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Comerica Debit Mastercard® Card Terms Of

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Comerica Debit Mastercard® Card Terms Of ® discretion, to stop the payment. However, we assume no responsibility for our Customer Account Services, P.O. Box 245997, San Antonio, Texas § The system, ATM or POS terminal was not working properly and you Comerica Debit MasterCard Card Terms of Use failure or refusal to do so, even if we accept your stop payment request). If 78224-5997 with details. knew about the problem when you started the transaction; you call, we may require you to put your request in writing to us and to § The State has not authorized us to make the necessary funds available The State has made arrangements for a Card to be issued to you so that you can provide us with a copy of your notice to the payee, revoking the payee’s 9. Adjustments to Your Card Balance. There are occasions when adjustments through the Card; receive payments electronically. Comerica Bank (“we”, “us” and “Bank”) is authority to originate debits to your Card, within 14 days after you call. If we will be made to your card to reflect a merchant adjustment, resolve a § The funds available through the Card are subject to legal process or are providing you with these terms (“Terms”) and the enclosed Georgia UI Debit do not receive the written confirmation within 14 days, we may honor cardholder dispute regarding a transaction posted to your card, or to adjust otherwise not available for withdrawal; or MasterCard (“Card”) because you have agreed with the State of Georgia, subsequent debits to your Card. For individual payments, please specify the entries or deposits posted in error. These processing entries could cause your § The transaction cannot be completed because the Card is damaged. Department of Labor (the “State”) to accept payments that you are eligible to exact amount (dollars and cents) of the transfer you want to stop, the date of card to have a negative balance. If so, you agree to repay us the amount of receive by means of the Card. This agreement describes your rights and obligations the transfer, and the identity of the payee. Unless you tell us that all future any transaction(s) that exceed the authorized amount or causes your card 13. Limitation of Time to Sue. An action or proceeding by you to enforce an with respect to the Card. If you have questions, wish to discuss your options, or do transfers to a specific recipient are to be stopped, we may treat your stop balance to go negative, either from future deposits posted to your card or by obligation, duty or right arising under these Terms or by law with respect to not agree with these Terms, you must contact your Agency or local office payment order as a request concerning the one transfer only. If you order us to personal check or money order. Unless paid by personal check or money the Card or the Card service must be commenced within twelve (12) months processing your payments and do not activate the Card. You can destroy it by stop one of these payments at least three business days before the transfer is order, the amount to be repaid may be automatically deducted from future after the cause of action accrues, unless prohibited by applicable law. cutting it in half. scheduled and we do not do so, we will be liable for your losses or damages. payments to your card. If no future deposits are made to your card, you must satisfy a negative balance by making payment to: ACS Payment Processing 14. Waiver of Right to Jury Trial. If you have a problem with the Card or the YOU CANNOT USE THE ENCLOSED CARD TO PERFORM TRANSACTIONS 4. Card and PIN Security. You agree not to give or otherwise make the Card Service, and mail a check or money order to: Customer Account Services, Card service, please bring it to our attention immediately. In most cases, a UNTIL YOU HAVE SELECTED YOUR PERSONAL IDENTIFICATION or PIN available to others. For security reasons, you agree not to write your P.O. Box 245997, San Antonio, Texas 78224-5997. Remember, you always telephone call will quickly resolve the problem in a friendly, informal NUMBER (PIN), WHICH WILL ALSO ACTIVATE THE CARD. PIN on the Card or keep it in the same location as the Card. The Card is our have the right to dispute the amount posted. manner. If a dispute cannot be resolved informally, you or we may file an property and must be returned to us upon request. action. You and we each give up the right to a trial by a jury to resolve each By selecting your PIN and activating the Card in accordance with the instructions 10. In Case of Errors or Questions About Your Transactions. If you think an dispute, claim, demand, cause of action, and controversy between you and us accompanying this form, you will be agreeing to abide by these Terms. Your use of 5. Fees. You are allowed umlimited free ATM cash withdrawals but only if error has occurred in connection with your Card, call us at arising out of, or relating to the Card or this service. This includes, without the Card will further attest to your agreement to abide by these Terms. conducted at “in-network” (i.e., MoneyPass) ATMs. A fee of $0.95 will be 1-888-929-2460 or write us at the address described above as soon as you can. limitation, claims brought by you as a class representative on behalf of assessed for each ATM cash withdrawal conducted at an ATM that is not in- We must hear from you no later than 60 days after you learn of the error. You others, and claims by a class representative on your behalf as a class member 1. Payments to You. A Card account has been established with us to fund network and for each ATM withdrawal conducted outside of the United will need to tell us: (so called “class action” suits). payments to you. We will make funds available to you in the amounts States. An additional fee equal to 3% of the amount of the transaction will designated by the State, and you will be able to access those funds with the be charged for each international ATM withdrawal. (1.) Your name, address, telephone number and Card number. 15. Privacy. We may obtain nonpublic personal information about you (e.g., Card. Funds that the State has provided to us to be applied to your Card may (2.) Why you believe there is an error, and the dollar amount involved. your name, address, telephone number, social security number, and date of be returned to the State if: (a) you fail to activate your Card by selecting your You are allowed unlimited ATM balance inquiries each month at in-network (3.) Approximately when the error took place. birth) from the State in order to verify your identity. We do not release PIN within 90 days from the date the Card was issued; (b) we do not have MoneyPass ATMs. There is not charge for ATM denials for insufficient personal nonpublic financial information obtained in connection with this your correct address and are unable to deliver your Card by regular mail; or funds. A denial occurs when there are not sufficient funds available to cover If the error cannot be resolved over the phone, we will mail you a Request for Card program about current or former Cardholders to anyone, except: to (c) funds are deposited to your Card in error. your cash withdrawal request. Investigation form to complete and return. You must return the form within process a transaction at your request; to the State or its agent in connection 10 business days to Customer Account Services, P.O. Box 245997, San with the account that funds Card payments; where it is necessary or helpful 2. Personal Identification Number (PIN). The Card cannot be used at If you conduct a transaction at an ATM other than MoneyPass the owner of Antonio, Texas 78224-5997. in effecting, administering, or enforcing a transaction; to comply with a law, automated teller machines (“ATMs”) and some point-of-sale (“POS”) the ATM may impose an additional fee called a “surcharge.” Read the regulation, legal process or court order; to local, state and federal authorities terminals without the PIN. You may be asked to sign a sales slip or provide screen message carefully for information related to surcharges before you We will determine whether an error occurred within 10 business days after we if we believe a crime may have been committed involving a Card; or as identification, rather than enter your PIN, for certain POS transactions. At press “Enter.” You will have the option to cancel the transaction and go to hear from you and will correct any error promptly. If we need more time, otherwise permitted by law. We restrict access to nonpublic personal some merchants, such as gas stations, you may not be required to sign your another ATM. however, we may take up to 45 days to investigate your complaint or question. information about you to those employees who need to know that name or enter your PIN. If we decide to do this, we will credit your Card within 10 business days (20 information to provide products and services to you. We maintain physical, After receipt of your initial Card, you may receive one free Card replacement business days for new card accounts after the first deposit is made to the Card) electronic and procedural safeguards that comply with federal regulations to 3.
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