1 Table 1 Summary of the Assets and Liabilities of the Banking System (trillion rials) Balance at the end of the Percentage change

Bahman 1396 1397 Bahman 1396 Bahman 1397 Bahman Bahman Esfand Bahman to to to to 1395 1395 1396 1396 1397 Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396

Assets

Foreign assets 5,707.4 5,823.5 7,192.2 7,321.5 8,898.5 26.0 23.7 23.5 21.5

2 Claims on public sector 2,100.4 2,197.5 2,588.7 2,586.1 3,125.4 23.2 20.7 17.8 20.9

Government 1,805.9 1,857.9 2,297.5 2,294.0 2,831.7 27.2 23.3 23.7 23.4

Public corporations and institutions 294.5 339.6 291.2 292.1 293.7 -1.1 0.9 -14.3 0.5

Claims on non-public sector 8,972.3 9,177.2 10,461.0 10,918.5 12,491.4 16.6 19.4 14.0 14.4

Others 8,933.9 8,298.4 10,831.4 10,304.7 13,772.6 21.2 27.2 30.5 33.7

Sub-total 25,714.0 25,496.6 31,073.3 31,130.8 38,287.9 20.8 23.2 21.9 23.0

Below the line items 3,154.9 3,273.7 4,311.4 4,280.5 4,619.4 36.7 7.1 31.7 7.9

Total assets = total liabilities 28,868.9 28,770.3 35,384.7 35,411.3 42,907.3 22.6 21.3 23.0 21.2

Liabilities

M2 12,110.9 12,533.9 14,896.4 15,299.8 18,306.5 23.0 22.9 18.8 19.7

M1 1,522.6 1,630.3 1,853.1 1,946.7 2,621.4 21.7 41.5 13.7 34.7

Quasi-money 10,588.3 10,903.6 13,043.3 13,353.1 15,685.1 23.2 20.3 19.6 17.5

Loans and deposits of public sector 650.5 614.4 679.5 742.4 734.8 4.5 8.1 10.6 -1.0

Government 607.8 566.7 641.1 699.6 686.8 5.5 7.1 13.1 -1.8

Public corporations and institutions 42.7 47.7 38.4 42.8 48.0 -10.1 25.0 -19.5 12.1

Capital account 828.6 717.2 865.7 640.8 539.6 4.5 -37.7 20.7 -15.8

Foreign loans and credits and foreign exchange deposits 3,319.8 3,310.9 4,459.2 4,466.5 5,762.3 34.3 29.2 34.7 29.0

Imports order registration deposit by non-public sector 0.0 0.0 0.0 0.0 0.0 θ θ θ θ

Advance payments on Letters of Credit by public sector 0.2 0.4 0.4 0.5 0.4 100.0 0.0 0.0 -20.0

Others 8,804.0 8,319.8 10,172.1 9,980.8 12,944.3 15.5 27.3 22.3 29.7

Sub-total 25,714.0 25,496.6 31,073.3 31,130.8 38,287.9 20.8 23.2 21.9 23.0

Below the line items 3,154.9 3,273.7 4,311.4 4,280.5 4,619.4 36.7 7.1 31.7 7.9

1 Includes Central Bank, banks, and non-bank credit institutions while excludes commercial banks' branches abroad. 2 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are provided based on the data kept in the general ledgers of banks and credit institutions and are not audited.  Calculation of percentage change is not possible.

