DOCSLIB.ORG

German Fintech Landscape: Opportunity for Rhein-Main-Neckar November 11Th, 2016

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
German Fintech Landscape: Opportunity for Rhein-Main-Neckar November 11Th, 2016 German FinTech landscape: opportunity for Rhein-Main-Neckar November 11th, 2016 The better the question. The better the answer. The better the world works. Page 0 Contents 1 FinTech funding and global trends 2 The German FinTech landscape 3 Case Study: Development of FinTech in Rhein-Main-Neckar 4 Summary Page 1 German FinTech landscape: opportunity for Rhein-Main-Neckar FinTech funding and global trends Page 2 German FinTech landscape: opportunity for Rhein-Main-Neckar Asia has overtaken North America as a leading destination for FinTech funding in 9M’2016 Key insights Global FinTech: Funding Breakdown by Region (USD bn) ► Asia has overtaken N. America as a leading destination for 19,4 FinTech funding in the first 9 months of 2016, having seen 17,4 dramatic increase in fund inflows into FinTechs in the last 3 Other years. In the first 3 quarters of 2016 investors have channeled 13,1 5,9 USD 10.3 bn (~ % 60% of total global FinTech funding) into Asia’s Asia 2,3 10,3 FinTechs (~ 7x more than in 2014). 1,3 Europe ► N. America, led by the USA, still remains the global leader in N. America 4,2 1,7 terms of the number of deals executed, accounting for roughly 2,8 10,1 10,8 Total 50% (640) of global deals. 5,2 3,5 2,0 ► Corporate investors (CVC) have been playing an increasingly active role in funding FinTechs since mid 2014, as major industry 2012 2013 2014 2015 9M'2016 players (financial institutions) seek greater proximity to FinTech’s Note: Funding figures for Asia include USD 4.5 bn raised by Ant Financial in China new technologies/solutions/ideas. Source: CB Insights (as of 08.11.2016) Global FinTech : Funding Source as % of Total Funding Global FinTech: Breakdown by Number of Deals 1.331 Corporate VC PE & VC Angels & other 1.282 90% 80% 1.061 70% 839 Other 60% 262 50% Asia 606 186 308 40% 127 Europe 30% N. America 20% 99 23% 765 672 10% 4% 590 640 Total 0% 422 Q2'12 Q3'12 Q4'12 Q1'13 Q2'13 Q3'13 Q4'13 Q1'14 Q2'14 Q3'14 Q4'14 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Q2'16 Q3'16 Q1'12 2012 2013 2014 2015 9M'2016 Source: CB Insights (as of 08.11.2016) Source: CB Insights (as of 08.11.2016) Page 3 German FinTech landscape: opportunity for Rhein-Main-Neckar Germany and the UK continue to dominate Europe’s FinTech landscape Key insights Europe FinTech: Funding Breakdown by Country (USD bn) ► Europe’s FinTechs have attracted ~ 10% of global FinTech funding 2,3 or USD ~ 1.7 bn so far in 2016, with the EU-2 (Germany and UK) retaining their positions as the region’s FinTech powerhouses. 1,7 Other ► Over the past 5 years Germany and the UK have on average accounted for ~ 60% of total funding flowing into Europe’s 1,3 France 0,8 FinTechs, driven by rapid expansion of both country’s FinTech Sweden ecosystems. Germany ► Other countries in the region have been also receiving increasing 0,4 0,3 0,1 0,4 UK 0,9 investor attention and funding in recent years. The non-EU-2 0,5 Total 0,4 landscape, however, remains rather fragmented with individual 0,2 0,1 countries receiving comparatively small shares of total funding. 