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20Annual Report 2020 Equiniti Group
EQUINITI GROUP PLC 20ANNUAL REPORT 2020 PURPOSEFULLY DRIVEN | DIGITALLY FOCUSED | FINANCIAL FUTURES FOR ALL Equiniti (EQ) is an international provider of technology and solutions for complex and regulated data and payments, serving blue-chip enterprises and public sector organisations. Our purpose is to care for every customer and simplify each and every transaction. Skilled people and technology-enabled services provide continuity, growth and connectivity for businesses across the world. Designed for those who need them the most, our accessible services are for everyone. Our vision is to help businesses and individuals succeed, creating positive experiences for the millions of people who rely on us for a sustainable future. Our mission is for our people and platforms to connect businesses with markets, engage customers with their investments and allow organisations to grow and transform. 2 Contents Section 01 Strategic Report Headlines 6 COVID-19: Impact And Response 8 About Us 10 Our Business Model 12 Our Technology Platforms 14 Our Markets 16 Our Strategy 18 Our Key Performance Indicators 20 Chairman’s Statement 22 Chief Executive’s Statement 24 Operational Review 26 Financial Review 34 Alternative Performance Measures 40 Environmental, Social and Governance 42 Principal Risks and Uncertainties 51 Viability Statement 56 Section 02 Governance Report Corporate Governance Report 62 Board of Directors 64 Executive Committee 66 Board 68 Audit Committee Report 78 Risk Committee Report 88 Nomination Committee Report 95 Directors' Remuneration -
SIXTIETH YEAR No
SIXTIETH YEAR No. 5 VOL. LIX FEBRUARY, 1954 THE PERSONAL REMINISCENCES OF CHOSEN PEOPLE that heepetb Israel Shall neither slumber nor steep.- NE of the most absorbing and revealing books ever published. It Psalm 121:4. o is the autobiography of Joseph Hoffman Cohn, and is entitled "I Have Fought a Good Fight—The Story of Jewish Missionary Pioneering in America." Here is Dr. Cohn's own statement as to how the book came to be written: One day in fellowship, with several members of the Board of Directors, I happened to unravel some of these old-time experiences. They said, "These things you simply must publish as a sort of diary that the world may know a little of what it cost to establish a really worthwhile and dependable Jewish work in America." Since our announcement of the Book in the December issue of THE CHOSEN PEOPLE, we have been deluged with orders. A beloved friend of the Mission for many years, wrote: The Jewish missionary field and the Christian church owe you a sincere vote of thanks ... The great Dr. Neander, church historian, could not have done any better. Another friend of long standing wrote: I read your memoirs with the most intense interest, and I see clearly that the Lord had ... a world-wide field for you, and a world-wide support. Published monthly. October to May of bt as a Have you ordered your copy? The price is only $3.00 postpaid; medium ormksrmaticrn concerning Israel, and the Work of over 300 pages, handsomely bound in cloth. -
Virgin Money UK PLC Full Year 2020 Financial Results Announcement
Virgin Money UK PLC Full Year 2020 Financial Results Announcement BASIS OF PRESENTATION Virgin Money UK PLC (‘Virgin Money’, ‘VMUK’ or ‘the Company’), formerly known as CYBG PLC (‘CYBG’) (the Company was renamed on 30 October 2019), together with its subsidiary undertakings (which together comprise ‘the Group’), operate under the Clydesdale Bank, Yorkshire Bank, B and Virgin Money brands. This results announcement covers the results of the Group for the year ended 30 September 2020. The term ‘Virgin Money’ is used throughout this results announcement either in reference to the Group, or when referring to the acquired business of Virgin Money Holdings (UK) PLC or subsequent integration of the acquired business, within the newly combined Group. Statutory basis Statutory information is set out on page 16 