College Resource Guide Brought to You by Ferris State University’S Americorps VISTA Program

COLLEGE RESOURCE

GUIDE

2017–2018 Edition A college resource guide brought to you by Ferris State University’s AmeriCorps VISTA Program

INTRODUCTION & ACKNOWLEDGEMENTS

Updated and Expanded 2017 –2018 Edition

Many students are unaware of the considerations that need to be taken into account when deciding where to go to college. This resource guide was developed to help in the decision making process of identifying and selecting the best college “fit” for students. This easy - to - use resource guide allows comparison of Michigan colleges and universities by providing information on school location and size, teacher to student ratio, admission requirements, cost, and scholarships available. In addition, valuable information is provided on college planning and financial aid. As with any publication information contained within is subject to change. The intent is to provide an overview of information.

Please note: The estimated cost determinations contained within the college profiles are ESTIMATES based on available information provided by the college/university from their websites. Factors that can affect cost include: lower/upper class division designation, college within a university enrolled (for example Col- lege of Engineering within the University of Michigan), program selection, and whether the course is online. Examples are estimated, and do not include any Federal Student Aid that may be received. This does not reflect actual cost for a specific student; the cost of attendance will vary for each student.

In using this guide, please remember college means education or training beyond high school that leads to high quality certifications, associate or bachelor’s degrees.

We would like to thank all those whose assistance made this guide possible. First and foremost, we would like to thank all the Ferris State University past AmeriCorps members and current AmeriCorps VISTA mem- ber; Shelby Smith— who was responsible for research, design, layout, and formatting of this updated resource guide. Thank you to Ferris State University staff for comments and suggestions. And finally to Donna Ewigleben, Ferris State University Community Outreach Coordinator for project oversight.

WHAT’S INCLUDED

TOPICS While there are many important topics that could be included in this guide, the topics covered are the ones where most students struggle. The guide is divided into three sections: College Planning Resources, Financial Aid Resources, and College Profiles. Each section can be used as a stand alone or in combination with the other parts of the guide.

College Planning Resources  Terms used in Higher Education: Important terms to understand.  Types of Higher Education: Many students do not understand the differences between trade schools, public schools, private schools, colleges, and universities. We have included short de- scriptions of each.  Michigan Career Pathways: This is a compilation of career pathways in Michigan. You can use it to explore potential career options based on your interests. Financial Aid Resources  FAFSA: Steps to help you fill out this important document, as well as common mistakes you should avoid.  Grants: State, federal, and private aid that is not paid back.  TIP Tuition Incentive Program: State of Michigan grant program.  Scholarships: Scholarships are a good way to pay for college, yet many students have a hard time finding scholarships or do not know how to apply. In our short handout, we offer some of the best scholarship resources, as well as information about the scholarships offered through the Grand Rapids Community Foundation. Through the Grand Rapids Community Foundation, you can apply to over 70 scholarships with just one application. We also included scholarships that are available to undocumented students.  Loans and Loan Repayment: Loans are always an option when going to college, and many students need to take out loans. This handout briefly describes how loans work and gives an example of a loan payback plan.  Financial Aid Worksheet: To help determine total cost of attendance.  DACA Student Information: Subject to change, please visit the U.S. Citizenship and Immigra- tion Services website.

College Profiles: College profiles are provided for all public colleges/universities in Michigan, West Michigan community colleges, and selected private colleges in Michigan. Basic information is included for students to compare and get a broad sense of the different school choices available. It is important to note that tuition rates are based on local residency for community colleges and in - state for public universities. Some information on books, fees, and personal expenses are not publically available.

INFORMATION DISCLAIMER All of the information contained within the resource guide comes from publically available college, local, state, and federal websites. All information is subject to change. 4 TABLE OF CONTENTS

What’s Included…………………………………………………………………………………………………………………………. 4 College Planning Resources Useful Terms…………………………………………………………………………………………………………..…….. 7 Types of Higher Education…………………………………………………………………………………………….. 8 Questions to ask Yourself When Selecting a College……………………………………………………… 9 Resources Michigan Career Pathways…………………………………………………………………………………………….. 10

College Planning College Financial Aid Resources 11 Types of Financial Aid ………….……………………………………………………………………………………….. 12 Step One: FAFSA ………..…………………………………………………………………………………………………. 13 Step Two: FAFSA …………………………………………………………………………………………………………… 14

Common FAFSA Mistakes………………………………………………………………………………………………. 15 Grants………..………………………………………………………………………………………………………………….. 16 TIP……………………………………………………………………..………………………………………………………….. 17 Scholarships…………………………………………………………………………………………………………………… 18 GRCF Scholarships………………………………………………………..………………………………………………. 19

Scholarships for DACA/Undocumented Students ………………………………………………………….. 20 Resources

FinancialAid Loans………………..…………………………………………………………………………………………………………… 21 Loan Repayment…………...………………………………………………………………………………………………. 22 Financial Aid Award Letter….…………………….…………………………………………………………………… 23 Financial Aid Worksheet ……………………………………………………………………………………………….. 24 Financial Tips…………………………………………………………………………………………………………………. 25 What is DACA?...... ….…………………….…………………………………………………………………… 26 DACA Student Information…………………………………………………………………………………………….. 27 DACA Frequently Asked Questions..………………………………………………………………………………. 28

College Profiles Community Colleges……………………………………………………………………………………………………... 29 Grand Rapids Community College…………………………………………………………………..… 31 Kalamazoo Valley Community College……………………………………………………………... 33 Lake Michigan Community College……………………………………………………….………….. 35 Lansing Community College………………………………………………………………….………….. 37 MTEC-GRCC…………………………..…………………………………………………………………….…… 39 Muskegon Community College………………………………………………………………..……….. 41 Oakland Community College……………………………………………………………………….……. 43 Public Schools……………………………………………………………………………………………………………….. 45 Central Michigan University………………………………………………………………...…………… 47 Eastern Michigan University……………………………………………………………………………… 49 Ferris State University……………………………………………………………………………………….. 51 Kendall College of Art and Design…………………………………………………….……………….. 53

College Profiles College Grand Valley State University……………………………………………………………………………. 55 Lake Superior State University………………………………………………………………………….. 57 Michigan State University…………………………………………………………………………………. 59 Michigan Technological University……………………………………………………………………. 61 Northern Michigan University…………………………………………………………………………... 63 Oakland University……………………………………………………………………………………………. 65 Saginaw Valley State University………………………………………………………………………… 67 University of Michigan—Ann Arbor………………………………………………………………….. 69 5 TABLE OF CONTENTS CONTINUED

College Profiles Continued University of Michigan—Dearborn……………………………………………………………………. 71 University of Michigan—Flint……………………………………………………………………………. 73 Wayne State University.……………………………………………………………………………………. 75 Western Michigan University………………………………………………………….………………… 77 Private Schools………………………………………………………………………………………………………………. 79 Adrian College…………………………………………………………………………………………………... 81

Albion College…………………………………………………………………………………………………... 83 Alma College…………………………………………………………………………………………………….. 85 Aquinas College……………………..…………………………………………………………………………. 87 Baker College of Muskegon………………………………………………………………………………. 89 Calvin College……………………………………………………………………………………………………. 91 Davenport University………………………………………………………………………………………... 93 Hillsdale College………………………………………………………………………………………………... 95 97

College Profiles College Hope College…………………………………………………………………………………………………….. Kalamazoo College……………………………………………………………………………………………. 99 Lawrence Technological University……………………………………………………………………. 101 Marygrove College……………………………………………………………………………………………. 103 Olivet College……………………………………………………………………………………………………. 105 Trade Schools………………………………………………………………………………………………………………... 107 Douglas J Aveda Institute……………………………..……………………………………….…………. 109 Empire Beauty School………………………………………………………………………………………. 111 Ross Medical Education Center……………………………………………………………………….. 113

USEFUL TERMS Certificate: A program that usually is completed in one year or less and can lead to entry level job posi- tions. Associate Degree: An academic program of study usually completed within two years. Most associate's degrees are awarded in business, health, engineering, information technology or early childhood education. Bachelor’s Degree: An academic program of study that is usually completed after four years of study in liberal arts and sciences or professional subjects. Cumulative Grade Point Average (GPA): Represents an average of all final grades students earned from the time first enrolled in a school, to the completion of student's education. Official Transcript: A certified copy of student’s educational record which includes: course titles, number of credits and final grades sent directly from school to college or university. Credit hour: The unit of measurement for college credit. Usually, one credit hour is equal to an hour in class. Major: The subject in which a student wishes to concentrate for an undergraduate degree. Residential Hall: A building that contains rooms or apartments for students to live. Resident: A student who lives in and meets city/state requirements where a college/university is located for the purposes of determining tuition rates. Financial Aid Package: Total amount of financial aid a student is offered, may include: grants, scholarships, loans, and work study. Estimated Cost of Attendance: An estimated budget of how much it costs to attend a community college, college or university, usually excluding any financial aid awards. Below are words typically used when talking about cost of attendance:

 Tuition:The cost you pay to take classes at a college or university. This amount is based on the amount of credit hours you take, if you qualify as a resident student, and your academic program (major).

 Room and Board: The cost you pay to live on campus. Typically, this includes a room with meal plan options.

 Books and Supplies: The cost you pay for books and course materials. This amount can vary per class.

 Fees: An amount charged by schools, in addition to tuition, to cover costs of institutional services.

 Personal expenses: The cost you pay for everything else. This can include the following: Transportation - Cell phone - Laundry - Toiletries - Any other expenses

7 TYPES OF HIGHER EDUCATION

Open enrollment—this means there is no GPA or SAT requirement for admission. Community colleges are public schools that offer certificate programs and associate degrees. Associate degrees typically take two years to complete. It is important to remember that you can always complete an associate degree or a certificate from a community college then transfer to a

college/university to get your bachelor’s degree.

COLLEGE

COMMUNITY COMMUNITY Selective enrollment—there are GPA and SAT requirements to be accepted. In Michigan, most colleges are private. Colleges are schools that offer predominately four-year programs that

lead to a bachelor’s degree.

COLLEGE

Selective enrollment—there are GPA and SAT requirements to be accepted. A public university is a school that offers bachelor’s degree, master’s degree and doctorate degrees. Some universities also offer associate degrees and certificates.

UNIVERSITY May have open or selective enrollment. Schools that offer special pro-

grams for specific trades. For example: cosmetology schools, technical schools, or schools with a large focus on workforce training. Fi- nancial Aid may be offered. Trade Schools in the Grand Rapids area:

Douglas J. Aveda Institute of Cosmetology TRADE

SCHOOLS Empire Beauty School Ross Medical Education Center

8 Questions to Ask When Selecting a College

Location: Being in the right place is extremely important for your college success. Do you want to be close to home or far away? What kind of weather do you like? City or rural setting? School Size: Do you want a small (< 5,000), medium (5,000—15,000), or large college (>15,000)? Student/Teacher Ratios: Everybody learns differently. Do you like smaller or larger group settings? How much attention would you like from your future professors? Housing Options: Do you want to live in a residential hall on campus, an apartment in town, or live at home? Transportation and Parking: Is there transportation available? Is transportation free for students? Is there parking for students who commute? Extracurricular Activities: Are there student organizations or clubs you are interested in? Sororities or fraternities? Intramural sports? Average Student Achievement: Does the school have a minimum GPA or ACT/SAT score requirement? If so, do you qualify? What is the average GPA for incoming freshmen? If you are applying to a Community College, there is no average ACT /SAT or GPA score . Cost: What is the total cost of attendance? This includes: tuition, room & board, books, fees, personal costs, and (sometimes) transportation. TIP Eligibility: Is the school TIP eligible? Phase I, Phase II or Phase I & II? Scholarships: Schools offer many different scholarships. What kind of scholarships are available? Are they renewable? Please note, some scholarships are offered on a first come-first served basis. Programs of Study: What do you want to study? Liberal arts or an occupation focused degree? Math & Science? Engineering? Nursing? Art? Psychology?

Why is College Important? You will increase your earning potential and overall quality of life. See the chart below to see how earnings differ based on education level.

9 10 Financial Aid Resources

Types of Financial Aid FAFSA Common FAFSA Mistakes Grant Information TIP Scholarships GRCF Scholarships Scholarships Open to Undocumented Students Loans Loan Repayment Financial Aid Award Letter Financial Aid Worksheet Financial Tips DACA Student Information

11 TYPES OF FINANCIAL AID

Any source of funding that will assist you in paying for your educational expenses. ALL STUDENTS NEED TO FILL OUT THE FAFSA—Free Application for Federal Student Aid GRANTS Grants provide need-based money that is not paid back. This is FREE money for students. Students can receive federal grants and state grants, and institutional grants come from filing a FAFSA. Examples of federal and state grants:  Federal Pell Grant: A federal grant program, the amount received depends on financial need. Students can receive up to $5,920/year for their educational expenses.  Tuition Incentive Program (TIP): A grant program from the state of Michigan, for those who qualify, and funding permitting. More information on TIP later in this guide. SCHOLARSHIPS

Scholarships are FREE money for students. There are many types of scholarships that can be earned, from athletic performance to academic achievement to volun- teering. Most colleges and universities offer scholarships. Students should do a broad search in the private arenas to earn as much money as possible. Not all scholarships require citizenship or permanent residency status. Each scholarship creates its own eligibility requirements. Please be aware that some are awarded on a first come – first serve basis, and most scholarships must be renewed on a yearly basis. WORK STUDY Work study offers part-time jobs on campus and attempts to place students in jobs that are connected to their area of study. These are part time jobs and because it is a form of federal aid, work study is awarded by submitting a FAFSA. LOANS

Loans are borrowed money that must be paid back with interest once you have graduated or are enrolled in less than six credits. Examples include:  Subsidized loan: a federal loan where the government pays interest until student graduation or enrolled in less than six credits.  Unsubsidized loan: a federal loan where the government does NOT pay interest. Interest starts accruing immediately.  Other loan options: many companies offer loans to students at higher rates than federal loans. Be careful to read all the rules and stipulations to make sure you are not charged high amounts of interest.

