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Home , 2006 Meerut fire, 39th G8 summit, Aarif Sheikh, Airtel Super Singer 5, Akkineni Nageswara Rao, Anil Kumble

DEAR ASPIRANT

HERE WE ARE PRESENTING YOU A GENRAL AWERNESS MEGA CAPSULE FOR IBPS PO, SBI ASSOT PO , IBPS ASST AND OTHER FORTHCOMING EXAMS

WE HAVE UNDERTAKEN ALL THE POSSIBLE CARE TO MAKE IT ERROR FREE

SPECIAL THANKS TO THOSE WHO HAS PUT THEIR TIME TO MAKE THIS HAPPEN A IN ON LIMITED RESOURCE

1. NILOFAR 2. SWETA KHARE 3. ANKITA 4. PALLAVI BONIA 5. AMAR DAS 6. SARATH ANNAMETI 7. MAYANK BANSAL

WITH REGARD PANKAJ KUMAR ( Glory At Anycost )

WE WISH YOU A BEST OF LUCK

CONTENTS

1 CURRENT RATES 1

2 IMPORTANT DAYS

3 CUPS & TROPHIES 4

4 LIST OF WORLD COUNTRIES & THEIR CAPITAL 5

5 IMPORTANT CURRENCIES 9

6 ABBREVIATIONS IN NEWS

7 LISTS OF NEW UNION COUNCIL OF MINISTERS & PORTFOLIOS 13

8 NEW APPOINTMENTS 13

9 BANK PUNCHLINES 15

10 IMPORTANT POINTS OF UNION BUDGET 2012-14 16

11 BANKING TERMS 19 12 AWARDS 35

13 IMPORTANT BANKING ABBREVIATIONS 42

14 IMPORTANT BANKING TERMINOLOGY 50

15 HIGHLIGHTS OF UNION BUDGET 2014 55

16 FDI LLIMITS 56

17 GDP FORCASTS 57

18 INDIAN RANKING IN DIFFERENT INDEXS 57

19 ABOUT : NABARD 58

20 IMPORTANT COMMITTEES IN NEWS 58

21 OSCAR AWARD 2014 59

22 STATES, CAPITAL, GOVERNERS & CHIEF MINISTERS 62

23 IMPORTANT COMMITTEES IN NEWS 62

23 LIST OF IMPORTANT ORGANIZATIONS & THERE HEAD 65

24 LIST OF INTERNATIONAL ORGANIZATIONS AND HEADS 66

25 FACTS ABOUT CENSUS 2011 66

26 DEFENCE & TECHNOLOGY 67

27 BOOKS & AUTHOURS 69

28 LEADER”S VISITED INIDIA 70

29 OBITUARY 71

30 ORGANISATION AND THERE HEADQUARTERS 72

31 REVOLUTIONS IN 72

32 IMPORTANT DAMS IN INDIA 73

33 CLASSICAL DANCES IN INDIA 73

34 NUCLEAR POWER PLANTS IN INDIA 73

35 FOLK DANCES IN INDIA 74

36 AWARD

37 SUMMITES

38 MOUs- DEAL BETWEEN INDIA & OTHER COUNTRIES

39 SCHEME & PLAN LAUNCHED BY UNION & STATE GOVERMENT

40 FILMS AWARDS

41 SPORTS NEWS

42 NEWS RELATED TO RBI

43 TAXATION

44 SOME RECENT WORKING GROUPS & COMMITTEES BY RBI

45 ABOUT POLICY RATE

46 NEWS RELATED TO RBI

47 NEWS RALATED TO BANKING & FINANCE 48 GK QUESTIONS ASKED IN DIFFERENT EXAMS 49 MARKETING 50 BSC MATCH POINTS ( MAR-NOV )

 February 20 - World Day of Social Justice  February 21 - International Mother Current Rates are as Language Day follows:  February 22 - World Scout Day  February 23 - World Peaces and 1. Repo Rate – 8% Understanding Day

2. Reverse Repo Rate – 7% March 3. SLR – 22%  March 4 - World Day of the Fight 4. CRR – 4% Against Sexual Exploitation  March 8 - International Womens' 5. Bank Rate – 9% Day 6. MSF – 9%  March 13 - World Kidney Day  March 13 - World Rotaract Day  March 15 - World Consumer Rights IMPORTANT DAYS Day  March 20 - International Day of the January Francophonie  March 20 - World Day of Theatre for  January 1 - Global Family Day Children and Young People  January 15 - Army Day  March 21 - World Sleep Day  January 23 - Netaji Subhash Chandra  March 21 - World Forestry Day Bose's birth anniversary  March 21 - International Day for the  January 26 - Elimination of Racial  January 26 - International Customs Discrimination. day  March 22 - World Water Day  January 28 - Birth anniversary of  March 23 - World Meteorological Lala Lajpat Rai Day  January 28 - Data Protection Day  March 24 - World TB Day  January 30 - World Leprosy  March 24 - International Day for Eradication Day Achievers  March 25 - International Day of Remembrance - Victims of Slavery February and Transatlantic Slave Trade  March 27 - World Drama Day  February 4 - World Cancer Day  February 5 - Kashmir Day  February 6 - International Day April against Female Genital Mutilation  February 12 - Darwin Day  April 2 - World Austism Awareness  February 12 - World Day of the Sick Day  February 14 - Valentine‘s Day  April 7 - World Health Day  April 17 - World Haemophilia Day

 April 18 - World heritage Day  June 27 - International Diabetes Day  April 22 - Earth Day  April 23 - World Book and Copyright Day July  April 25 - World Malaria Day  April 29 - International Dance Day  July 1 - National doctor's Day  July 11 - World Population Day  July 12 - Malala Day May  July 18 - Nelson Mandela International Day  May 1 - International Labour day  July 28 - World Nature Conservation  May 3 - Press Freedom Day day  May 4 - Coal Miners day  July 30 - International Day of  May 8 - World Red Cross day Friendship  May 9 - - Victory Day  May 11 - National Technology Day  May 12 - International Nurses day August  May 14 - World Migratory day  May 15 - International Day of the  August 3 - of Family Niger  May 17 - World Information Society  August 5 - Independence Day of Day Upper Volta  May 21 - Anti-Terrorism Day  August 9 - International day of the  May 31 - World No Tobacco Day World's Indigenous People  August 12 - International Youth Day  August 15 - Independence Day June (India )  August 23 - Internatinal Day for the  June 4 - International day of Remembrance of the Slave Trade Innocent Children Victims of and its Abolition Aggression  August 29 - National Sports Day (  June 5 - World Environment Day Birthday of Dhyan Chand )  June 7 - International Level Crossing Awareness Day  June 8 - World oceans Day September  June 12 - World Day against Child Labour  September 5 - Teacher's Day (Dr.  June 14 - World Blood Donor day Radhakrishnan's Birth Day)  June 17 - World Day to Combat  September 7 - Forgiveness Day Desertification and Drought  September 8 - International Literacy  June 20 - World Refugee Day Day  June 23 - United Nations Public  September 14 - day,World Service Day First Aid Day  June 23 - International widow's day  September 16 - World Ozone Day  June 26 - International Day against  September 21 - International Day of Drug Abuse and IIlicit Trafficking Peace, World Alzheimer's day

 September 25 - Social Justice Day  November 20 - Universal Children's  September 27 - World Tourism Day Day  November 21 - World Television Day October  November 21 - World Fisheries day  November 25 - World Non-veg Day  October 1 - International Day of  November 26 - Law Day Older Persons  November 30 - Flag Day  October 2 - International day of Non- Violence  October 3 - World Nature Day, December World Habitat Day  October 4 - World Animal Day  December 1 - World AIDS Day  October 5 - World Teacher's Day  December 2 - World Computer  October 8 - Indian Airforce Day Literacy Day  October 9 - World Post Day  December 2 - International Day for  October 11 - International Girl Child the Abolition of Slavery Day  December 3 - International Day of  October 12 - World Arthritis Day People with Disability  October 14 - World Standards Day  December 3 - World Conservation  October 15 - World Students Day Day  October 16 - World Food day  December 4 - Navy Day  October 17 - International Day for  December 5 - International the Eradication of Poverty Volunteer Day for Economic and  October 20 - World Statistics Day Social Development  October 24 - United Nations Day  December 7 - International Civil  October 31 - World Thrift Day Aviation Day  December 9 - The International Day Against Corruption November  December 10 - International Day of Broadcasting  November 1 - world vegan Day  December 10 - Human Rights Day  November 5 - World Radiography  - International Day Mountain Day  November 9 - World Services Day  December 14 - World Energy Day  November 14 - Children's Day (  December 18 - International Birth Anniversary of Jawaharlal Migrants Day Nehru )  December 19 - 's Liberation Day  November 16 - International Day for  December 20 - International Human Endurance Solidarity Day  November 17 - International students  December 29 - International Day Biodiversity Day  November 17 - National Journalism Day  November 18 - World Adult Day  November 19 - World Citizen Day

Cups & Trophies: National Agha Khan Cup : Hockey International C. K. Naydu Trophy : Azlan Shah Cup - Hockey Deodhar Trophy : Cricket Asia Cup – Cricket, Hockey Dilip Trophy : Cricket Ashes : Cricket D. C. M. Cup : Football Australian Open – Lawn Tennis Durand Cup : Football Champions Trophy : Hockey/Cricket Dhyan Chand Trophy : Hockey Corbitton Cup : (Women) Gavaskar –Border Trophy – Cricket Davis Cup : Lawn Tennis lrani Trophy : Cricket Derby : Horse Race Bahadul Shastri Cup – Hockey French Open – Lawn Tennis MCC Trophy : Hockey FIFA : Football

Nehru Trophy : Hockey Johar Cup – Hockey

Ranji Trophy : Cricket Merdeka Cup : Football

Rohinton Baria Trophy : Cricket Ryder Cup : Golf

Uber Cup : Badminton (Women) Rovers Cup : Football

Thomas Cup : Badminton (Men) Santosh Trophy : Football

Sharjah Cup - Cricket Singer Cup – Cricket

Sahara Cup – Cricket

Subroto Cup : Football

Vijay Merchant Trophy : Cricket

Wellington Trophy : Rowing

Wills Trophy : Cricket

LIST OF WORLD Central African Republic - Ecuador - Quito COUNTRIES & THEIR Bangui CAPITAL - Cairo Chad - N'Djamen A El Salvador - San Salvador Afghanistan - Kabul Chile - Santiago - Albania - Tirana Algeria - Algiers - Beijing Malabo Andorra - Andorra la Vella Colombia - Bogota Eritrea - Asmara - Antigua & Barbuda - Saint Comoros - Moroni Estonia - Tallinn John's Argentina - Buenos Aires Congo - Brazzaville Ethiopia - Addis Ababa Armenia - Yerevan Australia - Canberra Congo Democratic F Austria - Vienna Republic of – Baku Fiji – Suva the - Kinshasa B Finland – Helsinki Bahamas - Nassau Costa Rica - San Jose Bahrain - Al-Manamah – - Cote d'Ivoire - Abidjan Barbados - Bridgetown G - Croatia - Zagreb Gabon - Libreville Belgium - Gambia - Banjul Belize - Belmopan Cuba - Havana Georgia - Bhutan - Thimphu - Berlin Bosnia & Herzegovina - Cyprus - Nicosia - Accra Greece - Athens Czech Republic – Prague Botswana - Gaborone Grenada - Saint George's Guatemala - Guatemala - Brasilia D Brunei - Bandar Seri City Guinea - Conakry Begawan Denmark - Copenhagen Bulgaria - Sofia Guyana – Georgetown Burkina Faso - Djibouti - Djibouti City Ouagadougou H Burundi – Bujumbura Dominica - Roseau Haiti - Port-au-Prince Honduras - Tegucigalpa C Dominican Republic - Hungary - Santo I Cambodia - Phnom Penh Iceland - Reykjavik Domingo India - New Cameroon - Yaounde - Jakarta E - - Ottawa Iraq - Baghdad - Dili Ireland - - Praia – Jerusalem

Italy – Rome M Denmark - Copenhagen

J Macedonia - Skopje Djibouti - Djibouti City

Jamaica - Kingston Madagascar - Dominica - Roseau Antananarivo - Dominican Republic - Malawi - Lilongwe Santo Jordan - Amman Malaysia - Kuala Lumpur Domingo K Maldives - Male E - Astana Mali - Bamako East Timor - Dili Kenya - Nairobi Malta - Valletta Ecuador - Quito Kiribati - Tarawa Atoll Marshall Islands - Majuro Egypt - Cairo Korea North - Pyongyang Mauritania - Nouakchott El Salvador - San Salvador Korea South - - Port Louis Equatorial Guinea - Kosovo - Pristina Malabo Mexico - Kuwait - Kuwait City Eritrea - Asmara Micronesia - Palikir - Bishkek Estonia - Tallinn Moldova - Chisinau L Ethiopia - Addis Ababa Monaco - Monaco Laos - Vientiane F Mongolia - Ulaanbaatar Latvia - Riga Fiji - Suva Montenegro - Podgorica Lebanon - Beirut Finland - Helsinki - Rabat Lesotho - Maseru France - Paris - Liberia - Monrovia G Myanmar (Burma) - Libya - Tripoli Rangoon Gabon - Libreville

Liechtenstein - Vaduz (Yangon); Nay Pyi Taw Gambia - Banjul

Lithuania - Vilnius (administrative) Georgia - Tbilisi

Luxembourg - Republic - Prague Germany - Berlin Luxembourg D Ghana - Accra

Greece - Athens Kenya - Nairobi Malta - Valletta

Grenada - Saint George's Kiribati - Tarawa Atoll Marshall Islands - Majuro

Guatemala - Guatemala Korea North - Pyongyang Mauritania - Nouakchott City Korea South - Seoul Mauritius - Port Louis Guinea - Conakry Kosovo - Pristina Mexico - Mexico City Guyana - Georgetown Kuwait - Kuwait City Micronesia - Palikir H Kyrgyzstan - Bishkek Moldova - Chisinau Haiti - Port-au-Prince L Monaco - Monaco Honduras - Tegucigalpa Laos - Vientiane Mongolia - Ulaanbaatar Hungary - Budapest Latvia - Riga Montenegro - Podgorica I Lebanon - Beirut Morocco - Rabat Iceland - Reykjavik Lesotho - Maseru Mozambique - Maputo India - Liberia - Monrovia Myanmar (Burma) - Indonesia - Jakarta Rangoon Libya - Tripoli Iran - Tehran (Yangon); Nay Pyi Taw Liechtenstein - Vaduz Iraq - Baghdad (administrative) Lithuania - Vilnius Ireland - Dublin N Luxembourg - Israel - Jerusalem Luxembourg Namibia - Windhoek

Italy - Rome M Nauru - no official capital;

J Macedonia - Skopje government offices in Yaren Jamaica - Kingston Madagascar - Antananarivo District Japan - Tokyo Malawi - Lilongwe - Kathmandu Jordan - Amman Malaysia - Kuala Lumpur Netherlands - Amsterdam K Maldives - Male New Zealand - Wellington Kazakhstan - Astana Mali - Bamako Nicaragua - Managua

Niger - Niamey Saudi Arabia - Riyadh Thailand - Bangkok

Nigeria - Abuja - Dakar Trinidad and Tobago - Port-of- Norway - Oslo Serbia - Belgrade Spain O Seychelles - Victoria Tunisia - Tunis Oman - Muscat Sierra Leone - Freetown - Ankara P Singapore - Singapore Turkmenistan - Ashgabat - Islamabad Slovakia - Bratislava U Palau - Melekeok Slovenia - Ljubljana Uganda - Kampala Palestinian State* Solomon Islands - Honiara Ukraine - Kyiv Panama - Panama City Somalia - Mogadishu United Arab Emirates - Papua New Guinea - Port South Africa –Cape Town Abu

Moresby South Sudan - Juba Dhabi

Paraguay - Asuncion Spain - Madrid -

Peru - Lima - Colombo; Sri of America -

Philippines - Jayewardenepura Kotte Washington D.C.

Poland - Warsaw (legislative) Uruguay - Montevideo

Portugal - Sudan - Khartoum -

Q Sweden - Stockholm V

Qatar - Doha Switzerland - Bern Vanuatu - Port-Vila

R Syria - Vatican City (Holy See) - Romania - Bucharest T Vatican

Russia - Taiwan - Taipei City

Rwanda - Kigali Tajikistan – Dushanbe Venezuela - Caracas Tanzania S Vietnam - Hanoi - Dar es Salaam Saint Lucia - Castries Y

Yemen - Sanaa

Z

Zambia - Lusaka

Zimbabwe – Harare

Important

Currencies

Country Crrencies M Malaysia --- Ringgit A Maldives --- Rufiyaa T Afghanistan-- Afghan Afghani Mexico --- Peso Argentina -- Peso N Thailand --- Baht Australia --- Dollar Nepal --- Rupee Austria --- European euro Netherlands-- Euro Turkey --- Lira Norway -- Krone B North Korea -- Won U Bangladesh --Taka P Bhutan ---- Ngultrum Pakistan -- Rupee Ukraine --- Hryvnia Brazil --- Real --- Peso C ---- Euro UAE -- Dirham Canada ---- Dollar Chile ---- Peso Q UK -- Pound China --- Yuan Cuba --- Peso Qatar ---- Riyal USA --- Dollar D Denmark --- Krone R V E Egypt --- Pound ---- Ruble Vatican --- Euro F France --- Euro S Z G Germany --- Euro Saudi Arabia -- Riyal Zimbabwe -- Dollar H ---Dollar Singapore -- Dollar I India --- Rupee South Africa -- Rand Indonesia --- Rupiah Iran --- Rial -- Won Iraq --- Dinar J Sri Lanka -- Rupee Japan --- Yen L Switzerland - Franc Lithuania --- Euro Syria --- Pound

ABBREVIATION IN NEWS

1. ALM- Asset Liability Management 17. ECBs - External Commercial Borrowings 2. AML – Anti Money Laundering 18. EEFC - Exchange Earner's Foreign 3. KYC – know Your Customer Currency

4. ASBA: Application Supported by 19. EFSF – European Financial Stability Blocked Amount Facility

BSBDA - Basic Savings Bank Deposit 20. FEMA- Foreign Exchange Management Account Act

5. IFSC – Indian Financial System Code 21. FII – Foreign Institutional Investor.

6. CBS: Core Banking Solution 22. FINO- Financial Inclusion Network 7. RTGS - Real Time Gross Settlement Operation

8. SLR-Statutory Liquidity Ratio 23. FIPB – Foreign Investment Promotion board 9. CAR – Cash Adequacy Ratio 24. FSLRC – Financial Sector Legislative 10. MSF-Marginal Standing Facility Reforms

11. NBFC-Non Banking Finance Companies Commission

12. PIN: Personal Identification Number 25. CRAR: Capital to Risk-weighted Assets Ratio 13. CCEA – Cabinet Committee on Economic Affairs 26. SWIFT: Society for Worldwide Interbank Financial 14. CECA - Comprehensive Economic Cooperation Telecommunication

Agreement 27. DEAF: Depositor Education and Awareness Fund 15. CEPA – Comprehensive Economic Partnership 28. NEFT - National Electronic Funds Transfer Agreement 29. DICGC : Deposit insurance and credit 16. DTAA – Double Taxation Avoidance guarantee Agreement

corporation. 47. NSG – Nuclear Suppliers Group

30. FCNR(B) - Foreign Currency Non- 48. PPP – Public Private Partnership & Resident Bank Purchasing

31. LCR: Liquidity Coverage Ratio Power parity

32. IMPS: Interbank Mobile Payment 49. PSLV – Polar Satellite Launch vehicle Service 50. TAPI - Turkmenistan-Afghanistan- 33. TARC - Tax Administration Reform Pakistan-India. Commission 51. QFI -Qualified Foreign Investors 34. LRMT: Liquidity risk monitoring tools 52. REER: Real Effective Exchange Rate 35. ECB - External Commercial Borrowings

36. MIBOR: Inter-Bank Offer Rate

37. LIBOR: London Inter-Bank Offer Rate

38. LAF – Liquidity Adjustment Facility

39. GIRO - Government Internal Revenue Order

40. FRBMA: Fiscal Responsibility and Budget

Management Act

41. AMFI- Association of Mutual Fund in India.

42. TIEA – Tax Information exchange Agreement

43. FTA- Free trade agreement

44. GAAR - General anti avoidance rule

45. GSLV - Geo-Synchronous Launch Vehicle

46. NCTC - National Counter-Terrorism

Centre

FULL LIST OF NEW UNION COUNCIL OF MINISTERS AND THEIR PORTFOLIOS

The , as advised by the Prime Minister, has directed the allocation of portfolios among the following members of the Union Council of Ministers

1. Shri Food and Public Prime Minister Distribution Personnel, Public Grievances and 11. Shri Micro, Small and Pensions Medium Enterprises Department of Atomic Energy 12. Smt. Maneka Sanjay Gandhi Women and Department of Space Child Development All important policy issues 13. Shri Ananthkumar Chemicals and and all other portfolios not allocated to Fertilizers any Minister 14. Shri Shankar Prasad Communications and Information Technology CABINET MINISTERS Law and Justice 1. Shri Raj Nath Singh Home Affairs 15. Shri Pusapati Civil 2. Smt. External Affairs Aviation Overseas Indian Affairs 16. Shri Anant Geete Heavy Industries and 3. Shri Finance Public Enterprises Corporate Affairs 17. Smt. Harsimrat Kaur Badal Food Defence Processing Industries 4. Shri M. Venkaiah Naidu Urban 18. Shri Narendra Singh Tomar Mines Steel Development Labour and Employment Housing and Urban Poverty Alleviation 19. Shri Jual Oram Tribal Affairs Parliamentary Affairs 20. Shri Singh Agriculture 5. Shri Nitin Jairam Gadkari Road Transport 21. Shri Thaawar Chand Gehlot Social Justice and Highways and Empowerment Shipping 22. Smt. Smriti Zubin Irani Human Resource 6. Shri D.V. Sadananda Gowda Railways Development 7. Sushri Uma Bharati Water Resources, 23. Dr. Harsh Vardhan Health and Family River Development Welfare and Ganga Rejuvenation 8. Dr. Najma A. Heptulla Minority Affairs 9. Shri Gopinathrao Munde Rural MINISTERS OF STATE Development 1. General V.K. Singh Development of North Panchayati Raj Eastern Drinking Water and Sanitation Region (Independent Charge) 10. Shri Ramvilas Paswan Consumer Affairs, External Affairs

