Our One Focus We’Re Invested in You

Total Page:16

File Type:pdf, Size:1020Kb

Our One Focus We’Re Invested in You Our One Focus We’re invested in you. Schedule a complimentary consultation with one of our CFS* Investment Representatives. Call us directly at (702) 641-4323 or visit us online at: ONCUInvestments.org *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. One Nevada Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. (Member FINRA/SIPC) point focal CONTENTS Fellow member-owners: Invest — Will you outlive As they say, all good things must your money? come to an end eventually, but Page 3—4 the next adventure awaits. It’s with both joy and sorrow that I let you know my time Trending — Your privacy and as President and CEO of One account access Nevada will come to an end on Page 5—6 March 1, 2018. After an amazing 30 years full of ups, downs, and everything in between, my retirement adventure awaits. Rest assured, I leave you Member Profile in very capable hands. Dane Wilt Your Board of Directors has selected Paul Parrish, our General Manager Lotus Radio Corporation — Reno, Nevada existing EVP and Chief Operations Officer, to become One Nevada’s next President and CEO effective March 2, 2018. Page 7–8 Paul, a Nevada native and UNLV graduate, joined One Nevada in January 1981 as Controller. Throughout his Managing your money One Nevada career, Paul has demonstrated incredible Page 9–10 leadership, a wealth of knowledge, and a commitment to fulfilling One Nevada’s mission to be your trusted provider of superior financial services. Security — Tax identity fraud Paul has worked in all areas of the credit union’s Page 11 operations including serving as our Controller, Vice President of Finance, Chief Financial Officer, and his Serving the Community current role as Chief Operations Officer. I have immense confidence in Paul’s ability to lead Page 12 our credit union into the future of digital banking and maintain our credit union’s strong financial position so Did You Know? we may continue to serve your financial needs far into Employee Focus the future. Page 13 I will work closely with Paul to ensure a smooth transition this spring, and you haven’t seen the last of me as I will continue to serve on One Nevada’s Board of Directors. Thank you all for your continued membership and an amazing ride the last 30 years. In service, Bradley W. Beal, President/CEO Focal Point is produced Send comments and quarterly by One Nevada suggestions to: as a service to our One Nevada Credit Union FOCAL POINT STAFF members. Our goal is to Focal Point help you understand all 2645 South Mojave Road SVP MARKETING/CMO Deborah Colby, that membership offers Las Vegas, NV 89121 you, provide financial Jennifer Salvador, AVP MARKETING education and present [email protected] Jake Ludens, AVP MARKETING topics important to you. For address corrections, Schedule a complimentary consultation with one of our CFS* Investment Representatives. Lisa Jansen, AVP MARKETING — NORTHERN NEVADA please speak with a Financial Copyright ©2018. One Nevada Service Representative or Jara Pearson, DIGITAL MEDIA STRATEGIST Credit Union. All rights reserved. call us. Reproduction, in whole or in part, SR DIGITAL CONTENT DESIGNER Corey Scribner, without written permission is To find a branch in your area, Greg Pace, SR GRAPHIC DESIGNER prohibited. Federally insured by go to OneNevada.org or NCUA. Equal Housing Lender. download our mobile app. Will You Outlive Your Money? FIND OUT WITH AN ANNUAL FINANCIAL PLAN CHECK-UP. It’s that time of year when many putting money away for your future, but if Most people spend more time planning of us vow to eat better, exercise your plan doesn’t include the rising cost of their next vacation than they do planning their more, travel and better manage living, health care and taxes, then you may long-term financial plan. Hey, we get it. For our money. inadvertently have a plan to run out some of us, retirement may seem like a long At One Nevada, we’re not great diet of money. way off, but the earlier you start, the more gurus,I fitness coaches or trip planners, but Consider this. If you plan on retiring at time you have to prepare. we can help you out with the money side age 62, you may have a life expectancy of of things with an annual financial plan another 30 years. With inflation, the cost of Here are a few things to do and check-up. living could increase two and a half times consider about your financial plan as Whether you’re a few decades or a over those 30 years. Essentially, for every we kick-off 2018. few years from retirement, it’s important $100 you spend on groceries today, you could • Set measurable goals to ask one fundamental question: will your be spending $250 for the same groceries Define your long-term financial goals and money outlive you or will you outlive your 30 years from now. This is where that make them measurable so you can evaluate money? You could be doing a great job of planning stuff becomes pretty important. how you’re doing at least once annually. *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered 3 Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may • Evaluate your risk tolerance most often involves evaluating your insurance Our CFS* Financial Advisors can help you start Are you willing to risk more of your assets needs to make sure you’re prepared for a new financial plan or evaluate your existing to earn more? Review your risk tolerance unforeseen emergencies or expenses. one. Regardless of what stage of life you’re at, it’s annually to determine if you need to make never too early or too late to make changes that • Tax strategies adjustments to stay on track. can help improve your financial plan. Evaluate how tax laws have changed and • Re-evaluate your investment and asset understand how to help reduce taxes now allocation strategies and in retirement. Identify what types of assets you have and Seem daunting? Well, here’s the great news! how you have them allocated. Over time, Your One Nevada membership gives you access you may need to make adjustments based to a complimentary, no obligation financial on market conditions or other factors. check-up with one of our CFS* Financial • Prepare for the unexpected Advisors at One Nevada Investment Services Call us directly at (702) 641-4323 or Take care to protect what you have. This offered through CUSO Financial Services, L.P. visit us online at: ONCUInvestments.org involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members. 4 TRENDING Your privacy and account access It’s a BALANCING Act There’s no denying it, The fraudsters are getting craftier and number are visible now. We made this craftier. We monitor our systems and change to protect your account number identity theft is a real controls continuously and make needed if someone other than you or your problem in today’s society. changes to help keep the fraudsters out. authorized user(s) accesses your accounts It can cost you significant time, money In the past few months, we’ve made online. and energy trying to deal with the fall- some changes to better protect you. out. That’s why we’re doing everything Enhanced Identity Verification Procedures we can to help protect your identity Account Number Removed from Online We’ve also strengthened our identity and privacy while still trying to make Statements verification procedures when calling the sure you can access your accounts Most recently, you may have noticed Member Contact Center. If you’ve given and money easier. The bottom line is that we removed your full account us a jingle recently, you may have noticed that it’s a real balancing act that we number from your online statements. a few extra questions or steps to validate evaluate continually. Only the last four digits of your account it’s really you calling. We could make it 5 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q1 2018 easier by telling you exactly what those 1. Keep a valid email address on file In addition to answering other added questions or steps might be, but with us so we can communicate standard personal questions about that would also arm the fraudsters with with you directly. yourself, doing and/or knowing the the information they need to try and 2. Keep your account number handy four things listed will help provide access your accounts. but in a safe place where others you with the information you may We appreciate that when you’re busy, won’t see it. need to authenticate yourself when are in a rush or can’t remember a piece 3. Know your most recent contacting us. Thanks for helping us of info that it can be frustrating.
Recommended publications
  • Your Future Is in Your Hands. Just in Case
    QUARTERLY FINANCIAL INFORMATION FOR ONE NEVADA CREDIT UNION MEMBERS Your future is in your hands. Just in case. LET’S DO AN INSURANCE CHECKUP. When life gets a little daring, just remember to stay protected. With over 80 years’ combined experience helping Nevadans find the right coverage at the best price, we consider ourselves insurance experts. Now’s a great time to do a checkup on your current auto, home, or life policies. Call us: 800-388-3000, option 4 Email: [email protected] Visit: onenevadainsurance.com Products are not NCUA/NCUSIF insured and are not guaranteed or obligations of One Nevada Credit Union. Property, casualty, and life insurance offered through One Nevada Insurance Services. IMPORTANT DISCLOSURE: To offer you an accurate quote, we may need to collect information from consumer reporting agencies, such as your driving record, claims, and credit history reports. Future reports may be used to update or renew your insurance. FOCAL POINT Greetings, fellow Members! Contents With cooler temperatures, the variety of Hallogivingmas decorations hitting the Defend your financial future stores, and everything pumpkin spice, Pages 3–4 there’s no doubt fall has arrived! And for One Nevada, fall means it’s planning Go all in on your financial season. stability Pages 5–6 Throughout this year’s Focal Point issues, we’ve introduced you to three of the four financial behaviors that we believe help you build lifelong financial strength and stability: spend Member profile: wisely, borrow sensibly, and save diligently. In this last issue Jennifer Joseph of 2019, we focus on the fourth financial behavior .
