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Growing with the Community The Economy of Miyagi Prefecture Miyagi Prefecture, the primary base of operations for The 77 Bank, is located in the southeast of the Tohoku region. The prefecture is an important crossroads linking Tohoku to Tokyo, the nation’s capital. In 1989, Sendai, the prefectural capital, became the 11th city in Japan specially designated by ordi- nance. The higher profile encouraged major national businesses and organizations, including government agencies, to set up branches and offices in Sendai, thereby positioning Sendai as the pre- eminent city of the Tohoku region. In terms of major economic indicators, such as population, gross prefectural product and retail trade amount, Miyagi Prefecture is ranked around 15 out of Japan’s 47 prefectures. The prefecture con- tributes slightly less than 2% to national totals. Miyagi Prefecture is working steadily to establish an industrial infrastructure, such as an improved transportation network to improve links with other regions of Japan and other countries. Composition of Gross Prefectural and Gross Domestic Product (Nominal) (%) Miyagi Prefecture Japan Agriculture, forestry and ﬁshery 2.0 1.2 Manufacturing 15.5 20.9 Construction 5.7 5.8 Utilities 2.8 2.8 Wholesale and retail 14.9 13.8 Financial institutions 4.5 6.6 Real estate 14.2 12.8 Transportation and communications 9.6 7.1 Services 21.0 21.7 Municipalities and others 9.8 7.3 Total 100.0 100.0 Together with the Community Our mission, as a regional financial institution, is to contribute to regional socioeconomic develop- ment through the timely and accurate provision of financial services geared to the needs of the community. Our efforts have earned us the support of clients, boosting our regional share of deposits and loans to the highest level among Japanese regional banks. Deposit and Loan Shares in Miyagi Prefecture Deposits Loans (As of March 31, 2007) (As of March 31, 2007) Other Banks 5.6% The 77 Bank 52.7% Other Banks 8.4% The 77 Bank 42.7% Shinkin Banks 9.0% Shinkin Banks 7.9% 2nd Regional Banks 11.0% 2nd Regional Banks 12.4% Other Regional Other Regional Banks 4.9% Banks 9.2% Trust Banks 6.3% City Banks and Others 10.5% Trust Banks 3.3% City Banks and Others 16.1% 10.

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1990 2000 2010 1980 1970 1960 About the 77 Bank, Ltd
Since its foundation in 1878, based on our management philosophy of dedication to serve The Trajectory of the local community for the prosperity of the local community, throughout the four generations of Meiji, Taisho, Showa, and Heisei, The 77 Bank, Ltd. has developed steadily About The 77 Bank, Ltd. Trust and Growth by overcoming many difficulties while pursuing sound management. In this generation of Reiwa, we will continue to walk together with the region. 2017.4 1878.12 1972.10 1999.3 Started business of 77 Securities Co., Ltd. Started operations as Shares listed Abolished the New York Branch and The 77th National Bank (Second Section of the London Representative Office 2017.6 Tokyo Stock Exchange Transitioned to a Company with an and the Sapporo Securities Audit & Supervisory Committee Exchange) 1985.10 1999.8 2018.4 1974.11 Opened the London Merged The 77 Card Co., Ltd. and Start of the Medium-term Management Plan Established 77 Representative Office “For The Customer & For The Future” Head Office at the time of our foundation 77 Credit Services Co., Ltd., with The 77th Card Co., Ltd. in 1878 (former Hinoya site) Lease Co., Ltd. as the surviving company —Best Consulting Bank Project— Current Head Office 1893.5 1932.1 1990.11 1977.9 Upgrade the New York Established Miyagi Savings The current The 77 Bank, Ltd. was established through Head Office relocated Representative Office Bank the merger of The 77 Bank, 2018.7 to a new building at to the New York Branch （Renamed Gojo Bank in Tohoku Jitsugyo Bank, and Gojo Bank Established 77 Research and Sendai Chuo 3-chome 1921） Consulting Co., Ltd.
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The 77 Bank, Ltd
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Strategies of the 77 Bank, Ltd
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