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At One Nevada Realty Services, Your Local Real Estate Experts With over 130 years of combined experience, you’ll receive: 15 professional agents, and a 5% listing guarantee, One Nevada Realty Services has been your home • 5% home listings buying and selling partner for over 13 years. • Complete representation • Full-service MLS listing with professional photos and a virtual tour • Marketing on social media
If your home is currently listed, please disregard this offer. Not valid with Call One Nevada Realty Services any other real estate benefits program. REALTORS® are members of the National Association of REALTORS® and members of the Greater Las Vegas at (702) 682-9196. Current listings Association of REALTORS®. One Nevada Realty Services, LLC is a wholly- owned subsidiary of One Nevada Credit Union. available at onenevadarealty.com point focal CONTENTS Greetings, fellow Members! Today’s Technology and our Fall has arrived, and you know Time-saving Future what that means. Pumpkin spice Page 3—4 domination is everywhere. We don’t typically jump on every bandwagon that comes One Nevada Mobile App – along, but we thought adding a The Tools You Need scratch and sniff pumpkin spice Page 5—6 feature to the One Nevada mobile app would be interesting. We’re still beta testing that little feature so in this issue, we decided to give you the next best Member Profile thing . . . a full run-down of how technology has IN MEMORIAM – 1940-2018 transformed and helped us spice up our lives. Major General Billy G. McCoy From transportation to reading to TV watching USAF, Ret. and even banking, technology offers us more ways Member, One Nevada Board of Directors than ever to stay connected and save time, money and 1994 – 2018 hassle. With today’s smart phones, you can access and Page 7–8 manage your money from wherever you are. We believe we offer one of the best mobile apps in the market today. In the last few months, we Yesterday’s Sci-fi is Today’s Reality decided to test that belief. See page 5-6 for the results Page 9–10 and explore all that you can do with the One Nevada mobile app. Kid Fin-Tech On a sad note, in this issue we also honor the memory of Major General Billy G. McCoy, USAF, Page 11 Ret., who passed away on August 23. Along with his distinguished military career, General McCoy also Serving the Community served on the One Nevada Board of Directors from Page 12 1994 until his passing. With heavy yet grateful hearts, we at One Nevada honor his sacrifice and service to our country, our community and our credit union. Did You Know? Employee Focus Best regards, Page 13 Paul Parrish, President/CEO
Focal Point is produced Send comments and quarterly by One Nevada suggestions to: as a service to our One Nevada Credit Union members. Our goal is to Focal Point help you understand all 2645 South Mojave Road FOCAL POINT STAFF that membership offers Las Vegas, NV 89121 you, provide financial Deborah Colby, SVP MARKETING/CMO education and present [email protected] Jennifer Salvador, AVP MARKETING topics important to you. For address corrections, please speak with a Financial Jake Ludens, AVP MARKETING Copyright ©2018. One Nevada Service Representative or Lisa Jansen, AVP MARKETING — NORTHERN NEVADA Credit Union. All rights reserved. call us. Reproduction, in whole or in part, Jara Pearson, DIGITAL MEDIA STRATEGIST without written permission is To find a branch in your area, prohibited. Insured by NCUA. go to OneNevada.org or Greg Pace, SR GRAPHIC DESIGNER Equal Housing Lender. download our mobile app. Today’s Technology and our Time-saving Future.