and within the financial statements. Pro forma results: On 15 October 2018, the Company acquired all the voting rights in Virgin Money Holdings (UK) PLC by means of a scheme of arrangement under Part 26 of the UK Companies Act 2006, with the transaction being accounted for as an acquisition of Virgin Money Holdings (UK) PLC. We believe that it is helpful to provide additional information which is more readily comparable with the current year result s of the combined businesses. Therefore we have prepared pro forma comparative results for the Group as if Virgin Money UK PLC and Virgin Money Holdings (UK) PLC had always been a combined group, in order to assist in explaining trends in financial performance. A reconciliation between the results on a comparative pro forma basis and a statutory basis is included on page 17. -
The Virgin UK Index Tracking Trust
The Virgin UK Index Tracking Trust Final Report and Financial Statements For the year ended 15 March 2021 2 The Virgin UK Index Tracking Trust Contents Manager's report 3 Management and professional services 3 Manager's investment report 4 Comparative tables 11 Portfolio statement 12 Top purchases and sales of investments 30 Securities Financing Transactions (SFTs) 32 Statement of total return 36 Statement of change in net assets attributable to unitholders 37 Balance sheet 38 Notes to the financial statements 39 Distribution tables 53 Statement of the Manager’s responsibilities 54 Independent auditor’s report to the unitholders of the Virgin UK Index Tracking Trust 55 Manager’s remuneration 58 Statement of the Trustee’s responsibilities in respect of the Scheme and Report of the Trustee to the Unitholders of the Virgin UK Index Tracking Trust 59 The Virgin UK Index Tracking Trust 3 Management and professional services For the year ended 15 March 2021 Manager (the ‘Manager’) Virgin Money Unit Trust Managers Limited Jubilee House Directors: S. Bruce (appointed 29 September 2020) Gosforth J. Byrne (appointed 24 May 2021) Newcastle upon Tyne H. Chater NE3 4PL S. Fennessy (resigned 29 September 2020) F. Murphy (appointed 19 October 2020) M. Phibbs J. Scott (resigned 4 December 2020) I. Smith (resigned 19 October 2020) D. Taylor (appointed 29 September 2020) N. L. Tu (resigned 24 May 2021) S. Wemyss (appointed 8 December 2020) Telephone 03456 10 20 30* Authorised and regulated by the Financial Conduct Authority. Investment adviser Aberdeen Asset Managers Limited 10 Queen’s Terrace Aberdeen Aberdeenshire AB10 1XL Authorised and regulated by the Financial Conduct Authority. -
2017 Creative Agencies New Business League
2017 CREATIVE AGENCIES NEW BUSINESS LEAGUE Global / Oct 2017 ESTIMATED ESTIMATED YTD RANK THIS RANK LAST OVERALL YTD No.of AGENCY RECENT WINS WIN REVENUE RECENT LOSSES MONTH MONTH REVENUE Wins (USD $ m) (USD $m) Ulta Beauty US, National 1 1 McCann WorldGroup Geographic US Brand Marketing , 162.3 Office Depot US 151.3 402 Flybe US Kohl's US, Mercedes Benz Service 2 4 BBDO 151.4 Belvedere vodka US 140.6 237 Germany, EA Madden US CFA Institute Global, British 3 2 Ogilvy Airways(Loyalty) US, Mondelez 132.0 American Express US 105.9 326 Cadbury UK & Australia Lafayette 148 US (Digital), Titan 4 5 Isobar Company (Digital) Global, Canon 86.8 Innisfree Malaysia 86.7 337 Thailand Le Monde France, Church's Chicken 5 3 J Walter Thompson US, Qatar Financial Centre Global, 111.6 Kellogg's US 84.0 513 Tunisie Telecom Europe Radox Global, Sol Beer US, ConAgra 6 6 DDB US, Miller Lite US, Center Parcs 95.2 Electrolux Global 73.2 273 Europe Liberty Mutual US, PepsiCo US, NFL 7 9 GS&P Network US Project, Gradifi US 87.7 Princess Cruises US 72.3 4 Project McDelivery Global, McDonald's UK, 8 11 Leo Burnett 68.1 Coty (Max Factor) Global 54.4 236 Kellogg's US, Serta Mattresses US The Hershey Company US, Carnival 9 7 Anomaly Cruises US, Electrolux Global, Coca- 57.0 Diesel Global 53.5 11 Cola Minute Maid US 10 8 WPP(Team WBA) Walgreens Boots Alliance US 50.0 50.0 1 Peroni Nastro Azzurro UK, Mattress 11 10 Droga5 47.0 Air Wick, Clearasil Global 37.0 12 Firm US, Tencent Gaming US Whole Foods Market US, Nuveen 12 12 MullenLowe Group 43.3 Cash Converters Australia -
