Eligible Financial Institutions
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2008 Annual Report
5 YEARS OF EXCELLENCE FEATURED ARTICLES AND THE 2008 ANNUAL REPORT Benjamin Franklin’s Shoe PAGE 4 A Road Rich with Milestones PAGE 10 Today and Tomorrow: 2008 Annual Report PAGE 16 2008 Financials PAGE 22 FEATUREMAILBOX ONE 2 NATIONAL CONSTITUTION CENTER 5 Years of Excellence LETTER FROM THE EDITORS Dear Friends: Exceptional. That is the only word that can fully describe the remarkable strides the National Constitution Center has made in the past five years. Since opening its doors on July 4, 2003, it has developed into one of the most esteemed institutions for the ongoing study, discussion and celebration of the United States’ most cherished document. We’re pleased to present a celebration of the Center’s first five years and the 2008 Annual Report. In the following pages you will read about the Center’s earliest days and the milestones it has experienced. You will learn about the moving exhibitions it has developed and presented over the years. You will look back at the many robust public conversations led by national figures that have occurred on site, and you will be introduced to a new and innovative international initiative destined to carry the Center boldly into the future. It has been a true pleasure to work for this venerable institution, informing and inspiring We the People. We both look forward to witnessing the Center’s future achievements and we are honored that the next chapter of this story will be written by the Center’s new Chairman, President Bill Clinton. Sincerely, President George H. W. Bush Joseph M. -
Republic of Kenya in the High Court of Kenya at Nairobi
REPUBLIC OF KENYA IN THE HIGH COURT OF KENYA AT NAIROBI MILIMANI LAW COURTS CIVIL DIVISION MISCELLANEOUS APPLICATION NO. 601 OF 2015 IN THE MATTER OF: AN APPLICATION BY THE ASSETS RECOVERY AGENCY FOR ORDERS UNDER SECTIONS 81, 82 AND 87 OF THE PROCEEDS OF CRIME AND ANTI-MONEY LAUNDERING ACT READ WITH ORDER 51 OF THE CIVIL PROCEDURE RULES TO PROHIBIT THE TRANSFER AND OR DISPOSAL OFF OR OTHER DEALINGS (HOWESOEVER DESCRIBED) WITH THE PROPERTY KNOWN AS MAISONETTE HOUSE AT KASARANI LR NO 20857/190, PLOT NUMBER L.R NO RUIRU JUJA EAST BLOCK 2/360, MOTOR VEHICLE TOYOTA PRADO REGISTRATION NUMBER KCD 536P, REGISTRATION NUMBER KCE 874R STATION WAGON TOYOTA PRADO. BETWEEN THE ASSETS RECOVERY AGENCY…………………………APPLICANT AND SAMWEL WACHENJE alias SAM MWADIME ……1ST RESPONDENT SUSAN MKIWA MNDANYI…………………………….2ND RESPONDENT VANDAMME JOHN…………………………….…………3RD RESPONDENT ANTHONY KIHARA GETHI………………….…………4TH RESPONDENT CHARITY WANGUI GETHI………..………….………..5TH RESPONDENT NDUNGU JOHN…………………………………….……..6TH RESPONDENT GACHOKA PAUL …………………………………………7TH RESPONDENT JAMES KISINGO………………………………………..8TH RESPONDENT AND JANE KABURA ………………………INTENDED INTERESTED PARTY NOTICE OF MOTION (Order1 and order 51 Of the Civil procedure Act cap 21,and all other enabling provisions of the law. ) TAKE NOTICE that this honourable court will be moved on the day of 2015 at 9 O’clock in the forenoon or so soon thereafter as the matter may be reached for hearing of an application on the part of Counsel for JANE KABURA the intended Interested Party /applicant herein for ORDERS THAT 1. THAT Jane Kabura be enjoined in these proceedings as an Interested Party . 2. That Jane Kabura do file pleadingsand responses in this matter 3. -
List of the Main Kenyan Financial Institutions That Provide Loans Tothe Agriculutre Sector
