Quick Reference Booklet— Merchant Edition 15 November 2018 QR Contents Contents Chapter 1: Card Acceptor Business Codes (MCCs).....................................10 Overview—Card Acceptor Business Code (MCC) Information...........................................19 Card Acceptor Business Code (MCC) Criteria................................................................... 19 Required Use of MCCs..................................................................................................... 20 Transaction Category Codes.............................................................................................20 Definitions: Transaction Category Codes and Types of Transactions.............................. 20 Card Acceptor Business (CAB) Programs and Descriptions............................................23 MCC Descriptions............................................................................................................ 34 Comprehensive MCC Listing by Formatted File Type.........................................................37 Card Acceptor Business Codes (MCCs)—Extended........................................................... 38 MCC 0742—Veterinary Services.................................................................................. 38 MCC 0763—Agricultural Cooperatives........................................................................38 MCC 0780—Horticultural and Landscaping Services....................................................39 MCC 1520—General Contractors—Residential and Commercial..................................39 MCC 1711—Air Conditioning, Heating, and Plumbing Contractors............................. 40 MCC 1731—Electrical Contractors.............................................................................. 40 MCC 1740—Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors................................................................................................................. 41 MCC 1750—Carpentry Contractors............................................................................ 41 MCC 1761—Roofing and Siding, Sheet Metal Work Contractors.................................42 MCC 1771—Concrete Work Contractors.................................................................... 42 MCC 1799—Contractors, Special Trade—not elsewhere classified............................... 43 MCC 2741—Miscellaneous Publishing and Printing..................................................... 44 MCC 2791—Typesetting, Plate Making, and Related Services...................................... 44 MCC 2842—Sanitation, Polishing, and Specialty Cleaning Preparations.......................45 MCCs 3000 through 3350—Airlines, Air Carriers.........................................................45 MCCs 3351 through 3500—Car Rental Agencies........................................................ 46 MCCs 3501 through 3999—Lodging—Hotels, Motels, Resorts....................................47 MCC 4011—Railroads—Freight...................................................................................49 MCC 4111—Transportation—Suburban and Local Commuter Passenger, including Ferries......................................................................................................................... 50 MCC 4112—Passenger Railways................................................................................. 50 MCC 4119—Ambulance Services................................................................................ 51 MCC 4121—Limousines and Taxicabs..........................................................................51 MCC 4131—Bus Lines.................................................................................................52 MCC 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage Companies, Local Delivery.............................................................................. 52 MCC 4215—Courier Services—Air and Ground, Freight Forwarders............................ 53 MCC 4225—Public Warehousing—Farm Products, Refrigerated Goods, Household Goods Storage............................................................................................................ 54 ©1990–2018 Mastercard. 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Quick Reference Booklet—Merchant Edition • 15 November 2018 2 Contents MCC 4411—Cruise Lines............................................................................................ 54 MCC 4457—Boat Leases and Boat Rentals.................................................................. 55 MCC 4468—Marinas, Marine Service/Supplies............................................................ 55 MCC 4511—Air Carriers, Airlines—Not Elsewhere Classified....................................... 56 MCC 4582—Airports, Airport Terminals, Flying Fields.................................................. 56 MCC 4722—Travel Agencies and Tour Operators.........................................................57 MCC 4784—Bridge and Road Fees, Tolls..................................................................... 57 MCC 4789—Transportation Services—not elsewhere classified....................................58 MCC 4812—Telecommunication Equipment Including Telephone Sales....................... 58 MCC 4813—Key-entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry..................................................................................................................... 59 MCC 4814—Telecommunication Services including but not limited to prepaid phone services and recurring phone services................................................................60 MCC 4816—Computer Network/Information Services.................................................60 MCC 4821—Telegraph Services...................................................................................61 MCC 4829—Money Transfer.......................................................................................61 MCC 4899—Cable, Satellite, and Other Pay Television and Radio Services................... 62 MCC 4900—Utilities—Electric, Gas, Heating Oil, Sanitary, Water.................................63 MCC 5013—Motor Vehicle Supplies and New Parts.................................................... 63 MCC 5021—Office and Commercial Furniture.............................................................64 MCC 5039—Construction Materials—not elsewhere classified.................................... 64 MCC 5044—Office, Photographic, Photocopy, and Microfilm Equipment.................... 65 MCC 5045—Computers, Computer Peripheral Equipment, Software...........................66 MCC 5046—Commercial Equipment—not elsewhere classified................................... 66 MCC 5047—Dental/Laboratory/Medical/Ophthalmic Hospital Equipment and Supplies.......................................................................................................................67 MCC 5051—Metal Service Centers and Offices........................................................... 67 MCC 5065—Electrical Parts and Equipment................................................................ 68 MCC 5072—Hardware Equipment and Supplies..........................................................69 MCC 5074—Plumbing and Heating Equipment...........................................................69 MCC 5085—Industrial Supplies—not elsewhere classified........................................... 70 MCC 5094—Precious Stones and Metals, Watches and Jewelry...................................70 MCC 5099—Durable Goods—not elsewhere classified................................................71 MCC 5111—Stationery, Office Supplies, Printing and Writing Paper............................ 72 MCC 5122—Drugs, Drug Proprietors, and Druggists Sundries..................................... 72 MCC 5131—Piece Goods, Notions, and Other Dry Goods........................................... 73 MCC 5137—Men’s, Women’s, and Children’s Uniforms and Commercial Clothing...... 73 MCC 5139—Commercial Footwear.............................................................................74 MCC 5169—Chemicals and Allied Products—not elsewhere classified.........................75 MCC 5172—Petroleum and Petroleum Products..........................................................75 MCC 5192—Books, Periodicals, and Newspapers........................................................ 76 MCC 5193—Florists Supplies, Nursery Stock, and Flowers........................................... 76 ©1990–2018 Mastercard. Proprietary. All rights reserved. Quick Reference Booklet—Merchant Edition • 15 November 2018 3 Contents MCC 5198—Paints, Varnishes, and Supplies................................................................77 MCC 5199—Nondurable Goods—not elsewhere classified..........................................78 MCC 5200—Home Supply Warehouse Stores..............................................................78 MCC 5211—Building Materials, Lumber Stores........................................................... 79 MCC 5231—Glass, Paint, Wallpaper Stores................................................................. 80 MCC 5251—Hardware Stores..................................................................................... 80 MCC 5261—Lawn and Garden Supply Stores..............................................................81 MCC 5271—Mobile Home Dealers..............................................................................81