Erie's Mayor Speaks on the Rise in Crime and Violence in the City
The local voice for news, arts, and culture. with SINNOTT Erie’s Mayor Speaks on the Rise in Crime and Violence in the City August 5 - 18, 2015 / Vol. 5, No. 16 / ErieReader.com ATTACK OF BEARDED BABY THE PACA CELEBRATE ERIE GALLABALOO SUMMER JAM AT BT IS TODAY THE DAY YOU IGNITE YOUR FUTURE? If you have the spark, we have the programs to guide you toward a rewarding career. FORTIS offers programs in the following areas: Nursing • Medical/Dental • Business I.T. • Skilled Trades • Cosmetology CALL 1.800.555.7600 TEXT “IGNITE” TO 367847 FORTIS.EDU IGNITE YOUR FUTURE FORTIS INSTITUTE 5757 WEST 26TH STREET, ERIE, PA 16506 Financial Aid Available for those who qualify. Career Placement Assistance for All Graduates. For consumer information, visit Fortis.edu. From The Editors ter @Snevets_Yaj, as he’ll soon be launch- ing a podcast amongst what we’re sure or better or for worse, Erie has spent in search of a silver-bullet-proof-vest an- will be many other creative ventures. nearly a decade with Mayor Joe Sin- swer but to offer a longform interview he next installment of Erie Gives Fnott. And for better or for worse, that would fill as many pages as possible TDay falls on Tuesday, Aug. 11. From 8 Sinnott, who ran unopposed for his final and address as many topics as they could a.m. to 8 p.m., Erieites have a twelve-hour of three terms, reaching the imposed limit fit in. window to donate to the nonprofit of on all mayors after Lou Tullio’s two-de- Does it answer everything? No. -
Stoxx® Europe Ipo (60 Months) Index
STOXX® EUROPE IPO (60 MONTHS) INDEX Components1 Company Supersector Country Weight (%) CELLNEX TELECOM Telecommunications ES 6.13 DELIVERY HERO Retail DE 5.29 JUST EAT TAKEAWAY.COM NV Retail NL 5.21 SCOUT24 Technology DE 3.41 COVESTRO Chemicals DE 2.72 AUTO TRADER GROUP Media GB 2.50 HELLOFRESH AG Retail DE 2.18 AMUNDI Financial Services FR 2.08 KOJAMO OYJ Real Estate FI 2.00 GALENICA SANTE AG Retail CH 1.92 VAT GROUP AG Industrial Goods & Services CH 1.91 ASR NEDERLAND NV Insurance NL 1.79 SIG COMBIBLOC GROUP AG Industrial Goods & Services CH 1.72 CONVATEC PLC Health Care GB 1.70 SIGNIFY Industrial Goods & Services NL 1.54 NEXI SPA Industrial Goods & Services IT 1.50 TEAMVIEWER AG Technology DE 1.49 INWIT Telecommunications IT 1.43 AVAST PLC Technology GB 1.41 LA FRANCAISE DES JEUX Travel & Leisure FR 1.28 STADLER RAIL AG Industrial Goods & Services CH 1.19 BAWAG GROUP AG Banks AT 1.05 NETCOMPANY GROUP AS Technology DK 1.03 SOFTCAT Technology GB 0.89 PIRELLI & C. S.P.A. Automobiles & Parts IT 0.89 COUNTRYSIDE PROPERTIES PLC Personal & Household Goods GB 0.88 LANDIS GYR GROUP AG Industrial Goods & Services CH 0.86 INTEGRAFIN HOLDINGS PLC Financial Services GB 0.81 DOMETIC GROUP AB Personal & Household Goods SE 0.77 BRAVIDA HOLDING AB Industrial Goods & Services SE 0.72 SILTRONIC Technology DE 0.69 TRAINLINE PLC Travel & Leisure GB 0.68 SPIE Industrial Goods & Services FR 0.68 INTERTRUST NV Financial Services NL 0.68 ZUR ROSE GROUP Retail CH 0.66 ASCENTIAL PLC Media GB 0.64 SINCH Technology SE 0.64 Virgin Money UK Banks GB 0.62 HASTINGS -
2019 Annual Report Annual 2019
a force for good. 2019 ANNUAL REPORT ANNUAL 2019 1, cours Ferdinand de Lesseps 92851 Rueil Malmaison Cedex – France Tel.: +33 1 47 16 35 00 Fax: +33 1 47 51 91 02 www.vinci.com VINCI.Group 2019 ANNUAL REPORT VINCI @VINCI CONTENTS 1 P r o l e 2 Album 10 Interview with the Chairman and CEO 12 Corporate governance 14 Direction and strategy 18 Stock market and shareholder base 22 Sustainable development 32 CONCESSIONS 34 VINCI Autoroutes 48 VINCI Airports 62 Other concessions 64 – VINCI Highways 68 – VINCI Railways 70 – VINCI Stadium 72 CONTRACTING 74 VINCI Energies 88 Eurovia 102 VINCI Construction 118 VINCI Immobilier 121 GENERAL & FINANCIAL ELEMENTS 122 Report of the Board of Directors 