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Magazine for All Competitive Exams MONTHLY ISSUE - AUGUST - 2015 CurrVanik’s ent Affairs Banking | Railway | Insurance | SSC | UPSC | OPSC | PSU A Complete Magazine for all Competitive Exams st June Yoga-21 YOGA POTENTIAL InternationalO Day ITSFULL of LIVE LIFE T Vanik’s Page et) ractice S ecutive (P IDBI-Ex et) ractice S New SSC-CGL (P Vanik’s Page 200 Updated MCQs 100 One Liners 40 MCQs on Computers 100 GK for SSC & Railway Vanik’s Knowledge Garden Leading Institute for Banking, Railway & SSC P u b l i c a t i o n s VANIK'S PAGE Mensuration for Competitive Exam Important Formula #1 Important Formula #16 Important Formula #17 Important Formula #2 Important Formula #18 Important Formula #3 Important Formula #4 Important Formula #19 Important Formula #5 Important Formula #20 Important Formula #6 Important Formula #7 Important Formula #8 Important Formula #21 Important Formula #9 Important Formula #10 Important Formula #11 Important Formula #22 Important Formula #12 Important Formula #13 Important Formula #23 Important Formula #14 Important Formula #15 Message from Director Vanik Publications EDITOR Mr. Pramod Padhi Dear Students, PUBLISHING MANAGER It is truly said that “What we show, so we reap” One’s present acts relations Smrutiranjan Chhatoi interactions endeavours and scarifies get accumulated as an aggregate of deeds and ADVISORS shape the course of life in future. G. Khatua B. R. Das This is the period where your every action is put to test to make you perfect achiever in future. ASSOCIATE EDITORS Satabdi Sagar Mohanty Samarendra Narayan Sahoo In your search for perfection we come forward to your rescue out experience and your commitment will definitely led to your success. DESIGNING & LAYOUT Vijaya Moharana Publisher : Subrat Kumar Chhatoi Printed and Published by : Vanik Publication Hope for the Best Printed at : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar With Best Wishes Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 _____________________________________________________ Subrat Kumar Chhatoi © Copyright Reserved No part of this magazine can be printed in whole or part without the written permission of the publisher. The editor and publisher have tried their best to verify the factual accuracy of the informations published, but do not take any responsibility for the absolute accuracy of the informations in the magazine. All disputes subject to Bhubaneswar (Odisha) Jurisdiction. MAGAZINE FOR THE MONTH OF AUGUST - 2015 EVENTS OF THE MONTH Memorandum of Understanding between University of Dhaka, Bangladesh and Council of Scientific and TURN IN INDIA-BANGLADESH Industrial Research, India for Joint Research on Oceanography of the Bay of Bengal RELATION : PM MODI’S VISIT TO Memorandum of Understanding between University of DACCA Rajshahi, Bangladesh and University of Jamia Milia Islamia, India Indian Prime Minister Narendra Modi visited neghbouring Handing over of Consent Letter by Insurance Bangladesh in June 2015. During the visit a number of bilateral Development and Regulatory Authority (IDRA), agreement covering diverse areas were signed at Dacca with the Bangladesh to Life Insurance Corporation (LIC), India Awamee League govt. led by Sheekh Hasina, that includes. to start operations in Bangladesh Exchange of Instruments of Ratification of 1974 Land Besides, during this visit of Prime Minister Modi to Bangladesh, Boundary Agreement and its 2011 Protocol its government conferred Award of Liberation Wa Honour on former Exchange of letters on Modalities for implementation of Prime Minister Atal Bihari Vajpayee. Vajpayee was awarded for 1974 Land Boundary Agreement and its 2011 Protocol his outstanding support for the country’s independence from Renewal of Bilateral Trade Agreement Pakistan in 1971 when he was a Lok Sabha member. Agreement on Coastal Shipping between Bangladesh and India Renewal of Protocol on Inland Water Transit and Trade INSURANCE BILL-2015 Bilateral Cooperation Agreement on Cooperation in the field of Standardization was inked between Bangladesh Indian insurance industry is one of the emerging sectors with huge Standards & Testing Institution (BSTI) and Bureau of growth potential. Foreign direct investment plays an important role Indian Standards (BIS). in the economic development of the country. However, Foreign Agreement on Dhaka-Shillong-Guwahati Bus Service and Direct Investment (FDI) is released in the insurance industry and its Protocol despite many years of debate, the regulations are still not altered Agreement on Kolkata-Dhaka-Agartala Bus Service and and there are still lots of restrictions. Foreign Investors are watching its Protocol India, ready for a piece of the action in the insurance market, but Memorandum of Understanding between Coast Guards there are still plethora of uncertainties, restrictions and potential Memorandum of Understanding on Prevention of Human socioeconomic risks. However, the Government is gradually taking Trafficking steps to open the sector. Indian Insurance Companies (Foreign Memorandum of Understanding on