G Data E S Organization Overview (As of July 31, 2019)

The 77 Bank Profile (As of March 31, 2019) Secretariat

Company Name: ...... The 77 Bank, Ltd. Shares Outstanding: ...... 76,655 thousand About The 77 Bank, Ltd.

Head Office: ...... 3-20, Chuo 3-chome, Aoba- Number of Shareholders: ...... 11,790 General Planning & Coordination Division ku, , Miyagi 980-8777, Capital Adequacy Ratio Corporate Governance Committee (domestic standards): ...... non-consolidated 10.20% / Founded: ...... December 9, 1878 consolidated 10.38% Digital Strategy Division Paid-in Capital: ...... ¥24.6 billion Total Assets: ...... ¥8,610.3 billion Number of Employees: ...... 2,846 Deposits and Certificates Compliance Management Division Number of Branches: ...... 143 of Deposits: ...... ¥7,891.8 billion

(Head Office/Branches: 137, Loans and Bills Discounted: .... ¥4,725.0 billion Risk Management Division Strategies of The 77 Bank, Ltd. Sub-Branches: 6) Executive Committee Managers Liaison Committee Directors and General Compliance Committee Business Promotion Division Business Description

The Bank offers current deposits, ordinary deposits, savings deposits, deposits at notice, time deposits, Consulting Promotion Division Deposits time savings, separate deposits, reserve deposits for tax payment, non-resident yen deposits, foreign Deposit services currency deposits, etc. Certificates of Personal Banking & Direct Promotion Division The Bank offers negotiable time deposits. Audit & Supervisory deposits Committee

Loans The Bank offers loans on bills, loans on deeds, and overdrafts. Audit & Supervisory Operations that Put Customers First Regional Development Promotion Division Head Of ce Loan services Committee Members Business Division Discounts on bills The Bank offers discounts on bank acceptances, commercial bills, and documentary bills. eaduarters Stockholders General Meeting of Board of Directors Senior Managing Director Chairman President Deputy President Managing Director The Bank offers transaction services for public bonds including national government bonds and Credit Supervision Division Trading account securities transaction services commercial paper. The Bank invests in national government bonds, local government bonds, corporate bonds, stocks, Securities investment and other securities for deposit payment preparations and asset management.

Domestic exchange services The Bank offers services such as exchange for remittance, account transfers, and bills for collection. Treasury Division The Bank offers various services related to exports, imports, foreign remittances, and other foreign Foreign exchange services & Supervisory Committee Members) (Excluding Directors Serving as Audit exchange services. Directors

The Bank offers contracted services for corporate bonds and contracted services for public and Social Contribution Activities Contracted services for corporate bonds Treasury Administration & International Division Branches corporate bond subscriptions under the Secured Bond Trust Act. The Bank offers services such as financial futures transactions, options transactions, and swap Financial futures transaction services, etc. transactions. Personnel Division Agent services for the Bank of Japan, revenue agent services for the Bank of Japan General Affairs Division Public fund handling services for local governments

Agent services for the Organization for Workers’ Retirement Allowance Mutual Aid, etc. Operations Management Division Agent services for the receipt of payments for stocks and agent services for the payment of stock dividends and interest on public and corporate bonds Agent services Tokyo Liaison Of ce Loan agent services for the Japan Finance Corporation, etc.

Trust agent services Audit & Inspection Division Bank Data Nonlife insurance agent services

Life insurance agent services

Ancillary services Safe custody and safe deposit box services Subsidiaries Securities lending 77 Lease Co., Ltd. 77 Shin-Yo Hosyo Co., Ltd. The 77 Card Co., Ltd. 77 Securities Co., Ltd.

Obligation guarantees (acceptances) 77 Research and Consulting Co., Ltd. 77 Capital Co., Ltd. 77 New Business Investment Limited Partnership 77 Strategic Investment Limited Partnership

Gold trading

Public bond underwriting

Over-the-counter sales of public bonds including government bonds and investment trusts

Corporate-type defined contribution pension services

Handling of commercial paper, etc.

