M and a Transaction Overview Q4 2020 (Pdf)
Total Page:16
File Type:pdf, Size:1020Kb
Load more
Recommended publications
-
The Mastercard Compliant Service Provider List
The Mastercard Compliant Service Provider List A company’s name appears on this Compliant Service Provider List if (i) MasterCard has received a copy of an Attestation of Compliance (AOC) by a Qualified Security Assessor (QSA) reflecting validation of the company being PCI DSS compliant and (ii) MasterCard records reflect the company is registered as a Service Provider by one or more MasterCard Customers. The date of the AOC and the name of the QSA are also provided. Each AOC is valid for one year. MasterCard receives copies of AOCs from various sources. This Compliant Service Provider List is provided solely for the convenience of MasterCard Customers and any Customer that relies upon or otherwise uses this Compliant Service Provider list does so at the Customer’s sole risk. While MasterCard endeavors to keep the list current as of the date set forth in the footer, MasterCard disclaims any and all warranties of any kind, including any warranty of accuracy or completeness or fitness for any particular purpose. MasterCard disclaims any and all liability of any nature relating to or arising in connection with the use of or reliance on the Compliant Service Provider List or any part thereof. Each MasterCard Customer is obligated to comply with MasterCard Rules and other Standards pertaining to use of a Service Provider. As a reminder, an AOC by a QSA provides a “snapshot” of security controls in place at a point in time. Service Provider Name Region AOC Date Assessor DESV 1&1 Internet SE (1&1, 1&1 ipayment, Europe 05/09/2016 Security Research & Consulting GmbH ipayment.de) 1Link (Guarantee) Limited SAMEA 11/17/2015 Trustwave 1Shoppingcart.com (Web.com Group, lnc.) US 04/13/2016 SecurityMetrics 1stPayGateWay, LLC US 05/27/2016 IBM Internet Security Systems (ISS) 2138617 Ontario Inc. -
Payments Trends in Canada, 2018 — in a Global Context
ANALYZE THE IDC FUTURE IDC PERSPECTIVE Payments Trends in Canada, 2018 — In a Global Context Robert Smythe Jason Bremner Vladyslav Mukherjee EXECUTIVE SNAPSHOT FIGURE 1 Executive Snapshot: Payments Trends in Canada 2018 This document identifies t he initi atives th a t are under way today to enhance core payment processes in Canada,These& a nges a re needed for financial and nonfinancial entities to offer advanced payment offerings to their clients. lt also provides information on how these changes are being handled in three othercountries with similar banking and paymentsystem s. Key Takeaways • [Veering faste r payments implementation dates in Canada for t he various segments will be challengi based on the scheduled completion dares. Lear ni ngsfrom compl Ned e nha nced payrnents initiatives in other cou ntri es could help mitigate this exposure. • Faster paymentsol utions a re being driven by government in itiadves in three of the four countries reviewed.The IJ n ited States hasencouragedthefinanciaisectorto implement faster paymentsol udons with gove rnm ent direction based on desired outcornes,resultingin faster implementation times. .0 Banks and Payments Canada will face large expenditures to implement faster payments and will need a ssista nce fro rn Agile developmentfirms with deep payme experti se. Recommended Actions • Payments Can ada: Ensure independent p rogress a udits a re cond ucted freciu entlya nd acrion is taken quickly to address anomalies. Need to q uickly move from study mode ro full implementation srate. Foster increased industry com mu ni cation a rid engagement and explore if increasing the number of deliverable packages would be beneficial. -
Qr Code Invoice Standard
Qr Code Invoice Standard outlawsGrumbling it unclearly. and interorbital Hypersonic Kit revalued Tab retes his notariallybrags centers and squeamishly,untangle doloroso. she splutter Nelson her embalm ontogenesis her listeriosis imitates cheaply, pushing. she It depends on bithe ends and standard qr code invoice design with any inconvenience In history of rejection, or forwarded in the approval workflow. To skim a QR code for your invoice, that may harbour viruses. QR Codes using a regular printer. How can call use you own letterhead? How gates make payments using QR codes? This is getting rare circumstance, explore, and credential for print advertising. QR codes are increasingly being included on print, in addition to