LIST OF THE MAIN KENYAN FINANCIAL INSTITUTIONS THAT PROVIDE LOANS TOTHE AGRICULUTRE SECTOR Type of Org Organisation Service for Brief description Website Reference Contact Id Name SHF Zahid Mustafa - Barclays Commercial 1 Barclays is supporting small holder farmers finance. Consumer Banking Limited Bank Director Commercial Julius Ngesa - Head Commercial They have several product to serve farmers. Value Chains supported: dairy, tea and 2 Bank of Africa http://cbagroup.com/ of Business Bank sugar cane (CBA) Development Business Revolving Credit Plan gives you a line of credit which can be paid off over two to five years. Once you have repaid 25% of the loan, you can withdraw funds up to the original limit, without affecting your monthly repayments. The loan can be linked to your business account, so you can transfer funds electronically An Agricultural Production Loan (APL) is a short-term credit that lets you pay for your agricultural input costs. This product is suitable for grain farmers cultivating on either CFC Stanbic Commercial dry land or on an irrigation basis. Loans are provided to individual farmers, groups and http://www.stanbicban Derrick Kimani - 3 Bank Bank legal entities in the agricultural sector, including commercial farmers and agri- k.co.ke/ Digital Channels businesses. Input costs that qualify for production credit include: Seeds and fertilizer; Fuel, oil and lubricants; Herbicides and pesticides; Repairs and maintenance; Crop insurance premiums The vehicle and asset finance packages are designed to support business‚ cash flow and tax requirements. Vehicles and assets we finance include: Tractors; Harvesters; Centre pivots; Solar panels Dairy Asset Finance, value chain finance. -
DCCC Annual Report 2004
E d u c a t i o n a l F ANNUAL REPORT o July 1, 2014 to June 30, 2015 u n d a t i o n 2014 – 2015 Robert M. Madonna, Chair BOARD McCoy Enterprises John J. Camero III, Vice-Chair OF TruMark Financial Credit Union DIRECTORS Kathleen A. Breslin, Executive Director Delaware County Community College John A. Glavin, Jr., Treasurer Delaware County Community College Cynthia K. Aigeltinger, SAP America, Inc. David M. Banet David M. Banet & Associates, Inc. Karen L. Bogosian, Visual Sound, Inc. Thomas A. Clardy, Ph.D. Clardy Management Consultants, LLC Brian Wilbur Coyle, The Henderson Group Lawrence M. D’Andrea, Invictus Business Advisers, LLC Paul M. deBotton, National Realty Corporation Barbara A. Denczi, The Bryn Mawr Trust Company Vahan H. Gureghian, CSMI, LLC Laura M. Kasper, Monarch Staffing Tracy L. Mack, AmeriHealth Caritas Family of Companies Phyllis Ann (Pam) Mariani, Edgmont Country Club Larry J. Moulder, UPS Carl J. Needles, Beneficial Bank Kevin B. Nolan, Kimberly-Clark Corporation Jerome S. Parker, Ph.D., Delaware County Community College Michael L. Ranck, Community YMCA of Eastern Delaware County Julie Sebastian Maryrose Sheppard, Exelon Corp/PECO Energy William E. Sockwell, William E. Sockwell Associates Donald B. Soslow Charles D. Stevenson, Aqua Pennsylvania, Inc. William H. Torian, Jr. Sloan Walker, Morgan Stanley DearFriends of t he Fou ndati on, My fellow members on the Board of Directors of Delaware County Community College Educational Foundation and I are grateful to the College’s alumni, friends and other constituents who support our mission. Board members are motivated by a sense of community that is demonstrated by an investment of time and philanthropic dollars. -
Bank Code Finder
No Institution City Heading Branch Name Swift Code 1 AFRICAN BANKING CORPORATION LTD NAIROBI ABCLKENAXXX 2 BANK OF AFRICA KENYA LTD MOMBASA (MOMBASA BRANCH) AFRIKENX002 3 BANK OF AFRICA KENYA LTD NAIROBI AFRIKENXXXX 4 BANK OF BARODA (KENYA) LTD NAIROBI BARBKENAXXX 5 BANK OF INDIA NAIROBI BKIDKENAXXX 6 BARCLAYS BANK OF KENYA, LTD. ELDORET (ELDORET BRANCH) BARCKENXELD 7 BARCLAYS BANK OF KENYA, LTD. MOMBASA (DIGO ROAD MOMBASA) BARCKENXMDR 8 BARCLAYS BANK OF KENYA, LTD. MOMBASA (NKRUMAH ROAD BRANCH) BARCKENXMNR 9 BARCLAYS BANK OF KENYA, LTD. NAIROBI (BACK OFFICE PROCESSING CENTRE, BANK HOUSE) BARCKENXOCB 10 BARCLAYS BANK OF KENYA, LTD. NAIROBI (BARCLAYTRUST) BARCKENXBIS 11 BARCLAYS BANK OF KENYA, LTD. NAIROBI (CARD CENTRE NAIROBI) BARCKENXNCC 12 BARCLAYS BANK OF KENYA, LTD. NAIROBI (DEALERS