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Products and Services Available to One Nevada Members Buying or selling a home in Las Vegas? At One Nevada Realty Services, Your Local Real Estate Experts With over 130 years of combined experience, you’ll receive: 15 professional agents, and a 5% listing guarantee, One Nevada Realty Services has been your home • 5% home listings buying and selling partner for over 13 years. • Complete representation • Full-service MLS listing with professional photos and a virtual tour • Marketing on social media If your home is currently listed, please disregard this offer. Not valid with Call One Nevada Realty Services any other real estate benefits program. REALTORS® are members of the National Association of REALTORS® and members of the Greater Las Vegas at (702) 682-9196. Current listings Association of REALTORS®. One Nevada Realty Services, LLC is a wholly- owned subsidiary of One Nevada Credit Union. available at onenevadarealty.com point focal CONTENTS Greetings, fellow Members! Today’s Technology and our Fall has arrived, and you know Time-saving Future what that means. Pumpkin spice Page 3—4 domination is everywhere. We don’t typically jump on every bandwagon that comes One Nevada Mobile App – along, but we thought adding a The Tools You Need scratch and sniff pumpkin spice Page 5—6 feature to the One Nevada mobile app would be interesting. We’re still beta testing that little feature so in this issue, we decided to give you the next best Member Profile thing . a full run-down of how technology has IN MEMORIAM – 1940-2018 transformed and helped us spice up our lives. Major General Billy G. McCoy From transportation to reading to TV watching USAF, Ret. and even banking, technology offers us more ways Member, One Nevada Board of Directors than ever to stay connected and save time, money and 1994 – 2018 hassle. With today’s smart phones, you can access and Page 7–8 manage your money from wherever you are. We believe we offer one of the best mobile apps in the market today. In the last few months, we Yesterday’s Sci-fi is Today’s Reality decided to test that belief. See page 5-6 for the results Page 9–10 and explore all that you can do with the One Nevada mobile app. Kid Fin-Tech On a sad note, in this issue we also honor the memory of Major General Billy G. McCoy, USAF, Page 11 Ret., who passed away on August 23. Along with his distinguished military career, General McCoy also Serving the Community served on the One Nevada Board of Directors from Page 12 1994 until his passing. With heavy yet grateful hearts, we at One Nevada honor his sacrifice and service to our country, our community and our credit union. Did You Know? Employee Focus Best regards, Page 13 Paul Parrish, President/CEO Focal Point is produced Send comments and quarterly by One Nevada suggestions to: as a service to our One Nevada Credit Union members. Our goal is to Focal Point help you understand all 2645 South Mojave Road FOCAL POINT STAFF that membership offers Las Vegas, NV 89121 you, provide financial Deborah Colby, SVP MARKETING/CMO education and present [email protected] Jennifer Salvador, AVP MARKETING topics important to you. For address corrections, please speak with a Financial Jake Ludens, AVP MARKETING Copyright ©2018. One Nevada Service Representative or Lisa Jansen, AVP MARKETING — NORTHERN NEVADA Credit Union. All rights reserved. call us. Reproduction, in whole or in part, Jara Pearson, DIGITAL MEDIA STRATEGIST without written permission is To find a branch in your area, prohibited. Insured by NCUA. go to OneNevada.org or Greg Pace, SR GRAPHIC DESIGNER Equal Housing Lender. download our mobile app. Today’s Technology and our Time-saving Future. or generations, we’ve and sharing restaurant reviews. We can HOW WE SHOP fanaticized about flying even get real-time driving conditions with In-store shopping used to be the thing. It cars, teleporters and apps like Waze. was an American pastime, more or less. Now, wild technologies that Amazon and other online retailers have made HOW WE SHARE would give us unlimited it possible to compare prices with several F Social media isn’t just about communicating free time. That future has not happened. retailers simultaneously and get it delivered with one person at a time, it’s also about faster than ever. Experts predict that online Yet. But the technology we do have isn’t communicating with your entire family shopping will continue to grow. In addition, just giving us more free time, it’s also and long list of friends with a single click near-field communication (NFC) payments changing the way we interact with the or tap. Just upload your latest vacation are also growing. If you have a smartphone, world around us. photos and you’ll get instant feedback on options such as Apple Pay and Google Pay the experience. This has probably been one HOW WE FIND ANSWERS make it possible to use your smartphone to of the greatest advents when it comes to Already, Google and other search engines conduct credit or debit card transactions at