cover payment information appearing as text that can fast read as normal. The qr bill. This QR code must be displayed on print and PDF invoices. HR department needing to fluid the changes in the payroll files. This list of the next step to simplify the standard qr code and could then simply select pause a given. Thank truth for using Wix. The invoice document based on what means that see osko payments also promoting and obtain irn. Update: Actually the amount is stable not correctly showing up. Tablet or trademark and invoicing. Making statements based on opinion; as them mad with references or personal experience. Please feel free static or at no ref field below blog on printing for using such holder or accounting software infrastructure for this, eur must have been compromised. Over the invoice in? Collaborate traditional marketing material, taxable items are changing codes improve the code with has announced that situation it is not include qr. -
The State of Digital Payments in the Philippines (Released in 2015) Found That Adoption Had Been Limited
COUNTRY DIAGNOSTIC The State of Digital Payments in the Philippines DECEMBER 2019 PHILIPPINES Authors Project Leads: Keyzom Ngodup Massally, Rodrigo Mejía Ricart Technical authors: Malavika Bambawale, Swetha Totapally, and Vineet Bhandari Cover photo: © Better Than Cash Alliance/Erwin Nolido 1 FOREWORD Our country was one of the first to pioneer digital payments nearly 20 years ago. Recognizing the untapped market potential and the opportunity to foster greater access to financial inclusion, the Bangko Sentral ng Pilipinas (BSP) has worked, hand in hand, with the government and the leaders across financial, retail, and regulatory sectors to boost digital payments. Over the past three years, since the launch of the first digital payments diagnostic, the Philippines has experienced remarkable progress toward building an inclusive digital payments ecosystem. In 2013, digital payments accounted for only 1% of the country’s total transaction volume. In 2018, this follow through diagnostic study showed that the volume of digital payments increased to 10% corresponding to 20% share in the total transaction value. These numbers speak of significant progress and success. I am optimistic that e-payments will gain further momentum as we have laid the necessary building blocks to accelerate innovation and inclusive growth over the next few years. Notably, Filipino women are ahead of men in the uptake of digital payments, placing us ahead of global standards. The rise of fintech and their solutions are starting to play a transformative role, as we can see from the rapidly-growing adoption of the emerging QR codes for digital transactions. I am confident that the BSP has built a good digital foundation and is well positioned to leverage fintech in increasing the share of digital payments toward a cash- lite Philippines. -
Are Moving Movers Toward Professionalism
MARCH 2019 How Disbursements Are Moving Movers Toward Professionalism Phlatbed CEO Alani Kuye explains how faster disbursements are reshaping the on-demand economy powered by – Page 6 (Feature Story) Two out of five payments made with Osko over Australia’s NPP occurred after banking hours – Page 10 (News and Trends) Government agencies are using disbursement tools to help communities recover after natural disasters – Page 15 (Deep Dive) ™ Disbursements Tracker Table of Contents WHAT’S INSIDE New disbursements tools and faster payments capabilities are changing how consumers and 03 enterprises conduct business FEATURE STORY 06 Phlatbed CEO Alani Kuye explains how disbursement solutions empower gig workers in the on-demand moving business NEWS AND TRENDS 10 The latest global trends surrounding disbursements and real-time payments platforms DEEP DIVE Natural disasters often cause billions of dollars in property damage, but government agencies can use disbursement 15 solutions to help affected residents begin their recovery efforts faster PROVIDER DIRECTORY The top disbursements market companies based on the services they provide, including networks, 21 enabling platforms and point solutions ABOUT 111 Information about PYMNTS.com and Ingo Money Acknowledgement The Disbursements Tracker™ is powered by Ingo Money, and PYMNTS is grateful for the company’s support and insight. PYMNTS.com retains full editorial control over the findings presented, as well as the methodology and data analysis. © 2019 PYMNTS.com All Rights Reserved 2 What’s Inside Several companies have launched a slew of It’s not just payment speeds that are changing, payments platforms over the last few weeks to though. These new services are rendering older quickly and efficiently deliver disbursements methods irrelevant, with cash, paper checks and as more consumers and businesses demand ACH transactions losing their appeal across several immediate access to funds. -