Overseas Indian Affairs (Independent Charge) 2. Shri Inderjit Singh Rao Planning Finance (Independent Charge) Corporate Affairs Statistics and Programme 11. Shri G.M. Siddeshwara Civil Aviation Implementation (Independent 12. Shri Manoj Sinha Railways Charge) 13. Shri Nihalchand Chemicals and Fertilizers Defence 14. Shri Upendra Kushwaha Rural 3. Shri Santosh Kumar Development Gangwar Panchayati Raj Textiles (Independent Charge) Drinking Water and Sanitation Parliamentary Affairs 15. Shri Radhakrishnan P Heavy Industries Water Resources, River Development and Public and Ganga Rejuvenation Enterprises 4. Shri Shripad Yesso Naik Culture 16. Shri Home Affairs (Independent Charge) 17. Shri Krishan Pal Road Transport and Tourism (Independent Charge) Highways 5. Shri Pradhan Petroleum and Shipping Natural Gas 18. Dr. Balyan Agriculture (Independent Charge) Food Processing Industries 6. Shri Sarbananda Sonowal Skill 19. Shri Mansukhbhai Development, Entrepreneurship, Dhanjibhai Vasava Youth Affairs and Sports Tribal Affairs (Independent Charge) 20. Shri Raosaheb Dadarao 7. Shri Prakash Javadekar Information and Danve Broadcasting Consumer Affairs, Food and Public (Independent Charge) Distribution Environment, Forest and Climate 21. Shri Deo Sai Mines Change (Independent Charge) Steel Parliamentary Affairs Labour and Employment 8. Shri Piyush Goyal Power (Independent 22. Shri Sudarshan Bhagat Social Justice and Charge) Empowerment Coal (Independent Charge) New and Renewable Energy (Independent Charge)

9. Dr. Jitendra Singh Science and Technology (Independent Charge) Earth Sciences (Independent Charge) Prime Minister Office

Personnel, Public Grievances & Pensions Department of Atomic Energy Department of Space 10. Smt. Nirmala Sitharaman Commerce and Industry New Appointments of 2014

1. A L Banerjee - New DGP (UP) 2. Aditi Khanna - First Woman President of Indian Journalists‘ Association (IJA), London 3. Ajoy Misra - MD & CEO, Tata Global Beverages Limited 4. Akhilesh Das Gupta - President (Re-Elected), Badminton Association of India (BAI) 5. Akhilesh Gupta - President of Indian Meteorological Society 6. Amitabh Kant - Secretary, Department of Industrial Policy and Promotion 7. Arvind Mayaram - New Finance Secretary 8. Arseniy Yatsenyuk - Interim Prime Minister of Ukraine 9. Arun Kumar Gupta - CMD, Shipping Corporation of India (SCI) 10. Ashraf Jehan - First female judge, Pakistan‘s National Sharia Court 11. Chetan Tamboli - Chairman of CII (Confederation of Indian Industry), Western Region 12. Devendra Kumar Pathak - Special DG, 13. Dinesh Sarraf - CMD of Oil and Natural Gas Corporation 14. Edward Snowden - New Rector of the University of Glasgow 15. Glen Attewell - New CEO to Tesco HSC 16. G. Rohini – First Woman Chief Justice, 17. H C - Secretary Security, Cabinet Secretariat 18. Harish Rawat - CM of Uttrarakhand. 19. Ibrahim Mahlab - New PM of Egypt 20. Jamila Bayaz - First Women Police Chief, Afghanistan 21. Janet Yellen – Head of US Federal Reserve (1st Woman) 22. Jatinder Bir Singh - Chairman and Managing Director of and Sind Bank (PSB) 23. John Thompson - Chairman of Microsoft 24. Justice Mathur - Chairman of the 7th Pay Commission 25. Justice B.S. Chauhan - Judge of the Supreme Court 26. Kailash Meghwal - Speaker, Assembly 27. Kalyan Singh - Vice President of BJP 28. Kiran Mazumdar Shaw - Chairperson, Indian Institute of Management- (IIM-B) 29. Lt Gen P R Kumar - Director General of Military Operations (DGMO), 30. M Teresa Kho - ADB's (Asian Development Bank) new country director for India 31. Malala Yousafzai - World Children's Prize, Sweden 32. Manoj Vaish - MD and CEO, of India Ltd (MCX) 33. Marco Lambertini - Director-General of the WWF International 34. Matteo Renzi - Italy's youngest PM 35. Mukul Mudgal - Chairperson of Broadcasting Content Complaints Council (BCCC) 36. Narendra Kothari – New Chairman, NMDC 37. N P Singh - CEO, Multi Screen Media 38. N. Ramachandran - President, Indian Olympic Association 39. N. Srinivasan - Chairman of the International Cricket Council 40. Oleksandr Turchynov - Interim President of Ukraine 41. P. Madhusudan - CMD, Rashtriya Ispat Nigam Ltd (RINL) 42. Poonam Khetrapal Singh - Regional Director of World Health Organization South-East Asia Region 43. Pradeep Kumar Saxena - GM, South Western Railway 44. Priyadarshni Mohapatra - MD Avaya's India and SAARC Operations 45. R. Chandrashekhar - President, NASCOM 46. R Gandhi - Deputy of RBI 47. R.K. Tiwari - Chairman of Central Board of Direct Taxes (CBDT)

48. R.M. Lodha - New Chief Justice of India 49. R.K. Dhowan - New Navy Chief 50. Rajeev Kher - Secretary in Department of Commerce 51. Rajiv Takru - New Revenue Secretary 52. Rakesh Maria - Mumbai Police Commissioner 53. Ravi Chauhan - MD, SAP India 54. S.K. Sharma - CMD of Bharat Electronics Ltd. 55. Sanjay Kirloskar - Deputy Chairman of CII, Western Region 56. Satya Nadella - CEO of Microsoft 57. Saurabh Chandra - Secretary, Ministry of Petroleum & Natural Gas 58. Shankar Venkateswaran - Chief, Tata Sustainability Group 59. - Prime Minister of Bangladesh (Third Time) 60. Shikar Dhawan - Brand Ambassador to Canara Bank 61. Soma Mondel - First Woman Director of National Aluminium Company Ltd. 62. B.N. Sri - Chairman of Financial Planning Standards Board India (FPSB) 63. Sudhir Gupta - Secretary, TRAI 64. Sunil Kumar Sood - General Manager, Central Railway 65. Sushil Koirala - PM of Nepal 66. T. Nanda Kumar - Chairman, National Dairy Development Board (NDDB) 67. Uday Sareen - Deputy CEO, ING Vysya Bank 68. V.Kannan - CMD of Vijaya Bank 69. Vinod Sawhney - CEO of Reliance Communication (RCom) 70. Yaduvendra Mathur - CMD of Export-Import Bank of India

BANKS – PUNCHLINES

01. Allahabad Bank – A tradition of trust 02. Andhra Bank – For all your needs 03. – India‘s International Bank 04. Bank of – One family one bank 05. Bank of India – Relationship beyond banking

06. Canara Bank – Together we can 07. Central Bank Of India – Build a better life around us 08. Corporation Bank – Prosperity for all

09. Dena Bank – Trusted Family Bank 10. Indian Bank – Your tech friendly Bank 11. – Good

people to grow with 29. Bank of Rajasthan – Together we 12. Oriental Bank of Commerce – prosper Where every individual is committed 30. Federal Bank – Your perfect 13. Punjab National Bank – The name Banking partner you can bank upon 31. Yes Bank – Experience our 14. Punjab and Sind Bank – To strive to expertise achieve excellence in customer service 32. Jammu and Kashmir Bank – Serving 15. Syndicate Bank – Faithful and to empower friendly 33. Vilas Bank Limited – The 16. United Commercial Bank – Honours changing face of prosperity your trust 34. Karur Vysya Bank – Smart way to 17. Union Bank of India – Good people Bank to bank with 35. Deutshe Bank – A passion to 18. United Bank of India – The bank that perform begins with ―U‖ 36. South Indian Bank Limited – 19. Vijaya Bank – A friend you can bank Experience Next Generation Banking on 20. State Bank of India – With you all the way 21. State Bank of – Modern Innovative dependable 22. State Bank of Mysore – Working for

a better tomorrow 23. State Bank of Patiala – Blending modernity with tradition 24. State Bank of Travancore – Since 1945 – a long tradition of trust

25. ICICI Bank – Hum Hai Na 26. IDBI Bank – Banking for all 27. HSBC bank – World‘s local bank 28. HDFC Bank – We understand your world Important Points of Union 1. Fiscal deficit target retained at 4.1% of GDP for current fiscal Budget 2014-15

Important Points of Union 2. Fiscal deficit target 3.6% forr 2015-16

Budget 2014-15

3. Fiscal deficit target 3% for 2016-17 iii. 'Beti Bachao, Beti Padhao Yojana' - 100 crores

4. Revenue Deficit seen at 2.9% for FY15 14. Budget Allocate for National Rural Drinking Water - Rs 3600 cr

5. Aim to achieve 7-8 per cent economic growth rate in next 3-4 years 15. Budget Allocate for (Rural housing) national housing banking programme - Rs 8000 crore

6. Target Agriculture growth rate at 4 %

16. Metro rails in PPP mode; for metro scheme in Ahmadabad and - Rs. 100 cr 7. Defence FDI cap raised to 49% from 26% at present

17. Budget Allocate to set up virtual classrooms - Rs 100 crores 8. Insurance FDI cap raised to 49% from 26% at present

18. Budget Allocate for setting up 5 more IIMs and IITs - Rs 500 crores 9. Exemption limit on income tax from Rs. 2 lakh to Rs. 2.5 lakh.

19. Budget Allocate for SC development - Rs 50,548 cr 10. For senior citizens, the exemption on income has been raised to Rs. 3 lakh per annum.

20. Budget Allocate for Statue of Unity, a statue of Sardar Patel in Gujarat - Rs. 200 crore 11. Tax-free cap on home loan interest from Rs. 1.5 to Rs. 2 lakh.

21. Budget Allocate for irrigation plan named Pradhan Mantri Krishi Sichayin Yojana - Rs. 12. Annual PPF ceiling to be improved to Rs 1.5 1000 cr lakh from Rs 1 lakh

22. Budget Allocate for credit scheme for start-ups 13. Women Safety: by those from scheduled castes and tribes - Rs i. Outlay of Rs. 50 crores for a pilot scheme on 200 crores road safety

ii. Another 150 crores to be spent by MHA on 23. Budget Allocate for creating Smart cities - Rs. safety on women in larger cities 7060 cr

24. Budget Allocate for price stabilization fund - Rs. 27. Budget allocated for PM Sadak Yojana - Rs. 500 crore 14,389 crores

25. Budget Allocate for modernization of Madrasas - Rs. 100 crores 28. Budget allocated to set up six textiles cluster - Rs 200 crore

26. Budget allocated for Startup village to promote entrepreneurship among rural youth - Rs 100 29. e-visa crore for nine cities to promote tourism

30. 15 Braille press to come up.

31. Currency note with Braille-like signs.

32. Minimum pension of Rs.1000 per month to all PP schemes.

33. Bharat Swach Yojna proposed for hygiene and cleanliness.

34. Skill India initiative to make youth employable and create more entrepreneurs.

35. and to get Centre of Excellence on farming.

36. Senior Citizens Pension Plan Extended Till August 2015

37. 100 soil testing laboratories across the country.

38. Agriculture University in AP and Rajasthan, and Horticulture University in , ; Rs. 200 cr

39. Crisis Management Centre for women at Delhi

40. PSU Banks to Raise Rs 2.40 Lakh Cr Capital by 2018

BANKING TERMS

The basic banking terms are frequently asked in all the Bank Interviews. These terms are useful not only for your interview but also for your general knowledge. Knowledge and Understanding of Important Banking terms play a very crucial role in the final selection. Also these banking terms are useful for Banking Aspirants, Economics & Commerce students, MBA aspirants and students preparing for other similar level Exams. Knowing basic banking terms not only gives you an edge over other candidates but also shows your interest level for the job.

Account Agreement: The contract governing your open-end credit account, it provides information on changes that may occur to the account. Account History: The payment history of an account over a specific period of time, including the number of times the account was past due or over limit. Account Holder: Any and all persons designated and authorized to transact business on behalf of an account. Each account holder's signature needs to be on file with the bank. The signature authorizes that person to conduct business on behalf of the account.

Acquiring Bank: In a merger, the bank that absorbs the bank acquired. Accrued interest: Interest due from issue date or from the last coupon payment date to the settlement date. Accrued interest on bonds must be added to their purchase price. Adjustable-Rate Mortgages (ARMS): Also known as variable-rate mortgages. The initial interest rate is usually below that of conventional fixed-rate loans. The interest rate may change over the life of the loan as market conditions change. There is typically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement. If interest rates rise, so does the loan payment. If interest rates fall, the loan payment may as well. Arbitrage: Buying a financial instrument in one market in order to sell the same instrument at a higher price in another market. Adverse Action: Under the Equal Credit Opportunity Act, a creditor's refusal to grant credit on the terms requested, termination of an existing account, or an unfavorable change in an existing account.

Adverse Action Notice: The notice required by the Equal Credit Opportunity Act advising a credit applicant or existing debtor of the denial of their request for credit or advising of a change in terms considered unfavorable to the account holder. AER: Annual earnings rate on an investment. Affidavit: A sworn statement in writing before a proper official, such as a notary public. Alteration: Any change involving an erasure or rewriting in the date, amount, or payee of a check or other negotiable instrument. Amortization: The process of reducing debt through regular installment payments of principal and interest that will in the payoff of a loan at its maturity. Anytime Banking: With introduction of ATMs, Tele-Banking and internet banking, customers can conduct their business anytime of the day and night. The 'Banking Hours' is not a constraint for transacting banking business. Anywhere Banking : Refers to banking not only by ATMs, Tele-Banking and internet banking, but also to core banking solutions brought in by banks where customer can deposit his money, cheques and also withdraw money from any branch connected with the system. All major banks in India have brought in core banking in their operations to make banking truly anywhere banking. Annual Percentage Rate (APR): The cost of credit on a yearly basis, expressed as a percentage. Annual Percentage Yield (APY): A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year. Annuity : A life insurance product which pays income over the course of a set period. Deferred annuities allow assets to grow before the income is received and immediate annuities (usually taken from a year after purchase) allow payments to start from about a year after purchase. APR: The annual percentage rate of interest, usually on a loan or mortgage, usually displayed in brackets and representing the true cost of the loan or mortgage as it shows any additional payments beyond the interest rate. Application: Under the Equal Credit Opportunity Act (ECOA), an oral or written request for an extension of credit that is made in accordance with the procedures established by a creditor for the type of credit requested. Appraisal: The act of evaluating and setting the value of a specific piece of personal or real property. Ask Price: The lowest price at which a dealer is willing to sell a given security. Asset-Backed Securities (ABS): A type of security that is backed by a pool of bank loans, leases, and other assets. Most ABS are backed by auto loans and credit cards – these issues are very similar to mortgage-backed securities. At-the-money: The exercise price of a derivative that is closest to the market price of the underlying instrument. ATM: ATMs are Automatic Teller Machines, which do the job of a teller in a bank through Computer Network. ATMs are located on the branch premises or off branch premises. ATMs are useful to dispense cash, receive cash, accept cheques, give balances in the accounts and also give mini-statements to the customers. Authorization: The issuance of approval, by a credit card issuer, merchant, or other affiliate, to complete a credit card transaction.

Automated Clearing House (ACH): A computerized facility used by member depository institutions to electronically combine, sort, and distribute inter-bank credits and debits. ACHs process electronic transfers of government securities and provided customer services, such as direct deposit of customers' salaries and government benefit payments (i.e., social security, welfare, and veterans' entitlements), and preauthorized transfers. Automated Teller Machine (ATM): A machine, activated by a magnetically encoded card or other medium that can process a variety of banking transactions. These include accepting deposits and loan payments, providing withdrawals, and transferring funds between accounts. Automatic Bill Payment: A checkless system for paying recurring bills with one authorization statement to a financial institution. For example, the customer would only have to provide one authorization form/letter/document to pay the cable bill each month. The necessary debits and credits are made through an Automated Clearing House (ACH). Availability Date: Bank's policy as to when funds deposited into an account will be available for withdrawal. Availability Policy: Bank's policy as to when funds deposited into an account will be available for withdrawal. Available Balance: The balance of an account less any hold, uncollected funds, and restrictions against the account. Available Credit: The difference between the credit limit assigned to a cardholder account and the present balance of the account.

Banking: Accepting for the purpose of lending or investment of deposits of money from Public, Repayable on demand or otherwise and withdraw able by cheques, drafts, order, etc. Bank Ombudsman: Bank Ombudsman is the authority to look into complaints against Banks in the main areas of collection of cheque / bills, issue of demand drafts, non- adherence to prescribed hours of working, failure to honour guarantee / letter of credit commitments, operations in deposit accounts and also in the areas of loans and advances where banks flout directions / instructions of RBI. This Scheme was announced in 1995 and is functioning with new guidelines from 2007. This scheme covers all scheduled banks, the RRBs and co-operative banks. Bancassurance: Bancassurance refers to the distribution of insurance products and the insurance policies of insurance companies which may be life policies or non-life policies like home insurance - car insurance, medi-policies and others, by banks as corporate agents through their branches located in different parts of the country by charging a fee. Banker's Lien: Bankers lien is a special right of lien exercised by the bankers, who can retain goods bailed to them as a security for general balance of account. Bankers can have this right in the absence of a contract to the contrary. Basel-II: The Committee on Banking Regulations and Supervisory Practices, popularity known as Basel Committee, submitted its revised version of norms in June, 2004. Under the revised accord the capital requirement is to be calculated for credit, market

and operational risks. The minimum requirement continues to be 8% of capital fund (Tier I & II Capital) Tier II shall continue to be not more than 100% of Tier I Capital. Brick & Mortar Banking: Brick and Mortar Banking refers to traditional system of banking done only in a fixed branch premises made of brick and mortar. Now there are banking channels like ATM, Internet Banking, tele banking etc. Business of Banking : Accepting deposits, borrowing money, lending money, investing, dealing in bills, dealing in Foreign Exchange, Hiring Lockers, Opening Safe Custody Accounts, Issuing Letters of Credit, Travelers‘ Cheques, doing Mutual Fund business, Insurance Business, acting as Trustee or doing any other business which Central Government may notify in the official Gazette. Bouncing of a cheque: Where an account does not have sufficient balance to honour the cheque issued by the customer, the cheque is returned by the bank with the reason "funds insufficient" or "Exceeds arrangement‖. This is known as 'Bouncing of a cheque‘. Basis Point: One hundredth of 1%. A measure normally used in the statement of interest rate e.g., a change from 5.75% to 5.81% is a change of 6 basis points. Bear Markets: Unfavorable markets associated with falling prices and investor pessimism. Bid-ask Spread: The difference between a dealers‘s bid and ask price. Bid Price: The highest price offered by a dealer to purchase a given security. Blue Chips: Blue chips are unsurpassed in quality and have a long and stable record of earnings and dividends. They are issued by large and well-established firms that have impeccable financial credentials. Bond: Publicly traded long-term debt securities, issued by corporations and governments, whereby the issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal at maturity. Book Value: The amount of stockholders‘ equity in a firm equals the amount of the firm‘s assets minus the firm‘s liabilities and preferred stock. Broker: Individuals licensed by stock exchanges to enable investors to buy and sell securities. Brokerage Fee: The commission charged by a broker. Bull Markets: Favorable markets associated with rising prices and investor optimism.

Call Option: The right to buy the underlying securities at a specified exercise price on or before a specified expiration date. Callable Bonds: Bonds that give the issuer the right to redeem the bonds before their stated maturity. Capital Gain: The amount by which the proceeds from the sale of a capital asset exceed its original purchase price. Capital Markets: The market in which long-term securities such as stocks and bonds are bought and sold. Certificate of Deposits (CDs): Savings instrument in which funds must remain on deposit for a specified period and premature withdrawals incur interest penalties. Certificate of Deposit:. Certificate of Deposits are negotiable receipts in bearer form which can be freely traded among investors. This is also a money market instrument,issued for a period ranging from 7 days to f one year .The minimum deposit amount is Rs. 1 lakh and they are transferable by endorsement and .

Cheque: Cheque is a bill of exchange drawn on a specified banker ordering the banker to pay a certain sum of money to the drawer of cheque or another person. Money is generally withdrawn by clients by cheques. Cheque is always payable on demand. Cheque Truncation: Cheque truncation truncates or stops the flow of cheques through the banking system. Generally truncation takes place at the collecting branch, which sends the electronic image of the cheques to the paying branch through the clearing house and stores the paper cheques with it. Closed-end (Mutual) Fund: A fund with a fixed number of shares issued, and all trading is done between investors in the open market. The share prices are determined by market prices instead of their net asset value. Collateral: A specific asset pledged against possible default on a bond. Mortgage bonds are backed by claims on property. Collateral trusts bonds are backed by claims on other securities. Equipment obligation bonds are backed by claims on equipment. Commercial Paper: Short-term and unsecured promissory notes issued by corporations with very high credit standings. Common Stock: Equity investment representing ownership in a corporation; each share represents a fractional ownership interest in the firm. Compound Interest: Interest paid not only on the initial deposit but also on any interest accumulated from one period to the next. Contract Note: A note which must accompany every security transaction which contains information such as the dealer‘s name (whether he is acting as principal or agent) and the date of contract. Controlling Shareholder: Any person who is, or group of persons who together are, entitled to exercise or control the exercise of a certain amount of shares in a company at a level (which differs by jurisdiction) that triggers a mandatory general offer, or more of the voting power at general meetings of the issuer, or who is or are in a position to control the composition of a majority of the board of directors of the issuer. Convertible Bond: A bond with an option, allowing the bondholder to exchange the bond for a specified number of shares of common stock in the firm. A conversion price is the specified value of the shares for which the bond may be exchanged. The conversion premium is the excess of the bond‘s value over the conversion price. Corporate Bond: Long-term debt issued by private corporations. Coupon: The feature on a bond that defines the amount of annual interest income. Coupon Frequency: The number of coupon payments per year. Coupon Rate: The annual rate of interest on the bond‘s face value that a bond‘s issuer promises to pay the bondholder. It is the bond‘s interest payment per dollar of par value. Covered Warrants: Derivative call warrants on shares which have been separately deposited by the issuer so that they are available for delivery upon exercise. Credit Rating: An assessment of the likelihood of an individual or business being able to meet its financial obligations. Credit ratings are provided by credit agencies or rating agencies to verify the financial strength of the issuer for investors. Collecting Banker: Also called receiving banker, who collects on instruments like a cheque, draft or bill of exchange, lodged with himself for the credit of his customer's account. Consumer Protection Act: It is implemented from 1987 to enforce consumer rights through a simple legal procedure. Banks also are covered under the Act. A consumer

can file complaint for deficiency of service with Consumer District Forum for amounts upto Rs.20 Lacs in District Court, and for amounts above Rs.20 Lacs to Rs.1 Crore in State Commission and for amounts above Rs.1 Crore in National Commission. Co-operative Bank : An association of persons who collectively own and operate a bank for the benefit of consumers / customers, like Saraswat Co-operative Bank or Abhyudaya Co-operative Bank and other such banks. Co-operative Society : When an association of persons collectively own and operate a unit for the benefit of those using its services like Apna Bazar Co-operative Society or Sahakar Bhandar or a Co-operative Housing Society. Core Banking Solutions (CBS): Core Banking Solutions is a buzz word in Indian banking at present, where branches of the bank are connected to a central host and the customers of connected branches can do banking at any breach with core banking facility. Creditworthiness: It is the capacity of a borrower to repay the loan / advance in time along with interest as per agreed terms. Crossing of Cheques: Crossing refers to drawing two parallel lines across the face of the cheque. A crossed cheque cannot be paid in cash across the counter, and is to be paid through a bank either by transfer, collection or clearing. A general crossing means that cheque can be paid through any bank and a special crossing, where the name of a bank is indicated on the cheque, can be paid only through the named bank. Customer: A person who maintains any type of account with a bank is a bank customer. Consumer Protection Act has a wider definition for consumer as the one who purchases any service for a fee like purchasing a demand draft or a pay order. The term customer is defined differently by Laws, softwares and countries. Current Account: Current account with a bank can be opened generally for business purpose. There are no restrictions on withdrawals in this type of account. No interest is paid in this type of account. Currency Board: A monetary system in which the monetary base is fully backed by foreign reserves. Any changes in the size of the monetary base have to be fully matched by corresponding changes in the foreign reserves. Current Yield: A return measure that indicates the amount of current income a bond provides relative to its market price. It is shown as: Coupon Rate divided by Price multiplied by 100%. Custody of Securities: Registration of securities in the name of the person to whom a bank is accountable, or in the name of the bank‘s nominee; plus deposition of securities in a designated account with the bank‘s bankers or with any other institution providing custodial services.

