DOCSLIB.ORG

Cybercrime Support Network Giving Victims of Cybercrime a Voice

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Cybercrime Support Network Giving Victims of Cybercrime a Voice Cybercrime Support Network Giving victims of cybercrime a voice. Cybercrime Support Network (CSN) is a national nonprofit whose mission is to serve individuals and small businesses impacted by cybercrime. Report. Recover. Reinforce. The Problem ● Millions of Americans are victims of cybercrime and online fraud each year with no clear path to reporting and recovery. ● The true rate or cost of cybercrime and online fraud to individuals and SMBs is unknown. FBI Internet Crime Complaint Center (IC3) 2019 Annual Report Actual losses could be $338 billion per year for 50M American consumers and SMBs. 36+ Cybercrime Categories (IC3) Advance Fee Duplicate Misrepresentation Auction Employment No Lead Value Business Email Compromise Extortion Non-payment/Delivery Charity Gambling Phishing/Smishing Civil Matter Government Impersonation Ransomware Confidence Fraud/Romance Hacktivist Real Estate/Rental Copyright/Counterfeit Harassment/Threats of Violence Re-shipping Corporate Data Breach Healthcare Related Social Media Credit Card Fraud Identity Theft Terrorism Crimes Against Children Lottery/Sweepstakes Virtual Currency Criminal Forums Malware/Scareware Virus Denial of Service The Hotline Issue ● AARP Fraud Watch ● International in cooperation with ● Consumer Financial Protection Scam-Tracker FTC Bureau (Gov) econsumer.gov Report a Complaint ● Office of Inspector General Dept. of Complaint Categories Transportation ● FTC US Complaints https://www.oig.dot.gov/hotline ftc.gov/complaint ● Anti-phishing Working Group (APWG) ● U.S. Treasury ● National Consumers League https://www.antiphishing.org/report IRS Impersonation Scam Reporting fraud.org -phishing/overview/ Forward phishing email as an ● National Center for Missing and Exploited ● FTC report Identity Theft attachment to: Children identitytheft.gov [email protected]. Cyber Tip Line ● Call for Action ● Identity Theft Resource Center ● Internet Crime Complaint Center FBI (IC3) Callforaction.org 888-400-5530 Complaint Form ● Better Business Bureau ● AARP Fraud Watch Helpline ● U.S. Senate Special Committee on Aging’s BBB Scam Tracker Call 877-908-3360 to share your Fraud Hotline 1-855-303-9470 story and receive assistance from 2017 Committee Report Pages 43-47 have ● US Cert for Business our call center lists of potential places to report Report an Incident Report Malware Reporting Phishing Email to APWG https://www.thirdway.org/memo/readers-guide-to-understanding-the- us-cyber-enforcement-architecture-and-budget What Can You Do Today? Own Your Online Presence USE 2FA TwoFactorAuth.Org Twofactorauth.org Reverse Image Search ● Upload a profile photo to google.com/images to find out if the photo is stolen from another profile or website. The Password Problem Forbes Top Passwords List Access WiFi Privately Public WiFI Security Virtual Private Network (VPN) Privacy ➔ Location ➔ Camera ➔ Voice Recognition ➔ Microphone ➔ Apps Continuous Education Is Key! Resources are Available! FraudSupport.org FraudSupport.org FraudSupport.org FraudSupport.org Crime Categories Served by 211 The Three Golden Rules With the three golden rules, ScamSpotter.org offers easy-to-follow help to prevent cybercrime. 1. Slow it Down. 2. Spot Check. 3. Stop! Don’t Send. Order Free Posters and Rack Cards Fraudsupport.org Resource Library What does success look like? • Increased reporting • Increased recovery • Increased resources • Decreased crime and re-victimization! Public - Private Partnership Craig Newmark Philanthropies Federal Grant Funding Federal Grant Funding U.S. Department of Justice U.S. Department of Homeland Office for Victims of Crime Security Kristin Judge Twitter: @kfjudge CEO/Founder Stay in Reach out on LinkedIn! Cybercrimesupport.org Touch! FraudSupport.org ScamSpotter.org YouTube: Cybercrime Support Network Twitter: @FraudSupport @CyberSupportNet Facebook: Cybercrime Support Network.