270 Report of the Lead Director and the Vice-Chairman of the Board of Directors 272 Consolidated nancial statements This universal registration document was filed on 2 March 2020 with the Autorité des Marchés Financiers (AMF, the French securities regulator), as competent authority 349 Parent company nancial statements under Regulation (EU) 2017/1129, without prior approval pursuant to Article 9 of the 367 Special report of the Statutory Auditors on said regulation. The universal registration document may be used for the purposes of an offer to the regulated agreements public of securities or the admission of securities to trading on a regulated market if accompanied by a prospectus or securities note as well as a summary of all 368 Persons responsible for the universal registration document amendments, if any, made to the universal registration document. The set of documents thus formed is approved by the AMF in accordance with Regulation (EU) 2017/1129. -
Virgin Money UK PLC Clydesdale Bank PLC Jubilee House 30 St Vincent Place Gosforth Glasgow G1 2HL Newcastle-Upon-Tyne NE3 4PL United Kingdom United Kingdom
BASE PROSPECTUS DATED 24 MARCH 2021 VIRGIN MONEY UK PLC (incorporated with limited liability in England and Wales) CLYDESDALE BANK PLC (incorporated with limited liability in Scotland) £10,000,000,000 Global Medium Term Note Programme Any notes ("Notes") issued pursuant to this base prospectus (the "Base Prospectus") under the Global Medium Term Note Programme (the "Programme") on or after the date of this Base Prospectus are issued subject to the provisions described herein. Under the Programme, Virgin Money UK PLC (formerly CYBG PLC) (the "Company") and Clydesdale Bank PLC (the "Bank" and, together with the Company, the "Issuers" and each an "Issuer"), subject to compliance with all relevant laws, regulations and directives, may from time to time issue Notes. The aggregate principal amount of Notes outstanding under the Programme will not at any time exceed £10,000,000,000 (or the equivalent in other currencies), subject to increase as provided herein. References in this Base Prospectus to "Exempt Notes" are to Notes issued under the Programme for which no prospectus is required to be published in accordance with the UK Prospectus Regulation (as defined below). The FCA (as defined below) has neither approved nor reviewed information contained in this Base Prospectus in connection with Exempt Notes. This Base Prospectus has been approved by the United Kingdom Financial Conduct Authority (the "FCA") as competent authority under Regulation (EU) 2017/1129 as it forms part of domestic law of the United Kingdom by virtue of the European Union (Withdrawal) Act 2018, as amended (the "UK Prospectus Regulation") for the purpose of giving information with regard to the issue of notes issued under the Programme (other than Exempt Notes) described in this Base Prospectus during the period of 12 months from the date of approval of this Base Prospectus. -
Morgan Wallen's 'Dangerous' Spends Fourth Week at No. 1 on Billboard
BILLBOARD COUNTRY UPDATE APRIL 13, 2020 | PAGE 4 OF 19 ON THE CHARTS JIM ASKER [email protected] Bulletin SamHunt’s Southside Rules Top Country YOURAlbu DAILYms; ENTERTAINMENTBrett Young ‘Catc NEWSh UPDATE’-es Fifth AirplayFEBRUARY 8, 2021 Page 1 of 25 Leader; Travis Denning Makes History INSIDE Morgan Wallen’s ‘Dangerous’ Spends Sam Hunt’s second studio full-length, and first in over five years, Southside sales (up 21%) in the tracking week. On Country Airplay, it hops 18-15 (11.9 mil- (MCA Nashville/Universal Music GroupFourth Nashville), debuts at No. Week1 on Billboard’s lion at audience No. impressions, 1 upon 16%). Billboard Top Country• Olivia AlbumsRodrigo’s chart dated April 18. In its first week (ending April 9), it earned‘Drivers 46,000 License’ equivalent album units, including 16,000 in album sales, ac- TRY TO ‘CATCH’ UP WITH YOUNG Brett Youngachieves his fifth consecutive cordingLeads to Hot Nielsen 100 for Music/MRC 4th Data. 200 Albumsand total Country Airplay ChartNo. 