DOCSLIB.ORG

HO 80 03 01 14: Homeowners' Form

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
HO 80 03 01 14: Homeowners' Form HOMEOWNERS FORM TABLE OF CONTENTS POLICY......................................................................... 1 SECTION I - CONDITIONS.........................................14 AGREEMENT................................................................1 SECTION I - HOW WE SETTLE LOSSES..................16 DEFINITIONS................................................................1 SECTION II - LIABILITY COVERAGE.........................18 Coverage E - Personal Liability..............................18 SECTION I - PROPERTY COVERAGE........................4 Coverage F - Medical Expense..............................18 Coverage A - Dwelling..............................................4 Coverage B - Other Structures.................................4 SECTION II - EXCLUSIONS.......................................18 Coverage C - Personal Property..............................4 Coverage D - Loss Of Use.......................................6 SECTION II - ADDITIONAL COVERAGE...................22 SECTION I - PERILS.....................................................6 SECTION II - CONDITIONS........................................23 SECTION I - EXCLUSIONS..........................................8 GENERAL CONDITIONS............................................24 SECTION I - ADDITIONAL COVERAGE....................11 POLICY This policy is a legal contract between you and us. Your policy consists of the DECLARATIONS, the HOMEOWNERS FORM, all ENDORSEMENTS, and your INSURANCE APPLICATION. The policy details the rights and duties of you and us. READ YOUR POLICY CAREFULLY. AGREEMENT We agree with you, in return for your premium payment, to insure you subject to all the terms of this policy. DEFINITIONS The following definitions apply throughout this policy’s a. value of damaged property; form and endorsements. Defined terms are in bold b. change in value of damaged property type and have the same meaning whether in the directly due to the loss; singular, plural, or any other form. c. cost to repair damaged property; or A. You and your mean a named insured shown in d. cost to replace damaged property; the Declarations or, if living in the same less a deduction that reflects depreciation, age, household: condition, and obsolescence at the time of 1. a named insured’s spouse; or loss. 2. a person who has entered into a domestic Actual cash value may be significantly less partnership or civil union with a named insured than replacement cost. if such partnership or union: 2. Bodily injury means physical injury, sickness, a. is recognized under the laws of the state in disease, or death of any person. It includes which a named insured resides; resulting loss of services, loss of consortium, b. grants equivalent rights and responsibilities and required care. to its members as those granted to a 3. Business means: spouse under state law; and a. a full-time, part-time, or occasional c. has been registered with or filed with the employment, trade, profession, or state or local government responsible for occupation; or recording such partnerships or unions. b. any other activity engaged in for money or B. We, us, and our mean the company shown in the any other type of revenue, except the Declarations that provides this insurance. following: C. In addition, we define these words and phrases: (1) volunteer activities for which the only 1. Actual cash value. This means the least of payment received is for expense the: incurred to perform the activity; HO 80 03 01 14 Page 1 of 25 (2) selling energy generated on the c. bathroom; and residence premises back to a public d. living spaces. utility; 10. Insured: (3) providing home day care services for a. This means: which no revenue is received, other (1) you; or than the mutual exchange of such (2) a household member who is: services; or (a) a relative; or (4) providing home day care services to a relative. (b) under the age of 21 and in your care or the care of a household 4. Current construction. member who is a relative. a. This means: b. This also means under Section II of this (1) methods and materials commonly policy: used by local building trades in (1) a person you give your permission to standard new construction to frame a have custody of or to use: structure that is of similar utility to your structure; and (a) a vehicle or watercraft covered by this policy; or (2) methods, materials, fixtures, parts, and finishes commonly used by local (b) an animal owned by an insured building trades in new construction to described in 10.a. above; finish the exterior and interior of a when such custody or use is not in the structure that are of similar quality course of any type of business and utility as those in your structure. activity. b. Current construction does not mean any (2) a person while working as a domestic additional costs to repair or replace employee of an insured described in antiquated or obsolete construction in your 10.a. above. structure with like kind and quality. Each person described above is a separate Current construction does not include insured under this policy. This does not the additional costs of: increase any limit in this policy. Each limit is (1) plaster over wood lath interior walls; the most we will pay for any loss or (2) stone foundations; occurrence regardless of the number of insureds or claimants involved, persons (3) weight-and-pulley windows; or injured, claims made, or suits brought. other antiquated or obsolete construction. 