Blank Passenger Focus Powerpoint Template

Total Page:16

File Type:pdf, Size:1020Kb

Blank Passenger Focus Powerpoint Template Ferry Passenger Survey Kevyn Wicks/ Steve King, Future Thinking Caledonian MacBrayne Ferry Passenger Monitor Keith Bailey Senior Insight Advisor Transport Focus The independent transport user watchdog t 0300 123 0822 e [email protected] 1 Introduction • This presentation examines key findings from the first Customer Satisfaction Survey which took place during May 2015 • Fieldwork took place 11th – 24th May 2015. 31 shifts were undertaken covering 13 different ferry crossings. Future Thinking has been responsible for all fieldwork, data processing and reporting • A total of 1,443 questionnaires were completed in total. For longer crossings (20 minutes+) questionnaires were handed out and collected by field agents on-board ferries. For short crossings of 5 minutes, questionnaires were handed out by agents at the ports with pre-paid return envelopes enabling them to complete and return later on • Data has been weighted to match the passenger loading profiles for May according to each route • This presentation draws some key findings from the data and should act as a starting point for further investigations • There is a lot of data to use! This presentation is not the end of the process. Other data inquiries are welcome after today’s meeting 2 ‘Overall satisfaction with journey’ % Don’t % Top 2 know/ no Excluding Don’t know/ no answer box answer Total (1367) 7 35 55 90 4 Non-Islander (not local) (226) 2 2 38 57 95 5 Tourist (from UK) (410) 3 29 66 95 6 Local Resident (Non-Islander e.g. mainland/ peninsular) (255) 6 39 53 92 2 Tourist (from outside UK) (113) 6 4 49 40 89 7 Local Island resident (345) 2 15 33 48 81 4 Very dissatisfed Fairly dissatisfied Neither satisfied nor dissatisfied Fairly satisfied Very satisfied • Overall journey satisfaction is positive with non-Islander residents and UK tourists • Local Island residents slightly less inclined to rate as positively • Some negativity (7% very/ fairly dissatisfied) is noted among tourists from overseas 3 ‘Overall satisfaction with journey’ (II) Excluding Don’t know/ no answer 80% 84% 97% 96% 95% 96% 100% 90% • Overall satisfaction is positive on a mix of longer/ shorter sailings • Overall satisfaction levels on Rhubodach – Colintraive are lower • The busy Wemyss Bay – Rothesay crossing also has notably lower satisfaction levels 4 ‘Overall satisfaction with journey’ (III) Excluding Don’t know/ no answer 93% 91% 92% 92% 87% • Very positive performances in general • Fionnphort – Iona passengers slightly less inclined to rate as highly as elsewhere 5 ‘CalMac understands its role as a ‘Lifeline’ to island communities’ (I) % Don’t Excluding Don’t know/ no answer % Top 2 know/ no box answer Total (1082) 9 8 13 28 43 71 25 Tourist (from UK) (272) 15 26 58 84 38 Non-Islander (not local) (175) 3 4 11 28 54 82 25 Local Resident (Non- Islander e.g. mainland/ 8 5 8 34 45 79 18 peninsular) (223) Tourist (from outside UK) (47) 3 25 23 50 73 63 Local Island resident (342) 18 17 15 26 24 50 7 Disagree strongly Disagree slightly Neither agree nor disagree