9/30/16 6/30/16 Corporate Description Total Loans (billions) $49.2 $50.4 Comerica Incorporated (NYSE: CMA) is a financial services Total Assets (billions) $74,1 $71.3 Total Deposits (billions) $59.3 $56.4 company headquartere d in Dallas, Texas, and strategically aligned Total Shareholders’ Equity (billions) $7.7 $7.7 by the Business Bank, the Retail Bank, and Wealth Management. Shares Outstanding (millions) 172 174 Comerica’s more than 8,400 colleagues focus on relationships, and Book Value Per Common Share $44.91 $44.24 helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, News of Note Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico. Comerica reported 10/11/16 Comerica Bank Economics Dept. issues latest U.S. total assets of $74 billion at September 30, 2016. Economic Update 10 /3/16 On Facebook, ComericaCares posted an item recognizing October as National Bullying Prevention Awareness month 9/28/16 Michael G. Van de Ven appointed to the Comerica Incorporated Board of Directors on 9/27/16 9/28/16 Comerica Bank Chief Economist Robert A. Dye issues latest state economic indexes 7/26/16 Comerica declares dividend increase of 4.5 percent
Fast Facts on Comerica: . Among the 25 largest U.S. financial holding companies (as of Social Media Presence 6/30/16) . Located in seven of the 10 largest cities in the U.S.: Los Angeles, Find Comerica on Facebook at facebook.com/Comerica
Houston, Phoenix, San Antonio, San Diego, Dallas, and San Jose . Follow Comerica on Twitter at @ComericaCares; follow Chief #3 pre-paid commercial card issuer . Economist Robert Dye on Twitter at @Comerica_Econ 472 U.S. banking centers (as of 9/30/16) . Highest concentration of C&I loans among the top 25 U.S.
financial holding companies (as of 6/30/16) History . Among the DiversityInc® top 10 regional companies for diversity 1849 Comerica forerunner Detroit Savings Fund Institute founded
1871 Name changed to The Detroit Savings Bank
The Business Bank 1933 Manufacturers National Bank of Detroit founded The Business Bank provides companies of all sizes with an array of 1936 The Detroit Savings Bank becomes The Detroit Bank credit and non -credit financial products and services. 1956 The Detroit Bank & Trust Company formed
The Retail Bank 1973 Holding company DETROITBANK Corporation formed 1979 The Detroit Bank & Trust Co. offers trust services in Florida The Retail Bank delivers personalized financial products and services to consumers. 1982 Corporation name changed to Comerica Incorporated 1988 Comerica enters Texas market through acquisition Wealth Management 1991 Comerica enters California market through acquisition Wealth Management serves the needs of high net worth clients and 1992 Comerica merges with Manufacturers Natl. Corp. institutions. 1999 Comerica’s 150th anniversary 2001 Imperial Bank merges with Comerica in California Financial Highlights 2003 Comerica consolidates bank charters 3Q16 2Q16 2007 Comerica relocates corporate hq to Dallas, TX Diluted EPS $0.84 $0.58 2009 Comerica opens its first Leadership in Energy and Net Interest Income (millions) $450 $445 Environmental Design (LEED)-certified facility (TX) Net Interest Margin 2.66% 2.74% 2010 Comerica presented first ITAC Excellence in Consumer Provision for Credit Losses (millions) $ 16 $ 49 Protection Award Noninterest Income (millions) $272 $268 2011 Comerica acquires Sterling Bancshares, Inc. 2012 Comerica recognized for being one of America’s top 50 Noninterest Expenses (millions) $493(a) $518(a) community minded companies (“Civic 50”) Net Income (millions) $ 149 $ 104 2013 Comerica recognized by CDP for its commitment to reduce Net Income to Common (millions) $ 148 $ 103 Return on Avg. Common Equity 7.80% 5.44% environmental impacts 2014 Comerica rated as highest scoring U.S. bank in Newsweek Return on Avg. Assets 0.82% 0.59% Cash Dividends Declared $0.23 $0.22 2014 Green Rankings U.S. 500 list
2016 Comerica publishes latest corporate sustainability report
(a) Includes restructuring charges of $20 million in 3Q16 and $53 million in 2Q16
Accessing Comerica In Florida
Comerica Bank Tower Headquarters: Boca Raton Markets: Boca Raton, Ft. Lauderdale, Naples, Palm 1717 Main Street Dallas, Texas 75201 Beach Gardens, Singer Island, and Wellington
Banking Centers: 7 (as of September 30, 2016) Facts: Comerica entered the Florida market in 1979 Directory Services: 800.521.1190 Product Information: 800.292.1300 Information: 800.777.7198 Media Contact: 214.462.4463 Investor Contact: 214.462.6831 In Canada* E-mail address: [email protected] Headquarters: Toronto, Ontario Web site: www.comerica.com Markets: Ontario, Quebec Offices: 2 Information: Toronto 416.367.3113 Comerica Bank Locations Windsor 519.250.0460 *Deposits with Comerica Bank are not insured by the Canada Deposit In Texas Insurance Corporation Headquarters: Dallas Markets: Dallas/Fort Worth Metroplex, Austin, Houston, In Mexico San Antonio, Kerrville Representative Banking Centers: 131 (as of September 30, 2016) Office: Monterrey Facts: National businesses based in the Texas Market Information: [52] 818-368-0316 include Energy Information: 214.589.1400 Other Comerica Locations In California Area Businesses Headquarters: San Jose Bellevue, WA Technology & Life Sciences Markets: San Francisco & the East Bay, San Jose, Los Boston Fiduciary Services, Technology & Life Sciences Angeles, Orange County, San Diego, Fresno, Chicago Fiduciary Services, National Dealer Services Sacramento, Santa Cruz/Monterey, and Inland Denver Energy, National Dealer Services, Fiduciary Empire Services Banking Centers: 102 (as of September 30, 2016) Memphis Fiduciary Services Facts: National businesses based in California include Minneapolis Fiduciary Services Entertainment, and Technology & Life Sciences. New Orleans Energy Information: 800.521.1190 New York Technology & Life Sciences, Fiduciary Services, Institutional Trust In Michigan Morristown, NJ Fiduciary Services Headquarters: Detroit Raleigh, NC National Dealer Services Markets: Metropolitan Detroit and greater Ann Arbor, Battle McLean, VA Technology & Life Sciences Creek, Grand Rapids, Jackson, Kalamazoo, Rocky Mount, NC Fiduciary Services Lansing, Midland & Muskegon Seattle, WA Fiduciary Services Banking Centers: 213 (as of September 30, 2016) St. Louis, MO Fiduciary Services Facts: Comerica has had a continuous presence in Wilmington, DE Fiduciary Services Detroit since 1849, longer than any other bank. Information: 313.222.4000 or 248.371.5000 Toronto, Ontario, Canada Technology & Life Sciences
In Arizona Headquarters: Phoenix Markets: Greater Phoenix/Scottsdale area General Information Banking Centers: 19 (as of September 30, 2016) Directory Services : 800.521.1190 Facts: Comerica is the namesake of Phoenix’s premier Product Information: 800.292.1300 entertainment venue, Comerica Theatre Information: 800.521.1190