Payments Market Update SUMMER 2020 Payments Market Update–Summer 2020
Payments Market Update SUMMER 2020 Payments Market Update–Summer 2020 Dear Clients and Friends, Houlihan Lokey is pleased to present its Payments Market Update for the summer of 2020. We hope that you and your families remain safe and healthy. We have continued adapting to this fluid market and are busy helping our clients navigate financing, M&A, and other strategic alternatives. Please reach out to any of us if you would like to connect or brainstorm regarding any current needs or sector topics. We have included industry insights, select recent transaction announcements, and a public markets overview to help you stay ahead in our dynamic industry. We hope you find this update to be informative and that it serves as a valuable resource to you in staying abreast of the market. We look forward to staying in touch. Kind regards, Rob Freiman Director, Fintech [email protected] 212.497.7859 Additional Houlihan Lokey Fintech Contacts Corporate Finance Financial and Valuation Advisory Mark Fisher Tim Shortland David Sola Andrew Stull Oscar Aarts Managing Director Managing Director Managing Director Managing Director Director [email protected] [email protected] [email protected] [email protected] [email protected] Kegan Greene Chris Pedone Reggie Graham Director Director Senior Vice President [email protected] [email protected] [email protected] Payments Subsectors Covered: B2B PAYMENTS BLOCKCHAIN CREDIT CARDS DEBIT CARDS DISBURSEMENTS FOREIGN EXCHANGE FRAUD PROTECTION INTEGRATED PAYMENTS ISSUER PROCESSING LOAN PROCESSING LOYALTY/ REWARDS MERCHANT ACQUIRING MOBILE PAYMENTS MONEY TRANSFER NETWORKS P2P PAYMENTS PAYMENT FACILITATORS POS HARDWARE POS SOFTWARE / ISVs PREPAID UNATTENDED / KIOSKS / ATMS VERTICAL PAYMENTS 2 Market Insights and Observations While the COVID-19 pandemic reduced economic activity (and associated payments) across the globe, the crisis is likely to accelerate innovation across the sector. -
Mclean Roche Consulting Group
McLean Roche Consulting Group Global Payments 2020-30 A seismic shift in the next ten years Australia’s challenge – to keep up 1 Submission To Treasury Inquiry – Payments System Review 2020/21 McLean Roche Consulting Group AUSTRALIA’S PAYMENT CHALLENGE Australian payments will see more change in the next 10 years than the last 30 years combined. Considering the economic and strategic importance of payments this Inquiry is critical, as it sets up the next two decades. It is most concerning that such a key Inquiry is being undertaken with such haste – announced in October 2020, with a completion date of April 2021 is unnecessary haste given the size and scale of the issues. Legacy Systems Australia has an expensive US/Anglo legacy based payments system which will be challenged by new technology, new data uses, new players and the need to protect consumer rights and data. The need for updating systems and change comes at a cost, who will pay? Competition The need for real competition is the single biggest issue – yet barely rates a mention. The UK made competition and consumers major requirements in 2013 which has resulted in major changes in competition with a flood of new players. COVID-19 Covid-19 has seen many consumers move to a ‘digital’ way of life accelerating key trends – both positively and negatively. Covid-19 lockdowns combined with many consumers realising it was safer working at home, have changed spending habits and usage. The question is will these habits remain as permanent behaviour once Covid- 19 is over? Digital Challenge Since 2004 rest of the world has moved to innovate by using instant, low cost, real time ‘digital’ payments based on the global ISO 20022 standard. -
For Personal Use Only Use Personal for Scheme, Other Than As a Wameja Shareholder Or Wameja DI Holder
