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ANNUAL REPORT 2013 Message from Message Credins the General from the Bank’S Activity 01Director 02 Board 03During 2013 Table of Content
ANNUAL REPORT 2013 MESSAGE FROM MESSAGE CREDINS THE GENERAL FROM THE BANK’s ACTIVITY 01DIRECtor 02 Board 03DURING 2013 TABLE OF CONTENT MAIN ADDRESSES OF FINANCIAL tableS OBJECTIVES CREDINS BANK’s AND THE report FOR 2014 BRANCHES AND OF INDEPENDENT 05 06 audItorS 04 AGENCIES Artan SANTO General Director MESSAGE FROM THE GENERAL DIRECtor Dear readers, Credins Bank is in constant process of growth and transformation. This year we have marked 10 years of work, passion, desire and fatigue, to overcome yesterday, towards a different tomorrow from today. All the challenges that we encounter are the starting point for change and progress. 2013 was a difficult year. Regarding the Albanian economy, I would characterize it as the most difficult year, where structural changes left consequences in the economy. But it was overcome, with a great responsibility, desire and commitment to the common good. We are now ranked among the top banks of the Albanian banking market. We have maximized everything in our whole organization. We increased sales, analysis and control. We have reformed the structure according to a market that experienced weakness and oscillation, but also endurance. We have focused on existing customers supporting their business, but also on the new ones. We have learned from the appalling economic factors and focused on such sectors where need and demand for products provides lifespan, expanding lending and comprehensive support. Our financial results during 2013 are indicative of a sustainable and healthy development where is worth mentioning: In terms of performance of the entire banking system of the country, our deposit growth exceeded overall market growth with 3.42% and our growth in total loans exceeded the market which fell by 1.84%. -
10 MIJE LEJE LEGALIZIMI REGJISTROHEN PER 6 MUAJ 49-Vjeçari Ishte Në Kërkim Nga Policia Drejtori Valdrin Pjetri: Problemi, Dëmtimi I Dokumenteve
Kryeredaktor: Erl MURATI Zv/kryeredaktore - Rezarta DELISULA Tel:(04)2359-104, Fax:(04) 2359-116 E-mail:[email protected] Viti XXVI - Nr. 7773 E premte 25 Janar 2019 Çmimi, 50 lekë (1.5 euro) Opinioni Opinioni i Ditës Nga “THE WEEK” i Ditës Nga ANDI BUSHATI a qenë një javë thellësisht demor- jo që po ndodh në universitete Kalizuese për median amerikane Orwelli dhe rreziku tiranik Aështë një festë e vërtetë demokra- Miti që po thyhet dhe kulturën demokratike - me pa- cie. Ndoshta, një ngjarje e paprece- soja që mund të tregojnë se gjërat do dentë në këto tri dekada që pas rënies i medias sociale së komunizmit ... në universitete të përkeqësohen ... Vijon në faqen 20 Vijon në faqen 21 ZYRA E PASURIVE TE PALUAJTSHME: DERI NE KORRIK DO MARRIN HIPOTEKEN 10 MIJE LEJE LEGALIZIMI REGJISTROHEN PER 6 MUAJ 49-vjeçari ishte në kërkim nga policia Drejtori Valdrin Pjetri: Problemi, dëmtimi i dokumenteve. Procedura, si ta regjistroni pronën në Hipotekë brenda 10 ditëve në portalin “e-Albania” INTERVISTA NE “NEWS 24” Turku i laboratorit Ambasadori rumun: Ne e mbështesim të heroinës gjendet anëtarësimin e Shqipërisë në BE i vdekur. TV italian: Si Në faqen 17 ISH-MINISTRI I JASHTEM MES TYRE, BIRRA “KORÇA” vepron mafia shqiptare Paskal Milo: Cakaj Nejdet Cesuroglu akuzohet si pjesë e grupit të të fshijë me punë “Vol-Vo 4”. U gjet në Prishtinë me 113 kg drogë mëdyshjet. ‘Letrat’ TIRANË- Nejdet Cesuroglu alias Lavdërim Limani, një nga personat më të kërkuar nga policia shqiptare për i firmos Edi Rama ngritjen dhe funksionimin e laboratorit të heroinës në Në faqen 6 fshatin Brenog të Hasit që u shkatërrua gjatë operacionit DEBATI PER PRESIDENTIN “Vol-Vo 4” në tetor të vitit që shkoi është gjetur i vdekur Kosovë. -
Annual Report 2012 Table of Content