or generations, we’ve and sharing restaurant reviews. We can HOW WE SHOP fanaticized about flying even get real-time driving conditions with In-store shopping used to be the thing. It cars, teleporters and apps like Waze. was an American pastime, more or less. Now, wild technologies that Amazon and other online retailers have made HOW WE SHARE would give us unlimited it possible to compare prices with several F Social media isn’t just about communicating free time. That future has not happened. retailers simultaneously and get it delivered with one person at a time, it’s also about faster than ever. Experts predict that online Yet. But the technology we do have isn’t communicating with your entire family shopping will continue to grow. In addition, just giving us more free time, it’s also and long list of friends with a single click near-field communication (NFC) payments changing the way we interact with the or tap. Just upload your latest vacation are also growing. If you have a smartphone, world around us. photos and you’ll get instant feedback on options such as Apple Pay and Google Pay the experience. This has probably been one HOW WE FIND ANSWERS make it possible to use your smartphone to of the greatest advents when it comes to Already, Google and other search engines conduct credit or debit card transactions at parents of young children sharing photos save us time by answering every question the register. and videos with friends and family who we have in a split second. Decades ago, if might live thousands of miles away. we had a question, we went to the local HOW WE BANK Technology has completely changed how library and scoured through reference HOW WE WATCH TELEVISION we manage our money. At One Nevada, we books and other materials until we found It might seem contradictory, but average continue to bring you the latest in digital it. Or we asked someone really smart and adult television viewership is down slightly banking options, so you can bank wherever hoped they were correct. at five hours and four minutes per day. you are. To change the way you bank, just Researchers say the reduction is due to HOW WE TRAVEL download the One Nevada Mobile App and additional choices, including streaming Travel sites and apps are changing the log in to Online Banking. It will save you time and commercial free options. Recent way we get around. Whether we’re by allowing you to deposit checks, pay bills, reports show that 50% of Americans have taking a bus, airplane, boat or car, or transfer money, check your balances and a streaming subscription service such as staying at a hotel or resort, technology is find an ATM all from your phone. We’ve also Netflix or Hulu. The time Americans spend part of the process. Shopping platforms packed it with money-saving tools that allow watching content on tablets has increased and apps such as Priceline help us find you to redeem debit card rewards at local dramatically over the past few years. the lowest fares and costs possible. Need retailers, as well as check your credit score and more proof? Car rental companies have HOW WE READ monitor your credit anytime you like. recently reported less earnings in part, Studies show that just over 70% of American DOWNLOAD THE ONE NEVADA MOBILE APP due to rideshare apps like Uber and Lyft. adults read at least one book per year. On for your iOS (Apple) or Android device from average, a person will read 12 books in a HOW WE COMMUNICATE your app store today. year. While those numbers are down from Email and text messages are popular, past decades, e-readers and tablets have for sure. But social media and other Need help? We’re here to assist you in loading made it possible to take whole bookstores smartphone apps have made it even the app, getting it working and helping you with us on vacation or on the bus. Plus, it easier to communicate with other people understand all the features. Just stop by any has become the preferred way to digest around the globe. That includes dating branch or give us a call at (800) 388-3000. news and other media.
3 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 ONENEVADA.ORG | Q4 2018 4 The tools you need
ne Nevada’s technology team is always working to stay on top of the latest financial innovations to offer you the Obest mobile app experience possible. As part of our ongoing improvement efforts, One Nevada recently partnered with a mobile research firm to find out how the One Nevada Credit Union mobile app stacks up against leading financial institutions. We’re excited and proud to report that our app contains more features than several financial institutions apps in Nevada and across the country. In fact, we offer 100% of the most common mobile app features offered by national STAY IN THE KNOW financial institutions such as Wells • Receive low balance Fargo, Bank of America, and Chase. and transaction Read on to discover all that you can do alerts with the One Nevada mobile app. CHOOSE YOUR LOG IN • Touch ID – Only your fingerprint works • Facial Recognition – FIND ATMs OR Smile! Then access your BRANCHES account • Map directions to • PIN Login – A secret the closest ATM or code only you know branch • Get branch hours
VIEW BALANCES AND TRANSACTIONS • Check your current balances CHECK BALANCES • View transaction details QUICKLY • See your full account • Log in and swipe statement left to see your account balances
5 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 The tools you need ALL IN ONE PLACE.
MAINTAIN YOUR BUDGET SEND MONEY OR SPLIT THE BILL • With KeepTrack® built right in, you • Quick, simple payments to your can manage your budgets and friends and family with spending with cool graphs One 2Pay®
CLAIM REWARDS AND OFFERS • Claim the cash you have DEPOSIT CHECKS earned from your One ANYWHERE Checking Rewards account • Take a selfie of your • Save monthly with Ca$h check and deposit with Perks offers Remote Check Deposit APPLY FOR A LOAN • Apply for an auto, mortgage or personal loan 24/7/365
CONTROL YOUR DEBIT CARD • Turn your debit card off when you’re not using it • Set spending limits to help keep your budget in check • Don’t shop online? Block online payments • Don’t need cash? Block ATM transactions
Download the latest version of the One Nevada Credit Union app to enjoy all of our newest features and security enhancements.