12 STEP ONE: FAFSA

The FAFSA or the Free Application for Federal Student Aid is used to determine how much money you are able to receive from the federal government to help pay for school.

WHAT IS THE FAFSA? The Free Application for Federal Student Aid (FAFSA) is the form that you need to fill out and file in order to receive federal financial aid. The form asks for financial information from both student and parents. FAFSA calculates your estimated family contribution (EFC) to determine your eligibility for need based and non need based aid. (fafsa.gov)

WHY DO I HAVE TO FILL OUT THE FAFSA? All students who plan to attend college have to fill out the FAFSA in order to receive federal grants, work study, and federal loans.

WHEN DO I HAVE TO FILL OUT THE FAFSA? You fill out a FAFSA and file it when you’re a senior in high school. The FAFSA opens for submission on October 1 of your senior year, and should be completed and filed by March 1. (March is the state priority deadline– most schools run out of aid by then.) Note: if you are unable to file by March 1, it is still very important that you file the FAFSA. Many forms of financial aid are awarded first come—first served. It is in your best interest to apply as early as possible.

HOW TO FILL OUT THE FAFSA:

WHAT YOU NEED TO GET A FSA ID: HOW TO GET A FSA ID:  Social Security number 1. Log onto www.fafsa.gov 2. Click on the FSA ID tab on the top of the webpage  Full name 3. Click “Create an FSA ID Now”  Date of birth 4. Create a username and password 5. Enter your date of birth, social security number, contact infor-  Email address (this is not mation, and challenge questions and answers. required, however it makes 6. Review your information and click agree. it easier to retrieve your 7. If you chose to use an email address then you will confirm your FSA ID in case you forget it. email address using the secure code that is sent to you.

WHAT YOU NEED TO FILL OUT FAFSA: Must Have: If Applicable:  Social Security Card  Alien Registration Number  Driver’s License or State ID  Untaxed Income Records  W-2 Forms and other records of money  Records of Child Support Paid earned  Records of Taxable Earnings from Federal  Income tax returns—IRS 1040, 1040A, Work-Study or other work programs 1040 EZ, or 1040X  Records of grants/scholarships and fellowship  Parent’s federal Income Tax return aid included in parent’s adjusted gross income  Current Bank Statements

13 STEP TWO: FAFSA STEP TWO: FILE THE FAFSA After you successfully get a FSA ID, you can file your FAFSA.

HOW TO FILE FOR 2018– 2019 FAFSA: How to file:

1. Go to fafsa.gov and click on the button that says “Start a New FAFSA.” You will be required to log in using either your FSA ID (see page 3) or by entering your full name, social security number and birth date. 2. Once this is entered you will be taken to a page where you will choose what year to file the FAFSA for. File for the year you will START college. Do not put the year you are a senior in high school. 3. Once you choose the year you will start college you will be required to create a temporary save key. This is a temporary pin number for you to use to edit the specific FAFSA you are working on. 4. Fill out the FAFSA! 5. You will be required to fill out your demographics and eligibility. 6. Select the schools you might want to attend. Send it to all of the colleges you are interested in attending so that you can receive the maximum amount of aid from each school and compare your options. 7. You will be asked questions to determine your eligibility. If you are determined to be dependent for FAFSA purposes, you will have to provide your parental information (see page 4.) 8. If dependent your parents will be required to enter their tax and financial information. They can transfer their 2016 tax information by clicking the “link to the IRS” button. 9. You will be required to enter your tax and financial information. If you filed taxes in 2016, you can transfer your 2016 tax information by clicking the “link to the IRS” button. 10. Sign and submit! 11. After you submit your FAFSA you will receive a Student Aid Report (SAR). This contains the information reported on your FAF- SA and usually includes your Expected Family Contribution (EFC). The EFC is a number used to determine your eligibility for federal student aid and will be sent to the schools you listed. The EFC is not a dollar amount.  Make sure to fill in all the boxes before you move on to the next page  If you do not understand a question, there is a Help button with a question mark icon. Click on it!  Double-check your answers before submitting.  If you are not sure what to put in a box, click on the box. On the right hand side of the page, look at the “Help and Hints” box for detailed information of what is needed.

AM I A DEPENDENT OR INDEPENDENT STUDENT? If you answer “yes” to any of the questions, then for federal student aid purposes, you are considered to be an independent student. If you answer “no” to every question, then for federal aid purposes, you are considered to be a dependent student. If you have no contact with your parents and don’t know where they live, you should discuss your situation with the financial aid admin- istrator.

 Are you born before Jan 1, 1995 (for 2018—2019 FAFSA)?  At the beginning of the school year, will you be working on a master’s or doctorate degree?  Are you married? (Answer “yes” if you are separated, but not divorced.)  Do you have children who receive more than half of their support from you?  Do you have dependents (other than your children or spouse) who live with you and who receive more than half of their support from you, now and through June 30 of next year?  Are (a) both of your parents deceased or (b) are you (or were you until age 18) a ward or dependent of the court?  Are you currently serving on active duty in the U.S. Armed Forces for purposes other than training?  Are you a veteran of the U.S. Armed Forces?

14 COMMON FAFSA MISTAKES Information from MI Student Aid Not getting an FSA ID ahead of time.  To login and sign the FAFSA online, you must use a FSA ID. Learn how to create one on page 3. Waiting to fill out the FAFSA until after you file your taxes.  This year you are using your tax information from 2016, so that information should already have been filed with the IRS and you don’t have to wait! Not filling out the FAFSA by the deadline.  The State of Michigan deadline for the Michigan Competitive Scholarship is March 1. Not reading directions carefully.  College Grade Level  Question 29: If you are currently a senior in high school or will be a first-time college student, select “Never attended college/1st yr.”  Certificate/Degree  Question 30: If you are currently a high school senior, do not select “graduate/professional degree.”  Confusing Parent and Student Information  When the FAFSA refers to “you” or “your,” it is referring to the student.  Entering the Wrong Name  You must enter your full name as it appears on government documents (no nicknames). Your full name should also be reported the same on your ACT.  Entering the Wrong Social Security Number  Amount of Income Tax  Income tax is not the same as income, or taxes withheld, or taxes due. It is the amount of tax that you (and if married, your spouse) paid on your income earned from work).  Entering the Wrong Address  Make sure you enter your permanent address, not your temporary or summer address. You must need to be a resident of Michi- gan to be considered for State of Michigan Financial Aid.  Citizenship Status  Question 9: Do not leave this answer blank. You must be a U.S citizen or eligible noncitizen to receive Federal and State financial aid. Not reporting parent information.  Information can be found on page 4. Listing only one college.  You should add ANY college you are considering to your FAFSA. It doesn’t hurt to add more schools. Don’t forget to add the Michigan school you plan to attend as your FIRST school code listed on the FAFSA. Contact the State of Michigan Office of Student Scholarships and Grants (SSG) at (888)-447-2687 if your school choice changes. Not using the IRS data retrieval tool.  Prevents errors on your FAFSA and helps to avoid processing delays. Not signing the FAFSA.  Many students fail to actually sign the FAFSA with their FSA ID and submit it. No ACT on record. (SAT or ACT prior to class of 2017)  To be considered for the Michigan Competitive Scholarship, SSG must have your SAT record with a Social Security Number. To verify your SSN is on file, contact (888)-447-2687.  If SSG did not have your SAT score, complete these steps:  Make sure you check the box on your ACT allowing permission for your score to be released.  Contact… A. your high school for permission to fax your SAT score to SSG at 517-241-5835, or B. your college for permission to fax your SAT score to SSG at 517-241-5835, or 15 C. SAT to send a copy of your scores to SSG. GRANTS

This is FREE money for students, if eligible. FEDERAL GRANTS Federal grants are need-based money that does not need to be paid back. This money is free to students and comes from the federal government. All students in the United States can receive these grants if they meet the eligibility requirements. The most common federal grant that students receive is the Pell Grant.

PELL GRANT

Need based awards of up to $5,920 from federal government. (2017 - 2018 amount subject to change) FSEOG—Federal Supplemental Educational Opportunity Grant Based on need and the school you attend, awards between can vary between $100—$4,000. It is very important to check with your future school, because the amount varies. Awarded on a first come, first served basis. TEACH—Teacher Education Assistance for College and Higher Education Grant Grants up to $4,000 for those going into the teaching profession who will work in high needs schools. STATE GRANTS State grants are need-based money that is not paid back. Therefore, only students that live in Michigan can receive Michigan state grants. The most common state grant that students receive in Michigan is the Tuition Incentive Program (TIP).

TIP (Tuition Incentive Program) This Michigan grant, available to eligible students, pays up to 80 credit hours (12 credit hours per semester) in Phase I and $500/semester in Phase II (up to $2,000). Colleges and universities are limited to $ 8.5 million in TIP reimbursements per academic year and are responsible for identifying who of their eligible students may be awarded TIP. Per college/university, these funds will be dispensed on a first come—first served basis. See the following page, to find out more information about who is eligible and what the requirements are to receive TIP. Children of Veterans Tuition Grant (CVTG) Michigan Tuition Grant (MTG) Michigan Competitive Scholarship Police Officers and Firefighters Survivor Tuition Grant

16 Tuition Incentive Program- TIP 2017 –2018 WHO IS ELGIBLE? In order to be eligible for TIP, a student must have (or have had) Medicaid coverage for 24 months within a 36- consecutive month period as identified by the Michigan Department of Human Services. This period may begin as early as age nine, though months of benefits will not be evaluated until at least the student’s 12th birthday and continues to be evaluated until high school completion.

HOW DO I GET TIP? There are two ways to find out if you receive TIP: 1) You have received a letter in the mail stating your eligible. 2) Call 1- 888-447-2687 to find out. Once eligibility is determined, here are the next steps.

1. Student Scholarships and Grants (SSG) will send a notification via postcard, to complete an application for TIP via MiSSG Student Portal (www.michigan.gov/missg) or by phone at 1-888-447-2687. 2. Students must file a current-year Free Application for Federal Student Aid (FAFSA) before the federal deadline in order to qualify for TIP. 3. You must complete the application before August 31 of the students graduating year of high school or its recog- nized equivalent. The student must also graduate high school (or its equivalent) before their 21st birthday to main- tain TIP eligibility. You must put your college of choice on the form. 4. Colleges and universities are limited to $ 8.5 million in TIP reimbursements per academic year and are responsible for identifying who of their eligible students may be awarded TIP. Funding disbursement for TIP is offered on a first come—first served basis. It is importance to complete the TIP application process as early as possible. 5. The student is responsible for notifying SSG of any changes to address or college choice through the MiSSG Student Portal or by phone.

HOW CAN I USE MY TIP? TIP is given out in two parts: Phase 1 and Phase 2. Phase 1 can be used only at schools that offer two-year associate degrees and some certification programs. YOU MUST USE THE TIP MONEY FOR CLASSES ONLY RELATED TO YOUR DE- GREE. Phase 2 can only be used at schools that offer four-year bachelor’s degrees. Phase 1 will pay for 24 credits of tuition per academic year (not to exceed 80 semester or 36 term credits). Phase 2 will pay students $500/semester in their third and fourth year. This is a total of $1,000 per year and for a total award of $2,000.

WHERE CAN I USE TIP? (For a complete list http://www.michigan.gov/mistudentaid) PHASE 1 ONLY PHASE 2 ONLY PHASES 1 & 2

At all 26 community colleges in the state of Adrian College Aquinas College* Michigan, such as: Albion College Baker College* Alma College Davenport University* Grand Rapids Community College Aquinas College Ferris State University Kalamazoo Valley Community College Calvin College Lake Superior State University Lake Michigan Community College Central Michigan University Marygrove College* Lansing Community College Eastern Michigan University Michigan State University# Muskegon Community College Grand Valley State University Michigan Technological University Oakland Community College Hope College Northern Michigan University Kalamazoo College Oakland University Olivet College *Awards are reimbursed at the local com- Saginaw Valley State University munity college rate University of Michigan (Ann Arbor, #TIP Phase 1 is only available to Agricultur- Dearborn, & Flint) al Technology Students Wayne State University 17 Western Michigan University SCHOLARSHIPS Scholarships are a form of financial aid that you do not have to pay back

SEARCH FOR SCHOLARSHIPS There are many places to look for scholarships.  Colleges and Universities: Colleges and Universities offer many different scholarships. This information can usually be found on the schools’ websites.  Community Organizations: Many community organizations offer scholarships. Some scholarships are specifically for future academic fields of interest. The Grand Rapids Community Foundation offers more than 60 scholarships that do not require citizenship status. Go to: www.grfoundation.org/ scholarships to find out more. The application opens Jan. 1 and ends April 1.  Your Parents’ Work: Many different companies offer scholarships to their employees or the children of their employees. While not all companies do this, these scholarships can be less competitive because there are not as many people who are able to apply for them! Make sure that you check with your parents’ place of work, as well as your own, to see if there are any scholarship opportunities.  Online: Many different scholarships can be found online! Feel free to do your own searching, but some of the accredited, best-known websites include:

www.CollegeBoard.com www.fastweb.com www.CollegeNet.com www.Scholarships.com www.ScholarshipMonkey.com – make sure to set privacy settings for this website

SCHOLARSHIP TIPS There are many tips that you can do to try and get as many scholarships as possible. Follow these guidelines to increase your chances of getting that scholarship money! (*Be mindful of school deadlines.)  Apply early: Many times, there are a limited number of scholarships available. Make sure to apply as early as possible! If you are unable to apply early, at least apply on time or you may not be eligible.  Apply to a variety: There are many large scholarships out there that may offer $5,000-$10,000, yet many of these scholarships are nation-wide, so there are thousands of students applying for them. This is not to say that you should not apply for these, but make sure to also apply for some local scholarships to increase your odds of getting the money.  Review your essays: Many scholarships require an essay, and it is essential that you review your essay to make sure that there are no spelling or grammar errors! Ask your friends or your teachers to look over your essays to make sure they are the best they can be.  Stay true to yourself: The people reading scholarship essays have to read a lot and they get bored fast! Make sure when you write your essays, you make them personal and detailed, telling the reader exactly why you stand out from other students, and why you should receive the scholarship money.

