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Certification Regarding Correspondent Accounts

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AI'PENDIX ATO SURPAR'I' I Oil ['AIT'[' I03 - D Ii N'I' AC C O U Til'S C li,ll'l' I FI C ATI ON RIT GARDI I{ G C O I{R.I' SI' ON FOlt FOITIIIGN tlAIt'lKS IOMB Control Number 1505-01841 to sectiotts 5318(il und Tlre informution containecl in this certificcttion is soughl pursuunt und 319(b) o-f the LISA 53lS(k) of Title 3l of the United Stcttes Code, as ocldecl b1'seclions 313 PATRIOT ACT oJ'2001 (I'ublic Law 107-56)' that nTairrtains a ctirresp.ndent This certification shoLrld be cornpleted by any {breign bankl. (a coverecl {inancial inslitution account rvith any L-J.S. banl< or I.J.S. broker-dealer in securitics bank is tloi rcqriiretl ttr as definecl in 31 C.F.lt. 103.175(0). An entity that is not a lilrcign cornplete thi s Certi f-lcation. oi'thc urri'L.--cl Stiitcs A lbreig, bank is a bank organized under lbreigrr larv and located or-rtside branciics. ancl age,cics ol' (see <letirrition at 31 C.F.R. 103.11(o)) A bank incluc.lcs ol'flccs. banl<s' thriii institutiorls' creriit commercial banks or trust ccltrtpatrics, private ballks, national pnder Iau's and sttpcrvised br parll<irlg r-r;tions, and other organizations ohartererj bankilg supervisors of any state (see definition at 3l C'F'R' t03'11(c))'1 cleposits 1i"ott't' tllai'c A correspondent Account fbr a foreign banl< is any acc()unt to rcccivc othcr linancial transactititts paytnents or cjisbursements orr behalf of a foreign banl<. or haudle related to the lbreign banl<. branch or oi'llce ola lJ's' banli outsicic Special instruction for loreign branches ol tJ.S. banlts: A is not rcquircci to complctc this trre ljnitccl States is a loreign bank. Such a branch or o1't'rcc branchcs aud olliccs of thc sat-ne certifrcation rvitl-r respect to cclrrespondent Ai:co.rnts rvith IJ.S. Ll.S. banl<. branches on a single ccrtiflcation: A tbrcig',tr balrl< ina,v Special instruction lbr covering multiple 'i'hc tl-re Unitcd statcs' co*plcte one certiiication for its branches and ol'llces oLttsicic arc covereci iincr rrust incluclc tlre certifrcatiorl mLlst tist ail ol. the bra,crres ancl 0frccs tl-rat part or'fice that mai.tains a corrcspo,clc.l Accourrt irrlbr,ration reqr_rirecr in c 1or each branch or shcets as necessary' with a covered Financial lnstiturtion. Use attachment .fhe ASIA llank i,imitccl ("l''tlrcign llanli") hcrcby' A. unclersignecl f rrrancial institution, NIC ccrtifics as lbllows: i as a or monctat')'t.n authoritv that lLtlctions 'A ,,loreign bank,, docs r-rot inclucie any foreigneipn ccrltralccntral banli central banli, banli ecl by trcatY or internaliotlal or any inlernational frnancial institution or regional agreement. Page 1 of 13 #S(r&\ - ${te A5!A BANK I-TD. RGGI51Gft€D OFFIC€ KAT:{MANN IJ. Correspontlent Accounts CoYerccl b1' this Certil'icatitln: Ttris