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For 2006 (NAPSA)—Coolant issues are Treating Ethnic Skin Conditions the number one cause of roadside (NAPSA)—Just because a prod- mechanical breakdowns, accord- uct says it’s a facial cleanser or mois- ing to the U.S. Department of turizer, doesn’t mean it’s the right Transportation, and there are an product for you. Many people think estimated 23 million cars on the that the same skin care regimen road using the wrong type of works as well on African Americans coolant. For more information, and Hispanics as it does on non-eth- visit the Zerex products Web site nic skin types. at www.zerex.com. But according to experts like Dr. Angelo P. Thrower, a dermatologist specializing in ethnic skin condi- tions, such skin presents unique challenges that have only recently begun to be addressed. He offers these answers to some frequently asked ethnic skin care questions: Q: What are some problems Doctors suggest using treat- specific to ethnic skin? ments that are specially formu- A: Ethnic skin is prone to a lated for ethnic skin. Crystals and gemstones make this and accessories add unique set of problems, ranging from dark spots and skin discol- line of products for ethnic skin year’s wedding sparkle. appeal without adding weight. oration, to acne, shaving bumps called Heritage Skin Care. It’s (NAPSA)—Today’s looks best 35,000 bridal fashion images to and bumps on the neck. specially formulated to treat com- when she’s expressing herself and inspire . * * * Q: What’s the first step in deter- mon problems in skin-of-color, showing off her own unique style. Strapless continue to be Experts say when you’re buying mining how to care for my skin? such as melasma, or dark patches Whether you’ve imagined your wed- a timeless choice for many brides. a car—new or used—it’s important A: Start by finding out what and dark spots. The line is also ding for as long as you can This look provides an air of elegance to get the facts first. “Buyers type of skin you have. There are formulated to treat dry skin and remember or you only know the size and prestige that is flattering on should be sure to consider all the three general skin types: Oily skin, acne—a disease common in both and color, there’s something out there most figures. This style can also be angles—from mileage, model and which is shiny and may feel and skin, but that for your special day. accessorized in many ways and is vehicle history, to warranties and bumpy; normal/combination skin, reacts differently to treatment, Today’s modern bride loves the look available in a multitude of fabrics financing,” says Brad Eggleston of which has a few areas that are oily depending on a person’s skin color. of the couture runway, but not the to fit your specific taste. AutoVantage. and others that are slightly dry; Q: What can happen to the skin price tag. According to Wedding Bridal designers are delivering and dry skin, which tends to have if the wrong product is used? Channel.com editor Marilyn Oliveira, fresh new takes on wedding fashion matte finishes because of an accu- A: Most people’s skin isn’t oily “Making your dress stand out is all that look fabulous now and forever. mulation of dead skin. Oily skin around the eyes, on the corner of about the details, not the cost. Find a Here are a few tips to make your has many large pores, normal/com- the nose, and around the mouth. dress that you love and that accen- gown dazzle: bination skin has a moderate num- If those areas are exposed to dry- tuates your figure.” • Brides are glamming up their ber of visible pores and dry skin ing products on ethnic skin, irrita- If you’re not sure what type of wedding dresses with metallic thread has few, if any, visible pores. tion, skin discoloration and bump gown would look best on you, con- embroidery and trails of tiny buttons. Q: Do skin conditions affect formation is likely. sult a bridal gown professional. • Bows, feathers, lace, ruffles, black and white skin differently? Q. If I have dark skin, do I Choose a professional who offers a and tiers of fabric are ultrafeminine A: Sometimes. Black skin tends still need to be careful of the sun? wide variety of styles, fabrics, sizes and sexy. to exaggerate the skin’s response to A: Even black skin tans and and prices, so that you will have • Strategically placed rhine- disease by producing follicular burns and must be protected. It’s lots of options. Odds are they can stones, pearls and beads create spec- excitements, or hair bumps, that a good idea to use sunscreen with select quite a few dresses that are tacular designs to make you look are dry and rough to the touch. an SPF of at least 15 every time flattering to your figure. Bridal Web and feel glamorous. Q: How do I choose a treatment? you go outside, whether it seems sites are also a useful resource for • Luxurious as satin yet light as A: Look for products made for sunny or not. information. WeddingChannel.com, a cloud, taffeta rustles up high your specific skin type. For in- For more information, visit for example, features more than drama without getting heavy. stance, Dr. Thrower developed a www.heritageskincare.com.