Don’t have the One Nevada Credit Union app? Grab it today ONENEVADA.ORG | Q4 2018 for IOS and Android devices. 6 MAJOR GENERAL BILLY G. McCOY USAF, Ret. IN MEMORIAM
Board of Directors One Nevada Credit Union — 1994-2018
Commander of the U.S. Air Force Tactical Fighter Weapons Center, Nellis Air Force Base, Nevada, Ret.
A Life of Distinguished Service to Family, Country, Community and the Credit Union.
ith heavy hearts, and served his country with distinction we said goodbye for thirty years, rising to the rank of Major General in 1989. Billy flew 223 W to our dear friend combat missions with the 4th Tactical and board member Billy G. Fighter Squadron out of Da Nang McCoy on August 23. Air Base, Republic of Vietnam. Some of his other notable assignments General McCoy was a true family included squadron commander of man who will be remembered for the 91st Tactical Fighter Squadron in his service to his country, community Bentwaters, England; commander of and the credit union. General McCoy the 1st Tactical Fighter Wing, Langley, entered the Air Force in June 1963 Va.; deputy chief of staff for operations
7 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 of NATO’s Second Allied Tactical Air through January 2007. The General also To read more about McCoy’s Force, Rheindahlen, West Germany; and served as trustee of the community College military career, visit commander of the U.S. Air Force Tactical of Southern Nevada and was an active af.mil/AboutUs/Biographies/ Fighter Weapons Center, Nellis Air Force member of the Nellis Support Team. Display/Article/106331/major- Base. The General was a member of the credit general-billy-g-mccoy/ Upon retiring from the Airforce union since 1989 and joined the Board of in 1993, McCoy had a career at Directors in 1994. He served the Board for To read his obituary, visit Boyd Gaming serving as Director 24 years and in that time, he was chairman http://obits.reviewjournal. of Development. He also served four times. He will be sorely missed by his com/obituaries/lvrj/obituary. as President and COO of Luscombe fellow board members and family at One aspx?n=billy-mccoy&pid=190228668 Aircarft Corporation from 1997 to 2001 Nevada as well as family, friends and all while serving on their board from 1997 those he touched. May he rest in peace.
ONENEVADA.ORG | Q4 2018 8 Yesterday’s sci-fi is today’s reality.
ack in the 1980s, a series of ELECTRONIC PAYMENT SYSTEMS: movies called Back to the In the film, several instances of electronic Future was all the rage. Part payments can be found. These have two of that trilogy was become a reality with the advent of Apple B Pay , Google Pay and even our One2Pay®. especially known for its predictions of the future – specifically 2015. Here’s a quick list VIDEO PHONES: While the versions of of the items the filmmakers got right and a video phone in the movie are much how those inventions may have gotten larger and seem to integrate televisions their inspiration from a movie about the with video conference calls, today’s smartphones make face-to-face calling time-traveling adventures of Marty McFly. quick, easy and very futuristic. Unlike the TABLETS: In the film, Marty is asked to sign a movie, it’s not easy to hack into another petition to save the clock tower. The person person’s video call. soliciting funds is carrying a tablet computer WEARABLE VIRTUAL REALITY: In Back and even asks Marty to sign his name and to the Future Part 2, the scene around make a donation using the tablet. Sure, it’s a the dinner table shows one of the kids bit clumsier than the models we have today, wearing what appears to be a virtual but the idea is still the same. Today’s tablet reality headset. Surprisingly, this is pretty computers have taken some of the basic close to what we have today. Using a features of a laptop and put them into a smartphone or video game console more user-friendly device. integration, anyone can utilize virtual DRONES: There are drones everywhere reality to watch movies, play games or in the movie, including drones that take get a virtual view of a home, office space pictures and video clips for the news. In one or shopping area. Even today’s hardware scene, police are hauling away one of the looks similar to what appeared in the film. movie’s bad guys while much of the media SMART SPEAKERS/VOICE ASSISTANTS: film the event via drone cameras. Today, we Voice-activated appliances such as the use drones for television shows and movies, Amazon Alexa and Apple Siri have become as well as police and military maneuvers. commonplace in American households. In Additionally, amateur pilots have adopted the movie, Marty McFly makes an order drones for their home movies as well as at an 80’s style restaurant with his voice other commercial enterprises. and the assistance of a virtual President DIGITAL CAMERAS AND VIEWING DEVICES: Reagan. Who wouldn’t want to talk to a Back when the movie was made, digital past president when getting directions or cameras were far-flung sci-fi. But with making a shopping list? today’s smartphones, digital photography has become commonplace. In the film, Doc Brown uses a camera-like device. Although he puts the device up to his face, like a non-digital camera, the idea of digital photography did become reality, just as the movie predicted.
