DOCSLIB.ORG

Routing Number

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Routing Number Welcome to Texas First Bank! Business Account Transition Guide Helping Texans Build Texas® CONTENTS TABLE OF TABLE WHO IS TEXAS FIRST BANK? 03 Get to know us and what we stand for. LOCATIONS Christopher C. Doyle 05 See where our 27 banking centers are located. President & CEO TRANSITION CHECKLIST 06 Follow this checklist for a successful transfer to TFB. NEED-TO-KNOW Important dates and account information. Welcome to Texas First Bank! With over 45 years of serving the 07 community, we are excited to welcome you to our family and look forward to providing you with the same first-class service that our BUSINESS ACCOUNTS & NEW CARDS customers have come to expect and love. See all your checking & savings options in one place; 08 using your new Texas First Bank debit card. At the close of business on October 4th, we will be transitioning your account from Preferred Bank to Texas First Bank and, with the change, we are thrilled to bring you more account options and features. ONLINE & MOBILE BANKING 09 Using our online and mobile banking platforms. The purpose of this guide is to inform you of those changes (some of which will require action on your part) and provide you with pertinent PAY ON-THE-GO dates. Our goal is to make this transition as smooth as possible for you. 10 Learn the new ways to pay while you’re on the go. Please take a moment to read this guide. If you have any questions, don’t hesitate to reach out to your local banker, call Texas First Bank at TREASURY MANAGEMENT SOLUTIONS (281) 280-9422, or visit us online at www.texasf irst.bank. 11 Learn more about our TMS products & TMS checklist Your business is important to us, and we thank you for your continued confidence as we make the transition through this exciting time. And SECURITY TOKENS & NOTABLE CHANGES don’t worry – even though the name is changing, you’ll be happy to 12 How to use Security Tokens & Transaction Deadlines know that we’re still locally owned, still Texas friendly… still with the same community-driven heart. NOTABLE CHANGES CONTINUED Sincerely, 13 Positive Pay Service & Remote Deposit Capture LOANS 14 Information for current and future loans. Christopher C. Doyle President & CEO WE’RE HERE FOR WHATEVER YOU NEED! IN PERSON PHONE ONLINE CHAT Visit any of our 27 locations: (281) 280-9422 www.texasf irst.bank www.texasf irst.bank/locations WHO IS TEXAS FIRST BANK? Strong, Solid, & Secure.™ Headquartered in Texas City, Texas First Bank is a state-chartered community bank, dedicated to providing superior customer service through solid and secure financial decisions and forward-thinking product development. OUR CUSTOMERS ARE OUR FAMILY Texas First Bank’s mission is Helping Texans Build Texas.® We firmly believe that our customers make us who we are. They are our family, and we are committed to being a bank that they can depend on to best serve their financial interests, as well as one that makes a positive impact in our Texas First Bank has been named... local communities. OUR GUIDING LIGHT We look to our corporate values to point us in the right direction in all that we do. They are unchanging and guide us in our interactions with you — our customers, partners, employees, and community. One of American Banker’s The Galveston Daily News’ Best of the Bay Awards - Best Banks to Work For Readers’ Choice - Best Bank Best Bank • Above all, be responsive, responsible, and respectful to 2018 2013 - 2019 2019 our customers and employees. • Fairness: Be fair and truthful in all that we do for our customers and employees. • Integrity: Operate with total transparency. Do the right thing Stay Connected! at all times and honor