(NAPSA)—The best-selling guidebook series in North Amer- ica has now made it easier for business and leisure travelers Graduation 101: Repaying Student Loans going abroad to speak like a local. (NAPSA)—You have earned a The Frommer’s PhraseFinder & Simple Cleaning Tips to Freshen Up Your Home college diploma...now what? Dictionary series (Wiley, $7.99 In addition to beginning a each) is being launched with Ital- (NAPSA)—Now is a good time career and a new life, it also may ian, French and Spanish editions. to get rid of dust and grime. While be time to start repaying your stu- For more information, visit cleaning is never the most glam- dent loans. www.frommers.com. orous task, it can help to bring When a student graduates freshness into your home as well from college, leaves school or as create a healthy environment drops below half-time enrollment, for you and your family. The fol- he triggers the process to begin lowing tips will help you start off repayment on student loans. In consistent with their income, right. some instances, there may be a lifestyle and other debt obliga- •Dust and vacuum corners and crevices from high points to low. short period of time—up to six tions. In addition, students may Shelf liner is a simple and effec- Dust falls downward so you want months—before they need to prepay student loans, if possible, tive way to protect against dirt to clean from to bottom of any begin making payments. Regard- with no penalty. There are several and dust. less, it is important to proactively loan forgiveness programs avail- room. Vacuum everything, from manage your education debt and able to those who pursue certain the floor behind and under the gent and scrubber to remove all of put yourself on the path toward a careers in select areas. Educate bed, to carpets, lampshades, mat- the buildup and grime. successful repayment experience. yourself to see whether you can tresses and couch cushions. •While you are in the bath- Says Martha Holler, a spokesper- qualify to have your loans com- •Dirt and dust always seem to room, clean your toilet as well. son from Sallie Mae, the nation’s pletely discharged. accumulate on kitchen, bathroom Use a deep cleaning toilet bowl No. 1 paying-for-college company: “There are many payment * * * and linen closet shelves. Empty cleaner and a bowl brush that “Managing your student loan relief options available,” adds “Chicken Soup for the Mother shelves and wipe out dust and incorporates a rim brush for repayment will help you build Holler. “If you experience financial and Son Soul” (Health Communi- crumbs from those hard-to-reach cleaning in all the hard-to-reach good credit history, which will, in difficulty, contact your lender cations, $14.95) celebrates the corners. Clean the surface thor- and unseen places. (Try the Duck™ turn, make getting your next immediately so that you can take blessings and the bruises, the oughly and line each shelf before brand Double-Scrubber® bowl loan—for a car, house or further advantage of the options available tears and the triumphs, the hap- putting away dishes, silverware brush.) education—that much easier.” to you. The earlier you take piness and the hopes of this awe- and towels. If you already use a •After a winter’s worth of dirt Unlike other types of consumer action, the more options you will inspiring relationship. Part of the nonadhesive shelf liner, wash it in and grime, your home’s windows debt, student loans typically come have and the less likely it is that proceeds of each book will be the gentle cycle of your washing may be due for a good cleaning. with offers of interest-rate reduc- your temporary financial difficul- donated to the Just For Mom machine before putting it back on Clean like the pros, using a win- tions or account credits that ties will have a long-term negative Foundation (www.thejustformom your shelves. Not only does shelf dow cleaning solution and some reward the borrower for timely impact.” foundation.com), a nonprofit cor- liner protect against dirt but it crinkled-up newspaper. Besides payments, making it all that more For borrowers having difficulty poration dedicated to enriching also prevents nicks and scratches being easy to find, newspaper is important to get in the habit of making their payments, there are the lives of families. To learn on surfaces. (Try Duck® brand also affordable. paying student loan payments on repayment and deferment options more, visit www.hcibooks.com. Smooth Top® Easy Liner— •Defrost the freezer and give it time. Why not take advantage of that can the burden, espe- The book is available online and www.duckproducts.com—which is a good cleaning. Get rid of old these incentives and save money cially for new graduates. Sallie wherever books are sold. machine washable, nonadhesive foods and expired condiments, and while you build your good credit? Mae borrowers can learn about all and easy to install.) use a cleaning solution to thor- There are a variety of ways to of the repayment options available •Take the time to deep clean oughly disinfect the inside of the make your student loan payment. to them, as well as access their your tub and shower. It’s easy for fridge. Don’t forget to clean the Holler advises graduates to con- accounts online, at www.sallie mold and mildew to build up in outside, too. Many dirty hands sider a repayment plan that is mae.com. these constantly steamy environ- have opened the refrigerator. ments. Remove shampoo and con- By taking the time to do a ! ditioner bottles, as well as soap thorough cleaning, all the new- Note to Editors: This article is one in a series of articles on college preparation 16 and any other bath products. ness can be felt throughout the and financing from Sallie Mae, the nation’s No. 1 paying-for-college company. Wear gloves and use a good deter- house.