Profile Data THE 77 BANK, LTD. As of March 31, 2008

Headquarters Paid-in Capital 3-20, Chuo 3-chome, Aoba-ku, , ¥24,658 million (US$246 million) The 77 Bank, Ltd., was founded in 1878 as ’s 77th national bank. Head- Miyagi 980-8777, Japan Number of Stockholders Phone: 022-267-1111 quartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in 9,759 the Tohoku region, with a branch network covering the northern part of Honshu, http://www.77bank.co.jp/ Shares Outstanding Founded Japan’s largest island. 383,278 thousand Based on its philosophy, The 77 Bank continues to strengthen its business December 1878 Major Stockholders Number of Branches foundation and enhance its management quality in order to be the “best regional Number of bank,” one that grows along with its customers and is committed to the sustain- 139 Shares (Thousands) % Number of Employees able development of the region. As of March 31, 2008, The 77 Bank had capital Meiji Yasuda Life Insurance Company 18,928 4.93 2,670 of ¥24.7 billion, 139 domestic branches and 2,670 employees. The Bank of Tokyo-Mitsubishi UFJ, Ltd. 18,495 4.82 Treasury Administration & Nippon Life Insurance Company 15,431 4.02 International Division Sumitomo Life Insurance Company 15,412 4.02 Planning & Business Department (Sendai) The Dai-ichi Mutual Life Insurance Company 12,275 3.20 3-20, Chuo 3-chome, Aoba-ku, Sendai, Japan Trustee Services Bank, Limited (Trust Account) 10,157 2.65 Miyagi 980-8777, Japan Tokio Marine & Nichido Fire Insurance Co., Ltd. 9,346 2.43 Phone: 022-211-9914 Japan Trustee Services Bank, Limited (Trust Account 4) 9,136 2.38 Facsimile: 022-211-9916 The Master Trust Bank of Japan, Limited (Trust Account) 7,698 2.00 SWIFT Address: BOSSJPJT Morgan Stanley & Co. Incorporated 7,138 1.86

Service Network

Contents Consolidated Financial Highlights 1 Message from the President 2 Toward a Firmer Business Position 6 SAPPORO Growing with the Region 10 1 Branch 77 Bank Group 11 AKITA Board of Directors and Corporate Auditors 12 TOHOKU 1 Branch Organization 12 REGION IWATE Financial Section 13 1 Branch Consolidated Five-Year Summary 13 Consolidated Performance for Fiscal 2007 14 1 Branch Consolidated Balance Sheets 15 TOKYO 2 Branches Consolidated Statements of Income 16 YAMAGATA MIYAGI 124 Branches Consolidated Statements of Changes in Equity 17 1 Branch 1 Branch Consolidated Statements of Cash Flows 19 SENDAI Notes to Consolidated Financial Statements 20 Headquarters Treasury Administration & Independent Auditors’ Report 31 International Division Capital Adequacy Ratios 32 FUKUSHIMA Non-Consolidated Balance Sheets 33 7 Branches Non-Consolidated Statements of Income 34 Loan Portfolio 35 Securities Portfolio 36 Off-Balance-Sheet Transactions 37 International Operations 38 Bank Data 39 Shanghai Representative Office

Address: 16th floor, HSBC Tower, 1000 Lujiazui Ring Road, Pudong New Area, Shanghai Phone: 21-6841-2077

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