Debit Card: A plastic card issued by banks to customers to withdraw money electronically from their accounts. When you purchase things on the basis of Debit Card the amount due is debited immediately to the account. Many banks issue Debit-Cum- ATM Cards. Debtor: A person who takes some money on loan from another person. Demand Deposits: Deposits which are withdrawn on demand by customers. E.g. savings bank and current account deposits.

Demat Account: Demat Account concept has revolutionized the capital market of India. When a depository company takes paper shares from an investor and converts them in electronic form through the concerned company, it is called Dematerialization of Shares. These converted Share Certificates in Electronic form are kept in a Demat Account by the Depository Company, like a bank keeps money in a deposit account. Investor can withdraw the shares or purchase more shares through this demat Account. Derivative Call (Put) Warrants: Warrants issued by a third party which grant the holder the right to buy (sell) the shares of a listed company at a specified price. Derivative Instrument: Financial instrument whose value depends on the value of another asset. Discount Bond: A bond selling below par, as interest in-lieu to the bondholders. Dishonour of Cheque: Non-payment of a cheque by the paying banker with a return memo giving reasons for the non-payment. Default Risk: The possibility that a bond issuer will default ie, fail to repay principal and interest in a timely manner. Diversification: The inclusion of a number of different investment vehicles in a portfolio in order to increase returns or be exposed to less risk. Duration: A measure of bond price volatility, it captures both price and reinvestment risks to indicate how a bond will react to different interest rate environments.

Earnings: The total profits of a company after taxation and interest. Earnings per Share (EPS): The amount of annual earnings available to common stockholders as stated on a per share basis. Earnings Yield: The ratio of earnings to price (E/P). The reciprocal is price earnings ratio (P/E). E-Banking : E-Banking or electronic banking is a form of banking where funds are transferred through exchange of electronic signals between banks and financial institution and customers ATMs, Credit Cards, Debit Cards, International Cards, Internet Banking and new fund transfer devices like SWIFT, RTGS belong to this category. EFT - (Electronic Fund Transfer): EFT is a device to facilitate automatic transmission and processing of messages as well as funds from one bank branch to another bank branch and even from one branch of a bank to a branch of another bank. EFT allows transfer of funds electronically with debit and credit to relative accounts. Either or Survivor: Refers to operation of the account opened in two names with a bank. It means that any one of the account holders have powers to withdraw money from the account, issue cheques, give stop payment instructions etc. In the event of death of one of the account holder, the surviving account holder gets all the powers of operation. Electronic Commerce (E-Commerce): E-Commerce is the paperless commerce where of business takes place by Electronic means. Endorsement: When a Negotiable Instrument contains, on the back of the instrument an endorsement, signed by the holder or payee of an order instrument, transferring the title to the other person, it is called endorsement. Bouncing of a cheque: Where the name of the endorsee or transferee is not mentioned on the instrument. Endorsement in Full: Where the name of the endorsee or transferee appears on the instrument while making endorsement.

Equity: Ownership of the company in the form of shares of common stock. Equity Call Warrants: Warrants issued by a company which give the holder the right to acquire new shares in that company at a specified price and for a specified period of time. Ex-dividend (XD): A security which no longer carries the right to the most recently declared dividend or the period of time between the announcement of the dividend and the payment (usually two days before the record date). For transactions during the ex- dividend period, the seller will receive the dividend, not the buyer. Ex-dividend status is usually indicated in newspapers with an (x) next to the stock‘s or unit trust‘s name. Execution of Documents: Execution of documents is done by putting signature of the person, or affixing his thumb impression or putting signature with stamp or affixing common seal of the company on the documents with or without signatures of directors as per articles of association of the company.

Face Value/ Nominal Value: The value of a financial instrument as stated on the instrument. Interest is calculated on face/nominal value. Fixed-income Securities: Investment vehicles that offer a fixed periodic return. Fixed Rate Bonds: Bonds bearing fixed interest payments until maturity date. Floating Rate Bonds: Bonds bearing interest payments that are tied to current interest rates. Factoring: Business of buying trade debts at a discount and making a profit when debt is realized and also taking over collection of trade debts at agreed prices. Foreign Banks: Banks incorporated outside India but operating in India and regulated by the (RBI),. e..g., Barclays Bank, HSBC, Citibank, Standard Chartered Bank, etc. Forfeiting: In International Trade when an exporter finds it difficult to realize money from the importer, he sells the right to receive money at a discount to a forfaiter, who undertakes inherent political and commercial risks to finance the exporter, of course with assumption of a profit in the venture. Forgery: when a material alteration is made on a document or a Negotiable Instrument like a cheque, to change the mandate of the drawer, with intention to defraud. Fundamental Analysis: Research to predict stock value that focuses on such determinants as earnings and dividends prospects, expectations for future interest rates and risk evaluation of the firm. Future Value: The amount to which a current deposit will grow over a period of time when it is placed in an account paying compound interest. Future Value of an Annuity: The amount to which a stream of equal cash flows that occur in equal intervals will grow over a period of time when it is placed in an account paying compound interest. Futures Contract: A commitment to deliver a certain amount of some specified item at some specified date in the future.

Garnishee Order: When a Court directs a bank to attach the funds to the credit of customer's account under provisions of Section 60 of the Code of Civil Procedure, 1908. General Lien: A right of the creditors to retain possession of all goods given in security to him by the debtor for any outstanding debt.

Guarantee: A contract between guarantor and beneficiary to ensure performance of a promise or discharge the liability of a third person. If promise is broken or not performed, the guarantor pays contracted amount to the beneficiary.

Hedge: A combination of two or more securities into a single investment position for the purpose of reducing or eliminating risk. Holder: Holder means any person entitled in his own name to the possession of the cheque, bill of exchange or promissory note and who is entitled to receive or recover the amount due on it from the parties. For example, if I give a cheque to my friend to withdraw money from my bank,he becomes holder of that cheque. Even if he loses the cheque, he continues to be holder. Finder cannot become the holder. Holder in due course : A person who receives a Negotiable Instrument for value, before it was due and in good faith, without notice of any defect in it, he is called holder in due course as per Negotiable Instrument Act. In the earlier example if my friend lends some money to me on the basis of the cheque, which I have given to him for encashment, he becomes holder-in-due course. Hypothecation: Charge against property for an amount of debt where neither ownership nor possession is passed to the creditor. In pledge, possession of property is passed on to the lender but in hypothecation, the property remains with the borrower in trust for the lender.

Identification: When a person provides a document to a bank or is being identified by a person, who is known to the bank, it is called identification. Banks ask for identification before paying an order cheque or a demand draft across the counter. Indemnifier: When a person indemnifies or guarantees to make good any loss caused to the lender from his actions or others' actions. Indemnity: Indemnity is a bond where the indemnifier undertakes to reimburse the beneficiary from any loss arising due to his actions or third party actions. Income: The amount of money an individual receives in a particular time period. Index Fund: A mutual fund that holds shares in proportion to their representation in a market index, such as the S&P 500. Initial Public Offering (IPO): An event where a company sells its shares to the public for the first time. The company can be referred to as an IPO for a period of time after the event. Inside Information: Non-public knowledge about a company possessed by its officers, major owners, or other individuals with privileged access to information. Insider Trading: The illegal use of non-public information about a company to make profitable securities transactions Insolvent: Insolvent is a person who is unable to pay his debts as they mature, as his liabilities are more than the assets . Civil Courts declare such persons insolvent. Banks do not open accounts of insolvent persons as they cannot enter into contract as per law. Interest Warrant: When cheque is given by a company or an organization in payment of interest on deposit , it is called interest warrant. Interest warrant has all the characteristics of a cheque.

International Banking: involves more than two nations or countries. If an Indian Bank has branches in different countries like State Bank of India, it is said to do International Banking. Introduction: Banks are careful in opening any account for a customer as the prospective customer has to be introduced by an existing account holder or a staff member or by any other person known to the bank for opening of account. If bank does not take introduction, it will amount to negligence and will not get protection under law. Intrinsic Value: The difference of the exercise price over the market price of the underlying asset. Investment: A vehicle for funds expected to increase its value and/or generate positive returns. Investment Adviser: A person who carries on a business which provides investment advice with respect to securities and is registered with the relevant regulator as an investment adviser. IPO price: The price of share set before being traded on the stock exchange. Once the company has gone Initial Public Offering, the stock price is determined by supply and demand.

JHF Account : Joint Hindu Family Account is account of a firm whose business is carried out by Karta of the Joint family, acting for all the family members.. The family members have common ancestor and generally maintain a common residence and are subject to common social, economic and religious regulations. Joint Account: When two or more individuals jointly open an account with a bank. Junk Bond: High-risk securities that have received low ratings (i.e. Standard & Poor‘s BBB rating or below; or Moody‘s BBB rating or below) and as such, produce high yields, so long as they do not go into default.

Karta: Manager of a Hindu Undivided Family (HUF) who handles the family business. He is usually the eldest male member of the undivided family. Kiosk Banking: Doing banking from a cubicle from which food, newspapers, tickets etc. are also sold. KYC Norms: Know your customer norms are imposed by R.B.I. on banks and other financial institutions to ensure that they know their customers and to ensure that customers deal only in legitimate banking operations and not in money laundering or frauds.

Law of Limitation: Limitation Act of 1963 fixes the limitation period of debts and obligations including banks loans and advances. If the period fixed for particular debt or loan expires, one cannot file a suit for is recovery, but the fact of the debt or loan is not denied. It is said that law of limitation bars the remedy but does not extinguish the right. Lease Financing: Financing for the business of renting houses or lands for a specified period of time and also hiring out of an asset for the duration of its economic life. Leasing of a car or heavy machinery for a specific period at specific price is an example. Letter of Credit: A document issued by importers bank to its branch or agent abroad authorizing the payment of a specified sum to a person named in Letter of Credit (usually exporter from abroad). Letters of Credit are covered by rules framed under

Uniform Customs and Practices of Documentary Credits framed by International Chamber of Commerce in Paris. Limited Companies Accounts: Accounts of companies incorporated under the Companies Act, 1956 . A company may be private or public. Liability of the shareholders of a company is generally limited to the face value of shares held by them. Leverage Ratio: Financial ratios that measure the amount of debt being used to support operations and the ability of the firm to service its debt. Libor: The London Interbank Offered Rate (or LIBOR) is a daily reference rate based on the interest rates at which banks offer to lend unsecured funds to other banks in the London wholesale money market (or interbank market). The LIBOR rate is published daily by the British Banker‘s Association and will be slightly higher than the London Interbank Bid Rate (LIBID), the rate at which banks are prepared to accept deposits. Limit Order: An order to buy (sell) securities which specifies the highest (lowest) price at which the order is to be transacted. Limited Company: The passive investors in a partnership, who supply most of the capital and have liability limited to the amount of their capital contributions. Liquidity: The ability to convert an investment into cash quickly and with little or no loss in value. Listing: Quotation of the Initial Public Offering company‘s shares on the stock exchange for public trading. Listing Date: The date on which Initial Public Offering stocks are first traded on the stock exchange by the public

Margin Call: A notice to a client that it must provide money to satisfy a minimum margin requirement set by an Exchange or by a bank / broking firm. Market Capitalization: The product of the number of the company‘s outstanding ordinary shares and the market price of each share. Market Maker: A dealer who maintains an inventory in one or more stocks and undertakes to make continuous two-sided quotes. Market Order: An order to buy or an order to sell securities which is to be executed at the prevailing market price. Money Market: Market in which short-term securities are bought and sold. Marginal Standing Facility Rate: MSF scheme has become effective from 09th May, 2011 launched by the RBI. Under this scheme, Banks will be able to borrow upto 1% of their respective Net Demand and Time Liabilities. The rate of interest on the amount accessed from this facility will be 100 basis points (i.e. 1%) above the repo rate. This scheme is likely to reduce volatility in the overnight rates and improve monetary transmission. Mandate: Written authority issued by a customer to another person to act on his behalf, to sign cheques or to operate a bank account. Material Alteration: Alteration in an instrument so as to alter the character of an instrument for example when date, amount, name of the payee are altered or making a cheque payable to bearer from an order one or opening the crossing on a cheque. Merchant Banking : When a bank provides to a customer various types of financial services like accepting bills arising out of trade, arranging and providing underwriting,

new issues, providing advice, information or assistance on starting new business, acquisitions, mergers and foreign exchange. Micro Finance: Micro Finance aims at alleviation of poverty and empowerment of weaker sections in India. In micro finance, very small amounts are given as credit to poor in rural, semi-urban and urban areas to enable them to raise their income levels and improve living standards. Minor Accounts: A minor is a person who has not attained legal age of 18 years. As per Contract Act a minor cannot enter into a contract but as per Negotiable Instrument Act, a minor can draw, negotiate, endorse, receive payment on a Negotiable Instrument so as to bind all the persons, except himself. In order to boost their deposits many banks open minor accounts with some restrictions. Mobile Banking : With the help of M-Banking or mobile banking customer can check his bank balance, order a demand draft, stop payment of a cheque, request for a cheque book and have information about latest interest rates. Money Laundering: When a customer uses banking channels to cover up his suspicious and unlawful financial activities, it is called money laundering. Money Market: Money market is not an organized market like but is an informal network of banks, financial institutions who deal in money market instruments of short term like CP, CD and Treasury bills of Government. Moratorium: R.B.I. imposes moratorium on operations of a bank; if the affairs of the bank are not conducted as per banking norms. After moratorium R.B.I. and Government explore the options of safeguarding the interests of depositors by way of change in management, amalgamation or take over or by other means. Mortgage: Transfer of an interest in specific immovable property for the purpose of offering a security for taking a loan or advance from another. It may be existing or future debt or performance of an agreement which may create monetary obligation for the transferor (mortgagor). Mutual Fund: A company that invests in and professionally manages a diversified portfolio of securities and sells shares of the portfolio to investors.

NABARD: National Bank for Agriculture & Rural Development was setup in 1982 under the Act of 1981. NABARD finances and regulates rural financing and also is responsible for development agriculture and rural industries. Negotiation: In the context of banking, negotiation means an act of transferring or assigning a money instrument from one person to another person in the course of business. Net Asset Value: The underlying value of a share of stock in a particular mutual fund; also used with preferred stock. Non-Fund Based Limits: Non-Fund Based Limits are those type of limits where banker does not part with the funds but may have to part with funds in case of default by the borrowers, like guarantees, letter of credit and acceptance facility. Non-Resident: A person who is not a resident of India is a non-resident. Non-Resident Accounts: Accounts of non-resident Indian citizens opened and maintained as per R.B.I. Rules. Notary Public: A Lawyer who is authorized by Government to certify copies of documents .

NPA Account: If interest and instalments and other bank dues are not paid in any loan account within a specified time limit, it is being treated as non-performing assets of a bank.

Off Balance Sheet Items: Those items which affect the financial position of a business concern, but do not appear in the Balance Sheet E,g guarantees, letters of credit . The mention "off Balance Sheet items" is often found in Auditors Reports or Directors Reports. Offer for Sale: An offer to the public by, or on behalf of, the holders of securities already in issue. Offer for Subscription: The offer of new securities to the public by the issuer or by someone on behalf of the issuer. Online Banking: Banking through internet site of the bank which is made interactive. Open-end (Mutual) Fund: There is no limit to the number of shares the fund can issue. The fund issues new shares of stock and fills the purchase order with those new shares. Investors buy their shares from, and sell them back to, the mutual fund itself. The share prices are determined by their net asset value. Open Offer: An offer to current holders of securities to subscribe for securities whether or not in proportion to their existing holdings. Option: A security that gives the holder the right to buy or sell a certain amount of an underlying financial asset at a specified price for a specified period of time. Oversubscribed: When an Initial Public Offering has more applications than actual shares available. Investors will often apply for more shares than required in anticipation of only receiving a fraction of the requested number. Investors and underwriters will often look to see if an IPO is oversubscribed as an indication of the public‘s perception of the business potential of the IPO company.

Pass Book: A record of all debit and credit entries in a customer's account. Generally all banks issue pass books to Savings Bank/Current Account Holders. Par Bond: A bond selling at par (i.e. at its face value). Par Value: The face value of a security. Perpetual Bonds: Bonds which have no maturity date. Placing: Obtaining subscriptions for, or the sale of, primary market, where the new securities of issuing companies are initially sold. Personal Identification Number (PIN): Personal Identification Number is a number which an ATM card holder has to key in before he is authorized to do any banking transaction in a ATM . Plastic Money: Credit Cards, Debit Cards, ATM Cards and International Cards are considered plastic money as like money they can enable us to get goods and services. Pledge: A bailment of goods as security for payment of a debt or performance of a promise, e.g pledge of stock by a borrower to a banker for a credit limit. Pledge can be made in movable goods only. Post-Dated Cheque: A Cheque which bears the date which is subsequent to the date when it is drawn. For example, a cheque drawn on 8th of February, 2007 bears the date of 12th February, 2007.

Power of Attorney: It is a document executed by one person - Donor or Principal, in favour of another person, Donee or Agent - to act on behalf of the former, strictly as per authority given in the document. Portfolio: A collection of investment vehicles assembled to meet one or more investment goals. Preference Shares: A corporate security that pays a fixed dividend each period. It is senior to ordinary shares but junior to bonds in its claims on corporate income and assets in case of bankruptcy. Premium (Warrants): The difference of the market price of a warrant over its intrinsic value. Premium Bond: Bond selling above par. Present Value: The amount to which a future deposit will discount back to present when it is depreciated in an account paying compound interest. Present Value of an Annuity: The amount to which a stream of equal cash flows that occur in equal intervals will discount back to present when it is depreciated in an account paying compound interest. Price/Earnings Ratio (P/E): The measure to determine how the market is pricing the company‘s common stock. The price/earnings (P/E) ratio relates the company‘s earnings per share (EPS) to the market price of its stock. Privatization: The sale of government-owned equity in nationalized industry or other commercial enterprises to private investors. Prospectus: A detailed report published by the Initial Public Offering company, which includes all terms and conditions, application procedures, IPO prices etc, for the IPO Put Option: The right to sell the underlying securities at a specified exercise price on of before a specified expiration date. Premature Withdrawals: Term deposits like Fixed Deposits, Call Deposits, Short Deposits and Recurring Deposits have to mature on a particular day. When these deposits are sought to be withdrawn before maturity , it is premature withdrawal. Prime Lending Rate (PLR): The rate at which banks lend to their best (prime) customers. Priority Sector Advances : consist of loans and advances to Agriculture, Small Scale Industry, Small Road and Water Transport Operators, Retail Trade, Small Business with limits on investment in equipments, professional and self employed persons, state sponsored organisations for lending to SC/ST, Educational Loans, Housing Finance up to certain limits, self-help groups and consumption loans. Promissory Note: Promissory Note is a promise / undertaking given by one person in writing to another person, to pay to that person , a certain sum of money on demand or on a future day. Provisioning: Provisioning is made for the likely loss in the profit and loss account while finalizing accounts of banks. All banks are supposed to make assets classification and make appropriate provisions for likely losses in their balance sheets. Public Sector Bank: A bank fully or partly owned by the Government.

Rate of Return: A percentage showing the amount of investment gain or loss against the initial investment.

Real Interest Rate: The net interest rate over the inflation rate. The growth rate of purchasing power derived from an investment. Redemption Value: The value of a bond when redeemed. Reinvestment Value: The rate at which an investor assumes interest payments made on a bond which can be reinvested over the life of that security. Relative Strength Index (RSI): A stock‘s price that changes over a period of time relative to that of a market index such as the Standard & Poor‘s 500, usually measured on a scale from 1 to 100, 1 being the worst and 100 being the best. Repurchase Agreement: An arrangement in which a security is sold and later bought back at an agreed price and time. Resistance Level: A price at which sellers consistently outnumber buyers, preventing further price rises. Return: Amount of investment gain or loss. Rescheduling of Payment: Rearranging the repayment of a debt over a longer period than originally agreed upon due to financial difficulties of the borrower. Restrictive Endorsement: Where endorser desires that instrument is to be paid to particular person only, he restricts further negotiation or transfer by such words as "Pay to Ashok only". Now Ashok cannot negotiate the instrument further. Right of Appropriation: As per Section 59 of the Indian Contract Act, 1972 while making the payment, a debtor has the right to direct his creditor to appropriate such amount against discharge of some particular debt. If the debtor does not do so, the banker can appropriate the payment to any debt of his customer. Right of Set-Off : When a banker combines two accounts in the name of the same customer and adjusts the debit balance in one account with the credit balance in other account, it is called right of set-off. For example, debit balance of Rs.50,000/- in overdraft account can be set off against credit balance of Rs.75,000/- in the Savings Bank Account of the same customer, leaving a balance of Rs.25,000/- credit in the savings account. Rights Issue: An offer by way of rights to current holders of securities that allows them to subscribe for securities in proportion to their existing holdings. Risk-Averse, Risk-Neutral, Risk-Taking: Risk-averse describes an investor who requires greater return in exchange for greater risk. Risk-neutral describes an investor who does not require greater return in exchange for greater risk. Risk-taking describes an investor who will accept a lower return in exchange for greater risk.

