Vita

Jack E. Nicholson, Ph.D.

4871 High Grove Rd. Tallahassee, Florida 32309 Home Phone: (850) 893-2698 Cell Phone: (850) 445-2163 Email: [email protected]

PROFILE

• Research Faculty and Director of the Florida Catastrophic Storm Risk Management Center engaged in meaningful research projects expected to have an immediate impact on policies and practices related to catastrophic storm preparedness. • Record of success and achievement setting up, developing, and administering three high profile programs created in Florida statutes: - From the inception of the Florida Hurricane Catastrophic Fund (FHCF), led in its initial creation and further development for over 21 years as its Chief Operating Officer. The FHCF has a similar risk transfer purpose as private reinsurance and is designed to manage catastrophic hurricane risk for the State of Florida. The FHCF has a claims-paying capacity of $17 billion. - Provided the vision, guidance, and leadership for the creation of the Florida Commission on Hurricane Loss Projection Methodology. The Commission is an independent commission created to establish standards for both hurricane models and flood models. The Commission’s role also entails making findings regarding the acceptability of such models for both residential property insurance rate-making purposes and for the evaluation of insurer solvency (probable maximum loss calculations). The work of the Commission impacts over $11 billion of residential premiums in the state. - Implemented and monitored the ongoing compliance of the Insurance Capital Build-Up Incentive Program. The program was created in 2006 as a $250 million surplus note (loan) program funded by the State of Florida to encourage matching contributions in order to enhance the writing of residential property insurance in the state. • Top management experience in insurance regulation. • Ph.D. in Risk Management and Insurance. MBA in business. CLU and CPCU designations. • Academic research published in refereed journals and other publications. • Teaching experience at three major universities. • On-going connections and collaborative work with university faculty from diverse academic disciplines. • Member of the Advisory Council for the Florida Catastrophic Storm Risk Management Center at Florida State University and frequent participant in the various business, educational, and outreach events. Also, have made contributions to the Center’s research efforts. • Regular guest speaker at Florida State University College of Business (risk management and insurance program) and at the FSU College of Law.

RECENT POSITIONS Director of the Florida Catastrophic Storm Risk Management Center, Florida State University, College of Business, Department of Risk Management/Insurance, Real Estate, and Legal Studies, August 7, 2017 to Present Consultant and Lobbyist, Catastrophe Risk Consulting, LLC – March 1, 2016 to Present Chief Operating Officer – Florida Hurricane Catastrophe Fund – September 7, 1994 to February 29, 2016 Board Member of State Board of Administration Finance Corporation1 President of the SBA Finance Corporation, appointed July 23, 1996 and resigned January 21, 20162

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Vita

Member of the Florida Commission on Hurricane Loss Projection Methodology3 Commission Chair, 1995 to 1997 Committee Chair of the Acceptability Process Committee, 1997 to 2016 Committee Chair of the Flood Standards Development Committee, 2014 to 2015 Member of My Safe Florida Homes Advisory Council, 2007 to 2009 (Inactive Program)4 Member of Florida Catastrophic Storm Risk Management Center Advisory Council, 2007 to Present

EDUCATION Ph.D., August 1980, University of Georgia Major: Risk Management and Insurance Related Field: Finance Dissertation: A Micro Model to Predict Workers’ Compensation Losses

M.B.A., May 1974, University of North Dakota Major: General Business and Related Fields

B.B.A., June 1971, University of Georgia Major: Risk Management and Insurance

ACADEMIC INTEREST Risk Management; Enterprise Risk Management; Extreme Event Tail Risk; Individual, Group, and Societal Risk Choices and Decision Making; Modeling of Natural and Man Made Events; Optimistic Bias and the Impact on Public Policy Decisions; Risk Capital and Alternative Risk Financing; and Public Catastrophe Financing.

EXPERIENCE August 7, 2017 to present Florida State University, College of Business, Department of Risk Management/Insurance, Real Estate, and Legal Studies, Tallahassee, FL Director of the Florida Catastrophic Storm Risk Management Center • Administers the Florida Catastrophic Storm Risk Management Center • Identifies and develops education and research grant funding opportunities among educational institutions in the state as well as in the private sector • Supports the state’s ability to prepare for, respond to, and recover from catastrophic storms • Organizes, sponsors, and participates in conferences, symposia, and workshops to educate consumers and policymakers • Areas of interest include storm forecasting, loss modeling, building construction and mitigation, risk management strategies, risk financing, and the development of state-wide catastrophic storm risk management policies. • Researches catastrophic storm topics, publishes, and disseminates findings.

March 1, 2016 to present Catastrophe Risk Consulting, LLC, Tallahassee, FL Consultant and Lobbyist • Specializing in insurance, reinsurance, risk management, and government insurance and regulatory issues. Catastrophe Risk Consulting, LLC was created in February 2017. • Lobbying client is the Florida Chamber of Commerce • Academic research on the public financing of Florida wind risk

September 7, 1994 to February 29, 2016 State of Florida, State Board of Administration, Tallahassee, FL Chief Operating Officer for the Florida Hurricane Catastrophe Fund

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Vita • Duties and responsibilities include the leadership and management of the Florida Hurricane Catastrophe Fund (FHCF). The FHCF is a state tax-exempt trust fund that provides reimbursements for catastrophic hurricane losses to insurers writing residential property insurance in the state. The FHCF is a mandatory state program that operates similarly to reinsurance. • The FHCF is administered by the State Board of Administration of Florida (SBA) which is headed by an Executive Director (Ash Williams) to whom the Chief Operating Officer of the FHCF reports. During my tenure, the most recent Trustees of the SBA were Governor Rick Scott, Attorney General Pam Bondi, and the state’s Chief Financial Officer Jeff Atwater. The FHCF also has a nine-member Advisory Council consisting of consumer representatives, insurance industry representatives, and technical experts. • Operations involve a management team of 13 employees who direct and coordinate the activities of 163 other people including 92 service providers, 63 other SBA employees, and 8 Division of Bond Finance employees. This group of people is engaged in a number of complex activities including: developing reimbursement contract provisions, designing exposure data collection forms, developing a premium formula for ratemaking purposes (which involves both hurricane computer modeling and actuarial work), collecting exposure data, paying loses, examining exposure and loss data, formulating investment policy, issuing debt, dealing with and/or resolving legal issues, formulating and drafting legislation, lobbying on behalf of the SBA/FHCF, participating in educational and communication programs, and interacting with a variety of stakeholders, beneficiaries, and interested parties. Additional administrative functions include budgeting, internal audit and response, financial audit, financial and accounting matters, human resource activities involving evaluating, training/development, and hiring/recruiting, organizational wide strategic planning and enterprise risk management, and software and data base development for the FHCF. • The magnitude of the FHCF’s operations encompass the following: over $2 trillion of residential exposure is reported to the FHCF annually, the FHCF collects around $1.3 billion in annual premiums from 160 participating residential property insurers or about 13% of the overall residential premium in the state. The FHCF has a claims paying capacity of $17 billion and a projected accumulated cash balance of $13.8 billion for the 2016-2017 contract year as well as $2.7 billion of additional liquidity from pre-event notes. The FHCF paid over $9.58 billion in claims from hurricane events in 2004 and 2005 and a total of $9.7 billion since inception in 1993. Since 2006, the FHCF has engaged in $17.15 billion of various financial transactions including pre-event debt, post- event debt; a bond put options agreement, and the procurement of reinsurance. The annual operating budget is $7.4 million. • Other duties and responsibilities: - Board member and served as President of the State Board of Administration Finance Corporation which issues debt for the FHCF. As President was responsible for all operational, legal, and functional duties necessary for the issuance of debt. - Member of the Florida Commission on Hurricane Loss Projection Methodology since 1995. Chair of the Commission for the first two years (chaired 35 meetings) and since then Chair of the Acceptability Process Committee (19 meetings). The Commission is an independent panel of experts administratively housed in the SBA and funded as an administrative expense of the FHCF. The Commission creates standards and evaluates hurricane computer models for rate making and probable maximum loss (PML) computations. Since 1995, the Commission has held 204 meetings with two-thirds being full day meetings. The funding and staffing of the Commission are administrative expenses of the FHCF. The total cost of the Commission over 20 years has been $11.2 million, which averages around $561,000 per year. The COO of the FHCF is responsible for