2012 2013 2014 2015 9M'2016 ► Whereas Corporate Venture Capital has played an increasing role Note: Funding figures for ‘Other’ include a single investment of USD 400 mn in Ireland in funding FinTechs globally, the VC arms of European corporates Source: CB Insights (as of 08.11.2016) have lagged behind, albeit are gradually catching up. Europe FinTech: Funding Sources as % of Total Funding* Europe FinTech: Number of Deals 308 Corporate VC PE & VC Angels & other 100% 262 80% Other 186 France 60% Sweden 127 Germany 40% 99 35 51 UK 27 20% Total 19 118 104 15 83 0% 42 49 2012 2013 2014 2015 9M'2016 Q1'12 Q2'12 Q3'12 Q4'12 Q1'13 Q2'13 Q3'13 Q4'13 Q1'14 Q2'14 Q3'14 Q4'14 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Q2'16 Q3'16 Source: CB Insights (as of 08.11.2016) Source: CB Insights (as of 08.11.2016) Page 4 German FinTech landscape: opportunity for Rhein-Main-Neckar A rapidly expanding FinTech ecosystem has elevated Germany to Europe’s 2nd largest FinTech hub Key insights Germany FinTech: Funding inflows vs the UK (USD mn) 917 ► Owing to a vibrant and rapidly developing FinTech ecosystem, Germany has become Europe’s second largest FinTech hub over 811 the past 3 years, rivalling the UK. ► Correspondingly, German FinTechs have witnessed an increased 545 UK inflow of funding over the same period – USD 811 mn in 2015, 421 375 and USD 421 mn in 2016 to date. Germany ► In light of the Brexit and an expanding FinTech ecosystem, 185 Germany is well positioned to capture part of UK-bound funding 142 138 69 post-Brexit and strengthen its position in the European FinTech 26 market. 2012 2013 2014 2015 9M'2016 ► This year has marked an increased involvement of corporate venture capital (Banks) with FinTechs via collaboration ventures Source: CB Insights (as of 08.11.2016) and we expect this trend to strengthen going forward. Germany FinTech: Top Funding Deals in 2016 Germany FinTech: Main Sourcing of Financing (as % of total) FinTech Segment Funding (USD mn) Corporate VC PE & VC Angels + others 100% 1. N26 Banking & Lending 40 eMarketplaces, Aggregators & 80% 2. Finanzcheck.de 38 Intermediaries 60% 3. Spotcap Banking & Lending 32 40% 4. Orderbird Payments 23 20% 5. Friendsurance InsurTech 15 0% 6. Kreditech Banking & Lending 11 Q3'12 Q4'12 Q1'13 Q2'13 Q3'13 Q4'13 Q1'14 Q2'14 Q3'14 Q4'14 Q1'15 Q2'15 Q3'15 Q4'15 Q1'16 Q2'16 Q3'16 7. Payleven Payments 10 Q2'12 Source: EY Analysis Source: CB Insights (as of 08.11.2016) Page 5 German FinTech landscape: opportunity for Rhein-Main-Neckar The German FinTech landscape Page 6 German FinTech landscape: opportunity for Rhein-Main-Neckar The German FinTech landscape is divided into 9 main segments Payments Banking & Lending Financial Data Analytics ► Virtual Currencies ► Lending ► Capital Markets & Trading ► Online Payments ► Short-term financing and factoring ► Data Analytics & Business Intelligence ► E-Money/ -Wallets ► Account Services incl. PFM (Personal ► Retail / Personal Finance ► Mobile Payments Finance Management) ► Risk & Portfolio Management ► Payments Infrastructure ► Alternative Financing (P2P-/B2B-/B2C) eMarketplaces, Aggregators & InvesTech Enabling Processes & Technology (B2B) Intermediaries ► Trading / Social Trading ► Financial Infrastructure ► E-Marketplaces ► Portfolio Management & Investment ► Process Management ► Aggregators/ Intermediaries ► Trading Operations & Investment Accounts ► Financial Software RegTech InsurTech PropTech ► Risk Management & Compliance ► Core Insurance Processes ► Real Estate Financing & Investments ► Authentication & Security ► Alternative Insurance ► Portfolio Management incl. PFM Note: * Company names in this overview have only an illustrative purpose and represent a sample of the FinTechs included in the specific category Page 7 German FinTech landscape: opportunity for Rhein-Main-Neckar FinTech in Germany continues to grow – number of identified Fintechs up 22% vs. March 2016 Key findings Germany’s FinTech Universe: Expansion by Hub (2016)* ► Our monitoring of FinTech developments in Germany revealed +22% further expansion of the FinTech landscape to date in 2016 from 2 17 11 250 (see our previous FinTech Study in Mar 2016) to 305*. 