Safe Custody: When articles of value like jewellery, boxes, shares, debentures, Government bonds, Wills or other documents or articles are given to a bank for safe keeping in its safe vault, it is called safe custody.. Bank charges a fee from its clients for such safe custody. Savings Bank Account: All banks in India are having the facility of opening savings bank account with a nominal balance. This account is used for personal purposes and not for business purpose and there are certain restrictions on withdrawals from this type of account. Account holder gets nominal interest in this account.

Senior Bond: A bond that has priority over other bonds in claiming assets and dividends. Settlement: Conclusion of a securities transaction when a customer pays a broker/dealer for securities purchased or delivered, securities sold, and receive from the broker the proceeds of a sale. Short Hedge: A transaction that protects the value of an asset held by taking a short position in a futures contract. Short Position: Investors sell securities in the hope that they will decrease in value and can be bought at a later date for profit. Short Selling: The sale of borrowed securities, their eventual repurchase by the short seller at a lower price and their return to the lender. Speculation: The process of buying investment vehicles in which the future value and level of expected earnings are highly uncertain. Stock Splits: Wholesale changes in the number of shares. For example, a two for one split doubles the number of shares but does not change the share capital. Subordinated Bond: An issue that ranks after secured debt, debenture, and other bonds, and after some general creditors in its claim on assets and earnings. Owners of this kind of bond stand last in line among creditors, but before equity holders, when an issuer fails financially. Substantial Shareholder: A person acquires an interest in relevant share capital equal to, or exceeding, 10% of the share capital. Support Level: A price at which buyers consistently outnumber sellers, preventing further price falls.

Teller : Teller is a staff member of a bank who accepts deposits, cashes cheques and performs other banking services for the public. Technical Analysis: A method of evaluating securities by relying on the assumption that market data, such as charts of price, volume, and open interest, can help predict future (usually short-term) market trends. Contrasted with fundamental analysis which involves the study of financial accounts and other information about the company. (It is an attempt to predict movements in security prices from their trading volume history.) Time Horizon: The duration of time an investment is intended for. Trading Rules: Stipulation of parameters for opening and intra-day quotations, permissible spreads according to the prices of securities available for trading and board lot sizes for each security. Trust Deed: A formal document that creates a trust. It states the purpose and terms of the name of the trustees and beneficiaries.

Underwriting : is an agreement by the underwriter to buy on a fixed date and at a fixed rate, the unsubscribed portion of shares or debentures or other issues. Underwriter gets commission for this agreement. Underlying Security: The security subject to being purchased or sold upon exercise of the option contract. Universal Banking : When Banks and Financial Institutions are allowed to undertake all types of activities related to banking like acceptance of deposits, granting of

advances, investment, issue of credit cards, project finance, venture capital finance, foreign exchange business, insurance etc. it is called Universal Banking.

Valuation: Process by which an investor determines the worth of a security using risk and return concept. Virtual Banking: Virtual banking is also called internet banking, through which financial and banking services are accessed via internet's World Wide Web. It is called virtual banking because an internet bank has no boundaries of brick and mortar and it exists only on the internet.

Warrant: An option for a longer period of time giving the buyer the right to buy a number of shares of common stock in company at a specified price for a specified period of time. Wholesale Banking: Wholesale banking is different from Retail Banking as its focus is on providing for financial needs of industry and institutional clients. Window Dressing: Financial adjustments made solely for the purpose of accounting presentation, normally at the time of auditing of company accounts.

Yield (Internal rate of Return): The compound annual rate of return earned by an investment Yield to Maturity: The rate of return yield by a bond held to maturity when both compound interest payments and the investor‘s capital gain or loss on the security are taken into account.

Zero Coupon Bond: A bond with no coupon that is sold at a deep discount from par value. You might also like: categories, namely, , Padma Dream Big and Dare to Fail Bhushan and . The Awards are given in all disciplines/ fields of activities, viz. art, social work, public affairs, science and engineering, trade and industry, , AWARDS literature and education, sports, civil service, etc. ‗Padma Vibhushan‘ is awarded for exceptional and distinguished service; PADMA AWARDS ‗‘ for distinguished service of high order and ‗Padma Shri‘ for On 65th Republic Day 2014 a total of 127 distinguished service in any field. The awards distinguished personalities from various fields are announced on the occasion of Republic Day every year.The awards are conferred by the have been awarded Padma Awards.Following is President of India at a function held at the list of the 127 awardees of Padma Rashtrapati Bhawan sometime around March/ Vibhushan, Padma Bhushan and Padma Shri April. which were announced on the eve of the Some Relevant Facts 65th Republic day. • Padma Awards were instituted in the year About Padma Awards 1954. Except for brief interruption(s) during the Padma Awards, the country‘s highest civilian years 1978 and 1979 and 1993 to 1997, these awards, are conferred in three

awards are being announced every year on • The recommendations made by the Awards Republic Day. Committee are submitted to the Prime • The award is given in three categories, namely, Minister and the President for their approval. No Padma Vibhushan, Padma Bhushan award is conferred except on the andPadma Shri. recommendation of the Awards Committee. • Padma Shri is awarded for ‗distinguished • The total number of awards to be given in a service‘; Padma Bhushan for ‗distinguished year (excluding posthumous awards and to service of a high order‘; and Padma Vibhushan foreigners) should not be more than 120. for ‗exceptional and distinguished • The names of the award winners are published service'. in the Gazette of India. The President Padma Awards full list 2014: may cancel and annul the award of the • The award seeks to recognize work of any decoration to any person. distinction and is given for distinguished and • The Awards are announced on 26 January exceptional achievements/service in all fields of every year and are presented by the President activities/disciplines, such as Art, of India in an Awards presentation Ceremony Literature and Education, Sports, Medicine, held at . The ceremony Social Work, Science and Engineering, is generally held in the month of March/April. Public Affairs, Civil Service, Trade and Industry • The decoration comprises a Sanad (Certificate) etc. issued under the hand and seal of the • All persons without distinction of race, President and a Medallion. A commemorative occupation, position or sex are eligible for these brochure giving out brief details in respect awards. of each award winner is also released on the day • The award is normally not conferred of the investiture ceremony. posthumously. However, in highly deserving • The recipients are also given a replica of the cases, the Government could consider giving an medallion, which they can wear during any award posthumously if the demise of the ceremonial/State functions etc., if they so desire. person proposed to be honoured has been recent, • The award does not amount to a title and say within a period of one year cannot be used as a suffix or prefix to the preceding the Republic Day on which it is award winner‘s name on letterheads, invitation proposed to announce the award. cards, posters, books etc. In the case of • A higher category of Padma award can be any misuse, the defaulter will forfeit the award. conferred on a person only where a period • No cash allowance or any facility/benefit in of at least five years has elapsed since terms of concession etc. in rail/air travel is conferment of the earlier Padma award. attached to these awards. However, Padma Vibhushan — Second degree in highly deserving cases, a relaxation can be honour. made by the Awards Committee. Padma Bhushan — Third degree honour. • It is the usual practice is to invite Padma Shri — Fourth degree honour. recommendations every year from all State/UT Governments, Ministries/Departments of the , and Padma Vibhushan Padma Vibhushan awardees and Institutes of Dr Raghunath A Mashelkar, Science and Excellence by 1 October. Recommendations received from them and also Engineering, Maharashtra from other sources like Ministers, Chief B K S Iyengar, Yoga, Maharashtra Ministers/Governors of State, Members of Parliament, as also private individuals, bodies Padma Bhushan etc., are placed before the Padma Awards , Art-Painting, Committee. The Awards Committee is constituted by the Prime Minister every year. Gujarat

Begum , Art-Classical Singing, Late Dr , Science and Maharashtra Engineering, T H Vinayakram, Art-Ghatam Artist, Tamil Prof , Literature and Education, Nadu Bangladesh Kamala Haasan, Art-Cinema, Prof Lloyd I Rudolph, Literature and Education, Justice , Public Affairs, Delhi USA Prof , Science and Prof Susanne H Rudolph, Literature and Engineering, Education, USA Prof , Science and Engineering, Complete List of 2014 Padma awardees Maharashtra Dr (Smt) , Medicine- , Dr Madappa Mahadevappa, Science and Delhi Engineering, Karnataka Padma Shri Dr , Science and , Art-Theatre, Andhra Engineering, Delhi Pradesh Dr , Science and Nayana Apte Joshi, Art, Maharashtra Engineering, Delhi , Art-Instrumental Dr Radhakrishnan Koppillil, Science and Music- Pauna Manjha, Himachal Pradesh Engineering, Karnataka , Art-Film, Dr , Literature and Prof , Art-Sculptor, Delhi Education, Delhi , Art-Painting, West Bengal , Literature and Education, Delhi , Art-Manipuri Dance, Dr Dhirubhai Thaker, Literature and Education, Gujarat Ghate, Art-Instrumental Music- Tabla, Ramasamy Thevar, Literature and Maharashtra Education, Tamil Nadu , Art-, West Bengal , Literature and Education, , Art-Theatre, Jammu and Kashmir Ustad Moinuddin Khan, Art-Instrumental , Sports-Badminton, Andhra Music-Sarangi Player, Rajasthan Pradesh , Art-Odishi Dance, Delhi , Sports-Tennis, Maharashtra , Art-Painting, Delhi Vijayendra Nath Kaul, Civil Service, Delhi , Art-Film Animation, Maharashtra Late Justice Jagdish Sharan Verma, Public , Art-Sand artist, Affairs, , Art-Cinema and Theatre, Maharashtra

Wendell Augustine Rodricks, Art-Fashion Ramkrishna V HosuR, Science and Engineering, Designing, Goa Maharashtra Prof Kalamandalam Sathyabhama, Art-Mohini Dr , Science and Attam, Engineering, Tamil Nadu Shri Anuj (Ramanuj) Sharma, Art-Performing Dr Malapaka Yajneswara Satyanarayana Prasad, Art, Chhattisgarh Science and Engineering, Andhra , Art- Film, Tamil Nadu Pradesh Supriya Dev, Art-Bengali Cinema, West Bengal Kiran Kumar Alur Seelin, Science and , Art- Script Writing, Engineering, Gujarat Maharashtra Dr , Science and Engineering, , Art-Cinema, Maharashtra Delhi Durga Jain, Social Work, Maharashtra Prof Vinod Kumar Singh, Science and Dr Rama Rao Anumolu, Social Work, Andhra Engineering, Pradesh Dr , Science and Dr Brahm Dutt, Social Work, Haryana Engineering, Andhra Pradesh Mukul Chandra Goswami, Social Work, Assam Ramaswamy R Iyer, Science and Engineering, J L Kaul, Social Work, Delhi Delhi Mathurbhai Madhabhai Savani, Social Work, Dr , Science and Gujarat Engineering, West Bengal Tashi Tondup, Public Affairs, Jammu and Ravi Kumar NarrA, Trade and Industry, Andhra Kashmir Pradesh Dr Hasmukh Chamanlal Shah, Public Affairs, Rajesh Saraiya, Trade and Industry, Maharashtra Gujarat , Trade and Industry, Tamil , Science and Engineering, Nadu Maharashtra , Trade and Industry, Madhavan Chandradathan, Science and Maharashtra Engineering, Kerala. Dr Kiritkumar Mansukhlal Acharya, Medicine- Sushanta Kumar Dattagupta, Science and Dermatology, Gujarat Engineering, West Bengal Dr , Medicine- Cardiology, Dr Ravi Bhushan Grover, Science and Uttar Pradesh Engineering, Maharashtra Prof (Dr) Indra Chakravarty, Medicine- Health Prof Eluvathingal Devassy Jemmis, Science and and Hygiene, West Bengal Engineering, Karnataka Dr Ramakant Krishnaji Deshpande, Medicine- Oncology, Maharashtra

Prof (Dr) , Medicine- Chest contribution towards the promotion of Communal harmony, , Haryana peace and goodwill. Prof , Medicine- Opthalmology, Note: i. This will be the 22nd edition of the Haryana Sadbhawna award. ii. Sarod maestro 1Ustad Prof (Dr) Daya Kishore Hazra, Medicine, Uttar was recipient of the Pradesh 21st National Sadhbhavna Award. Prof (Dr) Thenumgal Poulose Jacob, Medicine- iii. Rajiv Gandhi National Sadbhavana Vascular Surgery, Tamil Nadu Award given on 20 Prof (Dr) Shashank R Joshi, Medicine- August, the birth anniversary of former Prime Minister late Endocrinology, Maharashtra Rajiv Gandhi, which is also celebrated as the Prof Hakim Syed Khaleefathullah, Medicine- Sadbhavna Diwas (Harmony Day) Unani Medicine, Tamil Nadu Dr , Medicine- ENT 2. Ramon Magsaysay Award 2014 The list of awardees included six winners Surgery, Maharashtra among five Dr , Medicine- Oncology, Delhi individuals and one organization from Pakistan. Dr , Medicine, i. Hu Shuli: She is a Chinese investigative Dr M Subhadra Nair, Medicine- Gyneacology, journalist. ii. Saur Marlina Manurung: She is being Kerala recognized for her Dr , Medicine- Neurology, ennobling passion to protect and improve the Rajasthan lives of Indonesia’s forest people, and her energizing Dr , Medicine- Surgery, leadership of Haryana volunteers in SOKOLA’s customized education program. Dr , Medicine- Neurology, Uttar iii. Omara Khan Masoudi from Afghanistan: Pradesh He is being recognized for his courage, labor, and Dr , Medicine- Orthopaedics, leadership in protecting Delhi Afghan cultural heritage.

Dr Kamini A Rao, Medicine- Reproductive 3. , the first Indian Medicine, Karnataka woman mountaineer to scale Dr , was conferred with Bharat Gaurav, the highest honour of merit of East 1. Rajiv Gandhi National Sadbhavana Bengal Club. 4. Environmentalist and social activist Award: , a has been awarded the noted filmmaker of India was selected for prestigious for Rajiv Gandhi National 2013. Sadbhavana Award. His name was selected for his outstanding

5. AIMA ( All India Management 12. Malala Yousafzai wins Liberty Medal from Association) Awards: the National Constitution Centre in Ghosh, CMD of Bandhan won ‘Entrepreneur Philadelphia. of the Year’ award M G George Muthoot, Chairman, Muthoot 13. France honour Shahrukh Khan with Group (Emerging Business Leader of the Legion of Honour Year), N Chandrasekaren, CEO & Managing Director, TCS (Indian MNC of the Note: The award of Officier de la Legion Year), Rakeysh Omprakash Mehra, Film d'Honneur (Officer of the Legion of Honour) Producer, Director of Bhaag, is the highest honour among Civilians Milkha Bhaag (Director of the Year) and S. S. Badrinath, Founder and Chairman, Emeritus and Military bestowed by France on French of Sankara Nethralaya citizen as well as foreigners. (Outstanding Institution Builder). 6. 2013: Noted Hindi poet 14. Gro Harlem Brundtland awarded with the has been chosen for the first Tang Prize in sustainable development. prestigious Jnanpith award for 2013. He will be the recipient of the 49th Jnanpith 15. Former TATA Group Chairman award. received an honorary doctor of laws degree 7. Pen Pinter prize 2014: Salman Rushdie from York University in wins Pen Pinter prize for his outstanding literary output and support for freedom , Canada. of expression. 8. 2014: India‐born plant 16. Indian origin physicist Tejinder Virdee scientist has been named was honoured knighthood Bachelor by Queen the winner of the World Food Prize Elizabeth II. He was awarded for for his breakthrough achievement in increasing global production by more his work on the Higgs Boson theory. than 200 million tonnes following the . 17. GMR wins arbitration award against 9. Moortidevi Award 2013: C Maldivian govt: Indian infrastructure giant Radhakrishnan selected for Moortidevi GMR has won the arbitration award Award 2013. He has been selected for his novel Theekkadal Katanhu Thirumadhuram. against Maldivian government for wrongful Note: i. Radhakrishnan is the second termination of Airport project contract. writer to be awarded with the Moortidevi award. The first Malayalam 18. Lifetime Achievement Award’: Leading author to win the award was Akkitham NRI industrialist Lord Swraj Paul has been Achuthan Namboothiri in 2009 for his honoured with the ‘Lifetime selected poems. ii. Haraprasad Das was conferred the Achievement Award’ by a UK-based business Moortidevi Award for 2012 for 'Vamsha, a association for his outstanding contribution poetic recreation of the to the industry, education and 10. Sudarsan Pattnaik won prize at World philanthropy. Cup of Sand Sculpting‐2014. He won prize for his work Save Tree, Save the Future.

19. Irish author Eimear McBride won the Toronto, Canada. 2014 Bailey's Women's Prize for Fiction for her first novel A Girl is a Half-Formed 16. Indian origin physicist Tejinder Virdee was honoured knighthood Bachelor by Queen Thing. Elizabeth II. He was awarded for

20. Project Mobile Seva under DeitY won the his work on the Higgs Boson theory. 2014 United Nations Public Service Award 17. GMR wins arbitration award against Note: The project Mobile Seva under Maldivian govt: Indian infrastructure giant Department of Electronics and Information GMR has won the arbitration award Technology (DeitY) won second rank in against Maldivian government for wrongful the 2014 United Nations Public Service termination of Airport project contract. Award. Department of Electronics and Information Technology comes under 18. Lifetime Achievement Award’: Leading NRI industrialist Lord Swraj Paul has been Ministry of Information and Technology. honoured with the ‘Lifetime

21. Goldman Prize for environmental activist Achievement Award’ by a UK-based business Ramesh Agrawal. He received the prize for association for his outstanding contribution helping villagers fight coal mining to the industry, education and in Chhattisgarh. philanthropy.

22. Caparo Group founded by leading NRI 19. Irish author Eimear McBride won the industrialist Lord Swraj Paul has won the 2014 Bailey's Women's Prize for Fiction for International Business of the Year 12. Malala her first novel A Girl is a Half-Formed Yousafzai wins Liberty Medal from the National Constitution Centre in Philadelphia. Thing.

13. France honour Shahrukh Khan with 20. Project Mobile Seva under DeitY won the Legion of Honour 2014 United Nations Public Service Award

Note: The award of Officier de la Legion Note: The project Mobile Seva under d'Honneur (Officer of the Legion of Honour) Department of Electronics and Information is the highest honour among Civilians Technology (DeitY) won second rank in and Military bestowed by France on French the 2014 United Nations Public Service citizen as well as foreigners. Award. Department of Electronics and Information Technology comes under 14. Gro Harlem Brundtland awarded with the first Tang Prize in sustainable development. Ministry of Information and Technology.

15. Former TATA Group Chairman Ratan Tata 21. Goldman Prize for environmental activist received an honorary doctor of laws degree Ramesh Agrawal. He received the prize for from York University in helping villagers fight coal mining

in Chhattisgarh. Note: A pioneer of the Chipko Movement for which he was also awarded the Magsaysay 22. Caparo Group founded by leading NRI Award in 1982, Mr. Bhatt was industrialist Lord Swraj Paul has won the given the Padma Bhushan by UPA-I in 2005. International Business of the Year Award 30. Samman 2013: Govind Mishra 2014 selected for for his book Paudho Par. 31. Pritzker Prize 2014: Japanese architect 23. Golden Peacock Awards 2014: Shigeru Ban won the Pritzker Architecture Technopark Technology Business Incubator Prize 2014. He won the award for his (T-TBI) was chosen for the Special creative and inexpensive designs for disaster Commendation at the Golden Peacock relief shelters. National Training Awards 2014. 32. Abel Prize 2014: Russian mathematician 24. Bharat Ratna Award: Yakov Grigorevich Sinai won the award. and CN Rao conferred Bharat Ratna Award 33. Laxmi, an acid attack victim gets 2013. International Women of Courage Award (US Note: Tendulkar is the first sportsman and honour). the youngest recipient of the the Bharat Ratna ii. Prof Rao is a well recognized international 34. Vyas Samman 2013: Vishwanath Tripathi authority on solid state and materials been selected for the prestigious Vyas chemistry is the third scientist to Samman for the year 2013. received award after CV Raman and former President A.P.J Abdul Kalam. Note: Tripathi has been chosen for the iii. The Bharat Ratna was announced after a coveted annual literary award instituted in gap of four years with Hindustani music 1991 by the K K Birla Foundation for his doyen being the last recipient in 2009. memoir 'Vyomkesh Darvesh', a biolgraphy of 25. Award 2013: Veteran noted Hindi scholar Acharya Hazari Prasad poet and film lyricist has been chosen for the coveted Dadasaheb Dwivedi. Phalke Award for 2013. He is the 45th winner of the . 35. G D Birla Award 2013: Rajesh 26. Pulitzer Prize 2014: India-born poet Vijay Gopakumar was selected for the 23rd G D Seshadri has won the prestigious 2014 Birla Award for scientific research for the Pulitzer Prize in the poetry category year for his work '3 Sections'. 2013. 27. Donna Tartt wins fiction Pulitzer Prize 2014 for novel 'Goldfinch' Important Banking 28. Miss India 2014: Koyal Rana new Miss India. Abbreviations For 29. Gandhi Peace Prize for 2013: Eminent Gandhian and environmentalist Chandi Upcoming Examinations Prasad Bhat selected for the award. 1. BSBDA – Basic Savings Bank Deposit 4. ITEs: Intra-Group Transactions and Account Exposures 2. FCNR (B) – Foreign Currency Non-Resident 5. LCR: Liquidity Coverage Ratio Bank 6. NSFR: Net Stable Funding Ratio 3. TARC – Tax Administration Reform 7. LRMT: Liquidity risk monitoring tools Commission 8. CBS: Core Banking Solution

9. DEAF: Depositor Education and Awareness 28. DTC – Direct Tax Code Fund 29. ECBs – External Commercial Borrowings 10. CRAR: Capital to Risk-weighted Assets Ratio 30. EEFC – Exchange Earner‗s Foreign Currency 11. External Commercial Borrowings (ECB) 31. EFSF – European Financial Stability Facility 12. SWIFT: Society for Worldwide Interbank Financial Telecommunication 32. FEMA- Foreign Exchange Management Act