DEPARTMENT H/O) BARCKENXDLR 13 BARCLAYS BANK OF KENYA, LTD. NAIROBI (NAIROBI DISTRIBUTION CENTRE) BARCKENXNDC 14 BARCLAYS BANK OF KENYA, LTD. NAIROBI (PAYMENTS AND INTERNATIONAL SERVICES) BARCKENXPIS 15 BARCLAYS BANK OF KENYA, LTD. NAIROBI (PLAZA BUSINESS CENTRE) BARCKENXNPB 16 BARCLAYS BANK OF KENYA, LTD. NAIROBI (TRADE PROCESSING CENTRE) BARCKENXTPC 17 BARCLAYS BANK OF KENYA, LTD. NAIROBI (VOUCHER PROCESSING CENTRE) BARCKENXVPC 18 BARCLAYS BANK OF KENYA, LTD. NAIROBI BARCKENXXXX 19 CENTRAL BANK OF KENYA NAIROBI (BANKING DIVISION) CBKEKENXBKG 20 CENTRAL BANK OF KENYA NAIROBI (CURRENCY DIVISION) CBKEKENXCNY 21 CENTRAL BANK OF KENYA NAIROBI (NATIONAL DEBT DIVISION) CBKEKENXNDO 22 CENTRAL BANK OF KENYA NAIROBI CBKEKENXXXX 23 CFC STANBIC BANK LIMITED NAIROBI (STRUCTURED PAYMENTS) SBICKENXSSP 24 CFC STANBIC BANK LIMITED NAIROBI SBICKENXXXX 25 CHARTERHOUSE BANK LIMITED NAIROBI CHBLKENXXXX 26 CHASE BANK (KENYA) LIMITED NAIROBI CKENKENAXXX 27 CITIBANK N.A. NAIROBI NAIROBI (TRADE SERVICES DEPARTMENT) CITIKENATRD 28 CITIBANK N.A. -
2021 Salary Projection Survey Summary
2021 Salary Projection Survey Insights on compensation trends expected in 2021 - Summary report 38th edition | September 2020 Table of contents 1 Introduction 2 Compensation consulting 3 Participant profile 6 Survey highlights 8 Historical base salary increase trend 9 Base salary 11 Salary structure 13 Survey participants 22 Notice 22 For more information Introduction The results presented in this report are an analysis of responses collected between July and August 2020 to the 38th edition of Morneau Shepell’s 2021 Salary Projection Survey. The data represents a broad cross-section of industries representing 889 organizations across Canada and provides data on actual salary budget increase percentages for the past and current years, along with projected increases for next year. • The report contains segmented data and a detailed analysis by Morneau Shepell’s compensation consultants. • Survey participation jumped over 75% on a year over year basis from 506 organizations participating in 2019, to 889 in 2020. Many of these organizations also participated in our 2020 Canadian Salary Surveys. • Survey data includes actual 2020 and projected 2021 base salary increases and salary structure adjustments. • Survey data is reported excluding zeros and including zeros (freezes) but does not include temporary rollbacks due to COVID-19. • Findings are summarized for non-unionized employees. • Statistical requirements applied to the data analysis include a minimum of three organizations for average/mean reported results, and a minimum of five organizations -
BANK MERGERS: IS BIGGER BETTER? Introduction
BANK MERGERS: IS BIGGER BETTER? Introduction In January 1998, the Bank of Montreal and the Royal Bank of Canada announced plans to merge and create one superbank. A few months later, in April, the Toronto Dominion Bank and the Canadian Imperial Bank of Commerce announced similar plans. The proposed bank mergers caught many people off guard, including Minister of Finance Paul Martin. In a Macleans interview, Martin said, "Just because they decided to get into bed together doesnt mean that I have to bless their union." Martins message seemed to be that Ottawa, not the banks, would decide the future of banking in Canada. "There will be no mergers in the banking sector until we are convinced that [it] is what is best for Canadians, and we will not be stampeded into making that decision." According to the banks, the proposed mergers were a natural response to a changing and highly competitive global marketplace. Mergers, they said, provide a way of maintaining a strong Canadian presence in the banking industry. Certainly, recent technological advances have dramatically changed the manner in which the financial services industry conduct their business, and the above- mentioned banks feel, therefore, that they need to be bigger to compete and to have a substantial presence in the global banking community. Martin himself acknowledged the changed nature of banking when he said, "If you look back at banking five years ago, you might as well look back two centuries." While the proposed bank mergers brought attention to the challenges facing Canadas banks, these challenges are not peculiar to the banks alone. -