25 +6% +12% +24% ► The Rhein-Main-Neckar region, which includes Frankfurt as the +45% main hub, has been the key driver of this expansion with 45% 305 growth to date by number of identified FinTechs (in comparison 250 to our last study), outpacing Germany’s start-up capital Berlin with 24%. Berlin and the Rhein-Main-Neckar region are clearly leading the German landscape by number of FinTechs. March Rhein-Main- Berlin Other Munich October ► Other German cities have also seen FinTech expansion, while 2016 Neckar region German cities 2016 Munich has registered only subpar growth (6%) in the number of FinTechs in the underlying period. Source: EY Analysis 10/2016 Germany’s FinTech Universe: Hub Breakdown (2016) ► In comparison with other internationally relevant ecosystems, the FinTech ecosystem in Germany still remains relatively fragmented, albeit 3 major hubs continue to dominate the 28% 33% landscape: Berlin, the Rhein-Main-Neckar region & Munich. 87 Berlin 101 ► While Berlin still retains the title of Germany’s leading FinTech Rhein-Main-Neckar hub, the Rhein-Main-Neckar region has been catching up fast. 305 There are strong indications that initiatives in the Rhein-Main- Munich Neckar ecosystem have had a positive impact on this development (see Chapter 3). 36 Other 81 12% 27% ► We expect this trend to continue going forward, and see Rhein- Main-Neckar as leading future FinTech region in Germany, driven by B2B focus and stakeholder activities. Source: EY Analysis 10/2016 Note: * The updated FinTech universe reflects such effects as newly founded FinTech companies in 2016, newly identified companies that were previously not included, and companies that were excluded from the universe because they were deemed ‘inactive’ (see methodology). Page 8 German FinTech landscape: opportunity for Rhein-Main-Neckar German FinTech hubs show different market segment focus – Berlin B2C, Rhein-Main-Neckar B2B Key findings Germany’s FinTech Universe: Expansion by Hub* +22% ► We have observed that German FinTechs are most active in the 2 3 9 larger segments (Payments, Banking & Lending, InvesTech) and 19 in previously smaller ones such as InsurTech. 11 10 13 ► We have also found that Germany’s main FinTech hubs show 14 varying segment focus.
Load more

Recommended publications
  • Chalet Valletta
    YOUR ALPINE RETREAT Personal copy for Andermatt fascinated me from the beginning. The rich On the sunny and tranquil banks of the River Reuss, over- history of this mountain village in the heart of Switzerland looking the impressive Urseren valley and only a few min- coupled with the charm and tranquillity of the region cre- utes’ walk from the village centre of Andermatt, your be- ated a very special appeal for me. spoke home will come to life. With the full exemption from the Lex Koller law, the opportunity as a non-Swiss The untouched natural beauty of this Alpine area is ex- citizen to purchase your chalet without any restrictions on tremely diverse. Not only the fantastic views, extensive buying or further reselling before 2030 becomes extreme- walking trails, numerous lakes and streams with pure ly attractive. Andermatt Swiss Alps will exceed all expecta- water quality, but also the beautiful flora and fauna give tions ensuring your very own “home away from home” the region an unparalleled attraction. With the expansion dream comes true. and modernization of the ski area, the new 18-hole golf course and many more leisure and entertainment options, Allow the following pages to inspire you as you envisage the picturesque mountain village is being transformed your personal chalet retreat in the Alps. Take time to im- into an attractive year-round destination. It’s the perfect merse yourself in a world that possibly lies much closer place to realise the chalet of your dreams. than you think. Samih Sawiris 1 2 primary source GERMANY Too good to be true? On the contrary: Andermatt’s post- Thanks to the exceptional location in the heart of Switzer- In the direcon of Munich card panorama is absolutely genuine.