ANNUAL REPORT 2012 TABLE OF CONTENT 01 02 03 MESSAGE CORPORATE CREDINS BANK FROM CEO GOVERNMENT ACTIVITIES IN 2012 2 annual report 2012 CREDINS bank 04 05 06 STRATEGIC OUR FinAnciAL StATEMEnt OBJECTIVES FOR 2013 LOCAtiONS FOR THE YEAR EndED 31 DECEmbER 2012 And AUditOR’S REPORT annual report 2012 CREDINS bank 3 MESSAGE FROM CHIEF EXECUTIVE OFFICER 4 annual report 2012 CREDINS bank Dear readers, 2012 was another important year for us. Our financial results for 2012 show both the progress we have made and the challenges that remain. In 2012, the Bank revenues, net of interest expense rose to Lek 4,7 billion or increased by 16% comparing to 2011. The net profit of Lek 669 million showed a decline comparing to 2011 but that was a reflection of increased reserve for loans loss. Obviously, our net profit does not yet reflect the work we are doing to strengthen capital, reduce risk and attract more business from our customers. There are many issues weighing not only on us, but on the entire financial services sector. These include concerns about the global economy, the implementation of new regulations and capital requirements, how these new rules may affect our ability to deliver for our customers and clients, and the time it will take to resolve collateral issues. There is more work to do, but today we are better organized to serve our customers and clients, to offer customers more reasons to do more business with us, to earn the Artan SAntO, CEO profits our shareholders expect, and to contribute to economic growth in all of the communities we serve. -
NEP4DISSENT Tirana Welcome Guide
1 NEP4DISSENT TIRANA MEETING INFORMATION PACK Launching the New Exploratory Phase in Research on East European Cultures of Dissent European University of Tirana (UET), 30 & 31 May 2019 Bulevardi “Gjergj Fishta”, Nd.70, H.1 1023, Tirana, ALBANIA Practical Information & logistics Local Organiser: Assoc. Prof. Konstantinos Giakoumis European University of Tirana +355 6920 70592 [email protected] Reimbursement: Gabriela Semenowicz, IBL PAN [email protected] Program: Dr. Piotr Wciślik, IBL PAN [email protected] 2 Table of Contents 1. Welcome Letter ...................................................................................................................................... 3 2. Meeting Agenda ..................................................................................................................................... 4 3. Meeting location .................................................................................................................................... 6 4. Travel information .................................................................................................................................. 8 5. Accommodation ..................................................................................................................................... 9 6. Currency ................................................................................................................................................. 9 7. Transport within Tirana .........................................................................................................................10 -
V1-1 中 Summary English.Ai
Kamza Berxulle Dajti Paskuqan Tirana Kashar Farka Vaqarr Tirana Metropolitan Area Boundary Municipality and Communes Boundaries Project Area Map (Tirana Metropolitan Area) Tirana Durres Preface This present report is a summary of Final Report of “the Project for Tirana Thematic Urban Planning”. This report proposes “Master Plans” on long-term perspectives targeting the year of 2027 and “Action Plans” for priority projects which have been identified in the master plans for thematic four (4) infrastructure sectors, namely, 1) Roads and Urban Transportation; 2) Solid Waste Management; 3) Water Supply; and 4) Sewerage and Drainage Systems. Environmental and institutional discussions are also included to seek for a rational way to the implementation of proposed plans. This report was prepared under close coordination with the technical team working for Tirana Urban Regulatory Plan in terms of the population framework and economic activities in association with land use strategies to manage sustainable and balanced urban growth in the Tirana Metropolitan Area. Therefore, planning logics and concepts underlying these thematic plans have been coherent with the Regulatory Plan, because these plans are part of the Tirana Regulatory Plan. Final Report consists of three (3) separate volumes: ₋ Main Text (English, Albanian) ₋ Summary (English, Albanian, Japanese) ₋ General Profiles of Priority Projects (English) We, JICA Study Team, acknowledge all counterpart personnel of Municipality of Tirana, the members of the Steering Committee and those who kindly extended their supports in the course of this project, and hope Municipality of Tiran make use of this report for further development towards its committed vision, “Modern European City”. Tirana, December 2012 Katsuhide Nagayama, Ph.D. -