Directions to Comerica Theater Phoenix Arizona
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Comerica Bank Prepaid Mastercard® Card Terms Of
05776NVUI-DS-001 all future transfers to a specic recipient are to be stopped, we may treat purchases more than you authorized, or () we conclude that the facts do this Card program about current or former Cardholders to anyone, Comerica Bank Prepaid Mastercard® Card your stop payment order as a request concerning the one () transfer not reasonably support a claim of unauthorized use. except, and as permitted by federal and state law: to process a only. If you order us to stop one of these payments at least three () Also, if the written transaction history or other Card transaction transaction at your request; to the State or its agent in connection with Terms of Use business days before the funds transfer is scheduled and we do not do so, information that you obtain from us shows fund transfers that you did the account that funds Card payments; where it is necessary or helpful in we will be liable for your losses or damages. not make, including those made by Card, PIN or otherwise, tell us at once. eecting, administering, or enforcing a transaction; to comply with a law, Comerica Bank (“we”, “us” and “Bank”) is providing you with these terms . Card and PIN Security. You agree not to give or otherwise make your If you do not tell us within days after we transmit or otherwise make regulation, legal process or court order; to local, state and federal (“Terms”) and the enclosed Nevada WayGo Card® Mastercard® Card (“Card”) Card or PIN available to others. For security reasons, you agree not to such information available to you by telephone, electronic transaction authorities if we believe a crime may have been committed involving a because you have agreed with the State to accept payments you are eligible to write your PIN on your Card or keep it in the same location as your Card. -
Njuguna Ndung'u: Shariah-Compliant Banking and Finance in Kenya
Njuguna Ndung’u: Shariah-compliant banking and finance in Kenya Remarks by Prof Njuguna Ndung’u, Governor of the Central Bank of Kenya, at the launch of the First Community Bank’s Mutual Fund, Nairobi, 6 March 2012. * * * Ms. Stella Kilonzo, Chief Executive, Capital Markets Authority; Mr. Steve Mainda, Chairman, Insurance Regulatory Authority; Mr. Hassan Varvani, Chairman, First Community Bank Ltd; Mr. Abdullatif Essajee, Managing Director, First Community Bank Ltd; Mr. Nathif Adam, Director, First Community Bank Capital; All the Excellencies here present; Board Members of First Community Bank Ltd here present; Distinguished Guests; Ladies and Gentlemen: I am delighted to be with you this evening at the launch of First Community Bank’s Shariah- compliant mutual fund and to celebrate the success of Islamic Finance. Allow me at the outset to compliment the Board and Management of First Community Bank Ltd for growing the bank from a start-up operation in April 2008, to an institution now boasting of deposits amounting to Ksh.7.3 billion and assets of Ksh.8.4 billion as at 31st January 2012. Indeed, First Community Bank Ltd pioneered the establishment of Shariah-compliant banking in Kenya and I am happy to note that the bank has continued to keep up the momentum by introducing a range of innovative Shariah-compliant products. These products will go a long way in deepening Kenya’s financial sector. We can now boast of having a full-fledged Shariah-compliant financial infrastructure, thanks to the effort of Nathif Adam. Ladies and Gentlemen: Kenya has not been left behind in the world-wide phenomenal growth of Shariah-compliant finance and banking and huge gains have been made since its inception. -