    [Show full text]
  • Teilbearbeitungsgebiet 35 - Pfinz - Saalbach - Kraichbach
    Begleitdokumentation zum Bearbeitungsgebiet Oberrhein (BW) Teilbearbeitungsgebiet 35 - Pfinz - Saalbach - Kraichbach - Umsetzung der EG-Wasserrahmenrichtlinie (2000/60/EG) Stand: Dezember 2015 BEARBEITUNG Regierungspräsidium Karlsruhe Referat 52 Gewässer und Boden Markgrafenstr. 46 76247 Karlsruhe www.rp-karlsruhe.de unter fachlicher Beteiligung der Landratsämter Enzkreis, Karlsruhe, Rhein-Neckar-Kreis und der Stadtkreise Heidelberg, Karlsruhe, Mannheim und Pforzheim sowie unter Mitwirkung des Ministeriums für Umwelt, Klima und Energiewirtschaft Baden-Württemberg und der Landesanstalt für Umwelt, Messungen und Naturschutz Baden-Württemberg STAND Dezember 2015 2 Begleitdokumentation BG Oberrhein TBG 35 INHALTSVERZEICHNIS Einführung ............................................................................................................................. 5 Grundlagen und Ziele der Wasserrahmenrichtlinie ............................................................ 5 Gebietskulisse und Planungsebenen in Baden-Württemberg ............................................. 5 Vorgehensweise und Erarbeitungsprozess ........................................................................ 6 Information und Beteiligung der Öffentlichkeit .................................................................... 7 Aufbau und Zielsetzung des Begleitdokuments .................................................................. 7 1 Allgemeine Beschreibung ............................................................................................... 8 1.1 Oberflächengewässer
    [Show full text]
  • Sitzungsunterlagen
    Sitzungsunterlagen Sitzung des Bau- und Wirtschaftsausschusses 06.03.2018 Inhaltsverzeichnis Sitzungsdokumente 5 Tagesordnung (ö) 5 Vorlagendokumente 7 TOP Ö 2.1 Errichtung einer Stahlbeton-Fertiggarage, Flst.Nr. 9113, Fliederstr.4, OT 7 Berghausen Vorlage BV/040/2018 7 TOP Ö 2.2 Umbau eines Lager- und Nebengebäudes mit Umnutzung einer 9 Zwischenebene zu einer Außenterrasse, Flst.Nr. 164/3, Kirchhofstr. 11, OT Söllingen. Vorlage BV/041/2018 9 TOP Ö 2.3 Errichtung einer freistehenden beleuchteten Plakatanschlagtafel, Fl.St. 6161/4, 11 Jöhlinger Straße 57a, OT Berghausen Vorlage BV/042/2018 11 TOP Ö 4 Aufstellung des vorhabenbezogenen Bebauungsplans "Seniorenzentrum und 13 Wohnpark an der Pfinz", OT Berghausen mit Ortschaftsrat Berghausen Vorlage BV/044/2018 13 180221 VbB Berckmüller Areal Pfinztal Vorentwurf BV/044/2018 19 VbB-Berckmüller Areal-Berghausen-004 BV/044/2018 21 01.5 Lageplan 500 Präsentation BV/044/2018 39 01.2 Lageplan 500 Abstandsflächen BV/044/2018 41 01.1 Lageplan 500 BV/044/2018 43 180213 - 5001 Seniorenzentrum und Wohnpark an der Pfinz - Wendehammer Keplerstr 45 BV/044/2018 180213 - 5001 Seniorenzentrum und Wohnpark an der Pfinz - Renderings BV/044/2018 47 Auswertung KA-7524 BV/044/2018 53 1283 ASP Berckmüllerareal Berghausen Entwurf BV/044/2018 57 2017-02-10 Berckmüller-Areal Rahmenplan 1-500 BV/044/2018 73 621-4710-001 2017-12-13 Berckmüller-Areal BV/044/2018 75 TOP Ö 5 Umgestaltung der Wöschbacher Straße (K 3541 zwischen Einmündung 77 Breitenfeldstraße und Lerchenstraße - mit Ortschaftsrat Berghausen Vorlage BV/045/2018 77 Umgestaltung Wöschbacher Straße -Anlagen 1-3 BV/045/2018 79 3 4 PFINZTAL natürlich – liebenswert - modern Sitzung des Bau- und Wirtschaftsausschusses Termin: Dienstag, 06.03.2018, 18:00 Uhr Ort, Raum: Selmnitzsaal (Europaplatz), Karlsruher Straße 84, 76327 Pfinztal (Berghausen) Tagesordnung Öffentlicher Teil 1.