the confidentiality of our customers. • Vision Driven: Anticipate and forecast the future of financial Find us on each platform by services and how it will impact our customers and employees. searching “Texas First Bank” 3 4 Your Transition Checklist Log in and update Texas First Bank Online Banking (OLB) beginning at 8:00AM on Monday, October 7, 2019. Please review how to enroll in Online Banking on page 9. Set up (or re-set up) your BillPay recipients under Transactions > Bill Payment. Please make note of your existing BillPay information before October 4th. You will need this information to re-set your BillPay. Set up any account change alerts you may want under Settings > Alerts. Download the Texas First Bank mobile banking app on your smartphone or tablet. Log in using your OLB username and password. throughout six Activate your new Texas First Bank Visa® debit card. area counties 27 LOCATIONS Update any automatic payments (utility bills, online subscriptions, etc.) that you have associated with your old card with your new Visa® debit card information. Baytown Galveston - Pirates Beach Liberty Download the free SecurLOCK™ Equip mobile app and load your TFB debit card(s) into the app to get access 819 Rollingbrook Drive 13701 FM 3005 2103 North Main Baytown, TX 77521 Galveston, TX 77554 Liberty, TX 77575 to instant transaction alerts and the ability to turn your card off/on if you misplace it. See page 10 for more (281) 420-9660 (409) 737-5400 (936) 336-8703 information. Beechnut Galveston - Stewart Road Mid County 4648 Beechnut St 6501 Stewart Road 10607 Highway 69 Our Partners Set up your new debit card in Apple Pay®, Samsung Pay®, or Google Pay™ on your smartphone or smart device. Houston, Texas 77096 Galveston, TX 77551 Port Arthur, TX 77640 See page 10 for more information. (713) 839-8339 (409) 744-6353 (409) 729-0513 th th Conroe Hitchcock Pasadena Rust-Ewing Insurance* Monitor your account balance(s) from October 4 to 18 , as account balances and reconciliations may be 1192 W. Dallas 8128 Highway 6 6731 Spencer Highway 7900 Emmett F. Lowry Expwy delayed during this time. Suite A Hitchcock, TX 77563 Pasadena, TX 77505 Texas City, TX 77591 Conroe, Texas 77301 (409) 986-5541 (281) 487-4444 (409) 934-8000 Beginning October 4th, make sure that your loan payments are made out to Texas First Bank. You can mail (713) 482-4360 Hull Pearland payments to Texas First Bank, 3000 FM 1764, La Marque, TX 77568. Any payments on autopay will continue to Crystal Beach 7551 FM 834 East 2343 North Main Street Assurance One Insurance* be processed as is. 2385 Highway 87 Hull, TX 77564 Pearland, TX 77581 1470 Eldridge Pkwy Crystal Beach, TX 77650 (936) 536-6726 (281) 997-9600 Houston, TX 77077 Download and share the TFB Home app for anyone interested in a home loan. (409) 684-3523 (281) 596-9200 Katy Freeway Santa Fe Dickinson 11757 Katy Freeway 12402 Highway 6 4301 Highway 3 Suite 100 Santa Fe, TX 77510 SBA Lending - Arlington Dickinson, TX 77539 Houston, Texas 77079 (409) 925-2582 2225 E. Randol Mill Road (281) 534-2323 (281) 556-6443 Suite 422 Spring Arlington, TX 70611 Fannett Kemah 16522 Stuebner Airline 16831 Highway 124 1100 Highway 146 Spring, Texas 77379 Fannett, TX 77705 Kemah, TX 77565 (281) 376-4325 SBA Lending - Pearland (409) 794-3101 (281) 538-4483 2343 North Main Street Texas City Pearland, TX 77581 Friendswood La Marque - 1764 3232 Palmer Highway (281) 997-9600 111 West Parkwood 3000 FM 1764 Texas City, TX 77590 Friendswood, TX 77546 La Marque, TX 77568 (409) 948-1990 (281) 648-5626 (409) 986-557 Texas First Investment Center* The Woodlands 6501 Stewart Road Galleria La Marque - Oak Street 3000 Research Forest Drive Galveston, TX 77552 1535 West Loop South 407 Oak Street Suite 190 (409) 771-3050 Suite 120 La Marque, TX 77568 The Woodlands, Texas 77381 Houston, TX 77027 (409) 938-0200 (832) 813-7172 (713) 629-2800 League City Winnie *Investment and insurance products are not FDIC insured Galveston - Broadway 111 South Highway 3 210 Highway 124 or insured by any Federal Government Agency, not a deposit, not guaranteed by the bank, and may lose value. 