1 as “Catch” (Big Machine Label Group) ascends SouthsideWeek, The marks Weeknd Hunt’s second No. 1 on the 2-1, increasing 13% to 36.6 million impressions. chart &and CJ fourth Hit Top top 10 10. It follows freshman LP BY KEITH CAULFIELD Young’s first of six chart entries, “Sleep With- Montevallo• Super ,Bowl which Synch arrived at the summit in No - out You,” reached No. 2 in December 2016. He vember 2014 and reigned for nine weeks. To date, followed with the multiweek No. 1s “In Case You Report: Sony/ATV Morgan Wallen’s Dangerous: The Double Album holds demand streams of the album’s songs), album sales Montevallo has earned 3.9 million units, with 1.4 Didn’t Know” (two weeks, June 2017), “Like I Loved Walking on Air at No. -
“Cannonball” Adderley
Journal of Jazz Studies vol. 9, no. 1, pp. 101-106 (Summer 2013) Portrait of Cannonball: Cary Ginell's Walk Tall Dustin Mallory Walk Tall: The Music and Life of Julian “Cannonball” Adderley. By Cary Ginell. Milwaukee: Hal Leonard Books, 2013. 190 pp. $18.99. Very few jazz musicians can say that their band had a Top 20 single and a Top 20 album. Within that elite group of artists, only two men can state in the same breath that they also performed on jazz’s best-selling album of all time, Kind of Blue. One is Miles Davis and the other is Julian “Cannonball” Adderley. Cannonball’s success in album sales is just one measure of his achievements, albeit a tangible one. However, a casual stroll through the practice rooms of any jazz school in the country or jazz club in a city will aurally reveal the sheer volume of musicians that practice, perform, and revere the vocabulary that poured from Cannonball’s saxophone. Yet, despite the respect that Cannonball has been accorded over the years, both measureable and immeasurable, there is relatively little in the way of published biographical information. With the exception of the occasional feature in a periodical, an entry in The Encyclopedia of Jazz, a handful of scholarly works, and a few publications geared toward theory or discography,1 Mr. Adderley’s biography has gone largely unwritten. Furthermore, it can be said definitively that there is nothing in the marketplace that even closely resembles a comprehensive biography. Cary Ginell’s Walk Tall is one of the first publications that sets theory, analysis, and discography on the back burner in favor of history/biography. -
BMJ in the News 29 March
BMJ in the News is a weekly digest of journal stories, plus any other news about the company that has appeared in the national and a selection of English-speaking international media. A total of 27 journals were picked up in the media last week (29 March-4 April) - our highlights include: ● Research published in The BMJ finding that levels of adherence to the UK’s test, trace, and isolate system are low made national headlines, including BBC News, The Guardian, and The Daily Telegraph. ● A BJSM study suggesting that physical inactivity is responsible for up to 8% of non-communicable diseases and deaths worldwide was picked up by CNN, ITV News, and Gulf Today. ● A study in The BMJ revealing that people discharged from hospital after covid-19 appear to have increased rates of organ damage compared with similar individuals in the general population made headlines in the Times of India, Huffington Post, and Asian Image. BMJ PRESS RELEASES The BMJ | British Journal of Ophthalmology British Journal of Sports Medicine | Thorax EXTERNAL PRESS RELEASES BMJ Nutrition, Prevention & Health | BMJ Open Gut | Journal for Immunotherapy of Cancer Stroke & Vascular Neurology OTHER COVERAGE The BMJ | Annals of the Rheumatic Diseases BMJ Case Reports | BMJ Global Health BMJ Open Gastroenterology | BMJ Open Ophthalmology BMJ Open Science | BMJ Open Sport & Exercise Medicine BMJ Supportive & Palliative Care| Heart Journal of Epidemiology & Community Health | Journal of Medical Ethics Journal of Medical Genetics | Journal of NeuroInterventional Surgery Journal