    [Show full text]
  • Radolfzeller
    WOCHENBLATT ONLINE UNTER WWW.WOCHENBLATT.NET RADOLFZELLER WOCHENBLATTUNABHÄNGIGE ZEITUNG FÜR DIE STADT UND DAS UMLAND KFG feierte Grundstein eines Adventskalender Mit 100-jähriges Hauses für die sucht kleine S. 5 Jubiläum S. 3 Gemeinde S. 4 Künstler S. 5 Stein am Rhein 12. OKTOBER 2011 WOCHE 41 RA/AUFLAGE 20.440 GESAMTAUFLAGE 88.175 SCHUTZGEBÜHR 1,20 € Die Stadt beleben helfen »seemaxx« feiert fünfjähriges Jubiläum Radolfzell (mk). Das Factory Outlet neingewachsen und helfe, vor allem Center (FOC) »seemaxx« feiert fünf- den Tagestourismus nach Radolfzell jähriges Jubiläum. Aus diesem An- zu locken – und genau deshalb soll lass sprachen Hesta-Geschäftsführer es auch erweitert werden. Seit 2009 Arnold Kannenberg, Centermanage- laufen die Planungen hierzu, sobald rin Tatjana Münch und Marketinglei- die entsprechenden Verfahren been- terin Stephanie Widmann vorab mit det sind, soll das Projekt angegangen dem WOCHENBLATT über Erreichtes werden. und Geplantes. Um den Erfolg mit den Kunden zu Wie Kannenberg betont, sieht sich teilen, findet am 26. Oktober die Ge- das »seemaxx« als ein Teil des touris- burtstagsfeier mit Late-Night-Shop- tischen und wirtschaftlichen Konzep- ping bis 21 Uhr statt. Mit Kuchen und tes für Radolfzell. Tourismus und Sekt können Besucher auf das Jubi- Wirtschaft müssten in einer Stadt wie läum anstoßen. Ferner werden die DARÜBER SPRICHT MAN Radolfzell Hand in Hand gehen, da- Stores einen einheitlichen Geburts- von ist Kannenberg überzeugt. Das tags-Rabatt von 20 Prozent bieten. FOC sei damit auch nie ein Konkur- Anlässlich des Jubiläums hat die rent zum Einzelhandel gewesen – das Hesta GmbH zum Malwettbewerb ergebe sich schon aus dem unter- aufgerufen. Kinder und Jugendliche schiedlichen Warenangebot – son- sind aufgefordert, das »seemaxx« Ju- dern einer von vielen Anziehungs- biläums-Maskottchen zu malen und punkten der Stadt, die gemeinsam ihr Kunstwerk unter Angabe von Al- Besucher nach Radolfzell locken ter und Anschrift per Post bis spätes- könnten.
    [Show full text]
  • NIET Teacher Handbook
    NIET Teacher Handbook niet.org EXPLANATION OF TAP’S TEACHING SKILLS, KNOWLEDGE AND RESPONSIBILITIES PERFORMANCE STANDARDS To measure teaching skills, knowledge and responsibilities, TAP has defined a set of professional indicators required of all TAP teachers. A comprehensive rubric has been developed to measure teachers’ performance in each of those indicators. It is essential that all teachers in a TAP school develop an in-depth understanding of teaching expectations as well as how teachers’ performance will be measured using these rubrics. This handbook serves as a guide for teachers implementing the TAP Teaching Standards. Teachers are encouraged to use this handbook as a guide towards understanding and implementing effective instructional practices. This handbook provides numerous examples of what each of these indicators looks and sounds like in the classroom. Understanding the indicators in isolation, however, does not guarantee that teachers will accurately and consistently implement them. Teachers also need to see what each indicator looks like in the context of their instructional practice in order to understand how they are accurately applied. While many instructional strategies may be considered “proven best practices,” it takes a high-quality implementation of these strategies in order for them to have a positive impact on student achievement. In the same way, application of the teaching indicators apart from a specific instructional purpose will not have a positive impact on student achievement. Only when teachers adeptly implement instructional strategies and apply the TAP Teaching Standards will student achievement gains be realized. TAP’s Teaching Skills, Knowledge and Responsibilities Performance Standardsare divided into four domains. Within each domain, performance indicators are listed with bulleted descriptors and a rubric specifying performance levels for measuring actual teacher performance.