18 GRCF SCHOLARSHIPS

GRAND RAPIDS COMMUNITY FOUNDATION The Grand Rapids Community Foundation awards hundreds of scholarships annually, primarily to Kent County students bound for or in college, or those pursuing a technical career.

SCHOLARSHIPS The Grand Rapids Community Foundation offers scholarships for just about everything! Just because you might not have a great GPA or ACT, does NOT mean you will not be able to qualify for scholarships. While many other places look solely at this criteria, the Grand Rapids Community Foundation offers scholarships for much more than academic achievement. Some of the common criteria for scholarships are future fields of study and personal triumphs in the education setting. If you have a great story about your experience with school and your dreams to continue your education, you could get money!

WHO CAN GET THESE SCHOLARSHIPS? Anybody! What is great about the scholarships from the Grand Rapids Community Foundation is that they want to give the money to people right here in the community. It is their goal to help students in Grand Rapids. Many other scholarship sites offer money to students all over the United States and the world, but Kent county residents are given priority for these scholarships! It is also important to note that NONE of these scholarships require documentation. If you are an undocumented student looking for scholarships this is one of the best places to go! You are just as likely to get one of these scholarships as anyone else!

HOW DO I APPLY? There are over 80 scholarships that students can apply for by simply filling out ONE application. The Grand Rapids Community Foundation uses this application to sort out the different scholarships that students qualify for in order to make the process easier for the students. To fill out this general application, students should go to: http://www.grfoundation.org/scholarships.

In addition to the general application scholarships, several specific scholarships require a separate application. All students should view this list at: http://www.grfoundation.org/scholarshipslist to see if they qualify for any of the other scholarships offered. With more than 100 scholarships in total, there is something to fit all students for possible money in the future! Also many of the scholarships do not require a Social Security number to apply. Perfect for undocumented or DACA students!

Applications are available between January 1 and April 1.

19 SCHOLARSHIPS OPEN TO UNDOCUMENTED STUDENTS Scholarships were provided by My (Un) Documented Life

[Deadline: 9/30/17] Immigration Lawyers Scholarship– This is a $1,000 scholarship opportunity open to foreign born students, and children of foreign born students (with or without lawful status) pursuing a post-high school education.

[Deadline: 10/1/17] COFEM Scholarship– This is a $500 scholarship opportunity to community college students and $1,000 to undergraduate students attending four-year colleges or universities.

[Deadline: 10/5/17] DACA Renewal Scholarships– If your DACA is going to expire before/on March 5, 2018- You can apply to renew it. You need to submit your renewal application by October 5, 2017. Check out these six scholarship opportunities to help you submit your DACA renewal application.

[Deadline: 11/1/17] Soros Fellowship for New Americans– This fellowship opportunity supports one to two years of graduate study in any field and in any advanced degree-granting program in the United States. It is open to undocumented students with DACA pursuing graduate school.

[Deadline: 12/14/17] Ford Foundation Pre-Doctoral Fellowship– Fellowship opportunity open to undocumented graduate students with DACA.

[No deadline] Fee waiver for the LSAT– Fee waivers are available for undocumented students with DACA who are unable to pay for the Law School Admissions Test (LSAT)

[No deadline] Fee waiver for the MCAT- Fee waivers are available for undocumented students with DACA who are unable to pay for the Medical College Admission Test (MCAT).

[No deadline] IHS application fee waiver– The IHS recently announced their PhD Application Fee Waiver program, which provides awards of up to $300 to help students apply to graduate school programs.

[No deadline] CUNY Jaime Lucero Mexican Studies Institute DACA Grants– The Jaime Lucero Mexican Studies Institute at the City University of New York (CUNY) recently announced that they will be offering DACA grants to undocumented young adults who need to renew their DACA.

For more information on scholarships please visit: https://mydocumentedlife.org/2016/09/12/ scholarships-open-to-undocumented-students/

20 LOANS

Loans are a type of financial aid that you can borrow from the government or private companies that must be paid back.

DISCLAIMER All of the information was found through the federal financial aid website: https://studentaid.ed.gov/sa/ sites/default/files/federal-loan-programs.pdf on October 9, 2017. This information for loans was based on the 2017-2018 school year. This information gives an idea of the different types of loans available. All information is subject to change.

COMPONENTS  Interest Rate: Interest is money paid to the lender in exchange for borrowing money. You will pay back the amount borrowed plus extra (interest) to the person/organization that loaned you the money. Inter- est rates vary and the higher the interest rate, the more money you will pay back.  Borrower: The borrower is the person borrowing the money and receiving the loan.  Lender: The lender is the person/institution who lends the money to the borrower. They receive the interest, as payment for lending you money.  Financial Need: This information is determined by filing a FAFSA. Financial need is the difference between the cost of attendance (COA ) and the estimated family contribution (EFC). Each university determines its own COA , which includes the average cost of tuition, books, room and board, and personal and travel expenses.

TYPES OF LOANS Federal Student Loan Programs Federal Direct Loan (Direct Loan) Program is the largest federal student loan program. Under this program, the U.S. Department of Education is your lender. Interest rates are capped at 6.8%. There are four types of Direct Loans available: Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school. Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but in this case, the student does not have to demonstrate financial need to be eligible for the loan. Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Direct Consolidation Loans allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer. The Federal Perkins Loan Program is a school-based loan program for undergraduates and graduate students with exceptional financial need. Under this program, the school is your lender. If you have questions about Perkins Loan eligibility, please contact your school's financial aid office.

Private Loans Many banks offer private student loans, check with your bank. The fees and higher interest rates charged by some private lenders can increase the total cost of your loan. If you get a fixed interest rate, variable rates can go as high as a credit card. 21

LOAN REPAYMENT Examples of loan repayment

DISCLAIMER This is an example of a loan repayment plan. Please remember that interest rates vary.

INFORMATION There are different ways that you can pay back your college loans. All of the repayment plans differ on the amount you would pay per month and the amount of time it takes to pay back the loan. Remember, this situation is specific to Billy Borrower and this would not be your situation. The amount of debt he owes is based on 2015 average loan balances.

Please note: What is really important for you to understand from this infographic is the amount of time it takes to pay back student loans, the amount you will have to pay per month, and the total amount paid in interest.

This infographic was created by The Department of Education, the Department of Labor, and the Certified Financial Planner Board of Standards, Inc.

22 Schools you apply to will send your total Financial Aid Award in a letter that looks like this: Check it out!

23 23 FINANCIAL AID WORKSHEET

Step 1: Step 2: You will determine the total cost of attendance You will determine the amount of financial aid for each year at the college of your choice. Most you will receive. This amount will be subtracted of this information can be found on the college from your total estimated cost in step 3. profile page of the school.

Tuition & Fees: $______TIP? $______Room & Board: $______Pell Grant? $______Books & Supplies: $______Other Grants? $______Personal Expenses: + $______Scholarships? $______TOTAL ESTIMATED COST = $______Work Study? $______Loans? $______**If you cannot find specific costs, you can estimate + based on a web search or averages of the cost of TOTAL FINANCIAL AID = $______living expenses.**

Step 3: If the total is a negative number, You will subtract your total from Step 2 from congratulations! You will receive a refund the total of Step 1. check. That is money left over that will be refunded to you in the form of a check. Step 2 Total: $______If the total is a positive number, you still owe Step 1 Total: - $______your school money or need to find ways to pay TOTAL = $______for other expenses. Most of the time, loans can cover the rest. Remember to pay attention to what types of loans you can qualify for!

FINANCIAL TIPS

While college can be very expensive, here are some tips to make college more affordable.

Getting a basic idea of how much you are spending each month and where you can cut back is one of the most fundamental financial lessons you will learn in college. Do I really need that latte? Your daily latte, cappuccino, or mocha will run you between $2.50 and

$3.50 depending on the size you need. Seven days of that routine costs you $17.50 per week, $70 per month and around $280.00 per semester! That’s over $500 a year you BUDGET drank in morning caffeine. Make your own. By the time you graduate from a four-year degree, you’ve saved over $2000 in coffee beverages.

The College Board reports that the average student spends $1,137 for books and supplies each year. Check out your local or college library, many text books are

available on loan. Share a textbook with a friend. Rent a text book for a semes- BOOKS

ter, eCampus.com, CHEGG.com and CollegeBookRenter.com

Talking to your college advisor and planning your college tenure can save you thousands of dollars. Your advisor will help you select only the required classes needed to complete your degree. Cutting time to degree and saving money. The National Center for Educational Statis-

tics reports that only 1/3 of full time students graduate within 4 years. Only about 1/2 gradu-

ADVISORS

MEET WITH MEET ate within 6 years.

Consider staying close to home and beginning your post secondary education at a

local community college. The average cost per credit hour at a community col-

lege is $100 versus average cost per credit hour of $350 or more for a college or university. Get your associate degree and then transfer to a four year college or

Option university. Saves thousands of $$$.

Community College Community

Try to limit using your credit card, especially those with high interest rates! If you

do use credit cards make payments on time. The average student leaves college to credit credit to

with over $2,200 in credit card debit, in addition to student loans.

card debt card Say Say

A part time job of 10—12 hours per week can help with expenses and studies

show that students who work a few hours a week are more likely to complete

Job Job college on time. Part Time Time Part

25 WHAT IS DACA?

SUBJECT TO CHANGE PENDING FEDERAL LEGISTLATION OR EXECUTIVE ORDER. Please refer to U.S. Citizenship and Immigration Services website.

WHAT IS DACA:

Deferred Action for Childhood Arrivals (“DACA”) is a program created to provide assistance for young undocumented people who came to the U.S. as children. The U.S. Citizenship and Immigra- tion Services is currently no longer accepting initial or renewal requests for Deferred Action for Childhood Arrivals. Please check for updated status on the U.S. Citizenship and immigration Ser- vices website.

INDIVIDUALS MAY APPLY IF THEY MEET THE FOLLOWING CRITERIA (Subject to change):

1. Under the age of 31 as of June 15, 2012;

2. Came to the United States before the age of 16;

3. Have resided in the United States since June 15, 2007, up to the present time;

4. Were physically present in the United States on June 15, 2012, and at the time of making your request for consideration of deferred action with USCIS;

5. Had no lawful status on June 15, 2012;

6. Are currently in school, have graduated from high school, have obtained a GED, or have been honorably discharged from the Coast Guard or armed forces;

7. Have not been convicted of a felony offense, a significant misdemeanor, or more than three misdemeanors of any kind;

8. Do not pose a threat to national security or public safety;

9. Applicant must provide documentary evident of all the criteria listed above.

*All information was directly obtained from the online resource https://www.uscis.gov/archive/ consideration-deferred-action-childhood-arrivals-daca on 10/19/2017.

26 DACA STUDENT INFORMATION SUBJECT TO CHANGE PENDING FEDERAL LEGISTLATION OR EXECUTIVE ORDER. Please refer to U.S. Citizenship and Immigration Services website.

SCHOOLS THAT QUALIFY UNDER THE DACA PROGRAM: The following information was provided by the USCIS website (The official website of the Department of Homeland Security).

 Public or private elementary school, junior high or middle school, high school or secondary school;

 Education, literacy, or career training program that will lead to postsecondary education, job training, employment;

 Education program that helps students obtain a high school diploma or its equivalent under state law. HOW TO APPLY FOR THE DACA PROGRAM: All applications must be submitted to a USCIS lockbox on the DACA form. Please provide the following documentation when applying:

 Form 1-821D Consideration of Deferred Action for Childhood Arrivals;

 Form I-765 Application for Employment Authorization Document;

 Form I-765 WS—EAD economic need supplement form.

 Additionally applicants will need to submit documentary evidence that they meet all of the criteria to qualify for deferred action (age; entry date; continuous presence; educational or military documentation; etc.) COSTS AND FEES: The deferred application form is free. There is a fee of $465 for the Employment Authorization Document Application and the Biometrics (background check). Under very limited circumstances the fee may be waived for individuals who:

 Are in foster care;

 Are disabled;

 Have medical care related debt;

 Have an income below poverty level; For more information please visit https://www.uscis.gov/humanitarian/ consideration-deferred-action-childhood-arrivals-daca

27 DACA FREQUENTLY ASKED QUESTIONS SUBJECT TO CHANGE PENDING FEDERAL LEGISTLATION OR EXECUTIVE ORDER Please refer to U.S. Citizenship and Immigration Services website.