Certification applies to all accourrts establishec1 1br l''orcigrr Ilar-rk by'Covcred I:inancial Institutions. C. l'}hysical Presence/ Itegulated Alliliate Status: NIC ASIA Bank Lirnited maintains a physical prescnce in't'rade forver Nepal''fhapathali- ll, I(athmandu, where it ernploys onc or rrore individLrals on a lirll-tirlc basis anci t'nairltains operati.g records related to its banking activitics.'l'he abovc addrcss is in Ncpal r'r'ircrr: Nl(l ASIA Bapk Lirnited is authorizecl to concluct barrking activitics. NIC ASln []anli [.imitcd is banking autlioritv sr-rb-iect to inspection by Nepal Rastra llank (Central Banl< ol'Nepal)' thc that licensed the NIC ASIA Bank I-irnited to conduct banking activities" .l-he prcscrrce NIC ASIA IJank Lirrited Branches, listed in tlte Anncxurc, rnaintaitr a plil'sical that means each NIC ASIA Bank l-imited l]rarrch: ()ne ,/ Ilas a place ol'business at tl-re acJclress listec'i in Atr.rrcxurc. u'hcrc it erlplors or more ernployees on a full time basis ancl maintains operatilrg rccorcls rclateti io its banking activities: bLrsiuess is ,/ Is ar-rthorizecl to conduct banking activities at placc rvherc its place of' looated; ,/ Is subject to inspcction by Nepal Rastra llank (Central llanl< of Ncpal) D. Indirect Use of Correspondcnt Accounls: bc itsecl '."t-r No Corresponclent Account maintainecl by a CoVerecl Financial lnstitLrtion trav l.rcrebl' inclirectty provide banking services to certain fbreigr"r barrl<s. NIC ASIA Ilanlt [-imitccl (lovcrccl certifies that it and its branches do not USe any Corrcsponclent Acctlrtnt u'ith a that docs not Firrancial Institutiol to indirectly provicle banl<ing services 1o an5' lbreign banl< maintain a physical presence in any coLrntry and lhat is a not a rcurtlatccl afliliate' E. Orvnership Information: NIC ASIA Bank Limired's shares are pLrblicly tradcci. I'}ubliclv traclcd lllcans that the sirares is rcgr-rlatccl b1' a are tradcd on an exchange or an organizecl over-lhc-countcr marl<ct that Act of' fbreign securities authority as definecl in scction 3(aX50) ol'rhc Scculilies lrxcharrg.c 1934 (l s l.J.S.C. 78o(a)(s0)). F. I'rocess Agent: resident of l'lre lollowing inclividual or cntity: Globol I'uyment Advit Group (GPAG) is a the United States at the following"street address: 4" #& r**c,As!A Page 2 of 13 H A, H !( t-T D. frec,steP€DNoFFtc€ 90\zillagc Grcen, Bardonia, Nerv York, 10954 [JSA, and is :tLrthorizcd to accept scrvice oi- legal process on behalf oINIC ASIA Bank I-irritcd lronr the Secretarl'ol-the 'l'reasurr,- orthc Attonrey General ol-the [Jnited States pursuant 1o Section 53 I 8(k) ol- title 3 I , tJnitcd Statcs Code. G. General NIC ASIA Bank Limitecl hereby agrees to notifll, in writing each (loverccl l]inancial Institution at r.vhich maintains any Correspottdent Account of atry chang,e irl lhcts or circumstances reported in this Certification. Nolillcation sirall be givclt rvithirt 30 