Data Overview

Profile (As of March 31, 2018)

Company Name:...... The 77 Bank, Ltd. Shares Outstanding:...... 76,655 thousand Head Office:...... 3-20, Chuo 3-chome, Aoba-ku, Number of Shareholders:...... 11,306 , Miyagi 980-8777, Capital Adequacy Ratio (domestic standards):...... non-consolidated 10.18% / Founded:...... December 9, 1878 consolidated 10.43% Paid-in Capital:...... ¥24.6 billion Total Assets:...... ¥8,701.5 billion Number of Employees:...... 2,822 Deposits and Certificates Number of Branches:...... 142 (Head Office/Branches: of Deposits:...... ¥7,964.3 billion 137, Sub-Branches: 5) Loans and Bills Discounted:.... ¥4,627.1 billion

Business Description

The Bank offers current deposits, ordinary deposits, savings deposits, deposits at notice, time deposits, Deposits time savings, separate deposits, reserve deposits for tax payment, non-resident yen deposits, foreign Deposit services currency deposits, etc. Certificates of The Bank offers negotiable time deposits. deposits

Loans The Bank offers loans on bills, loans on deeds, and overdrafts. Loan services Discounts on bills The Bank offers discounts on bank acceptances, commercial bills, and documentary bills.

The Bank offers transaction services for public bonds including national government bonds and Trading account securities transaction services commercial paper. The Bank invests in national government bonds, local government bonds, corporate bonds, stocks, and Securities investment other securities for deposit payment preparations and asset management.

Domestic exchange services The Bank offers services such as exchange for remittance, account transfers, and bills for collection.

The Bank offers various services related to exports, imports, foreign remittances, and other foreign Foreign exchange services exchange services. The Bank offers contracted services for corporate bonds and contracted services for public and corporate Contracted services for corporate bonds bond subscriptions under the Secured Bond Trust Act. The Bank offers services such as financial futures transactions, options transactions, and swap Financial futures transaction services, etc. transactions.

Agent services for the Bank of Japan, revenue agent services for the Bank of Japan

Public fund handling services for local governments

Agent services for the Organization for Workers’ Retirement Allowance Mutual Aid, etc.

Agent services for the receipt of payments for stocks and agent services for the payment of stock dividends and interest on public and corporate bonds Agent services Loan agent services for the Japan Finance Corporation, etc.

Trust agent services

Nonlife insurance agent services

Life insurance agent services

Ancillary services Safe custody and safe deposit box services

Securities lending

Obligation guarantees (acceptances)

Gold trading

Public bond underwriting

Over-the-counter sales of public bonds including government bonds and investment trusts

Corporate-type defined contribution pension services

Handling of commercial paper, etc.

Financial product brokerage services

65 THE 77 BANK INTEGRATED REPORT

010_0253585843012.indd 65 2019/02/21 14:17:47 Service Network

(As of July 2, 2018)

6 prefectures of the Tohoku region About The 77 Bank, Ltd.

Miyagi Prefecture (Head Office/Branches: 122, Sub-Branches: 6) Kesennuma *Includes one branch that only offers transfers. Nainowaki Iwagasaki Aomori Naruko Wakayanagi Corporate Sales Ichihasama the Business Foundations Frameworks Supporting Tsukidate Maiya Offices Sanuma Iwadeyama Shizugawa

2 Locations Furukawa Tome Tajiri Onoda Nakaniida Kogota Wakuya Ishinomaki Minamifurukawa 9 Branches, 1 Sub-Branch Akita Furukawatokamachi (Matsuyama Sub-Branch) Kashimadai Yoshioka Onagawa June 2018 1 Branch Yamoto Iwate Matsushima Nozomino Tomiya Sub-Branch Newly opened 2 Branches Akaishidai (Naruse Sub-Branch) Rifu Sendai Shiogama Sustainable Development Growing with the Region Toward 61 Branches, 2 Sub-Branches Shichigahama 3 Branches Geba Yamagata Masuda Tagajo Kawasaki Takasago 1 Branch Natori-nishi Mori-sekinoshita/Yuriage Iwanuma-nishi (Sendai Airport Sub-Branch) Murata Zao Tsukinoki Funaoka Iwanuma Ogawara Watari Shiroishi

Kakuda Yamashita

Fukushima Marumori Social Contribution Activities Contributing to the Region 6 Branches

Other locations Tokyo 2 Branches / 1 Branch / in Japan 1 Branch / Hokkaido 1 Branch

Shanghai 1 Representative Office / Overseas Singapore 1 Representative Office

Service Network Data

Number of municipalities Total number of the Cash corners outside Number of ATMs (within Miyagi Of which, areas with Bank’s locations Number of head Number of of branches Prefecture) the Bank’s location office/branches sub-branches Within Miyagi Prefecture 35 31 128 122 6 266 784

Cities 14 14 109 103 6 230 686

[Of which, Sendai City] [63] [61] [2] [142] [433]

Towns 20 17 19 19 - 35 97 Bank Data Villages 1 - - - - 1 1

Outside of Miyagi Prefecture 15 15 - 3 28

Within Tokyo 2 2 - - 3

Other prefectures 13 13 - 3 25 35 31 Total 143 locations 137 locations 6 locations 269 locations 812 ATMs municipalities cities and towns

(Notes) 1. Other branch locations: Sapporo City, Morioka City, Kitakami City, Akita City, Yamagata City, Fukushima City, Koriyama City, Soma City, Minamisoma City, Iwaki City (2 branches), Nagoya City, and Osaka City 2. There is a cash corner at all branches besides the Nagoya Branch and Osaka Branch.

THE 77 BANK INTEGRATED REPORT 66

010_0253585843012.indd 66 2019/02/21 14:17:48