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Vita hiring and supervising Professional Team members to serve as staff. Professional Team Members are experts in computer science, statistics, meteorology, structural engineering, coastal engineering, hydrology, and actuarial science. A new Commission responsibility was added in 2014 to expand the role of the Commission to create standards for flood computer models and to review such models for evaluating loss cost and PML calculations. § Appointed Chair of the Flood Standards Development Committee in September 2014 (chaired 13 meetings). § Hired five additional Professional Team members as staff: two hydrologists, a coastal engineer, a meteorologist, and a property and casualty actuary. § As Committee Chair provided vision, guidance, and leadership necessary to meet the goal of creating and publishing Discussion Flood Standards by December 2015. The statutory deadline for the adoption of flood standards is July 1, 2017. Such efforts have put the Commission in an excellent position a year and a half ahead of this deadline with time to receive further input and refine the initial Discussion Flood Standards if and as needed. - In charge of implementing and monitoring compliance of the SBA’s Insurance Capital Build-Up Incentive Program which is a $250 million surplus note program funded by the State of Florida to encourage matching contributions from insurers in order to enhance the writing of residential property insurance. Started the program from ground up, including the following: adopting of rules, designing reporting forms, and creating the surplus note agreements which incorporate compliance standards, penalties and reporting requirements. - Advisory Council member for the My Safe Florida Homes Program, a mitigation program designed to strengthen Florida homes (currently inactive). - Advisory Council member for the Florida Catastrophic Storm Risk Management Center at Florida State University, an academic research center created in 2007. • Significant accomplishments have resulted in the statutory and administrative evolution of the FHCF. - Since its inception in 1993, the focus has been on strengthening the FHCF’s financial resources and ensuring that claims are paid sufficiently, timely, and are capable of being paid on an ongoing basis. This has involved using various statutorily authorized tools including pre-event financing and risk transfer products as well as significantly changing the FHCF’s investment policy in the aftermath of the sub- prime liquidity crisis occurring following 2007. - The FHCF was tested in 2004 and 2005 with eight hurricanes and was successful in reimbursing participating insurers for their claims in a timely fashion generally within two to five business days after receiving loss reports. All claims were successfully resolved and closed with no legal issues pending. - Over the last 20 years, the citizens of Florida have experienced a relatively stable insurance market and a stable economy due to the additional insurance capacity created by the FHCF. The cost savings to the state are estimated at around $30 billion over this time period. See the FHCF’s website at http://www.sbafla.com/fhcf/. • Other significant accomplishments are associated with the Florida Commission on Hurricane Loss Projection Methodology. - Established national and international credibility for the Commission. - Led and worked as part of a team of experts that improved the pricing and the ability to better manage hurricane risk. - Coordinated the activities of the Commission over a time period of 20 Page 4 of 25

Vita years. The Commission has involved 76 experts including 50 different Commission members and 26 different Professional Team members whose combined efforts and interactions have provided significant results. - Played a major leadership role by chairing a total of 67 meetings or one-third of the 204 total meetings. - Provided highly focused leadership for the Commission to create Discussion Flood Standards and positioned the Commission well on its way to meeting the July 2017 statutory deadline for final adoption of the standards. The “Discussion Flood Standards” have been thoroughly vetted, utilizing a process that was collaborative, transparent, and fully documented – see the website at www.sbafla.com/methodology.

October 1992 to September 1994 Florida Department of Insurance, Tallahassee, FL Director of the Office of Insurance Research and Data Analysis • Position was created in order to head the Florida Insurance Department's collection and analysis of data and to coordinate the resources required to develop, maintain, and improve data collection systems following Hurricane Andrew. • Responsibilities included directing, planning, and prioritizing the activities and projects of the Office of Insurance Research and Data Analysis, designing research studies, coordinating resources among analytical and operational units, implementing legislation, and providing input for policy decisions. • Initiated the Department of Insurance’s early attempts to review and evaluate hurricane computer models. • Significant accomplishment included - Setting up and organizing the Office of Insurance Research and Data Analysis from ground up – staff of 25 employees. - Advising the State Board of Administration in setting up the Florida Hurricane Catastrophe Fund and assisting in helping obtain federal tax- exempt status for the FHCF.

January 1990 to October 1992 Florida Department of Insurance, Tallahassee, FL Deputy Director of Property and Casualty Insurer Services • Duties included supervising three Bureau Chiefs who headed up the following bureaus: Bureau of Property and Casualty Solvency, Bureau of Property and Casualty Rates and Reserve Adequacy, and Bureau of Property and Casualty Forms and Market Conduct. • Oversaw all aspects of the regulation of property and casualty insurers. • Recruited and hired 13 actuaries for the Department over a six-year time period. • Worked with the Insurance Commissioner and other senior managers at the Department of Insurance in the extensive response and regulatory efforts following Hurricane Andrew in 1992. • Significant accomplishment was the Florida Department of Insurance becoming the first state to be accredited under the National Association of Insurance Commissioners’ Solvency Accreditation Program.

March 1989 to January 1990 Florida Department of Insurance, Tallahassee, FL Assistant Director of the Division of Rating • Responsibilities included supervising three Bureau Chiefs, a Joint Underwriting Association Administrator, and the Administrator of the document processing operations of the Department. • Managed special projects and actuarial studies. • Engaged in legislative review and the implementation of legislative initiatives. • Interacted with other top managers regarding issues related to insurance rating, Page 5 of 25

Vita forms, market conduct, and solvency matters. • Major accomplishment was overseeing the property and casualty part of the re- organization and restructuring of the Department of Insurance.

May 1986 to March 1989 Florida Department of Insurance, Tallahassee, FL Bureau Chief of Rates in the Division of Rating • Responsibilities included the supervision of six actuaries composed of two life and health actuaries and four property and casualty actuaries in the review and approval of rates and the review of loss reserve adequacy. • Produced various special reports and conducted research projects. • Provided policy input to the Insurance Commissioner regarding rating issues. • Major accomplishment was the staffing of the bureau by recruiting and hiring four new actuaries and their staffs and gearing up to deal with various rating issues as part of legislation passed in 1986 to address issues arising from the commercial insurance crisis of the late 1980s.

June 1984 to May 1986 Florida State University, Tallahassee, FL Visiting Assistant Professor of Risk Management and Insurance • Taught an introductory Risk Management and Insurance course and a Property and Liability Insurance Contracts course. • Duties also included research in the area of risk management and insurance.

September 1980 to May 1984 University of Iowa, Iowa City, IA Assistant Professor of Risk Management and Insurance • Taught insurance courses: Risk Management and Insurance, Life and Health Insurance, and a graduate level readings course entitled “Risk, Uncertainty, and Insurance.” • Duties also included risk management and insurance research as well as serving on various committees. • Taught off campus graduate course in the “Quad Cities” area. • Taught agents’ continuing education classes for the Institute for Insurance Education and Research at the University of Iowa. • Served as an article reviewer for The Journal of Insurance Issues and Practices.

June 1978 to May 1980 University of Georgia, Small Business Development Center, Athens, GA Business Consultant (while working on Ph.D. dissertation) • Consulted with small businesses in the area of risk management, insurance, finance, and marketing. • Wrote financial software for financial analysis on the “new” personal computers at the time. • Taught insurance and financial seminars to small business.

September 1975 to May 1978 University of Georgia, Department of Risk Management and Insurance, Athens, GA Graduate Teaching Assistant (while in the Ph.D. Program) • Taught Introductory Risk Management & Insurance course. • Assisted students in the data center on BASIC programing language.

May 1975 to August1975 Tommy Nicholson Insurance Agency, Inc., Gainesville, GA Agency Vice President • Personal and Commercial Lines Property and Casualty sales.

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Vita • Life insurance sales. • Group health Insurance sales. • Administrative duties.

July 1974 to April 1975 Mattingly--Murdock Agency (Representing Guardian Life Insurance Co.), Atlanta, GA Salesman • Personal Life and Health Insurance Agent involved in sales, retirement planning, and estate planning. • Group health insurance sales marketed to a variety of businesses.

January 1972 to June 1974 United States Air Force, Strategic Air Command, Grand Forks AFB, ND Rank: First Lieutenant • Missile Launch Officer for Minuteman III Missiles. • Strategic alert missions. • Command Post Operations alert scheduling. • Assistant to the Deputy Base Commander. • Honorable Discharge.