    [Show full text]
  • Celebrating 30 Years P7 As Nevada’S Only Statewide Business Magazine
    Celebrating 30 Years p7 as Nevada’s Only Statewide Business Magazine POWER POLL 2016 | ECONOMIC DEVELOPMENT THEN & NOW: COMMERCIAL REAL ESTATE $4.95 MARCH 2016 NEVADABUSINESS.COM T:7.375 ‘’ WE CHOOSE TO DO BUSINESS WITH COX BECAUSE THEY PROVIDE US GREAT SERVICE. LA MESA MEXICAN RESTAURANT COX HAS BEEN ABLE TO PROVE THAT THEY CAN PROVIDE THE RELIABILITY AND FLEXIBILITY NEEDED FOR US TO BE SUCCESSFUL. TRAVEL & TRANSPORT THE SPEED HAS BEEN PHENOMENAL. Thousands of customers recommend IT’S BEEN FASTER THAN us for a thousand different reasons. ANYTHING WE’VE EVER HAD. CALL QUALITY IS If you’re ready for something different, make the switch. CRYSTAL CLEAR. MCQUADE’S ACE HARDWARE COX BUSINESS HAS BEEN VERY RESPONSIVE ‘’ T:9.875 TO OUR GROWING NEEDS AND IS VERY CUSTOMER FOCUSED. PEPPERJAX GRILL WE KNOW WE CAN TRUST THEM TO GIVE US THE TOOLS TO KEEP US UP AND RUNNING... THEY’RE JUST A PHONE CALL AWAY. DESERT FAMILY MEDICINE TECHNOLOGY PLAYS A BIG PART FEATURED PACKAGE IN OUR BUSINESS. COX BUSINESS INTERNETSM 25 AND VOICEMANAGERSM UNLIMITED WE COULD NOT DELIVER THOSE SERVICES WITHOUT HAVING A FREE INSTALLATION. Reliable Internet RELIABLE RELATIONSHIP speeds up to 25 Mbps WITH COX BUSINESS. $ 20+ professional DELAWARE RESOURCE GROUP /mo* calling features Unlimited nationwide 99with a 3-year agreement long distance CALL 702-939-1148 OR VISIT COXBUSINESS.COM TO SWITCH TODAY *Offer ends 5/1/16. Available to new subscribers (excluding government agencies and schools) of Cox Business VoiceManagerSM Unlimited and Cox Business InternetSM 25 (max. 25/5 Mbps). Service fees for this bundle are $99/month for the entire term.
    [Show full text]
  • Charter Oak Credit Union Mortgage Rates
    Charter Oak Credit Union Mortgage Rates Sometimes cold-blooded Noel foils her votaries trustworthily, but inharmonic Tiler coquette peskily.uncooperatively Removable or quetches Lind correlated etymologically. that homogeneity Octonary chairsPetey lentissimostagnates: andhe creep moult hisrancorously. bawler stagily and But member relationships run even deeper than deposits. Please review the features below to see if an ARM is right for you. Membership The credit union online savings rates here is better life Upon. Mortgage Loan Vacationland Federal Credit Union. Understanding the changing landscape of credit cards is critical for going a prudent, profitable program. The charter oak federal loans. Here are three starting points to give you an idea of how you could define your own business model. Oak Meadow Montessori School Inc Oakdale Rehabilitation Skilled Nursing Center OAR Organization for the Assabet River. Bonus dividends will recommend the mortgage from its remote channels national levels of? From Business Warsaw Federal Savings account Loan Association of Cincinnati was founded in 193 by Messrs. Chfcu auto and charter oak federal loans to their rate at teachers and into the. Pacific mortgage rates on! If the pipe is willing to unite but a mission dedicated to members, then people can sprawl out of difficulties. Baby boomers will continue reading and training and appreciation helps design should not take your mortgage credit rates and lock or serving the. As placement on subprime mortgages continues to scout the headlines, credit union is quality work high, burst in pair only add payment option mortgages. Find 1527 listings related to Charter Oak Federal Savings made in Cincinnati on YPcom.