Agree slightly Agree strongly 6 ‘CalMac understands its role as a ‘Lifeline’ to island communities’ (II) % Don’t % Top 2 know/ no Excluding Don’t know/ no answer box answer Total (1082) 9 8 13 28 43 71 25 Claonaig - Lochranza (54) 11 35 54 89 32 Tayinloan - Gigha (61) 2 15 26 57 83 25 Fionnphort - Iona (15) 20 33 47 80 35 Oban - Craignure (153) 8 7 7 25 54 79 36 Tarbert - Portavadie (51) 2 6 16 22 55 77 23 Largs - Cumbrae Slip (40) 10 3 13 35 40 75 22 Kennacraig - Port Askaig/ Ellen (96) 7 9 8 26 49 75 30 Oban - Coll/ Tiree (138) 4 6 15 26 49 75 18 Ardrossan - Brodick (184) 6 8 12 32 42 74 19 Oban - Lismore (34) 3 12 12 32 41 73 28 Fishnish - Lochaline (50) 6 6 20 22 46 68 39 Wemyss Bay - Rothesay (175) 16 13 14 26 31 57 16 Rhubodach - Colintraive (31) 16 16 19 10 39 49 14 Disagree strongly Disagree slightly Neither agree nor disagree Agree slightly Agree strongly 7 ‘I believe CalMac acts in the best interests of island communities’ (I) % Don’t % Top 2 know/ no Excluding Don’t know/ no answer box answer Total (1066) 12 10 17 27 33 60 26 Tourist (from UK) (262) 3 20 29 48 77 41 Non-Islander (not local) (167) 5 8 13 30 44 74 27 Local Resident (Non- Islander e.g. mainland/ 12 10 15 31 32 63 18 peninsular) (227) Tourist (from outside UK) (46) 3 6 30 16 45 61 64 Local Island resident (343) 22 18 18 24 19 43 6 Disagree strongly Disagree slightly Neither agree nor disagree Agree slightly Agree strongly 8 ‘I believe CalMac acts in the best interests of island communities’ (II) % Don’t % Top 2 know/ no Excluding Don’t know/ no answer box answer Total (1066) 12 10 17 27 33 60 26 Claonaig - Lochranza (54) 4 13 33 50 83 31 Tayinloan - Gigha (61) 2 20 26 52 78 25 Oban - Craignure (152) 10 8 9 27 46 73 35 Tarbert - Portavadie (54) 4 9 17 26 44 70 19 Largs - Cumbrae Slip (38) 13 8 13 32 34 66 25 Fionnphort - Iona (14)# 36 36 29 65 39 Fishnish - Lochaline (51) 6 10 22 18 45 63 38 Kennacraig - Port Askaig/ Ellen (92) 8 10 21 24 38 62 33 Oban - Coll/ Tiree (134) 6 13 20 24 37 61 20 Ardrossan - Brodick (179) 9 13 17 29 31 60 21 Oban - Lismore (32) 13 13 22 16 38 54 32 Wemyss Bay - Rothesay (173) 18 14 19 23 25 48 16 Rhubodach - Colintraive (32) 25 16 19 25 16 41 12 Disagree strongly Disagree slightly Neither agree nor disagree Agree slightly Agree strongly # Caution: Low base size 9 % Don’t ‘Value for money’ % Top 2 know/ no Excluding Don’t know/ no answer box answer Total (1328) 12 10 12 28 38 66 8 Tayinloan - Gigha (77) 3 9 35 53 88 5 Claonaig - Lochranza (75) 3 9 39 48 87 6 Ardrossan - Brodick (208) 4 10 35 50 85 9 Fionnphort - Iona (22)# 5 14 45 36 81 4 Kennacraig - Port Askaig/ Ellen (127) 5 5 11 34 46 80 7 Oban - Coll/ Tiree (162) 3 7 17 35 38 73 3 Oban - Craignure (211) 4 8 16 28 44 72 10 Tarbert - Portavadie (61) 5 16 13 28 38 66 8 Fishnish - Lochaline (71) 10 13 11 32 34 66 13 Oban - Lismore (42) 7 10 19 26 38 64 10 Largs - Cumbrae Slip (49) 22 12 10 20 35 55 4 Wemyss Bay - Rothesay (187) 20 16 14 24 26 50 10 Rhubodach - Colintraive (36) 39 31 14 6 11 17 - Very dissatisfed Fairly dissatisfied Neither satisfied nor dissatisfied Fairly satisfied Very satisfied • Value for money is clearly more of an issue on three routes