August 1971 to December 1971 Mattingly Insurance Agency (Representing Guardian Life Insurance Co.), Atlanta, GA Salesman • Personal Life and Health Insurance Agent involved in sales, retirement planning, and estate planning. • Group health insurance sales marketed to a variety of businesses.

PUBLICATIONS

“Evaluating the Public Financing for Florida’s Wind Risk,” Risk Management and Insurance Review, 2018, Vol. 21, No. 1, pp. 117-139 (with Lorilee A. Medders).

“Extreme Measures: How the Design of the Florida ‘CAT Fund’ Fairly and Efficiently Provides Funding for Catastrophic Hurricane Losses,” The Actuary -- Society of Actuaries, June/July 2017, pp. 51-53. (with Rade Musulin)

“Florida’s State Wind Pools,” Resources for the Future, RFF DP 17-01, February 2017, (with Lorilee A. Medders). See www/rrf/org./files/RRF-DP-17-07.pdf

“Florida’s Public Wind Pools: Two Not-So-Residual Markets,” Resources for the Future, RFF DP 17-01, February 2017, (with Lorilee A. Medders). See www/rrf/org./files/RRF-PB-17-05.pdf

“The Florida Insurance Market Today,” US Re Views, June 2011.

“Florida Hurricane Catastrophe Fund: Lessons and Experience,” Catastrophe Risk and Reinsurance, A Country Risk Management Perspective, Chapter 12, pp. 181-197. Edited by Eugene N. Gurenko, Risk Books, 2004.

“Hurricane Modeling and the Florida Commission,” CPCU Journal –Reinsurance Supplement, 1997.

"Hurricane Andrew: Insurer Losses and Concentrations," Journal of Reinsurance, Vol. 1, No. 3 (Spring 1994), pp. 29-64 (with Claude C. Lilly and Kevin L. Eastman).

"Key Man Insurance and Market Reaction -- A Comment," The Journal of Insurance Issues and Practices, Vol. X, No. 1 (January 1987), pp. 53-61 (with Richard B. Corbett).

"Workers' Compensation: Permanent Partial Disabilities and a Proposal for Reform," Benefits Quarterly, Vol. 2, No. 2 (April 1986), pp. 16-25. Page 7 of 25

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"A Risk Management Perspective on Management Protective Arrangements," The Journal of Insurance Issues and Practices, Vol. IX, No. 1 (January 1986), pp. 54-72.

"Sex and Vehicle Accidents Under Constant Exposure: An Exploratory Study of Bus Drivers," The Journal of Insurance Issues and Practices, Vol. VIII, No. 2 (June 1985), pp. 41-67 (with Robert J. Carney).

"Factors Associated with Work Accidents in Predicting Workers' Compensation Losses." The Journal of Insurance Issues and Practices, Vol. VII, No. 1 (January 1984), pp. 1-21.

"Property and Liability Stockholder Yields and Accounting Profits," Journal of Business Research, Vol. 8, No. 4 (December 1980), pp. 469-484 (with Saul W. Adelman and James S. Trieschmann).

SUBMITTED FOR PUBLICATION

“The Florida Insurance Market: An Analysis of Vulnerabilities to Future Hurricane Losses,” submitted to the Journal of Insurance Regulation for review (with Karen Clark and Glen Daraskevich).

RESEARCH REPORTS

“The Florida Hurricane Catastrophe Fund: Alternative Methods for Managing the Size,” Florida Catastrophic Storm Risk Management Center, with Dr. Lorilee Medders, submitted to the State of Florida Legislature, Governor, and Cabinet Officers, December 1, 2013.

“Windstorm Mitigation Discounts Report” to the Governor, the Cabinet, the President of the Senate, and the Speaker of the House of Representatives, major contributors Drs. Randy Dumm and Jack Nicholson for the Florida Commission on Hurricane Loss Projection Methodology, February 1, 2010.

ACADEMIC PAPERS

“Evaluating the Public Financing for Florida’s Wind Risk,” with Lorilee A. Medders, invited paper for the University of Pennsylvania Wharton School and Resources for the Future, submitted March 2017 for publication in Risk Management and Insurance Review.

“Florida’s State Wind Pools: A Report for Discussion,” with Lorilee A. Medders, invited paper for the University of Pennsylvania Wharton School and Resources for the Future, submitted February 15, 2017. Working Paper. See link -- http://www.rff.org/research/publications/florida-s-state-wind-pools

“Florida’s Public Wind Pools: Two No-So-Residual Markets,” with Lorilee A. Medders, policy brief for University of Pennsylvania, Wharton School of Business at the University of Pennsylvania and Resources for the Future, February 15, 2017. Issue brief. See link -- http://www.rff.org/research/publications/florida- s-public-wind-pools-two-not-so-residual-markets

“Report on the Impact of Florida’s Child Health Assurance Act,” with Nancy Sutton Bell, presented at the American Risk and Insurance Association Annual meeting, Orlando, Florida, August 1990.

“Workers’ Compensation: An Evaluation of the Wage Loss Concept,” presented at the Southern Risk and Insurance Association meeting, Orlando, Florida, 1985.

“A Risk Management Perspective on Management Protective Arrangements,” presented at the Southern Risk and Insurance Association annual meeting, New Orleans, Louisiana, November 1984.

“Sex and Vehicle Accidents under Constant Exposure: An Exploratory Study of Bus Drivers” presented at the American Risk and Insurance Association annual meeting, Minneapolis, Minnesota, August 1984.

“A Cross Sectional Model to Explain Workers’ Compensation Losses for the Firm,” presented at the American Risk and Insurance Association annual meeting and also at the Midwest Business Administration Page 8 of 25

Vita Association meeting, Chicago, Illinois, 1981.

“Performance of Property and Liability Insurance Stocks and Measurement of Return,” together with James S. Trieschmann and Saul W. Adelman. Presented at the Southern Risk and Insurance meeting, New Orleans, Louisiana, November 1978.

DIRECTED RESEARCH PROJECTS

“Report to the Florida House of Representatives Comparison of Hurricane Loss Projection Models,” Florida Commission on Hurricane Loss Projection Methodology, November 5, 2007.

“Insurance Study of Sinkholes.” Florida Department of Insurance,” by A.M. Butler, R.B. Corbett, K.L. Eastman, D.H. Gatzlaff, C.C. Lilly, and P.F. Maroney, 1992.

“An Investigation of Florida Employees’ Group Health Care Insurance,” by Robert Marshall, Richard Corbett, Claude Lilly, and Nancy Sutton Bell, Florida Insurance Department: Division of Rating, Summer 1991.

“Study of the Impact of Florida’s Child Health Assurance Act” by Nancy Sutton-Bell (principle investigator), Florida Insurance Department: Division of Rating, March 1990.

SUPERVISED AND DIRECTED ANNUAL, SEMI-ANNUAL, AND BI-ANNUAL REPORTS5

SBA Investment Portfolio Guidelines: Florida Hurricane Catastrophe Fund and State Board of Administration Finance Corporation (reviewed annually and revised as needed), July 1, 1999 to January 1, 2015.

Florida Hurricane Catastrophe Fund Annual Report 1999-2015

Reimbursement Contract, Effective June 1, 1994 to June 1, 2015 (with Addendums)

Florida Hurricane Catastrophe Fund 1994 to 2015 Data Call – Instruction Sheet

Florida Hurricane Catastrophe Fund 1994 to 2015 Ratemaking Formula Report

Florida Hurricane Catastrophe Fund Claims-Paying Capacity Bi-Annual Estimates, May/October 1995- 2015

Florida Commission on Hurricane Loss Projection Methodology, Discussion Flood Standards as of December 1, 2015.

Florida Commission on Hurricane Loss Projection Methodology, Report of Activities November 1995 to November 2015.

Insurance Capital Build-Up Incentive Program: Annual Report to the President of the Senate and the Speaker of the House of Representatives, State Board of Administration, February 1, 2009 to February 1, 2016.

Florida Hurricane Catastrophe Fund: Annual Report of Aggregate Net Probable Maximum Losses, Financing Options, and Potential Assessments, February 1, 2014 to February 1, 2016.

SUPERVISED AND DIRECTED FINANCIAL DOCUMENTS AND FEDERAL S.E.C. REPORTS

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Vita Reinsurance Contract $1,000,000,000 Excess of $12,500,000,000 Aggregate Excess Catastrophe Reinsurance Contract Effective: June 1, 2015.

Bond Documents $1,200,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2016A, March 8, 2016.