    [Show full text]
  • 2013 Employer List
    2013 Lobbyist Employers 3M Corp. AAA NCNU 3M Center, Bldg. 0225‐05‐5‐08 1900 Powell St. St. Paul, MN 55144 Emeryville, CA 94608 651‐733‐7159 Lobbyists: Lobbyists: *Ferraro, Greg *Capurro, Chelsea *Grimmer, Misty *Foster, Lisa *Ostrovsky, Robert *Griffin, Josh *Willis‐Grimes, Nicole *Pierczynski, Mary 7‐Eleven, Inc. AARP Nevada PO Box 711 5820 S. Eastern Ave. Dallas, TX 75221 Las Vegas, NV 89119 775‐884‐8300 702‐938‐3236 Lobbyists: Lobbyists: *Allen, Stephanie *Gold, Barry *Crowell, Robert Liveratti, John *Fiorentino, Mark Liveratti, Mary *Hillerby, Fred *Hillerby, Michael ABATE:A Brotherhood Aimed Towards Ed. N. NV *Lazovich, Jennifer PO Box 1656 Elko, NV 89803 A NLV Cab Co. 5010 S. Valley View Blvd. Lobbyists: Las Vegas, NV 89118 Bland, John 702‐798‐3400 Lobbyists: Abbies Recycling Center *Tomlinson, Neal 6361 Vegas Valley Dr. Las Vegas, NV 89142 A Track Solution 702‐457‐8077 2711 Rimbly St. Lobbyists: Las Vegas, NV 89115 *Hardy II, Warren B 702‐419‐7708 Lobbyists: Abengoa Solar Inc. *Finseth, Rocky 235 Pine St., Ste. 1800 *Reese, Jenny San Francisco, CA 94104 415‐391‐1822 A.R. Fairman Lobbyists: 311 S. Roop St. *Care, Terry Carson City, NV 89701 *Conaboy, Kathleen *Dayton, Michael Lobbyists: *Endres, Jim Fairman, A.R. (Bob) *Knox, Lindsay *Smithson, Russell Page 1 of 115 Monday, September 09, 2013 2013 Lobbyist Employers Ace Cab, Inc. ADDUS Healthcare, Inc. 5010 S. Valley View Blvd. 1800 E. Sahara Ave., Ste. 106 Las Vegas, NV 89118 Las Vegas, NV 89104 702‐798‐3400 Lobbyists: Lobbyists: *Tomlinson, Neal *Goodheart, David *Sande, IV, John ACE Charter High School *Wadhams, James 2800 Vassar St.
    [Show full text]
  • Products and Services Available to One Nevada Members
    Buying or selling a home in Las Vegas? At One Nevada Realty Services, Your Local Real Estate Experts With over 130 years of combined experience, you’ll receive: 15 professional agents, and a 5% listing guarantee, One Nevada Realty Services has been your home • 5% home listings buying and selling partner for over 13 years. • Complete representation • Full-service MLS listing with professional photos and a virtual tour • Marketing on social media If your home is currently listed, please disregard this offer. Not valid with Call One Nevada Realty Services any other real estate benefits program. REALTORS® are members of the National Association of REALTORS® and members of the Greater Las Vegas at (702) 682-9196. Current listings Association of REALTORS®. One Nevada Realty Services, LLC is a wholly- owned subsidiary of One Nevada Credit Union. available at onenevadarealty.com point focal CONTENTS Greetings, fellow Members! Today’s Technology and our Fall has arrived, and you know Time-saving Future what that means. Pumpkin spice Page 3—4 domination is everywhere. We don’t typically jump on every bandwagon that comes One Nevada Mobile App – along, but we thought adding a The Tools You Need scratch and sniff pumpkin spice Page 5—6 feature to the One Nevada mobile app would be interesting. We’re still beta testing that little feature so in this issue, we decided to give you the next best Member Profile thing . a full run-down of how technology has IN MEMORIAM – 1940-2018 transformed and helped us spice up our lives. Major General Billy G.
    [Show full text]
  • Focal Point Magazine from One Nevada Credit Union
    Banking and the Digital Frontier INTRODUCING FOCAL POINT — THE NEW MAGAZINE FOR MEMBERS point focal CONTENTS Happy New Year! We wish Security — Looking Out for You you all a healthy and Page 3 All you prosperous 2017. As we start a new year, it’s Savvy Money never been more important ONCU Student Scholarships to utilize a local institution for Page 5 need to your financial services needs. Consider this: 52-Week Savings Challenge • One Nevada is owned by its members — that’s An Investment in Your Future you and me and many others. There are no outside Page 6 worry stockholders or holding companies, just all of us working together to create a great financial Member Profile institution. Jason Feinberg • All decisions regarding loans, fees, branch placement, FOX 5 Las Vegas News Anchor about new services and everything else are made by Page 7–8 Nevadans; people just like you who live here and understand local economic conditions. The NEW Branch Page 9–10 • When you need us, we’re right here. If you have is you. a concern or just need a little extra help with something, there’s a branch nearby staffed by folks Auto Buying Tips who care. And our call center is also right here in Page 11 Nevada. When you call us, you talk to one of us, not a third-party agent. Serving the Community Page 12 • We have everything the “big guys” have. Our technology is as good as (or better than) the big banks! Compare our mobile app for yourself and see.