    [Show full text]
  • „Rhein-Main-Neckar Ist Deutschlands Dynamischste Fintech-Region“
    „Rhein-Main-Neckar ist Deutschlands dynamischste FinTech-Region“ Inhalt 11. Vorbemerkungen 22. Überblick und Analyse zur Entwicklung der deutschen FinTechs 3 Anmerkungen 2 2 Financial System in Perspective (American households, 2013, %) Unbanked AFS* (used in the last 12 months) All households By familiy 0 8 10 20 25 30 40 income $‘000 <15 15-30 30-50 50-75 75+ *Alternative Financial Services include cheque cashing outlets, money transmitters, car-title lenders, prawnshops and return-to-own stores 3 Source: The Economist 09/2015, FDIC Mindset: banks and fintechs have different starting points Expectations of customers and public Quality Discretion Comprehensive range of service Regulation Structures Processes IT structures Corporate Culture Approach to market Risk aversion Entrepreneurship Silo-based management Bureaucracy 4 Source: Bankenverband – Fintechs – Developments and Outlook, Sept. 2015 FinTech Business Models Degree of disruptiveness 1 2 3 Supporters Aggregators Disruptors 4 Innovators Players which Players who use Players which the Players which support existing existing services or full value chain of a invent services or market participants information for service or parts products outside the or products through aggregation thereof and, in existing value their own services purposes to create, doing, who have a chains and to create, e.g., e.g., market “disruptive” impact generate higher quality or transparency or to on the existing innovation. efficiency. route business to market. core providers. E.g. Blockchain, Typical solutions Such services are Cryptocurrencies include financial Typical change in typically product software and the front-end of innovations. Depth of value chain disruption chain value of Depth processing services. solutions.
    [Show full text]
  • Rhine/Meuse–Main–Danube Inland Waterway Axis
    Priority axis No 18 – Ongoing Rhine/Meuse–Main–Danube inland waterway axis Removing bottlenecks on the Rhine–Main–Danube corridor will improve its navigability, favouring the transfer of freight traffic on this increasingly congested route from road to waterways. What is the axis? What is its current status? The Rhine–Main–Danube axis is a major freight route connecting In most of the countries concerned, the necessary construction the North Sea (port of Rotterdam) to the Black Sea (in particular projects are included in national transport infrastructure the port of Constanta). Several sections pose navigability development plans. Cost-effectiveness studies and problems since the draught is less than 2.8 metres at some times environmental impact analyses for the various sections are in of year.To give access to vessels of up to 3 000 tonnes, a progress or have been completed, as have studies to analyse the minimum draught of 2.5 metres is required along the entire flood risk resulting from the changes to the river.The option length of the waterway. being prepared by Germany for the Vilshofen–Straubing section Construction work on various stretches of the Danube – in will improve navigability, but will not guarantee a draught of 2.5 Germany, Austria, Slovakia, Hungary, Romania and Bulgaria – metres throughout the whole year. More extensive should ensure the minimum draught at all, or most, times of year. improvements are still under consideration. In particular, work should clear the major bottleneck on the In Austria, the environmental impact assessment for the work Straubing–Vilshofen section in Germany, which has the most should be completed in 2006.