calenclar days of such change. NIC ASIA Bank t,irnited undcrstancls that cach Coverecl Financial Institution at lvhich it n-raintains a correspondent Accounl rnay providc a copy ol-this Certif.rcation to the Secretary o1'the'freasury and thc Attorncy Gerreral of thc [,]nitcd Slatcs. NIC ASIA IJank Limited further uncicrstarrds that the statcrtrr--nts cotrtained in this Certiljcation may be transmitted to one or more departments or agencics ol-the L.Jrtited Statcs of America 1or the pLlrpose o1' fLrlfilling such departu-tcrt1s' ancl agcrtcics' govcrrlmclltal functions. I, Roshan Kumar Neupane, certify that I have read and undcrstand this Ccrtifrcation. thal thc statements rnade in this Certif-ication are complete and corrcct. and that I ani authofizccl to execute this certif-rcation on BehallolNIC ASIA Ilank l-inritecl' )f .4h w.a-qr,q. - t, Roshan l(umar-Neupane F\IEC ASXA '/V Acting Chief Executive Officer BANK LTtr. NIC ASIA Bank Limited, R€GISI€RED OFFIC€ I(ATHMANOU Executed on this 21't day of June,2018. Received and Reviewed By: Name: Title: For: (Name of Covered FinanciaI Institutiorr) Date: Page 3 of 13 Annexure: List oI NIC ASIA I]SIrILI,imited llranclteq Phone Numbers Regu I ator S, No Entity Branches Address NIC ASIA Nopal llastra uank Rcg ist ere d 'l.hapalhali t9/ I 1 511-11"'11/51L11/9 Ila nk 7 Limited Office I rade Tower, l.hapathali, l(athmandu NIC ASIA Ncpal I(!stra Bank 'I - 11 | 9/1 1 4263212.142.63)18 tlank 2 Limited Tripureswor riDUreswore, Kathmandu Metropolltan City NIC ASIA Ncpal Ilastra Bank - Ne!al, t97 I 2\ 52.1921. llank 3 Limited Iliratnagar Opposite D.S.P Office, Uiratnagar 3 NIC ASIA Nilpal Ilajrra tlank | 9 l't 1 55!55481 \555042/1,555064 llank 4 Limited Jawa lakhel lawalakhel, LalitPur NIC ASIA Nepai llastra tlank 1 977 2s 5u6980/5u6981/5869112 llank 5 Limited Itahari Itahari 1, Sunsari NIC ASIA t97 5)1 102, !9 l'l ? I 521145, Ncpdl Iiastra Ilank I 2l gAo,tgl,:'/OO tlnnk 6 Li m ited lla m llam 1, llam NIC ASIA Ncpa ltastra Bank 977 .1-4D32.6s1 4) 231691 42.)) 411 / 4? 31]43, []af l( 7 Limited New tload Meera llome, KhichaPokhari NIC ASIA NcpaL tlastra uank o1 1 -660801/ 660802/660U03 IJank 8 Limite d llanepa tlancpa 10, Kavre NIC A5IA Nepal I{as1ra Ilank )S/1 16()191821 ij619183/ 6619184 tlank 9 Limited Bhaktapur survabinavak Chowk, BhaktaPur NIC ASIA Ncpal ,lastr a Bank 9t /,2.3 540917 541415 . []anl( 10 t.imited llirtamod tlhadrJpur lload, llrrtamod / ASIA N1C Ncpal llastra uank Bank tg I /, 3 4561 I 5? 352,67 / 5234664 11 iimited Ka lan ki Kalanki, l(athmandu NIC ASIA Ncpai itasira Ilank t9 l'1 42.68876,425 /441 tlank 1,2 Limited Chhetrapati Chhetrapati, Kathmandu NIC ASIA Ncpa l{astra B.P. l(oirala lnstitute of llealth Sclcnces, (ihopa Bank Ilank 9 /7 - 02 s-533333/985203 1?"2-5 13 Lim rted Dharan Camp, i)hardn NIC ASIA Ncpal llastra Llank -43 /939 t 43 /939a llank Maharaj8unj r 91 t'1 /9396 1 43 I 1,4 Limited ara tpt Naravangopal Chowk, NlC ASIA N0prl llaitra tlank .tg| 7 -056 -57 OO34 1056-570035 tldfk 15 Limited Narayangarh ilharatpur Na. I)a.4, Lions Chowk NIC AS]A Ncpal Itasrra llank l)rfk I.]utwal, Ilupendehi +97 /-0.1),"543238 r6 l.i m itcd B utwa I Sharawan I)ath, NIC ASlA Ncpal liastra 1 97 / 061-s39645/0 6 t 5249 41"/ A61 Ilank 52 4).2A/98:,601317 6 tlank 1,7 Limited Pokhara Mahendra Pool, Pokhara +977-01.