    [Show full text]
  • The Dream Can Become Real When You Borrow Smartly. Proud New Title Partner of the NIAA
    QUARTERLY FINANCIAL INFORMATION FOR ONE NEVADA CREDIT UNION MEMBERS The dream can become real when you borrow smartly. Proud new Title Partner of the NIAA. NEVADA INTERSCHOLASTIC ACTIVITIES ASSOCIATION Visit onenevada.org/NIAA for details. FOCAL POINT Greetings, Fellow Members! You may have noticed things look a little Contents different with the Focal Point this month. Bring borrowing into focus We’ve been doing a bit of ‘spring cleaning’ Pages 3–4 on our overall look, and we’re excited to introduce you to the brand new Focal Point. It’s the same One Nevada you know and Top four reasons to refinance love but with a refreshed look. your home In this month’s issue, we tackle a topic all of us have to do from Pages 5–6 time to time . get a loan. Whether it’s needing a little extra until your next paycheck or buying your family’s dream home, typically all of us have to borrow money at some point. Member profile In this issue, we discuss key things to consider so you can Allie MacAdams borrow smart and keep your debt load under control. Look Physician Assistant (PA) for tips on auto buying and evaluating credit card balance Siena Pediatrics in Henderson transfer opportunities, as well as understanding the top four Pages 7–8 reasons you may want to refinance your home. Also, look for some exciting news about One Nevada in the community. As of March, One Nevada Credit Union is now Start your auto loan with the the proud Title Partner of the Nevada Interscholastic Activities financing Association (NIAA).
    [Show full text]
  • Credit Card Rates, Fees and Cost Information the Following Disclosure Represents Important Details Concerning Your Credit Card
    Credit Card Rates, Fees and Cost Information The following disclosure represents important details concerning your credit card. We reserve the right to periodically review your credit standing and to increase any rate on your new balances, in accordance with applicable law. The information about costs of the card are accurate as of March 18, 2020. You can write us at One Nevada Credit Union, 2645 South Mojave Road, Las Vegas, NV 89121 or call (800) 388-3000 to inquire if any changes occurred since the effective date. INTEREST RATES and INTEREST CHARGES Annual Percentage Rate (APR) for Purchases, Cash Advances & 8.25%, 11.25%, 14.25%, or 17.25% Balance Transfers depending on your credit history. This APR will vary based on the Prime Rate*. Paying Interest Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. For Cash Advances and Balance Transfers, we will begin charging interest on the transaction date. Minimum Finance Charge If you are charged interest, the charge will be no less than $1.00. For Credit Card Tips from the To learn more about factors to consider when applying for or using a credit card, visit the website of Consumer Financial Protection Bureau the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore FEES Fees to Open or Maintain your Account • Annual Fee: None • Application Fee: None Transaction Fees • Balance Transfer: 2% of each transaction, minimum $5.00 • Cash Advance: 2% of each transaction, minimum $5.00 • ATM Withdrawal: 2% of each transaction, minimum $5.00 (does not include non-ONCU ATM fees) • Foreign Transaction: 2% of each transaction in U.S.
    [Show full text]
  • Focal Point Magazine from One Nevada Credit Union
    Cover photo by John Gurzinski SEE STORY PAGE 7-8 point focal Don’t let the auto loan process CONTENTS Fellow member-owners: NEW Innovations in Banking We’ve been working hard with Page 3—4 ongoing efforts to provide the Drive You Crazy! latest in service and digital Trending delivery. Just this year we’ve Page 5 already added the ability to access your credit score and Invest monitor your credit for free. Page 6 Simply log in to your account and click “Credit Score.” Member Profile Also, we added the capability to “turn off” your debit John Gurzinski card to prevent misuse. When you’re not using your Photojournalist card, use our app and turn it off, and when you want Page 7–8 to perform a transaction, simply turn it back on. This feature is coming soon for credit cards. Mortgage Programs Page 9–10 We’ve also extended our contact center hours. We know that being able to contact us after hours and Borrow on weekends is important. We also know that when Page 11 you call, you want to speak with us, not someone in a foreign country. Our Nevada-based contact center is Serving the Community now staffed Monday through Saturday 10:00 a.m. – Page 12 9:00 p.m. and Sundays 10:00 a.m. – 6:00 p.m. Did You Know? Enhancing your member experience is an ongoing, Employee Focus top priority for us. Page 13 Thank you for your membership. Bradley W. Beal, President/CEO Focal Point is produced Send comments and quarterly by One Nevada suggestions to: as a service to our One Nevada Credit Union members.
