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Disclosure Guides 2003-2004

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RCI'03 DisclosPointsGuide.qxd 6/23/03 11:15 PM Page 2 ® Disclosure Guides 2003-2004 ® and This publication contains information that indicates resorts participating in, and explains the terms, conditions and use of the RCI Points Exchange Program (which also includes use of the RCI Weeks Exchange Program) operated by Resort Condominiums International, LLC. You are urged to read it carefully. ® This publication contains the Disclosure Guides for both RCI Points and RCI Weeks Exchange Programs, since membership in the RCI Points Exchange Program includes membership in the RCI Weeks Exchange Program. The Disclosure Guide to RCI Points is set forth in Part A of this publication. The Disclosure Guide to RCI Weeks is set forth in Part B of this publication. 1 2 Part A Disclosure Guide to RCI Points 3 4 DISCLOSURE GUIDE John Paul Nichols, Executive Vice President TO David C. Roe, Executive Vice President RCI POINTS Kevin M. Sheehan, Executive Vice President Mary Falvey, Senior Vice President Gordon Gurnik, Senior Vice President 1. DEFINITIONS Jean V. Hoagland, Senior Vice President, Events Marketing Frank A. Morrisroe, Senior Vice President, Global Relationship Marketing The capitalized terms in this Disclosure Guide to the RCI Points Dave Pontius, Senior Vice President (President, RCI Global (“Disclosure Guide”) shall be given the meanings set forth in Business Group, North America) the RCI Points Terms and Conditions also set forth in this Vincent Ventura, Senior Vice President, Tax Disclosure Guide. Thomas Anderson, Vice President Lynn A. Feldman, Vice President and Assistant Secretary Joseph Huber, Vice President, Tax 2. SCOPE AND PURPOSE OF Steven R. Jones, Vice President, Special Events DISCLOSURE GUIDE Gail Mandel, Vice President Richard S. Meisner, Vice President and Assistant Secretary This Disclosure Guide is provided to explain the RCI Points Jeffrey W. Parker, Vice President exchange program (“Network”) offered to Members by the Ilese Meltzer Flamm, Assistant Secretary Network Administrator. The Network includes the Reservation Mark E. Johnson, Assistant Treasurer System through which Members exchange and reserve use of Kevin Monaco, Assistant Treasurer Vacation Time and Partner Inventory. This Disclosure Guide John M. Peterson, Assistant Treasurer is not intended to be an exhaustive description of a Member’s rights and obligations within the Network. RCI provides the Network, the External Exchange Program Members should carefully review their Network Participation and other related services and benefits to RCI Points Members. Agreement, the Terms and Conditions and the other Network RCI is an independent exchange service company and is Documents in order to gain a full understanding of the not owned, operated or controlled by an Affiliated Resort terms, conditions, operation and use of the Network. developer, seller, managing entity or vacation ownership plan participating in the Network or the External Exchange The Network Administrator is the operator of the Network Program. Other than as stated in this paragraph, and is offering the Network as an exchange program. No neither RCI nor any of its officers or directors has government agency has approved or disapproved the merits any legal or beneficial interest in any developer, of the exchange program. seller, managing entity or vacation ownership plan participating in the Network. RCI Resort Management, Inc. (“RCIRM”), a resort management company, 3. THE EXCHANGE COMPANY Fairfield Resorts, Inc. (“Fairfield”), Trendwest Resorts, Inc. (“Trendwest”), and Equivest Finance, Inc. The Network Administrator is RCI, a Delaware limited (“Equivest”), timeshare companies, and their respec- liability company with its principal offices located at: tive subsidiaries, and Global Registry, LLC (“Global 7 Sylvan Way Registry”), an exchange company, are Parsippany, New Jersey 07054 subsidiaries of Cendant Corporation (“Cendant”). Cendant is the parent corporation of RCI. Some The Network is owned and operated by RCI and is processed officers and/or directors of Cendant may from time to at this principal office location. RCI is an indirect subsidiary time serve as officers and/or directors of RCI, RCIRM, of Cendant Corporation, a Delaware corporation. Fairfield, Trendwest, Equivest and/or Global Registry, and vice versa. RCIRM, Fairfield, Trendwest and/or Corporate Officers are: Equivest resorts are marked with a plus symbol “+” Stephen P. Holmes, Chairman in the Resorts and Members lists. Certain officers and Kenneth N. May, President and Chief Executive Officer directors of RCI may own, or have rights to acquire, Duncan H. Cocroft, Executive Vice President and Treasurer Eric J. Bock, Executive Vice President and Secretary shares of stock in Cendant. Chris Annese, Executive Vice President and Chief Financial Officer Any decision to purchase Vacation Time should be based John E. Borger, Executive Vice President, General Counsel primarily upon the benefits to be gained from the and Assistant Secretary ownership, use and enjoyment of Vacation Time at the Joel