in particular # Caution: Low base size 10 ‘Value for money’ Route with RET Crossing time Single Return Car Car Route without RET ‘VFM’ (Minutes) (foot) (foot) (single) (return) Tayinloan – Gigha 88% 20 £2.50 £5.00 £7.35 £14.70 Claonaig – Lochranza 87% 30 £2.80 £5.60 £9.40 £18.80 Ardrossan – Brodick 85% 55 £3.75 £7.50 £15.10 £30.20 Fionnphort – Iona 81% 10 £5.20 Kennacraig – Port Askaig/ Port Ellen 80% 145 £6.50 £13 £32.50 £65 Oban – Coll/ Tiree 73% 260 + 55 £10.30 £20.60 £56 £112 Oban – Craignure 72% 45 £5.65 £9.45* £51 £69* Portavadie – Tarbert 66% 25 £4.40 £7.35* £19.30 £33.50* Oban – Lismore 64% 55 £4.10 £6.70* £33 £56* Lochaline – Fishnish 66% 20 £3.35 £5.75* £14.70 £24.90* Largs – Cumbrae Slip 55% 10 £5.65 £20.55 Wemyss Bay – Rothesay 50% 35 £5.15 £8.75* £20.15 £35* Colintraive – Rhubodach 17% 5 £1.65 £2.90 £10.05 £17.25 RET – ‘Road Equivalent Tariff’ is a distance based fares structure, which underpins the Scottish *5 day saver return Government's commitment to providing one single overarching fares policy across Scotland's entire ferry network. The RET formula for calculating fares is a combination of a fixed element (to ensure services remain sustainable and to cover fixed costs such as maintaining harbour infrastructure and vessels) and a rate per mile (calculated by analysts using contemporary independent research by RAC). 11 ‘Value for money’ – car users % Don’t % Top 2 know/ no Excluding Don’t know/ no answer box answer Ardrossan - Brodick (83) 4 6 46 45 91 3 Claonaig - Lochranza (43) 2 7 21 70 91 4 Tayinloan - Gigha (33) 6 12 39 42 81 3 Kennacraig - Port Askaig/ Ellen (70) 3 6 13 40 39 79 5 Fishnish - Lochaline (52) 12 12 10 35 33 68 10 Oban - Craignure (60) 8 25 35 32 67 8 Oban - Coll/ Tiree (80) 5 12 17 32 32 64 2 Tarbert - Portavadie (33) 6 18 15 24 36 60 9 Wemyss Bay - Rothesay (64) 17 20 16 20 27 47 4 Largs - Cumbrae Slip (13)# 46 15 23 15 38 - Rhubodach - Colintraive (22)# 36 32 14 9 9 18 - Very dissatisfed Fairly dissatisfied Neither satisfied nor dissatisfied Fairly satisfied Very satisfied # Caution: Low base size Chart excludes Fionnphort – Iona & Oban – Lismore because of very low base sizes 12 ‘Whether experienced a delay’ % Don’t know/ no answer Total CalMac (1443) 12 83 5 Claonaig - Lochranza (79) 5 92 1 Largs - Cumbrae Slip (51) 2 92 6 Tayinloan - Gigha (81) 91 7 Fionnphort - Iona (23)# 9 91 - Kennacraig - Port Askaig/ Ellen (137) 5 89 6 Fishnish - Lochaline (82) 4 87 10 Tarbert - Portavadie (67) 10 85 4 Wemyss Bay - Rothesay (207) 12 84 5 Ardrossan - Brodick (229) 4 9 81 6 Oban - Lismore (47) 2 11 68 19 Oban - Coll/ Tiree (168) 2 26 66 6 Oban - Craignure (236) 33 63 5 Yes: serious delay Yes: minor delay No delay # Caution: Low base size 13 ‘How well CalMac communicated with you…’ ‘About the fact services were going to be delayed’ % Don’t % Top 2 know/ no Excluding Don’t know/ no answer box answer Total (182) 12 15 22 26 25 51 16 Oban - Coll/ Tiree (42) 10 5 19 33 33 66 10 Oban - Craignure (69) 9 14 13 33 30 63 11 Ardrossan - Brodick (26)# 12 19 19 27 23 50 16 Wemyss Bay - Rothesay (18)# 11 22 33 22 11 33 25 ‘During the delay itself’ Excluding Don’t know/ no answer Total (158) 12 18 34 18 19 37 28 Oban - Coll/ Tiree (39) 10 8 26 31 26 57 17 Oban - Craignure (57) 14 14 28 21 23 44 26 Ardrossan - Brodick (23)# 13 13 39 13 22 35 26 Wemyss Bay - Rothesay (16)# 12 25 31 25 6 31 33 Neither