 Does my parents’ citizenship affect my eligibility for federal student aid? No. Your parents’ citizenship status does not affect your eligibility for federal student aid. In fact, the FAFSA doesn’t even ask about your parents’ status.  In order for me to complete the FAFSA, do my parents need Social Security numbers? No; since your parents’ citizenship does not affect your ability to complete the FAFSA, they do not need Social Security numbers. If your parents do not have Social Security numbers, you must enter 000-00-0000 when the FAFSA asks for parents’ Social Security numbers.  On the FAFSA, how do I answer, “Are you a U.S. citizen?” DACA students must answer that question by selecting the option “No, I am not a citizen or eligible noncitizen.”  On the FAFSA, how do I answer, “What is your state of legal residence?” The state of legal residence is your true, fixed, and permanent home. The fact that you are a DACA student does not affect how you should answer this question for purposes of completing the FAFSA. Note that each state determines legal residency differently. You should contact your high school counselor or college or career school financial aid office for assistance with state of legal residence qualifications.  On the FAFSA, how do I answer, “What is your parents’ state of legal residence?” Your parents’ answer should reflect their true, fixed, and permanent home. Your parents’ legal immigration status does not affect how you should answer this question for purposes of completing the FAFSA. Again, each state determines legal residency differently, and you should contact your high school counselor or college or career school financial aid office for more assistance.  On the FAFSA, how do I submit my tax information? If you are completing the FAFSA online at fafsa.gov and you filed your income tax return with the In- ternal Revenue Service (IRS), you may be able to access the information through the IRS Data Retriev- al Tool. If you did not file an income tax return with the IRS, enter the requested financial information manually on the FAFSA website. If completing the paper FAFSA, follow the instructions that detail how to answer the financial information questions.  On the FAFSA, how do my parents submit their tax information? If you are completing the FAFSA online at fafsa.gov and your parents filed their income tax returns with the IRS and they meet certain requirements such as having Social Security numbers, they may be able to access their tax information through the IRS Data Retrieval Tool. If your parents did not file their income tax returns with the IRS, you can enter the requested information manually on the FAF- SA website. If completing the paper FAFSA, follow the instructions that detail how to answer the parental financial information questions. Information from: StudentAid.gov 28 Community Colleges Grand Rapids Community College Kalamazoo Valley Community College Lake Michigan Community College Lansing Community College MTEC (Grand Rapids Community College) Muskegon Community College Oakland Community College

29 This page was intentionally left blank.

30 Grand Rapids Community

College

The Basics: Location: Grand Rapids, MI Total Student Population: 13,517 Average Entrance ACT or SAT: Open Average Entrance GPA: Open Website: grcc.edu

Want to Apply?

Applications Available: Online at: http://www.grcc.edu/admissionsenrollment/applyonline Application Fee: Free

DISCLAIMER: All information about Grand Rapids Community College was found on September 25, 2017 at grcc.edu All information is subject to change . Estimated cost of attendance is based on what is/was publicly available.

3131 Grand Rapids Community College

Finances Estimated Cost of Attendance The following estimate is for the 2017– 2018 academic year, based on a 15 credit- hour per semester schedule at the in-district rate. Each credit hour is $113 at the in- district rate. Per Semester Per Year Over 2 Years TIP Eligible? Tuition $1,695 $3,390 $6,780 Phase I

Books & Supplies $600 $1,200 $3,000 Yes

Cost Overall $2,295 $4,590 $9,780

Note: Books and Supplies are estimated costs from the GRCC net price calculator of 2015-16 academic year.

Programs Certificates: GRCC offers over 35 certificate programs. Some of the most popular certificates include: Culi- nary Arts, baking, business entrepreneurship, dental assistant, practical nursing, and welding. These programs were created in order to prepare you for a specialized career path. For more information see grcc.edu/certificates or call (616) 234-4000.

Associate Degrees: GRCC offers eight different associate degrees that can all build into a future bachelor’s degree. The degrees include: Associate of Applied Arts and Sciences Associates of Business Associate of Arts Associates of Nursing Associate of Science Associates of Fine Arts Associate of General Studies Associates of Music

32 Kalamazoo Valley Community

College

The Basics: Location: Kalamazoo, MI Total Student Pop: 9,119 Average Entrance ACT or SAT: Open Average Entrance GPA: Open Website: kvcc.edu

Want to Apply? Applications Available: Online at: https://www.kvcc.edu/admissions/Adm_AppPage.php Application Fee: Free

DISCLAIMER: All information about Kalamazoo Valley Community College was found on September 25, 2017 at kvcc.edu- All information is subject to change . Estimated cost of attendance is based on what is/was publicly available.

3333 Image source: mifuture.org Finances

Estimated Cost of Attendance The following estimate is for the 2017- 2018 academic year, with an $105 per credit- hour cost at the in-district rate. Per Semester Per Year 2 Years TIP Eligible? Tuition $1,260 $2,500 $5,000 Phase I

Books & Supplies $900 $1,800 $3,600 Yes

Cost Overall $2,160 $4,300 $8,600

Programs KVCC offers programs of study in: Art & New Media Industrial Trades Business Public Service Health Careers Career Academics Sustainable Food Systems

Transfer programs: Architecture, Aviation Technology, Biology, Business Administration, Chemical/ Physical Sciences, Communication, Computer Information Systems, Computer Science, Criminal Justice, Ele- mentary Education, Engineering, English, Fisheries/Natural Resources, International Studies, Liberal Arts, Occupational Therapy, Pharmacy, Physical Education, Physical Therapy, Physician's Assistant, Pre-medicine, Psychology, Secondary Education, Science, Social Work, Sociology, Special Education, Studio Art, and Sustainable Brewing.

Lake Michigan Community

College The Basics: Location: Benton Harbor, MI Total Student Population: 4,219 Average Entrance ACT or SAT: Open Average Entrance GPA: Open Website: lakemichigancollege.edu

Want to Apply?

Applications Available: Online at: http://www.lakemichigancollege.edu/home/become-a-student/apply Application Fee: Free

DISCLAIMER: All information about Lake Michigan Community College was found on September 27, 2017 at www.lakemichigancollege.edu and www2.careercrusing.com . All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

3535 Finances Estimated Cost of Attendance The following estimate is for the 2017– 2018 academic year, based on a 15 credit-hour per semester schedule at the in-district rate. Each credit hour is $102 at the in-district rate. Per Semester Per Year 2 Years TIP Eligible? Tuition $2,145 $4,290 $8,580 Phase I Books & Supplies* $900 $1,800 $3,600 Yes Cost Overall $3,045 $6,090 $12,180 Note: Books and Supplies estimate is based on a 2017-18 cost of attendance estimate. Programs Associate Degrees: The following associate degrees are available in 2017-2018: Accounting Engineering Medical Assisting Welding Production Technology Applications Development Engineering Technology Music Wine & Viticulture Technology Applied Science—General English Music– Applied Art Foreign Language Networking Biology General Studies Nursing-RN Business General Technology Pharmacy Technician Business Administration Graphic Design Philosophy Casino Management Health Physical Education & Wellness Chemistry History Physical Science Child Development Honors Curriculum Physics Computer Science Hospitality Management Political Science Criminal Justice Humanities Psychology Culinary Management Machine Tool Technology Radiological Technology Dental Assisting Magnetic Resonance Imaging Skilled Trades Technology Diagnostic Medical Sonography Manufacturing Engineering for WMU Sociology/Social Work Energy Production Mathematics Teacher Education Energy Production Technology Mechatronics Technology Theatre

Lansing Community College

The Basics: Location: Lansing, MI Total Student Population: 16,031 Average Entrance ACT or SAT: Open Average Entrance GPA: Open Website: lcc.edu

Want to Apply?

Applications Available: Online at:

http://www.lcc.edu/futurestars/apply/

Application Fee: Free

DISCLAIMER: All information about Lansing Community College was found on September 27, 2017 at lcc.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

3737 Finances Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 15 credit-hour per semester schedule at the in-district rate. Each credit hour is $103 at the in-district rate. Per Semester Per Year 2 Years TIP Eligible? Tuition $1,510 $3,020 $6,040 Phase I Books & Supplies* $600 $1,200 $2,400 Yes Cost Overall $2,110 $4,220 $8,440 Note: Books and Supplies estimate is based on a 2015-16 cost of attendance estimate.

Programs LCC has over 230 degrees and certificates, and more than 135 online course offerings.

LCC offers programs in: Arts and Communication, Business, Management, Marketing and Technology, Engineering/Manufacturing and Industrial Technology, Health Sciences, Human Services, and Natural Resources and Agriscience.

38 MTEC - GRAND RAPIDS COMMUNITY COLLEGE

The Basics: Location: Grand Rapids, MI Average Entrance ACT or SAT: Open Average Entrance GPA: Open Website: grcc.edu/leslieetassellmtec

Want to Apply?

Applications Available: Online at: http://www.grcc.edu/admissionsenrollment/applyonline

Application Fee: Free

Disclaimer: All information about Grand Rapids Community College MTEC was found on September 27, 2017. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

3939 Grand Rapids Community College M-TEC

Finances

Estimated Cost of Attendance

The following estimate is for the 2017– 2018 academic year.

Total Cost (includes all books and fees) TIP Eligible? Kent County Residents $6,103 Phase I Phase II Out-of-County Students $6,682 Yes * No

Programs Certificates: M-TEC is a job-training organization that works through Grand Rapids Community College. The M-TEC center offers job placement assistance, small class sizes, faculty with proven experience, self-paced, hands–on learning, and one-on-one support service for their training for high-wage careers. The following are the certificates offered through the M-TEC program:

Automotive Technician Introduction to Construction Residential Construction

Computer Support Technician Machinist / CNC Technician Welding / Fabrication Technician

Construction Electrician Medical Assistant

* Some Programs maybe TIP Eligible, please check with the GRCC Financial Aid Office

40 Muskegon Community

College

The Basics: Location: Muskegon, MI Total Student Population: 5,311 Average Entrance ACT or SAT: Open Average Entrance GPA: Open Website: muskegoncc.edu

Want to Apply? Applications Available: Online at:

http://www.muskegoncc.edu/enrollment-services/apply-to-mcc/ Application Fee: Free

DISCLAIMER: All information about Muskegon Community College was found on September 27, 2017 at www.muskegoncc.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

4141 Finances

Estimated Cost of Attendance The following estimate is for the 2017– 2018 academic year, based on a 15 credit- hour per semester schedule at the in-county tuition rate. Each credit hour is $105 at the in-county tuition rate. TIP Eligible? Per Semester Per Year 2 Years Phase I Tuition $2,212 $4,425 $8,850 Yes

Books & Supplies $550 $1,100 $2,200

Cost Overall $2,762 $5,525 $11,050

Programs Certificates: MCC (Muskegon Community College) offers many different certificate programs. The programs vary in content and time required to complete. A complete list of the certificates can be found at: http://www.muskegoncc.edu/degrees-and-certificates/certificate-programs/ Associate Degrees: MCC has two different options for associate degrees that students can complete: Associate in Applied Science Associate in General Studies Associate in Science & Arts Both the Associate in Applied Science and Associate in Science and Arts can be used in the future towards a bachelor’s degree, not the Associate in General Studies.

42 Oakland Community College

The Basics: Location: Oakland County, MI Total Student Pop: 28,925 Average Entrance ACT and SAT: Open Average Entrance GPA: Open Website: oaklandcc.edu

Want to Apply? Applications Available: Online at:

https://www.oaklandcc.edu/apply/default.aspx

Application Fee: Free

DISCLAIMER: All information about Oakland Community College was found on September 27, 2017 at www.oaklandcc.edu . All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

4343 Image Source: mlive.com Image source: weldingschoolguide.com Finances

Estimated Cost of Attendance

The following estimate is for the 2017- 2018 academic year, based on a 12 credit- hour per semester schedule at the in-district tuition rate of $90 an hour. TIP Eligible?

Per Semester Per Year 2 Years Phase I Tuition $1,275 $2,550 $5,100 Yes

Books & Supplies $725 $1,450 $2,900

Cost Overall $2,000 $4,000 $8,000

Programs Oakland Community College offers approximately 100 degree and certificate programs.

They have Michigan’s largest ESL and Nursing and Workforce Development programs.

OCC has Degree Programs in: Associate in Applied Sciences Associate in Arts Associate in Business Administration Associate in General Studies Associate in Science

44 Public Universities Central Michigan University Eastern Michigan University Ferris State University Grand Valley State University Lake Superior State University Michigan State University Michigan Technological University Northern Michigan University Oakland University Saginaw Valley State University University of Michigan—Ann Arbor University of Michigan—Dearborn University of Michigan—Flint Wayne State University Western Michigan University

45 This page was intentionally left blank.

46 Central Michigan University

The Basics: Location: Mt. Pleasant, MI Student to Teacher Ratio: 21:1 Total Undergraduate Student Population: >26,000 Average Entrance ACT: 23 Average Entrance SAT: 1070 old/ 1140 new Average Entrance GPA: 3.33 Website: www.cmich.edu

Want to Apply? Applications Available: Online at: apply.cmich.edu Application Fee: $50 - Waivable

DISCLAIMER: All information about Central Michigan University was found on September 27, 2017 at www.cmich.edu and https://collegescorecard.ed.gov/school/?169248-Central-Michigan-University. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

4747 Finances Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 30 credit- hour per academic year schedule. Tuition is calculated at the Michigan resident rate. Fees are not publicly available.

