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An Introduction to FINANCIAL SACRIFICE

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An Introduction to FINANCIAL SACRIFICE An Introduction to FINANCIAL SACRIFICE PUBLISHED BY TAHRIK-E-JADID ANJUMAN AHMADIYYA PAKISTAN An Introduction to Financial Sacrifice (English rendering of 'Mali Qurbani Aik T‘aruf' [Urdu]) © Islam International Publications Ltd Present Edition 2005 First published in England in 2005 Published by Islam International Publications Ltd Islamabad Sheephatch Lane Tilford, Surrey United Kingdom GU10 2AQ Composing Computer Section Wakalat Mal II Layout & Title by Shaikh Naseer Ahmad Printed in UK at Raqeem Press Tilford, Surrey ISBN: # ##### ### # An Introduction to Financial Sacrifice Table of Contents PREFACE______________________________________________________________ VII THE PUBLISHER'S NOTE _______________________________________________ XI THE IMPORTANCE OF FINANCIAL SACRIFICE IN LIGHT OF THE HOLY QUR’AN__________________________________________________________________ 1 SAYINGS OF THE HOLY PROPHETSA REGARDING FINANCIAL SACRIFICE ______________________________________________________________ 5 SAYINGS OF THE PROMISED MESSIAHAS REGARDING FINANCIAL SACRIFICE _____________________________________________________________ 11 THE NECESSITY AND IMPORTANCE OF SPENDING IN THE WAY OF ALLAH _______________________________________________________________ 11 THE PROMISED MESSIAH’SAS CALL FOR FINANCIAL SACRIFICE ______ 11 THIS TIME WILL NOT RETURN _______________________________________ 12 WEALTH CAN ONLY BE GAINED BY ALLAH’S WILL ___________________ 13 SPECIAL EXHORTATION ABOUT RECEIVING CHANDA FROM NEW AHMADIS ____________________________________________________________ 13 SPENDING IN THE WAY OF ALLAH WILL PROLONG YOUR LIVES______ 15 FAITH AND MISERLINESS CANNOT COEXIST_________________________ 15 ALLAH BECKONS YOU _______________________________________________ 15 SPEND IN THE WAY OF ALLAH OUT OF THAT WHICH YOU LOVE _____ 17 WHO IS MY HELPER IN THE WAY OF ALLAH? ________________________ 17 FINAL JUDGEMENT__________________________________________________ 18 SAYINGS OF THE SUCCESSORS OF THE PROMISED MESSIAHAS _______ 20 SAYINGS OF HADRAT KHALIFATUL MASIH IRA SAYINGS OF HADRAT KHALIFATUL MASIH IIRA SAYINGS OF HADRAT KHALIFATUL MASIH IIIRH SAYINGS OF HADRAT KHALIFATUL MASIH IVRH SAYINGS OF HADRAT KHALIFATUL MASIH VAT DEFINITION OF INCOME _______________________________________________ 34 BUDGET ACCORDING TO REAL INCOME _____________________________ 37 IRSHADAAT ABOUT THE MEMBER WHO FAILS TO PAY OBLIGATORY CHANDA _____________________________________________________________ 38 DEFAULTERS SHOULD NOT BE APPOINTED AT JAMAATI OFFICES ___ 40 THE FOLLOWING CANNOT TAKE PART IN ELECTION NOR CAN BECOME OFFICE BEARER_____________________________________________________ 40 PROCEDURE FOR RECEIVING CHANDAS IN CASE OF SPECIAL NEED 42 ASSESSMENT OF INCOME BUDGET ____________________________________ 43 CHANDA FOR LADIES ________________________________________________ 43 TO ASCERTAIN THE INCOME ________________________________________ 43 HOW TO GET REMISSION FOR PAYING CHANDA AT THE REDUCED RATE ________________________________________________________________ 45 INSTRUCTIONS ABOUT THE PREPARATION OF THE BUDGET _________ 48 ASSESSMENT OF INCOME BUDGET__________________________________ 48 APPROVAL OF BUDGET ______________________________________________ 49 BUDGET AMMENDMENTS ___________________________________________ 52 COLLECTION OF THE CHANDAS ACCORDING TO THE BUDGET _______ 55 MISCELLANEOUS MATTERS ABOUT RECEIPTS AND PAYMENTS ______ 57 iii An Introduction to Financial Sacrifice FULFILLMENT OF BUDGET IS THE RESPONSIBILITY OF LOCAL JAMA‘ATS____________________________________________________________ 59 A DEFAULTER IS ANSWERABLE TO ALLAH___________________________ 60 THE RESPONSIBILITY OF THE REPRESENTATIVES OF MAJLIS MUSHAWRAT ________________________________________________________ 61 REFORMING OF NON-PAYERS _______________________________________ 61 PROCEDURE OF TAKING ACTION AGAINST DEFAULTERS ____________ 62 INSTRUCTIONS ABOUT BUDGET OF AUXILIARY ORGANIZATIONS _____ 64 MONTHLY FINANCIAL REPORT ________________________________________ 66 REGULAR EXPENDITURE ____________________________________________ 69 CONDITIONAL INCOME & EXPENDITURE ____________________________ 70 DEVELOPMENT INCOME AND EXPENDITURE ________________________ 72 MISCELLANEOUS MATTERS ABOUT MONTHLY FINANCIAL STATEMENTS__________________________ 74 DETAIL OF CHANDA JAT _______________________________________________ 76 OBLIGATORY CHANDAS: _____________________________________________ 76 SUPEREROGATORY CHANDAS: ______________________________________ 76 MONEY WHICH CANNOT BE BROUGHT INTO PERSONAL USE ________ 76 APPEALS MADE BY MARKAZ _________________________________________ 77 CENTRAL AMANAT ___________________________________________________ 