Summary of the Assets and Liabilities of Central Bank Table 2 of the Islamic Republic of (trillion rials) Balance at the end of the month Percentage change Bahman 1396 Bahman 1397 Bahman 1396 Bahman 1397 Bahman Esfand Bahman Esfand Bahman to to to to 1395 1395 1396 1396 1397 Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396 Assets Foreign assets 3,384.5 3,394.1 3,963.2 4,070.1 4,600.7 17.1 16.1 16.8 13.0 Notes and coins 89.3 50.1 62.7 28.4 53.9 -29.8 -14.0 25.1 89.8 Claims on public sector 597.5 576.1 636.8 528.0 774.1 6.6 21.6 10.5 46.6 Government 338.6 273.8 378.0 269.0 534.4 11.6 41.4 38.1 98.7 Public corporations and institutions 258.9 302.3 258.8 259.0 239.7 0.0 -7.4 -14.4 -7.5 Claims on banks 1,154.9 996.9 1,167.1 1,320.3 1,449.8 1.1 24.2 17.1 9.8 Others 105.8 29.7 235.6 203.4 532.4 122.7 126.0 # 161.8 Sub-total 5,332.0 5,046.9 6,065.4 6,150.2 7,410.9 13.8 22.2 20.2 20.5 Below the line items 8.0 10.3 15.6 26.1 21.5 95.0 37.8 51.5 -17.6 Total assets = total liabilities 5,340.0 5,057.2 6,081.0 6,176.3 7,432.4 13.9 22.2 20.2 20.3 Liabilities Notes and coins 525.1 535.1 535.8 562.9 617.9 2.0 15.3 0.1 9.8 With the public 321.7 393.3 365.3 442.7 455.4 13.6 24.7 -7.1 2.9 With banks 114.1 91.7 107.8 91.8 108.6 -5.5 0.7 17.6 18.3 With the Central Bank 89.3 50.1 62.7 28.4 53.9 -29.8 -14.0 25.1 89.8 Deposits of banks and credit institutions 1,298.3 1,313.3 1,566.5 1,605.3 1,970.4 20.7 25.8 19.3 22.7 Reserve requirement 1,235.2 1,253.9 1,502.0 1,543.4 1,898.2 21.6 26.4 19.8 23.0 1 Sight 63.1 59.4 64.5 61.9 72.2 2.2 11.9 8.6 16.6 Deposits of public sector 412.4 373.5 397.7 470.1 482.6 -3.6 21.3 6.5 2.7 Government 369.7 325.8 359.3 427.3 434.6 -2.8 21.0 10.3 1.7 Public corporations and institutions 42.7 47.7 38.4 42.8 48.0 -10.1 25.0 -19.5 12.1 2 Capital account 76.1 89.5 82.6 98.4 89.5 8.5 8.4 -7.7 -9.0 Foreign exchange liabilities 1,503.6 1,469.5 1,930.0 1,910.3 2,229.4 28.4 15.5 31.3 16.7 Imports order registration deposit by non-public sector 0.0 0.0 0.0 0.0 0.0 θ θ θ θ Advance payments on Letters of Credit by public sector 0.2 0.4 0.4 0.5 0.4 100.0 0.0 0.0 -20.0 Others 1,516.3 1,265.6 1,552.4 1,502.7 2,020.7 2.4 30.2 22.7 34.5 Sub-total 5,332.0 5,046.9 6,065.4 6,150.2 7,410.9 13.8 22.2 20.2 20.5 Below the line items 8.0 10.3 15.6 26.1 21.5 95.0 37.8 51.5 -17.6

1 Includes banks' foreign exchange sight deposits with the CBI. 2 Includes legal reserve and contingency reserve.

 Calculation of percentage change is not possible.