Per Year 4 Years Tuition $12,510 $50,040 Room & Board $9,736 $38,944 TIP Eligible? Books & Supplies $1,000 $4,000 Phase I Phase II Personal Expenses $830 $3,320 No Yes Cost Overall $24,076 $96,304

More information can be found at https://www.cmich.edu/ess/OSFA/Pages/Cost_of_Attendance.aspx

Central Michigan University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Centralis Scholar Award 27+ 3.7+ $24,076 $96,304 Centralis Gold Award 27+ 3.7+ $12,150 $48,600 Academic Prestige Award 27 3.25 $6,000 $24,000 Academic Excellence Award 23 3.0 $4,500 $18,000 Academic Success Award 21-22 3.0 $3,000 $12,000 Note: All CMU Scholarship Awards are given through a competition process. The top 20 students in the competition are given the "Scholar Award," which is tuition, room/board, and a partial stipend for books and supplies. Up to 130 people can win the "Gold Award," which pays for all tuition. In order to participate in the competition, students must have AT LEAST a 27 ACT and a 3.7 GPA. Have more Questions? Contact CMU’s Financial Aid Department at: (989)-774-3674 or [email protected]. 48 Eastern Michigan University The Basics: Location: Ypsilanti, MI Student to Teacher Ratio: 18:1 Total Undergraduate Student Population: 17,541 Average Entrance ACT: 23 Average Entrance GPA: 3.28+ Average Entrance SAT: 1100 Website: www.emich.edu

Want to Apply?

Applications Available: Online at: http://www.emich.edu/admissions/application/index.php Application Fee: $35 - Waivable

DISCLAIMER: All information about Eastern Michigan University was found on September 28, 2017 at www.emich.edu and www2.careercruising.org All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

4949 Eastern Michigan University

Finances Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 26 credit-hour per academic year schedule. Tuition is calculated at the in-state resident rate.

Per Year 4 Years Tuition & Fees $9,906 $39,624 Registration Fee $100 $400 TIP Eligible? Room & Board* $9,672 $38,688 Books & Supplies $1,000 $4,000 Phase I Phase II Cost Overall $20,678 $82,712 No Yes

*Flex Meal Plan and Best, Buell, Downing, Phelps, Sellers, Walton, Wise or Putnam Residence Halls. More information can be found at http://www.emich.edu/finaid/process/cost.php

Eastern Michigan University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Presidential Scholarship 25+ 3.5+ Full tuition, room & Full tuition, room & board board National Scholars* 20 2.75 $16,500 $70,000 Emerald Scholarship 2.75 $1,500-$6,500 $6,000-26,000 Education First Opportunity Scholarship 20 3.0 $12,019 Full tuition Note: The Presidential Scholarship is given out to the top 20 students that compete in Eastern' s Scholarship competition. Other competition participants may receive partial scholarships. *The National Scholars Award pays the difference between out-of-state and in-state tuition for qualified students. Students from Michigan and Ohio pay in-state tuition and are not eligible for this award. Have more Questions? Contact EMU’s financial aid department at: (734)-487-0455

50 Ferris State University

The Basics: Location: Big Rapids, MI Student to Teacher Ratio: 16:1 Total Undergraduate Student Population: 12,632 Average Entrance ACT: 21.7 Average Entrance GPA: 3.24 Website: www.ferris.edu

Want to Apply?

Applications Available: Online only at:

http://ferris.edu/HTMLS/statewide/apply/applynow.htm Application Fee: FREE

DISCLAIMER: All information about Ferris State University was found on September 29, 2017 at www.ferris.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

5151 Ferris State University Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 14 credit- hour per semester schedule. Tuition is calculated at the Michigan resident rate.

Per Year 4 Years Tuition & Fees $11,368 $45,472 TIP Eligible?

Room & Board* $9,894 $39,576 Phase I Phase II Books & Supplies $914 $3,656 Yes Yes

Cost Overall $22,176 $88,704

*Estimated using a double occupancy room and the Bronze Meal Plan. More information can be found at http://www.ferris.edu/admissions/financialaid/ costofattendance.htm

Ferris State University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Founder's Scholarship 31 3.9 $12,180 $48,720 President's Scholarship 29 3.7 $6,000 $24,000 Provost's Scholarship 26 3.5 $4,500 $18,000 Dean's Scholarship 24 3.4 $3,500 $14,000 Ferris Gold Scholarship 22 3.25 $2,000 $8,000 Ferris Crimson Scholarship 21 3.0 $1,500 $6,000 Have more Questions? Contact FSU’s financial aid department at: (231) 591-2110 or [email protected].

52 Kendall College of Arts and Design Of Ferris State University

The Basics: Location: Grand Rapids, MI Student to Teacher Ratio: 10:1 Total Student Population: 1,214 Minimum Entrance ACT Range: 17< Minimum Entrance SAT: 900 Minimum Entrance GPA: 2.50 Website: www.kcad.edu

Want to Apply?

Applications Available: Online only at: http://www.kcad.edu/admissions/apply-undergrad/ Application Fee: Once accepted, send a $150 deposit (nonrefundable) To secure placement at KCAD. The deposit will be applied to first semester tuition.

DISCLAIMER: All information about Kendall College of Art and Design was found on December 22, 2017 at www.kcad.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

5353 Ferris State University Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 13 credit-hour per semester schedule.

Per Year 4 Years Tuition & Fees $19,454 $77,816 Room & Board* $1,002 $4,008 Books & Supplies $660 $2,640 TIP Eligible?

Transportation $1,408 $5,632 Phase I Phase II No No Miscellaneous Expenses $628 $2,512

Loan Fees $70 $280

Cost Overall $23,222 $92,888

*Estimate from http://www.kcad.edu/cost-of-attendance/. Tuition is calculated at the Michigan resident rate for a student commuter living at home.

54 Grand Valley State University

The Basics: Location: Allendale, MI Student to Teacher Ratio: 27:1 Total Undergraduate Student Population: 22,209 Average Entrance ACT: 23.5 Average Entrance SAT: 1050 - 1220 Average Entrance GPA: 3.55 Website: www.gvsu.edu

Want to Apply? Applications Available: Online at: https://www.gvsu.edu/admissions/undergraduate- application-23.htm Application Fee: $30 - Waivable

DISCLAIMER: All information about Grand Valley State University was found on January 4, 2018 at www.gvsu.edu and https://collegescorecard.ed.gov/school/?170082-Grand-Valley-State-University. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

5555 Grand Valley State University

Finances Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 15 credit-hour per semester schedule. Tuition is calculated at the Michigan resident rate on campus.

Per Year 4 Years Tuition & Fees $12,290 $49,160 Room & Board* $9,150 $36,600 Books & Supplies* $700 $2,800 Personal Expenses* $2,448 $9,792 TIP Eligible? Cost Overall $24,588 $98,352 Phase I Phase II *Estimated from the http://www.gvsu.edu/financialaid/tuition-fees-68.htm No Yes More information can be found at http://www.gvsu.edu/financialaid/financial-aid-budget-155.htm

Grand Valley State University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Presidential Scholarship 32 3.8 $4,000-$7,000 $16,000-$28,000 Faculty Scholarship 30 3.6 $1,000-$3,000 $4,000-$12,000 Award For Excellence (Michigan Resident) 26 3.5 $5,000 $20,000 Laker Scholarship 23 3.3 $2,000 $8,000 Urban Student Scholarship 21 3.3 $3,000 $12,000 Note: All scholarships require participation in Grand Valley's Scholarship Competition. To receive the Urban Student Scholarship you must attend GRPS or another school listed as “urban;” use: http:// www.gvsu.edu/financialaid/incoming-student-scholarships-freshmen-1718-199.htm to check. More scholarship opportunities can be found at: http://www.gvsu.edu/financialaid/incoming-student- scholarships-freshmen-1718-199.htm

Have more Questions? Contact GVSU’s financial aid department at: (616)-331-3234 or [email protected]. 56 Lake Superior State University

The Basics: Location: Sault Ste. Marie, MI Student to Teacher Ratio: 16:1 Total Undergraduate Student Population: >2,100 Minimum ACT: 19 Minimum Composite SAT: 980 Minimum GPA: 2.4 Website: www.lssu.edu

Want to Apply? Applications Available: Online at:

http://www.lssu.edu/admissions/applying.php Application Fee: $25/$35 - Waivable

DISCLAIMER: All information about Lake Superior State University was found on September 29, 2017 at www.lssu.edu and https://collegescorecard.ed.gov/school/?170639-Lake-Superior-State-University. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

5757 Lake Superior State University Finances Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 12-17 credit- hour per semester schedule. Tuition is calculated at the North American resident rate. Per Year 4 Years Tuition & Fees $11,232 $44,928 Room & Board (Regular Room) $9,594 $38,376 TIP Eligible? Books & Supplies $1,100 $4,400 Media & Average Fees $368 $1,472 Phase I Phase II Personal Expenses $1,600 $6,400 Yes Yes Cost Overall $23,894 $95,576

More information can be found at https://www.lssu.edu/financial-aid/2017-2018-cost-attendance-2/

Lake Superior State University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Laker Gold Scholarship 28+ 3.8+ $13,824 $55,296 Board of Trustees Distinguished Scholarship 24 3.5 $9,000 $36,000 Board of Trustees Academic Excellence 21 3.3 $7,000 $28,000 Scholarship Board of Trustees Academic Recognition 19 3.0 $3000 $12,000 Scholarship Note: LSSU offers a scholarship calculator at: https://www.lssu.edu/finaid/scalc.php. Go there to figure out your scholarships! All scholarships are based on a point system that combines ACT scores and GPA, so see where you fit! If one of your scores is a little low and the other is high, it might make up the difference. Only three students annually are offered the Laker Gold Scholarship. Have more Questions? Contact LSSU’s financial aid department at: (906) 635-2678 or [email protected]. 58 Michigan State University

The Basics: Location: East Lansing, MI Student to Teacher Ratio: 17:1 Total Undergraduate Student Population: 39,090 Average Entrance ACT: 24-29 Average Entrance SAT: old 1035-1210 Average Entrance GPA: 3.5-3.94 Website: www.msu.edu

Want to Apply? Applications Available: Online at: http://admissions.msu.edu/toolbox/apply.asp Application Fee: $65 - Waivable

DISCLAIMER: All information about Michigan State University was found on September 29, 2017 at www.msu.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

5959 Michigan State University Finances

Estimated Cost of Attendance

The following estimate is for the 2016-2017 academic year, based on a 15 credit-hour per semester schedule. Tuition is calculated at the Michigan resident rate. Transportation expenses are not included. TIP Eligible? Per Year 4 Years Phase I Phase II Tuition, Fees, & Taxes $15,432 $61,728 Room & Board $10,026 $40,104 Yes* Yes Books & Supplies $1,084 $4,336 Note*: Phase 1 is only Personal Expenses $2,908 $11,632 available to Agricultural Cost Overall $29,450 $117,800 Technology Students More information can be found at https://finaid.msu.edu/sampbud.asp

Michigan State University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Alumni Distinguished Scholarship $29,450 $117,800 Distinguished Freshman Scholarship $15,432 $61,728 Alumni Distinguished Scholarship Com- $1,500 $6,000 mended Finalist More scholarship opportunities can be found at: https://admissions.msu.edu/cost-aid/merit-based-aid/ freshman/default.aspx Have more questions? Contact MSU’s financial aid department at: (517) 353-5940 or at https:// www.finaid.msu.edu/contact.asp

60 Michigan Technological University The Basics: Location: Houghton, MI Student to Teacher Ratio: 12:1 Total Undergraduate Student Population: 5,917 Average Entrance ACT: 27.2 Average Entrance SAT: 1290 new Average Entrance GPA: 3.72 Website: www.mtu.edu

Want to Apply? Applications Available: Online at: http://www.mtu.edu/admissions/apply/steps/ Application Fee: Free

DISCLAIMER: All information about Michigan Technological University was found on October 2, 2017 at www.mtu.edu and https://collegescorecard.ed.gov/search/?name=michigan%20tech&sort=advantage:desc. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

6161 Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 12-18 credit- hour per semester schedule. Tuition is calculated at the Michigan resident rate.

Per Year 4 Years Tuition & Required Fees $15,074 $60,296 TIP Eligible? Lab and Course Fees $545 $2,180 Phase I Phase II Room & Board $10,477 $41,908 Yes Yes Books & Supplies $1,200 $4,800 Personal Expenses $1,740 $6,960 Cost Overall $29,036 $116,144 More information can be found at http://www.mtu.edu/finaid/tuition/cost/

Michigan Technological University Scholarships Scholarship Name SAT GPA Amount/Year Amount Total Leading Scholar Award 1140+ 3.25 $26,551 $106,204 Presidential Leading Scholars Award 1180+ 3.4+ $1,500-4,500 $6,000-$18,000 Note: The Leading Scholar Award requires an essay and a teacher recommendation by October 15. This scholarship pays for tuition, room and board, and an extra $1,000/year. Three students receive this scholarship every year. The Presidential Leading Scholars award varies based on academic record. Go to http://mtu.edu/admissions/tuition/scholarships/ for further details. More scholarship opportunities can be found at: http://www.mtu.edu/admissions/tuition/scholarships/ Have more questions? Contact MTU’s financial aid department at: (906) 487-2622 or at [email protected]

62 Northern Michigan University

The Basics: Location: Marquette, MI Student to Teacher Ratio: 21:1 Total Undergraduate Student Population: 7,507 Average Entrance ACT: 19 Minimum SAT: 980 Average Entrance GPA: 3.16 Website: www.nmu.edu

Want to Apply? Applications Available: Online at: http://www.nmu.edu/admissions/applyto Application Fee: $35-Waivable

DISCLAIMER: All information about Northern Michigan University was found on October 2, 2017 at www.nmu.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

6363 Northern Michigan University Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 12-18 credit- hour per semester schedule. Tuition is calculated at the Michigan resident rate.