2401 Broadway League City, TX 77573 Winnie, TX 77665 Galveston, TX 77550 (281) 332-6900 (409) 296-2111 (409) 762-7974 5 6 NEED-TO-KNOW COMPARE OUR ACCOUNTS BUSINESS CHECKING BUSINESS SAVINGS Ideal for businesses with a low number of monthly Earn competitive interest quarterly on your business OCT Over the weekend of October 4 - 6, 2019, your account will transactions. savings. transition to Texas First Bank, and your Business Online Banking • Enjoy 125 free processed items a month, $0.45 each • 6 free withdrawals a month, $3 for each thereafter Service will move to a new platform at www.texasf irst.bank. thereafter • Low monthly fee waived with minimum balance of • Waive a low $10 monthly fee with a daily balance of $300 or more 4 $3,000 or more • $300 minimum opening deposit • $100 minimum opening deposit BUSINESS ANALYZED CHECKING BUSINESS MONEY MARKET Great for high-volume businesses with more complex Business Online Banking Debit Cards Earn competitively tiered interest while maintaining banking or Treasury Management needs. On Friday, October 4th at 5:00 PM CDT, your account in Your new Texas First Bank Visa® debit card will liquidity. • No transaction limitations Preferred Bank’s Online Banking (OLB) platform and be mailed in September. You may activate • 6 free withdrawals a month, $20 for each thereafter mobile app will be deactivated and become active your card immediately, but you will not be • Low monthly and transaction fees with Texas First Bank on Monday, October 7 at 8:00 able to use the card until October 7th. Please • $15 monthly fee waived with daily balance of $2,500 • Link business accounts into a combined group AM CDT.
Load more

Recommended publications
  • Order Approving the Acquisition of a Savings and Loan Holding Company, the Acquisition of a Federal Savings Bank, the Merger Of
    FRB Order No. 2019-10 June 27, 2019 FEDERAL RESERVE SYSTEM Texas Independent Bancshares, Inc. Texas City, Texas Order Approving the Acquisition of a Savings and Loan Holding Company, the Acquisition of a Federal Savings Bank, the Merger of Depository Institutions, and the Establishment of Branches Texas Independent Bancshares, Inc. (“TIB”), Texas City, Texas, a financial holding company within the meaning of the Bank Holding Company Act of 1956 (“BHC Act”),1 has requested the Board’s approval under sections 4(c)(8) and 4(j) of the BHC Act2 to acquire Preferred Bancshares, Inc. (“Preferred”), Houston, Texas, a savings and loan holding company, and thereby indirectly acquire Preferred Bank, Houston, Texas, a federal savings bank. Following the proposed acquisition, Preferred would be merged into TIB.3 In addition, TIB’s subsidiary state member bank, Texas First Bank, Texas City, Texas, has requested the Board’s approval to merge with Preferred Bank, pursuant to section 18(c) of the Federal Deposit Insurance Act (“Bank Merger Act”),4 with Texas First Bank as the surviving entity. Texas First Bank also has applied under section 9 of the Federal Reserve Act (“FRA”)5 to establish and operate branches at the main office and branches of Preferred Bank. 1 12 U.S.C. § 1841 et seq. 2 12 U.S.C. §§ 1843(c)(8) and (j). 3 TIB has formed a merger subsidiary that would merge with Preferred, with Preferred as the surviving entity. Preferred would then merge into TIB. 4 12 U.S.C. § 1828(c). 5 12 U.S.C. § 321; see 12 CFR 208.6.