11. Insured location means: 5. Declarations. This means the pages showing a. the residence premises; your coverage, limits, covered property, premiums, and other information for this policy. b. if you notify us within 30 days of This includes all POLICY CHANGE documents acquisition, the part of a residential that apply to this policy. premises you acquire as your new residence during the policy period; 6. Domestic employee means a person you employ to perform only domestic duties: c. a premises you use in connection with the residence premises; a. including those necessary to clean, maintain, or help enable the use of the d. any part of a premises: residence premises; or (1) not owned by or leased to an insured; b. at other locations for you or any insured; and only if such person is your employee per the (2) where an insured is temporarily United States Tax Code. residing; This does not include any person while e. land that an insured owns, rents, or leases performing duties for any insured’s business. that is vacant land. 7. Endorsement. This means a form that Vacant land may contain structures changes, adds, reduces, or removes the terms, including fences, that are not buildings or conditions, or coverage of this policy. swimming pools, only if such structures are for the personal use of an insured. 8. Fungi. This means any type or form of fungus. This includes but is not limited to mold or Vacant land does not mean any: mildew, and any mycotoxins, spores, scents, or (1) farmland; by-products produced or released by fungi. (2) land used for business; or 9. Household. This means the persons who are (3) land on which any: residents of your housing unit. (a) structure; or Your housing unit is where you reside on the (b) building; residence premises and has its own: designed or used for farming or a. entry; business exists; b. kitchen; HO 80 03 01 14 Page 2 of 25 f. land that an insured owns, rents, or leases (4) garbage, refuse, other waste, material on which a one or two family dwelling is to be recycled; or being built as a residence for an insured; (5) any substance any governmental or agency lists as a controlled chemical g. individual or family cemetery plots or burial or hazardous substance. vaults of an insured. c. Pollutant does not mean: 12. Limit. This means the most that we will pay (1) the excretion, secretion, or under any coverage. We do not have any decomposition of any animal; or liability for any payment above any limit in this (2) a contaminant or irritant from a fire. policy. 17. Property damage means physical damage to 13. Livestock. or destruction of tangible property. This a. This means farm animals including but not includes loss of its use. limited to any: 18. Relative. This means a person related to you (1) cattle; by blood, marriage, or adoption. (2) horse; 19. Residence premises. (3) pony; a. This means the: (4) mule; (1) one family dwelling you own and you (5) donkey; reside in; (6) buffalo; (2) two family dwelling you own and you (7) swine; reside in one of the dwelling units; or (8) llama; (3) part of any other residence where you (9) alpaca; reside; (10)sheep; or that is shown as the residence premises (11)goat. in the Declarations. b. Livestock does not mean any: b. Residence premises includes: (1) domestic fowl, including any chicken or (1) other structures and grounds at the duck, that is raised for consumption by location in 19.a. above; and the household; or (2) that part of any other residence you do (2) domestic pet, including a dog or cat. not own while you are temporarily residing there because your dwelling 14. Nuclear hazard. This means any type or form on the residence premises is being of nuclear reaction, radiation, or contamination repaired, renovated, or rebuilt and however caused. This includes any direct or your dwelling unit is unfit to live in. resulting damage, regardless of whether the nuclear reaction, radiation, or contamination is 20. Structure. caused by any: a. This means a man-made object requiring a. act or failure to act; site preparation of the earth to enable its construction at a set location. A structure b. natural event; or must be a permanent and stationary part of c. design, construction, care for, or use of the realty. This includes a building any nuclear facility, material, or device. permanently attached to a concrete 15. Occurrence means an accident, including foundation. This also includes a retaining continuous or repeated exposure to wall, walkway, or driveway. substantially the same general harmful b. Structure does not mean any type of hot conditions, which results during the policy tub, whirlpool, or spa that is manufactured period in: for use above ground.
