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Layout VGD Copy (driiven by the voiice of iits readers ) Issue The Voice of the Maltese Fortnightly magazine for the Diaspora July 24, 2018 184 Fortnightly magazine for the Diaspora The Saluting Battery at the upper Barrakka is all set to receive guests to a seated wed- ding reception, and (below) the Gardens Who would decorated for such an occasion have thought? he Upper Barrakka Gardens in Malta’s cap - ital, Valletta, with the spectacular view of the Grand Harbour is perhaps the island’s most popular sites. The view from up there is magical. NTo wonder locals and tourists flock to watch the unique site. Visiting Valletta to relax, a walk up to the Upper Barrakka to watch the breathtaking view that is alive with history of the Grand Harbour is a must. In recent years, the Upper Barrakka, and in par - ticular the Saluting Battery perched on the bas - tions just below it have become most popular for staging popular celebrations. Who would have thought it could also become the perfect venue for wedding receptions to celebrate with friends their most important da(yS eoef atlhsoe ipra lgiefe 1?3 ) 2 The Voice of the Maltese Tuesday July 24, 2018 High Commissioner Hince visits Maltese communities in Australia n a visit to the Mal - The High Commissioner of Australia to Malta, H.E. Ms Julienne tese Community Re - Hince (centre second row) flanked by Malta’s Consul-General source Centre, the Mr. Lawrence Buhagiar (on her right) and MCC NSW President head office of the Maltese Mr Emanuel Camilleri (on her left) during her visit to Sydney OCommunity Council of NSW at Parramatta West, H.E. Ms Julienne Hince the High Commissioner of Aus - tralia in Malta and non-resi - dent Ambassador to Tunisia, pointed out that she was on her mid-term consultation back home, therefore took the opportunity to get to know better the Maltese community in Australia. In Parramatta Ms Hince was accompanied by the Consul-General of Malta in NSW, Mr Lawrence Buha - giar. Issues discussed during this session were, the Coun - cil of Maltese Living Abroad, the Anzac Memorial at the Argotti Gardens in Malta, the Australian Bungalow at Għammieri and the future of Illawarra, deputising for Chairperson Mr Ken Habak, Mr Australia Hall at Pembroke. Chris Lacey Chief Executive Officer of MCCI and the cen - Addressing the Maltese community representatives at tre’s spiritual director Fr. Leonard Testa Ofm. Parramatta West, Ms Hince praised the Malta government Mr Louis Parnis, President of the centre welcomed Her for its support to Australia on a trade agreement with the Excellency and invited the Lord Mayor and Mr Scully to European Union and emphasised the warm and lasting address the meeting. people to people relationship between our two countries. In her response the HC briefed the meeting about her Speaking after the meeting, Lawrence Dimech, co-editor work in Malta. She mingled well with those present and in of The Voice said that relations between Australia and conversation with the members she showed she is well Malta have gone from strength to strength. Political rela - versed about the Maltese towns and villages. tions between the two countries are excellent as the two The committee later provided a typical Maltese lunch. countries share a common heritage and vision. Ms Hince seemed to enjoy her time at the centre and those H.E had previously also visited Melbourne, Latrobe Valley present enjoyed conversing with her. and Brisbane. Prior to her posting in Malta in 2017, she had It is estimated that some 30,000 Australians visit Malta visited other locations. each year. The next day MS Hince paid a visit to Wollongong, and The Malta Government has had representatives in Aus - specifically the George Cross Falcon Maltese Centre where tralia since 1929. The first High Commissioners’ exchange she was received by the committee and about sixty mem - between the two island states began after Malta’s Inde - bers of the Maltese Community from the Illawarra area. pendence in 1964. They were Dr Anthony Pullicino for Also present were Mr Paul Scully MP member for Wol - Malta and Sir Hubert Opperman for Australia. longong, the Lord Mayor of Wollongong councillor Gordon Maltese first arrived in Australia in the 1830’s. In 1883 Bradbury AM, Mr George Bartolo OAM, Senior V/Chair - Maltese Nationals started to arrive in Australia in organ - person of the Multicultural Communities Council of ised groups. Initially many built their lives around the sugar cane industry of North Queensland. Ms Julienne Hince in Wollongong Ms