    [Show full text]
  • The Mission to Serve Our Communities Has Rarely Been More Important Than in This Uncharted Time
    The mission to serve our communities has rarely been more important than in this uncharted time. May the gift of wisdom and the spirit of optimism guide us in fulfilling that mission in 2009. We wish you and yours a blessed holiday season as well as peace and prosperity in the coming year. Bankers Digest P E O P L E NEW MEXICO ARIZONA TEXAS Cox Is President/CEO, Hickel Joins Paradise Castillo Is President, Bank’34, Alamogordo Valley Bank as Pres/CEO First United McKinney Karlon Cox has joined Bank’34 in Al- Gary Hickel has joined Paradise Valley First United Bank CEO Greg Massey amogordo as president and CEO. The Bank (proposed), Scottsdale, as presi- recently announced that Dean Castillo career banker pre- dent and CEO. Pri- has joined the bank viously served as or to joining Para- as president of its president/manag- dise Valley Bank, he McKinney market. ing officer of Alamo served as president Castillo joins National Bank, the and CEO of Bank First United Bank Alamogordo bank- USA, N.A., in the after serving as ing center of First Phoenix area. He market president National Bank, Ar- was appointed in for Irving-based In- tesia. 2006. Hickel earlier dependent Bank of Cox served as president Castillo Texas in Frisco. He Cox succeeds Hickel Miles Ledgerwood of Valley First Com- previously served who retired after 25 years of service munity Bank in Scottsdale. as Frisco branch president of Texas with BANK’34/Alamogordo Federal Hickel earned an MBA degree from Republic Bank, Quanah/Security Na- Savings & Loan Association.
    [Show full text]
  • Federal Home Loan Bank of Dallas Community Support Program
    Federal Home Loan Bank of Dallas Community Support Program The following members are required to submit a Community Support Statement to the Federal Housing Finance Agency by October 29, 2021. Member City State Southern Bancorp Bank Arkadelphia AR First National Banking Company Ash Flat AR RiverWind Bank Augusta AR First Community Bank Batesville AR The Citizens Bank Batesville AR The First National Bank of North Arkansas Berryville AR Farmers Bank & Trust Company Blytheville AR First Western Bank Booneville AR FNB of Izard County Calico Rock AR Bank of Cave City Cave City AR Centennial Bank Conway AR Chambers Bank Danville AR Arkansas County Bank De Witt AR Bank of Delight Delight AR First State Bank of De Queen Dequeen AR Merchants and Farmers Bank Dumas AR First Financial Bank El Dorado AR Bank of England England AR Bank of Eureka Springs Eureka Springs AR Arvest Bank Fayetteville AR Priority Bank Fayetteville AR Signature Bank of Arkansas Fayetteville AR FBT Bank & Mortgage Fordyce AR Armor Bank Forrest City AR The FNB of Fort Smith Fort Smith AR Bank of Gravette Gravett AR Anstaff Bank Green Forest AR First Service Bank Greenbrier AR Partners Bank Helena AR Horatio State Bank Horatio AR Today's Bank Huntsville AR First Arkansas Bank & Trust Jacksonville AR Arkansas Federal Credit Union Jacksonville AR Bank of Lake Village Lake Village AR Bank of Little Rock Little Rock AR Bank OZK Little Rock AR Eagle Bank & Trust Company Little Rock AR Encore Bank Little Rock AR ManhattanLife Assurance Company of America Little Rock AR USAble Mutual Insurance Company Little Rock AR Central Bank Little Rock AR First State Bank Lonoke AR Farmers Bank & Trust Co.