Load more

Recommended publications
  • The Neighbourhood Messenger
    THE NEIGHBOURHOOD MESSENGER NEWSLETTER OF THE ADOLPHUSTOWN-FREDERICKSBURGH HERITAGE SOCIETY Issue Number 8 February 2014 A Wintry World The winter solstice seemed to arrive this year with a frightening arsenal of severe winter weather. Spanning the full range of deep freezing temperatures and attendant fluffy snow, to rain, freezing rain and ice pellets, the weather served up conditions that ran from Our Society simply unpleasant to outright destructive. The falling of ice- Members of the Adolphustown- laden trees that downed power lines meant many of us were Fredericksburgh Heritage Society are without electricity in the days just before Christmas. This was a your neighbours, your friends, your family. near calamity for some, but it no doubt brought to mind how We are new to the area or have lived the people of this region endured the winters not so long ago. here all our lives. Some of us are Certainly there was hardship, and indeed tragedy, in the early descendants of the Loyalists who settled years of settlement along these shores and throughout the two the shores of the Bay of Quinte. We all share a desire to deepen our knowledge centuries that followed. However, winters of our past were not of the history of our local community and only to be survived. They also presented an opportunity to to share our passion with others. play: from sleigh or cutter rides along the roads or bays, to skating, tobogganing, ice fishing and iceboating. In this issue Our Executive of the Neighbourhood Messenger we will look at the many President: Angela Cronk ways winter has impacted life of the residents of our townships.
    [Show full text]
  • 1 Sailboat Autopilot
    Sailboat Autopilot: Mainsheet Tender Module Jonathan Harris Engineering 90 2007 – 2008 Professor Fred Orthlieb 1 Abstract The Art of sailing a wind powered vessel relies heavily on the ability of the crew to trim the sails. Finding the right angle of the sail with respect to the vessel will apply the optimal amount of force with the least amount of drag on the boat. Using the idea that there is an optimal sail angle, a device has been constructed which based on wind direction relative to the boat calculates the optimal sail angle and adjusts the mainsheet accordingly. The tender is designed as a modular system that functions independent of an autopilot program that would be set to maintain a heading, hence it can be used with any autopilot system currently on the market or used independently with a sailor steering the vessel. 2 Acknowledgements Without the assistance of the Engineering Faculty and staff at Swarthmore College, this project would not be. I would like to thank the following professors for their assistance in bringing me to where I am today, and helping me complete this project. Fred Orthlieb Lynne Molter Erik Cheever Ani Hsieh Tali Moreshet Bruce Maxwell Nelson Macken Carr Everbach Grant Smith Doug Judy Don Reynolds Holly Castleman Thank you. 3 Table of Contents Abstract 2 Acknowledgements 3 Overview of the E90 Program at Swarthmore College 5 Objective 8 Reasons for Construction 9 Theory 11 Project Overview 33 Project Specifications 35 Design and Construction: Motor Selection 37 Motor Controller Selection 39 Battery Selection 41 Vishay Smart Position Sensors 43 Gears 44 Circuit Design 45 Testing 48 Discussion 49 Lessons Learned 51 Conclusion 52 Appendix 54 4 Overview of the E90 Program at Swarthmore College “Students work on a design project that is the culminating exercise for all senior engineering majors.