$2,000,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2013A, April 23, 2013.

$675,920,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2010A, May 25, 2010.

$4,000,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Put Option Agreement, August 8, 2008.

$626,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2008, July 31, 2008.

$3,500,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Floating Rate Notes Series 2007A, Dated: October 3, 2007 and Delivered October 3, 4, 5, 10, 12, and 15, 2007.

$2,800,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Extendible Floating Rate Notes Series 2006B, July 21, 2006.

$1,350,025,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, July 6, 2006.

Bond Defeasance Document State Board of Administration Finance Corporation Defeasance of Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds, Series 2010A, July 11, 2014.

Securities and Exchange Reports Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2013A for Fiscal Year ending June 30, 2014.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2008A, Series 2010A, Series 2013A for Fiscal Year ending June 30, 2013.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2008A, Series 2010A for Fiscal Year ending June 30, 2012.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, Series 2008A, Series 10A for Fiscal Year ending June 30, 2011.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, Series 2007A, Series 2008A, and Series 2010A for Fiscal Year June 30, 2010.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, Series 2006B, Series 2007A, Series 2008A (March 31, 2010) for Fiscal Year June 30, 2009.

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Vita Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, Series 2006B, Series 2007A, Series 2008A (March 31, 2009) for Fiscal Year June 30, 2008.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, Series 2006B, Series 2007A, (March 31, 2008) for Fiscal Year June 30, 2007.

Annual Financial Information and Operating Data Submitted Pursuant to Rule 15c2-12 of the Securities and Exchange Commission for the Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds Series 2006A, Series 2006B, (March 31, 2007) for Fiscal Year June 30, 2006.

OFFICIAL STATEMENTS, RATING AGENCY AND INVESTOR PRESENTATIONS

$1,200,000,000 State Board of Administration Finance Corporation Revenue Bonds, Series 2016A, March 8, 2016. Presentation to Rating Agencies, January 5-6, 2016. Net Roadshow for Investors, February 1, 2016. Presentation to Investors, February 1-5, 2016.

$2,000,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds, Series 2013A, April 10, 2013. Presentation to Rating Agencies, February 11 and 27, 2013. Net Roadshow for Investors, March 19, 2013. Presentation to Investors, March 22-April 8, 2013.

$675,920,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds, Series 2010A, May 13, 2010. Presentation to Rating Agencies, April 29, 2010. Net Roadshow for Investors, May 4, 2010. Presentation to Investors, May 6-10, 2010.

$625,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds, Series 2008A, July 23, 2008. Presentation to Rating Agencies, June 16, 2008. Net Roadshow for Investors, July 14, 2008.

$3,500,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Floating Rate Notes, Series 2007A, September 25, 2007. Presentation to Rating Agencies, August 1-2, 2007. Net Roadshow for Investors, August 10, 2007. Presentation to Investors, August 13-20, 2007.

$2,800,000,000 Florida Hurricane Catastrophe Fund Finance Corporation Extendible Floating Rate Notes, Series 2006B, July 14, 2006. Net Roadshow for Investors, July 7, 2006. Presentation to Investors, July 10-12, 2006.

$1,350,025,000 Florida Hurricane Catastrophe Fund Finance Corporation Revenue Bonds, Series 2006A, June 14, 2006. Presentation to Rating Agencies, April 24-25, 2006. Net Roadshow for Investors, June 12, 2006.

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PRESENTATIONS AND PANEL DISCUSSIONS

“Cat Fund Panel: Reinsurance Focus and Fund Status,” 2018 Florida Chamber of Commerce Annual Insurance Summit, Miami, Florida, November 27-29, 2018.

“The Basics of Catastrophe Modeling,” Energy School – FSU Risk Management and Insurance Department, October 28-November 1, 2018.

“The Florida Insurance and Reinsurance Market: What You Should Know About Your Involvement,” The Rotary Club of Tallahassee Northside, October 4, 2018.

“Innovation Meets Legislation,” panel interviewer of Senator Jeff Brandes, 2018 Insurance Conference on Financial Reporting (Theme: Disruption Sparks Innovation), Clearwater Beach, Florida, September 19-20, 2018.

“Florida Catastrophic Storm Risk Management Center Activities,” Florida Hurricane Catastrophic Fund Participating Insurer Workshop, Orlando, Florida, June 5-6, 2018.

Co-moderator with Lynne McChristian for the “FSU Insurance Discussion Forum,” FSU College of Business, Tallahassee, Florida, May 17, 2018.

“Catastrophic Risk Management: Dealing with Emerging Trends in the P&C Market,” 2018 Horizon Conference, Watercolor, Florida, May 3-4, 2018.

“Welcoming Remarks and the Role of the Florida Catastrophic Storm Risk Management Center,” 2017 Insurance Conference on Financial Reporting, Clearwater, Florida, November 13-14, 2017.

“Still Strong After Irma: An Update on Florida’s Hurricane Catastrophe Fund,” panel discussion with Jack Nicholson and Ash Williams, The Florida 2017 Annual Florida Chamber of Commerce Insurance Summit, Orlando, Florida, November 2-3,2017.

“Florida’s State Wind Pools and Other Interventions,” with Lorilee Medders, invited paper for University of Pennsylvania Wharton School and Resources for the Future, November 30, 2016.

“Citizens and the Catastrophe Fund: Continuing Progress,” panel discussion with Barry Gilway, President & CEO of Citizens Property Insurance Company, 2016 Annual Florida Chamber of Commerce Insurance Summit,” Orlando, Florida, October 27, 2015.

“Florida Hurricane Catastrophe Fund Update,” Thomas Howell Ferguson: 2015 Insurance Conference on Financial Reporting, Winter Park, Florida, October 7, 2015.

“Discussion of FHCF Status and Issues,” 2015 Annual FHCF Participating Insurer Workshop, Orlando, Florida, June 11, 2015.

“Florida Flood Commission,” discussion of the Florida Commission on Hurricane Loss Projection Methodology and the process of developing flood standards. Reinsurance Association of America Cat Risk Management 2015: What We Think We Know and What We Don’t Know, Orlando, Florida, February 12, 2015.

“How the Florida Hurricane Catastrophe Fund Works,” Office of Insurance Regulation, Tallahassee, Florida, February 17, 2015.

“Florida’s Cat Fund: How is the Role of the State’s Financial Backstop Evolving,” panel discussion with Bradley L. Kading and Denise Burke, 2015 Annual Florida Chamber of Commerce Insurance Summit, Orlando, Florida, January 27, 2015.

“Current Status of the Florida Hurricane Catastrophe Fund,” State of the Florida Insurance Market Summit, Page 12 of 25

Vita Colodny Fass, Amelia Island, Florida, January 15, 2015.

“Florida Hurricane Catastrophe Fund Update,” Thomas Howell Ferguson: 2014 Insurance Conference on Financial Reporting, Orlando, Florida, October 15, 2014.

“Florida Hurricane Catastrophe Fund – Investor Presentations,” 2014 Macquarie Capital Bermuda in Boston Reinsurance Conference, Boston, Massachusetts, September 23, 2014.

“Discussion of FHCF Status and Issues,” with Kapil Bhatia, Managing Director Public Finance Raymond James & Associates, 2014 Annual FHCF Participating Insurer Workshop, Orlando, Florida, June 19, 2014.

“Florida Hurricane Catastrophe Fund,” 2014 State of the Florida Insurance Market Summit, Colodny Fass, Amelia Island, Florida, January 29, 2014.

“The Catastrophe Fund: Right Size and Stabilize for the Future,” with Bradley L. Kading, 2014 Annual Florida Chamber of Commerce Insurance Summit, Orlando, Florida, January 16, 2014.

“Florida Hurricane Catastrophe Fund Update,” 2013Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, June 13, 2013.

“Status of the Florida Hurricane Catastrophe Fund,” conference call with the Reinsurance Association of American Board of Directors, Tallahassee, Florida, March 5, 2013.

“Florida Hurricane Catastrophe Fund,” 2012 Annual Florida Chamber of Commerce Insurance Summit, Orlando, Florida, November 29, 2012.

“Florida Hurricane Catastrophe Fund Update,” Thomas Howell Ferguson: 2012 the 2nd Annual Insurance Conference on Financial Reporting, Orlando, Florida, October 12, 2012.

“Florida Hurricane Catastrophe Fund Update,” telephone conference call presentation at the request of Dennis Burk, International Association of Claims Professionals, Tallahassee, Florida, October 3, 2012.