77 LOCAL AMANAT______________________________________________________ 77 LOCAL FUND ________________________________________________________ 77 CENTRAL RESERVE__________________________________________________ 78 INSTRUCTIONS ABOUT CENTRAL RESERVE__________________________ 78 ZAKAT__________________________________________________________________ 80 BASIC INFORMATIONS ABOUT THE PAYMENT OF ZAKAT _____________ 86 INSTRUCTIONS REGARDING THE DISTRIBUTION OF ZAKAT__________ 88 FITRANA _______________________________________________________________ 88 FIDYA __________________________________________________________________ 89 EID FUND ______________________________________________________________ 89 WASIYYAT (THE WILL) _________________________________________________ 91 CONDITIONS OF WASIYYAT __________________________________________ 92 THIS ARRANGEMENT IS IN ACCORDANCE WITH THE DIVINE REVELATION ________________________________________________________ 94 THE NEW SYSTEM OF WORLD IS IN WASIYYAT_______________________ 95 CHANDA SHART-E-AWWAL (FIRST CONDITION) ________________________ 99 CHANDA A‘LAN-E-WASIYYAT (FOR THE PUBLICATION OF WASIYYAT) 100 CHANDA HISSA AMAD _________________________________________________100 CHANDA HISSA JA’IDAD ______________________________________________101 CHANDA ‘AM __________________________________________________________102 CHANDA JALSA SALANA ______________________________________________103 TAHRIK-E-JADID ______________________________________________________106 STAGES OF TAHRIK-E-JADID ________________________________________109 FRUITS OF TAHRIK-E-JADID_________________________________________111 THE DEMANDS OF TAHRIK-E-JADID_________________________________111 IRSHADAT __________________________________________________________112 INSTRUCTIONS _____________________________________________________114 NUSRAT JAHAN SCHEME _____________________________________________116 WAQF-E-JADID ________________________________________________________117 iv An Introduction to Financial Sacrifice INSTRUCTIONS _____________________________________________________119 AMANAT TARBIYYAT __________________________________________________120 BUYUTUL HAMD SCHEME _____________________________________________121 YATAMA FUND ________________________________________________________122 CONSTRUCTION OF BUYUTUL DHIKR _________________________________123 SADAQAT______________________________________________________________124 MARYAM SHADI FUND_________________________________________________125 SAYYIDNA BILAL FUND________________________________________________125 TAHIR FOUNDATION __________________________________________________127 ISHA‘AT-E-ISLAM ______________________________________________________128 LOCAL CHANDAS______________________________________________________136 RECEIPT & TRANSFER OF CHANDAS _________________________________139 RECEIPT OF CHANDAS________________________________________________139 MATTERS PERTAINING TO RECEIPT BOOKS AT NATIONAL LEVEL ___ 139 MATTERS PERTAINING TO RECEIPT BOOKS AT LOCAL LEVEL_______140 HANDLING OF THE LOCAL COLLECTIONS___________________________141 TRANSFER OF LOCAL COLLECTIONS TO THE NATIONAL HEADQUARTER _________________________________142 COLLECTED AMOUNT MUST BE DEPOSITED IN A BANK ACCOUNT__ 143 BOOK-KEEPING AND INSPECTION ____________________________________145 DUTIES OF RELEVANT OFFICE BEARERS_____________________________149 DUTIES OF SECRETARY MAL _______________________________________149 ADDITIONAL SECRETARY MAL ______________________________________152 SECRETARY WASAYA _______________________________________________152 SECRETARY TAHRIK-E-JADID _______________________________________153 SECRETARY WAQF-E-JADID _________________________________________155 ADDITIONAL SECRETARY WAQF-E-JADID (FOR NEW AHMADIS)______156 SECRETARY JA’IDAD________________________________________________156 MUHASIB (ACCOUNTANT) ___________________________________________157 AMIN (TREASURER) _________________________________________________157 AUDITOR ___________________________________________________________158 FINANCE COMMITTEE ______________________________________________159 RELEVANT RULES AND REGULATIONS _______________________________161 WASIYYAT RULES _____________________________________________________167 INSURANCE ___________________________________________________________171 ANNEXURE I (EXPLANATIONS OF MATTERS REGARDING WASIYYAT) _______175 ANNEXURE II (EXPLANATION OF BUDGET HEADS) ________________________189 ANNEXURE III (CHECKLIST FOR THE PREPARATION OF BUDGET)__________194 ANNEXURE IV (CHECKLIST FOR THE PREPARATION OF THE MONTHLY FINANCIAL STATEMENTS) ______________196 ANNEXURE V (WASIYYAT FORM) 198 ANNEXURE VI (CHECK LIST WASIYYAT FORM) ___________________________203 ANNEXURE VII (SCHEDULE 'C')__________________________________________205
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