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Schwab's Fraud Encyclopedia
Fraud Encyclopedia Updated June 2018 Contents Introduction . 3 Scams . 26 How to use this Fraud Encyclopedia . 3 1 . Properties . 28 2. Romance/marriage/sweetheart/catfishing . 28 Email account takeover . 4 3 . Investments/goods/services . .. 29 1 . Emotion . 7 4 . Prizes/lotteries . 29 2 . Unavailability . 7 5 . IRS . 30 3 . Fee inquiries . 8 6 . Payments . 30 4 . Attachments . 9 Other cybercrime techniques . 31 5 . International wires . 10 1 . Malware . 33 6 . Language cues . 10 2 . Wi-Fi connection interception . 34 7 . Business email compromise . 11 3 . Data breaches . 35 Client impersonation and identity theft . 12 4 . Credential replay incident (CRI) . 37 1 . Social engineering . 14 5 . Account online compromise/takeover . 37 2. Shoulder surfing . 14 6 . Distributed denial of service (DDoS) attack . 38 3. Spoofing . 15 Your fraud checklist . 39 4 . Call forwarding and porting . 16 Email scrutiny . 39 5 . New account fraud . 16 Verbally confirming client requests . 40 Identical or first-party disbursements . 17 Safe cyber practices . 41 1 . MoneyLink fraud . 19 What to do if fraud is suspected . 42 2 . Wire fraud . .. 19 Schwab Advisor Center® alerts . 43 3 . Check fraud . 20 4 . Transfer of account (TOA) fraud . 20 Phishing . 21 1 . Spear phishing . 23 2 . Whaling . .. 24 3 . Clone phishing . 24 4 . Social media phishing . 25 CONTENTS | 2 Introduction With advances in technology, we are more interconnected than ever . But we’re also more vulnerable . Criminals can exploit the connectivity of our world and use it to their advantage—acting anonymously How to use this to perpetrate fraud in a variety of ways . Fraud Encyclopedia Knowledge and awareness can help you protect your firm and clients and guard against cybercrime. -
Botnets, Cybercrime, and Cyberterrorism: Vulnerabilities and Policy Issues for Congress
Order Code RL32114 Botnets, Cybercrime, and Cyberterrorism: Vulnerabilities and Policy Issues for Congress Updated January 29, 2008 Clay Wilson Specialist in Technology and National Security Foreign Affairs, Defense, and Trade Division Botnets, Cybercrime, and Cyberterrorism: Vulnerabilities and Policy Issues for Congress Summary Cybercrime is becoming more organized and established as a transnational business. High technology online skills are now available for rent to a variety of customers, possibly including nation states, or individuals and groups that could secretly represent terrorist groups. The increased use of automated attack tools by cybercriminals has overwhelmed some current methodologies used for tracking Internet cyberattacks, and vulnerabilities of the U.S. critical infrastructure, which are acknowledged openly in publications, could possibly attract cyberattacks to extort money, or damage the U.S. economy to affect national security. In April and May 2007, NATO and the United States sent computer security experts to Estonia to help that nation recover from cyberattacks directed against government computer systems, and to analyze the methods used and determine the source of the attacks.1 Some security experts suspect that political protestors may have rented the services of cybercriminals, possibly a large network of infected PCs, called a “botnet,” to help disrupt the computer systems of the Estonian government. DOD officials have also indicated that similar cyberattacks from individuals and countries targeting economic, -
A the Hacker
A The Hacker Madame Curie once said “En science, nous devons nous int´eresser aux choses, non aux personnes [In science, we should be interested in things, not in people].” Things, however, have since changed, and today we have to be interested not just in the facts of computer security and crime, but in the people who perpetrate these acts. Hence this discussion of hackers. Over the centuries, the term “hacker” has referred to various activities. We are familiar with usages such as “a carpenter hacking wood with an ax” and “a butcher hacking meat with a cleaver,” but it seems that the modern, computer-related form of this term originated in the many pranks and practi- cal jokes perpetrated by students at MIT in the 1960s. As an example of the many meanings assigned to this term, see [Schneier 04] which, among much other information, explains why Galileo was a hacker but Aristotle wasn’t. A hack is a person lacking talent or ability, as in a “hack writer.” Hack as a verb is used in contexts such as “hack the media,” “hack your brain,” and “hack your reputation.” Recently, it has also come to mean either a kludge, or the opposite of a kludge, as in a clever or elegant solution to a difficult problem. A hack also means a simple but often inelegant solution or technique. The following tentative definitions are quoted from the jargon file ([jargon 04], edited by Eric S. Raymond): 1. A person who enjoys exploring the details of programmable systems and how to stretch their capabilities, as opposed to most users, who prefer to learn only the minimum necessary. -