“The Florida Hurricane Catastrophe Fund,” James K. Ruble MEGA Seminar, Orlando, Florida, June 21, 2012.

“Florida Hurricane Catastrophe Fund Update,” 2012 Annual FHCF Participating Insurer Workshop, Orlando, Florida Hurricane Catastrophe Fund, Orlando, Florida, May 15, 2012.

“Florida Hurricane Catastrophe Fund Update.” State of the Florida Insurance Market Summit, Amelia Island, Florida, March 15, 2012.

“Florida Hurricane Catastrophe Fund,” 2011 Annual Florida Chamber of Commerce Insurance Summit, Orlando, Florida, November 17, 2011.

“Florida Hurricane Catastrophe Fund Briefing,” Governor and Cabinet Meeting, Tallahassee, Florida, November 15, 2011.

“Florida Hurricane Catastrophe Fund Update,” Info Forum, State Board of Administration, Tallahassee, Florida, October 13, 2011.

“Florida Hurricane Catastrophe Fund: Investor Presentation,” Macquarie Capital – Boston in Bermuda Investor Conference, Boston, Massachusetts, September 19-20.

“Florida Hurricane Catastrophe Fund Update,” Thomas Howell Ferguson: 2011 Insurance Conference on Financial Reporting, Winter Park, Florida, September 14, 2011.

“Florida Hurricane Catastrophe Fund,” 2011 Florida Insurance Council Summer Symposium, Daytona Beach, Florida, June 27, 2011. Page 13 of 25

Vita

“Florida Hurricane Catastrophe Fund Update,” 2011 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, May 23, 2011.

“Florida Hurricane Catastrophe Fund,” Florida Association of Independent Agents – Webinar presentation, Tallahassee, Florida, May 20, 2011.

“Assessments: Pay Now, or Pay Later,” panel discussion with Sandy Robinson, President Florida Insurance Guaranty Association, Sharon Binnum, CFO of Citizens Property Insurance Corporation, 2011 Annual Florida Chamber of Commerce Insurance Summit, Orlando, Florida, January 14, 2011.

“Florida Hurricane Catastrophe Fund,” Aon-Benfield State of the Market Summit, Clearwater, Florida, January 26, 2011.

“Florida Hurricane Catastrophe Fund,” 2014 State of the Florida Insurance Market Summit, Colodny Fass, Amelia Island, Florida, January 14, 2011.

“Florida Hurricane Catastrophe Fund,” Tallahassee Kiwanis Club, Tallahassee, Florida, January 11, 2011.

“The Role of Residual Markets,” panel with South Carolina Insurance Commissioner Scott Richardson, The Ohio State University, The Griffith Insurance Education Foundation partnered with ARIA and the NAIC, Columbus, Ohio, December 9, 2010.

“Moving the Market Forward,” panel discussion with Robert Ricker, Florida Office of Insurance Regulation Moving the Florida Market Forward Symposium, Orlando, Florida, October 21, 2010.

“Investor Presentation: How the FHCF Operates,” 2010 Macquarie Capital Bermuda in Boston Conference, Boston Massachusetts, September 20-21, 2010.

“Florida Hurricane Catastrophe Fund Update,” 2010 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, June 3, 2010.

Webinar broad cast regarding the Florida Hurricane Catastrophe Fund, Dave Newell for the Florida Association of Independent Insurers (FAIA), Tallahassee, Florida, May 14, 2010.

“Florida Hurricane Catastrophe Fund and Hurricane Modeling,” Reinsurance Association of America Cat Risk Management 2010, Orlando, Florida, February 10, 2010.

“Status Update of the Florida Hurricane Catastrophe Fund,” 2009 Benfield Catastrophe Summit, Tampa, Florida, February 5, 2010.

“Florida Hurricane Catastrophe Fund Update,” State of the Florida Insurance Market Summit, Colodny Fass, Orlando, Florida, January 21, 2010.

“Florida Hurricane Catastrophe Fund Update,” 2009 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, June 11, 2009.

Discussion of Federal Catastrophe Legislation, with Ash Williams, Texas Windstorm Insurance Association (TWIA) and California Earthquake Association (CEA) meeting and presentations, Austin, Texas, February 19, 2009.

“Status Update of the Florida Hurricane Catastrophe Fund,” 2009 Benfield Catastrophe Summit, Clearwater, Florida, February 12, 2009.

“Florida Hurricane Catastrophe Fund,” 2008 State of the Florida Insurance Market Summit, Colodny Fass, Orlando, Florida, December 13, 2008.

“Florida Hurricane Catastrophe Fund: Financing Capacity,” with John Forney, Berkshire Hathaway, New Page 14 of 25

Vita York, New York, December 1, 2008.

“Hurricane Risk” panel participant with Insurance Commissioner George Dale, 2008 Southern Risk and Insurance Association, Bay St. Louis, Mississippi, November 24, 2008.

“Problems in the Florida Market: Impact to Capacity of the Florida Hurricane Catastrophe Fund,” Citizens Mission Review Task Force, Tampa, Florida, October 10, 2008.

“The Florida Hurricane Catastrophe Fund Investor Presentation,” 4th Annual Fox-Pitt Kelton Bermuda in Boston Conference, Boston, Massachusetts, September 15-16, 2008.

“Florida Hurricane Catastrophe Fund Update,” 2008 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, June 19, 2008.

“Florida Hurricane Catastrophe Fund,” Florida State University: Florida Catastrophic Storm Risk Management Center, Tallahassee, Florida, March 6, 2008.

“The Role of the Florida Hurricane Catastrophe Fund in the Florida Market – Presentation and Discussion,” with CFO Alex Sink, Reinsurance Association of America: Council of Reinsurers and Brokers, New York, New York, February, 12, 2008.

“Florida Hurricane Catastrophe Fund Update,” Benfield Conference, Tampa, Florida, February 7, 2008.

“Florida Hurricane Catastrophe Fund Update,” State of the Florida Insurance Market Summit, Colodny Fass, Orlando, Florida, December 13, 2007.

“Florida Hurricane Catastrophe Fund,” Florida Insurance Council, Marco Island, Florida, June 25, 2007.

“FHCF Financing Options,” State Board of Administration, Governor and Cabinet Meeting, Tallahassee, Florida, July 17, 2007.

“Florida Hurricane Catastrophe Fund Update,” 2007 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, June 7, 2007.

“Update Florida Hurricane Catastrophe Fund,” State of the Market Summit, Colodny Fass, Orlando, Florida, December 14, 2006.

Attended and participated in committee discussions, Property and Casualty Insurance Reform Committee, Tallahassee, Florida, August 24, 2006.

Testimony in Monroe County Florida regarding OIR Citizens Rate Hearing, Key West, Florida, August 1, 2006.

“Discussion of Setting Up and Administering the Insurance Capital Build-Up Incentive Program,” Florida Hurricane Catastrophe Fund Workshop, Tallahassee, Florida, June 6, 2006.

“Florida Hurricane Catastrophe Fund Update,” 2006 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, May 31, 2006.

“Florida Hurricane Catastrophe Fund,” Office of Insurance Regulation, Tallahassee, Florida, May 9, 2006.

“Florida Hurricane Catastrophe Fund Update,” Thomas Howell Ferguson: 2006 Insurance Conference on Financial Reporting, Orlando, Florida, April 19, 2006.

Discussed and Answered Questions Concerning Florida Hurricane Catastrophe Fund, Task Force on Long Term Insurance Solutions, Tallahassee, Florida, February 27-28, 2006.

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Vita “Florida Hurricane Catastrophe Fund,” Benfield Blanch Conference, Naples, Florida, February 2, 2006.

“Florida Hurricane Catastrophe Fund Trustee Briefing on Losses,” Governor and Cabinet Meeting, Tallahassee, Florida, January 31, 2006.

“Florida Hurricane Catastrophe Fund,” Task Force on Long Term Solutions for the Florida Hurricane Insurance Market, Miami, Florida, January 18, 2006.

“Catastrophic Programs: Discussion of the Florida Hurricane Catastrophe Fund,” National Catastrophic Insurance Program Summit, San Francisco, California, June 30, 2005.

“Cat Fund Retention and General Update: Florida Insurance Council 43rd Annual Conference, Orlando, Florida, June 28, 2005.