R. Buckberg, Executive Vice President and Affiliated Resort and not upon the anticipated benefits Assistant Secretary of the Network. The Affiliated Resort at which Vacation James E. Buckman, Executive Vice President and Time is purchased is solely responsible for its Assistant Secretary financial viability and the quality of its Units, facilities, Peter Giamalva, Executive Vice President amenities, management and services. Philippe Guionnet, Executive Vice President and Chief Information Officer 5 4. PARTICIPATION IN THE NETWORK 5. NETWORK PROCEDURES AND OBLIGATIONS The Network uses a Deposit system. By executing a Network Participation Agreement, the Member Deposits with the The terms and conditions of a Member’s contractual Network all rights of use, occupancy, access and enjoyment relationship with the Network and the procedures for in respect to his or her Vacation Time. The Member retains utilizing the Network are set forth in the Terms and title to the Vacation Time, subject to this Deposit. The Conditions set forth in this Disclosure Guide. Deposit is for the benefit, use and enjoyment of the Network Administrator in accordance with the Network Documents. THIS DISCLOSURE GUIDE AND THE OTHER NETWORK The Deposit shall be for a term equal to the stated term of DOCUMENTS, INCLUDING THE TERMS AND CONDITIONS, the Member’s Network Participation Agreement, subject to ARE SUBJECT TO CHANGE BY THE NETWORK the Network Documents. ADMINISTRATOR WITHOUT ADVANCE NOTICE, INCLUDING, BUT NOT LIMITED TO, FEES, BENEFITS Participation in the Network is voluntary. The rights of AND RESERVATION PROCEDURES AND PRIORITIES. membership and term of such memberships may vary between Members. Membership in the Network may be offered for varying lengths of time. 6. MEMBERSHIP AND TRANSACTION FEES The Deposit of Vacation Time and availability of RCI Points to a Member does not relieve a Member’s obligation to pay all (a) Network Dues. Network dues are payable to the fees or other amounts due RCI, or the obligation to pay any Network each Use Year. The 2003 Network Dues are: maintenance fees, assessments, taxes or other similar $99 USD charges or fees imposed by any applicable local, state or (b) Transaction Fees. Each time a Member makes a federal government entity (or its equivalent if the resort is in Transaction, including making a Reservation, a foreign country) or other similar charges or fees relating to canceling a Reservation, saving, transferring RCI such Member’s Vacation Time, by whomsoever levied. Points, and making an External Exchange Reservation, Network privileges may be suspended, among other the Member will be charged a Transaction fee. The reasons, if a Member’s Home Resort maintenance 2003 Transaction Fees are: fee(s), assessment(s) or similar charges have not (i) General Transaction Fees: been paid when due. Special charges, user fees or govern- ment taxes that may not be required by a Member’s Home (A) Vacation Time Reservations: Resort may be charged to the Member by an Affiliated Resort (1) Member reserving Member’s own at which that Member obtains a Reservation. If so, it is the Vacation Time (7 nights only): Free Member’s or guest’s obligation to pay those charges, fees or (2) Home Resort Priority Reservation taxes, and not the obligation of the Network, the Network (7 nights only): $40 USD Administrator or any Affiliated Resort. (B) Other Vacation Time Reservations: The Network Participation Agreement between a Member (1) For 5 nights or more: $79 USD and the Network Administrator is a separate and distinct agreement from any agreement that a Member may have (2) For 4 nights or less: $19 USD/night with the developer or seller of a vacation plan, including any (C) RCI Points Partner Inventory Reservation: agreement with the developer or seller to purchase, occupy Fees vary by product type, and range or use Vacation Time or other property or benefits. The from $29 USD to $69 USD. Network provides an opportunity to obtain exchanges (D) Guest Certificate: $49 USD pursuant to Reservations and does not provide a right to occupy any specific Unit or Units. (E) Transferring Points: $49 USD (F) Borrowing Points: Free RCI also reserves the right to offer additional benefits to Members in exchange of the Vacation Time deposited. Such (G) Points Rental: $0.02 USD per point additional benefits, which may be identified from time to (H) Saving Points: time by RCI, include, but are not limited to, cruises or other (1) If Reservation Made During Use Year: accommodations, products or services. Additional benefits Free offered in exchange of Vacation Time deposited may periodically change at RCI’s sole discretion. In addition, (2) If No Reservation Made During Use RCI does not guarantee that any specific additional benefit Year: $26 USD will be available to Members, or, if made available, will (ii) External Exchange Program Transaction Fees: remain available for any period of time. (A) Domestic External Exchange: $139 USD (B) International External Exchange: $179 USD 6 The above fees may vary for corporate participation or other TERMS AND CONDITIONS programs offered by or through the Network Administrator.
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