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Focal Point Magazine from One Nevada Credit Union

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Focal Point Magazine from One Nevada Credit Union Cover photo by John Gurzinski SEE STORY PAGE 7-8 point focal Don’t let the auto loan process CONTENTS Fellow member-owners: NEW Innovations in Banking We’ve been working hard with Page 3—4 ongoing efforts to provide the Drive You Crazy! latest in service and digital Trending delivery. Just this year we’ve Page 5 already added the ability to access your credit score and Invest monitor your credit for free. Page 6 Simply log in to your account and click “Credit Score.” Member Profile Also, we added the capability to “turn off” your debit John Gurzinski card to prevent misuse. When you’re not using your Photojournalist card, use our app and turn it off, and when you want Page 7–8 to perform a transaction, simply turn it back on. This feature is coming soon for credit cards. Mortgage Programs Page 9–10 We’ve also extended our contact center hours. We know that being able to contact us after hours and Borrow on weekends is important. We also know that when Page 11 you call, you want to speak with us, not someone in a foreign country. Our Nevada-based contact center is Serving the Community now staffed Monday through Saturday 10:00 a.m. – Page 12 9:00 p.m. and Sundays 10:00 a.m. – 6:00 p.m. Did You Know? Enhancing your member experience is an ongoing, Employee Focus top priority for us. Page 13 Thank you for your membership. Bradley W. Beal, President/CEO Focal Point is produced Send comments and quarterly by One Nevada suggestions to: as a service to our One Nevada Credit Union members. The goals of We’re the Sane Choice for a New or Used Auto Loan. Focal Point FOCAL POINT STAFF this magazine are to 2645 South Mojave Road With rates as low as 2.99%* and no payments for inform you about our Jennifer Salvador, AVP MARKETING Las Vegas, NV 89121 90 days for qualified borrowers, we offer monthly products, provide financial Jake Ludens, AVP MARKETING education and present [email protected] terms up to 75 months for new vehicles and 60 topics important to you. For address corrections, Lisa Jansen, AVP MARKETING — NORTHERN NEVADA months for used. You could save hundreds versus please speak with a Financial DIGITAL MEDIA STRATEGIST dealership financing. In fact, we saved Nevadans Jara Pearson, Copyright ©2017. One Nevada Service Representative or Contact us today! Credit Union. All rights reserved. call us. SR DIGITAL CONTENT DESIGNER over $10 million in auto loan interest the past few Corey Scribner, Reproduction, in whole or in part, To find a branch in your area, years by refinancing higher rate loans. (800) 388-3000 | OneNevada.org Greg Pace, SR GRAPHIC DESIGNER without written permission is prohibited. Federally insured by go to OneNevada.org or *APR is annual percentage rate and is quoted “as low as” based on individual creditworthiness. NCUA. Equal Housing Lender. download our mobile app. point focal Launch! New Website and Digital 54 3 2 Enhancements Coming Soon! n our ongoing effort to enhance the One Nevada member WEBSITE ONE CHECKING® REWARDS DEBIT CARD CONTROLS CREDIT SCORE ACCOUNT TO You can now prevent unauthorized Thousands of members are already experience, we’re launching Our new website is scheduled to REDEMPTION ACCOUNT TRANSFERS transactions by turning your debit using our SavvyMoney credit score products and digital enhancements be released this summer. Built for Members with a One Checking Also coming soon is the ability to transfer card on and off with our mobile app. product when they log in to their to better serve you. Our goal is better displaying and capability Rewards account enjoy unlimited funds to and from an outside bank or Set locations and merchant types to accounts. You can track your credit toI provide you all the features and on smartphones and tablets, the cash back on signature-based debit credit union with your credit union lock down where and how your card score over time and sign up for credit functions you’ll ever need to manage new site will allow you to get the card transactions. You’ll soon be able account. This allows you the ability to pay can be used. Credit card controls are monitoring and alerts. We will notify your account remotely if you don’t information you need fast and to to redeem your cash back through loans from an outside funding source and coming soon! you when your score changes or want to visit a branch. take action on your terms. Apply for our mobile app and online banking. it is perfect for money management and when