    [Show full text]
  • Strategien Zur Wiedereinbürgerung Des Atlantischen Lachses
    Restocking – Current and future practices Experience in Germany, success and failure Presentation by: Dr. Jörg Schneider, BFS Frankfurt, Germany Contents • The donor strains • Survival rates, growth and densities as indicators • Natural reproduction as evidence for success - suitability of habitat - ability of the source • Return rate as evidence for success • Genetics and quality of stocking material as evidence for success • Known and unknown factors responsible for failure - barriers - mortality during downstream migration - poaching - ship propellers - mortality at sea • Trends and conclusion Criteria for the selection of a donor-strain • Geographic (and genetic) distance to the donor stream • Spawning time of the donor stock • Length of donor river • Timing of return of the donor stock yesterdays environment dictates • Availability of the source tomorrows adaptations (G. de LEANIZ) • Health status and restrictions In 2003/2004 the strategy of introducing mixed stocks in single tributaries was abandoned in favour of using the swedish Ätran strain (Middle Rhine) and french Allier (Upper Rhine) only. Transplanted strains keep their inherited spawning time in the new environment for many generations - spawning time is stock specific. The timing of reproduction ensures optimal timing of hatching and initial feeding for the offspring (Heggberget 1988) and is of selective importance Spawning time of non-native stocks in river Gudenau (Denmark) (G. Holdensgaard, DCV, unpublished data) and spawning time of the extirpated Sieg salmon (hist. records) A common garden experiment - spawning period (lines) and peak-spawning (boxes) of five introduced (= allochthonous) stocks returning to river Gudenau (Denmark) (n= 443) => the Ätran strain demonstrates the closest consistency with the ancient Sieg strain (Middle Rhine).
    [Show full text]
  • Rare Earth Elements As Emerging Contaminants in the Rhine River, Germany and Its Tributaries
    Rare earth elements as emerging contaminants in the Rhine River, Germany and its tributaries by Serkan Kulaksız A thesis submitted in partial fulfillment of the requirements for the degree of Doctor of Philosophy in Geochemistry Approved, Thesis Committee _____________________________________ Prof. Dr. Michael Bau, Chair Jacobs University Bremen _____________________________________ Prof. Dr. Andrea Koschinsky Jacobs University Bremen _____________________________________ Dr. Dieter Garbe-Schönberg Universität Kiel Date of Defense: June 7th, 2012 _____________________________________ School of Engineering and Science TABLE OF CONTENTS CHAPTER I – INTRODUCTION 1 1. Outline 1 2. Research Goals 4 3. Geochemistry of the Rare Earth Elements 6 3.1 Controls on Rare Earth Elements in River Waters 6 3.2 Rare Earth Elements in Estuaries and Seawater 8 3.3 Anthropogenic Gadolinium 9 3.3.1 Controls on Anthropogenic Gadolinium 10 4. Demand for Rare Earth Elements 12 5 Rare Earth Element Toxicity 16 6. Study Area 17 7. References 19 Acknowledgements 28 CHAPTER II – SAMPLING AND METHODS 31 1. Sample Preparation 31 1.1 Pre‐concentration 32 2. Methods 34 2.1 HCO3 titration 34 2.2 Ion Chromatography 34 2.3 Inductively Coupled Plasma – Optical Emission Spectrometer 35 2.4 Inductively Coupled Plasma – Mass Spectrometer 35 2.4.1 Method reliability 36 3. References 41 CHAPTER III – RARE EARTH ELEMENTS IN THE RHINE RIVER, GERMANY: FIRST CASE OF ANTHROPOGENIC LANTHANUM AS A DISSOLVED MICROCONTAMINANT IN THE HYDROSPHERE 43 Abstract 44 1. Introduction 44 2. Sampling sites and Methods 46 2.1 Samples 46 2.2 Methods 46 2.3 Quantification of REE anomalies 47 3. Results and Discussion 48 4.