13. FSLRC: Financial Sector Legislative 33. FII – Foreign Institutional Investor. Reforms Commission 34. FINO- Financial Inclusion Network 14. MIBOR: Mumbai Inter-Bank Offer Rate Operation

15. LIBOR: London Inter-Bank Offer Rate 35. FIPB – Foreign Investment Promotion board

16. LAF – Liquidity Adjustment Facility 36. FSLRC – Financial Sector Legislative Reforms Commission 17. GIRO – Government Internal Revenue Order 37. FTA- Free trade agreement 18. EEFC – Exchange Earner‗s Foreign Currency 38. GAAR – General anti avoidance rule

19. FRBMA: Fiscal Responsibility and Budget 39. GSLV – Geo-Synchronous Launch Vehicle Management Act 40. MSF-Marginal Standing Facility 20. ALM- Asset Liability Management 41. NBFC-Non Banking Finance Companies

21. AMFI- Association of Mutual Fund in India. 42. NCTC – National Counter-Terrorism Centre

22. TIEA – Tax Information exchange 43. NEFT – National Electronic Funds Transfer Agreement 44. NSG – Nuclear Suppliers Group 23. CAR – Cash Adequacy Ratio 45. PPP – Public Private Partnership & 24. CCEA – Cabinet Committee on Economic Purchasing Power parity Affairs 46. PSLV – Polar Satellite Launch vehicle 25. CECA – Comprehensive Economic Cooperation Agreement 47. RTGS – Real Time Gross Settlement

26. CEPA – Comprehensive Economic 48. SLR-Statutory Liquidity Ratio Partnership Agreement 49. TAPI – Turkmenistan-Afghanistan-Pakistan- 27. DTAA – Double Taxation Avoidance India. Agreement 50. QFI -Qualified Foreign Investors. OTHER SHORT FORMS ADB: Asian Development Bank

ADR: American Depositary Receipt· CEPA: Comprehensive Economic Partnership AIDWA: All India Democratic Woman‗s Agreement Association· AITUC: All India Trade Union Congress· CIBIL: Credit Information Bureau (India) Ltd· CII: Confederation of Indian Industry AMFI: Association of Mutual Funds in India· CIS: Commonwealth of Independent States APEC: Asia-Pacific Economic Cooperation· CHOGM: Commonwealth Heads of APL: Above Poverty Line Government Meeting APM: Administered Pricing Mechanism· CITES: Convention on International Trade in ARC: Asset Reconstruction Company Endangered Species ARDR: Agricultural and Rural Debt Relief· CITU: Centre Of Indian Trade Unions ASBA: Application Supported by Block CMP: Common Minimum Programme Amount CPI (UNME): The Consumer Price Index for ASEAN: Association of South-East Asian Urban Non-Manual Employees.· Nations CPI (AL): Consumer Price Index for ASEM: Asia-Europe Meeting Agricultural Laboures.· ASSOCHAM: Associated Chambers of CPI (IW): Consumer Price Index for Industrial Commerce and Industry· Workers· ATM: Automated Teller Machine CPI (RL): Consumer Price Index for Rural BIFR: Board of Industrial and Financial Labourers Reconstruction· BCBS: Basel committee for Banking 5 Supervision BCSBI: Banking Codes and Standards Board of · CRAR: Capital to Risk (Weighted) Assets India· Ratio BIS: Bureau of Indian Standards· BOLT: BSE On-Line Trading (System)· · CRISIL: Credit Rating Information Services of BOT: Build, Operate and Transfer· India Limited BPL: Below Poverty Line BPO: Business Process Outsourcing CRR: Cash Reserve Ratio BSE: Bombay Stock Exchange CA: Chartered Accountant CSIR: Council of Scientific and Industrial CABE: Central Advisory Board of Education· Research CACP: Commission of Agriculture Cost and Price · CST: Central Sales Tax C & AG: Comptroller & Auditor General· CAMELS: C - Capital adequacy, A - Asset · CTT: Commodities Transaction Tax quality, M - Management quality, E – Earnings, L – Liquidity, S - Sensitivity to DA: Dearness Allowance; Daily Allowance Market Risk· CAPART: Council for People‗s Action and DMIC: Delhi-Mumbai Industrial Corridor Advancement of Rural Technology· CAR: Capital adequacy ratio· DPEP: District Primary Education Programme CARE: Credit Analysis & Research Ltd.· CBS: Core banking solution· · ECA: Essential Commodity Act CCI: Competition Commission of India CCIL: Clearing Corporation of India limited· ECB: External Commercial Borrowings CDSL: Central Securities Depository Limited CECA: Comprehensive Economic Cooperation · ECS: Electronic clearing system Agreement· · EDUSAT: Education Satellite

· EEE: Exempt Exempt Exempt · FII: Foreign Institutional Investors

EET: Exempt Exempt Taxation FIPB: Foreign Investment Promotion Board (Of India) EFA: Education for All · FMCG: Fast Moving Consumer Goods · EFT: Electronic fund transfer · FPO: Follow on Public Offer EEFC Accounts: Exchange Earners Foreign Currency Account FRBM: Fiscal Responsibility And Budget Management · EGoM: Empowered Group of Ministers FSSA: Food Safety And Standards Authority · EMI: Equated Monthly Installment (Of India)

EMS: European Monetary System FTA: Free Trade Area

ERNET: Educational and Research Network · GATT: General Agreement On Tariffs And ESA: European Space Agency Trade GCC: Gulf Cooperation Council ESCAP: Economic and Social Commission for Asia and Pacific GDP: Gross Domestic Product

ESMA: Essential Services Maintenance Act · GDR: Global Depositary Receipt

ESOP: Employee Stock Option Programme GEF: Global Environment Fund

EU: · GIC: General Insurance Corporation

FAO: Food and Agriculture Organisation GNP: Gross National Product

FCCB: Foreign Currency Convertible Bond · GST: Goods and Service Tax

FCNR: Foreign Currency (Non-Resident) · HDFC: Housing Development Finance Accounts Scheme Corporation Limited

· EPF: Employees Provident Fund HDI: Human Development Index

· EPFO: Employees Provident Fund · HSBC: Hongkong and Shanghai Banking Organization Corporation Limited

· FDI: Foreign Direct Investment · HUDCO: Housing And Urban Development Corporation FEMA: Foreign Exchange Management Act

FERA: Foreign Exchange Regulations Act IAAI: International Airport Authority Of India

FICCI: Federation of Indian Chambers Of · IAAS: Indian Audit and Accounts Service Commerce and Industry · IADF: International Agricultural Development Fund

· IAEA: International Atomic Energy Agency ILO: International Labour Organisation

· IAEA: International Atomic Energy Agency IMF: International Monetary Fund

· IASB: The International Accounting Standards IMO: International Maritime Organisation Board · IDR: Indian Depository Receipts IBRD: International Bank for Reconstruction And Development IDBI: Industrial Development Bank of India

· ICAI: Institute of Chartered Accountants of · IMF: International monetary fund India · IMRB: Indian Market Research Bureau · ICAR: Indian Council of Agricultural Research · INMARSAT: International Maritime Satellite ICCW: Indian Council for Child Welfare Organisation

ICDS: Integrated Child Development Service INTERPOL: International Police Organisation

ICMR: Indian Council of Medical Research INTUC: Indian National Trade Union Congress

· ICICI: Industrial Credit and Investment IOC: International Olympic Committee Corporation of India IPCC: Intergovernmental Panel on Climate · ICOR: Incremental capital output ratio Change

ICRC: International Committee of Red Cross IPEC: International Programme on Elimination Of Child Labour IDA: International Development Association · IPO: Initial public offer · ICRA: Investment information and Credit IPR: Intellectual Property Right Rating Agency IRDA: Insurance Regulatory and Development Authority IES: Indian Economic Service IREP: Integrated Rural Energy Planning ISO: International Standardisation Organisation IEX: Indian Energy Exchange ISS: International Space Station ITDC: Indian Tourism Development IFRS: International Financial Reporting Corporation Standard ITO: International Trade Organisation; Income- Tax Officer IFSC: Indian financial system code ITU: International Tele-Communication Union JNNURM: Jawahar Lal Nehru National Urban IFTU: International Federation of Trade Unions Renewal Mission KPO: Knowledge Process Outsourcing IFWJ: Indian Federation of Working Journalists · KYC: Know your customer · LDC: Least Developed Countries IIP: The Index of Industrial Production · LIBOR: London Inter Bank Offer Rate LIC: Life Insurance Corporation (Of India) IIPA: Indian Institute of Public Administration LLP: Limited Liability Partnership MAT: Minimum Alternative Tax IISS: International Institute of Strategic Studies

· MAIT: Manufacturers‗ Association for · NCAER: National Council Of Applied Information Technology Economic Research · MCAP: Market capitalization / Mid cap · MDG: Millennium development goals 8 MEP: Minimum Export Price · MFA: Multi-Fibre Agreement NCERT: National Council Of Education · MFI: Micro finance institution Research And Training

· MFIN: Micro finance institution network · NCPCR: National Commission for Protection of Child Rights MFN: Most Favoured Nation · NDC: National Development Council · MIBOR: Mumbai Interbank offer rate · NEFT: National Electronic Fund Transfer · MIN: Mutual fund identification no. NEGP: National E-Governance Plan · MNC: Multi-National Corporation NEP: National Education Policy MRTPC: Monopolies and Restrictive Trade Practices Commission NFO: New Fund Offers

MRTS: Mass Rapid Transit System · NHAI: National Highways Authority of India

MSME: Micro Small and Medium Enterprises NHDP: National Highways Development Project · MSP: Minimum support price NHRC: National Human Rights Commission MTO: Multilateral Trade Organisation NIFT: National Institute of Fashion Technology · NABARD: National Bank for Agriculture and Rural Development. NIO: National Institute of Oceanography

· NAEP: National Adult Education Programme NLMA: National Literacy Mission Authority

· NAFED: National Agricultural Cooperative · NMDC: National Mineral Development Marketing Federation of India Ltd Corporation

NAFTA: North America Free Trade Agreement · NNP: Net National Production

· NAM: Non-Aligned Movement · NPA: Non Performing Asset

NAMA: Non-Agriculture Market Access NPR: National Population Register

NASDAQ: National Association of Securities MGNREGA: National Rural Employment Dealers Automated Quotation Guarantee Act

NATO: North Atlantic Treaty Organisation NSE: National Stock Exchange

NAV: Net Asset Value NSDL: National Securities Depository Limited

· NBFC: Non Banking Finance Companies NSE: National Stock Exchange

· NSSO: National Sample Survey Organization · PURA: Providing urban amenities in rural areas NTPC: National Thermal Power Corporation · QIB: Qualified Institutional Buyer ODA: Official Development Assistance QIP: Qualified Institutional Placement OECD: Organisation of Economic Co-Operation QR: Quantitative Restriction and Development RBI: Reserve Bank Of India · RIDF: Rural infrastructure development fund OGL: Open General License · RRB: Regional Rural Bank RRPI: Rural Retail Price Index OIC: Organisation of Islamic Countries RTGS: Real Time Gross Settlement System SAARC: South Asian Association for Regional OIL: Oil India Limited Co-Operation SAFTA: South Asian Free Trade Area · OMCS: Oil Marketing Companies SAIL: Steel Authority of India Limited SAPTA: SAARC Preferential Trading ONGC: Oil And Natural Gas Commission Agreement · SARFAESI ACT: The Securitization and OPEC: Organisation Of Petroleum Exporting Reconstruction of Financial Assets and Countries Enforcement of Security Interest Act, 2002 SCO: Shanghai Cooperation Organization · OSCE: Organisation For Security And SCOPE: Standing Conference On Public Cooperation In Europe Enterprises SDR: Special Drawing Rights PAC: Public Accounts Committee SEBI: Securities And Exchange Board Of India · SEZ: Special Economic Zone PAN: Permanent Account Number (Of Income- SIDBI: Small Industries Development Bank of Tax) India SEWA: Self employed woman‗s association PATA: Pacific-Asia Travel Association SLR: Statutory Liquidity Ratio STT: Securities Transaction Tax · PCI: Per capita income SWIFT: Society for Worldwide Financial Telecommunications · PDS: Public Distribution System TDS: Tax Deduction at Source · TIFR: Tata Institute Of Fundamental Research PIL: Public Interest Litigation TIN: Tax Information Network TINXSYS: Tax Information Exchange System PIO: Persons Of Indian Origin TISCO: Tata Iron and Steel Company · TPDS: Targeted Public Distribution System PN: Participatory Note TRAI: Telecom Regulatory Authority Of India TRIMS: Trade Related Investment Measures PoP: Point Of Purchase TRIPS: Trade Related Intellectual Property · PPF: Public Provident Fund Rights TRYSEM: Training Of Rural Youth For Self · PPP: Public private partnership / Purchasing Employment UN: United Nations power parity UNCTAD: United Nations Conference On · PTA: Preferential Trade Area Trade And Development UNDP: United Nations Development Programme

UNEF: United Nations Emergency Force UNIDO: United Nations Industrial Development UNEP: United Nations Environment Programme Organization UNESCO: United Nations Educational, UNRRA: United Nations Relief And Scientific And Cultural Organization Rehabilitation · UNFCCC: United nation framework convention on climate change VAT: Value-Added Tax UNFPO: United Nations Fund For Population VDIS: Voluntary Disclosure Of Income Scheme Activities VRS: Voluntary Retirement Scheme UNHCR: United Nations High Commissioner WEF: World Economic Forum For Refugees WFP: World Food Programme UNHRC: United Nations Human Rights · WHO: World Health Organization Commission · WIPO: World Intellectual Property UNICEF: United Nations International Organization Children‗s (Emergency) Fund MICR- Magnetic Ink Character Recognition

BOE- Bill of Exchange NSE- National Stock Exchange

CASA- Current and Savings Accounts FCNR- Foreign Currency Non Resident Deposit Accounts CBLO- Collateralized Bank Lending Obligations CDRS- Corporate Debt Restructuring

CIBIL- Credit Information Bureau of India IDRBT- Institute for Development and Limited Research Of Banking Technology

CRR- Cash Reserve Ratio YTM- Yield To Maturity

KYC- Know Your Customer Guidelines MCA- Ministry Of Company Affairs

IPO- Initial Public Offer MIS- Management Information System

SMERA- SME Rating Agency of India CRISIL- Credit Rating Information Services Limited Of India

NBFC- Non Banking Finance Companies ICRA- Investment Information and Credit Rating Agency of India Limited NEFT- National Electronic Fund Transfer CARE- Credit Analysis and Research RTGS- Real Time Gross Settlement Limited

NPA- Non Performing Assets IRDA- Insurance Regulatory and QIB- Qualified Institutional Buyers Development Authority of India LIC- Life Insurance Corporation of India SLR- Statutory Reserve Ratio

CAR- Capital Adequacy Ratio IEPF- Investors Education and Protection Fund SEBI- Securities and Exchange Board of India

IRDA- Insurance Regulatory and BCSBI- Banking Codes and Standards Board Development Authority of India

CCIL- Clearing Corporation of India SEBI- Securities and Exchange Board of Limited India

OTCEI- Over the Counter Exchange Of India

ISCI- International Standard Industrial Classification

KCC- Kisan Credit Card

Important Banking Terminology:

1. Bank Rate: The interest rate at which at central bank lends money to commercial banks. Often these loans are very short in duration. Managing the bank rate is a preferred method by which central banks can regulate the level of economic activity.

Lower bank rates can help to expand the economy, when unemployment is high, by lowering the cost of funds for borrowers.

Conversely, higher bank rates help to reign in the economy, when inflation is higher than desired.

2. Liquidity adjustment facility (LAF) is a monetary policy tool which allows banks to borrow money through repurchase agreements. LAF is used to aid banks in adjusting the day to day mismatches in liquidity. LAF consists of repo and reverse repo operations.

3. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is the rate at which commercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at cheaper rate. When the repo rate increases borrowing form RBI becomes more expensive.

4. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial banks. Banks are always happy to lend money to RBI since their money is in the safe hands with a good interest. An increase in reverse repo rate can

cause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which encourages an organisation to enter into reverse repo is that it earns some extra income on its otherwise idle cash.

5. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI increases CRR, the available amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the excessive money from the banks.

6. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form of cash, or gold, or govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by RBI in order to control the expansion of the bank credit.

Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to control the expansion of the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also through SLR, RBI compels the commercial banks to invest in the government securities like govt. bonds.

Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money supply in the system can be controlled effectively.

7. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of India

(RBI) against approved government securities.

8. Commercial Paper: Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory note.

Corporates, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP. Maturity period: between

This GK Capsule has been prepared by Career Power Institute Delhi (Formerly Known as Bank Power). This document consists of all important news and events of last few months which can come in SBI Clerk Exam.

a minimum of 7 days and a maximum of up to one year from the date of issue. CP can be issued in denominations of Rs.5 lakh or multiples thereof. Only a scheduled bank can act as an IPA (Issuing and Paying

Agent) for issuance of CP.

9. Treasury Bills: Treasury bills (T-bills) offer short-term investment opportunities, generally up to one year. They are thus useful in managing short-term liquidity. At present, the Government of India issues three types of treasury bills through auctions, namely, 91-day,

182-day and 364-day. There are no treasury bills issued by State

Governments. Treasury bills are available for a minimum amount of

Rs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a discount and are redeemed at par. Treasury bills are also issued under the Market Stabilization Scheme (MSS).

10. Certificates of Deposit (CD): Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialised form or as a Usance Promissory Note against funds deposited at a bank or other eligible financial institution for a specified time period.

Note: CDs can be issued by (i) scheduled commercial banks

{excluding Regional Rural Banks and Local Area Banks}; and (ii) select All-India Financial Institutions (FIs) that have been permitted by RBI

Minimum amount of a CD should be Rs.1 lakh, and in multiples of Rs.

1 lakh thereafter. The maturity period of CDs issued by banks should not be less than 7 days and not more than one year, from the date of issue.

11. Fiscal Deficit: A deficit in the government budget of a country and

represents the excess of expenditure over income. So this is the amount of borrowed funds require by the government to meet its expenditures completely.

12. Direct Tax: A direct tax is that which is paid directly by someone to taxing authority. Income tax and property tax are an examples of direct tax. They are not shifted to somebody else.

13. Indirect Tax: This type of tax is not paid by someone to the authorities and it is actually passed on to the other in the form of increased cost. They are levied on goods and services produced or purchased. Excise Tax, Sales Tax, Vat, Entertainment tax are indirect taxes.

14. NOSTRO Account: A Nostro account is maintained by an Indian Bank in the foreign countries.

15. VOSTRO Account: A Vostro account is maintained by a foreign bank in India with their corresponding bank.

16. SDR (Special Drawing Rights): SDR are new form of International reserve assets, created by the International Monetary Fund in 1967. The value of SDR is based on the portfolio of widely used countries and they are maintained as accounting entries and not as hard currency or physical assets like Gold.

17. Cheque: Cheque is a negotiable (which can be transferred to another person in exchange of money) instrument drawn on a specified banker ordering the banker to pay a certain sum of money to the drawer of cheque or another person. Cheque is always payable on demand.

Types of Cheque: i. Ante Dated Cheque: A cheque bearing a date prior to actual date of signing the cheque or opening of an account is called an ante dated cheque which is valid and can be paid till it become stale. ii. Stale Cheque: If the validity of the cheque has already expired it is called stale cheque which cannot be paid. The normal

maximum validity of cheque is 3 months earlier it was 6 months. iii. Post Dated Cheque: The cheque which bears a date subsequent to the date on which it is drawn. For ex. A cheque drawn on

10th January, 2013 bears the date of 12th January, 2013.

18. Crossing of Cheque: Crossings refers to drawing two parallel lines across the face of the cheque.

A crossed cheque cannot be paid in cash across the counter, and is to be paid through a bank either by transfer, collection or clearing. A general crossing means that cheque can be paid through any bank and a special crossing means where the name of the Bank is indicated on the cheque can be paid only through the named bank.

Dishonour of Cheque: Non – payment of cheque by the paying banker with a return memo giving reasons for the non – payment.

19. Demand Draft: Demand draft is defined as an order to pay money drawn by one office of a bank upon another office of the same bank for a sum of money payable to order on demand.

Cheque and Demand draft both are used for transfer of money.

Difference b/w Cheque & DD: A cheque can be bounce but D.D cannot be bounce as it is already paid.

20. Current account: Current account with a bank can be opened generally for business purpose. There are no restrictions on withdrawals in this type of account. No interest is paid in this type of account.

21. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit differently than RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to transfer the money from one account to another. You can transfer any amount through NEFT, even a rupee. 22. RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit. 23. BOND: Publicly traded ling term debt securities issued by corporations and governments, whereby the issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal maturity. 24. Call Money: Call Money‘ is the borrowing or lending of funds for 1day. 25. Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known as ‗Notice Money‘

26. Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days 27. CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived at by dividing the capital of the bank with aggregated risk weighted assets for credit risk, market risk and operational risk. 28. Non Performing Assets (NPA): An asset, including a leased asset, becomes non performing when it ceases to generate income for the bank. 29. INFLATION: inflation is a rise in the general level of prices of goods and services in an economy over a period of time. When the general price level rises, each unit of currency buys fewer goods and services. Consequently, inflation reflects a reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account within the economy.