- NIC ASIA 43B7O5sl 438705619A:tr1) o t)a I t 9 / t'a1 Nopal tlastra Bank Ilank - 29 43IJ7061/01 4 r8o07n 18 Limited Samakhushi Samakhushi MetroPolitan Ntc ASlA Ncpal uastra Bank lla n l( l.loudha ) I I / O1 tt49969) I 4491 192/44931 93 19 Li m itcd uoudha Kathmandu 6, l.usal Chowk, NIC ASIA Nepal itattrn Bank Ilark t 9 /1 A1.'4)'t2.54'3 / 42 12 1 2 A )0 timitcd LlagbJlar Ilagbazar 31, {lagbazar NIC ASIA r9 / I -A8I' Ncpal ltasira Bank uank e n t 1, I sz /8J ) I s) / B t3 /9858A2.2618 21 Limitcd Nepalgunj Surkhet lioad, NePalgunj NIC ASIA Ncpal llastra Ilank +97 l-0L 66347 /3 tlank 22 Lim ited Kausaltar l(ausaltar, BhaktaPUr NIC ASIA Nopal Ilastra llank tlatrk I];r gun.-11.
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    ;g\/fOh a}+s lnld6]8 SUNRISE BANK LIMITED RISING TO SERVE www.sunrisebank.com.np ANNUAL REPORT 2013/14 A.D.(2070/71 B.S.) 2 Sunrise Bank Limited Seventh Annual Report 2013/14 BOARD OF DIRECTORS MR. MOTILAL DUGAR Chairman DR. BHOGENDRA GURAGAIN ER. BACHH RAJ TATER MR. SHRAWAN KUMAR GOYAL MR. MALCHAND DUGAR Director Director Director Director DR. DEEPAK PRASAD MR. DEEPAK NEPAL MR. JYOTI KUMAR BEGANI MR. SHANKHAR PD. DAHAL BHATTARAI Public Director Public Director Professional Director Public Director MR. ISHWOR KUMAR PATHAK (Company Secretary) Seventh Annual Report 2013/14 Sunrise Bank Limited 3 FINANCIAL GLANCE OF THE YEAR 2013/14 DEPOSITS GROSS LOANS NET PROFIT 26,617M 20,978M 247M 14% 14% 21% NET INTEREST OTHER OPETATING STAFF & INCOME INCOME OPERATING COST 1,095M 309M 624M 11% 15% 14% LOAN LOSS PROVISION TAX TO PROVISION WRITE BACK GOVERNMENT 467M 94M 124M 27% 55% 16% NET INTEREST SPREAD NPA PERCENTAGE LIQUIDITY 4.55% 4.94% 33.31% 0.21% 1.20% 0.20% CAPITAL ADEQUACY EARNING PER SHARE CLOSING SHARE PRICE 11.49% 11.03 510 0.31% 4.43 278 NO OF EMPLOYEES NO OF BRANCHES/ATM NO OF ACCOUNTS 445 51/61* 2,50,000 5 2/4 16% (* Currently Bank has 53 brances & 64 ATMs) (M = million) 4 Sunrise Bank Limited Seventh Annual Report 2013/14 CHAIRMAN MESSAGE Dear Shareholders, With the increased market competition as well as I am privileged to welcome all our distinguished bargaining power of customers and compliance with shareholders, guest and stakeholders to the Seventh internal, national and international standards etc Annual General Meeting of Sunrise Bank Limited and it is evident that the bank will have to face several would like to present the Bank’s Annual Report for the challenges in the various aspects in the coming Financial Year 2013/14.
  • English Annual Report 18-19.Pdf