Prevention of Investment) Rules, 2015 mark a significant step in this direction. Smuggling and Circulation Fake Currency Notes In July 2014 the Union Government had approved a proposal to Memorandum of Understanding between Bangladesh and hike the FDI cap from 26% to 49% in order to increase the capital India for Extending a New Line of Credit (LoC) of 2 and investment in the sector. Consequently the Insurance Laws billion US dollars by Government of India to Government (Amendment) Ordinance 2014 (Ordinance) was promulgated on of Bangladesh 26th December 2014 brought about a slew of reforms to the legal Memorandum of Understanding on Blue Economy and framework governing India’s insurance sector. And the Ministry of Maritime Cooperation in the Bay of Bengal and the Indian Finance, Government of India notified the Indian insurance Ocean Companies (Foreign Investment) Rules 2015 on 19th February 2015. Memorandum of Understanding on Use of Chittagong Major provisions of this legal framework are : and Mongla Ports Foreign direct investment of up to 26% of the total paid- Memorandum of Understanding for a Project under IECC up equity of an Insurer is allowed through the automatic (India Endowment for Climate Change) of SAARC route i.e. without the need for prior government approval. Memorandum of Understanding on Indian Economic Foreign direct investment proposals which take total Zone foreign investment above 26% will need the approval of Cultural Exchange Programme for the years 2015-17 the Foreign Investment Promotion Board (FIPB). Statement of Intent on Bangladesh-India Education Investment by Foreign Venture Capital Investors as Cooperation (adoption) permissible under the FEMA Regulations 2000 is also to Agreement between Bangladesh Submarine Cable be considered as foreign direct investment. Company Limited (BSCCL) and Bharat Sanchar Nigam However, the proviso says that the management and Limited (BSNL) for leasing of international bandwidth control of these companies will be with Indians at all for internet at Akhaura times. B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar 4 Leading Institute for Banking, Railway & SSC Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST - 2015 difficulties faced by the payee or the lender of the money in filing Each RRB is managed by a Board of Directors. its finance the case under Section 138 of the NI Act, because of which, large is provided by the 3 promoters. it also avail refinance facilities from number of cases were stuck, the jurisdiction for offence under the NABARD. The deposits with RRB are insured by DICGC. Section 138 has been clearly defined. Since their creastion RRBs spread rapidly in number and The ordinance provides for filing of cases only by a court within area of operation. But in cause of time they started incurring loss whose local jurisdiction the bank branch of the payee, where the for which a process of RRB Amalgamation is going on at present payee presents the cheque for payment, is situated. Further, where and their number has been reduced drastically. a complaint has been filed against the drawer of a cheque in the court having jurisdiction under the new scheme of jurisdiction, all subsequent complaints arising out of Section 138 against the same ORDINANCES TO AMEND drawer shall be filed before the same court, irrespective of whether those cheques were presented for payment within the territorial CITIZERSHIP ACT, 1955 jurisdiction of that court. Further, it has been provided that if more than one prosecution is filed against the same drawer of cheques Union government has given its nod for ordinance route to amend before different courts, when this fact is brought to the notice of the Citizenship Act, 1955. This move of government comes few the court, the court shall transfer the case to the court having days before Pravasi Bharatiya Divas (PBD) 2015 which marked jurisdiction as per the new scheme of jurisdiction. the centenary year of Mahatma Gandhi’s return to India from South Africa on January 9, 1915. Citizenship Act amendments will benefit People of Indian Origin (PIO) and will give them benefits like life- long visa and exemption from appearing before the local police REGIONAL RURAL BANKS station on every visit etc. it will also change the clause of parent Act which says that foreigners who marry Indians must continuously (AMENDMENT) BILL, 2014 stay in the county for a period of one year before they get an Indian citizenship. In this regards they will get relief of 30 days in a year The Lok Sabha has passed the Regional Rural Banks (Amendment) when they can travel outside the country. The amendment also clears Bill, 2014 by voice vote. This bill amends Regional Rural Banks the way for relaxed visa norms for minor children of Overseas Act, 1976 and aims to strengthen the Regional Rural Banks and Citizenship of India (OCI) cardholders. deepen their financial inclusion. This amendment bill increases the Thus ordinances come in the wake of Prime Minister’s authorized capital of each Regional Rural Bank (RRB) from Rs.
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