Recommended publications
  • Argyll & Bute M&G
    Argyll & Bute M&G 15/09/2017 09:54 Page 1 A to Tarbert to Port Bannatyne Frequency in minutes Campbeltown 8 3 Ring and Ride Campbeltown Rothesay T operates throughout A 443 BUS and COACH SERVICES Mondays R this map B 449 90 . E L 0 250 500 metres Rothesay P R 477 Guildford Square Y Service to Fridays Saturdays Sundays T 926 Bay R E Please note that the frequency of services generally applies to school terms. During school holidays T to H terminating: T ILL R 0 200 400 yards 479 A A S O B Ascog, Number Operator Route Days Eves Days Eves ID A R E A 490 G 90.477.479.488 .491.492 some services are reduced and these frequencies are shown in brackets, for example "4(2) jnys" CRAIG K C . Mount Stuart D G NO A Y T ROA OW CK D L calling: S Calton SC E 493 and Kilchattan D RD AL M E S . BE Y E shows that there are 4 journeys during school terms and 2 journeys during school holidays. R S 490.493 C Bay 471 TSS Tighnabruaich - Kames (Tues & Thurs only) 4(5) jnys - - - - VE T R 90 A . W D T N 100 I D W 100 A EST . R R . L LAND E 488 R AR 440 A S ROA E P E D Tighnabruaich - Portavadie (Tues & Thurs only) 2 jnys - - - - A UA Y T T 440 N S V Frequency in minutes A ST 100. A 490 V D . E A 300 A A .
    [Show full text]
  • Isle of Arran Adventure – 3 Day Tour from Edinburgh Or Glasgow
    Rabbies Solutions LLP. 6 Waterloo Place, Edinburgh, EH1 3EG Scotland. Tel: +44(0) 131 226 3133 Fax: +44(0) 131 225 7028 Email: [email protected] Web: www.rabbies.com ISLE OF ARRAN ADVENTURE – 3 DAY TOUR FROM EDINBURGH OR GLASGOW The Isle of Arran is nicknamed ‘Scotland in miniature’. This is because you find all the best bits of Scotland packed into 452 square kilometres. Dramatic peaks, lush valleys, abandoned beaches, standing stones, caves and castles: Arran can keep you entertained for weeks! So, journey the short distance through Ayrshire and Burns Country to lovely Arran and you’ll want to return again and again. Day 1: Your Rabbie’s driver-guide picks you up from your accommodation in the morning. We want to take advantage of this private tour and spend as much time on Arran as possible! So, if you’re starting your tour from Glasgow you make the short drive to Ardrossan for your ferry to Arran in the late morning. And If you’re starting from Edinburgh, you make a comfort stop en-route. You catch the ferry to the Isle of Arran at Ardrossan and disembark in Brodick. South from here in Lamlash, your guide can reveal to you The Holy Isle across the water, owned by the Samye Ling Buddhist Community. VAT Registration No. 634 8216 38 Registered in Scotland No. SC164516 6 Waterloo Place, Edinburgh EH1 3EG Rabbies Solutions LLP. 6 Waterloo Place, Edinburgh, EH1 3EG Scotland. Tel: +44(0) 131 226 3133 Fax: +44(0) 131 225 7028 Email: [email protected] Web: www.rabbies.com You head to the stunning beach at Whiting Bay and have a stroll along the white, sandy beach and enjoy the view of the lighthouse.