    English Annual Report 18-19.Pdf

    ANNUAL REPORT 2018-19 TOGETHER WE RISE CONTENTS STRATEGIC REPORT An Overview (Vision, Mission, Objectives & Core Values) ................6 Bank’s Performance ..............................................................................................8 Financial Reviews ...................................................................................................9 Macroeconomic-Outlook ..................................................................................10 Customer Centric Business Model .............................................................. 13 CORPORATE GOVERNANCE REPORT OBJECTIVES Governance at A Glance ...................................................................................16 Board of Directors ............................................................................................... 18 The consolidated as well as standalone financial Profile of Directors ..............................................................................................20 statements, prepared in accordance with NFRS, remain the Chairman's Statement ...................................................................................... 23 The CEO’S Point of View ................................................................................. 25 primary source of communication with stakeholders. The Management Team .............................................................................................26 Department Heads .............................................................................................30
  • Bhojpur Airport

    Bhojpur Airport

    BHOJPUR AIRPORT Brief Description Bhojpur Airport is situated at Bhojpur Municipality of Bhojpur District, Province No. 1. General Information Name BHOJPUR Location Indicator VNBJ IATA Code BHP Aerodrome Reference Code 1B Aerodrome Reference Point 270851 N/0870303 E Province/District 1(One)/Bhojpur Distance and Direction from City 5 Km South Elevation 1208 m./3962 ft. Contact Off: 977-29420118 Tower: 977-29420118 Fax: 977-29420118 AFS: VNBJYDYX E-mail: [email protected] Operation Hours 16th Feb to 15th Nov 0600LT-1215LT 16th Nov to 15th Feb 0630LT-1215LT Status Operational Year of Start of Operation October, 1978 Serviceability All Weather Land 67195.69 m2 Re-fueling Facility Not Available Service AFIS Type of Traffic Permitted Visual Flight Rules (VFR) Type of Aircraft DHC6, L410, Y12 Schedule Operating Airlines Nepal Airlines Schedule Connectivity Kathmandu, Biratnagar RFF Not Available Infrastructure Condition Airside Runway Type of Surface Bituminous Paved (Asphalt Concrete) Runway Dimension 540 m x 20 m Runway Designation 17/35 Parking Capacity Two DHC6 Types Size of Apron 1800 sq.m. Apron Type Asphalt Concrete / Concrete Passenger Facilities Hotels Yes (city area) Restaurants No Transportations Jeep Banks/ATMs No Internet Facility Wi-Fi Cable TV No Baggage Trolley No Airport Facilities Console One Man Position Tower Console with Associated Equipment and Accessories Communication, Navigation & Surveillance Systems Communication HF SSB, VHF Navigation None Security and Facilitations X-Ray No Metal Detector Hand Held CCTV Surveillance System No UHF Band Communication System No FIDS No Meteorological Services Tower Observation Electro-Mechanical Facilities Supply Condition Single Phase Supply Approach Light No PAPI/APAPI Light No Stand-by-supply Solar/Invertor Air Conditioner No Bhojpur Flight Movement Comparison 2017-2019 Aircraft Movement 372 444 500 436 400 300 Aircraft 2017 2018 2019 Pax Movement 6927 10000 5399 5991 5000 0 Pax 2017 2018 2019 Cargo Movement ( In KGs) 1000 713 265 239 0 Cargo 2017 2018 2019 Profile Edited on 12th Feb, 2020 .
  • Pilot Study to Investigate a Participatory Approach for Roadside Protection of Rural Roads in Nepal

    Pilot Study to Investigate a Participatory Approach for Roadside Protection of Rural Roads in Nepal

    Pilot Study to Investigate a Participatory Approach for Roadside Protection of Rural Roads in Nepal Final Pilot Study Report HELVETAS Swiss Intercooperation Nepal NEP2071D July 2020 For further information please contact: HELVETAS Swiss Intercooperation Nepal G.P.O. Box 688; Dhobighat, Lalitpur-3, Nepal Phone: 00977 1 5524926, 5544337, Fax: 00977 15531109 [email protected] , www.Nepal.helvetas.org London: ReCAP for DFID Project Management Unit London: ReCAP for DFID Project Management Unit Clarendon Business Centre42 Upper Berkeley Street, Marylebone, LondonW1H 5PW, United Kingdom The views in this document are those of the authors and they do not necessarily reflect the views of the Research for Community Access Partnership (ReCAP) or Cardno Emerging Markets (UK) Ltd for whom the document was prepared. Cover photo: Pilot study site 2 near Goganbote area of Marga, Dhankuta, Nepal Quality assurance and review table Version Author(s) Reviewer(s) Date 1 Pandey, Ghanshyam, M. Abedin 19.06.2020 (Editor: Allen, Richard) 2 Pandey, Ghanashyam (Editor: M. Abedin 14.07.2020 Branney, Peter) N. Leta 17.07.2020 3 Pandey, Ghanashyam, Acharya, M. Abedin 27.07.2020 Niraj (Editor: Branney, Peter) ReCAP Database Details: Pilot Study to Investigate a Participatory Approach for Roadside Protection of Rural Roads in Nepal Reference No: NEP2071D Location Nepal Source of Proposal N/A Procurement Method Full and Open Infrastructure Optimised use of material Theme Sub-Theme resources and environment Lead Implementation HELVETAS Nepal N/A Partner Organisation Organisation Total Approved Budget £555,364 Total Used Budget £511,719.66 Start Date 01/07/2017 End Date 30/06/2020 Report Due Date 31/05/2020 Date Received 31/05/2020 Table of Contents Table of Contents.............................................................................................................................................
  • Huaxin Reports 90 Percent Progress on Civil Construction