Load more

Recommended publications
  • Schwab's Fraud Encyclopedia
    Fraud Encyclopedia Updated June 2018 Contents Introduction . 3 Scams . 26 How to use this Fraud Encyclopedia . 3 1 . Properties . 28 2. Romance/marriage/sweetheart/catfishing . 28 Email account takeover . 4 3 . Investments/goods/services . .. 29 1 . Emotion . 7 4 . Prizes/lotteries . 29 2 . Unavailability . 7 5 . IRS . 30 3 . Fee inquiries . 8 6 . Payments . 30 4 . Attachments . 9 Other cybercrime techniques . 31 5 . International wires . 10 1 . Malware . 33 6 . Language cues . 10 2 . Wi-Fi connection interception . 34 7 . Business email compromise . 11 3 . Data breaches . 35 Client impersonation and identity theft . 12 4 . Credential replay incident (CRI) . 37 1 . Social engineering . 14 5 . Account online compromise/takeover . 37 2. Shoulder surfing . 14 6 . Distributed denial of service (DDoS) attack . 38 3. Spoofing . 15 Your fraud checklist . 39 4 . Call forwarding and porting . 16 Email scrutiny . 39 5 . New account fraud . 16 Verbally confirming client requests . 40 Identical or first-party disbursements . 17 Safe cyber practices . 41 1 . MoneyLink fraud . 19 What to do if fraud is suspected . 42 2 . Wire fraud . .. 19 Schwab Advisor Center® alerts . 43 3 . Check fraud . 20 4 . Transfer of account (TOA) fraud . 20 Phishing . 21 1 . Spear phishing . 23 2 . Whaling . .. 24 3 . Clone phishing . 24 4 . Social media phishing . 25 CONTENTS | 2 Introduction With advances in technology, we are more interconnected than ever . But we’re also more vulnerable . Criminals can exploit the connectivity of our world and use it to their advantage—acting anonymously How to use this to perpetrate fraud in a variety of ways . Fraud Encyclopedia Knowledge and awareness can help you protect your firm and clients and guard against cybercrime.
    [Show full text]
  • Fighting Fraud: Senate Aging Committee Identifies Top 10 Scams Targeting Our Nation’S Seniors
    United States Senate Special Committee on Aging Fighting Fraud: Senate Aging Committee Identifies Top 10 Scams Targeting Our Nation’s Seniors Senator Susan M. Collins (R-ME), Chairman Senator Robert P. Casey, Jr. (D-PA), Ranking Member Tips from the United States Senate Special Committee on Aging for Avoiding Scams • Con artists force you to make decisions fast and may threaten you. • Con artists disguise their real numbers, using fake caller IDs. • Con artists sometimes pretend to be the government (e.g. IRS). • Con artists try to get you to provide them personal information like your Social Security number or account numbers. • Before giving out your credit card number or money, please ask a friend or family member about it. • Beware of offers of free travel! If you receive a suspicious call, hang up and please call the U.S. Senate Special Committee on Aging’s Fraud Hotline at 1-855-303-9470 Note: This document has been printed for information purposes. It does not represent either findings or recommendations formally adopted by the Committee. Protecting Older Americans Against Fraud Unitedi d SSStates Senate SiSpeciall CommitteeCi on Aging i Table of Contents Dear Friends ...........................................................................................................................................3 Top 10 Most-Reported Scams ................................................................................................................4 Abbreviations ..........................................................................................................................................6
    [Show full text]
  • Identity Theft 7
    1 2 DOWNEASTER COMMON SENSE GUIDE GONE PHISING JANET T. MILLS ANNE L. HEAD GOVERNOR COMMISSIONER WILLIAM N. LUND SUPERINTENDENT 3 Maine Bureau of Consumer Credit Protection Toll-free Maine Consumer Assistance Maine Foreclosure Prevention Hotline 1-800-332-8529 (1-800-DEBT-LAW) 1-888-NO-4-CLŌZ TTY users call Maine relay 711 (1-888-664-2569) www.Credit.Maine.gov The Maine Bureau of Consumer Credit Protection was established in 1975 to enforce a wide variety of consumer financial protection laws, including: -Consumer Credit Code -Truth-in-Lending Act -Fair Credit Billing Act -Truth-in-Leasing Act -Fair Credit Reporting Act -Fair Debt Collection Practices Act -“Plain Language” Contract Law The Bureau conducts periodic examinations of creditors to determine compliance with these laws, responds to consumer complaints and inquiries, and operates the state’s foreclosure prevention hotline and housing counselor referral program. The Bureau also conducts educational seminars and provides speakers to advise consumers and creditors of their legal rights and responsibilities. William N. Lund Superintendent July 2014 DOWNEASTER COMMON SENSE GUIDE: GONE PHISHING IDENTIFYING AND AVOIDING CONSUMER SCAMS By David Leach, MPA and Steven Lemieux, MBA Cover Design: Edward Myslik Copyright © 2014 Bureau of Consumer Credit Protection, State of Maine The contents of this book may be reprinted, with attribution. Maine residents can obtain additional free copies of this booklet by contacting the Bureau of Consumer Credit Protection at 207-624-8527 or toll-free at 1-800-332-8529. Non-Maine residents may purchase the publication for $6 per copy, or at a volume discount of $4 per copy on orders of 50 or more.