    [Show full text]
  • PPP Lender Activity Lookup.Xlsx
    Texas Lenders participating in PPP Lender Name Project State Frost Bank TX JPMorgan Chase Bank, National Association TX BBVA USA TX Zions Bank, A Division of TX PlainsCapital Bank TX Allegiance Bank TX First Financial Bank, National Association TX Texas Capital Bank, National Association TX Prosperity Bank TX BOKF, National Association TX Independent Bank TX Amarillo National Bank TX First United Bank and Trust Company TX Comerica Bank TX Third Coast Bank SSB TX Cadence Bank, National Association TX Truist Bank d/b/a Branch Banking & Trust TX Co BancorpSouth Bank TX Broadway National Bank TX Veritex Community Bank TX Bank of America, National Association TX CommunityBank of Texas, National TX Association KeyBank National Association TX Spirit of Texas Bank, SSB TX Southside Bank TX Woodforest National Bank TX Regions Bank TX Updated as of April 23, 2020 Origin Bank TX Readycap Lending, LLC TX Inwood National Bank TX Happy State Bank TX WestStar Bank TX International Bank of Commerce TX The American National Bank of Texas TX Texas Security Bank TX Texas Bank and Trust Company TX Horizon Bank, SSB TX Simmons Bank TX Guaranty Bank & Trust, National TX Association City Bank TX Wallis Bank TX American Momentum Bank TX The Bank of San Antonio TX IBERIABANK TX FirstCapital Bank of Texas, National TX Association BMO Harris Bank National Association TX Austin Bank, Texas National Association TX Affiliated Bank, National Association TX Texas First Bank TX Vantage Bank Texas TX Citizens National Bank of Texas TX VeraBank, National Association TX
    [Show full text]
  • Getting Started KIT Page 1 of 4 Making the Switch to Better Banking Today! You Can Make the Move to Texas First Bank in Three Easy Steps
    SWITCHGetting Started KIT Page 1 of 4 Making the switch to better banking today! You can make the move to Texas First Bank in three easy steps. Everything you’ll need is provided in this handy Switch Kit. We can’t wait to welcome you to Texas First Bank, where you’ll enjoy a better experience for all your banking needs! Open your new account. Apply online in minutes or visit your local 1 branch to open your new Texas First Bank Switch your direct deposits and automatic withdrawals. If you have any automatic transactions, use the provided forms to seamlessly 2 switch them to Texas First Bank. Close your old account. Now you’re ready to switch. Simply fill out the provided form to close your old 3 account. Any remaining account balance will be transferred to Texas First Bank. Direct Deposit Authorization Page 2 of 4 SWITCHYou can use your keyboard to fill out this form online, or you can print the form and completeKIT it by hand. Use this form to authorize your employer, retirement and pension funds, or any other agency to deposit your payment directly into your Texas First Bank account. Use one form for each direct deposit. Notification of Direct Deposit Authorization Change Direct Deposit Checklist: Use this list to remember all Company or Employer: your direct deposits you need to transfer. These are the most Address: common direct deposits. City, State, Zip: Payroll Phone Number: Investments Employee ID: Retirement Plans (if applicable) Social Security Effective immediately, please deposit the net amount of my check to my Texas First Bank account.
    [Show full text]
  • Galveston Association of REALTORS® - Affiliated Businesses Guide Thegalvestonmls.Com
    2021 Edition 1 Affiliated Businesses Guide Table of Contents Advertising: Newspapers/Photography…...……………………………………….Page 3 Appraisers …………………………………………………………………………………………Page 4 Attorneys & Mediation Services …………………………………………………………Page 5 Community Partners ………………………………………………………………………….Page 6 Home Warranty …………………………………………………………………………………Page 7 Inspectors – General Real Estate ………………………………………………………..Page 8 Insurance……………………………………...……………………………………………………Page 9 Land Surveyors …………………………………………………………………………………..Page 10 Lenders – Residential Mortgage ………………………………………………………Page 11 – 12 Lender – Commercial …………………………………………………………………………Page 13 Property Management: Professional Centers/Vacation Rentals …………Page 14 Services: Builders/ Pest Control……………………..…………..