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2020 Best of Community Banking Entry Form

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2020 Best of Community Banking Entry Form 2020 BEST OF COMMUNITY BANKING ENTRY FORM Member Bank Name: Texas First Bank Bank President or CEO: Chris Doyle Bank Address: 3232 Palmer Hwy City/State/Zip: Texas City, TX 77590 Entry Submitted By (Name): Corinna Danilevich Title & Affiliation: Marketing Manager Phone: ( 409 ) 766-4345 Email: [email protected] BOCB entries are FREE of charge. Limit two per bank. Please provide a copy of this form for each entry. Email all entries to Lindsey Gehrig at [email protected]. Entry Category and Title of Display: ☐ Community Service ☐ Financial Literacy Banking on your Financial Future ☐ Marketing ☐ Bank Culture ☐ Architectural Design Electronic Submission Components: ☐ Required: Thorough written documentation of program (no word limit – include narrative, goals, bank involvement and outcome/impact) AND brief written program summary (100-200 words). ☐ Highly Encouraged: Short video showcasing submission that brings it to life. Phone video quality is fine. Feel free to highlight physical display in video. 2020 BOCB Awards Sponsored by: Entry Deadline: Friday, June 26, 2020 Questions? Contact Lindsey Gehrig at 512-275-2215 or [email protected] IBAT 2020 Best of Community Banking Awards Financial Literacy Submission Banking on Your Financial Future A Day of Financial Leadership Development Texas First Bank Banking Center Manager, Candice Towles, teaches high school juniors and seniors about various account options available to them. Summary (100-200 words) As part of the semi-annual Leadership Education and Development Series (LEADS) program for high school juniors and seniors in Galveston County, a financial literacy course was developed to teach students about important decisions they will soon need to make in their lives. Throughout this day of financial education, students heard from community leaders as well as other students about the importance of budgeting, how to pay for cars, different options for college, how to build credit, and what to look for in a checking or savings account. The day ended with a few rounds of Visa’s Financial Football and a speech from Mr. Charles T. Doyle. The event was so successful and well-received, it will become a regular LEADS event – a program that has already provided leadership opportunities for over 4,000 area students. 1 Program Narrative While IBAT has previously recognized the Charles T. Doyle Leadership Education and Development Series (LEADS) program, this school year we took our partnership with the Texas City ISD Foundation for the Future further to add a financial literacy course to the program. The LEADS program started in the fall of 2004 as the vision of our founder Charles T. “Chuck” Doyle, who was then also Mayor of Texas City. The goal of the program is to provide high school juniors and seniors with the opportunity to develop their leadership skills and to connect and expose students to businesses and organizations within the community so that they gain a greater appreciation of the opportunities that are available at home. Every semester of their junior and senior years students are invited to apply to attend the event. Each event addresses a different aspect of leadership, including careers days, bringing in various non-profits to give students a chance to volunteer, ropes courses for teambuilding, community scavenger hunts, business plan development, and more. What started out as a program only available to students at Texas City HS and its neighboring La Marque HS quickly grew to include five other Galveston County high schools: Santa Fe HS, Dickinson HS, Galveston Ball HS, O’Connell Prep, and Hitchcock HS. Since its inception, the TCISD Foundation for the Future and Texas First Bank have worked hand-in-hand. While the TCISD Foundation for the Future drives the execution of each event, Texas First Bank fully funds them. Texas First also gives out scholarships at the Spring events, has two employees that serve on the Board of Directors for the Foundation, two employees who serve on the LEADS Planning Committee, and many other employees who volunteer the day of the event. As the committee was brainstorming ideas for the next LEADS event last fall, one thing just clicked: A course about financial literacy was needed! Part of leadership is being a good steward of money, and it’s a topic that’s often missing in high school curriculum. Goals The goal of the financial literacy course was to expose students to relevant financial topics like budgeting, paying for college, buying a car, using credit cards, and saving money. The Plan With Texas First customer Alan Hutchins from A&A Machinery at the helm, the LEADS committee came up with a plan to bring in various businesses to teach different budgeting modules, concluding with some sessions of Visa’s Financial Football and a talk from Mr. Doyle. The day started with a welcome and icebreaker, followed by a skit from La Marque High School’s drama team about budgeting and being able to go to the movies with friends. Then the 176 (usually around 175-200) students broke up into groups and rotated through four different modules: 1. College of the Mainland talked about the differences in community colleges versus universities and the different ways to pay for school. 