Msc Programme in Urban Management and Development Rotterdam, the Netherlands September 2019
MSc Programme in Urban Management and Development Rotterdam, the Netherlands September 2019 Social effect of land titling: the link between private property and social cohesion in the case of Greater Tirana, Albania. Name: Francesca Vanelli Supervisor: Geoffrey Payne Specialisation: Urban Land Governance Country: Italy Report number: 1298 UMD 15 Social effect of land titling: the link between private property and social cohesion in the case of Greater Tirana, Albania. 1 Summary Land titling policy has been an instrument widely adopted to formalize land tenure and to fight urban poverty. However, it should not be considered only as a fiscal instrument, but also as a social restructuration tool. It is an opportunity to redistribute land and property rights in an equitable way, with repercussion on security, social inclusion and cohesion. The case of transitional countries in Central and Eastern Europe still represents a new perspective on the topic, within the complexity of the socio-political shift from enclosed regime to a market-based economy. In Tirana, the delegitimization of the socialist system has resulted in a drastic reversal in the understanding of property rights. The economic boost since the beginning of the ‘90s has been reflected in the uncontrolled growth of cities. An increasing internal migration has generated the informal occupation of urban and peripheral land. Moreover, the combination of overgrowth and undermanagement have contributed to generate the dual city, where the formal and informal spheres collide spatially. To solve the issue of the uncontrolled presence of illegal buildings, a land titling policy has been presented as the major key-point in political agenda since 2005. -
Vulnerability Assessment and Adaptation Action Plan for Tirana, Albania
Adapting our City to a Changing Climate Vulnerability Assessment and Adaptation Action Plan for Tirana May 2015 ISBN 978-9928-4249-7-6 Printed by: CONTENT Preface - Why adapt? ...................................................................................................... 7 1 Objectives and background ...................................................................................... 9 1.1 Objectives of a climate change adaptation strategy ............................................. 9 1.2 Situation and developments in Tirana ................................................................ 10 1.3 Integration of Tirana’s CCA Action Plan in an international network ................... 12 2 Methodological approach and process .................................................................. 14 2.1 Working process and involved actors of the City ................................................ 15 2.2 Methodological approach - overview .................................................................. 16 2.3 Vulnerability Assessment ................................................................................... 17 2.3.1 Check current vulnerability ........................................................................................... 17 2.3.2 Understand Climate Change Impacts .......................................................................... 19 2.3.3 Assess Future Risks and Opportunities ....................................................................... 20 2.4 Development of Adaptation Options ................................................................. -
This Book Is Published Within SEENPM South East European Network for Professionalization of Media
