020 Executive Board President…………………………………………….…....Jenny Senter (Meets 10 am 4th Wednesday of each month) Incoming President 2021………………………...…Page Michel Chairman ……..………………………….………Rusty Plackemeier Ofϐice Manager/Administrative Assistant…...Leanne Post Chairman Elect…………………………………....….Georgia Meyer Vice Chairman/Treasurer…...………………....Jim MacPherson Communications………………………………………Lorrie Koster Vice Chairman ……………..……………..…Genevieve McGarvey Member Relations Manager……………….....…..Lauren Perez Vice Chairman…………………………………….………...Ron Assad Special Projects Coordinator……………….….Jessica Spangle Vice Chairman…………………………………………..Gail Figueroa Vice Chairman………………………………………….Phillip Orange President……………………………………………….......Jenny Senter Incoming President……………………………………..Page Michel Texas City-La Marque Chamber of Commerce Jimmy Hayley Building 9702 E.F. Lowry Expressway Texas City, Texas 77591 409.935.1408 2020
    [Show full text]
  • Terms and Conditions of Your Account
    Terms and Conditions of Your Account Contents: (1) Important Information about Procedures for (12) Statements Opening a New Account Your Duty to Report Unauthorized (2) Agreement Signatures, Alterations, and Forgeries (3) Liability Your Duty to Report Other Errors or (4) Deposits Problems (5) Withdrawals Errors Relating to Electronic Fund Transfers Generally or Substitute Checks Postdated Checks Duty to Notify if Statement Not Received Checks and Withdrawal Rules (13) Direct Deposits Cash Withdrawals (14) Temporary Account Agreement Multiple Signatures, Electronic Check (15) Setoff Conversion, and Similar Transactions (16) Check Processing Notice of Withdrawal (17) Check Cashing (6) Uniform Single-Party or Multiple-Party (18) Truncation, Substitute Checks, and Other Account Selection Form Notice Check Images Single-Party Account Without "P.O.D." (19) Remotely Created Checks (Payable on Death) Designation (20) Unlawful Internet Gambling Notice Single-Party Account With "P.O.D." (21) ACH and Wire Transfers (Payable on Death) Designation (22) Facsimile Signatures Multiple-Party Account Without Right of (23) Restrictive Legends or Indorsements Survivorship (24) Account Transfer Multiple-Party Account With Right of (25) Indorsements Survivorship (26) Death or Incompetence Multiple-Party Account with Right of (27) Fiduciary Accounts Survivorship and "P.O.D." (Payable on (28) Credit Verification Death) Designation (29) Legal Actions Affecting Your Account Convenience Account (30) Account Security Trust Account Duty to Protect Account Information
    [Show full text]
  • IBAT 2014 01 Jan-Feb.Pdf
    THE TEXAS INDEPENDENT VOLUME XL NO. 1 BANKER JANUARY/FEBRUARY 2014 20 IBAT's 2014 Education Schedule By Julie Courtney, CAE, CMP 24 Implementing a Successful Strategic Plan Involves a Multi-Level Approach: Connecting the Dots Between Drafting the Plan and Successful Results By Keith Hughey 26 Organizing Sales & Marketing Data to Improve ROI By Guenther Hartfeil 30 What Banks Should Know About the End of Support for XP By Denney James 32 Tech Mecca 2014: The Premier Technology Conference & Expo for Financial Institutions 34 Are You One of the 20%? Bonnie Kankel / Editor in Chief By Steve Scurlock Mary E. Lange / Contributing Editor Darlene Revers / Advertising Manager Leslee Walker / Advertising Assistant John Wilson / Cover Design/Illustration Barbara Jezek / Design/Production IBAT’s bi-monthly magazine, The Texas Independent Banker, welcomes letters from readers. The Texas DEPARTMENTS Independent Banker, January/February, Volume XL, Issue 1. Published bi-monthly by the Independent Bankers Association of Texas, 1700 Rio Grande Street, Suite 100, 4 Up Front Austin, TX 78701, 512/474-6889, FAX 512/322-9004. 16 Personnel Update Inquiries should be sent to the Editor. Editorial guidelines are available upon request. Advertising rates may be 6 Foundation Footprints obtained by contacting Advertising Sales at 800/749- Association News 4228 or 512/474-6889. Advertisements do not imply 18 sponsorship by IBAT. ©2014 by the Independent Bankers Services Solutions Association of Texas. No part of this publication may be 8 IBAT Calendar reproduced in any form without written permission of 42 the publisher. Opinions expressed in this publication do not necessarily reflect official policy of the Independent 10 Frontline Leadership Bankers Association of Texas.
    [Show full text]
  • County of Galveston Fy 2016 Investment Report Table of Contents
    COUNTY OF GALVESTON FY 2016 INVESTMENT REPORT FIRST QUARTER OCTOBER 2015 THROUGH DECEMBER 2015 TABLE OF CONTENTS A. COMPLIANCE AND REPORTING REQUIREMENTS- 1 B. FINANCIAL SUMMARY — INVESTMENTS AT-A-GLANCE- 1 C. INDIVIDUAL INVESTMENT DETAIL 1. INVESTABLE FUNDS NOT YET REQUESTED TO BE INVESTED- 2 2. NON-INVESTABLE FUNDS (FUNDS FOR ACCOUNTS PAYABLE)- 2 . INTEREST EARNED 1. INTEREST SUMMARY FOR FUNDS 3 EXHIBITS hibit A: "FACT SHEET" AND PORTFOLIO SUMMARY hibit B: MONTHLY Proof for Accuracy: MM, LGIP and CASH Exhibit C: Portfolio Holdings by Security Type Exhibit D: Earnings and Yields Summary Report for the Quarter Exhibit E: Collateral Report INVESTMENT REPORT, FY 2016 FIRST QUARTER page i FY 2016 INVESTMENT REPORT October 1, 2015 THROUGH December 31, 2015 Disclosure; Notice of Significant Information: There are currently no known areas of concern either with safety or diversity of investments held in Galveston County's Portfolio, or in regards to deposits held at any particular contracted institution. Galveston County voted in May 2015 to award the upcoming banking depository contract to Prosperity Bank. Octoberl , 2015-September 30,2019 Banking contracts include Galveston County is currently utilizing banking services from Prosperity Bank, Texas First Bank, Moody National Bank, Frost Bank and Chase for banking services. Additionally, the current banking contract has several clauses one including renegotiation options mid-contract, which at that time the County will determined if it's best to keep the current rates in place. Another benefit of the current contract details banking charges under the payment structure- interest vs. fee option which has resulted in saving the County significant amount of banking expenditures over the past four years.
    [Show full text]