    [Show full text]
  • The Perfect Weekendin
    tHe PerfeCt weekend 1 Saturday MORNInG T he perfect weekend in... the FIRTH The sun dips below the horizon at Sweeping views: Largs Yacht Haven East Kyle of Bute Paddle steamer Waverley OF CLYDe 2 Saturday afternoon off Largs Tongue twister: the route: Largs, Kyles of Bute, Caladh, Asgog, Loch Fyne, Tarbert & Arran the small village of Tighnabruaich The Firth of Clyde is one of Scotland’s largest inlets, its outer reaches Saturday afternoon 15 miles wide between Arran and Ayr. This majestic sound becomes After lunch head down through the glorious West Kyle. You pass increasingly sheltered further in, flanked by dramatic hills and lush Tighnabruaich (pronounced‘Tinnabroo-ich’!) and Kames villages, green islands. Here are all the ingredients for spectacular cruising, their solid houses scattered on the hillside. Tighnabruaich has a fine nicely cocooned from the open sea. Welcoming Largs Yacht Haven lies pier and the paddle-steamer Waverley often calls here on her Clyde well into the Firth, looking out towards Great Cumbrae island and the cruises. The Kames Hotel has a few visitor moorings and its cosy, soft east coast of Bute. On Friday evenings there’s always an expectant panelled bar is one of my Scottish favourites. buzz around its bistros and bars, and dinner at the marina’s stylish West Kyle emerges into Inchmarnock Water, a grand expanse with new Scotts restaurant launches the weekend perfectly. the Arran mountains away to the south. Swinging to starboard towards Lower Loch Fyne, it’s not far to a delightful anchorage at Saturday MornInG Skate Hole, on the west side of Asgog Bay.
    [Show full text]
  • (Public Pack)Agenda Document for MID ARGYLL, KINTYRE and THE
    Kilmory, Lochgilphead, PA31 8RT Tel: 01546 602127 Fax: 01546 604435 DX 599700 LOCHGILPHEAD 4 November 2015 NOTICE OF MEETING A meeting of the MID ARGYLL, KINTYRE AND THE ISLANDS COMMUNITY PLANNING GROUP will be held in the COUNCIL CHAMBERS, KILMORY, LOCHGILPHEAD WITH VC FACILITY IN THE CUSTOMER SERVICE POINT, BOWMORE, ISLE OF ISLAY on WEDNESDAY, 11 NOVEMBER 2015 at 10:00AM, which you are requested to attend. Douglas Hendry Executive Director of Customer Services BUSINESS 1. WELCOME AND APOLOGIES 2. DECLARATIONS OF INTEREST 3. MINUTES (a) Mid Argyll, Kintyre and the Islands Community Planning Group held on 12 August 2015 (Pages 1 - 10) (b) Mid Argyll Partnership (MAP) held on 28 October 2015 (for noting) (Pages 11 - 16) (c) Kintyre Initiative Partnership (KIP) held on 2 October 2015 (for noting) (Pages 17 - 24) (d) Third Sector and Communities CPP Strategic Group held on 26 August 2015 (for noting) (Pages 25 - 28) 4. STANDING ITEM: MANAGEMENT COMMITTEE UPDATE (Pages 29 - 34) Report by Community Planning Manager 5. REVIEW OF SOA DELIVERY PLANS (Pages 35 - 40) Presentation by Community Planning Manager 6. OUTCOME 2: WE HAVE INFRASTRUCTURE THAT SUPPORTS SUSTAINABLE GROWTH (a) Public Service Obligations (PSO) (b) Air Fares (c) Ferry Service Issues (Pages 41 - 50) Report by Executive Director of Development and Infrastructure Services (d) Scottish Water Programme of Works Update - TO FOLLOW Report by North Regional Community Team Manager 7. OUTCOME 6: PEOPLE LIVE IN SAFER AND STRONGER COMMUNITIES (a) Community Safety Partnership Strategic Plan (Pages 51 - 56) Report by Anti-Social Behaviour Co-ordinator (b) Roads Update - TO FOLLOW Report by Police Scotland (c) Update on Syrian Refugee Resettlement Programme Update by Business Improvement Manager, Community Services 8.
