Zoomer Media's Moses Znaimer Spills His Secrets on Longevity—And Living
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AN INDEPENDENT SUPPLEMENT FROM MEDIAPLANET TO THE NATIONAL POST Keep fi t and have fun Senior sexpertise Focus on fi tness with Retirement doesn’t Hal Johnson mean ending intimacy June 2011 ACTIVE IN THE GOLDEN YEARS 3 WAYS NOT TO ACT YOUR AGE WHAT YOU’VE BEEN WAITING FOR Zoomer Media’s Moses Znaimer spills his secrets on longevity—and living life with zest. PHOTO: MIA KLEIN Some things you retire from … others you retire to. Discover the full service, luxury retirement residences of Amica™ Mature Lifestyles. AAmica Mature Lifestyles Inc. is a publicly traded Canadian company (TSX:ACC) and is known as Canada's most innovative operator of seniors' Retirement Residences. Bringing a superior quality of life to seniors, Amica's reputation for luxury, service and security make it the premier desired destination for mature living. There are 25 Amica Wellness & Vitality™ Residences in Canada, including three in pre–development. visit www.amica.ca Canadian Owned and Operated Chairman, President & CEO Samir Manji • Luxury Independent Rental Retirement Living • All Inclusive ™ Scan this code with • Full Service Fine Dining • Wellness & Vitality Programs a mobile device to • Amica VITALIS™ Assisted Living Suites & Services visit our IR website. 11-0892 2 · JUNE 2011 AN INDEPENDENT SUPPLEMENT BY MEDIAPLANET TO THE NATIONAL POST CHALLENGES TIP/STEPTIP 1 STAY AS WE RECOMMEND ACTIVE AS Can you afford to POSSIBLE age? Why so many Canadians are outliving their savings. PAGE 7 “Retirement is no longer a situation where people stop working completely.” Figuring out finances p. 5 What you should look for in a fi nancial advisor. Death planning p. 7 Facing an uncomfortable—and inevitable— truth. Every life stage presents new challenges, but retiring brings about a new frontier. A strategy is needed to ensure your finances, health and lifestyle endure the transition. GOLDEN YEARS 3RD EDITION, JUNE 2011 Responsible for this issue: Publisher: Pat Craven [email protected] Designer: Penelope Graham [email protected] Contributors: Jeannie Armstrong, Bill Brioux, Ida-Jean McIntyre, Harry Reynolds, Daniel Shelton, Cheryl Swan Photo Credit: All images are from iStock.com unless otherwise accredited. Managing Director: Gustav Aspegren Transitioning beyond [email protected] Editorial Manager: Jackie McDermott [email protected] Business Developer: Chris Vassallo [email protected] the workplace Distributed within: National Post, June 2011 This section was created by Mediaplanet and re you thinking people, going to the offi ce every day Get set for your “second life” did not involve the National Post or its about retirement? provides a reassuring structure and The Retirement Planning Association Editorial Departments. Chances are good routine. However you see it, the non- of Canada (RPAC) is Canada’s longest that the answer fi nancial rewards of working are often established national organization is yes, with a just as meaningful as the fi nancial for integrated fi nancial and lifestyle large number of aspects. retirement planning. RPAC mem- Canadians either So, while it’s defi nitely important to bers include fi nancial planners, life rapidly approaching retirement or make sure that you have your fi nances coaches, professional care givers, A FOLLOW US ON FACEBOOK AND newly retired. in order before taking the plunge into lawyers, and others involved in work- TWITTER! While financial advisors have retirement, it’s equally important to ing with clients to plan a meaningful www.facebook.com/MediaplanetCA www.twitter.com/MediaplanetCA been preaching the necessity of sav- think about how you’ll be fi lling those “second life”. ing for retirement for many years many hours that used to be devoted Current economic swings, plus Ida-Jean McIntyre Mediaplanet’s business is to create new cus- now, there’s more to life than money. to work. Gardening and golf won’t be President, increased longevity, have spurred tomers for our advertisers by providing read- Retirement is a huge life transition, enough. Will you look for volunteer RPAC National Board more people to look for advice in ers with high-quality editorial content that motivates them to act. but it takes more than fi nancial plan- opportunities in your community? RETIREMENT 101 retirement planning. The team ning to make the transition a success- Perhaps you’d like to go back to school approach in planning for retirement ful one. to learn about a diff erent area of inter- ■■ How will you satisfy your social, means that fi nancial planners and life est. Working part-time, either in your emotional, and psychological needs planners work together