……...……………..Page 15 Title Companies …………………………………………………………………………………Page 16 Affiliated Business Membership Application ………………………………………Page 17 Not listed in this guide but want to be? Join the Association! Membership application on Page 17 Galveston Association of REALTORS® - Affiliated Businesses Guide TheGalvestonMLS.com Advertising P age 3 Newspapers Galveston County Daily News John Nagy 409.683.5222 [email protected] PO Box 628, Galveston, TX 77553 Photography Walls Could Talk Kimberly Miller 281.703.7311 [email protected] 216 20th SPO Box 365, Liverpool, TX 77577 Galveston Association of REALTORS® - Affiliated Businesses Guide TheGalvestonMLS.com Appraisers P age 4 Bay Area Appraisers Steve Hughes 409.762.8453 [email protected] 1802 Broadway, Galveston, TX 77550 Cornelius R.E. Appraisals
    [Show full text]
  • Profile 2019.Pub
    Aerial View of Texas City-La Marque (looking south toward Galveston Island) Page 2 Texas City—La Marque Chamber of Commerce 2 Texas City — La Marque Chamber of Commerce 9702 Emmett F. Lowry Expressway P. O. Box 1717 Texas City, Texas 77592 Telephone: 409-935-1408 Fax: 409-316-0901 Hours: Monday—Friday 8:30 am to 5:00 pm www.tclmchamber.com Chamber Administration President ............................................................................ Jenny Senter Ofϐice Manager/Administrative Assistant……….Leanne Post Communications Director ...................................... ..Lorrie Koster Member Relations Manager……………….....…..…..Lauren Perez Special Projects Coordinator……………….…...…Jessica Spangle 2020 Executive Board (Meets 10 am 4th Wednesday of each month) Chairman ……..………………………….………Rusty Plackemeier Chairman Elect…………………………………....…Georgia Meyer Vice Chairman/Treasurer…...………………....Jim MacPherson Vice Chairman ……………..……………..…Genevieve McGarvey Vice Chairman…………………………………….………...Ron Assad Vice Chairman…………………………………………..Gail Figueroa Texas City-La Marque Chamber of Commerce Vice Chairman………………………………………….Phillip Orange Jimmy Hayley Building Past Chairman………………………………………..…Sergio Matute 9702 E.F. Lowry Expressway Texas City, Texas 77591 President……………………………………………….......Jenny Senter 409.935.1408 2020 Board of Directors (meets 11:30 a.m. on the 4th Wednesday of each month) Ron Assad…………………………………………….………...……...Gallant Builders April Jones………………………………………….….Queens Attic Boutique Ramiro Barba……………………………………….……………...Port of Texas City Caitlin
    [Show full text]
  • 2020 Best of Community Banking Entry Form
    2020 BEST OF COMMUNITY BANKING ENTRY FORM Member Bank Name: Texas First Bank Bank President or CEO: Chris Doyle Bank Address: 3232 Palmer Hwy City/State/Zip: Texas City, TX 77590 Entry Submitted By (Name): Corinna Danilevich Title & Affiliation: Marketing Manager Phone: ( 409 ) 766-4345 Email: [email protected] BOCB entries are FREE of charge. Limit two per bank. Please provide a copy of this form for each entry. Email all entries to Lindsey Gehrig at [email protected]. Entry Category and Title of Display: ☐ Community Service ☐ Financial Literacy Banking on your Financial Future ☐ Marketing ☐ Bank Culture ☐ Architectural Design Electronic Submission Components: ☐ Required: Thorough written documentation of program (no word limit – include narrative, goals, bank involvement and outcome/impact) AND brief written program summary (100-200 words). ☐ Highly Encouraged: Short video showcasing submission that brings it to life. Phone video quality is fine. Feel free to highlight physical display in video. 2020 BOCB Awards Sponsored by: Entry Deadline: Friday, June 26, 2020 Questions? Contact Lindsey Gehrig at 512-275-2215 or [email protected] IBAT 2020 Best of Community Banking Awards Financial Literacy Submission Banking on Your Financial Future A Day of Financial Leadership Development Texas First Bank Banking Center Manager, Candice Towles, teaches high school juniors and seniors about various account options available to them. Summary (100-200 words) As part of the semi-annual Leadership Education and Development Series (LEADS) program for high school juniors and seniors in Galveston County, a financial literacy course was developed to teach students about important decisions they will soon need to make in their lives.