Per Year 4 Years Tuition $10,242 $40,968 TIP Eligible? Room & Board $10,328 $41,312 Phase I Phase II Books & Supplies $800 $3,200 Yes Yes Personal Expenses $1,920 $7,680 Cost Overall $23,290 $93,160

More information can be found at https://www.nmu.edu/financialaid/node/90

Northern Michigan University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Harden Scholarship 24+ 3.5+ Full ride Full ride NMU Excellence Award $3,000 $12,000 NMU Honor’s Award $1,500 $6,000 NMU Success Award $1,000 $4,000 Note: The Harden Scholarship (tuition, room and board, and university fees) are given to 10 students. The next scholarships vary on the funds of the university and a student’s academic record. For more scholarship opportunities and further information visit: http://www.nmu.edu/financialaid/

Have more questions? Contact NMU’s financial aid department at: (906) 227-2327 or at [email protected]

64 Oakland University

The Basics: Location: Rochester, MI Student to Teacher Ratio: 21:1 Total Undergraduate Student Population: 16,568 Average Entrance ACT: 23.2 Minimum Entrance SAT: 860 old/940 new Average Entrance GPA: 3.4 Website: www.oakland.edu

Want to Apply? Applications Available: Online at: http://www.oakland.edu/futurestudents

Application Fee: Free

DISCLAIMER: All information about Oakland University was found on October 2, 2017 at www.oakland.edu and https://collegescorecard.ed.gov/search/?name=oakland&sort=advantage:desc. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

6565 Oakland University

Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 12 credit- hour per semester schedule. Tuition is calculated at the in-state resident rate.

Per Year 4 Years Tuition $12,950 $51,800 Room & Board $9,910 $39,640 TIP Eligible? Books & Supplies $764 $3,056 Phase I Phase II Personal Expenses $4,464 $17,856 No Yes Cost Overall $28,088 $112,352

More information can be found at http://wwwp.oakland.edu/financialservices/costs/

Oakland University Scholarships

Scholarship Name ACT GPA Amount/Year Amount Total OU Presidential Scholar Award 31 3.9 Full tuition Full tuition for 4 years OU Distinguished Scholar Award 27 3.89 $6,000 $24,000 OU Talented Scholar Award 27 3.7 $4,000 $16,000 OU Academic Achievement Award 23 3.5 $3,000 $12,000 OU University Recognition Award 20 3.0 $1,500 $6,000 OU Geographic Region Award 3.0 $1,500 $6,000 Note: The Geographic Regional Award only requires to be a Michigan citizen outside of Oakland, Ma- comb, and Wayne counties who plans to live in university housing.

Have more questions? Contact OU’s financial aid department at: (248) 370-2550 or [email protected] 66 Saginaw Valley State University The Basics: Location: Saginaw, MI Student to Teacher Ratio: 17:1 Total Undergraduate Student Population: 8,453 Average Entrance ACT: 22.5 Average Entrance SAT: 1100 Average Entrance GPA: 3.39 Website: www.svsu.edu

Want to Apply? Applications Available: Online at: http://www.svsu.edu/apply/undergraduate/freshman/ Application Fee: $30-Waivable

DISCLAIMER: All information Saginaw Valley State University was found on October 2, 2017 at www.svsu.edu and https://collegescorecard.ed.gov/search/?name=saginaw&sort=advantage:desc. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

6767 Saginaw Valley State University Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 14 credit- hour per semester schedule. Tuition is calculated at the resident rate.

Per Year 4 Years Tuition & Fees $9,055 $36,220 TIP Eligible? Room & Board $9,465 $37,860 Phase I Phase II Books & Supplies $1,428 $5,712 Personal Expenses $1,137 $4,548 No Yes Cost Overall $21,085 $84,340

More information can be found at https://www.svsu.edu/cfsc/coa/2017-2018academicyear/

. Saginaw Valley State University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total President’s Scholarship 28 3.9 $9,055 $36,220 Founder’s Scholarship 26 3.6 $5,000 $20,000 Dean’s Scholarship 24 3.0 $4,000 $16,000 Cardinal Scholarship 22 3.0 $3,000 $12,000 Academic Success Award 18 2.5 $1,500 $6,000 Note: The President’s Scholarship is awarded to the top 5% of applicants to SVSU; it covers 100% of tuition costs. See http://svsu.edu/cfsc/typesoffinancialaid/scholarships/academicscholarships/ for details.

Have more questions? Contact SVSU’s financial aid department at: (989) 964-4900 or [email protected] 68 University of Michigan The Basics: Location: Ann Arbor, MI Student to Teacher Ratio: 15:1 Total Undergraduate Student Population: 28,983 Average Entrance ACT: 31-34 Average Entrance SAT: Old: 1910-2330 New: 1350-1530 Average Entrance GPA: 3.87 Website: www.umich.edu

Want to Apply?

Applications Available: Online at:

https://admissions.umich.edu/apply Application Fee: $75 - Waivable

DISCLAIMER: All information about The University of Michigan was found on October 3, 2017 at www.umich.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

6969 University of Michigan—Ann Arbor Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 12-18 credit-hour per semester schedule. Tuition is calculated at the Michigan resident rate for the College of Literature, Science and the Arts.

Per Year 4 Years TIP Eligible?

Tuition & Fees $14,826 $59,304 Phase I Phase II No Yes Room & Board $11,198 $44,792

Books & Supplies $1,048 $4,192

Cost Overall $27,072 $108,288

More information can be found at http://finaid.umich.edu/cost-of-attendance/

University of Michigan Ann Arbor Scholarships Note: The University of Michigan offers many scholarships that require many different areas of criteria. There is no specific ACT or GPA needed for these. A listing of these scholarships can be found at: http:// www.finaid.umich.edu/Home/TypesofAid/ScholarshipsandGrants/OFAScholarshipListing.aspx Have more questions? Contact UM’s financial aid department at: (734) 763-6600 or [email protected].

70 University of Michigan-Dearborn The Basics: Location: Dearborn, MI Student to Teacher Ratio: 17:1 Total Undergraduate Student Population: 7,141 Average Entrance ACT: 24.9 Average Entrance GPA: 3.56 Website: www.umdearborn.edu

Want to Apply?

Applications Available: Online at: http://umdearborn.edu/howtoapply/

Application Fee: $30 - Waivable

DISCLAIMER: All information about University of Michigan-Dearborn was found on October 3, 2017 at www.umdearborn.edu and https://collegescorecard.ed.gov/search/?name=michigan&sort=advantage:desc All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

7171 University of Michigan—Dearborn

Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 12 credit-hour per semester schedule. Tuition is calculated at the Michigan resident rate.

Per Year 4 Years Tuition & Fees $12,472 $49,888 TIP Eligible? Books & Supplies $1,300 $5,200 Personal Expenses $1,600 $6,400 Phase I Phase II Cost Overall $15,372 $61,488 No Yes

More information can be found at https://umdearborn.edu/fa_freshman_sophomore_budgets/

University of Michigan—Dearborn Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Chancellor’s Scholarship 31 4.0 $12,500 $50,000 Metropolitan Scholarship 30 3.8 $5,000 $20,000 Dean’s Scholarship 27 3.7 $4,000 $16,000 Maize Scholarship 26 3.5 $3,000 $12,000 Note: All scholarships, are given based on application and university funds.

Have more questions? Contact UM Dearborn’s financial aid department at: (313) 593-5300 or [email protected]

72 University of Michigan-Flint The Basics: Location: Flint, MI Student to Teacher Ratio: 15:1 Total Undergraduate Student Population: 6,565 Average Entrance ACT: 22.55 Average Minimum SAT: 900 Average Entrance GPA: 3.36 Website: www.umflint.edu

Want to Apply? Applications Available: Online at: https://sis.umflint.edu/prod/bwskalog.P_DispLoginNon Application Fee: $30 - Waivable

DISCLAIMER: All information about Lake Superior State University was found on October 3, 2017 at www.umflint.edu and https://collegescorecard.ed.gov/search/?name=michigan&sort=advantage:desc. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

73 73 University of Michigan—Flint Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 12 credit-hour per semester schedule. Tuition is calculated at the in-state rate.

Per Year 4 Years Tuition & Fees $11,190 $44,760 TIP Eligible? Room & Board $8,386 $33,544 Phase I Phase II Books & Supplies $1,000 $4,000 Personal Expenses $1,350 $5,400 No Yes Cost Overall $21,926 $87,704

More information can be found at https://www.umflint.edu/finaid/cost-attendancebudget

University of Michigan—Flint Scholarships ACT GPA Amount/Year Amount Total Full tuition/fees Full tuition/fees 31-36 3.25+ $7,000 $28,000 27-30 3.25+ $5,000 $20,000 24-26 3.25+ $3,000 $12,000 Note: Full tuition/fees merit scholarships (covering full time resident, in-state tuition and fees) are awarded to 10 attendees of the UM-Flint Scholarship Competition Have more questions? Contact UM Flint’s financial aid department at: (810) 762-3444 or [email protected]

74 Wayne State University

The Basics: Location: Detroit, MI Student to Teacher Ratio: 15:1 Total Undergraduate Student Population: 17, 242 Average Entrance ACT: 23.7 Average Entrance GPA: 3.37 Website: www.wayne.edu

Want to Apply? Applications Available: Online at: https://cardinal.wayne.edu/apply/ug.php Application Fee: $25 - Waivable

DISCLAIMER: All information about Wayne State University was found on October 3, 2017 at www.wayne.edu and https://collegescorecard.ed.gov/search/?name=wayne%20&sort=advantage:desc All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

75 Wayne State University Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on an average 12-18 credit- hour per semester schedule. Tuition is calculated at the Michigan resident rate.

Per Year 4 Years Tuition & Fees $12,360 $49,440 TIP Eligible? Room & Board $9,874 $39,496 Phase I Phase II Books & Supplies $1,196 $4,784 No Yes Personal Expenses $1,944 $7,776 Cost Overall $25,374 $101,496

More information can be found at https://wayne.edu/financial-aid/resources/cost-of-attendance/

Wayne State University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Presidential Scholarship 32 4.0 $12,000 $48,000 Warrior Scholarship 26 3.7 $7,000 $28,000 Gold Scholarship 26 3.7 $5,000 $20,000 Green Scholarship 23 3.5 $2,500 $10,000 Note: All scholarships are awarded to the top applicants. See http://wayne.edu/scholarships/freshmen/ for details. Have more questions? Contact WMU’s financial aid department at (313) 577-2100 or [email protected]. 76 Western Michigan University

The Basics: Location: Kalamazoo, MI Student to Teacher Ratio: 19:1 Total Undergraduate Student Population: 18,313 Average Entrance ACT: 20-25 Average Entrance GPA: 3.38 Website: www.wmich.edu

Want to Apply?

Applications Available: Online at:

http://wmich.edu/apply/undergraduate/freshman/application Application Fee: $40 - Waivable

DISCLAIMER: All information about Western Michigan University was found on October 4, 2017 at www.wmich.edu and https://collegescorecard.ed.gov/school/?172699-Western-Michigan-University. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

77 Western Michigan University

Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 12-15 credit- hour per semester schedule. Tuition is calculated at the resident rate, using the estimated cost of attendance calculator. Per Semester Per Year 4 Years Tuition & Fees $6,264 $12,528 $50,112 TIP Eligible? Room & Board $4,710 $9,420 $37,680 Phase I Phase II Books & Supplies $479 $958 $3,832 No Yes Personal Expenses $726 $1,452 $5,808

Cost Overall $12,179 $24,358 $97,432

More information can be found at https://wmich.edu/registrar/extra/tuition/calculator/

Western Michigan University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Medallion Scholarship 26 3.7 $15,000 $60,000 President’s Academic Excellence Scholar- 26 3.7 $6,250 $25,000 ship Bronco Merit Scholarship 23 3.4 $2,500 $10,000 Note: All scholarships require participation in a scholarship competition. The scholarships are awarded to the students with the highest GPA/ACT scores that apply. https://wmich.edu/admissions/freshmen/cost-scholarships/scholarships Have more questions? Contact WMU’s financial aid department at (269) 387-6000 or [email protected]

78 Private Colleges & Universities Adrian College Albion College Alma College Aquinas College Baker College of Muskegon Calvin College Davenport University Hillsdale College Hope College Kalamazoo College Lawrence Technological University Marygrove College Olivet College

79 This page was intentionally left blank.

80 Adrian College The Basics: Location: Adrian, MI Student to Teacher Ratio: 17:1 Total Student Population: 1,622 Average Entrance ACT: 19-24 Average Entrance SAT: Critical Reading: 408-540 Math: 440-573 Average Entrance GPA: 3.23 Website: www.adrian.edu

Want to Apply? Applications Available: Online at: https://apply.adrian.edu/ Application Fee: Free

DISCLAIMER: All information about Adrian College was found on October 4, 2017 at www.adrian.edu and https:// collegescorecard.ed.gov/school/?168528-Adrian-College. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

81 Finances Estimated Cost of Attendance

The following estimate is for the 2017-18 academic year, based on a 12-17 credit-hour per academic semester schedule. Per Year 4 Years Tuition $34,890 $139,560 Double Room– 14 Meal Plan $10,740 $42,960 TIP Eligible? Technology Fee $400 $1,600 Phase I Phase II Activities Fee $200 $800

Facilities Fee $250 $1,000 No Yes Cost Overall $46,480 $185,920

More information can be found at: http://adrian.edu/admissions/financial-aid/tuition-scholarships/

Adrian College Scholarships Scholarship Name ACT/SAT GPA Amount/Year Amount Total Trustee with Distinction Scholarship 27/1290 3.9 $20,000 $80,000 Trustee Scholarship 24/1180 3.7 $18,000 $72,000 Presidential Scholarship 22/1110 3.45 $15,000 $60,000 Academic Excellence Award 20/1040 3.0 $13,000 $52,000 Note: All Adrian College applicants for Fall 2017 and Spring 2018 are considered for one (1) academic scholarship (listed above). In addition, Adrian College offers Fine Art’s Scholarships as well as additional scholarships for their students. Have more Questions? Contact Adrian’s Financial Aid Department at: (888)-876-0194 or [email protected].