Financial product brokerage services

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(As of June 30, 2019) Consolidated Five-Year Summary THE 77 BANK, LTD. AND CONSOLIDATED SUBSIDIARIES 6 prefectures of the Tohoku region As of March 31 Millions of Yen About The 77 Bank, Ltd. 2019 2018 2017 2016 2015 For the fiscal year Net interest income ¥ 65,217 ¥ 69,644 ¥ 67,678 ¥ 70,908 ¥ 70,280 Miyagi Prefecture (Head Office/Branches: 122, Sub-Branches: 6) Kesennuma Net fees and commissions 11,345 10,963 10,973 11,519 11,843 *Includes one branch that only offers transfers. Nainowaki Net other operating (loss) income (3,104) (7,869) (5,213) (2,988) 2,407 Iwagasaki Aomori Net income attributable to owners of Naruko Wakayanagi Strategies of The 77 Bank, Ltd. Corporate Sales Ichihasama the parent 17,670 18,314 16,114 15,857 17,049 Tsukidate Maiya Offices Sanuma Iwadeyama Shizugawa 2 Locations Furukawa Tome At the fiscal year-end Tajiri Onoda Total assets ¥ 8,627,510 ¥ 8,718,097 ¥ 8,649,396 ¥ 8,598,583 ¥ 8,588,463 Nakaniida Wakuya Kogota Ishinomaki Minamifurukawa 7,872,834 9 Branches, 1 Sub-Branch Deposits 7,946,100 7,805,860 7,963,738 7,849,299 Akita Furukawatokamachi (Matsuyama Sub-Branch) Kashimadai Loans and bills discounted 4,718,942 4,621,062 4,443,883 4,350,795 4,219,621 Iwate Yoshioka Onagawa 1 Branch Yamoto Matsushima Trading account securities and 2 Branches Tomiya Akaishidai (Naruse Sub-Branch) investment securities 2,978,130 3,146,865 3,262,638 3,519,568 3,708,968 Rifu Sendai Shiogama Operations that Put Customers First 61 Branches, 2 Sub-Branches Shichigahama 3 Branches Equity 489,077 490,737 468,195 452,310 472,029 Yamagata Geba Masuda Tagajo Common stock 24,658 24,658 24,658 24,658 24,658 Kawasaki Takasago 1 Branch Mori-sekinoshita/Yuriage Natori-nishi Iwanuma-nishi (Sendai Airport Sub-Branch) Zao Murata Tsukinoki Yen Funaoka Iwanuma Ogawara 2019 2018 2017 2016 2015 Watari Shiroishi Per share of common stock Kakuda Yamashita Basic net income ¥ 237.90 ¥ 246.87 ¥ 215.73 ¥ 42.37 ¥ 45.56

Diluted net income 246.45 214.74 42.18 45.38 Social Contribution Activities Fukushima Marumori Equity 6,582.31 6,613.28 6,306.73 1,165.83 1,223.49 6 Branches Cash dividends 47.50 45.00 45.00 9.00 8.50 Capital adequacy ratio (%) Domestic standard 10.38 10.43 10.73 11.21 12.51 Tokyo 2 Branches / 1 Branch / Other locations Notes: 1. The national consumption tax and the local consumption tax are excluded from transaction amounts. in Japan 1 Branch / Hokkaido 1 Branch 2. The Bank’s capital adequacy ratio on the domestic standard is accompanied by the revision of Article 14, Paragraph 2, of the Banking 1 Representative Office / Law of Japan, in line with enforcement of the related law for financial system reform. Overseas Singapore 1 Representative Office 3. On October 1, 2017, the Bank conducted consolidation of shares at a ratio of five shares to one share. Per share information is computed as if the share consolidation was conducted on April 1, 2016.

Service Network Data Bank Data

Number of municipalities Total number of the Of which, areas with the Number of head office/ Number of ATMs (within Miyagi Prefecture) Bank’s locations Number of sub-branches Bank’s location branches Within Miyagi Prefecture 35 31 128 122 6 784

Cities 14 14 109 103 6 686

[Of which, Sendai City] (63) (61) (2) (433)

Towns 20 17 19 19 — 97

Villages 1 — — — — 1

Outside of Miyagi Prefecture 15 15 — 28

Within Tokyo 2 2 — 3

Other prefectures 13 13 — 25

Total 35 municipalities 31 cities and towns 143 locations 137 locations 6 locations 812 ATMs

(Note) Other branch locations: Sapporo City, Morioka City, Kitakami City, Akita City, Yamagata City, Fukushima City, Koriyama City, Soma City, Minamisoma City, Iwaki City (2 branches), Nagoya City, and Osaka City

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