Highlights of Union Budget 2014:

1. Fiscal deficit target for 2014-15 at 4.1% of GDP and 3.6 for 2015-16 and 3% for 2016-17

2. Revenue Deficit seen at 2.9% for FY15

3. Aim to achieve 7-8 per cent economic growth rate in next 3-4 years: FM

4. Committed for growth of agriculture at the rate of 4 per cent.

5. Defence FDI cap raised to 49% from 26% at present

6. Exemption limits on income tax from Rs. 2 lakh to Rs. 2.5 lakh.

7. For senior citizens, the exemption on income has been raised to Rs. 3 lakh per annum.

8. Tax-free cap on home loan interest from Rs. 1.5 to Rs. 2 lakh.

9. No change in Income tax rates and slab .

10. Annual PPF ceiling to be enhanced to Rs 1.5 lakh, from Rs 1 lakh

11. Women Safety: i. Outlay of Rs. 50 crores for a pilot scheme on road safety ii. Another 150 crores to be spent by MHA on safety on women in larger cities iii. 'Beti Bachao, Beti Padhao Yojana' - 100 crores

12. Rs 3600 cr set aside for National Rural Drinking Water: FM 13. Rural housing: Rs 8000 crore for national housing banking programme 14. Metro rails in PPP mode; Rs. 100 cr set aside for metro scheme in Ahmadabad and Lucknow

15. Each year government will be adding AIIMS to ensure there is an AIIMS in every state: Jaitley 16. Rs 100 crores to set up virtual classrooms. 17. Rs 500 crores for setting up 5 more IIMs and IITs 18. FM Proposes to enhance the scope of income tax settlement commission 19. Rs 7,060 crore allocated for building new cities 20. Rs 200 crores credit scheme for start-ups by those from scheduled castes and tribes 21. 15 Braille press to come up. 22. Currency note with Braille-like signs 23. Minimum pension of Rs.1000 per month to all PP schemes. 24. Rs 50,548 cr proposed for SC development 25. Bharat Swach Yojna proposed for hygiene and cleanliness. 26. Rs. 200 crore for Statue of Unity, a statue of Sardar Patel in Gujarat. 27. Rs. 1000 cr for irrigation plan named Pradhan mantri krishi sichayin yojana. 28. e-visa for nine cities. 29. Rs. 7060 cr for creating smart cities. 30. Assam and Jharkhand to get Centre of Excellence on farming 31. Rs. 100 crores for modernization of Madrasas 32. Jaitley announces Skill India, a programme to train youth for jobs 33. Rural housing: Rs 8000 crores for national housing banking programme 34. Senior Citizens Pension Plan Extended Till August 2015 35. Rs. 500 crore for price stabilization fund. 36. 100 soil testing laboratories across the country. 37. Agriculture University in AP and Rajasthan, and Horticulture University in Haryana, Telangana; Rs. 200 cr set aside 38. An AIIMS will be created in every state. 39. All six new AIIMS are functional. Four more AIIMS under consideration. 12 more medical colleges will be added. Rs. 500 crore allocated for this. 40. Govt allocates Rs 500 cr for Internet connectivity in villages 41. Crisis Management Center for women at Delhi 42. Start up village at Rs 100 crore to promote entrepreneurship among rural youth. 43. Rs. 14,389 crores for PM Sadak Yojana 44. Rs 200 crore allocated to set up six textiles clusters FDI Limits…

List of Limits in Various Sectors (In %)

1. Defence Raised to 49% from

26%

2. Pension 49

3. Insurance Raised to 49% from

26%

4. Print Media 26

5. Civil Aviation 49

6. Public Sec. Banks 20

7. Private Sec. Banks 74

8. Multi Brand 51

9. Single Brand 100

10. Tourism 100 India’s GDP Forecast: RBI pegged 2014-15 GDP growth at a central estimate of 5.5 % World Bank lowers India’s GDP growth forecast for 2014-15 at 5.5 % from the earlier forecast of 5.7 per cent. ADB pegs India GDP growth rate for 2014-15 at 5.5 % IMF projected GDP growth for India in 2014-15 at - 5.4 % India ranking in different Indexes:

1. Human Development Index 2014 – 135

2. Global Environment Performance Index 2014 – 155

3. Intellectual property (IP) environment 2014 – 25 (US ranked on the top followed by UK and France)

4. World Press Freedom Index 2014 - 140 in the list of 180 countries

5. World's best countries for doing business 2014 – 134

6. Global Peace Index 2014 – 143

7. Global Innovation Index 2014 - 76

8. World Prosperity Index 2013 – 106.

9. Global Corruption Index 2013 – 94

10. Global Competitiveness Index 2013 -60 for 2013 (Switzerland top in this report)

ABOUT : NABARD – National Bank for Agricultural and Rural Development

Headquarters Mumbai, Maharashtra, India Established 12 July 1982 Chairman Dr. Bhanwala ORIGIN: The Committee to Review the Arrangements for Institutional Credit

for Agriculture and Rural Development (CRAFICARD) set up by Reserve Bank of India in 1979 recommended formation of “NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT (NABARD)” as a “new organisational device for providing undivided attention, forceful direction and pointed focus to the credit problems arising out of integrated rural development”. National Bank for Agriculture and Rural Development (NABARD) was established on 12 July 1982 by an Act of the Parliament MANDATE: NABARD was set up as a Development Bank with a mandate for providing and regulating credit and other facilities for the promotion and development of agriculture, small scale industries, cottage and village industries, handicrafts and other rural crafts and other allied economic activities in rural areas with a view to promoting integrated rural development and securing prosperity of rural areas, and for matters connected therewith or incidental thereto. CORPORATE MISSION: Promote sustainable and equitable agriculture and rural prosperity through effective credit support, related services, institution development and other innovative initiatives. CAPITAL STRUCTURE: The paid up capital of NABARD is Rs.2,000 crore with Government of India (GoI) holding Rs.1,980 crore and the remaining by Reserve Bank of India (RBI). ORGANISATIONAL SETUP: NABARD, with its Head Office at Mumbai, has 30 Regional Offices located in States and a Union Territory.

Important Committees in News:

1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS) 2. Nachiket Mor committee: for small and payments bank 3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks. 4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India 5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant. 6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under the chairmanship of P. J. Nayak. He is a former Chairman and CEO of Axis Bank. 7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of people from North East.

8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that customers should not be required to visit the bank branch for mobile number registration. 9. Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road map to make India self-sufficient in oil and natural gas by 2030. 10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence. 11. Urjit Patel Committee - to examine the current monetary policy framework 12. Mukul Mudgal member panel to probe IPL spot-fixing 13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income households. 14. Justice A.P. Shah committee : to head panel on road safety

15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of Spectrum. 16. Bimal Jalan panel : to scrutinize applications for new bank licenses. 17. Parthasarathi Shome. – for Tax Administration Reform Commission (TARC), Suggest a system to enforce better tax compliance 18. panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 1- 1.50 a litre every month as against the 45-50 paise monthly hike followed currently. 19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India 20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL) 21. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII) 22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006

OSCAR AWARD 2014:

Best Film - 12 Years a Slave – Directed by Steve McQueen

Best Actor - Matthew McConaughey for: Dallas Buyers Club

Best Actress -Cate Blanchett for: Blue Jasmine

Best Director -Alfonso Cuarón for Gravity

Best Actor in a Supporting Role - Jared Leto for: Dallas Buyers Club

Best Actress in a Supporting Role - Lupita Nyong'o for 12 Years a Slave

Best Foreign Language Film - The Great Beauty (Italy)

Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th on March 2, 2014.

61st :

Best Film: 'Ship of Theseus' – Director – Gandhi

Best Actor: Rao for 'Shahid' and Suraj Venjaramudu and Venajaramoodu for Malayalam movie 'Perariyathavar'

Best Actress: Geetanjali Thapa for Liars Dice

Best Director Award: Pranjal Dua for 'Chidiya Ud' (Hindi)

Best Popular Film providing Wholesome Entertainment: ''

Best Film on Social Issues: 'Tojia Dharm Kauncha'

Best Non Feature Film: 'Rangbhoomi'

Best Supporting Actor: Saurabh Shukla, 'Jolly LLB'

Note: 'Cinema Ka Cinema' got the Best Book on Cinema, while the Best Film Critic award went to Alka Sahania

Director of Film 'Shahid' – Hansal Mehta

Director of Film 'Jolly LLB'–

Director of Film Liars Dice – Geetu Mohandas

15th IIFA Awards-

Best Picture - Viacom 18 Motion Pictures & Rakeysh Omprakash Mehra- BhaagMilkha Bhaag

Best Direction - Rakeysh Omprakash Mehra - Bhaag Milkha Bhaag

Performance in a Leading Role (Male) - - Bhaag Milkha Bhaag

 Performance in a Leading Role (Female) - - Express Performance in a Supporting Role (Male) - Aditya Roy Kapoor - Yeh Jawaani Hai Diwani Performance in a Supporting Role (Female) - Divya Dutta - Bhaag Milkha Bhaag Performance in a Comic Role - - Jolly LLB Performance in a Negative Role - -D-Day Music Direction - Mithoon, Ankit Tiwari,Jeet Ganguly - Aashiqui 2 Best Story - - Bhaag Milkha Bhaag Lyrics Writer - Mithoon - Song (Tum Hi Ho) - Aashiqui 2 Playback Singer (Male) - – Song (Tum Hi Ho) - Aashiqui 2 Playback Singer (Female) - - Song (Sunn Raha Hai) – Aashiqui2 Best Debutant Male – – Raanjhanaa Best Debutant Female - Vani Kapoor - Shudh Desi Romance Outstanding Contribution by An Indian in the US - Drs. Kiran & Pallavi Patel Entertainer of the year - Deepika Padukone Outstanding Contribution To International Cinema -John Travolta Lifetime Achievement - Shatrughan Sinha

Winners at 59th Idea Awards 2013

Best Actor in Leading Role (Male)- Farhan Akhtar ( Bhaag Milkha Bhaag)

Best Actor in Leading Role (Female)- Deepika Padukone (Ram-leela)

Best Film- Bhaag Milkha Bhaag

Best Director- Rakeysh Omprakash Mehra (Bhaag Milkha Bhaag)

Best Debut Director- Ritesh Batra (The Lunchbox)

Best Debut (Male)- Dhanush (Raanjhanaa)

Best Debut (Female)- Vaani Kapoor ()

Critics Award for Best Film- The Lunchbox

Critics Award for Best Actor (Male)- ( Shahid)

Critics Award for Best Actor (Female)- Shilpa Shukla (BA Pass)

The Sony Trendsetter Award- Chennai Express

The Lifetime Achievement Award- Tanuja

Best Dialogue Award- Subhash Kapoor (Jolly LLB)

Best Screenplay Award- Chetan Bhagat, , Supratik Sen and Pubali Chaudhari (Kai Po Che!)

Best Story Award- Subhash Kapoor (Jolly LLB)

Best Actor in Supporting Role (Male)- (The Lunchbox)

Best Actor in Supporting Role (Female)- Supriya Pathak Kapur (Goliyon Ki Raasleela Ram-leela)

Best Lyrics Award- Prasoon Joshi - Zinda (Bhaag Milkha Bhaag)

Best Music Award- Jeet Ganguly, Mithoon & Ankit Tiwari (Aashiqui 2)

RD Burman Award for Upcoming New Music Talent- Mahadevan

Best Playback singer (Male)- Arijit Singh - Tum hi ho (Aashiqui 2)

 Best Playback Singer (Female) Award- - Sawaar loon (Lootera) Best Choreographer Award- Samir and Arsh Tanna - Lahu muh lag gaya (Goliyon Ki Raasleel Ram- leela) Best Background Score Award- Hitesh Sonik (Kai Po Che) Best Action Award- Thomas Struthers and Guru Bachchan (D Day) Best Cinematography Award- Kamaljit Negi (Madras Cafe) Best Editing Award- Aarif Sheikh ( D-Day) Best Production Design Award- Acropolis Design (Bhaag Milkha Bhaag) Best Sound Design Award- Bishwadeep Chatterjee and Nihar Ranjan Samar (Madras Cafe) Best Costume Award- Dolly Ahluwalia (Bhaag Milkha Bhaag) Best VFX Award- Tata Elxis (Dhoom:3)

STATES------CAPITAL------GOVERNERS------CHIEF MINISTERS ======[1] Andhra Pradesh ------Vijayawada------E. S. L. Narasimhan------N. Chandrababu Naidu [2] Arunachal Pradesh –---Itanagar------Nirbhay Sharma------Nabam Tuki [3] Assam –------Dispur------Janaki Ballabh Patnaik------ [4] Bihar ------Patna------D. Y. Patil------Jitan Ram Manjhi [5] Chhattisgarh ------Raipur------Balramji Das Tandon------Raman Singh [6] Goa –------Panaji------------ [7] Gujarat ------Gandhinagar------------ [8] Haryana ------------Kaptan Singh Solanki------Bhupinder singh Hooda [9] Himachal Pradesh ---Shimla------Urmila Singh------Virbhadra Singh [10] J & K –------(s)/Jammu(w)----- ------ [11] Jharkhand ------Ranchi------Syed Ahmed------Hemant Soren [12] Karnataka ------Bengaluru------Vajubhai Rudabhai Vala------Siddaramaiah [13] Kerala ------Thiruvananthpuram------P Sathasivam------Oommen Chandy [14] Madhya Pradesh ----------Ram Yadav------Shivraj Singh Chauhan [15] Maharashtra ------Mumbai------Chennamaneni Vidyasagar Rao---- president rule [16] Manipur ------------KK Paul------Okram Ibobi Singh [17] Meghalaya ------Shillong------Krishan Kant Paul------Mukul Sangma [18] Mizoram ------Aizwal------Krishan Kant Paul------Pu Lalthanhawla [19] Nagaland –------Kohima------Padmanabha Acharya------T R Zeilang [20] Odisha ------Bhubaneshwar------S. C. Jamir------ [21] Punjab ------Chandigarh------– ------Prakash Singh Badal [22] Rajasthan –------------Sh. Kalyan Singh------Vasundhara Raje [23] Sikkim –------Gangtok------Shriniwas Dadasaheb Patil------Pawan Kumar Chamling [24] Tamil Nadu ------Chennai------K. Rosaiah------O Pannerselvam [25] Telangana ------Hyderabad------E. S. L. Narasimhan------K Chandra Shekhar Rao [26] Tripura ------Agartala------Padmanabha Acharya------Manik Sarkar [27] Uttar Pradesh ------Lucknow------Ram Naik------Akhilesh Yadav [28] Uttarakhand ------------Aziz Qureshi------Harish Rawat [29] West Bengal------------Keshari Nath Tripathi.------Mamta Banerjee

Important Committees in News: 1. G. Padmanabhan Committee: implementation of Bharat Bill Payment System (BPPS) 2. Nachiket Mor committee: for small and payments bank 3. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks. 4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India

5. K.K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant. 6. PJ Nayak: to review Governance of Boards of Banks in India. The committee was constituted under the chairmanship of P. J. Nayak. He is a former Chairman and CEO of Axis Bank. 7. M P Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of people from North East. 8. B. Sambamurthy: panel favours single mobile banking app on all SIMs. Panel recommended that customers should not be required to visit the bank branch for mobile number registration. 9. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a road map to make India self-sufficient in oil and natural gas by 2030. 10. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence. 11. Urjit Patel Committee - to examine the current monetary policy framework 12. Mukul Mudgal member panel to probe IPL spot-fixing 13. Nachiket Mor - committee on comprehensive financial services for small businesses and low-income households. 14. Justice A.P. Shah committee : to head panel on road safety 15. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of Spectrum. 16. Bimal Jalan panel : to scrutinize applications for new bank licenses. 17. Parthasarathi Shome. – for Tax Administration Reform Commission (TARC), Suggest a system to enforce better tax compliance 18. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs 1- 1.50 a litre every month as against the 45-50 paise monthly hike followed currently. 19. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India 20. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL) 21. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII) 22. Suma Verma Committee - to update, and revise the Banking Ombudsman Scheme, 2006

Committees

Union Finance Minister constituted H R Khan panel to assess unclaimed deposits in the PPF accounts.

Bombay High Court on 2 September 2014 set up V V Daga Committee to conduct forensic audit of NSEL and liquidate the assets of its defaulting borrowers in the over 5500 crore rupees payments scam. V V Daga is a retired judge of Bombay High Court.

H Devaraj Committee reported that most of the deemed universities are not fit for being a university. It said that out of 41 C category deemed universities only 10 universities are found to be fit for being a university.

Sivaramakrishnan committee constituted by the Union Government to suggest the place to build the capital city of Andhra Pradesh.

Prime Minister Narendra Modi on 27 August 2014 set up a Ramanujam committee to identify obsolete laws.

The Union Government decided to appoint former RBI governor Bimal Jalan as the head of the Expenditure Management Commission.

The Union Ministry of Human Resource Development (HRD) on 3 August 2014 set up a four member committee to review the present status of UGC

Union Ministry of Corporate Affairs on 19 July 2014 constituted R S Sharma Expert Committee on Cost Records and Cost Audits.

SC has appointed a former Justice SB Sinha commission to probe the 2006 Fire tragedy. It will its report by 31 January 2015.

Committee Set Up On Uttarakhand Floods : The committee headed by AK Ganju (Chairman, Ganga Flood Control Commission, Patna).

JS Mathur committee : to revise Newspaper Advertisement Rates

K. Ratna Prabha : Committee on indecent depiction of women in media.

Mukul Mudgal Committee: looking into US giant Walmart‘s lobbying activities to enter India

MBN Rao Committee: to prepare the blueprint of India‘s first women‘s bank

SK Srivastava Committee: to formulate a policy on public-private partnership model to raise coal output.

K M Chandrasekhar Committee –for rationalization of foreign investment norms Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII) Janakiraman Committee – To investigate the security transactions of the bank RS Gujral Committee – suggest measures to boost MSME exports. MS Ahluwalia committee – to evaluate aspects related to set up of Nalanda University  committee- for inclusion of Bhojpuri language in eighth schedule of constitution N R Narayana Murthy committee – for evaluation of corporate sector participation in Higher Education. C Rangarajan committee – for poverty scale estimates in the country MB Shah committee – for inspection of illegal mining activities N Rangachary committee – to examine taxation policies for I.T. sector Parthasarathi Shome committee – implementation of GAAR (General Anti Avoidance Rule).  committee – for Financing Infrastructure sector  committee – 14 member task force on security issues Bhandari Committee – Reconstruction of RRBs

List of important organization India and their heads Sr Head Organization 1. Mohd.Hamid Ansari Chairman, Rajya Sabha

2. Sumitra Mahajan Chairperson of Lok Sabha 3. Narendra D Modi Chairman, Planning Commission 4. Gulam Nabi Azad Leader of Opposition in Rajya Sabha 5. Narendra D Modi Leader of House in Lok Sabha 6. Mallikarjun Kharge Leader of Congress in Lok Sabha 7. V. Sampath Chief Election Commissioner 8. Syed Nasim Ahmed Zaidi Election Commissioner 9. Harisanker Brahma Election Commissioner 10. Pradeep Kumar Chief Vigilance Commissioner 11. Singh Foreign Secretary 12. Shashi Kant Verma Comptroller & Auditor General of India 13. Jus. Vangala Eswaraiah Chairman, National Commission for Backward Classes 14. Rahul Khullar Chairman, Telecom Regulatory Authority of India 15. Ranjit Sinha CBI Director 16. Rameshwar Oran Chairman, National Commission for Scheduled Tribes 17. Naseem Ahmed Chairperson, National Commission for Minorities 18. Rajni Razdan Chairman, UPSC 19. Sharad Kumar Director General, National Investigation Agency 20. Ved Prakash Chairman, UGC 21. K. Radhakrishnan Chairman, Space Commission and ISRO 22. R.K. Sinha Chairman, Atomic Energy Commission and Sec. Deptt. of Atomic Energy 23. A. Bhattacharya Chairman, SSC 24. K.G. Balakrishnan Chairman, Human Rights Commission 25. C. Chandramouli Registrar General of India and Census Commissioner 26. K.V.Choudhary Central Board of Direct Taxes 27. T.S. Vijayan Chairman, Insurance Regulatory Development Authority 28. U.K. Sinha Chairman, Securities & Exchange Board of India 29. Arundhati Bhattacharya Chairperson, State Bank of India 30. S.K. Roy Managing Director, LIC 31. Ashoke Kumar Mukherjee India‘s permanent representative in UNO 32. Nirupam Sen Spl. Sr. Advisor to President of UN General Assembly 33. Mamta Sharma Chairperson of National Commission for Women 34. Y.V. Chairman, 14th Finance Commission 35. Ashok Chawla Chairman, Competition Commission of India 36. Chairperson, Central Board of Film Certification 37. Rana Kapoor President, ASSOCHAM 38. R. Chandrasekhar Chairman, NASSCOM 39. R. Chandrashekhar President, NASSCOM 40. Alok Joshi Director General, RAW 41. Chairperson, Children Film Society of India 42. S. Banerjee Director, Bhabha Atomic Research Centre

43. Ajay S. Shriram President, CII 44. Siddhartha Birla President, FICCI 45. Chairman, National Knowledge Commission 46. Chairman, National Film Development Corporation 47. Chairperson, Prasar Bharati 48. Ratan Tata Chairman, Investment Commission 49. Scientific advisor to PM and Head DRDO 50. Jawhar Sircar Chairman, Prasar Bharati 51. T.M.Basin Chairman, Indian Banks Association 52. Rajeev Mathur Chief Information Commissioner 53. Prof. Parvin Sinclair Director, NCERT 54. Ajit Doval National Security Advisor List of important International organizations and their heads Sr Head Organization 1. BDavid Richardson CEO of ICC 2. Hassan Malik Chairman, SAARC 3. Chairman, ICC Cricket Committee 4. Christine Lagarde Managing Director, International Monetary Fund 5. Irina Bokova Director General, UNESCO 6. Mukhira Kituyi Secretary General, UNCTAD 7. Peter Tomka President, International Court of Justice 8. Takehiko Nakao President, Asian Development Bank 9. Kamlesh Sharma Secretary General, Commonwealth 10. Roberto Azevedo Director General, WTO 11. N. Srinivasan President, International Cricket Council 12. Jim Yong Kim President World Bank 13. Yukia Amano Director General, International 14. Jan Eliasson First Dy. Secretary General, UNO 15. Arjun Bahadur Thapa Secretary General, SAARC 16. Salil Sethi Sec. Gen, Amnesty International 17. Clerk Director General of UNDP 18. Klaus Schweb Chairman, WEF (World Economic Forum) 19. Ban Ki Moon Secretary General, United Nation Organization 20. Hassan Rouhani Chairperson/Secretary Gen. of NAM 21. Phumzile Mlambo Nqcuka Head of UN Women 22. Thomas Bach President, International Olympic Committee 23. N.Ramachandran President, Indian Olympic Association 24. Prince Zeid al Hussein UN High Commissioner for Human Rights

Facts About Census 2011

1. What is the Total population of India according to 2011 census ? Answer: 121 crore

2. Which is the most populous state in India ? Answer: Uttar Pradesh 3. Which is the least populous state in India ? Answer: Sikkim 4.What is the rate of growth of population of India according to 2011 census ? Answer: 17.64 % 5. Which state has the highest fertility rate in India ? Answer: Meghalaya 6. What is the percentage of worlds population having in India? Answer: 17.5 % 7. Literacy Rate in India according to Census 2011? Answer: 74.04 % 8. Which is the most literate state in India ? Answer: Kerala (93.9% 9. Which is the least literate state in India ? Answer: Bihar (63.82% 10. Which is the most literate Union territory in India ? Answer: Lakshadweep (92.2% 11. Which is the least literate Union territory in India ? Answer: Dadra and Nagar Haveli 12. Which is the most Literate districts of India ? Answer: Serchhip (Mizoram) 13. Which is the least Literate districts of India ? Answer: Alirajpur (Madhya Pradesh) 14. Which Indian state has high density of population ? Answer: Bihar (1106) 15. Which Indian state has low density of population ? Answer: Arunachal Pradesh (17) 16. Which state in India has highest sex ratio ? Answer: Kerala (1084/1000) 17. Which state in India has lowest sex ratio ? Answer: Haryana 18. What is the Density of Population of India ? Answer: 382 19. What is the sex ratio of India ? Answer: 940/1000 20. Which Union territory has highest sex ratio ? Answer: Puducherry 21.Which Union territory has lowest population ? Answer: Lakshadweep 22. What is the number of districts in India according to 2011 census ? Answer: 640

News Related To Defence & Technology

Missiles in use of Indian Army:

_ Prithvi I - 150km

_ Prithvi II - 350km

_ Prithvi III - 350km - 600km

_ Agni I - 700km -1250km

_ Agni II - 2000km -3500km

_ Agni III - 3500km -5000km

_ Agni IV - 3000km -4000km

_ Agni V - 5500km -5800km

_ Agni VI - 8000km -3500km

_ Akash- 30 km

1. INS Kolkata : Prime Minister Narendra Modi commissioned INS Kolkata at the Naval base in Mumbai. INS Kolkata is biggest and most powerful guided missile-destroyer.