# More than 500 percent increase.

Summary of the Assets and Liabilities of Banks 1 Table 3 and Non-bank Credit Institutions (trillion rials) Balance at the end of the month Percentage change Bahman 1396 Bahman 1397 Bahman 1396 Bahman 1397 Bahman Esfand Bahman Esfand Bahman to to to to 1395 1395 1396 1396 1397 Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396 Assets Foreign assets 2,322.9 2,429.4 3,229.0 3,251.4 4,297.8 39.0 33.1 32.9 32.2 Notes and coins 114.1 91.7 107.8 91.8 108.6 -5.5 0.7 17.6 18.3 Deposits with the Central Bank 1,298.3 1,313.3 1,566.5 1,605.3 1,970.4 20.7 25.8 19.3 22.7 Reserve requirement 1,235.2 1,253.9 1,502.0 1,543.4 1,898.2 21.6 26.4 19.8 23.0 2 Sight 63.1 59.4 64.5 61.9 72.2 2.2 11.9 8.6 16.6 3 Claims on public sector 1,502.9 1,621.4 1,951.9 2,058.1 2,351.3 29.9 20.5 20.4 14.2 Government 1,467.3 1,584.1 1,919.5 2,025.0 2,297.3 30.8 19.7 21.2 13.4 Public corporations and institutions 35.6 37.3 32.4 33.1 54.0 -9.0 66.7 -13.1 63.1 Claims on non-public sector 8,972.3 9,177.2 10,461.0 10,918.5 12,491.4 16.6 19.4 14.0 14.4 Others 6,171.5 5,816.7 7,691.7 7,055.5 9,657.5 24.6 25.6 32.2 36.9 Sub-total 20,382.0 20,449.7 25,007.9 24,980.6 30,877.0 22.7 23.5 22.3 23.6 Below the line items 3,146.9 3,263.4 4,295.8 4,254.4 4,597.9 36.5 7.0 31.6 8.1 Total assets = total liabilities 23,528.9 23,713.1 29,303.7 29,235.0 35,474.9 24.5 21.1 23.6 21.3 Liabilities Deposits of non-public sector 11,789.2 12,140.6 14,531.1 14,857.1 17,851.1 23.3 22.8 19.7 20.2 Sight 1,200.9 1,237.0 1,487.8 1,504.0 2,166.0 23.9 45.6 20.3 44.0 Term investment 9,865.1 10,123.1 12,078.6 12,339.1 14,471.7 22.4 19.8 19.3 17.3 4 Gharz-al-hasaneh 549.1 602.9 753.5 801.9 927.6 37.2 23.1 25.0 15.7 Other 174.1 177.6 211.2 212.1 285.8 21.3 35.3 18.9 34.7 Claims of the Central Bank 1,154.9 996.9 1,167.1 1,320.3 1,449.8 1.1 24.2 17.1 9.8 5 Loans and deposits of public sector 238.1 240.9 281.8 272.3 252.2 18.4 -10.5 17.0 -7.4 Capital account 752.5 627.7 783.1 542.4 450.1 4.1 -42.5 24.8 -17.0 Foreign exchange loans and deposits 1,816.2 1,841.4 2,529.2 2,556.2 3,532.9 39.3 39.7 37.4 38.2 Others 4,631.1 4,602.2 5,715.6 5,432.3 7,340.9 23.4 28.4 24.2 35.1 Sub-total 20,382.0 20,449.7 25,007.9 24,980.6 30,877.0 22.7 23.5 22.3 23.6 Below the line items 3,146.9 3,263.4 4,295.8 4,254.4 4,597.9 36.5 7.0 31.6 8.1

1 Excludes commercial banks' branches abroad. 2 Includes banks' foreign exchange sight deposits with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are provided based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 Since Gharz-al-hasaneh deposits include the Gharz-al-hasaneh deposits of Housing Bank for housing mortgage loans related to housing deposit contracts and part of banks' Gharz-al-hasaneh deposits is assigned for reserve requirements and other purposes, therefore the Gharz-al-hasaneh deposit uses should be assessed and judged after deduction of these special uses. 5 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