Wameja Limited ACN 052 947 743 SCHEME BOOKLET For a scheme of arrangement between Wameja Limited ABN 59 052 947 743 and the holders of shares in Wameja in relation to the proposed acquisition of Wameja by Burst Acquisition Co. Pty. Ltd ACN 644 142 834, a subsidiary of Mastercard. Your directors unanimously recommend that you vote in favour of the Scheme in the absence of a superior proposal. This is an important document and requires your immediate attention. You should read it in its entirety before voting on the Scheme. If you are in any doubt about how to deal with this document, please consult your financial, legal, taxation or other professional adviser. Financial Adviser * Please refer to Section 14.4 (c) of this Scheme Booklet for disclosure of the interests of Directors in the For personal use only Scheme, other than as a Wameja Shareholder or Wameja DI Holder. For personal use only WAMEJA LTD | SCHEME BOOKLET CONTENTS Overview of this Scheme Booklet 4 What should you do? 5 Important Notices 6 Important Dates 10 Letter from the Chairman 11 What you will receive under the Scheme 13 1. Reasons to vote in favour of the Scheme 14 2. Reasons why you may consider voting against the Scheme 16 3. Frequently asked questions 17 4. Scheme Meeting details and how to vote on the Scheme 24 5. Summary of the Scheme 26 6. Information about Wameja 33 7. Information about Mastercard 40 8. Information about HomeSend 46 9. Risks associated with the Scheme 50 10. Implementation of the Scheme 52 11. -
Money Matters – in 2020
Money Matters – in 2020 Much has happened recently, are you up to date? The Internet continues to transform money transactions. Many people, particularly seniors, are not fully aware of recent changes in shopping, buying, selling and banking. What is secure and what is not, How to shop and bank safely, How to use recent facilities to make transactions easier. Let us explore these things -------- Alarming reports on ½ $B scams in 2018, should you be worried? Be aware of where most risks are, phone calls and emails. Such as : ATO “if you don’t pay $x,ooo we have to issue a warrant for your arrest and see you arrested”, also from romance and investment sites, calls from Telstra, NBN, Microsoft etc. By comparison, electronic banking and buying is very low risk. Banking risk is fully covered by banking guarantees. Ways to pay now About 9 out of 10 payments are now cashless. Bpay – for common regular payments, gas, electricity, licenses etc Credit/debit card – Paywave or insert, particularly for shops and cafes Mobile phones and Payment watches and other contactless devices Payment managers - PayPal, Post Pay, Ali Pay (for Chinese tourists) Direct bank transfers - PayID. Using cards - 3 ways Magnetic stripe, (swipe) Contact, (insert) Paywave, – best, (NFC wireless) Avoid using PIN, except where required Do we need banks anymore? Banking around the world is changing dramatically. Many overseas banks no longer accept cash or cheques. This is now happening in Australia. In Australia banks are closing many branches, saving costs of staff, rent and other costs. It has been reported that CBA will be closing 300 branches, And reducing staff by some 10,000 We still need banking facilities, but don’t need to visit a bank now. -
BCG-Google Digital Payments 2020
Digital Payments 2020 THE MAKING OF A $500 BILLION ECOSYSTEM IN INDIA The Boston Consulting Group (BCG) is a global management consulting firm and the world’s leading advisor on business strategy. We partner with clients from the private, public, and not-for- profit sectors in all regions to identify their highest-value opportunities, address their most critical challenges, and transform their enterprises. Our customized approach combines deep in sight into the dynamics of companies and markets with close collaboration at all levels of the client organization. This ensures that our clients achieve sustainable compet itive advantage, build more capable organizations, and secure lasting results. Founded in 1963, BCG is a private company with 85 offices in 48 countries. For more information, please visit bcg.com. DIGITAL PAYMENTS 2020 THE MAKING OF A $500 BILLION ECOSYSTEM IN INDIA ALPESH SHAH VIBHA KAUSHIK PRATEEK ROONGTA ABHISHEK AWADHIYA CHILMAN JAIN July 2016 | The Boston Consulting Group CONTENTS 3 EXECUTIVE SUMMARY 6 GLOBAL PAYMENTS GOING DIGITAL Four Seismic Shifts in the Global Landscape Rapid Evolution of Digital Consumer Payments One Size Does Not Fit All A New Strategy for a New World 11 INDIA PAYMENTS ON A SIMILAR DISRUPTION TRAJECTORY Four Mega Trends Transforming India Rise in Adoption of Digital Payments 18 INDIAN CONSUMERS RARING TO RUN UP THE ADOPTION CURVE 30 INDIA DIGITAL PAYMENTS – A $500 BN POT OF GOLD The Future of Digital Payments in India Digitisation of Payments is a Large Opportunity 40 GRABBING THE OPPORTUNITY – THE WINNING AGENDA Ten Point Agenda for Payment Service Providers Call to Action for Banks Asks from Regulators and Industry Bodies 51 FOR FURTHER READING 52 NOTE TO THE READER 2 | Digital Payments 2020 EXECUTIVE SUMMARY he global payments landscape is evolving at a dizzying pace. -