9 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 Yesterday’s sci-fi is today’s reality.
ONENEVADA.ORG | Q4 2018 10 EDUCATION Kid Fin-Tech
e’re all spending more time learn. Players shop online with virtual in front of screens. It’s just a money, learning how to compare part of modern life, from our unit sizes, why buying in bulk is W smartphones to our work sometimes good and the importance computers, home televisions and tablets. of comparing prices. But what about our kids and grandkids? COST — THIS ONE ISN’T FREE, but the COST — FREE According to research conducted by the 5-star rating says a lot about the value nonprofit, Common Sense Media, kids of this app. PIGGYBOT — AGES 7 & UP 8 and under are staring at screens for 2 This is the same board game you grew up hours and 19 minutes per day. The same BANZAI FOR EDUCATION with, but with a modern twist. Kids still study found that those ages 8 to 12 are on This isn’t an app, but a premium online learn about money, insurance, investing and devices 4 hours and 36 minutes per day. financial literacy program being offered how to make smart financial decisions. While the American Academy of Pediatrics at schools throughout our community. urges parents to limit usage overall, for COST — IT’S NOT FREE. IMPORTANT: Backed by One Nevada Credit Union, Banzai those times when it’s unavoidable, why not in-game transactions are available, so teaches students how to navigate adult use their screen time to teach them about be sure to turn “off” in-game purchases finances. Ask your school if they offer Banzai money and finances? Here are a few of the (or set a password) before allowing little and get your student enrolled today. best financial education apps out there for ones to play by themselves. both Apple and Android devices. ARE YOU AN EDUCATOR? SAVINGS SPREE — AGES 7 & UP Visit onenevadacu.teachbanzai.com to RENEGADE BUGGIES — AGES 6 & UP This game teaches kids about earning bring this tool to your classroom. From the National Center for Families money, how to spend it wisely and how to Learning (NCFL), this fun and visually save. There is an emphasis on short- and stunning app teaches kids how to save long-term savings, why it’s important to money while shopping – a good skill to give to charity and when it’s smart to invest.
11 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 SERVICE KUDOS Balance Webinars DEVINY L. The bankers here are so nice and understanding! They’re very helpful and kind even when you’re confused/ worried about your account. I recently went in and had fraud on my account. Margaret was very We’re very excited to announce our free money management webinars! Learn helpful and fixed the problem for me. She the basics of financial planning, and create a future of security and opportunities. provided a number for me to call and I was Whether you’re an employee, member or friend, our webinars are packed with useful able to get my money back. She was so info, and are open to everyone. Just make sure to reserve your virtual seat. awesome! Thanks Margaret! You’re the best! onenevada.org/BalanceWebinars UPCOMING WEBINARS: Safeguarding Kids’ Identity and Online Privacy Session 1: Tuesday, October 9 at 10:30 a.m. Session 2: Thursday, October 18 at 5:30 p.m. Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyberbullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior. Breezing Through the Holidays Session 1: Tuesday, November 6 at 10:30 a.m. COMING UP Session 2: Thursday, November 29 at 5:30 p.m. Discovery Trick-Or-Treat It may be called “the most wonderful time of the year” but December can also be Join us at The Discovery Museum in Reno on filled with unwanted debt with holiday spending. Learn budgeting strategies and Saturday, October 28th for a hauntingly good tactics to avoid that year-end credit card crunch and sidestep debt traps in the future. time at the 8th annual Halloween Trick-or-Treat. Families will trick-or-treat in costume through the museum and enjoy science demos and treats for all of the little ghosts and goblins who attend. Visit us at the One Nevada booth and get a family photo and special Halloween treat. Tickets: $4 children/$3 adults. For more information, go to nvdm.org
Great Reno Balloon Race Hundreds of people stopped by our sponsor booth and decorated balloons to build a collaborative art display. We pledged to donate $1 per balloon decorated. Attendees decorated 478 balloons, so we took that number and doubled it, then we rounded up to donate $1,000 to Junior Achievement of Northern Nevada. ONENEVADA.ORG | Q4 2018 12 EMPLOYEE FOCUS Jeff Tibbits DID YOU KNOW? Vice-President Information Technology