    [Show full text]
  • Stopping Senior Scams: Developments in Financial Fraud Affecting Seniors
    HEARING BEFORE THE SPECIAL COMMITTEE ON AGING UNITED STATES SENATE Stopping Senior Scams: Developments in Financial Fraud Affecting Seniors Testimony of Timothy P. Camus Deputy Inspector General for Investigations Treasury Inspector General for Tax Administration February 15, 2017 Washington, D.C. TESTIMONY OF Timothy P. Camus Deputy Inspector General for Investigations TREASURY INSPECTOR GENERAL FOR TAX ADMINISTRATION before the SPECIAL COMMITTEE ON AGING UNITED STATES SENATE “Stopping Senior Scams: Developments in Financial Fraud Affecting Seniors” Chairwoman Collins, Ranking Member Casey, and Members of the Committee, thank you for the opportunity to testify on the topic of financial fraud affecting seniors. We appreciate the emphasis the committee has placed on educating our senior citizens about tax-related fraud, including schemes employed by criminals who impersonate Internal Revenue Service (IRS) employees and those who use lottery or sweepstakes swindles. The Treasury Inspector General for Tax Administration (TIGTA) was created by Congress in 1998 and is mandated to promote integrity in America’s tax system. It provides independent audit and investigative services to improve the economy, efficiency, and effectiveness of IRS operations. TIGTA’s oversight activities are designed to identify high-risk systemic inefficiencies in IRS operations and to investigate individuals and groups whose criminal activities assail the reputation and integrity of the IRS. TIGTA plays the key role of ensuring that the approximately 83,000 IRS employees1 who collected more than $3.3 trillion in tax revenue, processed more than 244 million tax returns, and issued more than $400 billion in tax refunds during Fiscal Year (FY) 2016,2 have done so in an effective and efficient manner while minimizing the risks of waste, fraud, and abuse.
    [Show full text]
  • Handbook on Identity-Related Crime Cover Image © Dreamstime UNITED NATIONS OFFICE on DRUGS and CRIME Vienna
    Handbook on Identity-related Crime Cover image © Dreamstime UNITED NATIONS OFFICE ON DRUGS AND CRIME Vienna Handbook on Identity-related Crime United Nations New York, 2011 10-58702_inner_FINAL.indd 1 29/03/2011 00:01 © United Nations, April 2011. All rights reserved. The designations employed and the presentation of material in this publication do not imply the expression of any opinion whatsoever on the part of the Secretariat of the United Nations concerning the legal status of any country, territory, city or area, or of its authori- ties, or concerning the delimitation of its frontiers or boundaries. This publication has not been formally edited. Publishing production: English, Publishing and Library Section, United Nations Office at Vienna. 10-58702_inner_FINAL.indd 2 29/03/2011 00:01 Foreword The present Handbook follows the release in 2007 of the United Nations study on “fraud and the criminal misuse and falsification of identity”, commissioned by UNODC and submitted to the United Nations Commission on Crime Prevention and Criminal Justice at its sixteenth session (E/CN.15/2007/8 and Add. 1-3), in line with Economic and Social Council resolution 2004/26. The main contribution and achievement of that study was two-fold: first, it adopted a broad approach on the concept of “identity-related crime” and considered it in an inclusive manner to cover all forms of illicit conduct involving identity, including offences described, often not consistently, as “identity fraud” and “identity theft”. Second, it dealt with the problems posed by identity-related crime from a new criminal justice perspective and the treatment of identity abuses as distinct criminal offences, as opposed to the traditional approach of criminalizing other activities commit- ted using false identities.
