Kiosk Pacific Grove's in This Issue Equifax: Fraud Is a Huge Opportunity

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Kiosk Pacific Grove's in This Issue Equifax: Fraud Is a Huge Opportunity Kiosk In This Issue Butterfly Population The Pacific Grove Natural History Museum reports 1,446 butterflies at the Monarch Sanctuary over the weekend of Oct. 21 Fridays Pacific Groove Dance Jam Chautauqua Hall 8-10 PM • Breakfast - Page 12 Saturdays Haunted PG - Page 8 Decorating ideas - Page 11 Dance at Chautauqua Hall • Fri. Oct. 27 Pacific Grove’s Brown Bag Lunch Presentation Housing 12:00 - 1:00 p.m. City Council Chambers 300 Forest Ave. • Sat. Oct. 28 Downtown Trick or Treat 10 AM - 3 M Free • Oct. 27-Nov. 2 2017 Your Community NEWSpaperTimes Vol. X, Issue 5 Sat. Oct. 28 10 a.m. to 3 p.m. Science Saturday: Bats, Spiders, and Snakes Pacific Grove Museum of Natural Winning Combination History, 165 Forest Ave. Marijuana Policy Free to everyone It’s that time of the year. Celebrate Coming Up On City Halloween and learn about bats, spiders and snakes with Science Calendar Saturday Following a report by HdL Companies • concerning the latest updates in cannabis Sat. Oct. 28 regulations, the Pacific Grove City Council Blind & Visually Impaired voted in special session on Wed., Oct. 25 Craft Sale to maintain current prohibitions on com- 10 AM - 2 PM mercial cannabis growing and vending Free activities in the City, pending the first and 225 Laurel Ave. second readings of an ordinance to that Pacific Grove effect. • Thurs. Nov. 2 Cultivation of marijuana for personal Sea Scribes Monterey Bay use would be permitted with up to six Calligraphy Guild plants per residence allowed in indoor Calligraphic Christmas Ornaments facilities. Sales and distribution remain 7:00 PM against the law in the city limits and likely Park Lane Hyatt, 200 Glenwood will remain so. Circle, Monterey Nearby cities which have outright Free and open to the public bans include Carmel, Marina, Monterey, • Sand City and Soledad. Sat. Nov. 4 Cultivation is allowed in the county Book Sale at large, in Gonzales, Greenfield, King In the arcade at the library City, Salinas and Seaside.Dispensaries are 10-4 Marge Ann Jameson of Cedar Street Times and Neil Jameson of Jameson’s Classic Emphasis on books veterans allowed in the county, in Del Rey Oaks Motorcycle Museum flank a poster proclaiming the newspaper “Best Woman-Owned might enjoy (where a commercial dipensary thrives), in Business” of 2017 by the KSBW-TV and Union Bank Salute to Small Business. Anoth- • Greenfield, Salinas and Seaside. The first er Pacific Grove business, Gateway Center of Monterey County, Inc., was awarded Sat. Nov. 4 reading of a potential new ordinance will Best Nonprofit. Nominated this year were T.A.S.K. 4 U & Me and Tessuti Zoo. Butterfly Ball likely come before City Council in No- Cedar Street Times was founded in 2008 and adjudicated in 2010. It remains the PG Museum vember, with a second reading thereafter. only newspaper that primarily serves Pacific Grove. “This vibrant newspaper is a 165 Frest’$199 members Changes in state law take effect January reflection of Ms. Jameson’s unwavering commitment to reflect the soul of the com- $120 nonmembers 2, 2018. munity it serves,” said the event proclamation. 6:00 PM Public input is urged. http://www.pgmuseum.org/ butterfly-ball/ • Sat. Nov. 4 Flavors of Pacific Grove Equifax: Fraud is a huge opportunity 10+ Chefs By Gary Baley million, up from $804 million. Although Equifax shares have plum- at Asilomar meted 23.8 percent over the past three months, It is mind-boggling $50/person advance In August before the public announcement of the historic Equi- that a data breach of such depth and breadth jeopardizing national Sells out! 373-3304 fax data breach, Richard Smith ex-CEO of Equifax is quoted as security and over half of the adult population could in fact prove • saying “Fraud is a huge opportunity for us. It is a massive growing to be a largess to the company responsible. He concludes “This is Tues. Nov. 14 a deeply dysfunctional system that is hurting the Americans who Parkinson’s Support Group business for us.” Senator Elizabeth Warren in a congressional hearing POTLUCK on the Equifax data breach incredulously exclaimed “The breach has can least afford it.” BRING A DISH TO SHARE created more business opportunity for Equifax!” Under questioning, Thomas F. Kelly, president and CEO of ID Experts, a Portland, Dance for Parkinson’s Disease Smith admitted that Equifax makes money every time Lifelock signs Oregon-based provider of cyber security services opines in The Hill 3:00 pm up a new client because Lifelock buys credit monitoring services that Congress should be considering whether the national credit from Equifax. In a later essay in Fortune, Warren said of Equifax’s system is still working for the American people. “In a time when one forced arbitration