    [Show full text]
  • Lakes in Winter
    NORTH AMERICAN LAKE NONPROFIT ORG. MANAGEMENT SOCIETY US POSTAGE 1315 E. Tenth Street PAID Bloomington, IN 47405-1701 Bloomington, IN Permit No. 171 Lakes in Winter in Lakes L L INE Volume 34, No. 4 • Winter 2014 Winter • 4 No. 34, Volume AKE A publication of the North American Lake Management Society Society Management Lake American North the of publication A AKE INE Contents L L Published quarterly by the North American Lake Management Society (NALMS) as a medium for exchange and communication among all those Volume 34, No. 4 / Winter 2014 interested in lake management. Points of view expressed and products advertised herein do not necessarily reflect the views or policies of NALMS or its Affiliates. Mention of trade names and commercial products shall not constitute 4 From the Editor an endorsement of their use. All rights reserved. Standard postage is paid at Bloomington, IN and From the President additional mailing offices. 5 NALMS Officers 6 NALMS 2014 Symposium Highlights President 11 2014 NALMS Awards Reed Green Immediate Past-President 15 2014 NALMS Photo Contest Winners Terry McNabb President-Elect 16 2014 NALMS Election Results Julie Chambers Secretary Sara Peel Lakes in Winter Treasurer Michael Perry 18 Lake Ice: Winter, Beauty, Value, Changes, and a Threatened NALMS Regional Directors Future Region 1 Wendy Gendron 28 Fish in Winter – Changes in Latitudes, Changes in Attitudes Region 2 Chris Mikolajczyk Region 3 Imad Hannoun Region 4 Jason Yarbrough 32 A Winter’s Tale: Aquatic Plants Under Ice Region 5 Melissa Clark Region 6 Julie Chambers 38 A Winter Wonderland . of Algae Region 7 George Antoniou Region 8 Craig Wolf 44 Water Monitoring Region 9 Todd Tietjen Region 10 Frank Wilhelm 48 Winter Time Fishery at Lake Pyhäjärvi Region 11 Anna DeSellas Region 12 Ron Zurawell At-Large Nicki Bellezza Student At-Large Ted Harris 51 Literature Search LakeLine Staff Editor: William W.
    [Show full text]
  • The Physics of Sqiling Bryond
    The physics of sqiling BryonD. Anderson Sqilsond keels,like oirplone wings, exploit Bernoulli's principle. Aerodynomicond hydrodynomicinsighis help designeri creqte fosterioilboots. BryonAnderson is on experimentolnucleor physicist ond,choirmon of the physicsdeportment ot KentSlote University in Kent,Ohio. He is olsoon ovocotionolsoilor who lecfuresond wrifesobout the intersectionbehyeen physics ond soiling. In addition to the recreational pleasure sailing af- side and lower on the downwind side. fords, it involves some interesting physics.Sailing starts with For downwind sailing, with the sail oriented perpen- the force of the wind on the sails.Analyzing that interaction dicular to the wind directiory the pressure increase on the up- yields some results not commonly known to non-sailors. It wind side is greater than the pressure decrease on the down- turns ou! for example, that downwind is not the fastestdi- wind side. As one turns the boat more and more into the rection for sailing. And there are aerodynamic issues.Sails direction from which the wind is coming, those differences and keels work by providing "lift" from the fluid passing reverse, so that with the wind perpendicular to the motion of around them. So optimizing keel and wing shapesinvolves the boat, the pressure decrease on the downwind side is wing theory. greater than the pressure increase on the upwind side. For a The resistance experienced by a moving sailboat in- boat sailing almost directly into the wind, the pressure de- cludes the effects of waves, eddiei, and turb-ulencein the crease on the downwind side is much greater than the in- water, and of the vortices produced in air by the sails.To re- crease on the upwind side.
    [Show full text]
  • National Iceboat Authority Western Challenge Issue
    MAGAZINE OF THE INTERNATIONAL DN ICE YACHT RACING ASSOCIATION RUNNER TRACKS DECEMBER 2015 WESTERN CHALLENGE ISSUE BACK TO CHRISTINA NATIONAL ICEBOAT AUTHORITY THE DARLING AND INLINE COURSES 2 RUNNER TRACKS | DECEMBER 2015 MAGAZINE OF THE INTERNATIONAL DN ICE YACHT RACING ASSOCIATION | DECEMBER 2015 3 CONTENT COMMODORE’S Cover Photo: Lake Christina in the Fog, Deb Whitehorse MESSAGE REGATTA DATES KENT BAKER US5219 Hotline numbers, websites, and calendar dates for TOLEDO, OHIO, USA 04 the 2015-2016 season. hange is scary. But it can be necessary, and it can A) More up-to-date information OFFICERS be good. I want to start out by giving my most sin- B) More complete information, cere thanks to the members of the NIA for taking C) Better value to advertisers International class officers and North American our concerns seriously, and making rule changes D) A broader invitation to newcomers 06 regional commodores Cthat will enhance safety on the course. I don’t think people can truly understand the passion and extreme measures We have already eliminated the hard copies, (though you you are willing to take to ensure the safety of competitors can order them at a small cost). I know there will be con- until your name has been printed as the Chairman, PRO, or cerns, but lets take an honest look at what we are trying to 08 Commodore of an event. achieve and how to do it. I think we are spreading ourselves thin. The lack of volunteers to write articles, create web- If you haven’t already done so, please read National content, or take over web-master duties illustrates that to GET A SAIL NUMBER NOTICE OF RACE Iceboat Authority member Tim McCormick’s Rule Change me.