“Update on the Florida Hurricane Catastrophe Fund,” Annual Florida Insurance Council Conference, Orlando, Florida, June 27, 2005.

“Florida Hurricane Catastrophe Fund Update,” 2005 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, May 19, 2005.

“Florida Commission on Hurricane Projection Methodology,” 27th Annual National Hurricane Conference, New Orleans., Louisiana, March 24, 2005.

“Florida Hurricane Catastrophe Fund Structure and Claims Paying Status,” Reinsurance Association of American Extreme Events Workshop (conference call), Tallahassee, Florida, March 8, 2005.

“Florida Hurricane Catastrophe Fund,” Benfield’s 2005 Florida Catastrophe Summit, Key Largo, Florida, March 2, 2005.

“Florida Hurricane Catastrophe Fund,” California Earthquake Authority, Tallahassee, Florida, March 1, 2005.

“Florida Hurricane Catastrophe Fund,” Florida Insurance Legislative Conference, Amelia Island, December 12, 2004.

“Florida Hurricane Catastrophe Fund,” National Conference of State Legislatures, Savannah, Georgia, December 9, 2004.

“Florida Hurricane Catastrophe Fund,” Texas Windstorm/Hail Conference, Austin, Texas, November 17, 2004.

“Florida Hurricane Catastrophe Fund,” Florida Alliance for Safe Homes, Tallahassee, Florida, October 27, 2004.

“Florida Hurricane Catastrophe Fund,” Property Insurance Reports 2004 National Conference, San Francisco, California (video conference), Tallahassee, Florida, October 5,2004.

“Preparation for Losses – Mock Hurricane Zachery Drill,” 2004 Annual FHCF Participating Insurer Workshop, Orlando, Florida, May 20, 2004.

“Florida Hurricane Catastrophe Fund,” Department of Financial Services Legislative Briefing, Tallahassee Florida, January 13, 2004.

“Dealing with Catastrophic Risk – The Florida Residential Property Insurance Market since Hurricane Andrew,” plenary session featured speaker, Southern Risk and Insurance Association, Clearwater, Florida, November 23, 2004.

“Florida Hurricane Catastrophe Fund,” Non-Life Insurance Rating Organization of Japan, delegation led by Mitsunori Otaki, Tallahassee Florida, September 15, 2003. Page 16 of 25

Vita

“Florida Hurricane Catastrophe Fund Update,” Department of Financial: Division of Consumer Services, Tallahassee Florida, September 10, 2003.

“Florida Hurricane Catastrophe Fund,” South China Insurance Company, Ltd., Taiwanese delegation led by Arthur Y.S. Chen, Tallahassee Florida, August 11, 2003.

“Florida Hurricane Catastrophe Fund,” The World Bank: Session IV: Building National Risk Transfer Programs International Experience, Washington, D.C., June 2, 2003.

“Florida Hurricane Catastrophe Fund Update,” 2003 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, May 22, 2003.

“The Application and Interpretation of SSAP No. 35 Related to the Accounting Treatment of FHCF Emergency Assessments,” National Association of Insurance Commissioners, Emerging Accounting Issues Working Group, Atlanta, Georgia, March 9, 2003.

“Florida Hurricane Catastrophe Fund Update,” - panel discussion, 2003 Windstorm Conference, Orlando, Florida, February 5, 2003.

“Florida Hurricane Catastrophe Fund,” Gulf of Mexico States Accord: Safeguarding the Gulf of Mexico Trade Superhighway: Risk Reduction in the Trade Corridors, St. Petersburg, Florida, December 10, 2002.

“Florida Hurricane Catastrophe Fund,” Willis Re and Lloyds of London, London, England, November 5-6, 2002.

Round Table Discussion: Attended with CFO Tom Gallagher, Terrorist Risk Coverage Round Table with House of Financial Services, Washington, D.C., October 31, 2002.

“Florida Hurricane Catastrophe Fund Update,” Reinsurance Association of America: RAA Natural Disaster Forum, New York, New York, October 21, 2002.

“The Florida Hurricane Catastrophe Fund,” Florida Alliance for Safe Homes (FLASH), Key West, Florida, June 13, 2002.

“Florida Hurricane Catastrophe Fund Update,” 2002 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, May 21, 2002.

On panel to discuss Florida wind risk, Windstorm Insurance Conference, Orlando, Florida, February 4, 2002.

“Florida Hurricane Catastrophe Fund: Commercial Reinsurance Workshop,” State Board of Administration, Tallahassee, Florida, August 22, 2001.

“Florida Hurricane Catastrophe Fund,” Department of Insurance Symposium: The Condominium Loss, Orlando, Florida, June 29, 2001.

“Florida Hurricane Catastrophe Fund Update,” 2001 Annual FHCF Participating Insurer Workshop, Florida Hurricane Catastrophe Fund, Orlando, Florida, April 21, 2001.

“Florida Hurricane Catastrophe Fund,” 2nd Annual Windstorm Insurance Conference, Windstorm Insurance Network, Inc., Orlando, Florida, February 14, 2001.

“Florida Hurricane Catastrophe Fund,” Tallahassee Kiwanis Club, Tallahassee, Florida, February 22, 2001.

“Florida Hurricane Catastrophe Fund,” Reinsurance Association of American Board Meeting, New York, New York, January 9, 2001.

“SSAP #35 and the Accounting Treatment of FHCF Emergency Assessments,” National Association of Page 17 of 25

Vita Insurance Commissioners Emerging Issues Working Group, Boston, Massachusetts, December 3, 2000.

“Status of the Florida Hurricane Catastrophe Fund,” Florida Windstorm Underwriting Association, Jacksonville, Florida, November 2, 2000.

“The Florida Hurricane Catastrophe Fund: Operations and Financing Needs,” National Federation of Municipal Analysis 17th Annual Conference, Miami, Florida, May 18, 2000.

“Florida Hurricane Catastrophe Fund Status and Update,” Bermuda Catastrophe Reinsurers, Hamilton, Bermuda, April 1-5, 2000.

“Florida Hurricane Catastrophe Fund,” Southern Municipal Finance Society, Tampa, Florida, January 27, 2000.

“Florida Hurricane Catastrophe Fund Status and Update,” discussion interview with Brian Sullivan, 1999 Property Insurance Report National Conference, San Francisco, California, October 25, 1999.

“Florida Hurricane Catastrophe Fund,” Florida Reinsurance Forum, Orlando, Florida, October 22, 1999.

“FHCF Loss Reimbursement Process,” FHCF Loss Reimbursement Summit: State Board of Administration, Tampa, Florida, October 6, 1999.

“Florida Hurricane Catastrophe Fund,” Florida Department of Insurance Reinsurance Training Program, Tallahassee, Florida, June 24, 1999.

“Florida Hurricane Catastrophe Fund,” Society of Municipal Analyst, Miami, Florida, October 23, 1998.

Participated in Discussions regarding catastrophe funding and issues, Annual Funding Catastrophe Protection Forum, Hamilton, Bermuda, June 16-20, 1998.

“Florida Hurricane Catastrophe Fund,” National Congress on Insurance Legislatures, Washington, D.C., February 25-26, 1998.

“Florida Hurricane Catastrophe Fund – How it Operates,” Bond Buyer Conference, West Palm Beach, Florida, November 17, 1997.

“Discussion of the Florida Hurricane Catastrophe Fund,” Reinsurance Association of America Conference of Board Members, New York, New York, September 24, 1997.

“Florida Hurricane Catastrophe Fund – How it Operates,” Bond Buyer Conference, New York, New York, August 25, 1997.

“Florida Hurricane Catastrophe Fund,” The Bond Buyer National Investor Forum, New York, New York, June 18, 1997.

“Florida Hurricane Catastrophe Fund: Predicting the Future, Preparing for the Possible,” Southern State Treasurer’s Annual Conference, Newport News, Virginia, May 12-13, 1997.

“How the Florida Hurricane Catastrophe Fund is Structuring a $5 Billion Bond Offering,” Institute for International Research, Risk Financing, and Reinsurance Conference, New York, New York, March 6, 1997.

“Florida Hurricane Catastrophe Fund,” Residential Construction Retrofit Mitigation Program Advisory Council, Orlando, Florida, March 3, 1997.

“Florida Hurricane Catastrophe Fund Overview,” NAIC Southern Zone Meeting,” Tallahassee, Florida, August 8, 1996.