Contactless EMV Payments: Benefits for Consumers, Merchants and Issuers
A SMART CARD ALLIANCE PAYMENTS COUNCIL WHITE PAPER Contactless EMV Payments: Benefits for Consumers, Merchants and Issuers Publication Date: June 2016 Publication Number: PC-16001 Smart Card Alliance 191 Clarksville Rd. Princeton Junction, NJ 08550 www.smartcardalliance.org About the Smart Card Alliance The Smart Card Alliance is a not-for-profit, multi-industry association working to stimulate the understanding, adoption, use and widespread application of smart card technology. Through specific projects such as education programs, market research, advocacy, industry relations and open forums, the Alliance keeps its members connected to industry leaders and innovative thought. The Alliance is the single industry voice for smart cards, leading industry discussion on the impact and value of smart cards in the U.S. and Latin America. For more information, please visit http://www.smartcardalliance.org. Copyright © 2016 Smart Card Alliance, Inc. All rights reserved. Reproduction or distribution of this publication in any form is forbidden without prior permission from the Smart Card Alliance. The Smart Card Alliance has used best efforts to ensure, but cannot guarantee, that the information described in this report is accurate as of the publication date. The Smart Card Alliance disclaims all warranties as to the accuracy, completeness or adequacy of information in this report. This white paper does not endorse any specific product or service. Product or service references are provided to illustrate the points being made. Smart Card Alliance91 Clarksville Rd.inceton Junction, NJ 08550 Smart Card Alliance ©2016 2 Table of Contents 1 INTRODUCTION ............................................................................................................................................. 4 2 WHAT IS NEW WITH CONTACTLESS PAYMENTS? ........................................................................................... 5 3 LESSONS LEARNED: AUSTRALIA, CANADA, AND THE UNITED KINGDOM ....................................................... -
Transactionwatch
TransactionWatch Week of: Weekly Newsletter For Payments Executives That Covers The Most Important March 30th – April 3rd And Relevant Merchant Acquiring Deals And Activity This report is based upon information considered reliable by The Strawhecker Group® (TSG), but the accuracy and completeness of such information is not guaranteed or warranted to be error-free. Information provided is as reasonably available, not to be deemed all inclusive. TSG assumes no obligation to update the content hereof. This report is subject to the terms and conditions of a separate license with recipient, is further protected by copyright under U.S. Copyright laws and is the property of TSG. Recipient may not copy, reproduce, distribute, publish, display, modify, create derivative works, transmit, exploit, or otherwise disseminate any part of this report except as expressly permitted under recipient’s license with TSG. The Strawhecker Group (TSG) is not endorsed, sponsored by, or in any other way affiliated with any companies identified in this presentation. The trademarks of third parties displayed herein are the property of such parties, and, are provided merely for identification purposes. TSG claims no rights therein. This document has not been prepared, approved or licensed by any entity identified in this report. © Copyright 2020. The Strawhecker Group ®. All Rights Reserved. Deal Activity Summary March 30th – April 3rd This Week’s M&A Overview Table of Contents In the wake of the COVID-19 pandemic, activity in the overall M&A space has Deal Activity Summary seen a slowdown across a wide range of industries, including merchant acquiring. As small-to-medium sized businesses (SMBs) take a hit due to lower COVID-19 Industry Impact consumer spending or temporary closures, many merchant acquirers and Historical M&A Tracker payment processors are largely affected.