This book is published within SEENPM South East European Network for Professionalization of Media http://www.seenpm.org/ http://www.mediacenterbg.org/ Media Development Center, Sofia, Bulgaria 2007 1 ISBN 978-954-9396-05-8 ©2007 | Media Development Center | Sofia 2 FREEDOM OF SPEECH IN SOUTH EAST EUROPE: MEDIA INDEPENDENCE AND SELF-REGULATION This book is published within SEENPM South East European Network for Professionalization of Media 3 Table of contents 9 | Media Self-Regulation Practices and Decriminalization of Defamation in the Countries of South East Europe in 2006 10 | Summary of the country reports and discussion of defamation Alexander Kashumov 20 | Albania Ilda Londo 64 | Bosnia and Herzegovina Mehmed Halilovic 94 | Bulgaria Ognian Zlatev Alexander Kashumov 128 | Croatia Geza Stantic Gordana Vilovic 160 | Hungary Peter Bajomi-Lazar Krisztina Kertesz 191 | Macedonia Boris Georgievski 219 | Moldova Olivia Pirtac 270 | Montenegro Petar Komnenic 283 | Romania Ioana Avadani 4 317 | Serbia Milica Miletic 345 | Slovenia Brankica Petkovic Jernej Rovsek Gojko Bervar Spela Stare 370 | Challenges to Media Self-Regulation in 2007 372 | Albania Ilda Londo 394 | Bosnia and Herzegovina Irham Ceco 414 | Bulgaria Danail Danov 431 | Croatia Renata Ivanovic 455 | Hungary Peter Bajomi-Lazar Borbala Toth 482 | Macedonia Boris Georgievski 504 | Moldova Nadine Gogu 528 | Montenegro Petar Komnenic 542 | Romania Iulian Comanescu 564 | Serbia Klara Kranjc 584 | Slovenia Brankica Petkovic 5 MEDIA SELF-REGULATION PRACTICES AND DECRIMINALIZATION OF DEFAMATION IN THE COUNTRIES OF SOUTH EAST EUROPE IN 2006 Summary of the Country Reports and Discussion of Defamation By Alexander Kashumov General overview Although we have entered the age of Internet and digital television, classical restrictions on freedom of expression and information such as defamation laws still exist in Europe. -
12087805 01.Pdf
Kamza Berxullë Dajti Paskuqani Tiranë Kashar Farka Vaqarr Kufijtë e Zonës Metropolitane të Tiranës Kufijtë e Bashkisë dhe Komunave Harta e Zonës së Projektit (Zona Metropolitane e Tiranës) Tiranë Durrës Parathënie Ky dokument është përmbledhja e Raportit Përfundimtar të “Projektit për Planin Tematik Urban të Tiranës”. Raporti propozon “Masterplane” me perspektivë afatgjatë duke synuar vitin 2027 dhe “Plane Veprimi” për projekte parësore, që janë identifikuar në masterplane për katër (4) sektorët e infrastrukturës përkatësisht: 1) Rrugët dhe Transporti Urban; 2) Menaxhimi i Mbetjeve të Ngurta; 3) Furnizimi me Ujë; 4) Sistemet e Kanalizimeve dhe Kullimit. Gjithashtu, janë përfshirë edhe diskutimet institucionale për mjedisin për të gjetur një mënyrë racionale në zbatimin e planeve të propozuara. Raporti u përgatit në bashkëpunim të ngushtë me Grupin Teknik, që punoi për Planin Rregullues të Tiranës për popullsinë dhe aktivitetet ekonomike lidhur me strategjinë e përdorimit të tokës për të menaxhuar një rritje urbane të baraspeshuar dhe të qëndrueshme në Zonën Metropolitane të Tiranës. Prandaj, logjika dhe konceptet planifikues të këtij masterplani janë në koherencë me Planin Rregullues, sepse këto plane tematike janë pjesë e Planit Rregullues të Tiranës. Raporti përfundimtar përbëhet nga tri (3) vëllime të veçanta: ₋ Teksti Kryesor (anglisht, shqip) ₋ Përmbledhje (anglisht, shqip, japonisht) ₋ Profili i Përgjithshëm i Projekteve Parësore (anglisht) Ne, Ekipi Studimor i JICA-s, falënderojmë të gjithë homologët nga personeli i Bashkisë së Tiranës, anëtarët e Komitetit Drejtues dhe ata, që me mirësi dhanë mbështetjen e tyre në rrjedhën e këtij projekti dhe shpresojmë se Bashkia e Tiranës do ta përdorë këtë raport për zhvillimin e mëtejshëm drejt vizionit të përcaktuar, "Qytet Modern Evropian". -
REPORT of the Post-Earthquake Mission on the Earthquake in ALBANIA
REPORT of the post-earthquake mission on the earthquake in ALBANIA Unofficial English translation of the « RAPPORT de la mission post-sismique sur le séisme d’ALBANIE » dated June 2020 February 2021 Table of content 1 INTRODUCTION 3 1.1 Objectives of the mission 4 1.2 Composition of the mission 4 1.3 Conduct of the mission 5 1.4 Acknowledgements 8 2 SEISMIC EVENT 10 2.1 Earthquake of September 21, 2019 (Mw=5,6 ) 10 2.2 Earthquake of November 26, 2019 (Mw=6,4) 10 3 OVERALL CONTEXT 12 3.1 Tectonics et seismotectonics 13 3.2 Historical Seismicity 16 3.3 Geology and Geotechnics 16 3.4 Urbanisation, land use and habitats 20 3.5 Seismic regulatory environment 30 4 SEISMIC SEQUENCE, SEISMIC GROUND MOTION AND INDUCED EFFECTS 38 4.1 Seismic ground motion and response spectra 38 4.2 Co-seismic displacements 41 4.3 Geological site effects 42 4.4 Macroseismic intensity/Damage distribution 43 4.5 Impact on foundations and soil-structure interaction 46 5 STRUC TURAL BEHAVIOUR AND DAMAGE TO STRUCTURES 48 5.1 Foreword 48 5.2 Types of construction 52 5.3 Analysis of residential buildings 56 5.4 Public facilities 75 5.5 Engineering structures 83 5.6 Industrial facilities 85 5.7 Cultural buildings, historical and religious heritage 85 6 CRISIS MANAGEMENT 90 6.1 Emergency Management 90 6.2 Virtual missions and use of satellite images for damage identification 92 6.3 Post-earthquake building inspection 97 7 RECONSTRUCTION AND RECOMPOSITION OF TERRITORIES 110 7.1 Demolition and temporary situation 110 7.2 Repair work 117 7.3 Property and land issues 119 7.4 -