    [Show full text]
  • Download the Art of Power Exhibition Leaflet
    , 1664, oil on canvas. on oil 1664, , Drinking Boor A Bega, Cornelis canvas. on oil 1680, c. , Maid Kitchen A Slingelandt, van Pieter The University of Glasgow, charity number SC004401 Mount Stuart Trust, charity number SC009584 number charity Trust, Stuart Mount SC004401 number charity Glasgow, of University The Hunterian images © The Hunterian, University of Glasgow. All information correct at time of going to print. to going of time at correct information All Glasgow. of University Hunterian, The © images Hunterian Stuart. Mount at Collection Bute The courtesy images Collection Stuart/Bute Mount events, please check before travelling. before check please events, On occasional dates Mount Stuart may be closed for private private for closed be may Stuart Mount dates occasional On vary). may hours (opening Open daily 24 daily Open daily open Exhibition and House 2017. October 29 - March th th Mount Stuart, Isle of Bute, PA20 9LR PA20 Bute, of Isle Stuart, Mount and Sunday 11.00am - 4.00pm - 11.00am Sunday and 5.00pm - 10.00am Saturday - Tuesday Open 82 Hillhead Street, Glasgow G12 8QQ G12 Glasgow Street, Hillhead 82 Hunterian Art Gallery, University of Glasgow of University Gallery, Art Hunterian www.mountstuart.com/artofpower www.mountstuart.com/artofpower Mount Stuart, Isle of Bute of Isle Stuart, Mount online tickets Buy and Gallery Art Hunterian the at exhibition venue two A www.gla.ac.uk/artofpower **Entry to exhibition at both The Hunterian and Mount Stuart included in ticket price. ticket in included Stuart Mount and Hunterian The both at exhibition to **Entry *From 30 October the exhibition at Mount Stuart will be available by appointment only.
    [Show full text]
  • Water Safety Policy in Scotland —A Guide
    Water Safety Policy in Scotland —A Guide 2 Introduction Scotland is surrounded by coastal water – the North Sea, the Irish Sea and the Atlantic Ocean. In addition, there are also numerous bodies of inland water including rivers, burns and about 25,000 lochs. Being safe around water should therefore be a key priority. However, the management of water safety is a major concern for Scotland. Recent research has found a mixed picture of water safety in Scotland with little uniformity or consistency across the country.1 In response to this research, it was suggested that a framework for a water safety policy be made available to local authorities. The Royal Society for the Prevention of Accidents (RoSPA) has therefore created this document to assist in the management of water safety. In order to support this document, RoSPA consulted with a number of UK local authorities and organisations to discuss policy and water safety management. Each council was asked questions around their own area’s priorities, objectives and policies. Any policy specific to water safety was then examined and analysed in order to help create a framework based on current practice. It is anticipated that this framework can be localised to each local authority in Scotland which will help provide a strategic and consistent national approach which takes account of geographical areas and issues. Water Safety Policy in Scotland— A Guide 3 Section A: The Problem Table 1: Overall Fatalities 70 60 50 40 30 20 10 0 2010 2011 2012 2013 Data from National Water Safety Forum, WAID database, July 14 In recent years the number of drownings in Scotland has remained generally constant.
    [Show full text]
  • Corranbuie & Skipness Land Management Plan Summary
    Corranbuie & Skipness Land Management Plan Summary Corranbuie & Skipness LMP was approved on 30-1-12017 and runs for 10 years. Vision Corranbuie and Skipness are two adjoining forests, see map 1 Location, lying immediately to the south of the village of Tarbert on Loch Fyne, linked by open hill land rising to over 350m at the highest point. Loch Fyne forms the majority of the eastern boundary while the western area is adjacent to elevated heath and private forestry plantations. Tarbert and Skipness are the closest settlements and the nearest transport link is the A83T which links Tarbert with Campbeltown. Ferry routes run close by from Tarbert to Portavadie, Claonaig to Arran and Kennacraig to Islay. Tarbert is an