    [Show full text]
  • Winter Sports 1 Democratic Register of Health and Beauty
    Shattemuc Yacht Club History Winter Sports 1 Democratic Register of health and beauty. For now [is] the 2.09.1884 time to desert the fireside, don the Published Articles Trot on the Ice On Wednesday next skates, and skim over the ice in pursuit there will be a trot on the ice at the of the great boons, health and happiness. of Upper Dock, for horses that have never On Saturday last the skating on the river Winter Sports beaten 2:50; the sum trotted for being a was excellent, there being large fields of purse of thirty dollars, to be divided as smooth ice out in the cove which were at follows Fifteen dollars to first horse, ten soon found by hundreds of skaters who dollars to second, and five dollars to spent most of the day there. There were Ossining, NY third. Mile heats, best three in five; five a number of the fair sex among them ~ to fill, three to start. Entrance fee ten and some displayed much skill in the per cent. Trotting to commence at two art. From the Secor road, the sight of o’clock, sharp. the crowds out on the river gave one an Democratic Register ----------o---------- idea of an immense piece of fly paper 1.19.1884 covered with flies struggling hard to The Ice Boating. This exhilarating Democratic Register free themselves, but a nearer approach sport has been enjoyed by the happy 2.09.1884 entirely banished this idea, as a scene of owners of ice yachts this week. The Ice-Boat Notes Mr.
    [Show full text]
  • Exclusion by Warren Nethercote Kc3786 50 Years of Dn Sailing In
    MAGAZINE OF THE INTERNATIONAL DN ICE YACHT RACING ASSOCIATION RUNNER TRACKS MAY 2019 50 YEARS OF DN SAILING IN POLAND BY ROMUALD ROWECKI P25 BYLAWS PROPOSAL: EXCLUSION BY WARREN NETHERCOTE KC3786 BUSINESS FOR THE TECH COMMITTEE BY WARREN NETHERCOTE TECHNICAL PROPOSALS BY PETER HAMRAK M53 REGATTA RESULTS 2 RUNNER TRACKS | MAY 2019 MAGAZINE OF THE INTERNATIONAL DN ICE YACHT RACING ASSOCIATION | MAY 2019 3 CONTENT COMMODore’S Cover: Pete Johns US2360. First place Bronze fleet 2019 North American Championship. Photo: Gretchen Dorian gretchendorian.com REGATTA SCHEDULE MESSAGE 05 Hotline numbers and websites, WARREN NETHERCOTE KC3786, NOVA SCOTIA, CANADA OFFICERS t was a mixed season for many of us. We had early be elected at the Annual meeting, or appointed by International class officers and North American ice in many areas and in many regions we did far the Governing Committee if not, so one of the first 06 regional commodores Imore December and January sailing, and regattas, actions of the new Governing Committee in July will than we usually do. But weather was not kind to us be to appoint Jeff Kent to the Technical Committee. after the mid-winter snows, and spring ice boating One matter that was on the Annual meeting agenda, 08 was a rarity for most. but not discussed, was rejection of entries. Currently there is no means for the Governing Committee or a MINUTES & PROPOSAL Weather, and finding ice was a challenge for the 2019 Race Committee to reject the entry of a competitor Minutes from the North American Gold Cup and North American Championships, but at the Gold Cup or North American Championship.