2. INS Kamorta: India's first indigenously built Anti-submarine warship inducted into the Navy.

3. PM dedicates two hydro power projects in Leh and Kargil: (i) 44 MW Chutak hydro- electric project in Kargil district and (ii) 45 MW Nimoo Bazgo project in Leh district.

Note: i. The Chutak Hydroelectric Plant is a run-of-the-river power project on the Suru River ii. The Nimoo Bazgo power station is located on river Indus.

4. China unveiled its next generation Intercontinental Ballistic Missile (ICBM) Dongfeng – 41 (DF-41).

Note: DF-41 with its long range has similar abilities to the US rocket Minuteman, which has a range of 13000 km or Russian RS-24M Yars.

5. The received its sixth C-17 Globemaster heavy lift transport aircraft which also carried a World War II vintage 'Harvard' aircraft in its belly.

6. Indo-Russia pact planned to develop a sleeker and faster 'mini' version of BrahMos missile

7. Malabar Naval exercise 2014 held in the Pacific Ocean. The Exercise Malabar is a joint naval exercise first conducted as a bilateral one between the US and Indian navies in 1992. Japan participates in the Malabar exercises for the third time since it first participated in 2007.

8. Indo-Russian joint venture firm BrahMos Aerospace is developing a smaller version of the 290-km supersonic cruise missile for enabling its deployment on submarines and smaller fighter aircraft such as MiG 29K. Books & Their Authors

1. Book ‐ My Years with Rajiv and Sonia written by R.D.Pradhan 2. Book ‐ ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar. Some other books of Sameer Kochhar: 1. Growth & Finance 2. Speeding Financial Inclusion. 3. Policymaking for Indian Planning 4. Building from the Bottom: Infrastructure and Poverty Alleviation 3. Book: Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh 4. Book: The Accidental Prime Minister: The Making and Unmaking of authored by Dr. Sanjaya Baru 5. Book: : Lessons in Leadership written by . 6. Book: Rationalised Roman for Kashmiri written by Dr. R L Bhat 7. Book: Narendra Modi: A Political Biography written by Andy Marino. 8. Book: Public Issues Before Parliament written by Vijay Darda 9. Book: The Political Economy of Energy and Growth authored by Sh. Najeeb Jung 10. Book: India at Risk: authored by Jaswant Singh. 11. Book ‐ ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar. 12. Book: Water, Peace and War ‐ Confronting the Global Water Crisis written by Brahma Chellaney. 13. Hard Choices authored by Hillary Rodham Clinton 14. Book: Greater than Bradman: celebrating Sachin, the greatest batsman in Test history authored by : Rudolph Lambert Fernandez, a Chennai‐based author. 15. Book: ―Unbreakable‖ ‐ An Autobiography by 16. The Luminaries by: Eleanor Catton. She won the Man Booker Prize 2013. 17. Walking With Giants: authored by former Finance Secretary G. Ramachandran. 18. "I am Malal : authored by Christina Lamb.

19. Momentous Times on the 175 years of Times of India. The book is an effort of Group. 20. "Victory India ‐ A Key to Quality Military Leadership" authored by Colonel Vinay B Dalvi (Retd) 21. The Da Vinci Code: Dan Brown Some books authored by RBI Governor: Rajan  Aid and Growth  Fault Lines  India's Pattern of Development  The Real Effect of Banking Crises  Controlled Capital Account Liberalization  Saving Capitalism from the Capitalists .

1. ―One Life is Not Enough‖ : written by Kunwar

Note: The book is an autobiography of the former External Affairs

Minister and senior Congress Party leader Natwar Singh.

2. A book entitled Munger through the Ages authored by late Devendra Prasad Yadav

3. The Lives of Others‖ a novel written by: Neel Mukherjee

Note: Novel is short listed for the prestigious Man Booker Prize 2014.

4. The Substance and the Shadow: written by Uday Tara Nayar, a former journalist.

Note: The Substance and the Shadow, the biography of 91-year-old actor .

5. Warrior State written by T V Paul

6. Blood Feud written by Edward Klein

7. A Bad Character: authored by Deepti Kapoor.

8. The Good, the Bad and the Ridiculous - Khuswant Singh

9. Train To Pakistan - Khuswant Singh

10. An Uncertain Glory: India and its Contradictions - Jean Dreze and Amartya Sen.

11. A Brush with Life-

12. A Bend in the river- V.S. Naipaul

13. God of Small things- Arundhati Rai

14. Inheritance of Loss- Kiran Desai.

15. Joseph Anton- Sulman Rushdie (Autobiography)

16. ―Khushwantnama-The Lessons of My Life ― –

17. Lajja- Taslima Nasrim.

18. My Unforgettable Memories-Mamata Banerjee

19. My Years with Rajiv and Sonia written by R.D.Pradhan

20. ModiNomics: Inclusive Economics, Inclusive Governance: authored by Sameer Kochhar.

21. Crusader or Conspirator? Coalgate and other Truths authored by PC Parakh

22. The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored by Dr. Sanjaya Baru

LEADER”S VISITED INIDIA

1. Chuck Hagel: US Defence Secretary visited India

2. Jim Yong Kim: World Bank President visited India.

3. Bill Clinton: Former US President visited in Lucknow

4. William Hague: UK Foreign Minister visited India

5. Laurent Fabius: French Foreign Minister to visited India.

6. G L Peiris: Foreign Minister of Sri Lanka visited India

7. Wang Yi: Chinese Foreign Minister visited India

8. Yousuf bin Alawi bin Abdullah: Oman Foreign Minister visited India

9. King of Bahrain Hamad bin Isa Al Khalifa visited India on February .

10. German President Joachim Guack visited India

OBITUARY

1. : Gandhi' filmmaker dies at 90

2. UR Anantha Murthy: Eminent writer passes away. Anantha Murthy, a writer and critic, was considered one of the pioneers of the Navya movement in Kannada literature.

3. BKS Iyengar: World-renowned yoga guru and founder of the Iyengar School of Yoga BKS Iyengar passed away

4. Robin Williams: Oscar Winning Actor died

5. Lauren Bacall: Hollywood icon dead at 89

6. Hashim Khan: Squash Legend of Pakistan died

7. Amitava Nandy: Veteran CPI-M leader died

8. Cartoonist Kumar Sharma, creator of iconic Chacha Chowdhury, dead

9. Robert Drew: Pioneer of Cinema documentarian dies at 90

10. Sundaram Sankaran: Veteran journalist died at 87

11. Sushilarani Patel, the renowned classical singer of India died

12. Madhukar Singh, an eminent Hindi litterateur died

13. J. Sasikumar: Malayalam filmmaker passes away.

14. Nadine Gordimer: South Africa‘s Nobel-winning novelist dies

15. : Veteran actress Zohra Sehgal known for her jovial roles in films like Dil Se, Kal Ho Naa Ho, Veer- Zaara, Cheeni Kum and passed away. She was 102.

16. , the eminent scholar of the Indian Constitution died in Washington DC.

17. Ramanarayanan, Tamil film director and producer, died at 65.

ORGANISATION AND THERE HEADQUARTERS

1UNO - 10. International Court Of 2. UNICEF - New York Justice - The Hague 3. UNESCO - Paris 11. International Atomic 4. UNIDO - Vienna Energy Agency - Vienna 5. WHO - Geneva 12. World Bank - Washington 6. UNFPA - New York D.C. 7. ILO - Geneva 13. International Committee 8. IMF - Washington DC of the Red Cross - Geneva 9. WTO - Geneva 14. International Maritime

Organisation - London 15. Universal Postal Union - Berne 16. Food and Agricultural Organisation - Rome 17. World Meteorological Organisation - Geneva 18. SAARC - Kathmandu 19. Amnesty International - London 20. Transparency International - Berlin 21. World Intellectual Property Organization - Geneva 22. International Renewable Energy Agency - Abu Dhabi (UAE) (Interim HQs) 23. - London 24. International Standards Organisation – Geneva

Revolutions in the field of Grey Revolution - Fertilizer Pink Revolution - Onion agriculture in India: production/Pharmaceutical (India)/Prawn production Black Revolution - Petroleum Production Red Revolution - Meat & Tomato Production Blue Revolution - Fish Production Round Revolution - Potato Brown Revolution - Silver Fiber Revolution - Cotton Leather/nonconventional( Silver Revolution - Egg/Poultry Production India)/Cocoa production White Revolution (In India: Operation Flood) - Golden Fiber Revolution - Jute Production Milk/Dairy production Golden Revolution - Fruits/Overall Yellow Revolution - Oil Seeds production Horticulture Evergreen Revolution - Overall development development/Honey Production of griculture Green Revolution - Food grains Crop Seasons: season and it starts in June and to end in October Rabi Crop:The term Rabi means "spring" in Sowing season: May - July Arabic, and the rabi crops are grown between Harvesting season: September to October the months mid November to Important Crops: Jower, Bajra, Rice, , April. Cotton, Groundnut, Jute, Hemp, Sugarcane, Sowing season: October - December Tobacco etc Harvesting season: February - April Zaid crops On the Indian sub-continent, the Important Crops: Wheat, Barley, Gram, Linseed, crops grown on irrigated lands which do not Mustard, Masoor, Pea and Potatos have to wait for monsoons, in Kharif crop refers to the planting, cultivation the short duration between Rabi and Kharif and harvesting of any domesticated plant sown crop season, mainly in the rainy (monsoon)

from March to June, are called Zaid crops (also Gair: Rajasthan. written as Zayad : Gujarat. crops). The main produce are seasonal fruits : Rajasthan. and vegetables. Karagam: Tamil Nadu. Sowing season: August - September Dumhal: Kashmir. Harvesting season: December - January Lavani: Maharashtra Important Crops: Rice, Jowar, Rapeseed, Cotton, : Orissa Oilseeds Zaid rabi crops:Zaid Rabi crops are sown in February - March Classical dances in India Harvesting is in April - may

Important Crops: Water melon, Toris, Cucumber, leafy and Other vegetables Kathak: Uttar Pradesh. Bihu: Assam Important Dams in India: Bharat Natyam: Tamil Nadu.. : Andhra Pradesh. Tehri Dam: on Bhagirathi River, : Kerala. Uttarakhand Chhau: Orissa, Bihar and West Bengal Bhakra nangal Dam: on Sutlej River, Punjab Rauf – Jammu & Kashmir and Himachal Important Wildlife Sanctuary in India: Pradesh. Kaziranga Wildlife Sanctuary - Assam Hirakud Dam: on Mahanadi River, Orissa Manas Wildlife Sanctuary - Assam  sagar Dam: on Krishna River, Gir National Park & Wildlife Sanctuary- Andhra Pradesh Gujarat Sardar Sarovar Dam: on Narmada River, Sundarbans National Park - West Bengal Gujarat Periyar National Park and Wildlife Sanctuary – Kerala Kanha National Park - Madhya Pradesh Nuclear power plants in India: Bandhavgarh National Park - Madhya Pradesh Narora atomic power plant - Narora, UP Ranthambore National Park & Wildlife Rajasthan atomic power plant: Rawatbhatta, Sanctuary - Rajasthan Rajasthan Tarapur atomic power plant - Maharashtra Bharatpur Bird Sanctuary - Rajasthan Kakarpar atomic power plant - Gujarat Tal Chappar Wildlife Sanctuary - Rajasthan Madras atomic power plant - Tamilnadu Sariska Wildlife Sanctuary - Rajasthan Kaiga atomic power plant – Karnataka Chilka Lake Bird Sanctuary – Odissa Kundankullam : Tamil Nadu Nandankanan Zoo – Odissa Corbett National Park – Uttrakhand Folk dances in India

: Punjab.

Changu: Odissa and Andhra Pradesh

Information based on Agriculture :

Top 3 production states and countries: Wheat – State - 1. Uttar Pradesh 2. Punjab 3. Haryana Country - 1. China 2. India 3. USA

Rice – State 1. West Bengal 2. Andhra Pradesh 3. Uttar Pradesh Country - 1. China 2. India 3. Indonesia Sugarcane – States - 1. Uttar Pradesh 2. Tamil Nadu 3.Maharashtra Country - 1. Brazil 2. India 3. China Jute – State - 1. West Bengal 2. Bihar 3. Assam Country - 1. India 2.Bangladesh 3. China Milk – State - 1. Uttar Pradesh 2. Rajasthan 3. Andhra Pradesh Country - 1. India 2. United States 3. China

Sports News

2014 :

The (officially the XX Commonwealth Games) were held in Glasgow, Scotland, from 23 July to 3 August 2014. This is the 20th edition of the Commonwealth Games. Scotland has previously hosted the event twice, in 1970 and 1986, both in . Note: The first was hosted by Hamilton, Canada, in 1930 and known as the British Empire Games. finished top of the medal table for the first time since the 1986 Commonwealth Games, also held in Scotland. Kiribati also won its first ever medal at a Commonwealth Games, a gold in the 105 kg men's weightlifting competition. There are 71 participating nations at the 2014 Commonwealth Games with approximately 4,950 competing athletes, making it one of the largest Commonwealth Games staged to date. Mascot: Clyde, an anthropomorphic thistle named after the river which flows through the centre of Glasgow, was the official mascot of the 2014 Commonwealth Games. The mascot was designed by Beth Gilmour, who won a competition run by Glasgow 2014 for children to design the Mascot.

Medal Tally:

Rank Nation Gold Silver Bronze Total 1 England 58 59 57 174 2 Australia 49 42 46 137 3 Canada 32 16 34 82 4 Scotland 19 15 19 53 5 India 15 30 19 64

India in the 2014 Commonwealth Games, Glasgow, Scotland

India who had finished second in the with an overall tally of 101 medals (38 gold, 27 silver & 36 bronze medals), managed only 64 medals at the 2014 Commonwealth Games – with the medals tally comprising 15 gold, 30 silver and 19 bronze. India kept occupying fifth spot on the medals table.

On closing ceremony, the Indian contingent‘s flag bearer was Punia, who won Silver in women's discus throw. While, the torch bearer in the opening ceremony was ace shooter Vijay Kumar, the 2012 London Olympics Silver medalist.

Here is the list medal winners

WEIGHTLIFTING

Gold Medalist Winners ‐ Weightlifting 1. K Sanjita Chanu: In Women‘s weightlifting 48 kg category K Sanjita Chanu with a total lift of 173 kg won the prized gold medal. Note: Sanjita Chanu wins India‘s first Gold medal at 2014 Commonwealth Games. 2. Sukhen Dey: Sukhen Dey in Men‘s weightlifting 56 kg category claimed gold medal by lifting a total of 248 kg. 3. Satish Sivalingam: 77 kg Satish Sivalingam created a games record with a total lift of 328 kg to claim gold medal while Ravi Katulu lifted total of 317 kg to win silver medal.

Silver Medal Winners ‐ Weightlifting

Silver Medal Winners ‐ Weightlifting 1. S Mirabai Chanu – won Silver medal in Women's weightlifting 48 kg category (Total lift ‐ 170 kg, 75+95) 2. Santoshi Matsa ‐ Women's 53 kg category in weightlifting 3. Ravi Katulu ‐ Men's weightlifting, 77 kg 4. Vikas Thakur ‐ Men's weightlifting, 85 kg 5. Rajinder Rahelu ‐ Men's heavy powerlifting Bronze Medal Winner‐ Weightlifting 1. Mali ‐ Men's weightlifting 56 kg (Total lift 244 kg, 111+133) 2. Swati Singh ‐ Women's 53 kg category in weightlifting 3. Omkar Otari ‐ Men's 69 kg Weightlifting 4. Punam Yadav ‐ Women's weightlifting, 63 kg 5. Chandrakant Mali ‐ Men's weightlifting, 94 kg 6. Sakina Khatun ‐ Women's lightweight powerlifting WRESTLING

Gold Medal winner Wrestling 1. : In Men‘s wrestling, 75kg freestyle Sushil Kumar defeated Qamar of Pakistan what turned out to be a lopsided event. In just 107 minutes Sushil trounced his opponent to take home gold. 2. : In Men‘s wrestling, 65 kg freestyle Yogeshwar Dutt brought laurels to the country by clinching gold medal after defeating Canada‘s Jevon Balfour in the final.

3. Amit Kumar: Nigerian Ebikweminomo Welson was Amit Kumar‘s opponent in the final of Men‘s wrestling, 57kg freestyle. Amit defeated Welson 3‐1 to claim the gold medal. 4. Babita Kumari: In Women‘s wrestling; 55 kg freestyle Babita Kumari completely dominated the proceedings over Canada‘s Brittanee Laverdure and defeated her 9‐2 in the finals for the coveted gold medal. 5. : In Women‘s wrestling, 48kg freestyle youngster Vinesh Phogat who is just 19 years old defeated Yana Rattigan of England by 11‐8 to be part of the glorious 15.

Silver Medal winner ‐ Wrestling

1. Rajeev Tomar ‐ Men's wrestling, 125 kg 2. Satyawart Kadian ‐ Men's wrestling, 97 kg freestyle 3. Bajrang ‐ Men's wrestling, 61 kg 4. Lalita Sehrawat ‐ Women's wrestling, 53 kg 5. ‐ Women's wrestling, 58 kg 6. Geetika Jhakar ‐ Women's wrestling, 63 kg freestyle

Bronze Medal winner ‐ Wrestling

1. Navjot Kaur ‐ Women's wrestling, 69 kg 2. Pawan Kumar ‐ Men's wrestling, 86 kg freestyle

Athletics

Gold Medal Winner in Athletics

1. : After winning the gold medal In Men‘s discus throw Vikas Gowda became the first Indian man to win a field event gold medal at the Commonwealth Games. Gowda threw the discus to 63.64m to clinch the gold medal Note: Vikas Gowda became the first Indian man to win a field event gold medal at the Commonwealth Games

Silver Medal Winner in Athletics

1. Seema Punia ‐ Women's discus throw Bronze Medal Winner in Athletics

2. ‐ Women's artistic gymnastics

Squash

1. Dipika Pallikal and Joshana Chinappa: In Women‘s doubles finals the pair of Dipika Pallikal and Joshana Chinappa defeated England‘s Jenny Duncalf and Laura Massaro 11‐6, 11‐8 in straight sets. Note: The pair gave India their first squash medal in the Commonwealth Games.

BADMINTON

Gold Medal in Badminton 1. Parupalli Kashyap: On last day of the Commonwealth Games Parupalli Kashyap in Men‘s Badminton final defeated Singapore‘s Derek Wong 21‐14, 11‐21, 21‐19 to clinch the gold. Note: Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at the Games. Silver Medal in Badminton 1. Jwala Gutta and Ashwini Ponnappa ‐ Women's badminton doubles Bronze Medal in Badminton 1. PV Sindhu ‐ Women's badminton 2. RMV Gurusaidutt ‐ Men's badminton

BOXING

Silver Medal in Boxing

1. Laishram Sarita Devi ‐ Women's boxing, 57‐60 kg 3. Laishram Devendro Singh ‐ Men's boxing, 46‐49 kg 3. ‐ Men's boxing, 75 kg 4. Mandeep Jangra ‐ Men's boxing, 69 kg

Bronze Medal in Boxing 1. Pinki Jangra ‐ Women's boxing, 51 kg 2. TABLE TENNIS

Silver Medal in Table Tennis 1. Achanta and Antony Amalraj ‐ Men's Table Tennis JUDO Silver Medal in Judo

1. Navjot Chana ‐ Men's judo 60 kg (lost to Ashley McKenzie of England on penalty points (shido) in the final) 2. Shushila Likmabam ‐ Women's judo 48 kg (lost to Kimberly Renicks of Scotland in the final) Bronze Medal in Judo 1. Kalpana Thoudam ‐ Women's judo 52 kg (beat Christianne Legentil of Mauritius. Bronze for Thoudam for conceding lesser penalty points)

2 Rajwinder Kaur ‐ Women's +78 kg judo

List of Grand Slam Tennis Winners 2014..... * Australian Open ¤ men - Wawrinka (switzerland) ¤ - women - Na Li (china) * French Open ¤ men - Rafel Nadal (spain) ¤ women - Maria Sharapova (russia) * Wimbledon ¤ men - Djokovic (serbia) ¤ women - Petra Quitova (Czech Republic) * US Open ¤ men - Marin Cilich (Croatia) ¤ women - Sarena Williams (USA)

SHOOTING Gold Medal Winner In Shooting 1. : In Men‘s 10m Air Rifleformer Olympic gold medallist Abhinav Bindra claimed his first individual gold at the commonwealth Games when he finished witha final games record score of 205.3. 2. : In Men‘s shooting, 50 m Pistol Jitu Rai who set finals games record gathering a total of 194.1 points won gold for his country. Gurpal Singh with 187.2 points settled with silver in this category. 3. Rahi Sarnobat: It was an all‐Indian affair in the final of Women‘s shooting 25 m Pistol event as Rahi Sarnobat defeated Anisa Sayyed to clinch the gold medal. 4. Apurvi Chandela: In Women‘s shooting, 10 m Air Rifle rising star Apurvi Chandela claimed her first international medal. Apurvi triumphed over her compatriot Ayonika Paul to win the gold medal. Silver Medal Winner In Shooting 1. Malaika Goel ‐ Women's 10m Air Pistol shooting 2. Prakash Nanjappa ‐ Men's shooting, 10m Air Pistol 3. Ayonika Paul ‐ Women's shooting, 10m Air Rifle 4. Anisa Sayeed ‐ Women's shooting, 25m Pistol 5. Shreyasi Singh ‐ Women's shooting, double trap

6. Gurpal Singh ‐ Men's shooting, 50m Pistol 7. ‐ Men's shooting, 50m Rifle Prone 8. Sanjeev Rajput ‐ Men's shooting, 50m Rifle 3 Positions 9. Harpreet Singh ‐ Men's shooting, 25m Rapid Fire Pistol Bronze Medal Winner In Shooting 1. Mohammed Asab ‐ Men's shooting, double trap 2. Gagan Narang ‐ Men's shooting, 50m Rifle 3 Positions 3. ‐ Men's shooting, Trap 4. Lajja Gauswami ‐ Women's shooting, 50m Rifle 3 Positions

Important Points: 1. Vijay Kumar is the flag bearer for Indian contingent at the opening ceremony of the Commonwealth Games 2. Sanjita Chanu wins India’s first Gold medal at 2014 Commonwealth Games. 3. Vikas Gowda became India's only second male athlete to win a gold at the Commonwealth Games after the legendary won the 440 yard gold way back in 1958 at Cardiff. 4. Parupalli Kashyap became the first Indian man in 32 years to win badminton gold at the Games. 5. Dipa Karmakar scripts history, wins first gymnastic medal for India at Commonwealth Games. She bagged a bronze in the vault event. 6. Pinki Rani bags first medal in Boxing. She won bronze medal. 7. England finished top of the medal table at Commonwealth Games for the first time in 28 years. 8. The first Commonwealth Games was hosted by Hamilton, Canada, in 1930 and known as the British Empire Games. 9. The 21st Commonwealth Games will be held in Gold Coast in Australia in 2018. 10. Australia has hosted the Commonwealth Games on a record four occasions, and will make it five when Gold Coast hosts the event in 2018. 11. India men's hockey team won silver medal

2014 FIFA World Cup:

 Germany defeat Argentina by 1‐ 0 to lift 2014 FIFA World Cup title. 1. Golden Ball Award: Lionel Messi was declared as the Player of the tournament and awarded Golden Ball. 2. Golden Boot Award: James Rodriguez of Colombia wins the Golden Boot award for finishing top scorer at the 2014 World Cup in Brazil. He scores 6 goals in the tournament. 3. Golden Glove Award: Manuel Neuer (Germany) wins Golden Glove at 2014 World Cup.  Hat‐ Rick Goal: Thomas Muller (Germany) score first hattrick and Xherdan Shaqiri (Switzerland) claim second hattrick of the tournament.