82 Albion College

The Basics: Location: Albion, MI Student to Teacher Ratio: 11:1 Total Undergraduate Student Population: 1,360 Average Entrance ACT: 24 Average Entrance SAT: 1100 Average Entrance GPA: 3.4 Website: www.albion.edu

Want to Apply? Applications Available: Online at: https://www.albion.edu/admission/apply

Application Fee: Free

DISCLAIMER: All information about Adrian College was found on October 4, 2017 at www.albion.edu and https:// collegescorecard.ed.gov/search/?name=albion&sort=advantage:desc. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

83 Finances Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 30 credit hours per academic year schedule. Per Semester Per Year 4 Years Tuition $21,280 $42,560 $170,240 Room $2,995 $5,990 $23,960 Board $3,110 $6,220 $24,880 TIP Eligible? Books and Supplies $500 $1,000 $4,000 Phase I Phase II Activity Fee $245 $490 $1,960 No Yes Cost Overall $28,130 $56,260 $225,040

More information at: http://albion.edu/admission/student-financial-services/affordability/costs

2016-2017 Grants and Scholarships Awarded Income % of Enrolling Average Grant/Scholarship Range of Grant/Scholarship Class 0-$29,999 19% $42,116 $28,730-$52,925 $30,000-$59,999 22% $40,746 $31,030 - $51,775 $60,000-$89,999 14% $35,631 $19,000 - $49,675 $90,000-$119,999 13% $31,089 $19,230 - $45,280 $120,000-$149,999 6% $26,273 $19,030 - $31,530

$150,000 and above 18% $24,644 $16,000 - $41,570

In 2016-17:  83% of freshmen received need-based financial aid, with an average award of $40,500  First-year students are receiving over $12 million in grant aid from Albion  The average grant/scholarship award to freshmen is $34,250  Grant aid totals over $40 million for all Albion students More information can be found at: http://albion.edu/admission/student-financial-services/aid/applying-for-aid 84 Alma College

The Basics: Location: Alma, MI Student to Teacher Ratio: 12:1 Total Undergraduate Student Population: 1,450 Average Entrance ACT: 21-27 Average Entrance SAT: Critical Reading: 518-650 Math: 510-670 Writing: 500-548 Average Entrance GPA: 3.5 Website: www.alma.edu

Want to Apply? Applications Available: Online at: https://www.alma.edu/admissions/apply/ Application Fee: Free

DISCLAIMER: All information about Alma College was found on October 5, 2017 at www.alma.edu and https:// collegescorecard.ed.gov/search/?name=alma&sort=advantage:desc. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

85 Finances Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 30 credit- hour per academic year schedule. Tuition is calculated at the Michigan resident rate. Fees are not publicly available. Per Year 4 Years TIP Eligible? Tuition $38,348 $153,392 Phase I Phase II Room & Board $10,642 $42,568 Books & Supplies $1,500 $6,000 No Yes Fees $740 $2,960 Cost Overall $51,230 $204,920

More information can be found at https://www.alma.edu/admissions/tuition-fees/

Scholarship Amount Requirements

National Merit, Achievement and Hispanic Scholars have a prestig- ious opportunity at Alma College: they will be invited to apply for a Distinguished Scholar Award up to Full Tuition limited number of up to full tuition scholarships. Details will be personally provided by the Alma College Admissions staff upon acceptance. The average recipient has a high school GPA of 3.9 and an ACT 32/ Trustee Honors Scholarship up to $22,000/year SAT 1470 The average recipient has a high school GPA of 3.7 and an ACT 28/ Presidential Scholarship up to $20,000/year SAT 1340 The average recipient has a high school GPA of 3.4 and an ACT 25/ Dean’s Scholarship up to $19,000/year SAT 1230 The average recipient has a high school GPA of 3.2 and an ACT 22/ Tartan Award up to $18,000 year SAT 1110 The average recipient has a high school GPA of 3.0 and an ACT 20/ Achievement Award up to $16,000/year SAT 1030 $19,500/year 3.5+ Transfer Student Scholarship $16,500/year 3.0-3.49 Based on college GPA $13,500/year 2.5-3.99 International Merit Scholarship $10,000—$18,000/year Based on high school and/or college GPA

86 Have more Questions? Contact Alma College Financial Aid Department at: 1-800-321-2562 Aquinas College

The Basics: Location: Grand Rapids, MI Student to Teacher Ratio: 11:1 Total Undergraduate Student Population: 1,304 Average Entrance ACT: 23.4 Average Entrance GPA: 3.5 Website: aquinas.edu

Want to Apply? Applications Available: Online at: http://aquinas.my-online-app.com/

Application Fee: Free

DISCLAIMER: All information about Aquinas College was found on October 5, 2017 at www.aquinas.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

87 Aquinas College Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on 12-18 credit -hour per semester schedule using the Net Price Calculator.

Per Year 4 Years Tuition & Fees $30,746 $122,984 Room & Board $9,070 $36,280 TIP Eligible? Books & Supplies $800 $3,200 Phase I Phase II

Personal Expenses $1,552 $6,208 No Yes

Cost Overall $42,168 $168,672

More information can be found at https://www.aquinas.edu/discover-aq/2017-2018-costs

Aquinas College Scholarships Scholarship Name Amount/Year Amount Total Valedictorian/ National Merit Semifinalist $1,000 $ 4,000 Academic Leadership Scholarship $15,000- $17,000 $60,000- $68,000 Monsignor Bukowski Honor Scholarships $15,000- $ 17,000 $60,000- $68,000 *Spectrum Scholarship Full tuition, room & board <$168,672 Note: The Spectrum Scholarship competition is by invitation only. Aquinas offers many scholarships that require many different areas of criteria. There is no specific ACT or GPA needed for these. A listing of these scholarships can be found at: http://www.aquinas.edu/undergraduate/scholarships.html Have more questions? Contact Aquinas College Financial Aid Department at: (616) 632-2893 or email: [email protected] 88 Baker College Muskegon

The Basics: Location: Muskegon, MI Average Entrance ACT: Open Average Entrance SAT: Open Average Entrance GPA: Open Website: www.baker.edu

Want to Apply? Applications Available: Online at http://www.baker.edu/admissions/apply-online/ Application Fee: $30

DISCLAIMER: All information about Baker College-Muskegon was found on October 5, 2017 at www.baker.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

89 Baker College of Muskegon Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on 12 credit-hour per quar- ter schedule using the Net Price Calculator Housing cost does not include food or meal plans. Per Year 4 Years Tuition & Fees $8,640 $34,560 TIP Eligible? Room & Board $5,400 $21,600 Phase I Phase II Books & Supplies $1,800 $7,200 Yes Yes Personal Expenses $4,800 $19,200 Cost Overall $20,640 $82,560 More information can be found at http://www.baker.edu/baker-college-of-muskegon/student-services/ financial-aid/?#tuition-fees

Baker College Scholarships Scholarship Name ACT GPA Amount/Year Amount Total

Note: There are many scholarships offered at Baker College of Muskegon, but there is no listed merit scholarship criteria. If you are interested, visit http://www.baker.edu/student-services/financial-aid/ #scholarships for more information. Have more questions? Contact Baker College of Muskegon’s financial aid office at: (231) 777-5231 or email [email protected].

90 Calvin College

The Basics: Location: Grand Rapids, MI Student to Teacher Ratio: 13:1 Total Undergraduate Student Population: 3,918 Average Entrance ACT: 23-29 Average Entrance SAT: 1070-1270 Average Entrance GPA: 3.45-4.00 Website: www.calvin.edu

Want to Apply?

Applications Available: Online at: http://www.calvin.edu/admissions/apply/ Application Fee: Free

DISCLAIMER: All information about Calvin College was found on October 5, 2017 at www.calvin.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

91 Calvin College

Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 12-17 credit- hour per semester schedule. Per Year 4 Years Tuition & Fees $33,100 $132,400 TIP Eligible? Room & Board $9,990 $39,960 Phase I Phase II Books & Supplies $1,100 $4,400 No Yes Personal Expenses $1,400 $5,600

Cost Overall $45,590 $182,360

More information can be found at https://www.calvin.edu/admissions/facts-standards/

Calvin College Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Trustee’s Scholarship 33 3.9 $18,000 $90,000 President’s Scholarship 30 3.9 $15,000 $75,000 Provost’s Scholarship 27 3.8 $12,000 $60,000 Dean’s scholarship 23 3.4 $10,000 $50,000 Faculty Scholarship 20 3.0f $8,000 $40,000 Note: All scholarships listed above are renewable up to 5 years. There are many more scholarships available. For more information go to: http://www.calvin.edu/offices-services/financial-aid/types/scholarships.

Have more questions? Contact Calvin’s financial aid department at (616) 526-6134 or [email protected]

92 Davenport University

The Basics: Location: Grand Rapids, MI Student to Teacher Ratio: 17:1 Total Undergraduate Student Population: <7,500 Minimum Entrance ACT: 18 Minimum Entrance SAT: 950 Minimum Entrance GPA: 2.0 Website: www.davenport.edu

Want to Apply? Applications Available: Online at: http://www.davenport.edu/office-admissions/apply-now Application Fee: $25 Waivable

DISCLAIMER: All information Davenport University was found on October 5, 2017 at www.davenport.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

93 Finances

Estimated Cost of Attendance

The following estimate is for the 2017-2018 academic year, based on a 15 credit-hour per semester schedule. Tuition and fees does not include one time fees.

Per Year 4 Years Tuition & Fees $20,910 $83,640 TIP Eligible? Room & Board $12,350 $49,400 Books & Supplies $904 $3,616 Phase I Phase II Cost Overall $34,164 $136,656 Yes Yes

More information can be found at http://www2.davenport.edu/financial-aid/how-much-does-du-cost/ tuition-and-fees and http://www.davenport.edu/housing-and-residence-life/rates

Davenport University Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Gerald R. Ford Memorial Scholarship 31 3.75 Full tuition + Full tuition + President’s Scholarship 31 3.9 Titanium Scholarship 28 3.75 $6,000 $24,000 Platinum Scholarship 23 3.5 $4,000 $16,000 Gold Scholarship 21 3.2 $3,000 $12,000 Silver Scholarships 21 2.8 $2,000 $8,000 Note: .Some of these scholarships require competitions or a separate application. The Gerald R. Ford Memorial Scholar- ship and the President’s Scholarships are up to a full-ride, at the university’s discretion. There are more scholarships available at: http://www.davenport.edu/scholarships Have more questions? Contact Davenport’s financial aid department at: (616) 732-1130 or [email protected].

94 Hillsdale College

The Basics: Location: Hillsdale, MI Student to Teacher Ratio: 10:1 Total Undergraduate Student Population: 1,450 Average Entrance ACT: 28-32 Average Entrance SAT: 1830-2130 Average Entrance GPA: 3.86 Website: www.hillsdale.edu

Want to Apply?

Online at: Applications Available: https://apply2.hillsdale.edu/apply/

Application Fee: $35-Waivable

DISCLAIMER: All information about Hillsdale College was found on October 5, 2017 at www.hillsdale.edu All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

95 Image Source: mlive.com

Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on full-time attendance. Per Year 4 Years Tuition & Fees $25,540 $102,160 TIP Eligible? Room $5,240 $20,960 Phase I Phase II Board $5,370 $21,480 No No General Fees $1,202 $4,808

Cost Overall $37,352 $149,408

More information can be found at: https://www.hillsdale.edu/admissions-aid/financial-aid/tuition-and- costs/

Hillsdale College Scholarship Information The average aid package awarded last year was $16,700, with $14,300 in gift aid. Students are automatically considered for Hillsdale scholarships based upon outstanding achievement and satisfac- tory citizenship when they submit an application.