1 Table 4 Summary of the Assets and Liabilities of Commercial Banks (trillion rials) Balance at the end of the month Percentage change Bahman 1396 Bahman 1397 Bahman 1396 Bahman 1397 Bahman Esfand Bahman Esfand Bahman to to to to 1395 1395 1396 1396 1397 Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396 Assets Foreign assets 336.2 352.5 481.0 501.5 569.3 43.1 18.4 36.5 13.5 Notes and coins 50.3 27.7 43.6 26.5 40.6 -13.3 -6.9 57.4 53.2 Deposits with the Central Bank 241.8 257.2 325.3 341.4 421.5 34.5 29.6 26.5 23.5 Reserve requirement 217.2 224.3 293.6 309.0 385.7 35.2 31.4 30.9 24.8 2 Sight 24.6 32.9 31.7 32.4 35.8 28.9 12.9 -3.6 10.5 3 Claims on public sector 393.8 436.2 519.4 576.6 660.6 31.9 27.2 19.1 14.6 Government 381.0 423.5 500.9 558.0 620.6 31.5 23.9 18.3 11.2 Public corporations and institutions 12.8 12.7 18.5 18.6 40.0 44.5 116.2 45.7 115.1 Claims on non-public sector 1,383.4 1,405.0 1,699.9 1,746.6 2,084.2 22.9 22.6 21.0 19.3 Others 1,178.5 1,240.7 1,489.1 1,606.9 1,756.7 26.4 18.0 20.0 9.3 Sub-total 3,584.0 3,719.3 4,558.3 4,799.5 5,532.9 27.2 21.4 22.6 15.3 Below the line items 341.5 352.6 540.8 479.4 492.3 58.4 -9.0 53.4 2.7 Total assets = total liabilities 3,925.5 4,071.9 5,099.1 5,278.9 6,025.2 29.9 18.2 25.2 14.1 Liabilities Deposits of non-public sector 2,209.6 2,272.2 2,924.2 3,021.8 3,646.9 32.3 24.7 28.7 20.7 Sight 290.3 266.4 347.3 334.6 474.0 19.6 36.5 30.4 41.7 Term investment 1,739.7 1,813.5 2,343.2 2,440.2 2,874.9 34.7 22.7 29.2 17.8 Gharz-al-hasaneh 128.1 138.4 172.1 183.5 220.6 34.3 28.2 24.3 20.2 Other 51.5 53.9 61.6 63.5 77.4 19.6 25.6 14.3 21.9 Claims of the Central Bank 147.1 120.2 41.3 45.1 42.4 -71.9 2.7 -65.6 -6.0 4 Loans and deposits of public sector 80.4 81.0 99.6 99.7 96.1 23.9 -3.5 23.0 -3.6 Capital account 141.6 138.8 135.7 138.0 -26.8 -4.2 -119.7 -2.2 -119.4 Foreign exchange loans and deposits 240.0 255.8 355.4 376.7 442.8 48.1 24.6 38.9 17.5 Others 765.3 851.3 1,002.1 1,118.2 1,331.5 30.9 32.9 17.7 19.1 Sub-total 3,584.0 3,719.3 4,558.3 4,799.5 5,532.9 27.2 21.4 22.6 15.3 Below the line items 341.5 352.6 540.8 479.4 492.3 58.4 -9.0 53.4 2.7

1 Excludes commercial banks' branches abroad. 2 Includes commercial banks' foreign exchange sight deposits with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are provided based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