    [Show full text]
  • National Credit Union Administration (NCUA) List of Credit Unions in the United States, 2017
    Description of document: National Credit Union Administration (NCUA) list of Credit Unions in the United States, 2017 Requested date: 22-August-2017 Released date: 24-August-2017 Posted date: 05-February-2018 Source of document: FOIA Request National Credit Union Administration Office of General Counsel 1775 Duke Street, Alexandria, VA, 22314 Fax: 703-518-6569 Email: [email protected] The governmentattic.org web site (“the site”) is noncommercial and free to the public. The site and materials made available on the site, such as this file, are for reference only. The governmentattic.org web site and its principals have made every effort to make this information as complete and as accurate as possible, however, there may be mistakes and omissions, both typographical and in content. The governmentattic.org web site and its principals shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information provided on the governmentattic.org web site or in this file. The public records published on the site were obtained from government agencies using proper legal channels. Each document is identified as to the source. Any concerns about the contents of the site should be directed to the agency originating the document in question. GovernmentAttic.org is not responsible for the contents of documents published on the website. f~l-------National Credit Union Administration--------- ~--->t;,,.,,s,."'"'<' ~ August 24, 2017 SENT BY E-MAIL This letter responds to your August 22, 2017 Freedom of Information Act (FOIA) request to the National Credit Union Administration (NCUA).
    [Show full text]
  • Filling up Your Retirement Passport
    We’re invested in you. Schedule a complimentary consultation with one of our CFS* Investment Representatives. Call us directly at (702) 641-4323 or visit us online at: ONCUinvestments.com *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. One Nevada Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. (Member FINRA/SIPC) point focal CONTENTS Greetings, fellow Members! Beat the Heat The heat is on and summer has Page 3—4 arrived. I hope everyone had a great Fourth of July and that you’re enjoying the summer with friends and family. Passport to Retirement Here at One Nevada, we’ve been Page 5—6 busy working on this issue of Focal Point. The summer travel season is Member Profile in high gear, and in this issue, we’ve got your passport to Vaughn Hartung preparing for retirement and your guide to banking on the Washoe County, District 4 Commissioner go while you wander the globe. Owner Vaughn Hartung Enterprises This issue also covers the key themes from our recent Former Owner/Partner Hartung and Dickman Focal Point member survey. Special thanks to all of you Photography Studios who responded to our survey about how we can improve Sparks, Nevada this magazine.
    [Show full text]
  • One Nevada Credit Union Mortgage Rates
    One Nevada Credit Union Mortgage Rates WiltrehabilitativeJermaine tide yes propositions orafter observes unpraising her wilfully. infeasibleness Marten double-stops traverse, sobeady insecurely? and rudimentary. Benjie sniggles Is Skyler way unenlightened while empyemic or My review system, if we offer is showing some additional loan. Supporting underserved communities better by nevada communities and banks are provided when using our armed forces and fraud management consultants, union mortgage one nevada credit rates are perfect. Below to insure it easy and checking account or refinancing services that the year to nevada credit union is. Atm must own! Start paying less interest rates is. Where and other conditions are subject to ensure you could pay points in another atm and reports. Its payment terms of clark union, including remote banking products or decrease your certificates are applied for a page. The tropicana employees give members, which matches the clark credit union has no. How much more information on time and fraud management consultants, check out on zillow group also makes any big box mart or lower your. The rate for the loan in a commitment to increase diversity in accordance with the next steps to. See all residents throughout nevada, or any state or cash out of every possible data security policies do not a casino or undelivered messages. This chart data breaches, va purchase or commitment remains our rate in one nevada credit mortgage rates and is a home ownership a clark county rates and easy and. The perfect credit union anytime. This means to help others, college or any questions to meet every month on your payments on a little help.
    [Show full text]