Small Heath, Branch Closure Review Our , Birmingham branch is closing in June We’ve put together this guide to share with you how we’ve made the decision and let you know about other ways to bank with us. We’ve noticed the way our customers like to do their everyday banking is changing. And we’ve used this information to help us decide what changes to make. To make sure we’re offering our customers the right services in the right places, we’re investing £250 million into our branches and digital services. We’ll be improving some branches to offer better digital technology and opening some new ones, but this does mean closing some too. Following a careful and full review, we’ll be closing our Small Heath, Birmingham branch in June. There are a number of other branches you can visit, and the closest one is , Birmingham, and you can also use our branch. This guide will tell you more about the review and our Partners are always on hand if you’d like to speak to them in person.

About the branch Opening times* Address What’s available

Monday 09.00 – 17.00 407-409 Road Tuesday 09.00 – 17.00 Small Heath Wednesday 09.00 – 17.00 Birmingham 0 1 0 Thursday 09.00 – 17.00 B10 0SP ATMs inside ATMs outside Deposit Friday 09.00 – 17.00 the branch the branch Machines Saturday Closed Sunday Closed

About our customers Age of our branch customers How are they using the branch now compared to last year?

70% 68%

52½%

35% 6% 1% 43%

23% decrease in the increase in ATM increase in online and 17½% number of customers withdrawals mobile banking

6% 3% using the counters

U18 18-44 45-64 65+

How else do they bank with TSB?

89% 80% 11% 24% use another TSB branch use another TSB branch only use also use or online, mobile or as well as Small Small Heath, the Post Office® telephone banking Heath, Birmingham branch Birmingham branch

What about Business Banking customers?

3% 81% of branch customers use at least have business accounts one other TSB branch YourYour closest branchbranch from from Small will be Birmingham

TSBTSB Branch Branch DistanceDistance RingsRings PostPost Office Office ATMATM BusBus Stop Stop TramTram Stop Stop TrainTrain Stop Stop

OpeningOpening timestimes* HowHow cancan II getget there?there? 09.00 – 17.00 538 Stratford Road • Sparkhill Tuesday 09.00 – 17.00 • It’s about 2.3 miles from our Small Heath branch Birmingham Wednesday 09.00 – 17.00 • Thursday 09.00 – 17.00 • That’s about 15 minutes by car B11 4BD Friday 09.00 – 17.00 •• minutes by on the Inner Circle 8c Saturday Closed Sunday Closed • OtherOther waysways toto bankbank withwith usus PersonalPersonal bankingbanking customerscustomers BusinessBusiness BankingBanking customerscustomers

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tsb.co.uktsb.co.uk ourour MobileMobile 03450345 975975 87588758 tsb.co.uk/businesstsb.co.uk/business 03450345 835835 38583858 BankingBanking AppApp IfIf you’reyou’re notnot alreadyalready registeredregistered forfor onlineonline banking,banking, gogo toto tsb.co.uktsb.co.uk toto findfind outout more.more.

® Address Opening times YourYour closestclosest PostPost OfficeOffice® Address Opening times If you’re a personal banking customer, you can also use any 361 Coventry Road Monday 09.00 – 17.30 If you’re a personal banking customer, you can also use any ® Small Heath Tuesday 09.00 – 17.30 Post Office ®branch to: Post Office branch to: Birmingham Wednesday 09.00 – 17.30 • withdraw money Thursday 09.00 – 17.30 • withdraw money B10 0SH • check your balance Friday 09.00 – 17.30 • check your balance Saturday 09.00 – 17.30 • pay in cash and cheques to your account Sunday Closed • pay in cash and cheques to your account That’sIt’s 0.1 milesSmall miles Heath from branch our

*Opening hours can change and this branch may close at lunch time. Please visit tsb.co.uk/branch-locatorField 1> branch for the latest information. AllAll distancesdistances quotedquoted areare approximate,approximate, basedbased onon thethe postcodespostcodes shown.shown. PostPost OfficeOffice®® is is aa registeredregistered trademarktrademark ofof RoyalRoyal Mail.Mail. For moreFor more informationinformation aboutabout ourour decisiondecision toto closeclose thisthis branch,branch, pleaseplease visitvisit tsb.co.uk/investors/our-branch-programmetsb.co.uk/investors/our-branch-programme TSB Bank plc. Registered Office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC95237. TSB Bank plc. Registered Office: Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. Registered in Scotland No. SC95237.

TSB11398 Small Heath, Birmingham (08/16) TSB11398 (08/16)

TSB11398_0816.indd 2 22/08/2016 16:46 Small Heath, Birmingham Branch Closure Review

We talked to the local community about closing our Small Heath, Birmingham branch We have been speaking to the local community about the impact of the closure of TSB Small Heath, Birmingham and how we can help customers with this transition.

Who we spoke to What was said • The local Member of Parliament, Shabana • TSB was asked about the impact of the decision Mahmood MP. on customers who are most vulnerable to branch closures. • Representatives of the ward of the . • TSB was also asked about what the closure will mean for TSB Partners who work at the Small • Birmingham Chamber of Commerce. Heath branch. • Local Federation of Small Businesses. • TSB was questioned about access to banking • Citizens Advice Bureau. services in the area and the distance to TSB’s closest branch and the nearest ATM.

What we’ve done • We’ve written to our customers to let them know about the closure and the different ways they can bank with us. This information is available in our Small Heath branch, as well as online. • Partners in our Small Heath branch have been chatting to customers, including those who are most vulnerable to branch closures – answering questions, discussing concerns, giving advice on alternative travel arrangements and how they can get to other branches and alternative ATMs. TSB is also offering customers ‘Get Me Started’ appointments, which help customers register for and use online, mobile and telephone banking. • TSB has an arrangement with the Post Office. Personal customers are able to use any Post Office branch which offers financial services, including the local branch on Coventry Road, to check their balance, make cash withdrawals and make cash and cheque deposits. • There will be no job losses as a result of this change.

TSB11398 Small Heath, Birmingham (08/16)