Table 5 Summary of the Assets and Liabilities of Specialized Banks (trillion rials) Balance at the end of the month Percentage change Bahman 1396 Bahman 1397 Bahman 1396 Bahman 1397 Bahman Esfand Bahman Esfand Bahman to to to to 1395 1395 1396 1396 1397 Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396 Assets Foreign assets 538.8 630.2 799.3 766.6 1,138.6 48.3 42.4 26.8 48.5 Notes and coins 10.0 11.5 11.0 12.2 11.3 10.0 2.7 -4.3 -7.4 Deposits with the Central Bank 84.0 84.7 110.1 114.5 138.2 31.1 25.5 30.0 20.7 Reserve requirement 77.4 78.0 103.3 108.0 132.6 33.5 28.4 32.4 22.8 1 Sight 6.6 6.7 6.8 6.5 5.6 3.0 -17.6 1.5 -13.8 2 Claims on public sector 478.5 458.4 522.7 545.7 582.9 9.2 11.5 14.0 6.8 Government 477.4 457.3 521.8 545.1 579.3 9.3 11.0 14.1 6.3 Public corporations and institutions 1.1 1.1 0.9 0.6 3.6 -18.2 300.0 -18.2 500.0 Claims on non-public sector 2,042.8 2,062.4 2,314.6 2,382.2 2,672.7 13.3 15.5 12.2 12.2 Others 532.3 612.2 688.1 707.5 707.9 29.3 2.9 12.4 0.1 Sub-total 3,686.4 3,859.4 4,445.8 4,528.7 5,251.6 20.6 18.1 15.2 16.0 Below the line items 738.5 820.1 1,001.7 924.8 950.6 35.6 -5.1 22.1 2.8 Total assets = total liabilities 4,424.9 4,679.5 5,447.5 5,453.5 6,202.2 23.1 13.9 16.4 13.7 Liabilities Deposits of non-public sector 1,151.1 1,189.3 1,549.0 1,579.2 1,846.9 34.6 19.2 30.2 17.0 Sight 124.9 130.3 153.9 165.5 219.6 23.2 42.7 18.1 32.7 Term investment 907.7 934.9 1,229.4 1,243.9 1,435.6 35.4 16.8 31.5 15.4 3 Gharz-al-hasaneh 105.0 111.3 149.5 156.5 172.7 42.4 15.5 34.3 10.4 Other 13.5 12.8 16.2 13.3 19.0 20.0 17.3 26.6 42.9 Claims of the Central Bank 602.5 494.4 445.2 472.1 482.4 -26.1 8.4 -10.0 2.2 4 Loans and deposits of public sector 120.5 121.6 134.6 124.7 112.8 11.7 -16.2 10.7 -9.5 Capital account 144.8 231.3 284.0 287.8 228.5 96.1 -19.5 22.8 -20.6 Foreign exchange loans and deposits 411.5 440.7 604.6 574.8 914.5 46.9 51.3 37.2 59.1 Others 1,256.0 1,382.1 1,428.4 1,490.1 1,666.5 13.7 16.7 3.3 11.8 Sub-total 3,686.4 3,859.4 4,445.8 4,528.7 5,251.6 20.6 18.1 15.2 16.0 Below the line items 738.5 820.1 1,001.7 924.8 950.6 35.6 -5.1 22.1 2.8

1 Includes specialized banks' foreign exchange sight deposits with the CBI. 2 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are provided based on the data kept in the general ledgers of banks and credit institutions and are not audited. 3 Since Gharz-al-hasaneh deposits include the Gharz-al-hasaneh deposits of Housing Bank for housing mortgage loans related to housing deposit contracts and part of banks' Gharz-al-hasaneh deposits is assigned for reserve requirements and other purposes, therefore the Gharz-al-hasaneh deposit uses should be assessed and judged after deduction of these special uses. 4 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