important tourist hub, with access provision into the forest from the village. The Kintyre Way runs through the forest. The eastern coastal strip is noted for its designated Atlantic oakwoods. The total combined management area is 2996.8ha. The primary objectives for the plan area are • Economic and sustainable timber production, including windblow clearance. • PAWS restoration. • Development of habitat networks. • Landscape improvement. • Enhancement and protection of Tarbert to Skipness Coast SSSI and Tarbert Woods SAC. • Construction of new forest roads. • Enhancement of the Kintyre Way. • Protection and enhancement water features and water supplies. • Delivery of Deep Peat policy outcomes • Contribution to renewables targets through hydro-scheme construction. • Protection and enhancement of cultural heritage assets. • To
    [Show full text]
  • Rothesay Holdco Uk Limited & Rothesay Life Plc Solvency
    ROTHESAY HOLDCO UK LIMITED & ROTHESAY LIFE PLC SOLVENCY AND FINANCIAL CONDITION REPORT 2019 Who we are INTRODUCTION 01 Rothesay Life is a leading 1. Background 01 2. Scope 01 provider of regulated EXECUTIVE SUMMARY 02 insurance solutions in the A. BUSINESS AND PERFORMANCE 07-13 A.1 Business 07 UK market for pension A.2 Underwriting performance 11 A.3 Investment performance 12 de-risking. Established A.4 Performance of other activities 13 A.5 Any other information 13 in 2007, Rothesay Life B SYSTEM OF GOVERNANCE 14-27 B.1 General information on the system has grown to become of governance 14 B.2 Fit and proper requirements 18 the third largest annuity B.3 Risk management system including the own risk and solvency assessment 19 B.4 Internal control system 24 provider in the UK B.5 Internal audit function 25 B.6 Actuarial function 25 market, with over B.7 Outsourcing 26 £53bn of assets under B.8 Any other information 27 C. RISK PROFILE 28-35 C.1 Insurance risk 29 management and C.2 Market risk 30 C.3 Credit risk 31 insuring the annuities of C.4 Liquidity risk 33 C.5 Operational risk 34 over 800,000 individuals. C.6 Other material risks 34 C.7 Any other information 35 D. VALUATION FOR SOLVENCY PURPOSES 36-47 D.1 Valuation of assets and financial liabilities 40 D.2 Technical provisions 41 D.3 Other liabilities 45 D.4 Alternative methods for valuation 47 D.5 Any other information 47 E. CAPITAL MANAGEMENT 48-55 E.1 Own Funds 48 E.2 SCR and MCR 52 E.3 Use of equity risk sub-module 53 E.4 Differences between standard formula and internal model 53 E.5 Non-compliance with the MCR and SCR 55 E.6 Any other information 55 Quantitative Reporting Templates 56 F.
    [Show full text]
  • Argyll Bird Report with Sstematic List for the Year
    ARGYLL BIRD REPORT with Systematic List for the year 1998 Volume 15 (1999) PUBLISHED BY THE ARGYLL BIRD CLUB Cover picture: Barnacle Geese by Margaret Staley The Fifteenth ARGYLL BIRD REPORT with Systematic List for the year 1998 Edited by J.C.A. Craik Assisted by P.C. Daw Systematic List by P.C. Daw Published by the Argyll Bird Club (Scottish Charity Number SC008782) October 1999 Copyright: Argyll Bird Club Printed by Printworks Oban - ABOUT THE ARGYLL BIRD CLUB The Argyll Bird Club was formed in 19x5. Its main purpose is to play an active part in the promotion of ornithology in Argyll. It is recognised by the Inland Revenue as a charity in Scotland. The Club holds two one-day meetings each year, in spring and autumn. The venue of the spring meeting is rotated between different towns, including Dunoon, Oban. LochgilpheadandTarbert.Thc autumn meeting and AGM are usually held in Invenny or another conveniently central location. The Club organises field trips for members. It also publishes the annual Argyll Bird Report and a quarterly members’ newsletter, The Eider, which includes details of club activities, reports from meetings and field trips, and feature articles by members and others, Each year the subscription entitles you to the ArgyZl Bird Report, four issues of The Eider, and free admission to the two annual meetings. There are four kinds of membership: current rates (at 1 October 1999) are: Ordinary E10; Junior (under 17) E3; Family €15; Corporate E25 Subscriptions (by cheque or standing order) are due on 1 January. Anyonejoining after 1 Octoberis covered until the end of the following year.