How long have you been with the credit union The $100,000 bill and can you tell us a bit about your position? Eight years. I’m the VP of Information Technology. We manage all of the credit union’s digital technologies, including; networking infrastructure, applications, mobile apps, online banking and digital security. The IT team has more than 160 years of combined ONCU experience alone. I’d imagine this position could be quite stressful. What would you say keeps you on your toes the most? I would be stretching the truth, if I said that it wasn’t stressful. However, the rewards far exceed the stress. The desire to provide our members the absolute best financial services is what keeps us on our toes. Pride in One Nevada Credit Union is another thing that keeps us on our toes. With technology constantly advancing, how does the credit union ensure we’re he 100,000 Dollar Gold Certificate is the highest U. S. denomination. offering our members the latest Only 42,000 were printed. They were used only for transactions technology? ONCU invests between the Federal Reserve and the Treasury Department. These time and money to keep our IT notes were never issued for public circulation. When the team trained and up-to-date T with the latest technologies. Government stopped using them in the early 1960s, most were destroyed. We also consistently nurture the Only a few are known to have survived. They are housed at the Federal relationships we have with our remote\mobile Reserve Bank of San Francisco, the Bureau of Engraving and Printing, and the developers, as well as actively look for new Smithsonian Institute. applications to ensure that we are providing the It’s illegal for a private person to own one of these notes, and none has ever latest technology for our members. ONCU is continuing to gain a proactive grasp been in private hands. All 42,000 are accounted for. Source: nutmegcollector. on the upside of the new fin tech models and blogspot.com gain advantages of certain beneficial partnership opportunities. This week, two of our team members attended Finovate 2018 in NYC, which is one of the largest fin tech conferences ithe world. We believe the right partnerships hold promise for delivering new produts and services delvered in new ways to our members. What do you see coming in the near future in financial technology? Remote and mobile capabilities continue to be a top priority for us. In 2018, we enabled several new features in our mobile app. For 2019, we are excited that we have many great new enhancements on the horizon including a great new look and feel for our mobile app. Stay Tuned! What do you like to do in your free time? Any hobbies, sports? I enjoy fishing, boating, hiking and spending time with my family and friends.
13 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 What’s your high score? Game On! Your free credit score is now based on your credit score, you can power up your loan savings with better offers. Our free credit score service available in Online Banking. With a simple, gives you everything you need to stay ahead in your one time sign up, you’ll have free 24/7 access financial game. to your credit score and report. Go to the next level when you subscribe to free credit score email alerts. You’ll receive notifications when something changes in your credit report game. Then
SavvyMoney credit score provided is intended to help you understand the factors that affect your credit score and ways you may be able to save money with One Nevada Credit Union loan products. It is not used for loan approval purposes or for determining loan rates. Final Loan rates and approvals are based on information provided to the credit union when you apply for a loan. The credit score found in the credit report may be different than the credit score you see through SavvyMoney. The offers presented are not offers to lend. Terms and conditions and offers are subject to change at any time. PRSRT STD U.S. POSTAGE PAID Las Vegas, NV Permit No. 2020
Products and Services available to One Nevada Members Handy Information Checking Accounts Savings Accounts Loans OneNevada.org One Checking® Rewards— Tons Primary—Smart, simple savings. Auto—New, used and refinance. of free services, earn unlimited Southern Nevada Branches cash back on debit card Special Share—Save for a special Home Loans—First, second, home 12 in Southern Nevada, full branch listing at transactions, $5 monthly fee. occasion such as a wedding, equity and home equity lines of OneNevada.org. anniversary or vacation. credit. One Checking®—Tons of All branches except Nellis AFB, Share Certificates—Federally Personal—Signature, emergency, free services, no monthly fee M – F, 10:00 a.m. – 6:00 p.m. insured with terms from 3 months lines of credit, share secured and with 15 signature debit card Nellis AFB, M – F, 9:00 a.m. – 5:00 p.m. transactions per month or to 4 years, $1,000 minimum balance. credit builder. $2,000 in average daily balance. MoneyMaker—Flexible and Business—Specializing in Northern Nevada Branches Two in Northern Nevada, full branch listing at MyChecking—Free youth federally insured savings at commercial real estate lending. competitive rates. OneNevada.org. account for ages 15–17, tons of VISA® Credit Cards—Low-rate, free services. Preferred Money Market—Earn a low-fee Signature card with CU All branches, M – F, 10:00 a.m. – 6:00 p.m. Essential—Free account for higher rate if you have a relationship Rewards™ and cash back options with our Investment Group. available. lower-income members, tons of Extended Contact Center Hours free services. IRAs—Roth, regular and Coverdell Advance Pay Short Term Loans— Educational IRA options available Borrow up to $1,500 for two weeks M – S, 10:00 a.m. – 9:00 p.m. with Share Certificates and for less than the other guys. MoneyMaker. Sunday, 10:00 a.m. – 6:00 p.m.