The Downadup Codex a Comprehensive Guide to the Threat’S Mechanics
Security Response The Downadup Codex A comprehensive guide to the threat’s mechanics. Edition 2.0 Introduction Contents Introduction.............................................................1 Since its appearance in late-2008, the Downadup worm has become Editor’s Note............................................................5 one of the most wide-spread threats to hit the Internet for a number of Increase in exploit attempts against MS08-067.....6 years. A complex piece of malicious code, this threat was able to jump W32.Downadup infection statistics.........................8 certain network hurdles, hide in the shadows of network traffic, and New variants of W32.Downadup.B find new ways to propagate.........................................10 defend itself against attack with a deftness not often seen in today’s W32.Downadup and W32.Downadup.B threat landscape. Yet it contained few previously unseen features. What statistics................................................................12 set it apart was the sheer number of tricks it held up its sleeve. Peer-to-peer payload distribution...........................15 Geo-location, fingerprinting, and piracy...............17 It all started in late-October of 2008, we began to receive reports of A lock with no key..................................................19 Small improvements yield big returns..................21 targeted attacks taking advantage of an as-yet unknown vulnerability Attempts at smart network scanning...................23 in Window’s remote procedure call (RPC) service. Microsoft quickly Playing with Universal Plug and Play...................24 released an out-of-band security patch (MS08-067), going so far as to Locking itself out.................................................27 classify the update as “critical” for some operating systems—the high- A new Downadup variant?......................................29 Advanced crypto protection.................................30 est designation for a Microsoft Security Bulletin. -
Voice Phishing Attacks
International Research Journal of Engineering and Technology (IRJET) e-ISSN: 2395-0056 Volume: 07 Issue: 07 | July 2020 www.irjet.net p-ISSN: 2395-0072 Voice Phishing Attacks Ujjwal Saini Student BSC HONS (Computer Science) Hansraj College Delhi University --------------------------------------------------------------------------***------------------------------------------------------------------ Abstract - Voice Phishing also known as vishing is a type of criminal fraud in which a fraudster or a bad guy use some social engineering techniques to steal the personal and sensitive information of a person over telephone lines. This research paper gives a brief information about the term voice phishing what exactly it is, describes the modus operandi that is used by these fraudsters nowadays. This paper also includes some case studies or some examples that are common in present times that based on survey. This paper also brief you the protective measures that a user can take to safeguard his/her personal information 1. INTRODUCTION Voice Phishing/Vishing is a technique in which a scammer or an attacker uses fraudulent calls and trick the user to give their personal information. Basically vishing is new name to an older scam i.e. telephone frauds which includes some new techniques to steal information from a user. Vishing is similar to fishing in which a fisher catch fishes in their trap similarly in vishing attacker catch user to give their personal information. Vishing frequently involves a criminal pretending to represent a trusted institution, -
Watch out for Fake Virus Alerts
State of West Virginia Cyber Security Tip ALERT West Virginia Office of Information Security and Controls – Jim Richards, WV Chief Information Security Officer WATCH OUT FOR FAKE VIRUS ALERTS Rogue security software, also known as "scareware," is software that appears to be beneficial from a security perspective (i.e. free virus scan) but provides limited or no security, generates erroneous or misleading alerts, or attempts to lure users into participating in fraudulent transactions. How does rogue security software get on my computer? Rogue security software designers create legitimate looking pop-up windows that advertise security update software. These windows might appear on your screen while you surf the web. The "updates" or "alerts" in the pop-up windows call for you to take some sort of action, such as clicking to install the software, accept recommended updates, or remove unwanted viruses or spyware. When you click, the rogue security software downloads to your computer. Rogue security software might also appear in the list of search results when you are searching for trustworthy antispyware software, so it is important to protect your computer. What does rogue security software do? Rogue security software might report a virus, even though your computer is actually clean. The software might also fail to report viruses when your computer is infected. Inversely, sometimes, when you download rogue security software, it will install a virus or other malicious software on your computer so that the software has something to detect. Some rogue security software might also: Lure you into a fraudulent transaction (for example, upgrading to a non-existent paid version of a program). -