    [Show full text]
  • Aerial View of Texas City-La Marque
    Aerial View of Texas City-La Marque Buc’ee’s Lago Mar Grand Caye Tanger Outlet Mall Harbour Homes TC-LM Chamber Wal-Mart Bayou Golf Course Sam’s Club College of HCA Houston Gulf Greyhound Park the Mainland Healhcare-Mainland Magical Winter Lights Texas City Dike Texas City Industrial Complex Port of Texas City Mac McGaffey Highland Bayou Park Galveston Causeway Page 2 Texas City—La Marque Chamber of Commerce 2 Texas City — La Marque Chamber of Commerce 9702 Emmett F. Lowry Expressway P. O. Box 1717 Texas City, Texas 77592 Telephone: 409-935-1408 Fax: 409-316-0901 Hours: Monday—Friday 8:30 am to 5:00 pm www.tclmchamber.com Chamber Administration 2020 Executive Board President…………………………………………….…....Jenny Senter (Meets 10 am 4th Wednesday of each month) Incoming President 2021………………………...…Page Michel Chairman ……..………………………….………Rusty Plackemeier Ofϐice Manager/Administrative Assistant…...Leanne Post Chairman Elect…………………………………....….Georgia Meyer Vice Chairman/Treasurer…...………………....Jim MacPherson Communications………………………………………Lorrie Koster Vice Chairman ……………..……………..…Genevieve McGarvey Member Relations Manager……………….....…..Lauren Perez Vice Chairman…………………………………….………...Ron Assad Special Projects Coordinator……………….….Jessica Spangle Vice Chairman…………………………………………..Gail Figueroa Vice Chairman………………………………………….Phillip Orange President……………………………………………….......Jenny Senter Incoming President……………………………………..Page Michel Texas City-La Marque Chamber of Commerce Jimmy Hayley Building 9702 E.F. Lowry Expressway Texas City, Texas 77591 409.935.1408 2020
    [Show full text]
  • Terms and Conditions of Your Account
    Terms and Conditions of Your Account Contents: (1) Important Information about Procedures for (12) Statements Opening a New Account Your Duty to Report Unauthorized (2) Agreement Signatures, Alterations, and Forgeries (3) Liability Your Duty to Report Other Errors or (4) Deposits Problems (5) Withdrawals Errors Relating to Electronic Fund Transfers Generally or Substitute Checks Postdated Checks Duty to Notify if Statement Not Received Checks and Withdrawal Rules (13) Direct Deposits Cash Withdrawals (14) Temporary Account Agreement Multiple Signatures, Electronic Check (15) Setoff Conversion, and Similar Transactions (16) Check Processing Notice of Withdrawal (17) Check Cashing (6) Uniform Single-Party or Multiple-Party (18) Truncation, Substitute Checks, and Other Account Selection Form Notice Check Images Single-Party Account Without "P.O.D." (19) Remotely Created Checks (Payable on Death) Designation (20) Unlawful Internet Gambling Notice Single-Party Account With "P.O.D." (21) ACH and Wire Transfers (Payable on Death) Designation (22) Facsimile Signatures Multiple-Party Account Without Right of (23) Restrictive Legends or Indorsements Survivorship (24) Account Transfer Multiple-Party Account With Right of (25) Indorsements Survivorship (26) Death or Incompetence Multiple-Party Account with Right of (27) Fiduciary Accounts Survivorship and "P.O.D." (Payable on (28) Credit Verification Death) Designation (29) Legal Actions Affecting Your Account Convenience Account (30) Account Security Trust Account Duty to Protect Account Information
    [Show full text]
  • IBAT 2014 01 Jan-Feb.Pdf