clause on victims: “After much public shaming, breach can expose more than half of all American adults at once, is Equifax backed up on some terms, but not before demonstrating that it wise to concentrate such vast amounts of our most sensitive data its first instinct was to gouge consumers and profit off the hack of in just three companies — or is that simply perpetuating a system its own system”. Indeed, from 2014 until today Equifax has been that is ripe for hacking?” he asks. hacked 4 times. In those four years Equifax’s profit has gone up 80 Kelly believes time is running out to answer this question. Inside percent. Warren is not alone in her assessment. It seems that Equifax “Government moves slow, technology moves fast and hackers move Other Random Thoughts .................. 13 may well profit from its magnificent dereliction. even faster,” he said. Breaker of the Week ........................ 10 The financial information website of Dow Jones subsidiary Gillian B. White in a January article in The Atlantic writes Cartoon ............................................. 2 Market Watch agrees. “Equifax earnings: Breach may have hurt that maintaining a high credit score is central to improving an FYI ................................................... 19 consumers, but it won’t hurt the business.” Wells Fargo security individual’s finances, and it is problematic because the system is Homeless in Paradise ....................... 18 self-reinforcing. Good begets good and bad (or no credit) begets bad. Keepers of our Culture ..................... 12 analyst William Warmington, Jr’s take was “Megabreach creates Legal Notices ................................... 19 opportunity.” And not to be outdone, SunTrust Robinson Humphrey People with marginal credit or people who have lived responsibly Obituary .......................................... 15 analyst Andrew Jeffrey’s advice to investors was – buy! The one without credit are “relegated to pricey and predatory options for Otter Views ................................... dark negative report was a downgrading by RBC Capital Markets due to basic financial needs.” He states that 26 million Americans have no Postcard from the Kitchen ................ 12 uncertainties about the ramifications of the breach. credit history and 19 million have limited history.“This is a deeply Puzzle ............................................... 5 Rain Gauge ....................................... 2 This year Equifax is expected to report earnings-per-share dysfunctional system that is hurting the Americans who can least Real Estate ................................... 7, 20 of $1.49, up from $1.44. Equifax’s sales is expected to be $847.4 See EQUIFAX page 5 PENROLLMENT From Page 1 Page 2 • CEDAR STREET Times • October 27, 2017 Joan Skillman WildlifeWildlife Spotlight Spotlightby Dan Bohrman Skillshots Goblin Shark Mitsukurina owstoni 1. Retracted 2. Extended The Goblin Shark is a rare fish found in deep water throughout most oceans. It has a pale, soft-skinned body and a set of protrusible jaws. Its pointed snout is covered with sensory organs called “ampullae of Lorenzini,” which pick up electric fields in the water to locate prey. Despite its fearsome appearance, the goblin shark is a sluggish ambush predator, using its extendable jaw to catch passing fish. 17th Hole is a Memorial to a Local Golfer; Image Added Dell Redding was an avid golfer and senior member at Pacific Grove Golf Course. He died from complications of heart bypass surgery in 2016. His golfing friends from PG decided to erect a memorial to him so that his friendship would not be forgotten with the passage of time. Dell always used yellow golf balls when he played. Even today, his former playing partners always break out their yellow golf balls when they play the number 17 hole. So, they decided to incorporate an image of a yellow golf ball into his memorial. That memorial today stands as a modified ball washer on the 17th tee, including a yellow ball and a plaque memorializing Dell Redding as a golfer who was, more importantly, a very good man and a very good friend of many. PENDING 1246 Prescott Ave., Monterey 1849 Vallejo St., Seaside Cute cottage. 2beds/1bath, 650sf. Charming remodeled 3 bed/ New roof. Granite kitchen. 2bath, 1,118 sf. Open floorplan. Double pane windows. Double pane windows. Fenced yard. Granite kit counters. Fenced Off-street parking. $549,000 backyard. Fireplace. Garage. $539,000 Lic. #01147233 Pacific Grove’s Rain Gauge Data reported at Canterbury Woods Week ending 10-26-17- at 8:45 AM ....... .09" Total for the season ................................ .20" The historic average to this date is .......N/A" Times Wettest year ................................................. 47.15" Cedar Street Times was established September 1, 2008 and was adjudicated a legal newspaper
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