Summary of the Assets and Liabilities of Private Banks 1 Table 6 and Non-bank Credit Institutions (trillion rials) Balance at the end of the month Percentage change Bahman 1396 Bahman 1397 Bahman 1396 Bahman 1397 Bahman Esfand Bahman Esfand Bahman to to to to 1395 1395 1396 1396 1397 Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396 Assets Foreign assets 1,447.9 1,446.7 1,948.7 1,983.3 2,589.9 34.6 32.9 34.7 30.6 Notes and coins 53.8 52.5 53.2 53.1 56.7 -1.1 6.6 1.3 6.8 Deposits with the Central Bank 972.5 971.4 1,131.1 1,149.4 1,410.7 16.3 24.7 16.4 22.7 Reserve requirement 940.6 951.6 1,105.1 1,126.4 1,379.9 17.5 24.9 16.1 22.5 2 Sight 31.9 19.8 26.0 23.0 30.8 -18.5 18.5 31.3 33.9 3 Claims on public sector 630.6 726.8 909.8 935.8 1,107.8 44.3 21.8 25.2 18.4 Government 608.9 703.3 896.8 921.9 1,097.4 47.3 22.4 27.5 19.0 Public corporations and institutions 21.7 23.5 13.0 13.9 10.4 -40.1 -20.0 -44.7 -25.2 Claims on non-public sector 5,546.1 5,709.8 6,446.5 6,789.7 7,734.5 16.2 20.0 12.9 13.9 Others 4,460.7 3,963.8 5,514.5 4,741.1 7,192.9 23.6 30.4 39.1 51.7 Sub-total 13,111.6 12,871.0 16,003.8 15,652.4 20,092.5 22.1 25.5 24.3 28.4 Below the line items 2,066.9 2,090.7 2,753.3 2,850.2 3,155.0 33.2 14.6 31.7 10.7 Total assets = total liabilities 15,178.5 14,961.7 18,757.1 18,502.6 23,247.5 23.6 23.9 25.4 25.6 Liabilities Deposits of non-public sector 8,428.5 8,679.1 10,057.9 10,256.1 12,357.3 19.3 22.9 15.9 20.5 4 Sight 785.7 840.3 986.6 1,003.9 1,472.4 25.6 49.2 17.4 46.7 Term investment 7,217.7 7,374.7 8,506.0 8,655.0 10,161.2 17.8 19.5 15.3 17.4 Gharz-al-hasaneh 316.0 353.2 431.9 461.9 534.3 36.7 23.7 22.3 15.7 Other 109.1 110.9 133.4 135.3 189.4 22.3 42.0 20.3 40.0 Claims of the Central Bank 405.3 382.3 680.6 803.1 925.0 67.9 35.9 78.0 15.2 5 Deposits and funds of public sector 37.2 38.3 47.6 47.9 43.3 28.0 -9.0 24.3 -9.6 Capital account 466.1 257.6 363.4 116.6 248.4 -22.0 -31.6 41.1 113.0 Foreign exchange loans and deposits 1,164.7 1,144.9 1,569.2 1,604.7 2,175.6 34.7 38.6 37.1 35.6 Others 2,609.8 2,368.8 3,285.1 2,824.0 4,342.9 25.9 32.2 38.7 53.8 Sub-total 13,111.6 12,871.0 16,003.8 15,652.4 20,092.5 22.1 25.5 24.3 28.4 Below the line items 2,066.9 2,090.7 2,753.3 2,850.2 3,155.0 33.2 14.6 31.7 10.7

1 Excludes private commercial banks' branches abroad. 2 Includes foreign exchange sight deposits of private banks and non-bank credit institutions with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are provided based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 In credit institutions, it includes only temporary creditors. 5 OSF deposit balances and local currency (rial) deposits of NDFI constitute a large proportion of government deposits in the banking system.

Table 7 Monetary and Credit Aggregates (trillion rials) Balance at the end of the month Change Percentage change (Bahman 1397 Bahman 1396 Bahman 1397 Bahman 1396 Bahman 1397 Bahman Esfand Bahman Esfand Bahman compared with to to to to 1395 1395 1396 1396 1397 Esfand 1396) Bahman 1395 Bahman 1396 Esfand 1395 Esfand 1396 Banks' and credit institutions' claims on non-public sector 8,089.9 8,240.7 9,343.3 9,761.3 11,088.7 1,327.4 15.5 18.7 13.4 13.6 (excluding profit receivables)

Commercial banks 1,246.9 1,270.3 1,493.6 1,532.2 1,788.2 256.0 19.8 19.7 17.6 16.7 Specialized banks 1,640.2 1,644.3 1,843.3 1,888.0 2,125.1 237.1 12.4 15.3 12.1 12.6

Private banks and non-bank credit institutions 5,202.8 5,326.1 6,006.4 6,341.1 7,175.4 834.3 15.4 19.5 12.8 13.2 Banks' and credit institutions' claims on non-public sector 100.0 100.0 100.0 100.0 100.0 Change in share (percentage points) (percentage of total) Commercial banks 15.4 15.4 16.0 15.7 16.1 0.4 0.6 0.1 0.6 0.4 Specialized banks 20.3 20.0 19.7 19.3 19.2 -0.1 -0.6 -0.5 -0.3 -0.1