2. Classic Auto of Galveston spoke about the student’s different options for buying a car, how to read a bill of sale, and how to finance a car. 2 3. A&A Machinery hosted a mini “Game of Life” where students were able to visit different stations and make their own decisions on things like buying a new or used car, buying or renting a house, etc. Texas First Bank employees, along with employees from our sister company Rust-Ewing Insurance, then walked students through their decisions to see if they ended up in the red or black. Those who ended up in the black were eligible for a laptop drawing at the end of the day – a little reward for successfully applying the tips and tricks they'd been learning. 4. Texas First Bank hosted a double session on Checking and Savings accounts, as well as Credit Cards. One of our Banking Center Managers came and spoke to the students about the difference between various accounts and how to write checks. One of our Visa department employees taught the kids about what credit cards are, how to spend wisely, and build your credit. For every right answer, we gave a student a chance to draw some money from a tumbler and then at the end of the session everyone was allowed to draw a bill. After the session, the students headed to lunch or a session of Financial Football. Mr. Doyle’s grandsons, Bryan (Rust-Ewing Insurance) and Ryan (Texas First Bank), led two different games of the Texans vs the Cowboys. As you might imagine, it got very intense, but the results were great – a fun way to drive home everything that they had learned during the day. The Results The student reviews are the best way to share the results: • It was a very interactive and engaging activity. A lot of information on credit cards which I found very helpful. • I had a lot of fun & I am very glad that I got to be a part of this experience. • I learned a lot of information that I can begin to use now and in my future. Thank you for this opportunity. • It was really amazing and fun to learn about financial education as it taught me how can I save the money to apply it for my future and other noble causes. I would love to say that the LEADS program has been very encouraging and blessed because I met wonderful people and learned new, astonishing things. I would love to come back again. • The free money was pretty cool, but I did learn useful stuff for my future that I would use often. • I l oved it! I learned many things about my financial future. I’m glad I did it because the modules were over things I was about to start on in life, so credit and a car. • I’m glad I was able to learn about finances because I have never been educated on the subject and I feel that it’s very important for my future. I had so much fun creating new friends. I’m definitely looking forward to applying again. Conclusion Overall, the Financial Literacy LEADS session was a big hit, and one we will continue in the future. Texas First Bank is already so proud of what the LEADS program has become, and we’re excited that we were able to help support this day of learning by contributing our knowledge to help these students with their financial futures. 3 Attachments Attached you will find: • Pictures from the Event • Invitation to apply • Agenda • Various Resources from Modules • Video Welcome by Foundation Executive Director Christina Hall-Payne and Foundation President Stephanie Doyle 4 Icebreaker Skit on Budgeting by La Marque HS Drama Students Candice Towles, Texas City Bank Manager, teaches students about bank accounts 5 Students entering the module about paying for college Mr. Doyle poses for a picture with students 6 Students spun the wheel to find out what uncontrollable "life event" was coming their way. Students finding out how they did in the Game of Life 7 Texas First employees checking budgets Our Texas First and Rust-Ewing Insurance budget checkers 8 Let the Financial Football games begin! The football game ended in a tie, so the tie was broken with good old-fashioned rock paper scissors. 9 We have a winner! Mr. Doyle addresses the students. 5 FALL 2019 Leads AGENDA 8:45 – 9:15 am student arrival 9:20 – 9:30 am Welcome – Stephanie Doyle/Christina Payne 9:30 – 9:45 am Ice breaker (A&A team) 9:50 – 10:10 am Intro Speaker - Why Financial education? (6 min) (Alan Hutchins) Followed by La Marque High School SKIT 10:15 – 12:35 pm 4 Modules (30 min each) with 5 minutes move time a.
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