    [Show full text]
  • Fighting Fraud: U.S. Senate Aging Com- Mittee Identifies Top 10 Scams Tar- Geting Our Nation's Seniors R E P O R T Special
    1 114TH CONGRESS " ! REPORT 2d Session SENATE 114–208 FIGHTING FRAUD: U.S. SENATE AGING COM- MITTEE IDENTIFIES TOP 10 SCAMS TAR- GETING OUR NATION’S SENIORS R E P O R T OF THE SPECIAL COMMITTEE ON AGING UNITED STATES SENATE February 11, 2016.—Ordered to the printed U.S. GOVERNMENT PUBLISHING OFFICE 98–492 WASHINGTON : 2016 VerDate Sep 11 2014 05:52 Feb 12, 2016 Jkt 098492 PO 00000 Frm 00001 Fmt 4012 Sfmt 4012 E:\HR\OC\SR208.XXX SR208 smartinez on DSK4TPTVN1PROD with REPORTS-SEN E:\Seals\Congress.#13 SENATE SPECIAL COMMITTEE ON AGING SUSAN M. COLLINS, Maine CLAIRE MCCASKILL, Missouri ORRIN HATCH, Utah BILL NELSON, Florida MARK KIRK, Illinois BOB CASEY, Pennsylvania JEFF FLAKE, Arizona SHELDON WHITEHOUSE, Rhode Island BOB CORKER, Tennessee KIRSTEN GILLIBRAND, New York DEAN HELLER, Nevada RICHARD BLUMENTHAL, Connecticut TIM SCOTT, South Carolina JOE DONNELLY, Indiana TOM COTTON, Arkansas ELIZABETH WARREN, Massachusetts DAVID PERDUE, Georgia TIM KAINE, Virginia THOM TILLIS, North Carolina BEN SASSE, Nebraska PRISCILLA HOBSON HANLEY, Majority Staff Director DERRON PARKS, Minority Staff Director (II) VerDate Sep 11 2014 05:52 Feb 12, 2016 Jkt 098492 PO 00000 Frm 00002 Fmt 5904 Sfmt 5904 E:\HR\OC\SR208.XXX SR208 smartinez on DSK4TPTVN1PROD with REPORTS-SEN C O N T E N T S Page Executive Summary ................................................................................................. 1 Key Figures .............................................................................................................. 3 Top Ten Scams Reported to
    [Show full text]
  • Department of Justice Journal of Federal Law and Practice
    DEPARTMENT OF JUSTICE JOURNAL OF FEDERAL LAW AND PRACTICE Volume 66 December 2018 Number 7 Director James A. Crowell IV Editor-in-Chief K. Tate Chambers Law Clerks Joseph Garfunkel Emily Lary Brianna Morrison Carson Sadro Sara Smith United States The Department of Justice Journal of Department of Justice Federal Law and Practice is published by Executive Office for United States the Executive Office for United States Attorneys Attorneys Washington, DC 20530 Office of Legal Education 1620 Pendleton Street Contributors’ opinions and statements Columbia, SC 29201 should not be considered an endorsement by EOUSA for any policy, program, or Cite as: service. 66 DOJ J. FED. L. & PRAC., no. 7, 2018. The Department of Justice Journal of Internet Address: Federal Law and Practice is published https://www.justice.gov/usao/resources/ pursuant to 28 C.F.R. § 0.22(b). journal-of-federal-law-and-practice Page Intentionally Left Blank Elder Justice In This Issue Introduction ........................................................................................ 1 By Acting Attorney General Matthew G. Whitaker The United States Department of Justice’s Elder Abuse Initiatives ...................................................................... 3 By Laura Ivkovich, Andy Mao, and Dr. Carrie Mulford Elder Financial Fraud Schemes: The Case for Federal Investigation and Prosecution ............... 31 By Peter E. Deegan Jr. Stop the Bleeding: Using Civil Injunctions Under 18 U.S.C. § 1345 To Stop Fraud .......................................... 39 By Jacqueline Blaesi-Freed Asset Forfeiture in Elder Fraud Schemes ................................... 61 By Kyle T. Bateman Using Fraud and Scam Reports to Fight Fraud Affecting Older Consumers ............................................................ 79 By Lois C. Greisman Money Mules: Stopping Older Adults and Others from Participating in International Crime Schemes .................................................................................