    [Show full text]
  • 52841-The Wutach Gorge - Nature Reserve and Natura 2000 Protected Area.Pdf
    Staatliche Naturschutzverwaltung Baden-Württemberg vor 25 000 Jahren Where the wild river rushes … The formationEichber ofgB the Wutachuchberg Gorge nal hurdle to the valley of the Ur-Wutach, the original Wutach it impossible to build bridges or roads that would last. The River, to the south. For about the last 12,000 years, this sharp first evidence of a temporary wooden bridge dates only from The “ wild Wutach Gorge”, located between Neustadt and Let’s take ourselves back 25,000 years to the last ice age, when u turn southward towards the upper Rhine has been irreversible, the 15th century. Small settlements developed around such na Wutachmühle, was, for a long time, feared for its rough ter- the higher-elevationdo areas of theUr-Wutach southern Black Forest were rg e b establishing the present-day course of the river with the dis- crossings or near the scattered gypsum mills, flour mills, and d l rain. Even today only few roads cross the gorge, but marked covered by a e thick ice shield, with glacier tongues also stret- F tinctive knee of the Wutach (Wutachknie) near today’s village sawmills. Hikers can still spot ruins of medieval castles high hiking trails maintained by the Schwarzwaldverein (Black For- ching eastwards. Meltwater was carried down by the so-called of Achdorf. After its diversion, the Wutach River carved a up on the edges of the gorge, such as the ruin of Neu-Tann- est Hiking and Mountaineering Association) make it readily new bed for itself down to 180 m (600 ft) below the old valley accessible.
    [Show full text]
  • TU Darmstadt
    TU Darmstadt Photo credits: Katrin Binner About the university TU Darmstadt is a well-respected internationally recognized university by tradition. Since its foundation in 1877, TU Darmstadt has played its part in addressing the urgent issues of the future with outstanding research and teaching. TU Darmstadt focusses on selected problem areas which are represented in the university’s research profile: Thermo-fluids and combustion engineering, new materials, matter and radiation science, integrated product and production technology, and the future internet. Technology is at the heart of all our disciplines at TU Darmstadt. The Natural Sciences as well as Social Sciences and Humanities cooperate closely with Engineering. About the city With almost 150,000 residents, Darmstadt lives up to its reputation as the ‘City of Science’: The Technische Universität Darmstadt and around 30 other international institutions as well as research-oriented enterprises contribute to the prosperity and progress of the Rhine-Main-Neckar region. Moreover, the city is proud of the Mathildenhöhe, Darmstadt’s major Art Nouveau centre, its theatre and its cultural life in general. Website http://www.tu-darmstadt.de/universitaet/tu_international/index.en.jsp Goethe-University Frankfurt Photo credits: Goethe University Frankfurt About the University Frankfurt's Goethe University is the largest in the state of Hessen and one of the top ten nationwide. Goethe-University offers 190 degree programs in 16 different departments, including: business administration, cultural studies, dentistry, economics, language, law, life sciences, medicine, and physical sciences. The diversity of the curriculum, interdisciplinary research centers and graduate schools provide students with the opportunity to study a variety of fields in an interdisciplinary environment.
    [Show full text]
  • Rhine-Danube Corridor Work Plan
    Rhine Danube Work Plan of the European Coordinator Karla Peijs Transport MAY 2015 This report represents the opinion of the European Coordinator and does not prejudice the official position of the European Commission. 1. Towards the Rhine-Danube corridor work plan 1.1 Introduction Regulation (EU) 1315/2013 setting out the new guidelines for the development of the Trans-European Transport Network (TEN-T) represents an important step forward in the integration of all European National Transport Systems leading to an optimisation of the Network that serves the population and supports the economic development of European regions. The dual layer approach, Core Network and Comprehensive Network, is based on a careful analysis of existing and forecast traffic flows, both for passengers and for freight, in the medium-term until 2030 and in the longer-term until 2050. The Eleven Core Network Corridors (CNC) (nine Multimodal and two horizontal corridors, the so-called Motorways of the Sea (MoS) and the ERTMS1) will facilitate the implementation of the Core Network. The "Corridor Approach" will allow for a greater coordination of infrastructure development within the EU. A crucial aspect when designing a Corridor was the necessity to create a network capable of joining local traffic flows with national and international flows and to ensure that the network would be sufficiently reliable and flexible to allow for growth of the regions and possible adaptation to changes of trend in the demand for transportation. All transportation modes have a role to play and as such it is of utmost importance that the Work Plan integrates these modes in order to provide real alternatives to users, be they passengers, transporters, forwarders or producers.
    [Show full text]