Hince is a career officer with the Depart - with, (from left) : GCFMC President ment of Foreign Affairs and Trade (DFAT) Louis Parnis, Paul Scully MP, and and was most recently Director, South Amer - Chris Lacey, CEO of MCCI ica and Council on Australia-Latin America Relations Section, DFAT. She had previously also been Deputy Director of the DFAT Vic - torian State Office and Director of the DFAT Northern Territory Office. Ms Hince who holds a Graduate Diploma in Foreign Affairs from the Australian Na - tional University and a Bachelor of Arts from the University of Melbourne has served overseas as Deputy Head of Mission, Athens, with earlier postings in Bangladesh and Ger - many. (Photos courtesy of Patrick Bartolo) Tuesday July 24, 2018 The Voice of the Maltese 3 Q. I have just won a large sum of money and have lost his is a monthly service offered by The Voice of the Maltese the age pension completely. I have three children and in which Marie Louise Muscat from the Fiducian Finan - was planning to give them $20,000 each from my win - cTial Services helps our readers understand the complexities nings. Do I still need to notify Centrelink that I am doing associated with financial planning. If you need more advice this? Now that I am no longer a pensioner am I still send an email to Marie Louise via: [email protected]. bound by this rule? A. Congratulations on your win. Invest it your daughter and wisely. It is very good of you to wish to get her views. She share this good fortune with your three may be happy for children. Now that you are no longer a you to make both pensioner you can gift any amount of her and her money that you wish. daughter as your However, if in a few years’ time your as - beneficiaries and sets will be below the maximum asset test thus avoid hurting limit and you are again going to qualify for anyone. a part age pension, the gifted amount will She may not be count for the next five years as your assets. upset to have a re - After five years they will not be treated as duction in her age your funds anymore. pension if she was going to receive a Q. I am in my 90s and have one daugh - lump sum that she Q&A ter who is a pensioner and one grand - may need to use in the fQuture. &A use the “Bring forward” cap. daughter who is a single mother. I am However, if the surplus funds are from the about to update my Will and was con - Q. I have just turned 65 and plan to work downsizing of your home, then you are able templating bypassing my daughter com - until September this year. I will then be to make a non-concessional contribution of pletely and leaving everything to my downsizing and selling my home and wish up to $300,000. granddaughter. I was planning to do this to invest the surplus funds from the sale of If you do not sell the property this financial in order for my daughter not to miss out this property into superannuation. What year, you are still able to contribute $100,000 on the age pension or a reduction in her is the maximum amount that I will be able and then if you sell next financial year you will age pension. Is this wise? to invest in superannuation now that I am be able to do a further $300,000 contributions 65? from the sale of your property using the down- A. I believe that if you bypassed your sizing rule. daughter completely without her knowing A. As you are planning to continue to work she would be very upset. She has probably until September you would have passed the Q. I have inherited some shares that were always expected to be your beneficiary and work test and thus able to make a superannu - pre September 1985 i.e. pre capital gains thus would be unpleasantly surprised if this ation contribution. The maximum you can in - tax. I plan to hold them for a while as they happened. vest as non-concessional contributions would are very good stocks. Would these securi- I think you should voice your concerns to be $100,000 as you are over 65 and cannot ties continue to be treated as pre capital gains tax or does the cost base change? A. If you sold them as soon as you inherited them they would have been capital gains tax- free. However as you are planning to hold onto them for a while the cost base would be the value of the shares at the time of death of the person that left you these securities. Q. We are a retired couple in our 70s and our daughter has passed away. She was a single mum and has left her seven year-old son with us to look after. I was planning to include him with my wife as a beneficiary on my account based pension.
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