    Huaxin Reports 90 Percent Progress on Civil Construction

    IBN DISPATCH | YEAR: 4 | ISSUE: 7 | VOLUME: 43 | JESTHA 2077 (MAY-JUNE 2020) 1 MONTHLY NEWSLETTER OF OIBN IBN DISPATCHYEAR: 4 | ISSUE: 7 | VOLUME: 43 | JESTHA 2077 (MAY-JUNE 2020) HUAXIN REPORTS 90 PERCENT PROGRESS 3 ON CIVIL CONSTRUCTION ARUN-3 PROJECT ACHIEVES FINANCIAL CLOSURE 5 INTERVIEW WITH ECONOMIST 6 DR. BISWO POUDEL OIBN facilitation continues for project developers during Financial awareness to compensation recipients of China-Nepal lockdown.................................................................................... 4 Friendship Park project............................................. ................ 10 IBN facilitated land verification process................................... 9 GMR gets LOI from Bangladesh................................................. 11 2 IBN DISPATCH | YEAR: 4 | ISSUE: 7 | VOLUME: 43 | JESTHA 2077 (MAY-JUNE 2020) INVESTO GRAPH PROJECTED IMPACT OF COVID-19 PANDEMIC ON GLOBAL FDI 2019-20 During 2020-21 During 2019-20 2020-21 -30% to -40% -30% Downward Pressure in FDI Earnings of top 5000 MNEs in 2020 (MNEs which account for a significant share of global FDI) Downward Earning Estimates in industries (2020-21) ENERGY AIRLINES AUTOMOTIVES -208% -116% -47% Source: Investment Trends Monitor, UNCTAD, March 2020 IBN DISPATCH | YEAR: 4 | ISSUE: 7 | VOLUME: 43 | JESTHA 2077 (MAY-JUNE 2020) 3 HUAXIN REPORTS 90 PERCENT PROGRESS ON CIVIL CONSTRUCTION KATHMANDU: Construction work at Huaxin Cement Narayani project has continued during the lockdown with significant progress being made in the building of key civil structures. Recently, OIBN organized a virtual conference meeting with Huaxin Cement Narayani officials to discuss the impact of the lockdown on the projects. The project reported that it has achieved 90 percent progress in civil construction work, 70 percent in steel structures (plant) and long standard equipment, and Cynthia Huang; a representative from Huaxin Cement Narayani during a video conference with IBN officials, updating the activities 30 percent in installation of equipment.
  • A]K Qfsf];Demgffdf

    A]K Qfsf];Demgffdf

    Commemorating the Missing a]kQfsf] ;DemGffdf Commemorating the Missing a]kQfsf] ;DemGffdf Commemorating the Missing Commemorating the Missing a]kQfsf] ;DemGffdf Drafting / Translation: Ajay Yadav n]vg÷cg'jfbM cho ofbj Review/Editing: Krishna Chandra Chalisey k'g/fjnf]sg÷;DkfbgM s[i0frGb| rfln;] Design/Printing: Quill Design/Sewa Printing Press, Kathmandu, Nepal l8hfOg÷d'b|0fM So"n l8hfOg÷;]jf lk|lG6Ë k|];, sf7df8f}+, g]kfn Published in August 2016 by International Committee of the Red Cross (ICRC) /]8qm;sf] cGt/f{li6«o ;ldlt -cfO{;Lcf/;L_ åf/f >fj0f @)&# df k|sflzt . All rights reserved ;jf{lwsf/, cfO{;Lcf/;Ldf ;'/lIft . No part of this may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording of] kmf]6f] k'l:tsfsf] s'g} klg c+z k|sfzssf] lnlvt cg'dlt glnO{sg k|ltlnlk, or any other information storage and retrieval system, without prior /]sl8{Ë jf cGo s'g} klg tYofÍ e08f/0f k|0ffnL nufot ljB'QLo jf u}/ljB'QLo permission in writing from the publisher. ;fwgdfk{mt k'gM k|sfzg jf k|;f/0f ug{ kfOg] 5}g . International Committee of the Red Cross(ICRC) /]8qm;sf] cGt/f{li6«o ;ldlt -cfO{;Lcf/;L _ G.P.O. Box 21225 kf]i6 aS; g+M @!@@% Meen Bhawan, Naya Baneshwor, Kathmandu, Nepal dLgejg, gofFafg]Zj/, sf7df8f}+ T + 977 1 4107285/4107279 F + 977 1 4107137 6]lnkmf]gM $!)&@*%÷$!)&@&( km\ofS;M $!)&!#& E-mail: [email protected] www.icrc.org O{d]nM [email protected] j]aM www.icrc.org © ICRC, August 2016 © cfO{;Lcf/;L, >fj0f @)&# Commemorating the Missing Foreword k|fSsyg Many people go missing during armed conflict and some never come åGådf w]/} JolQmx¿ a]kQf x'G5g\ / s]xL JolQmx¿ slxNo} kms{b}gg\ .