Private banks and non-bank credit institutions 64.3 64.6 64.3 65.0 64.7 -0.3 0.0 0.4 -0.3 -0.3 Profit and revenue receivables 882.4 936.5 1,117.7 1,157.2 1,402.7 245.5 26.7 25.5 19.3 21.2 Banks' and credit institutions' claims on non-public sector 8,972.3 9,177.2 10,461.0 10,918.5 12,491.4 1,572.9 16.6 19.4 14.0 14.4 Commercial banks 1,383.4 1,405.0 1,699.9 1,746.6 2,084.2 337.6 22.9 22.6 21.0 19.3 Specialized banks 2,042.8 2,062.4 2,314.6 2,382.2 2,672.7 290.5 13.3 15.5 12.2 12.2

Private banks and non-bank credit institutions 5,546.1 5,709.8 6,446.5 6,789.7 7,734.5 944.8 16.2 20.0 12.9 13.9 Deposits of non-public sector 11,789.2 12,140.6 14,531.1 14,857.1 17,851.1 2,994.0 23.3 22.8 19.7 20.2 Commercial banks 2,209.6 2,272.2 2,924.2 3,021.8 3,646.9 625.1 32.3 24.7 28.7 20.7 Specialized banks 1,151.1 1,189.3 1,549.0 1,579.2 1,846.9 267.7 34.6 19.2 30.2 17.0

Private banks and non-bank credit institutions 8,428.5 8,679.1 10,057.9 10,256.1 12,357.3 2,101.2 19.3 22.9 15.9 20.5 Deposits of non-public sector (percentage of total) 100.0 100.0 100.0 100.0 100.0 Change in share (percentage points) Commercial banks 18.7 18.7 20.1 20.3 20.4 0.1 1.4 0.3 1.4 0.1 Specialized banks 9.8 9.8 10.7 10.6 10.3 -0.3 0.9 -0.4 0.9 -0.3

Private banks and non-bank credit institutions 71.5 71.5 69.2 69.0 69.2 0.2 -2.3 0.0 -2.3 0.2 Sight 1,200.9 1,237.0 1,487.8 1,504.0 2,166.0 662.0 23.9 45.6 20.3 44.0 Current deposits 980.4 991.7 1,238.9 1,233.3 1,855.2 621.9 26.4 49.7 24.9 50.4 Checks (net) 16.8 10.0 38.3 36.4 45.7 9.3 128.0 19.3 283.0 25.5 Others 203.7 235.3 210.6 234.3 265.1 30.8 3.4 25.9 -10.5 13.1 Non-sight 10,588.3 10,903.6 13,043.3 13,353.1 15,685.1 2,332.0 23.2 20.3 19.6 17.5 Gharz-al-hasaneh savings 549.1 602.9 753.5 801.9 927.6 125.7 37.2 23.1 25.0 15.7 Housing Savings Fund 53.3 55.7 82.5 84.3 85.2 0.9 54.8 3.3 48.1 1.1 Other 495.8 547.2 671.0 717.6 842.4 124.8 35.3 25.5 22.6 17.4 Term investment 9,865.1 10,123.1 12,078.6 12,339.1 14,471.7 2,132.6 22.4 19.8 19.3 17.3 Short-term 5,050.6 5,286.2 4,419.2 3,935.5 5,913.8 1,978.3 -12.5 33.8 -16.4 50.3 Long-term 4,814.5 4,836.9 7,659.4 8,403.6 8,557.9 154.3 59.1 11.7 58.4 1.8 Miscellaneous 174.1 177.6 211.2 212.1 285.8 73.7 21.3 35.3 18.9 34.7 Notes and coins with the public 321.7 393.3 365.3 442.7 455.4 12.7 13.6 24.7 -7.1 2.9 M1 1,522.6 1,630.3 1,853.1 1,946.7 2,621.4 674.7 21.7 41.5 13.7 34.7 Quasi-money 10,588.3 10,903.6 13,043.3 13,353.1 15,685.1 2,332.0 23.2 20.3 19.6 17.5 M2 12,110.9 12,533.9 14,896.4 15,299.8 18,306.5 3,006.7 23.0 22.9 18.8 19.7

