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Advisory Groups

59 BANK OF 2002 ANNUAL REPORT

ADVISORY GROUPS

FEDERAL ADVISORY ECONOMIC ADVISORY ADVISORY COUNCIL COUNCIL PANEL ON SMALL BUSINESS AND AGRICULTURE Second District Member JAMES ANNABLE DAVID A. COULTER Bank One Chairman Vice Chairman CATHLEEN B. COLELLA MARIANNE BAXTER J.P. Morgan Chase & Co. President and Chief Executive Officer Boston University New York, N.Y. Hazardous Elimination Corporation Alternate Member RICHARD BERNER Farmingdale, N.Y. Morgan Stanley Dean Witter MICHAEL E. PATTERSON DONALD BROWN Vice Chairman STEPHEN G. CECCHETTI President J.P. Morgan Chase & Co. Ohio State University Slant/Fin Corporation New York, N.Y. Greenvale, N.Y. MARTIN S. FELDSTEIN Harvard University ROBERTA GOTTLIEB Chief Executive Officer Two’s Company Inc. Mount Vernon, N.Y.

GAIL FOSLER DALE H. HEMMINGER The Conference Board President JEFFREY FRANKEL Hemdale Farms, Inc. Harvard University Seneca Castle, N.Y.

JACOB FRENKEL KATHERINE V. JUCKETT Merrill Lynch Chief Executive Officer Telescope Casual Furniture BENJAMIN M. FRIEDMAN Granville, N.Y. Harvard University STEVEN N. KRUPP PETER B. KENEN President J&H Berge, Inc. South Plainfield, N.J. MICKEY LEVY Bank of America EDWARD LEWIS Chairman and Chief Executive Officer Essence Communications, Inc. Columbia University New York, N.Y. JAMES POTERBA BILL PACULAVICH Massachusetts Institute of Technology President and Chief Executive Officer ROBERT J. SHILLER Native Textiles, Inc. Yale University Glens Falls, N.Y.

WILLIAM L. SILBER GARY STICH New York University President and Chief Executive Officer OXBO International Corporation LARS SVENSSON Byron, N.Y. Princeton University 61 INTERNATIONAL ADVISORY COMMITTEE

SIR JOHN R. H. BOND JOHN S. HUNKIN MARCEL OSPEL Group Chairman Chairman and Chief Executive Officer President and Group Chief HSBC Holdings plc Canadian Imperial Bank Executive Officer London, of Commerce UBS AG Toronto, Canada Zurich, EMILIO BOTIN President P. JAN KALFF MICHEL J. D. PEBEREAU Banco Santander Central Former Chairman and Director Chairman and Chief Executive Officer Hispano, S.A. ABN AMRO Bank N.V. Banque Nationale de Paris Madrid, Spain Amsterdam, the Netherlands Paris, France

WILLIAM J. BRODSKY HENRY KAUFMAN H. ONNO RUDING Chairman and Chief Executive Officer President Vice Chairman Chicago Board Options Exchange Henry Kaufman & Company, Inc. , N.A. Chicago, Ill. New York, N.Y. New York, N.Y.

DR. ULRICH CARTELLIERI DAVID H. KOMANSKY ROBERTO SETUBAL Member of the Supervisory Board Chairman of the Board President and Chief Executive Officer Deutsche Bank AG Merrill Lynch & Co., Inc. Banco Itau, S.A. Frankfurt, Germany New York, N.Y. São Paulo, Brazil

RICHARD A. GRASSO DONALD H. LAYTON TASUKU TAKAGAKI Chairman and Chief Executive Officer Vice Chairman Senior Advisor New York Stock Exchange, Inc. J.P. Morgan Chase & Co. The Bank of Tokyo-Mitsubishi, New York, N.Y. New York, N.Y. Limited Tokyo, Japan ING. RICARDO GUAJARDO DR. THE HONORABLE TOUCHE DAVID K. P. LI JOHN A. THAIN Chairman of the Board Chairman and Chief Executive President and Co-Chief Grupo Financiero BBVA Bancomer The Bank of East Asia, Limited Operating Officer Mexico City, Mexico Hong Kong, China The Goldman Sachs Group, Inc. New York, N.Y. JOHN G. HEIMANN JOHN J. MACK Senior Advisor, Financial Chief Executive Officer KURT F. VIERMETZ Stability Institute Credit Suisse First Boston Chairman of the Supervisory Board Bank for International Settlements New York, N.Y. Bayerische Hypo- und New York, N.Y. Vereinsbank AG TOSHIO MORIKAWA Munich, Germany LIC. ROBERTO HERNANDEZ Advisor RAMIREZ Sumitomo Mitsui Banking Chairman of the Board Corporation Banco Nacional de Mexico, S.A. Tokyo, Japan Mexico City, Mexico

62 FEDERAL RESERVE BANK OF NEW YORK 2002 ANNUAL REPORT

THRIFT INSTITUTIONS ADVISORY PANEL

DAVID T. COCKS KATHRYN S. HEAD President and Chief Executive Officer Chairman Walden Savings Bank First Investors Federal Savings Bank Walden, N.Y. Woodbridge, N.J.

GEORGE L. ENGELKE, JR. JOSEPH P. HERBST Chairman, President, President and Chief Executive Officer and Chief Executive Officer Empire Corporate Federal Astoria Federal Savings and Loan Credit Union Association Albany, N.Y. Lake Success, N.Y. JOSEPH L. MANCINO JOSEPH R. FICALORA Chairman and Chief Executive Officer President and Chief Executive Officer The Roslyn Savings Bank New York Community Bancorp, Inc. Roslyn, N.Y. Westbury, N.Y. WILLIAM E. SWAN CHARLES F. FROSCH Chairman, President, President and Chief Executive Officer and Chief Executive Officer Union Savings Bank First Niagara Bank Danbury, Conn. Lockport, N.Y.

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