    [Show full text]
  • Staying Safe Colintraive Glendaruel
    COVID-19 Information REMAIN SAFE for the latest advice and information please Covid-19 / Coronavirus visit www.gov.scot/coronavirus-covid-19/ We should all have heard and read ++ INFORMATION ++ www.nhsinform.scot Scottish Government and NHS Scotland advice on how to remain Medical Help www.nhs24.scot safe during the Coronavirus/ Staying Safe NHS non-emergency: 111 emergency: 999 COVID-19 Pandemic. Tighnabruaich Surgery: 01700 811207 As a Community we would like to Strachur Surgery: 01369 860224 remind you of the following Colintraive Dunoon Community Hospital: 01369 704341 principles: + Supporting Local Providers + Maintain Social Distancing Glendaruel Shellfield Farm2Fork Ready Meals are + Wash your hands regularly available now from 01369 820208 or [email protected] + Use hand-sanitiser As an Isolated Rural + Use face-coverings Colintraive Hotel Friday Takeaway ring Community with a high 01700 841207 or www.colintraivehotel.com + Take litter & belongings home Fynest Fish order at www.fynestfish.com or proportion of vulnerable [email protected] for deliveries on residents we are asking that If you or anyone in your household Tuesdays all visitors help everyone to Co-op are making deliveries mid-week to experiences any COVID-19 symp- Colintraive & Glendaruel, with their service toms you must isolate and arrange remain safe during the available through www.coop.co.uk a test. Please ALSO let your hosts ongoing COVID-19 pandemic. Loch Fyne for deliveries email shop@loch- know on the phone number below fyne.com or call 01499 600484 or 600483 that you are showing symptoms as Mon to Fri between 09:00 and 17:00 soon as possible.
    [Show full text]
  • KENNACRAIG - PORT ELLEN OR PORT ASKAIG Table 9
    ISLAY TEXT CODE 09 KENNACRAIG - PORT ELLEN OR PORT ASKAIG Table 9 Kennacraig Port Ellen Port Askaig Port Askaig Port Ellen Kennacraig DAY Depart Arrive Arrive Depart Depart Arrive OPERATES 23 OCT - 24 NOV 2017, 3 JAN - 19 JAN 2018 AND 10 MAR - 29 MAR 2018 0700 0910 - - 0945 1155 MON 1300 - 1455 1530 - 1725 FRI 1800 - 1955 2015 - 2210 0700 0910 - - 0945 1155 SAT 1300 E - 1455 1800 - 1955 2015 2225 - - - - See Table 10 for full Saturday Port Askaig / Colonsay / Oban / Kennacraig connections - - - - 0945 1155 SUN 1300 - 1455 1530 - 1725 1800 - 1955 2015 - 2210 OPERATES 25 NOV 2017 - 2 JAN 2018 AND 20 JAN - 9 MARCH 2018 0700 0920 - - 0700 0910 0945 1155 - - 0945 1205 MON 1300 - 1505 1530 - 1735 1800 2020 - - 1800 2010 0700 B 0910 B - - 0700 BC 0920 BC 0945 B 1205 B - - 0945 B 1155 B TUE 1300 - 1455 1530 - 1725 1800 - 1955 - 1800 B 2020 B 0700 0920 - 0700 - 0855 0945 1155 - - 0945 1205 WED 1300 - 1505 1530 - 1735 1800 - 2005 - 1800 2010 0700 0910 - 0700 - 0905 0945 1205 - - 0945 1155 THU 1300 - 1455 1530 – 1725 1800 - 1955 - 1800 2020 0700 0920 - 0700 - 0855 0945 1155 - - 0945 1205 FRI 1300 - 1505 1530 – 1735 1800 - 2005 - 1800 2010 0700 0910 - 0700 D - - 1300 - 1455 - 0945 1155 SAT 1800 2010 - 1530 - 1725 - - - 1800 - 2005 1300 - 1505 - 0945 1155 SUN 1800 A 2010 A - 1530 - 1735 CODE A Not on 24 and 31 December B Not on 26 December C Not on 2 January 0700 departure from Port Askaig on a Saturday willl operate To Oban via Colonsay.
    [Show full text]
  • Call for Evidence
    2019 Infrastructure Commission for Scotland – Call for Evidence ARGYLL AND BUTE COUNCIL RESPONSE WELCH, JONATHAN 1 Table of Contents Introduction ............................................................................................................................................ 2 Infrastructure Barriers to Economic Growth ..................................................................................... 3 Economic Drivers for Argyll and Bute ................................................................................................ 3 Connecting – Critical Infrastructure ....................................................................................................... 5 Routes to Market / Transport ............................................................................................................ 5 Roads .................................................................................................................................................. 5 Air Infrastructure ................................................................................................................................ 7 Ferry and Port Infrastructure ............................................................................................................. 8 Rail Infrastructure .............................................................................................................................. 9 Active Travel Infrastructure ..............................................................................................................
    [Show full text]