to co-ordinate A successful transition area of expertise or a totally diff erent in retirement? long-range life plans for their clients. There are actually three components fi eld is another possibility. ■■ What will you do to maintain your We at RPAC believe that it’s no to a successful retirement: a solid Then there’s your health. No mat- health and fi tness? longer possible to assume that just DOn’T Miss! fi nancial base, a happy and productive ter how well set you are fi nancially, ■■ Research shows that spending on having a pension plan is enough to lifestyle and good health. it won’t be a happy retirement if you health care tends to replace spending ensure a successful retirement. You Think about all the benefi ts you get aren’t healthy. What will you do, both on travel and sports in the later years. may have decades of life left after you from working. The paycheque’s great, in the years leading up to retirement How will you cover these costs if your retire. Retirement planning today but there’s also the social interaction and afterwards, to maintain your good health declines? means thinking beyond the money to with others, and the feeling of being health as long as possible? And how ■■ Is your home suitable for aging in consider all aspects of the next stage part of a team working to accomplish will you protect yourself against the place, or will you want to move to an of life. a goal. Perhaps you’re in a leadership risk of experiencing a critical illness apartment, a retirement community, We are proud to participate in this role where your skills and exper- or the need for long-term care as you or an assisted living facility? special report: “Active in the Golden tise are widely recognized. For some get older? Years”. Make your health goals a priority To Hal Johnson, age is an ir- that’s pretty good.” relevant number. He turned 55 earlier this month, but feels Fuel up 19. “My feeling is, as soon as Proper nutrition is also crucial. “There I give into the number, then it are two positive ways to eat. One way has won. It can’t beat me!” he is to eat like an athlete: think about laughs. what fuel you need to perform at your best. The second way is to eat like a Johnson is half of Canada’s famous diabetic: eat small meals, high in com- Body Break duo. Along with partner plex carbohydrates, to keep your glu- Joanne McLeod, Johnson has spent cose or insulin level steady.” over 20 years encouraging Canadians Johnson is living proof that healthy KEEP FIT, HAVE FUN to live healthier, active lives, through Find an activity you enjoy activity can help you defy aging. “I TV, radio, public appearances, the web for added motivation. play hockey three or four days a week. and an expanding line of Body Break PHOTO: PRIVATE I golf about 100 rounds a year. I roller products. blade with my 12-year-old. Never use pill for relief, or you could strengthen “That does’t mean going to the your age as an excuse.” It’s in your hands and stretch those muscles.” gym every night. Do something you Make health a priority, urges John- Canadians must take individual After age 30, muscle tissue dimin- enjoy—hockey, curling, cycling, walk- son. “It’s about setting priorities in responsibility for their own health ishes at a rate of fi ve pounds every ten ing. Doing it with a friend or in a group life. What is important to you? You instead of relying on government, years. Muscle-strengthening exer- environment will help motivate you.” might say your family, or your job. But urges Johnson. “Your health is the cises will slow that rate of deteriora- Make goals and stick to them. “A if your health isn’t at the top of the number one thing you have. It’s up to tion, says Johnson. step counter is a great thing. Set a goal list, you won’t be around for anything you to keep your body maintained. No Boosting aerobic activity will to walk 10,000 steps a day, then work else.” one else can do it for you,” he says. reduce the risk of diabetes and heart towards that goal. Ten thousand steps ((c) Daniel Shelton, reprinted with permission) “When you get up in the morning disease, which erode your health, he is the equivalent of fi ve kilometers. JEANNIE ARMSTRONG www.bencomicstrip.com with aches and pains, you can take a adds. If you can walk fi ve kilometers a day, [email protected] AN INDEPENDENT SUPPLEMENT BY MEDIAPLANET TO THE NATIONAL POST AN INDEPENDENT SUPPLEMENT BY MEDIAPLANET TO THE NATIONAL POST JUNE 2011 · 3 CHALLENGES INSPIRATION HEALTHY LIFESTYLES 1 INSPIRATION Life-long fi tness goals can make longer life Four years ago, Peter Henningsen was in rough shape. “They discovered throat cancer,” says the 79-year-old. After undergoing radiation and other treatment, Peter recovered, but the ordeal left him weakened.