    [Show full text]
  • Cyberheist Ch00 FM Finalv2.Indd Ii 4/12/11 7:58 AM the Biggest fi Nancial Threat Facing American Businesses Since the Meltdown of 2008
    CyberHeist_Ch00_FM_FINALv2.indd ii 4/12/11 7:58 AM The biggest fi nancial threat facing American businesses since the meltdown of 2008 Stu Sjouwerman CyberHeist_Ch00_FM_FINALv2.indd iii 4/12/11 7:58 AM Publisher/Lead Author CYBERHEIST: The biggest fi nancial threat facing American Stu Sjouwerman businesses since the meltdown of 2008 Contributing Authors Copyright © 2011 KnowBe4. Naomi Alpern Justin Korelc All rights reserved. No part of this book may be reproduced or transmitted in Kim Lindros any form or any manner, electronic or mechanical, including photocopying, Jeff T. Parker James Pyles recording or by any information storage and retrieval system, without permis- Ed Tittel sion in writing from the publisher. Michelle Zavala Trademarks Trademarked names appear throughout this book. Rather than list the names Developmental Editor Kim Lindros and entities that own the trademarks or insert a trademark symbol with each mention of the trademarked name, the publisher states that it is using the names for editorial purposes only and to the benefi t of the trademark owner, Copyeditor with no intention of infringing upon that trademark. Kitty Wilson Warning and Disclaimer Every effort has been made to make this book as complete and as accurate Technical Editor as possible, but no warranty of fi tness is implied. The information provided Darril Gibson is on an “as is” basis. The authors and the publisher shall have neither liability nor responsibility to any person or entity with respect to any loss or damages Compositor and Graphic Artist arising from the information contained in this book. Kim Eoff This book is also published in a variety of electronic formats.
    [Show full text]
  • FRAUD PREVENTION SDPD Crime Prevention October 6, 2017
    FRAUD PREVENTION SDPD Crime Prevention October 6, 2017 CONTENTS TELEMARKETING AND OTHER PHONE FRAUD INTERNET FRAUD E-mail Scams Online Shopping Frauds OTHER SCAMS Additional Veterans Benefits Appeals for Help Auto Loan Modification Bankruptcy Foreclosure Rescue Cash-Back Scams Charity Scams Checks from Unknown Parties Check Washing Chimney Sweeps Counterfeit Checks Credit Card Fraud Credit Repair Debt Collection Debt Settlement Dishonest Tax Return Preparers and Related Tax Scams Door-to-Door Solicitors Door-to-Door Solicitations by Unscrupulous Contractors Door-to-Door Solicitations by Unscrupulous Contractors after a Disaster Door-to-Door Sales of Home Security Systems Duct Cleaning Earned Income Tax Credit Ecclesiastical Crime Empty Box Bargains Energy Saving Upgrades Fake Festivals Fake Insurance Tax Form Fraudulent Locksmiths Free Airline Tickets “Free” Trial Offers Gift Card Draining Government Grants Green Dot MoneyPak Cards Green Energy Conservation Health-care Credit Cards 1 Health Insurance Fraud High-Pressure Sales of Financial Products at Free-Meal Seminars High School Diploma HVAC Tune-ups Immigration Services Investment Opportunities IRS Impersonation Scams IRS PCA Impersonation IRS Visits Job Scams Land Investment Fraud Landlord Impersonation Mail Fraud Marijuana Stocks Medicare Enrollment Fraud Medicare and Medi-Cal Services Fraud Moving Scams Obamacare Pension Advances Post-Foreclosure Solicitations Predatory Insurance Sales Practices Predatory Scams Targeted against Military Personnel Prepaid Rental Listing Service Prize
    [Show full text]
  • Cybercrime Support Network Giving Victims of Cybercrime a Voice
    Cybercrime Support Network Giving victims of cybercrime a voice. Cybercrime Support Network is a national nonprofit whose mission is to assist individual and small business cybercrime victims before, during, and after a cybercrime incident. Report. Recover. Reinforce. SLTT Board SECRETARY/ Tony Sager TREASURER Senior Vice President and Members James Ellis Chief Evangelist, Center for D/F/Lt. Commander of Michigan Internet Security, CIS Cyber Command Center (MC3), Michigan State Police Ralph Johnson Tim Smith Chief Information Security Officer, Retired, Executive Director, Ottawa County of Los Angeles County Central Dispatch Authority Partners The Problem ● Millions of Americans are victims of cybercrime and online fraud each year with no clear path to reporting and recovery. ● The true rate or cost of cybercrime and online fraud to individuals and SMBs is unknown. FBI Internet Crime Complaint Center (IC3) 2019 