* ** ATM Locations Insurance Investments Realty Services 44 One Nevada ATMs in Nevada, full ATM listing Auto—We shop multiple carriers 401K Rollovers—Many IRA rollover 129 combined years of experience at OneNevada.org. to find you the best rates. options available. representing buyers and sellers. Home—We’ll get you all the Annuities, Mutual Funds and Over 46,000 fee-free Allpoint ATMs – visit protection you need. Brokerage Accounts—Get income Remote Banking Services allpointnetwork.com to find ATMs near you. you need for retirement. Life—Term, whole and mortgage Mobile Apps—Manage your account Lost/Stolen Cards protection. Financial Planning—Local with your smartphone or tablet, pay To report lost or stolen credit cards: representatives are ready to bills, deposit checks or send money. (800) 449-7728 Renters—Protects your personal personally assist you and your property and provides liability Allpoint ATMs—Enjoy 46,000 family’s needs. fee-free ATMs nationwide. To report lost or stolen debit cards: protection. (800) 528-2273 Retirement Planning—We’ll help AD&D—Covers you in the event Ca$h Perks—Get rewards based on you plan income strategies and where you shop everyday with your 24-Hour Debit Card Help Fraud / Disabled Visa of death or loss of a limb, sight, inheritance strategies. speech or hearing due to an debit or credit card. Debit Card: (866) 664-9364 accident. KeepTrack®—Pull all of your outside **Non-deposit investment products and Bill Pay Support accounts right into your One Nevada Credit Life & Disability—Pays off services are offered through CUSO Financial Metavante Corporation: (866) 873-9580 your loan in the event of death, Services, L.P. (“CFS”), a registered broker-dealer online banking account. (Member FINRA/SIPC) and SEC Registered makes your payments in the Investment Advisor. Products offered through Online Banking—View your Mobile Banking Apps event of a disability. CFS are not NCUA/NCUSIF or otherwise accounts, transfer funds, apply for Apple App Store: federally insured, are not guarantees or loans and more. Search “One Nevada Credit Union” Umbrella—Get liability coverage obligations of the credit union, and may above the limits of your auto involve investment risk including possible loss Online Bill Pay—Pay bills online for Google Play Store: and home policies. of principal. Investment Representatives are free. registered through CFS. One Nevada Credit Search “One Nevada Credit Union” Guaranteed Auto Protection— Union has contracted with CFS to make E-Statements—Save paper and Helps cover the difference non-deposit investment products and services postage. Holiday Closings between the balance of your available to credit union members. • October 26 – Nevada Day loan in an emergency. Social Media—Keep in touch with • November 12 – Veterans Day the credit union via Facebook, Twitter • November 22-23 – Thanksgiving Day *Products are not NCUA/NCUSIF insured and are not guaranteed or obligations of One Nevada and other online sites. Credit Union. Property, casualty and life insurance offered through One Nevada Insurance • December 25 – Christmas Day Services, LLC. IMPORTANT DISCLOSURE: To offer you an accurate quote, we may need to collect Account Alerts—Sign up for text or • January 1 – New Years Day information from consumer reporting agencies, such as driving record, claims and credit history e-mail alerts for information about reports. Future reports may be used to update or renew your insurance. your account.