“Catastrophic Modeling,” C.P.C.U. Symposium: Reinsuring Florida’s Catastrophic Exposures, Lake Buena Page 18 of 25

Vita Vista, Florida, May 16, 1996.

“The Florida Hurricane Catastrophe Fund,” California Senate Insurance Committee Hearing, Sacramento, California, February 21, 1996.

“The Florida Hurricane Catastrophe Fund,” Florida Insurance Council Educational Seminar, Tallahassee, Florida, February 9, 1996.

“Florida Hurricane Catastrophe Fund Overview,” Academic Task Force on Catastrophe Insurance, West Palm Beach, Florida, July 25, 1995.

“Florida Hurricane Catastrophe Fund Overview/Florida Windstorm Pool,” Reinsurance Association of America: The Impact of State Administered Programs, New York, New York, May 23, 1995.

“Catastrophic Issues: A Proactive Approach,” Alliance Claims Conference: Focus on Catastrophes – What Does Government Have in Store for Insurers, Hilton Head Island, South Carolina, May 8, 1995.

“Florida Hurricane Catastrophe Fund Overview,” National Association of Insurance Commissioners, Executive Committee on Property and Casualty Reinsurance Working Group, New Orleans, Louisiana, December 4, 1994.

“Regulatory Response to Catastrophic Hurricanes/Coping with the Big Storm,” National Association of Insurance Commissioners, Point Clear, Alabama, November 20, 1994.

“Catastrophic Coverages,” panel discussion with Eric Nordman (NAIC), Southeastern Raters Association, Asheville, North Carolina, September 12, 1994.

LEGISLATIVE TESTIMONY AND INVOLVEMENT

“What does the Florida Hurricane Catastrophe Fund Do?” invited testimony by Chair Wood, House Insurance and Banking Subcommittee, Tallahassee, Florida, January 7, 2015.

Commented on Florida Catastrophic Storm Risk Management Center’s Study of FHCF structure, Senate Appropriations Committee, Tallahassee, Florida, January 9, 2014.

“Status of the Florida Hurricane Catastrophe Fund,” Senate Banking and Insurance Committee, Tallahassee, Florida, January 16, 2013.

“Status of the Florida Hurricane Catastrophe Fund,” House Insurance and Banking Subcommittee, Tallahassee, Florida, January 15, 2013.

“Comments on SB 1372 regarding the impact on the FHCF,” Senate General Government Appropriations Committee, Tallahassee, Florida, February 28, 2012.

Testify regarding SB 1372, Senate Banking and Insurance Subcommittee, Tallahassee, Florida, February 16, 2012.

Testified regarding HB 833 for Representative Hager, House Insurance and Banking Subcommittee, Tallahassee, Florida, January 15, 2012.

“Status Update of the Florida Hurricane Catastrophe Fund,” Senate Banking and Insurance Committee, Tallahassee, Florida, September 21, 2011.

“Status Update of the Florida Hurricane Catastrophe Fund,” House Insurance and Banking Subcommittee, Tallahassee, Florida, September 20, 2011.

Page 19 of 25

Vita Testimony Regarding SB 2044, Senate Banking and Insurance Committee, Tallahassee, Florida, March 3, 2011.

“Florida Hurricane Catastrophe Fund Update,” House Insurance and Banking Subcommittee, Tallahassee, Florida, January 12, 2011

Testify regarding the exclusion from FHCF emergency assessments for medical malpractice insurance, Senate Banking and Insurance Committee, Tallahassee, Florida, March 3, 2010.

Testimony Regarding HB 949, at the request of Rep. Patterson, House General Government Committee, Tallahassee, Florida, January February 17, 2010.

“Florida Hurricane Catastrophe Fund Status Update,” House Insurance, Banking, Financial Affairs Committee, Tallahassee, Florida, November 4, 2009.

Florida Hurricane Catastrophe Fund Status Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, November 3, 2009.

“Florida Hurricane Catastrophe Fund Status Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, October 6, 2009.

Testified on HB1495 at the request of the Chair Nelson to answer questions on FHCF legislation, House Insurance, Banking, Financial Affairs Committee, Tallahassee, Florida, April 3, 2009.

“Florida Hurricane Catastrophe Fund,” attended to answer questions regarding a bill impacting the FHCF at the request of Chair Alexander, Senate Ways and Means Committee, Tallahassee, Florida, February 9, 2009.

“Florida Hurricane Catastrophe Fund,” House Insurance, Business, Financial Affairs Policy Committee, Tallahassee, Florida, February 3, 2009.

“Status of the Florida Hurricane Catastrophe Fund,” Senate Banking and Insurance Committee, Tallahassee, Florida, January 14, 2009.

“Florida Commission on Hurricane Loss Projection Methodology,” Senate Select Committee on Property Insurance Accountability, Tallahassee, Florida, February 19, 2008.

“Comparison of Hurricane Loss Projection Models,” House Insurance Committee, Tallahassee, Florida, January 24, 2008.

Florida Hurricane Catastrophe Fund,” House Insurance Committee, Tallahassee, Florida, October 29, 2007.

“A Comparison of Hurricane Loss Models (Preliminary Results),” House Insurance Committee, Tallahassee, Florida, April 16, 2007.

“Insurance Capital Build-Up Incentive Program: Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, February 20, 2007.

“Florida Commission on Hurricane Loss Projection Methodology,” House Insurance Committee, Tallahassee, Florida, February 8, 2007.

Numerous presentations, discussions, and meetings during Special Session 1A on Property and Casualty Insurance Reform, worked on and helped draft CS/HB 1A, Tallahassee, Florida, January 16-22, 2007.

“Florida Commission on Hurricane Loss Projection Methodology,” Senate Banking and Insurance Committee, Tallahassee, Florida, January 11, 2007.

“Florida Hurricane Catastrophe Fund: Status Update,” Senate Banking and Insurance Committee, Page 20 of 25

Vita Tallahassee, Florida, January 9, 2007.

“Florida Hurricane Catastrophe Fund: Status Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, April 5, 2006.

“Florida Hurricane Catastrophe Fund: Status Update,” House Insurance Committee, Tallahassee, Florida, April 5, 2006.

“Florida Hurricane Catastrophe Fund: Loss Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, November 9, 2005.

“Florida Hurricane Catastrophe Fund: Status Update,” House Insurance Committee, Tallahassee, Florida, September 13, 2005.

“Florida Hurricane Catastrophe Fund: Loss Update,” House Insurance Committee, Tallahassee, Florida, December 5, 2006.

“Florida Hurricane Catastrophe Fund: Loss Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, November 9, 2005.

“Florida Hurricane Catastrophe Fund: Status Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, September 15, 2005.

“Florida Hurricane Catastrophe Fund: Status Update,” House Insurance Committee, Tallahassee, Florida, September 13, 2005.

“Florida Commission on Hurricane Loss Projection Models,” with Mark Johnson and Chuck Watson, Joint Select Committee on Hurricane Insurance, Tallahassee, Florida, February 4, 2005.

“The Status of the Florida Hurricane Catastrophe Fund,” Florida Legislature - Joint Select Committee on Hurricane Insurance, Tallahassee, Florida, January 14, 2005.

“Florida Hurricane Catastrophe Fund: Status Update,” House Insurance Committee, Tallahassee, Florida, December 2, 2004.

“Florida Hurricane Catastrophe Fund: Status Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, December 1, 2004.

Testified regarding of CS/SB 2488, Senate Finance and Tax Committee, Tallahassee, Florida, April 14, 2004.

Discussion of Florida Hurricane Catastrophe Fund Proposed Legislation, House Insurance Committee Workshop, Tallahassee, Florida, April 13, 2004.

Discussion of SB 2488 – Questions and Answers, Senate Banking and Insurance Committee, Tallahassee, Florida, March 24, 2004.

“Florida Hurricane Catastrophe Fund: Status Update,” Senate Banking and Insurance Committee, Tallahassee, Florida, February 6, 2001.

“Florida Hurricane Catastrophe Fund: Status Update,” House Insurance Committee, Tallahassee, Florida, January 22, 2001.

“Florida Hurricane Catastrophe Fund,” Florida Legislature: Legislative Working Group on Residual Property Insurance Markets, Tallahassee, Florida, October 10, 1996.

Page 21 of 25

Vita

RESEARCH MENTOR - – Undergraduate Research Opportunity Program (UROP)

Student: Macy Butz, Topic: Florida Catastrophic Risk Management, Fall 2018/Spring 2019.