Facilities Extended by Banks and Non-bank Credit Institutions Table 8 according to Islamic Contracts (trillion rials) Balance at the end of Share of Bahman 1397 Percentage change Esfand 1396 Bahman 1397 in total balance Bahman 1397 compared to Esfand 1396 Banks and non-bank credit institutions 10,823.2 12,357.2 100.0 14.2 Gharz-al-hasaneh 595.2 775.2 6.3 30.2 Mudarabah 170.7 164.2 1.3 -3.8 Forward transactions 64.1 97.6 0.8 52.3 Civil partnership 4,092.1 4,047.6 32.8 -1.1 Ju'alah 448.7 582.7 4.7 29.9 Installment sale 2,863.0 3,349.0 27.1 17.0 1 Murabaha 872.9 1,260.5 10.2 44.4 1 Istisna'a 1.3 1.8 0.0 38.5 Hire purchase 35.6 63.4 0.5 78.1 Legal partnership 317.6 318.7 2.6 0.3 Direct investment 80.3 74.0 0.6 -7.8 Other 2 1,281.7 1,622.5 13.1 26.6 Commercial banks 1,713.1 2,045.5 100.0 19.4 Gharz-al-hasaneh 127.9 166.7 8.1 30.3 Mudarabah 58.3 67.9 3.3 16.5 Forward transactions 21.0 28.1 1.4 33.8 Civil partnership 386.0 313.6 15.3 -18.8 Ju'alah 186.9 241.7 11.8 29.3 Installment sale 551.0 789.9 38.6 43.4

Murabaha 134.6 155.9 7.6 15.8

Istisna'a 1.3 1.8 0.1 38.5 Hire purchase 13.6 17.2 0.8 26.5 Legal partnership 42.5 42.8 2.1 0.7 Direct investment 24.7 23.5 1.1 -4.9 Other 2 165.3 196.4 9.6 18.8 Specialized banks 2,381.9 2,666.8 100.0 12.0 Gharz-al-hasaneh 59.5 79.4 3.0 33.4 Mudarabah 8.6 6.9 0.3 -19.8 Forward transactions 17.5 22.7 0.9 29.7 Civil partnership 427.1 388.7 14.6 -9.0 Ju'alah 105.9 136.4 5.1 28.8 Installment sale 1,363.2 1,441.3 54.0 5.7

Murabaha 129.5 204.0 7.6 57.5

Istisna'a 0.0 0.0 0.0 θ Hire purchase 9.8 30.9 1.2 215.3 Legal partnership 24.4 25.1 0.9 2.9 Direct investment 5.9 7.0 0.3 18.6 Other 2 230.5 324.4 12.2 40.7 Private banks and non-bank credit institutions 6,728.2 7,644.9 100.0 13.6 Gharz-al-hasaneh 407.8 529.1 6.9 29.7 Mudarabah 103.8 89.4 1.2 -13.9 Forward transactions 25.6 46.8 0.6 82.8 Civil partnership 3,279.0 3,345.3 43.8 2.0 Ju'alah 155.9 204.6 2.7 31.2 Installment sale 948.8 1,117.8 14.6 17.8

Murabaha 608.8 900.6 11.8 47.9

Istisna'a 0.0 0.0 0.0 θ Hire purchase 12.2 15.3 0.2 25.4 Legal partnership 250.7 250.8 3.3 0.0 Direct investment 49.7 43.5 0.6 -12.5 Other 2 885.9 1,101.7 14.4 24.4 1 2 As of 1394, facilities extended according to Murabaha and Istisna'a contracts have been added to facilities extended according to Islamic contracts. Includes debt purchase, machinery and housing units transacted under Islamic contracts, and overdue and non-performing loans. θ Calculation of percentage change is not possible.