a new account is opened in loans, open accounts and more! Redeem your cash on the go! account maintenance. your name. 3 4 TRENDING INVEST NEW Anti–Skimming Technology Achieving Financial Balance—Hummm At ONE NEVADA, WE CARE ABOUT YOUR FINANCIAL WELLNESS, that’s why we’ve partnered with industry-leading financial educator, BALANCE, to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget for managing your spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help. The best part is, it’s free! onenevada.balancepro.org/programs ver the course of the next few months, the credit union is implementing anti-skimming card readers on O various ATM machines. The new card readers require you to insert your card’s long edge into the machine instead of the traditional, short edge way. A reader scans the card across the magnetic strip. By shifting the card’s angle 90 degrees, this technology prevents all modern skimming devices from reading the card’s full magnetic stripe and thwarts the fraudsters attempt to steal your card data. Insert your card’s long edge. 5 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q3 2017 ONENEVADA.ORG | Q3 2017 6 FOCUS JOHN GURZINSKI photographer and quickly became the Photo Q: What do you feel has been your biggest each image conveyed the idiom Las Vegas we have many members Editor. From there, I worked part-time for the accomplishment or best work thus far? “A picture is worth a thousands words.” of the military deployed overseas Las Vegas Sun and was a stringer for (UPI) A: My personal favorite was an in-depth The images were awarded first place in who have died in combat. Things United Press International. I’ve also been a story where I had the privilege to the Nevada Press Association Photos of can get stressful and emotional for Photo Editor for the Henderson Home News, photograph and interview a group of the Year—Portraiture category. me covering families that are affected. worked for The Las Vegas News Bureau young men resettled in Las Vegas and and was a photographer for the Las Vegas were part of the thousands who fled Q: What is your favorite subject matter to Q: Who’s your favorite client to work for? Review Journal for 18 years. Currently, I am war-torn Sudan. They were called “The photograph? A: I have been privileged to be AFP’s ringside a Freelance Photojournalist working with Lost Boys of Sudan.” The story told itself A: I love shooting anything weather related, boxing photographer in Las Vegas for Q: Tell us about yourself and what led you to a wire agencies, (AFP) Agence France-Presse, through their eyes and experiences. Every particularly lightning. Wild horses and over 20 years. career in photography? (AP) Associated Press and Getty Images, person had scars and injuries, and they Bighorn Sheep are a favorite. It takes a A: Growing up in an Air Force family we were covering news, sports and entertainment were very guarded with their trust. After lot of patience. Implosions are amazing Q: What photographers have influenced assigned to bases around the world, it was like assignments. I also have corporate clients. two days with them in their apartment, and exciting to cover and a bit nostalgic, you? having a two-year vacation every move. Like learning and listening, they opened up especially here in Las Vegas. A: James Nachtwey, Henri Cartier-Bresson, any tourist, I started taking photos wherever we Q: What’s the most rewarding part of your job? and allowed me to do a series of portraits. Margaret Bourke-White and Robert Capa. lived, capturing memories for my scrapbook. I A: Every day assignments give me opportunities Most had facial scars. As I shot, we talked Q: What are the most difficult assignments took my only formal photo class in high school; to meet and interact with new people and about how the injuries were caused to shoot and why? Q: What tips would you offer to a budding a darkroom class about processing and printing cover important events. It is a constant while each person’s face and eyes told an A: When you have to interview the family of photographer? MEMBER black & white images and I was hooked. learning experience and no two days are the emotional story as they reflected on their a child harmed from any type of accident A: Get up close, never use a flash unless same. It allows me to work in the field, not journey. The portraits were amazing and or similar situation, it is very difficult. In absolutely necessary. Look for creative I attended UNLV after moving from Virginia to in an office environment and the access to angles and unique viewpoints and Nevada.
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