    [Show full text]
  • 2018-IDNIYRA-Yearbook-Website.Pdf
    Page 1 Table of Contents EARLY HISTORY OF THE IDNIYRA…...............…...........................................................................................2 CORPORATE OFFICERS........................................................................................................................................3 INTERNATIONAL CLASS OFFICERS.................................................................................................................4 NORTH AMERICAN REGIONAL COMMODORES.......................................................................................5 TECHNICAL COMMITTEE MEMBERS...............................................................................................................6 EUROPEAN NATIONAL SECRETARIES.........................................................................................................7-8 NORTH AMERICAN & EUROPEAN PAST OFFICERS.............................................................................9-24 GOLD CUP HISTORY.....................................................................................................................................25-31 GOLD CUP PERPETUAL TROPHIES...........................................................................................................32-45 SILVER CUP PERPETUAL TROPHY..............................................................................................................46-47 NORTH AMERICAN CHAMPIONSHIP HISTORY...................................................................................48-56 NORTH AMERICAN
    [Show full text]
  • Lake Lot Guide and Municipal Code
    Glenn Shoals Lake Recreational Lake Lot Guide and Municipal Code 761 City Lake Road, Hillsboro, IL 62049 217 532-6778 PDF created with pdfFactory Pro trial version www.pdffactory.com Glenn Shoals Lake Glenn Shoals Lake is popular for its calm atmosphere away from the crowds set in beautiful, natural surroundings. The City of Hillsboro has created its municipal code as a guideline to help maintain and foster these attributes. The City of Hillsboro asks for your assistance in keeping Glenn Shoals Lake clean and attractive to lake users. Please take time and review this booklet. It has been updated with the most current version of the Recreation portion of the Municipal Code of the City of Hillsboro. Adherence to these rules and policies will be enforced and violations may result in fines and/or loss of lake lot lease privileges. All repairs, additions and replacement of docks damaged from ice, high water or any other reason must comply with all terms of Section 31-1-86 and all others of the municipal code. Also, please be advised that ALL lake lots are within the city limits of the City of Hillsboro and, therefore, are also governed by building and zoning codes. Being such, ALL construction of docks, decks or other structures require a building permit and must follow these codes. Additional information about these codes can be accessed at City Hall or by visiting our website at www.hillsboroillinois.net. Please keep our lake safe, clean and beautiful!! · Keep your lot clean, neat and attractive to all lake users · Remove all trash daily-dumpsters are conveniently located at both launch areas · Obey all boating rules & laws · Obey all federal, state & local fish and game laws · Take nothing but memories, leave nothing but footprints Contact us City of Hillsboro-City Hall 447 S.
    [Show full text]
  • Lake Wawasee Hosts Ice Boat Regatta Ice Boat Racers from All Over North North American and Europe
    Lake Wawasee hosts ice boat regatta Ice boat racers from all over North North American and Europe. 0.7 mile course, less than the usual America and Europe gathered at the U.S. racer Ron Sherry of Michigan mile due to the ice conditions on Lake Oakwood Resort late in the day on won first place in the event, edging Wawasee. The shorter course re - Friday, Feb. 22, to honor the winners out Michal Burczynski and Tomasz Za - sulted in racers bunching up. “It of the 2019 International Detroit News kerzewski of Poland during the course made for exciting crossings with Ice Yacht Racing Association North of five races. Competitors reached other boats,” Kjoller explained. American Championship Regatta. In - speeds of 50 to 60 mph in what in - The race was moved to Lake ternational DN-style ice yachts are the coming IDNIYRA Commodore Jody Wawasee from Lima, Ohio, due to most popular ice racing boats in Kjoller called “tough conditions … the heavy, wet snow covering the ice on ice deteriorated as the day went on.” Indian Lake. Organizers were forced A total of 14 races — 93 boats di - to look for nearby accommodations vided into three “fleets,” bronze, sil - and found them, thanks to the efforts ver and gold, with the latter featuring of Rick Lemberg and members of the the 40 fastest racers — were run on a Wawasee Ice Boat Squadron, who See Regatta | Continued on page 2 Ice yachtsman Ron Sherry of Detroit won first prize at the IDNIYRA North American Championships held on Lake The Newsletter of the Wawasee Wawasee, Feb.