Towards Mitigating Unwanted Calls in Voice Over IP
FACULDADE DE ENGENHARIA DA UNIVERSIDADE DO PORTO Towards Mitigating Unwanted Calls in Voice Over IP Muhammad Ajmal Azad Programa Doutoral em Engenharia Electrotécnica e de Computadores Supervisor: Ricardo Santos Morla June 2016 c Muhammad Ajmal Azad, 2016 Towards Mitigating Unwanted Calls in Voice Over IP Muhammad Ajmal Azad Programa Doutoral em Engenharia Electrotécnica e de Computadores June 2016 I Dedicate This Thesis To My Parents and Wife For their endless love, support and encouragement. i Acknowledgments First and foremost, I would like to express my special gratitude and thanks to my advisor, Professor Dr. Ricardo Santos Morla for his continuous support, supervision and time. His suggestions, advice and criticism on my work have helped me a lot from finding a problem, design a solution and analyzing the solution. I am forever grateful to Dr. Morla for mentoring and helping me throughout the course of my doctoral research.. I would like to thanks my friends Dr. Arif Ur Rahman and Dr. Farhan Riaz for helping in understanding various aspects of research at the start of my Ph.D, Asif Mohammad for helping me in coding with Java, and Bilal Hussain for constructive debate other than academic research and continuous encouragements in the last three years. Of course acknowledgments are incomplete without thanking my parents, family members and loved ones. I am very thankful to my parents for spending on my education despite limited resources. They taught me about hard work, make me to study whenever I run away, encourage me to achieve the goals, self-respect and always encourage me for doing what i want. -
Clickjacking
Security Now! Transcript of Episode #168 Page 1 of 18 Transcript of Episode #168 ClickJacking Description: Steve and Leo discuss yet another challenge to surfing safely in the web world: Known as "ClickJacking," or more formally as "UI Redressing," this class of newly popular threats tricks web users into performing web-based actions they don't intend by leading them to believe they are doing something else entirely. High quality (64 kbps) mp3 audio file URL: http://media.GRC.com/sn/SN-168.mp3 Quarter size (16 kbps) mp3 audio file URL: http://media.GRC.com/sn/sn-168-lq.mp3 INTRO: Netcasts you love, from people you trust. This is TWiT. Leo Laporte: Bandwidth for Security Now! is provided by AOL Radio at AOL.com/podcasting. This is Security Now! with Steve Gibson, Episode 168 for October 30, 2008: Clickjacking. It's time for Security Now!, the show where we cover everything you'd ever want to know about security. And we do it with a guy who is the king, really, as far as I'm concerned, the man who discovered spyware, named spyware, wrote some of the most used security utilities out there, including ShieldsUP!, Mr. Steve Gibson of GRC.com. Hi, Steve. Steve Gibson: Yes, in fact sometimes we're discussing things that you'd rather wish weren't the case. I mean... Leo: Well, lately it's been kind of bleak because it's like, there's bad stuff, and there doesn't really seem like there's any cure. Steve: Yes, that's true. -
The Botnet Chronicles a Journey to Infamy
The Botnet Chronicles A Journey to Infamy Trend Micro, Incorporated Rik Ferguson Senior Security Advisor A Trend Micro White Paper I November 2010 The Botnet Chronicles A Journey to Infamy CONTENTS A Prelude to Evolution ....................................................................................................................4 The Botnet Saga Begins .................................................................................................................5 The Birth of Organized Crime .........................................................................................................7 The Security War Rages On ........................................................................................................... 8 Lost in the White Noise................................................................................................................. 10 Where Do We Go from Here? .......................................................................................................... 11 References ...................................................................................................................................... 12 2 WHITE PAPER I THE BOTNET CHRONICLES: A JOURNEY TO INFAMY The Botnet Chronicles A Journey to Infamy The botnet time line below shows a rundown of the botnets discussed in this white paper. Clicking each botnet’s name in blue will bring you to the page where it is described in more detail. To go back to the time line below from each page, click the ~ at the end of the section. 3 WHITE -
A Semi-Automated Security Advisory System to Resist Cyber-Attack in Social Networks