    THE TEXAS INDEPENDENT VOLUME XL NO. 1 BANKER JANUARY/FEBRUARY 2014 20 IBAT's 2014 Education Schedule By Julie Courtney, CAE, CMP 24 Implementing a Successful Strategic Plan Involves a Multi-Level Approach: Connecting the Dots Between Drafting the Plan and Successful Results By Keith Hughey 26 Organizing Sales & Marketing Data to Improve ROI By Guenther Hartfeil 30 What Banks Should Know About the End of Support for XP By Denney James 32 Tech Mecca 2014: The Premier Technology Conference & Expo for Financial Institutions 34 Are You One of the 20%? Bonnie Kankel / Editor in Chief By Steve Scurlock Mary E. Lange / Contributing Editor Darlene Revers / Advertising Manager Leslee Walker / Advertising Assistant John Wilson / Cover Design/Illustration Barbara Jezek / Design/Production IBAT’s bi-monthly magazine, The Texas Independent Banker, welcomes letters from readers. The Texas DEPARTMENTS Independent Banker, January/February, Volume XL, Issue 1. Published bi-monthly by the Independent Bankers Association of Texas, 1700 Rio Grande Street, Suite 100, 4 Up Front Austin, TX 78701, 512/474-6889, FAX 512/322-9004. 16 Personnel Update Inquiries should be sent to the Editor. Editorial guidelines are available upon request. Advertising rates may be 6 Foundation Footprints obtained by contacting Advertising Sales at 800/749- Association News 4228 or 512/474-6889. Advertisements do not imply 18 sponsorship by IBAT. ©2014 by the Independent Bankers Services Solutions Association of Texas. No part of this publication may be 8 IBAT Calendar reproduced in any form without written permission of 42 the publisher. Opinions expressed in this publication do not necessarily reflect official policy of the Independent 10 Frontline Leadership Bankers Association of Texas.
    [Show full text]
  • County of Galveston Fy 2016 Investment Report Table of Contents
    COUNTY OF GALVESTON FY 2016 INVESTMENT REPORT FIRST QUARTER OCTOBER 2015 THROUGH DECEMBER 2015 TABLE OF CONTENTS A. COMPLIANCE AND REPORTING REQUIREMENTS- 1 B. FINANCIAL SUMMARY — INVESTMENTS AT-A-GLANCE- 1 C. INDIVIDUAL INVESTMENT DETAIL 1. INVESTABLE FUNDS NOT YET REQUESTED TO BE INVESTED- 2 2. NON-INVESTABLE FUNDS (FUNDS FOR ACCOUNTS PAYABLE)- 2 . INTEREST EARNED 1. INTEREST SUMMARY FOR FUNDS 3 EXHIBITS hibit A: "FACT SHEET" AND PORTFOLIO SUMMARY hibit B: MONTHLY Proof for Accuracy: MM, LGIP and CASH Exhibit C: Portfolio Holdings by Security Type Exhibit D: Earnings and Yields Summary Report for the Quarter Exhibit E: Collateral Report INVESTMENT REPORT, FY 2016 FIRST QUARTER page i FY 2016 INVESTMENT REPORT October 1, 2015 THROUGH December 31, 2015 Disclosure; Notice of Significant Information: There are currently no known areas of concern either with safety or diversity of investments held in Galveston County's Portfolio, or in regards to deposits held at any particular contracted institution. Galveston County voted in May 2015 to award the upcoming banking depository contract to Prosperity Bank. Octoberl , 2015-September 30,2019 Banking contracts include Galveston County is currently utilizing banking services from Prosperity Bank, Texas First Bank, Moody National Bank, Frost Bank and Chase for banking services. Additionally, the current banking contract has several clauses one including renegotiation options mid-contract, which at that time the County will determined if it's best to keep the current rates in place. Another benefit of the current contract details banking charges under the payment structure- interest vs. fee option which has resulted in saving the County significant amount of banking expenditures over the past four years.
    [Show full text]