Annual Report Actual losses could be $338 billion per year for 50M American consumers and SMBs. How do you define cybercrime? ● A device is the object of the crime (Ransomware and DDOS Attacks) ● A device or the internet is used as a tool to commit an offense (Credit Card Fraud) 36+ Cybercrime Categories (IC3) Advance Fee Duplicate Misrepresentation Auction Employment No Lead Value Business Email Compromise Extortion Non-payment/Delivery Charity Gambling Phishing/Smishing Civil Matter Government Impersonation Ransomware Confidence Fraud/Romance Hacktivist Real Estate/Rental Copyright/Counterfeit Harassment/Threats of Violence Re-shipping Corporate Data Breach Healthcare Related Social Media Credit Card Fraud Identity Theft Terrorism Crimes Against Children Lottery/Sweepstakes Virtual Currency Criminal Forums Malware/Scareware Virus Denial of Service Cybercrime Categories International Discussion Cybercrime Classification Compendium Cybercrime Classification Compendium Crosswalk to NIBRS Cybercrime Classification Compendium Crosswalk to State Criminal Codes We asked the public what they thought..
    [Show full text]
  • Ebay Fraud Report Email
    Ebay Fraud Report Email Setigerous Chev never overdrives so coincidently or retile any mulligrubs stark. Gormless Webster imperializes or undersupplied some excellency modulo, however ametabolic Ronny verbify nowhither or cannonball. Zonate and inanimate Waldemar rubrics her parricide underquote while Salvador benight some thymine wide. In a dns server itself, también puede que este challenge y símbolos, email fraud please note that it is sent a fraudulent sellers will ask them have your invested You received the item you forgive your agent received it nor did your report. If can receive of suspicious message you can until it down following these steps. You decide how is an equity funding runden in those reports to. How eBay Sellers Can Recognize a Fight Buyer Fraud. How broke I reach a suspicious email? Please select that activity to the Social Security Administration's Fraud Hotline. For fraudulent transactions but ridicule is catering a reserve limit to subway the fraud. While traditional anti-spam solutions and secure email gateways are able top stop some phishing emails there one still a significant return that makes it before to users' inboxes leaving companies vulnerable for attack. We employ several stores, email fraud when selling. Call ebay Or report spam email via spoofebaycom 6721 Views Message 2 of 19. When she called the real eBay she finally told the gift cards already had already spent. You customer can mail a sob or history to Criminal Investigations Service Center ATTN Mail Fraud 222 S Riverside PLZ STE 1250 Chicago IL. Después de los grupos aseguradores y realizar pagos móviles que te; and ebay email? EBay recognizes the fraud and sent an e-mail to every victim inside is being.
    [Show full text]
  • Cyberheistv3.Pdf
    The Biggest Financial Threat Facing Organizations Worldwide Stu Sjouwerman Publisher/Lead Author CYBERHEIST: The Biggest Financial Threat Facing Organizations Worldwide Stu Sjouwerman Copyright © 2011, 2016, 2020 KnowBe4. Contributing Authors All rights reserved. No part of this book may be reproduced or transmitted in Naomi Alper any form or any manner, electronic or mechanical, including photocopying, Justin Korelc recording or by any information storage and retrieval system, without Kim Lindros permission in writing from the publisher. Jeff T. Parker James Pyles Trademarks Ed Tittel Trademarked names appear throughout this book. Rather than list the names and Michelle Zaval entities that own the trademarks or insert a trademark symbol with each mention Richard G Lowe Jr of the trademarked name, the publisher states that it is using the names for Roger A. Grimes editorial purposes only and to the benefit of the trademark owner, with no intention of infringing upon that trademark. Technical Editors Richard G Lowe Jr Warning and Disclaimer Roger A. Grimes Every effort has been made to make this book as complete and as accurate as possible, but no warranty of fitness is implied. The information provided is on Developmental Editor an “as is” basis. The authors and the publisher shall have neither liability nor Kim Lindros responsibility to any person or entity with respect to any loss or damages arising from the information contained in this book. Copyeditor Kitty Wilson This book is also published in a variety of electronic formats. Some
    [Show full text]