august 2014 Country and Sector Analysis Report

2014 DFS Services L.L.C. Achziv, IL sector analysis overview

Diners Club International® is owned by Discover We realize our customers, especially those in Financial Services® (NYSE: DFS), a direct the corporate sector, desire ease of card use banking and payment services company with when traveling globally. In recognition of this one of the most recognized brands in U.S. need, Diners Club continues to increase card financial services. Established in 1950, Diners acceptance in the travel and entertainment Club International became the first multi-purpose (T&E) sector. Additionally, we are optimizing charge card in the world, launching a financial geographical and sector penetration within revolution in how consumers and companies select markets. pay for products and services. Today, Diners This Country and Sector Analysis report serves as Club® is a globally recognized brand serving the a quarterly guide to merchant acceptance within payment needs of select and affluent consumers, select countries. This report provides a snapshot offering access to more than 520 airport lounges of acceptance at travel and entertainment worldwide, and providing corporations and (T&E) merchants which had a minimum of one small business owners with a complete array of transaction over a rolling 12 month period. expense management solutions. With acceptance Additionally, we have added an external source, in more than 185 countries and territories, millions Lanyon1, as a source for the hotel sector. of merchant locations and access to over 1M cash access locations and ATMs, Diners Club is uniquely qualified to serve its cardmembers all over the world.

1. Lanyon is a leading provider of content and spend management solutions to the travel, transportation and hospitality industries.

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. Achziv, IL Table of contents

04 Hotels

05 Retail

06 Restaurants

07 Travel and Transportation

08 cash advance

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. , IL 4 GERIsraelMANY – Hotels

The following provides a current snapshot of Diners Club acceptance at major hotel chains. There is also strong coverage in the top domestic chains and independent establishments, some of which are also highlighted below.

Major Hotels Crowne Plaza LeMeridien Renaissance Hilton International Leonardo Sheraton Holiday Inn Mercure Inter-Continental Ramada Inn

Independents Cinema Colony Mount Zion

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or 2013disclosure DFS of Services this information L.L.C. is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. 5 GERIsraelMANY – Retail

Diners Club is widely accepted at retail stores and luxury brands and continues to grow the retail footprint.

Accessorize Hadad Brothers Padani Jewelry Afrodita Gottex Peleg Nil Ahava Stores Ltd H&M Petel Jewelry Aldo Shoes H&O Polo Angel Shaarey Chefez Hamashbir Pull & Bear Badim Hazorfim Puma Best Market Hiper Toys Regba Billabong Home Center Reshatot Teura Blatinshtar Jewelry James Richardson Rocket Dog Blue and White Gallery Jewels Scoop Clothing Body Shop KA Gold Jewelry Shilav Castro Kapris Shoko Sportswear Chocolate Kastro Sigal Dekel Coop Laline Silav Crazy Line Lama Brothers Steimatzky Crocs Life Sport Ltd Stimatzki David Stream Lion of Jerusalem Super Gold Dead Sea Shops Liram (Ked’s Kids) Super Pharm Delta Galil Mahsane Hasmal Ltd Super Sal Dior Mango Supersol Dona Victorya Mashtelat Taaman Eden Health Matim Li Teva Naot Fafris Jewelry Max Mara The Three Arches Fox Clothing Mega Retail Tiv Taam French Connection Mega Sport Top Shop Gali Michal Nagarin Touch of Class Gant Minimarket Zara Garden Tomb Nimrod Shoes Zebra Gentlemen’s Presents Nine West Ziperkol

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure2013 DFS of Services this information L.L.C. is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. 6 GERIsraelMANY – Restaurants

Diners Club is widely accepted at many restaurants and continues to grow the restaurant footprint.

Agadir Burger Forel Medzo Arcaffe Frame Mesedet Refael Armando Fu Sushi Messa Restaurant Aroma Bakery & Café Gam Café Mindi Bar Aspso Gapanika Moon Baba Yaga Giraffe Café Moses Babuniya Golf Restaurant Bar Gil Restaurant Goya Nafi’s Benedict Greg Café Naum Benni Hadayag Grin Good Food Nihul Big Apple Pizza Halena Banamal Baam Orgada Bistro 56 Hamiflat Haaharon Paradiso Bresari Haymish Pardes Rimonim Burger Ranch Herzel Pizzale Café Bar Baam Hof Shalvata Port Cafe Café Mishmar Holy Qumeran Café Noir Ilan’s Coffee Shop Restaurant Turkiz Ltd Café Rananim Ilka Robin Roma Café Rimon Isover Café Roza Restaurant Café Sebastian Itzik Hagadol Shabazi Carma Japanika Spagetim Carrousel Jinjer Suri Buri Catit Kakao Tandori Coffee Bean Jerusalem Kalamata Teamim Crusader’s Restaurant Kasefet The Little Jerusalem Cuchna La La Lend Tobesko Darna Landver Top C Derbi Lavan Tsfoni Batayelet Diksi Grill Bar Lilit Tziken Beich Dolphin Love See Versava Ecalyptus Lulu Café Woodhorse Eintereed Marakesh Yotveta El Gaucho Marina YoYo Elite Coffee Martzipan Zipora Eroma Masada Gourmet Zuni Faces Meat & Wine Co. Fattoush Meatos Grill Bar

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure2013 DFS of Services this information L.L.C. is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. 7 GERIsraelMANY – Travel and Transportation

Diners Club is accepted at several travel related merchants and continues to grow the travel footprint.

Airlines

Virtually all airlines in Israel accept Diners Club.

Petrol

Alon Sadash Ten Delek Sonol Yellow Silver Paz Sprint Yona

Railway/Bus

Egged Israel Railway

Rental Cars

Albar Rent A Car Eldan Car Rental Ltd Karden Vehicle Ltd Best Car Ltd Hertz Kesher Budget Kalrom Leasing Meir Tihon Daytona Karaso Oto Shay

Taxis

Beit Yehoshua Sta Derech Eretz Highway Tahanat

Travel Agencies

Ahalan Olimpus Global Travels Mabat Platinum Amiel Tours Histour Mano M Maritime Amsalem Business Travel Hollyday Travel Ofakim Atlantis Ideal Tours Ortra Big Ben Tours Insta Israwel Peri Tours Castles Tours Isralomi Rap Tours Diesenhaus Unitours Jerusalem City Tours Rent A Guide Eged Kupat Kal Kibbutz Sahlav Express Tours Kikar Travel ZuZu Motoric Tourism

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure2013 DFS of Services this information L.L.C. is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, quality, timeliness, reliability or completeness of any information contained in this document. 8 GERIsraelMANY – Cash Advance

CASH ADVANCE

Diners Club cardmembers can withdraw cash from almost 300 ATMs in Israel from networks listed below, as well as, any ATM displaying the Diners Club International logo.

The following provides a current snapshot of ATM networks that are available to Diners Club cardmembers in Israel.

atm partner Israel Discount Bank

Easily locate the ATMs in Israel by accessing the DCI Global ATM locator at https://www.DINERSCLUBCASH.COM/locator/search.do

CONTACT US

If you have questions about acceptance, or you have encountered preferred establishments that currently do not accept Diners Club, please contact us. Our sales team will get in touch with the establishment to negotiate Diners acceptance.

SEND ALL INQUIRIES TO [email protected]

The information contained in this document is confidential and proprietary and is based on internal and external research. Any unauthorized use, copying, dissemination or disclosure of this information is strictly prohibited. Diners Club International® does not give any warranties or representations (express or implied) with regard to the accuracy, 2013quality, DFS timeliness, Services reliability L.L.C. or completeness of any information contained in this document. Mount of Olives, IL