Have more Questions? Contact Hillsdale College’s financial aid department at: (517) 607-2350 or finan- [email protected]. 96 Hope College

The Basics: Location: Holland, MI Student to Teacher Ratio: 11:1 Total Undergraduate Student Population: 3,224 Average Entrance ACT: 24-29 Average Entrance SAT: 1070-1290 Average Entrance GPA: 3.83 Website: www.hope.edu

Want to Apply? Applications Available: Online at: http://www.hope.edu/admissions/apply Application Fee: $35

DISCLAIMER: All information about Hope College was found on October 5, 2017 at www.hope.edu and https:// collegescorecard.ed.gov/school/?170301-Hope-College. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

97 Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 12-16 credit- hour per semester schedule. Per Year 4 Years Tuition & Fees $32,490 $129,960 TIP Eligible? Room & Board $10,000 $40,000 Phase I Phase II Personal Expenses with Books $2,560 $10,240 No Yes & Supplies

Cost Overall $45,050 $180,200

More information can be found at http://www.hope.edu/admissions/costs-financial-aid.html

Hope College Scholarships Scholarship Name ACT GPA Amount/Year Amount Total Trustee Scholarship $20,000 $80,000 National Merit Scholarship $20,000 $80,000 Presidential Scholarship 28 3.75 $8,000-$18,000 $32,000-$72,000 Distinguished Scholar Award 27 3.5 $6,000-$7,000 $24,000-$28,000 Alumni Honors Scholarship 3.5+ 25 $3,000-$5,000 $12,000-$20,000 Note: There are no specific guidelines given for what ACT and GPA are required some scholarships. For the ones above without any information, these are based on the pool of applicants and how many scholarships are available in that year. See http://www.hope.edu/admissions/scholarships.html for details. Have more questions? Contact Hope’s Financial Aid Department at: (616) 395-7765 or [email protected]

98 Kalamazoo College

The Basics: Location: Kalamazoo, MI Student to Teacher Ratio: 13:1 Total Undergraduate Student Population: 1,443 Average Entrance ACT: 28 Average Entrance SAT: 1229 Average Entrance GPA: 3.9 Website: www.kzoo.edu

Want to Apply? Applications Available: Online at: http://www.kzoo.edu/admission/how-to-apply/ Application Fee: Free

DISCLAIMER: All information about Kalamazoo College was found on October 5, 2017 at www.kzoo.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

99 99 Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 15 credit- hour per semester schedule. Per Year 4 Years Tuition & Fees $46,350 $185,400 TIP Eligible? Room & Board $9,390 $37,560 Phase I Phase II Activity Fee $342 $1,368 No Yes Cost Overall $56,082 $224,328

More information can be found at http://www.kzoo.edu/admission/finaid/cost/

Kalamazoo College Scholarship Information All students accepted to Kalamazoo are considered for merit-based scholarships. Awards range between $15,000 and $31,000 annually.

Additional Scholarships include:  Kalamazoo Promise  Heyl Scholarship  K Tradition Scholarship  National Merit Scholarship

Have more Questions? Contact Kalamazoo College’s financial aid department at: (269) 337-7192 or [email protected]

100 Lawrence Technological University The Basics: Location: Southfield, MI Student to Teacher Ratio: 11:1 Total Undergraduate Student Population: 2,798 Average Entrance ACT: 25 Average Entrance SAT: 1140 Average Entrance GPA: 3.43 Website: www.ltu.edu

Want to Apply? Applications Available: Online at: http://www.ltu.edu/futurestudents/apply.asp Application Fee: $30

DISCLAIMER: : All information about Lawrence Tech was found on October 5, 2017 at www.ltu.edu and https:// collegescorecard.ed.gov/school/?170675-Lawrence-Technological-University. All information is subject to change. Esti- mated cost of attendance is based on what is/was publicly available.

101101 Lake Superior State University Finances Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 15 credit-hour per semester schedule. Per Year 4 Years Tuition & Fees $31,410 $125,640 Fees $770 $3,080 TIP Eligible? Housing $6,700 $26,800 Phase I Phase II Campus Meal Plan $2,800 $11,200 Yes Yes Books $1,476 $5,904

Cost Overall $43,156 $172,624 More information can be found at http://www.ltu.edu/financial_aid/estimated-cost.asp

Lawrence Technological University Scholarships

Scholarship Name ACT/SAT GPA Amount/Year Amount Total Buell Honor Outstanding 3.8 Full tuition Full tuition for four years scores Presidential 30/1320 3.8 $16,000 $64,000 Elite 28/1250 3.6 $14,000 $56,000 Pre-eminent 26/1160 3.5 $12,000 $48,000 University Honor 25/1120 3.3 $10,000 $40,000 Trustee 24/1090 3.0 $6,000 $24,000 Have more Questions? Contact the enrollment services department at: (248)204-2280 or [email protected].

102 Marygrove College The Basics: Location: Monroe, MI Student to Teacher Ratio: 10:1 Total Undergraduate Student Population: 676 Minimum Entrance ACT: 14-18 Minimum Entrance GPA: 2.7 Website: www.marygrove.edu

Want to Apply? Applications Available: Online at: http://marygrove.edu/future-students/admissions/admissions-overview.html Application Fee: $25—Waivable

DISCLAIMER: All information about Marygrove College was found on October 5, 2017 at www.marygrove.edu and https://collegescorecard.ed.gov/school/?170842-Marygrove-College. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

103 Marygrove College Finances

Estimated Cost of Attendance The following estimate is for the 2017-2018 academic year, based on a 12 credit-hour per semester schedule. Per Year 4 Years Tuition $6,782 $27,128 TIP Eligible? Room & Board* $6,600 $26,400 Phase I Phase II Personal Expenses Yes Yes Cost Overall $13,382 $53,528

*Based on a double room with 14 meals per week and a $150 Flex meal card. More information can be found at http://www.marygrove.edu/future-students/parents/tuition-a- fees.html

Marygrove College Scholarships Scholarship Name GPA Amount/Year Presidential and Trustee Scholarship Awards 2.7-3.0 $4,700-$10,500 Note: It is essential that students speak with an admissions representative in order to check their eligibility. See http:// www.marygrove.edu/current-students/financial-aid/mg-scholarships.html for details. Have more Questions? Contact Marygrove’s Financial Aid Department at: (313) 927-1692 or [email protected].

104 Olivet College

The Basics: Location: Olivet, MI Student to Teacher Ratio: 16:1 Total Undergraduate Student Population: 917 Average Entrance ACT: 17-22 Average Entrance SAT: Critical Reading: 390-540 Math: 370-590 Website: olivetcollege.edu

Want to Apply?

Applications Available: Online at: https://apply.olivetcollege.edu/apply/ Application Fee: $25–Waivable

DISCLAIMER: All information about Olivet College was found on October 5, 2017 at www.olivetcollege.edu and https:// collegescorecard.ed.gov/school/?171599-Olivet-College. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

105105 Oakland University

Finances Estimated Cost of Attendance The following estimate is for the 2017– 2018 academic year, based on a 12-17 credit-hour per semester schedule. Per Semester Per Year 4 Years Tuition $12,890 $25,780 $103,120 TIP Eligible? Fees $457.50 $915 $3,660 Phase I Phase II Room Charges (Dorm) $4,655 $9,310 $37,240 No Yes Meal Plans $828 $1,656 $6,624

Cost Overall $18,830.50 $37,661 $150,644

More information can be found at http://www.oakland.edu/financialservices/costs/ Olivet College Scholarships Scholarship Name Description Scholarship Name Description Board of Trustees Scholarship $13,000 per year, or up to $52,000 over the course Presidential Scholarship The ideal recipient holds a GPA of 3.4 and an average ACT of four years, is awarded to students who have score of 22. The total value of this scholarship after four earned a cumulative 3.8 grade point years is $48,000. average and average ACT of 25 or higher. Community Connection Grant Totals $10,000 per year with a total value of Shipherd Scholarship $9,000 per year awarded to students based on cumulative $40,000 over four years, offers potential students high school GPA and standardized test scores. The total value who graduated from a local community the oppor- of this scholarship after four years is $36,000. tunity to attend Olivet at a significantly discounted rate. (Check http://www.olivetcollege.edu/ admissions/tuition-financial-aid/financial-aid- scholarships to see if your community qualifies.) Dean's Scholarship The ideal recipient holds a GPA of 3.0 and an aver- Sibling Scholarship $2,500 per year, or up to $10,000 over four years, per family age ACT score of 20. The total value of this scholar- with multiple siblings attending Olivet College. ship after four years is $44,000. Kalamazoo Promise Provides scholarships for eligible graduates of the Talent Scholarship Worth up to the full cost of tuition, fees, room and board, Kalamazoo Public School system awards students who enrich the campus community through their involvement in talent-based participation opportunities Mission Grant The value of this award is based on each student's Twin Scholarship $2,500 per year, or up to $10,000 over four years, per twin financial need. Music Scholarship Prospective students can audition for up to $2,500 Veterans Scholarship Equal to 50% of tuition, in annual scholarship awards. For more scholarship opportunities visit: http://www.olivetcollege.edu/admissions/tuition-financial-aid/financial-aid-scholarships

Have more questions? Contact Olivet College’s academic enrollment specialists at: 1-800-456-7189 or [email protected] 106 Trade Schools

Douglas J Aveda Institute Empire Beauty School Ross Medical Education Center

107 This page was intentionally left blank.

108 Douglas J Aveda Institute

The Basics: Locations: Grand Rapids, East Lansing, Royal Oak, Ann Arbor Chicago, Knoxville Student to Teacher Ratio: 12:1 Total Undergraduate Student Population: 273 Entrance Requirements: GED/ High School Diploma Website: douglasj.edu

Want to Apply? Applications Available: http://douglasj.edu/apply-now.html Application Fee: Free

DISCLAIMER: All information about the Douglas J Aveda Institute was found on October 5, 2017 at http://douglasj.edu/ and http://www.educationnews.org/career-index/douglas-j-aveda-institute/. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

109109 Douglas J Aveda Institute Finances Programs Available Programs Program Length Cosmetology—Daytime 10 months TIP Eligible? Cosmetology—Evening 14 months Phase I Phase II

Esthiology—Daytime 5 months No No Esthiology—Evening 6 months

Estimated Cost of Attendance The following estimate is for the 2017- 2018 academic year for a 1,500 clock hour Cosmetology program and a 600 clock hour Esthiology program.

COS– Day COS—Eve EST—Day EST—Eve

Tuition & Fees $20,700 $20,700 $10,975 $10,975

Kit & Supplies $2,300 $2,300 $975 $975

Room Board Not offered Not offered Not offered Not offered

Cost Overall $23,000 $23,000 $11,950 $11,950

More information can be found at http://douglasj.edu/cosmetology-training.html and http://douglasj.edu/esthiology-training.html.

Have more questions? Contact Douglas J’s academic enrollment specialists at: 1-877-311-8957.

110 Empire Beauty School

The Basics: Locations: Grand Rapids, Standale, Kalamazoo Student to Teacher Ratio: 12:1 Entrance Requirements: GED/ High School Diploma Website: www.empire.edu

Want to Apply?

Applications Available: Online at: http://www.empire.edu/apply-now Application Fee: Free

DISCLAIMER: All information about Empire Beauty School was found on October 6, 2017 at http://empire.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

111111 Finances Estimated Cost of Attendance

The following estimate is for the 2017- 2018 academic year, based on a 12 month full-time Cosmetology program, while the student lives at home.

Cosmetology Tuition & Fees $16,145 TIP Eligible? Books & Supplies $2,750 Personal Expenses (transportation, Phase I Phase II $7,214 groceries, etc.) No No Cost Overall $26,109

Note: Estimated costs are from the Empire Beauty School net price calculator of 2016-17 academic year and http://www.empire.edu/cihtml/1900-pt-cos-99.htm

Have more questions? Contact Empire’s academic enrollment specialists at: 1 (877) 386- 5489

Empire Beauty School Financial Aid and Scholarships

Grants Scholarships Loans

Federal Pell Grant Empire Education Group Good Attendance Direct Subsidized Loans Scholarships

Federal Supplemental Educational Oppor- Empire Education Group High School Senior Direct Unsubsidized Loans tunity Grant Scholarships (Available in most locations)

ACE Grant Direct PLUS Loans

112 Ross Medical Education Center The Basics: Locations: Ann Arbor, Brighton, Canton, Davison, Grand Rapids, Flint, Kalamazoo, Kentwood, Lansing, Madison Heights, Midland, New Baltimore, Port Huron, Portage, Roosevelt Park, Saginaw, Taylor Student to Teacher Ratio: 23:1 Total Undergraduate Student Population: 221 Entrance Requirements: GED/ High School Diploma Website: www.rosseducation.edu

Want to Apply?

Applications Available: Online at: https://www.rosseducation.edu/

Application Fee: Free

DISCLAIMER: : All information about Ross Medical Education Center was found on October 6, 2017 at www.rosseducation.edu. All information is subject to change. Estimated cost of attendance is based on what is/was publicly available.

113113 Finances

Estimated Cost of Attendance The following estimate is for the 2017-18 academic year, based on information Consumer Information from www.rosseducation.edu Tuition Program Length

Dental Assistant $15,680 36 Weeks TIP Eligible? Medical Assistant $15,680 30 Weeks Medical Insurance Billing Phase I Phase II $15,680 30 Weeks & Office Administration No No Pharmacy Technician $14,600 36 Weeks

Cost Overall $15,680

Programs Certificates: Ross Medical Education Center offers a few different certificate programs. For more information visit www.rosseducation.edu/locations/michigan/kentwood. Ross Medical Education Center in Kentwood has four programs available: Dental Assistant Medical Assistant Medical Insurance Billing & Office Administration Pharmacy Technician

114