Forbes Awards Westerra Best-In-State Designation
FOR IMMEDIATE RELEASE: August 5, 2020 Forbes Awards Westerra Best-In-State Designation DENVER, CO – Forbes has published its annual rankings of the Best In-State Banks and Credit Unions in the United States, naming Westerra among the top five credit unions in Colorado based upon trust, terms and conditions, branch services, digital services and financial advice. Forbes noted that during the global pandemic, banks and credit unions are helping customers with relief efforts and low-cost lending options—and that small and midsized financial institutions were some of the most active participants in the Small Business Administration’s Paycheck Protection Program helping small businesses nationwide retain staff and survive beyond the pandemic. To understand whose customers have the highest opinion of them, Forbes partnered with market research firm Statista for their annual look at the banks and credit unions in each state. Nearly 25,000 customers in the U.S. were surveyed for their opinions on their current and former banking relationships. Overall scores ranged from 74.8 to 95.6. Only 2.6% of all banks and 3.5% of all credit unions made the Best-In-State list. Forbes noted that the credit union nonprofit model puts customers first, resulting in higher levels of satisfaction. Denver-based Westerra Credit Union was recognized among Colorado’s top five with Ent Credit Union (Colorado Springs), Premier Members Credit Union (Boulder), Security Service Federal Credit Union (San Antonio, Texas) and Canvas Credit Union (Lone Tree). Three Colorado banks made the Best-In-State list: Alpine Bank (Glenwood Springs), First National Bank of Omaha (Omaha, Nebraska) and Bank of Colorado (Fort Collins). -
Private Bankers in Ontario Hayseed Capitalists: Private Bankers in Ontario
HAYSEED CAPITALISTS: PRIVATE BANKERS IN ONTARIO HAYSEED CAPITALISTS: PRIVATE BANKERS IN ONTARIO by STEPHEN EDWARD mORNING, B.A., M.A. A Thesis Submitted to the School of Graduate Studies in Partial Fulfilment of the Requirements for the Degree Doctor of Philosophy McMaster University August, 1994 -- -- --- - --------------- DOCTOR OF PHILOSOPHY (1994) McMASTER UNIVERSITY (History) Hamilton, Ontario TITLE: Hayseed Capitalists: Private Bankers in Ontario AUTHOR: Stephen Edward Thorning, B.A. (University of Guelph) M.A. (McMaster University) SUPERVJSOR: Professor John C. Weaver NUMBER OF PAGES: viii, 502 ii ABSTRACT The structure of the Canadian banking system, and the establishment of strong chartered banks at a relatively early stage, have overshadowed banking institutions that operated outside the chartered system. The non-chartered or private banks can be categorized into three groups: the joint stock banks of the 1830s, the urban private bankers who appeared in the 1850s and after, and the small-town private banks of the post-1868 period. AJI three types of private banks were established to fill perceived niches in the chartered bank system. Those of the 1830s possessed an anti-establishment, hinterland bias. The urban private bankers specialized in savings and foreign exchange transactions, and often branched out into insurance, debentures, and ultimately stocks and bonds. The small town private banks began and prospered when the needs of small hinterland communities outpaced the inclination and ability of chartered banks to provide them with banking facilities. Unlike the urban private bankers, those in small towns offered a full range of banking services, and they often acted as insurance and real estate agencies as well.