Annual Report 2014 Message from Message Credins the General from the Bank’S Activity 01Director 02 Board 03During 2014 Table of Content
ANNUAL REPORT 2014 MESSAGE FROM MESSAGE CREDINS THE GENERAL FROM THE BANK’s aCTIVITY 01DIRECTOR 02 BOARD 03DURING 2014 TABLE OF CONTENT STRATEGIC ADDRESSES OF FINANCIAL TABLES OBJECTIVES CREDINS BANK’s AND THE REPORT FOR 2015 BRANCHES AND OF INDEPENDENT 05 06 AUDITORS 04 AGENCIES Maltin KORKUTI CEO MESSAGE FROM THE GENERAL DIRECTOR Dear reader, Credins Bank is already recognised in the market as a bank that fairly competes among other banks, with the best performance in the country. Our positioning in the market directly reflects our attitude and service to the clients. We speak your language is not simply a marketing slogan, but rather the definition of our attitude towards the client’s needs. The Bank has over the years built an organisational culture marked by transparency, good corporate governance, communication with the client and close cooperation among internal structures with the aim of reaching the Bank’s strategic goals. The values making up the foundation of the organisational culture are the moral integrity, professional competence, being client-focused, community engagement and innovation. To this end, we have and continue to struggle to ensure the appropriate balance between our responsibility and accuracy of a most innovative and contemporary service provision, at no time compromising the efficiency, effectiveness and being a responsible company. The Bank is one of the main market players, but we believe we can do more. During 2014, the Bank achieved very good results, reaching a record of ALL 385 million net profit, in a slowly developing economic environment. Our performance in 2014 as compared to 2013 indicates an increase in almost every field of our activity. -
Raporti Vjetor 2013 Mesazh Nga MESAZH Veprimtaria E Drejtori I NGA KËSHILLI Credins Bank 01Përgjithshëm 02 DREJTUES 03Gjatë Vitit 2013 PËRMBAJTJA
RAPORTI VJETOR 2013 MESAZH NGA MESAZH VEPRIMTARIA E DREJTORI I NGA KËSHILLI CREDINS BANK 01PËRGJITHSHËM 02 DREJTUES 03GJATË VITIT 2013 PËRMBAJTJA OBJEKTIVAT ADRESAT E RRJETIT PASQYRAT KRYESORE PËR TË DEGËVE DHE FINANCIARE 2013 AGJENCIVE TË DHE RAPORTI I 05 06 AudITUESVE TË 04 CREDINS BANK Artan SANTO Drejtor i Përgjithshëm MESAZH NGA DREJTORI I PËRGJITHSHËM Të nderuar lexues, Credins Bank është në një proces të vazhdueshëm rritje dhe transformimi. Këtë vit mbushëm plot 10 vjet pune, pasioni, dëshirë e lodhje, për të tejkaluar të djeshmen, drejt një të nesërme të ndryshme nga e sotmja. Të gjitha sfidat që përballim, janë për ne pikënisje ndryshimi dhe progresi. Viti 2013 ishte një vit i vështirë. Për ekonominë shqiptare, do ta karakterizoja si më të vështirin, me problematika që afronin deri tek ndryshimet strukturore me pasoja për ekonominë, por që u tejkaluan, me shumë përgjegjësi, vullnet, përkushtim, në të mirë të përbashkët. Tashmë pozicionohemi në vendet sipërore në tregun bankar shqiptar. Maksimizuam gjithçka në tërësinë tonë organizative, i dhamë forcë shitjes, analizave dhe kontrollit të saj, riformatuam strukturën në funksion të një tregu që provoi dobësinë dhe lëkundjen, por edhe qëndresën. U fokusuam tek klientët tradicionalë, në ndihmesë të biznesit të tyre por edhe në shtrirjen tek të rinjtë. Mësuam nga faktorët tronditës të ekonomisë dhe u përqendruam në sektorë të tillë ku nevoja dhe kërkesa për produktet e tyre ka jetëgjatësi, duke zgjeruar kreditimin dhe mbështetjen tërësore. Rezultatet tona financiare edhe përgjatë vitit 2013, janë tregues të një zhvillimi të qëndrueshëm dhe të shëndetshëm ku vlen të përmendim: Krahasimisht me performancën e të gjithë sistemit bankar në vend, rritja jonë në depozita e tejkaloi rritjen e përgjithshme të tregut me 3,42% dhe rritja jonë në kredi prej 1.84% e tejkaloi totalin e tregut i cili pati rënie në kredidhënie.