Student: Dexter Bell, Evaluating Florida’s Residual Market: Citizens Property Insurance Corporation, Fall 2017/Spring 2018.

UNIVERSITY GUEST SPEAKER

“How to Strengthen Florida’s Insurance Markets,” lecture as part of the “Law and Risk Management Seminar,” law class, Instructor: Fred Karlinsky, March 12, 2018.

“Risk Management Process,” substitute lecturer for Daniel Zavada’s RMI 3011class, September 20, 2017.

“Risk Management Considerations for Insurers and Reinsurers,” law class, Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, March 9, 2016.

“Florida Hurricane Catastrophe Fund and the Use of Financial Products,” Insurance Operations class: Dr. Randy Dumm, Florida State University, Tallahassee, Florida, December 1, 2015.

“The Role of the Florida Hurricane Catastrophe Fund in the Florida Market,” law school class – Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, March 12, 2015.

“Florida Hurricane Catastrophe Fund,” Insurance Operations class: Dr. Randy Dumm, Florida State University, Tallahassee, Florida, October 18, 2014.

“The Florida Hurricane Catastrophe Fund – Topics and Issues,” law class, Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, March 19, 2014.

“The Florida Hurricane Catastrophe Fund – Topics and Issues,” law class, Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, March 12, 2013.

“The Florida Hurricane Catastrophe Fund,” at the request of Dr. Dumm, FSU Insurance Society Meeting, Tallahassee, Florida, November 1, 2012.

“The Florida Hurricane Catastrophe Fund: Topics and Issues,” law class, Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, March 27, 2012.

“The Florida Hurricane Catastrophe Fund,” Insurance Operations class: Dr. Randy Dumm, Florida State University, Tallahassee. Florida, November 29, 2011.

“The Florida Hurricane Catastrophe Fund – Topics and Issues,” law class, Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, April 6, 2010.

“The Florida Hurricane Catastrophe Fund,” Insurance Operations Class: Dr. Randy Dumm, Florida State University, Tallahassee, Florida, November 9, 2010.

“Florida Hurricane Catastrophe Fund.” Insurance Operations class: Dr. Randy Dumm, Florida State University, Tallahassee, Florida, November 9, 2009.

“The Florida Hurricane Catastrophe Fund: Topics and Issues,” law class, Instructor: Fred Karlinsky, Florida State University College of Law, Tallahassee, Florida, March 24, 2009.

“The Florida Hurricane Catastrophe Fund,” Insurance Operations class: Dr. Randy Dumm, Florida State Page 22 of 25

Vita University, Tallahassee. Florida, November 6, 2008.

“The Florida Hurricane Catastrophe Fund,” Insurance Operations class: Dr. Randy Dumm, Florida State University, Tallahassee, Florida, November 27, 2007.

“Florida Hurricane Catastrophe Fund Update,” at the request of Dr. Randy Dumm, Florida State University Insurance Society Meeting, Florida State University, Tallahassee, Florida, November 21, 2002.

“The Florida Insurance Market and the Role of the Florida Hurricane Catastrophe Fund,” risk management and insurance classes, University of Georgia: Dr. James S. Trieschmann, Athens, Georgia, September 27- 28, 1998.

“The Florida Insurance Market and the Role of the Florida Hurricane Catastrophe Fund,” risk management and insurance classes, University of Georgia: David W. Sommer, Athens, Georgia, September 27-28, 1998.

“The Florida Hurricane Catastrophe Fund,” Insurance Seminar: Dr. Ray Solomon, Florida State University, Tallahassee, Florida, August 6, 1996.

“The Florida Hurricane Catastrophe Fund,” Insurance Seminar: Dr. Ray Solomon, Florida State University, Tallahassee, Florida, February 13, 1995.

PROFESSIONAL DEVELOPMENT

“Writing Position Descriptions with Knowledge, Skills and Abilities,” February 2015.

“Optimize Informal Learning,” Development Dimensions International, online, May 2015, and SBA Instructor- led workshop, May 2015.

“Personal Investment Activity 2015,” SBA online training, May 2015.

“Unlawful Harassment Prevention 2015,” SBA online training, May 2015.

“Your Role in Information Security 2015,” SBA online training, May 2015.

“Ethics Training 2015,” SBA online training, June 2015.

“Insider Training 2015,” SBA online training, June 2015.

“WorkSmart Portal using SharePoint,” series of workshops, Fall 2015.

“Leading High Performance Teams,” SBA Instructor-led workshop, March 2014.

“Navigating Beyond Conflict,” Development Dimensions International, and SBA Instructor-led workshop, April 2014.

“Insider Trading 2014,” SBA online training, May 2014.

“Personal Investment Activity 2014,” SBA online training, May 2014.

“Public Records 2014,” SBA online training, May 2014.

“Unlawful Harassment Prevention – Supervisor 2014,” SBA online training, May 2014.

“Your Role in Information Security 2014,” SBA online training, May 2014.

Page 23 of 25

Vita “Ethics Training 2014,” SBA online training, May 2014.

“Sunshine Law 2014,” SBA online training, May 2014.

“Resolving Workplace Conflict,” Development Dimensions International, July 2014, and SBA Instructor-led workshop, August 2014.

“Persuasive Dialogue,” Kevin Eikenberry, The Kevin Eikenberry Group, September 2014.

“New Employee Onboarding Training: Get Your New Hire Up to Speed FAST,” Instructor-led workshop, September 2014.

“Enrich Performance Management,” SBA Instructor-led workshop, October, 2014.

“Behavioral Interviewing,” Skillsoft, online, February 2013.

“Next Generation of Leaders,” SBA Instructor-led workshop, May 2013.

“Leading Productive Meetings,” Development Dimensions International, and SBA Instructor-led workshop, May 2013.

“Managing Employee Performance,” SBA Instructor-led workshop, September 2013.

“Human Behavior and the Myers-Briggs Type Indicator,” MBTI survey online, and SBA Instructor-led workshop, Nov. 2013.

“Insider Trading 2013,” SBA online training, December 2013.

“Personal Investment Activity 2013,” SBA online training, December 2013.

“Unlawful Harassment Prevention – Supervisor 2013,” SBA online training, December 2013.

“Your Role in Information Security 2013,” SBA online training, December 2013.

“Ethics 2013,” SBA online training, December 2013.

“Insider Trading 2012,” SBA online training, January 2012.

“Personal Investment Activity2012,” SBA online training, January 2012.

“Leadership Development Initiative,” PDI-Ninth House (now Korn-Ferry), March 2012.

360-Degree Profilor Survey and feedback sessions, April & May, 2012.

“Leader as Coach,” SBA Instructor-led workshop, May 2012.

“Situational Leadership Course,” PDI-Ninth House (now Korn-Ferry), June 2012, and SBA Instructor-led workshop, June 2012.

“Getting Things Done,” PDI-Ninth House (now Korn-Ferry) online, July 2012.

“Public Records 2012,” SBA online training, October 2012.

“Securing Confidential Documents 2012,” SBA online training, October 2012.

“Unlawful Harassment Prevention – Supervisor 2012,” SBA online training, October 2012.

Page 24 of 25

Vita “Your Role in Information Security 2012,” SBA online training, November 2012.

“Ethics 2012,” SBA online training, November 2012.

“Sunshine Law 2012,” SBA online training, December 2012.

“Personal Investment Activity 2011,” SBA online training, January 2011.

“Public Records 2011,” SBA online training, January 2011.

“Securing Confidential Documents 2011,” SBA online training, January 2011.

“Unlawful Harassment Prevention – Supervisor 2011,” SBA online training, January 2011.

“Your Role in Information Security 2011,” SBA online training, January 2011.

“Ethics 2011,” SBA online training, January 2011.

“Sunshine Law 2011,” SBA online training, January 2011.

“Fiduciary Responsibilities 2011,” SBA online training, January 2011.

“Insider Trading 2011,” SBA online training, October 2011.

1 Authority and responsibility is created by Florida Statute Section 215.555(6)(d) 2.b. 2 Authority and responsibility is created by delegation from the Corporation’s board of directors which is implemented in resolutions approved by the board. 3 Authority and responsibility is created by Florida Statute Section 627.0628(2)(b). 4 Authority and responsibility is created by Florida Statute Section 215.5586(4)(h). 5 The name of the Florida Hurricane Catastrophe Fund Finance Corporation was changed to the State Board of Administration Finance Corporation in 2013.

Page 25 of 25