    [Show full text]
  • RANK LIST 2016 the TOP DN SAILORS in the WORLD 2 RUNNER TRACKS | SEPTEMBER 2015 CONTENT Cover Photo: 2015 European Championship by DN Nederland
    MAGAZINE OF THE INTERNATIONAL DN ICE YACHT RACING ASSOCIATION RUNNER TRACKS SEPTEMBER 2015 SO YOU WANNA RACE IN EUROPE HERE’S HOW YOU GET THERE BY JAMES “T” THIELER RANK LIST 2016 THE TOP DN SAILORS IN THE WORLD 2 RUNNER TRACKS | SEPTEMBER 2015 CONTENT Cover Photo: 2015 European Championship by DN Nederland REGATTA DATES Hotline numbers, websites, and calendar dates for 04 the 2015-2016 season. OFFICERS International class officers and North American 06 regional commodores 08 SO YOU WANNA RACE IN GET A SAIL NUMBER EUROPE? MEMBERSHIP INFORMATION James “T” Thieler US5224 explains how to efficiently get your complete DN to Europe with minimal hassle. Contact IDNIYRA Treasurer Wes Wilcox US5414 2030 Muller Rd. Sun Prairie, WI 53590 ELECTION RESULTS Cell: 608 628-9590 The votes are in and tallied. Results of the Officer Email: [email protected] 12 ballot, Technical and By Laws Proposals. DEALING WITH REDRESS NIA ADVERTISE WITH US Dealing with redress under the National Iceboat 14 Authority Rules by Warren Nethercote KC3786 Contact IDNIYRA Executive Secretary IDNIYRA EUROPE Deb Whitehorse Minutes from the 2015 European Secretaries 18 Meeting 1200 East Broadway Monona, WI 53716 RANK LIST Phone: 608-347-3513 The 2015 IDNIYRA rank list by rank and name. Email: [email protected] 30 TIM WOODHOUSE US1812 1953-2015 Tim Woodhouse passed away after a long illness in August in Michigan. Tim was the youngest sailor ever to win the DN North American championship in 1970 at the age of 16. His other notable accomplishments include being the high- est scoring junior in the DN North Americans from 1969-71, winning it in 1973 in Sodus Bay, New York, in 1974 in Hamilton Harbor, Canada, and placing third in 1977.
    [Show full text]
  • Oralhisttransretro00maririch.Pdf
    University of California Berkeley of Regional Oral History Office University California The Bancroft Library Berkeley, California MARIAN E. KOSHLAND (1921-1997): RETROSPECTIVES ON A LIFE IN ACADEMIC SCIENCE, FAMILY, AND COMMUNITY ACTIVITIES James P. Allison Anne H. Good Catherine P. Koshland Daniel E. Koshland, Jr. Douglas E. Koshland James M. Koshland Hugh O. McDevitt Gail Koshland Wachtel Introduction by Daniel E. Koshland, Jr. Interviews Conducted by Sally Smith Hughes in 1999 and 2000 Copyright 2003 by The Regents of the University of California Since 1954 the Regional Oral History Office has been interviewing leading participants in or well-placed witnesses to major events in the development of northern California, the West, and the nation. Oral history is a method of collecting historical information through tape-recorded interviews between a narrator with firsthand knowledge of historically significant events and a well-informed interviewer, with the goal of preserving substantive additions to the historical record. The tape recording is transcribed, lightly edited for continuity and clarity, and reviewed by the interviewee. The corrected manuscript is indexed, bound with photographs and illustrative materials, and placed in The Bancroft Library at the University of California, Berkeley, and in other research collections for scholarly use. Because it is primary material, oral history is not intended to present the final, verified, or complete narrative of events. It is a spoken account, offered by the interviewee in response to questioning, and as such it is reflective, partisan, deeply involved, and irreplaceable. * * * * * if * * * * * * * * ** ** * * * ** * ** * * * * ** * * * * All uses of this manuscript are covered by a legal agreement between The Regents of the University of California and Daniel Koshland, December 14, 1998; Hugh McDevitt dated November 23, 1999; James M.
    [Show full text]