Profile Data THE 77 BANK, LTD. As of March 31, 2009

Headquarters Paid-in Capital 3-20, Chuo 3-chome, Aoba-ku, , ¥24,658 million (US$251 million) The 77 Bank, Ltd., was founded in 1878 as ’s 77th national bank. Head- Miyagi 980-8777, Japan Number of Stockholders Phone: 022-267-1111 quartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in 9,879 the Tohoku region, with a branch network covering the northern part of Honshu, http://www.77bank.co.jp/ Shares Outstanding Founded Japan’s largest island. 383,278 thousand Based on its philosophy, The 77 Bank continues to strengthen its business December 1878 Major Stockholders Number of Branches foundation and enhance its management quality in order to be the “Best creative Number of bank” that creates a new era together with the region. As of March 31, 2009, The 143 Shares (Thousands) % Number of Employees 77 Bank had capital of ¥24.7 billion, 143 domestic branches and 2,702 employ- Meiji Yasuda Life Insurance Company 18,928 4.93 2,702 ees. The Bank of Tokyo-Mitsubishi UFJ, Ltd. 18,495 4.82 Treasury Administration & Japan Trustee Services Bank, Limited (Trust Account 4G) 16,337 4.26 International Division Nippon Life Insurance Company 15,431 4.02 Planning & Business Department Sumitomo Life Insurance Company 15,412 4.02 3-20, Chuo 3-chome, Aoba-ku, Sendai, Japan Trustee Services Bank, Limited (Trust Account) 14,195 3.70 Miyagi 980-8777, Japan The Dai-ichi Mutual Life Insurance Company 12,275 3.20 Phone: 022-211-9914 Tokio Marine & Nichido Fire Insurance Co., Ltd. 9,346 2.43 Facsimile: 022-211-9916 The Master Trust Bank of Japan, Limited (Trust Account) 9,183 2.39 SWIFT Address: BOSSJPJT Mizuho Corporate Bank, Ltd. 6,651 1.73

Service Network

Contents Consolidated Financial Highlights 1 Message from the President 2 Toward a Firmer Business Position 6 SAPPORO Growing with the Region 10 1 Branch 77 Bank Group 11 AKITA Board of Directors and Corporate Auditors 12 TOHOKU 1 Branch Organization 12 REGION IWATE Financial Section 13 1 Branch Consolidated Five-Year Summary 13 Consolidated Performance for Fiscal 2009 14 1 Branch Consolidated Balance Sheets 15 TOKYO 2 Branches Consolidated Statements of Income 16 YAMAGATA MIYAGI 128 Branches Consolidated Statements of Changes in Equity 17 1 Branch 1 Branch Consolidated Statements of Cash Flows 18 SENDAI Notes to Consolidated Financial Statements 19 Headquarters Treasury Administration & Independent Auditors’ Report 31 International Division Capital Adequacy Ratios 32 FUKUSHIMA Non-Consolidated Balance Sheets 33 7 Branches Non-Consolidated Statements of Income 34 Loan Portfolio 35 Bank Data 37

Shanghai Representative Office

Address: 16th floor, HSBC Tower, 1000 Lujiazui Ring Road, Pudong New Area, Shanghai, P. R. China Phone: 21-6841-2077

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