parents of young children sharing photos save us time by answering every question the register. and videos with friends and family who we have in a split second. Decades ago, if might live thousands of miles away. we had a question, we went to the local HOW WE BANK Technology has completely changed how library and scoured through reference HOW WE WATCH TELEVISION we manage our money. At One Nevada, we books and other materials until we found It might seem contradictory, but average continue to bring you the latest in digital it. Or we asked someone really smart and adult television viewership is down slightly banking options, so you can bank wherever hoped they were correct. at five hours and four minutes per day. you are. To change the way you bank, just Researchers say the reduction is due to HOW WE TRAVEL download the One Nevada Mobile App and additional choices, including streaming Travel sites and apps are changing the log in to Online Banking. It will save you time and commercial free options. Recent way we get around. Whether we’re by allowing you to deposit checks, pay bills, reports show that 50% of Americans have taking a bus, airplane, boat or car, or transfer money, check your balances and a streaming subscription service such as staying at a hotel or resort, technology is find an ATM all from your phone. We’ve also Netflix or Hulu. The time Americans spend part of the process. Shopping platforms packed it with money-saving tools that allow watching content on tablets has increased and apps such as Priceline help us find you to redeem debit card rewards at local dramatically over the past few years. the lowest fares and costs possible. Need retailers, as well as check your credit score and more proof? Car rental companies have HOW WE READ monitor your credit anytime you like. recently reported less earnings in part, Studies show that just over 70% of American DOWNLOAD THE ONE NEVADA MOBILE APP due to rideshare apps like Uber and Lyft. adults read at least one book per year. On for your iOS (Apple) or Android device from average, a person will read 12 books in a HOW WE COMMUNICATE your app store today. year. While those numbers are down from Email and text messages are popular, past decades, e-readers and tablets have for sure. But social media and other Need help? We’re here to assist you in loading made it possible to take whole bookstores smartphone apps have made it even the app, getting it working and helping you with us on vacation or on the bus. Plus, it easier to communicate with other people understand all the features. Just stop by any has become the preferred way to digest around the globe. That includes dating branch or give us a call at (800) 388-3000. news and other media. 3 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 ONENEVADA.ORG | Q4 2018 4 The tools you need ne Nevada’s technology team is always working to stay on top of the latest financial innovations to offer you the Obest mobile app experience possible. As part of our ongoing improvement efforts, One Nevada recently partnered with a mobile research firm to find out how the One Nevada Credit Union mobile app stacks up against leading financial institutions. We’re excited and proud to report that our app contains more features than several financial institutions apps in Nevada and across the country. In fact, we offer 100% of the most common mobile app features offered by national STAY IN THE KNOW financial institutions such as Wells • Receive low balance Fargo, Bank of America, and Chase. and transaction Read on to discover all that you can do alerts with the One Nevada mobile app. CHOOSE YOUR LOG IN • Touch ID – Only your fingerprint works • Facial Recognition – FIND ATMs OR Smile! Then access your BRANCHES account • Map directions to • PIN Login – A secret the closest ATM or code only you know branch • Get branch hours VIEW BALANCES AND TRANSACTIONS • Check your current balances CHECK BALANCES • View transaction details QUICKLY • See your full account • Log in and swipe statement left to see your account balances 5 SOUTH (702) 457-1000 | NORTH (775) 827-3880 | Q4 2018 The tools you need ALL IN ONE PLACE. MAINTAIN YOUR BUDGET SEND MONEY OR SPLIT THE BILL • With KeepTrack® built right in, you • Quick, simple payments to your can manage your budgets and friends and family with spending with cool graphs One 2Pay® CLAIM REWARDS AND OFFERS • Claim the cash you have DEPOSIT CHECKS earned from your One ANYWHERE Checking Rewards account • Take a selfie of your • Save monthly with Ca$h check and deposit with Perks offers Remote Check Deposit APPLY FOR A LOAN • Apply for an auto, mortgage or personal loan 24/7/365 CONTROL YOUR DEBIT CARD • Turn your debit card off when you’re not using it • Set spending limits to help keep your budget in check • Don’t shop online? Block online payments • Don’t need cash? Block ATM transactions Download the latest version of the One Nevada Credit Union app to enjoy all of our newest features and security enhancements.
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