A Semi-Automated Security Advisory System to Resist Cyber-attack in Social Networks Samar Muslah Albladi and George R S Weir University of Strathclyde, Glasgow G1 1XH, UK {samar.albladi; george.weir}@strath.ac.uk Abstract. Social networking sites often witness various types of social engi- neering (SE) attacks. Yet, limited research has addressed the most severe types of social engineering in social networks (SNs). The present study in- vestigates the extent to which people respond differently to different types of attack in a social network context and how we can segment users based on their vulnerability. In turn, this leads to the prospect of a personalised security advisory system. 316 participants have completed an online-ques- tionnaire that includes a scenario-based experiment. The study result re- veals that people respond to cyber-attacks differently based on their de- mographics. Furthermore, people’s competence, social network experience, and their limited connections with strangers in social networks can decrease their likelihood of falling victim to some types of attacks more than others. Keywords: Advisory System, Social Engineering, Social Networks. 1 Introduction Individuals and organisations are becoming increasingly dependent on working with computers, accessing the World Wide Web and, more importantly, sharing data through virtual communication. This makes cyber-security one of today’s greatest issues. Pro- tecting people and organisations from being targeted by cybercriminals is becoming a priority for industry and academia [1]. This is due to the huge potential damage that could be associated with losing valuable data and documents in such attacks. Previous research focuses on identifying factors that influence people’s vulnerability to cyber-attack [2] as the human has been characterised as the weakest link in infor- mation security research. -
A PRACTICAL METHOD of IDENTIFYING CYBERATTACKS February 2018 INDEX
In Collaboration With A PRACTICAL METHOD OF IDENTIFYING CYBERATTACKS February 2018 INDEX TOPICS EXECUTIVE SUMMARY 4 OVERVIEW 5 THE RESPONSES TO A GROWING THREAT 7 DIFFERENT TYPES OF PERPETRATORS 10 THE SCOURGE OF CYBERCRIME 11 THE EVOLUTION OF CYBERWARFARE 12 CYBERACTIVISM: ACTIVE AS EVER 13 THE ATTRIBUTION PROBLEM 14 TRACKING THE ORIGINS OF CYBERATTACKS 17 CONCLUSION 20 APPENDIX: TIMELINE OF CYBERSECURITY 21 INCIDENTS 2 A Practical Method of Identifying Cyberattacks EXECUTIVE OVERVIEW SUMMARY The frequency and scope of cyberattacks Cyberattacks carried out by a range of entities are continue to grow, and yet despite the seriousness a growing threat to the security of governments of the problem, it remains extremely difficult to and their citizens. There are three main sources differentiate between the various sources of an of attacks; activists, criminals and governments, attack. This paper aims to shed light on the main and - based on the evidence - it is sometimes types of cyberattacks and provides examples hard to differentiate them. Indeed, they may of each. In particular, a high level framework sometimes work together when their interests for investigation is presented, aimed at helping are aligned. The increasing frequency and severity analysts in gaining a better understanding of the of the attacks makes it more important than ever origins of threats, the motive of the attacker, the to understand the source. Knowing who planned technical origin of the attack, the information an attack might make it easier to capture the contained in the coding of the malware and culprits or frame an appropriate response. the attacker’s modus operandi. -
English Arabic Technical Computing Dictionary
English Arabic Technical Computing Dictionary Arabeyes Arabisation Team http://wiki.arabeyes.org/Technical Dictionary Versin: 0.1.29-04-2007 April 29, 2007 This is a compilation of the Technical Computing Dictionary that is under development at Arabeyes, the Arabic UNIX project. The technical dictionary aims to to translate and standardise technical terms that are used in software. It is an effort to unify the terms used across all Open Source projects and to present the user with consistant and understandable interfaces. This work is licensed under the FreeBSD Documentation License, the text of which is available at the back of this document. Contributors are welcome, please consult the URL above or contact [email protected]. Q Ì ÉJ ªË@ éÒ¢@ Ñ«YË QK AK.Q« ¨ðQåÓ .« èQK ñ¢ ÕæK ø YË@ úæ®JË@ úGñAm '@ ñÓA®ÊË éj èYë . l×. @QK. éÔg. QK ú¯ éÊÒªJÖÏ@ éJ J®JË@ HAjÊ¢Ö Ï@ YJ kñKð éÔg. QK úÍ@ ñÓA®Ë@ ¬YîE .ºKñJ ËAK. éîD J.Ë@ ÐYjJÒÊË éÒj. Óð éÓñê®Ó H. ñAg éêk. @ð Õç'Y®JË ð á ÔgQÖÏ@ á K. H. PAJË@ øXA®JË ,H. ñAmÌ'@ . ¾JÖ Ï .ñÓA®Ë@ éK AîE ú ¯ èQ¯ñJÖÏ@ ð ZAKñÊË ø X @ ú G. ø Q¯ ékP ù ë ñÓA®Ë@ ékP . éJ K.QªËAK. ÕÎ @ [email protected] . úΫ ÈAB@ ð@ èC«@ à@ñJªË@ úÍ@ H. AëYË@ ZAg. QË@ ,á ÒëAÖÏ@ ɾK. I. kQK A Abortive release êm .× (ú¾J.) ¨A¢®K@ Abort Aêk . @ Abscissa ú æJ Absolute address Ê¢Ó à@ñ J« Absolute pathname Ê¢Ó PAÓ Õæ @ Absolute path Ê¢Ó PAÓ Absolute Ê¢Ó Abstract class XQm.× J Abstract data type XQm.× HA KAJ K.