Note: i. Mario Götze kicks in second half of extra time to help Germany to win the final by 1‐ 0 against Argentina. ii. Germany won their fourth World Cup after a 24‐ year (1954, 1974 and 1990) wait. iii. Netherland stood 3rd and Brazil stood 4th in the tournament. iv. Brazuca is the name of the new ball unveiled in the 2014 FIFA World Cup

FIFA rankings: 1. Germany 2. Argentina 3. Netherland 4. Colombia 5. Belgium 6. Uruguay 7. Brazil 8. Spain

FIFA (Football) World Cup venue: - RQ 1. 2018 : Russia 2. 2022: Qatar Tennis: Wimbledon 2014: 1. Men’s Title: Novak Djokovic defeated Roger Federer to win his second Men's Wimbledon title and seventh career Grand Slam. 2. Women’s Title: Petro Kvitova defeated Eugenie Bouchard to win Wimbledon title French Open 2014: 1. Men’s Title: Rafael Nadal clinches record ninth French Open title. He defeated Novak Djokovic in the final. Note: Rafal Nadal now won 14 Grand Slam singles titles till now. 2. Women’s Title: Maria Sharapova defeat Simona Halep to win French Open Title second time. Note: Maria Sharapova now won 5th Grand Slam title. Australian Open 2014: 1. Men’s Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title by defeating Rafael Nadal 2. Women’s Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinese woman to clinch title. 3. Women’s Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and Elena Vesnina Hockey World Cup 2014: 1. Men’s Title: Australia defeated Netherland in the final. Note: Australia won the title for the second time, 2. Women’s Title: Netherland defeated Australia in the final. Note: Netherland won the title for the seventh time, Note: Indian men's hockey team rank 9th in latest word hockey rankings. Hockey World Cup 2018 Venue: 1. Men’s Hockey World Cup – India 2. Women’s Hockey World Cup - England ICC World Cup Cricket Venue: ODI: (): 1. Australia & New Zealand: 2015. 2. England - 2019 3. India - 2023 T20: 1. Bangladesh -2014. – Sri Lanka defeat India to win the maiden title. 2. India -2016. 3. Australia - 2020. Test: 1. England– 2017 (for first time).

2. India - 2021. U-19 World Cup 1. UAE – 2014 - . South Africa defeated Pakistan to win the maiden title. 2. Bangladesh – 2016 3. New Zealand – 2018 4. South Africa – 2020 5. West Indies - 2022 Note: ICC Women’s World Cup 2013 - Australia defeated West Indies at Brabourne Stadium in Mumbai. Commonwealth Games venues: 1. 2014 – Glasgow (Scotland). 2. 2018 – Gold Coast (Australia). Olympics Games venues: 1. 2014 winter: (Russia) – Russia tops in the medal tally in 2014 winter . 2. 2016 Summer: Rio de Janeiro (Brazil) 3. 2018 winter: Pyeongchang (South Korea)s 4. 2020 summer: Tokyo (Japan)  venue: 1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in Guangzhou, China).

OTHERS SPORTS NEWS:

1. Jo‐ Wilfried Tsonga won the Rogers Cup, beating secondseeded Roger Federer in the final. The 13th‐ seeded Frenchman won his first ATP Tour title of the season and 11th overall. 2. South African all‐ rounder cricketer , announced his retirement from all formats of international cricket. 3. German Sabine Lisicki created a record of fastest serve at 131 miles per in the women‘s tennis. 4. Miihier Singh, who won the Mr India title this year, will represent the country in the 48th Asian Bodybuilding and Physique Sports Championship. 5. Leonardo Mayer defeat David Federer to win maiden ATP title 6. Hero MotoCorp named title sponsor of ISL. Indian Super League ‐‐ the first‐ of‐ its‐ kind franchise‐ based football league in the country. 7. Philipp Lahm, the of Germany‘s football team announced his retirement from international game . 8. Italy‘s Vincenzo Nibali wins 101st edition of Tour de France 9. English all‐ rounder Moeen Ali has been banned from wearing ―Save Gaza‖ and ―Free Palestine‖ wristbands till the remainder of the third Test match against India in Southampton 10. South African Tim Clark clinched his second PGA Tour title . 11. Ex‐ Indian cricketer elected as member of Laureus World Sports Academy 12. Irishman Rory McIlroy won the British Golf Open Championship 2014 13. Former Sri Lanka Skipper has announced his retirement from

14. Durand Cup football tournament 2014: The third oldest football tournament in the world, Durand Cup, will be held in Goa between October 28 and November 9 this year.

1. 2nd Summer Youth Olympics Games held in Nanjing, China 2. Weightlifter Ragala Venkat Rahul bagged India's first medal of the second in Nanjing, China. 3. Hockey India inducts Madhya Pradesh as new 23rd Associate Member. Note: i. Prior to being the associate member of Hockey India, Hockey Madhya Pradesh was known as Madhya Pradesh Hockey Association ii. Hockey India currently has 25 permanent, 23 associate, 2 members through State Olympic Associations, 6 Academy members and 1 Hoc-Key Member. iii. Nitin Dhimole is the President and Lok Bahadur is the General Secretary of the Hockey Madhya Pradesh. 4. Kush Kumar became first Indian player to reach semi final of World Junior Squash Championship. 5. nominated for 2014 Award 6. Roger Federer Wins Milestone 300th Masters Match: Roger Federer became the first man to win 300 matches at the ATP Masters 1000 level, beating Vasek Pospisil in Cincinnati. 7. Real Madrid won UEFA Football Super Cup in Cardiff 8. Paragliding World Cup Association selected Himachal Pradesh as a venue to host the 2015 para- gliding World Cup. Note: This will be the first para-gliding World Cup to be hosted in India. The tournament will be organised under the aegis of Para-gliding World Cup Association, France. 9. Jammu and Kashmir to host Football Federation Cup in August 2015 10. Dutch teenager Max Verstappen to become youngest Formula One driver 11. India’s Ravichandran Ashwin was ranked number one Test all-rounder in ICC Test team rankings 12. Jo-Wilfried Tsonga won the Rogers Cup, beating second-seeded Roger Federer in the final. The 13th-seeded Frenchman won his first ATP Tour title of the season and 11th overall. 13. South African all-rounder cricketer Jacques Kallis, announced his retirement from all formats of international cricket. 14. German Sabine Lisicki created a record of fastest serve at 131 miles per in the women’s tennis. 15. Miihier Singh, who won the Mr India title this year, will represent the country in the 48th Asian Bodybuilding and Physique Sports Championship. 16. Leonardo Mayer defeat David Federer to win maiden ATP title 17. Hero MotoCorp named title sponsor of ISL. Indian Super League -- the first-of-its-kind franchise- based football league IN the country. 18. Philipp Lahm, the captain of Germany’s football team announced his retirement from international game . 19. Italy’s Vincenzo Nibali wins 101st edition of Tour de France.

SUMMITS

BRICS (Brazil, Russia, India, China and South Africa) Summits • 4th BRICS Summit 2012 – New Delhi, India • 5th BRICS Summit 2013 – Durban, South Africa G-8 Annual Summits (G8) Countries – France, Germany, Italy, Japan, United Kingdom, United States of America, Canada, Russia. • 37th G8 Meeting 2011 – , France • 38th G8 Meeting 2012 – David camp, USA • 39th G8 Summit 2013 – , UK • 40th G8 Summit 2014 – Russia G-20 Summits • 7th G 20 Meeting 2012 – Los Cabos, Mexico • 8th G 20 Meeting 2013 – , Russia • 9th G 20 Meeting 2014 – , Australia SAARC Summits SAARC – South Asian Association for Regional Cooperation • 17th SAARC Summit 2011– Addu, Maldives • 18th SAARC Summit 2013 – Kathmandu,Nepal ASEAN Summits ASEAN – Association of South East Asian Nation • 19th ASEAN Summit 2011 (November) – Bali, Indonesia • 20th ASEAN Summit 2012 (April) – Phnom penh, Cambodia • 21th ASEAN Summit 2012 (November)– Phnom penh, Cambodia ASEAN-India Summit • 9th ASEAN-India Summit 2011 – Bali, Indonesia • 10th ASEAN-India Summit 2012 – Phnom penh, Cambodia East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders‘ meetings. • 6th East Asia Summit 2011 – Bali, Indonesia • 7th East Asia Summit 2012 – Phnom penh, Cambodia IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa. • 5th IBSA Summit 2011 – Pretoria, South Africa • 6th IBSA Summit 2013 – India APEC Summits APEC – Asia Pacific Economic Cooperation • 23rd APEC summit 2011 – Honolulu, USA • 24th APEC Summit 2012 – Vladivostok,Rus sia • 25th APEC Summit 2013 – Medan/Jakarta, Indonesia • 26th APEC Summit 2014 – China • 27th APEC Summit 2015 – Philippines • 28th APEC Summit 2016 – Lima, Peru OPEC Seminars OPEC – Organization of Petroleum Exporting Countries • 4th OPEC International Seminar 2009 – Vienna, Austria • 5th OPEC International Seminar 2012 – Vienna, Austria NAM Summits NAM – Non-aligned Movement • 16th NAM Summit 2012 – Tehran, Iran • 17th NAM Summit 2015 – Caracas,Venezue la

SCO Meetings SCO – Shanghai Cooperation Organization • SCO Meeting 2011 – Astana, Kazakhstan • SCO Meeting 2012 – Beijing, China • SCO Meeting 2013 – Kyrgyzstan NATO (North Atlantic treaty organization) international conference on Afghanistan will be held in Chicago (USA) Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors of the Asian Development Bank (ADB) held every year. • ADB Annual Meeting 2012 – Manila, Philippines • ADB Annual Meeting 2013 – New Delhi, India WTO Ministerial Conferences • 8th WTO Ministerial Conferences 2011 – Geneva, Switzerland • 9th WTO Ministerial Conferences 2013 (Expected) -Bali, Indonesia Like · Comment Bank Exams IMPORTANT SUMMITS HELD ON 2012-13 BRICS (Brazil, Russia, India, China and South Africa) Summits • 4th BRICS Summit 2012 – New Delhi, India • 5th BRICS Summit 2013 – Durban, South Africa G-8 Annual Summits Group of Eight (G8) Countries – France, Germany, Italy, Japan, United Kingdom, United States of America, Canada, Russia. • 37th G8 Meeting 2011 – Deauville, France • 38th G8 Meeting 2012 – David camp, USA • 39th G8 Summit 2013 – County Fermanagh, UK • 40th G8 Summit 2014 – Russia G-20 Summits • 7th G 20 Meeting 2012 – Los Cabos, Mexico • 8th G 20 Meeting 2013 – Saint Petersburg, Russia • 9th G 20 Meeting 2014 – Brisbane, Australia SAARC Summits SAARC – South Asian Association for Regional Cooperation • 17th SAARC Summit 2011– Addu, Maldives • 18th SAARC Summit 2013 – Kathmandu,Nepal ASEAN Summits ASEAN – Association of South East Asian Nation • 19th ASEAN Summit 2011 (November) – Bali, Indonesia • 20th ASEAN Summit 2012 (April) – Phnom penh, Cambodia • 21th ASEAN Summit 2012 (November)– Phnom penh, Cambodia ASEAN-India Summit • 9th ASEAN-India Summit 2011 – Bali, Indonesia • 10th ASEAN-India Summit 2012 – Phnom penh, Cambodia East Asia Summit (EAS) EAS meetings are held after annual ASEAN leaders‘ meetings. • 6th East Asia Summit 2011 – Bali, Indonesia • 7th East Asia Summit 2012 – Phnom penh, Cambodia

IBSA Summits IBSA Dialogue Forum - India, Brazil, South Africa. • 5th IBSA Summit 2011 – Pretoria, South Africa • 6th IBSA Summit 2013 – India APEC Summits APEC – Asia Pacific Economic Cooperation • 23rd APEC summit 2011 – Honolulu, USA • 24th APEC Summit 2012 – Vladivostok,Rus sia • 25th APEC Summit 2013 – Medan/Jakarta, Indonesia • 26th APEC Summit 2014 – China • 27th APEC Summit 2015 – Philippines • 28th APEC Summit 2016 – Lima, Peru OPEC Seminars OPEC – Organization of Petroleum Exporting Countries • 4th OPEC International Seminar 2009 – Vienna, Austria • 5th OPEC International Seminar 2012 – Vienna, Austria NAM Summits NAM – Non-aligned Movement • 16th NAM Summit 2012 – Tehran, Iran • 17th NAM Summit 2015 – Caracas,Venezue la SCO Meetings SCO – Shanghai Cooperation Organization • SCO Meeting 2011 – Astana, Kazakhstan • SCO Meeting 2012 – Beijing, China • SCO Meeting 2013 – Kyrgyzstan NATO (North Atlantic treaty organization) international conference on Afghanistan will be held in Chicago (USA) Asian Development Bank (ADB) Annual Meetings Annual meeting of the board of governors of the Asian Development Bank (ADB) held every year. • ADB Annual Meeting 2012 – Manila, Philippines • ADB Annual Meeting 2013 – New Delhi, India WTO Ministerial Conferences • 8th WTO Ministerial Conferences 2011 – Geneva, Switzerland • 9th WTO Ministerial Conferences 2013 (Expected) -Bali, Indonesia

G 20 Summit:

G‐20 meeting (2014) of Finance ministers and central bank governors held in Sydney (Australia). G20 Leaders Summit (2014) will be held in Brisbane, Queensland (Australia, in November 2014. NATO Summit‐ NATO Summit 2014 will be held in Britain. (Britain last hosted the summit in 1990, when Margret Thatcher was Prime Minister). G 8 Summit:

39th Summit 2013: United Kingdom. () Note: The 40th G8 summit was due to be held in Russia in 2014. The meeting was planned for 4–5 June 2014 at the Black Sea resort of Sochi. However, the other seven countries decided on 24 March that a summit would be held without Russia, in Brussels, Belgium. G7 countries refuse to attend planned G8 summit in Russia. G‐8 Countries: Canada, France, Germany, Italy, Japan, Russia, Britain and the US

SAARC Summit: 3rd SAARC ministerial meet on poverty alleviation 2013 – Kathmandu (Nepal) 18th SAARC Summit 2013‐ Kathmandu (proposed) Nuclear security summit 2nd Summit 2012 – Seoul (South Korea), 3rd Summit 2014(Next) : Netherland 4th Summit 2016: United States BIMSTEC Summit 3rd BIMSTEC summit 2014: Nay Pyi Taw (Myanmar) 4th BIMSTEC summit will be held in Nepal. Note: BIMSTEC (Bay of Bangal Initiative for Multisectoral Technical and Economic Cooperation) BIMSTEC includes 7 countries: Bangladesh, India, Myanmar, Sri Lanka, Thailand, Bhutan and Nepal and aims to create cooperation in multiple sectors including trade, investment and energy. NAM Summit: 16th Summit 2013: Tehran, Iran 17th Summit2015 ‐ Caracas (Venezuela) Note: Two nations, namely Azerbaijan Republic and Fiji, were accepted as the new members of the organization. New Member 1. United Nation – South Sudan new member country . Total– 193 members 2. WTO –Tajikistan new member country. Total – 159 members. 3. World Bank & IMF – South Sudan new member country. Total– 188 members 4. European Union – Croatia new member country. Total– 28 1. World Economic Forum 2014: held in Abuja (Nigeria). Bharti Enterprises founder and Chairman Sunil Bharti Mittal co – chair this year‘s edition of the World Economic Forum on Africa.

2. India, Sri Lanka and Maldives held National Security Advisor‐level meeting on maritime security cooperation in New Delhi. 3. World Telecommunications Development Conference held in . 4. The Green Economy Summit held in Dubai. 5. Arab Summit 2014: Kuwait host the Arab summit for the first time 6. International Petroleum Conference 2014 (PETROTECH‐2014) held in New Delhi from 12th – 15th January 2014. 7. The 9th WTO Ministerial Conference was concluded on 6 December 2013 at Bali, Indonesia. 8. 12th Pravasi Bharatiya Divas 2014 held in New Delhi. This year's theme is "Engaging Diaspora: Connecting Across Generations" Datuk Seri G Palanival is the Chief Guest of 12th Pravasi Bharatiya Divas

9. The 8th Asia Gas Partnership Summit (AGPS) was held at New Delhi, India. The 8th AGPS was organized by GAIL (India) Limited and Federation of Indian Chambers of Commerce and Industry (FICCI).

MOUs‐Deal between India & Other Countries

1. India has committed 8.5 billion rupees to Bhutan for Small Development Project for the country‘s the 11th Five Year Plan. 2. Iran and Japan signed a Memorandum of Understanding (MoU) for bilateral cooperation on environmental issues in Tokyo. 3. India, Azerbaijan: to explore opportunities in energy sector 4. India and Canada have signed three MoUs for cooperation in health sector, audio‐ visual co‐ production and skill development. 5. India, agree to form Joint Working Group for cooperation in films sector. 6. India and Fiji have signed a Double Taxation Avoidance Agreement, DTAA for the avoidance of double taxation and for the prevention of fiscal evasion with respect to taxes on income. 7. India and Saudi Arabia have decided to enhance their bilateral trade and economic co‐ operation over next 5 years. 8. India and Bhutan have signed an agreement on development of hydropower projects. 9. India and Germany could sign an agreement for €1 billion for Greenfield projects 10. India and Pakistan signed MoU on electricity trade: India has expressed its intent to export electricity to the tune of 500 MW

to Pakistan immediately if infrastructure for transmission of power is made available. 11. India and Maldives ink several pacts and have agreed to jointly patrol and conduct surveillance to strengthen maritime security in the Indian Ocean Region. 12. India has signed a Rs 4,000‐ crore deal with the US for procuring six more C‐ 130J Super Hercules Special Operations aircraft for the Indian Air Force. 13. Election Commission signs MoU with Yemen. India has offered its expertise to Yemen in election management and electoral roll preparations. 14. India and Macedonia have signed a new double taxation avoidance agreement (DTAA) that provides for among other things exchange of banking information for tax administration purposes. As per the new agreement, dividend, interest and royalty will be taxed in the source country and the rate of taxation will not exceed 10 percent.

Scheme & Plan Launched by Union & State Government:

1. Pravasi Suraksha Yojana (MGPSY) was launched in the UAE. A leading Indian financial and service player has tied up with the UAE Exchange to offer Mahatma Gandhi Pravasi Suraksha Yojana Scheme in the Gulf country. About Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) i. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) Scheme is a pension and life insurance scheme and is recognised by the Indian government. ii. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) is a special social security scheme for overseas Indian workers on temporary work permit in 17 Emigration Check Required (ECR) countries. 2. Govt. launch Maulana Azad Sehat Scheme' scheme for minority students. Under this scheme, students in the age group of 5‐ 14 years will be provided with a health card which will entitle them to free check‐ ups twice a year at the place where they are studying. 3. Municipal Corporation (NDMC) launched a new health scheme Stri Swasthya Suraksha Yojna for women on 6 March

2014. 4. Uttar Pradesh government launched Samajwadi pension scheme on 28 January 2014. The scheme will benefit over 40 lakh families. Under the scheme pension from 500 rupees to 700 rupees will be given to beneficiaries. 5. Tamil Nadu launches free CFL bulb scheme: Under the scheme state Govt will provide free compact fluorescent light bulbs to over 14 lakh hut‐ dwellers in the State, an energy saving measure aimed at saving 40 MW of power. 6. Centre launches e‐ inclusion project to spread e‐ literacy. The project is an initiative to make at least one individual in every household e‐ literate, under the project, economically weaker sections of the society including rural SC, ST and women will receive IT training. 7. Project Uddan: The project, an initiative of the Prime Minister, the National Skills Development Corporation and the Ministry of Home Affairs and industry, was started with the aim of providing skills to 40,000 youth over a period of five years. 8. The Cabinet Committee on Economic Affairs (CCEA) approved implementation of various schemes related to agriculture, including continuation of Rashtriya Krishi Vikas Yojana (RKVY), in the 12th Plan with a combined outlay of over Rs 80,000 crore. Note: The RKVY is a State plan scheme that provides 'considerable flexibility' and autonomy to states in planning and executing programmes for incentivising investment in agriculture and allied sectors. 9. Rani Laxmi Bai Pension Scheme: 'special pension' to Muzaffarnagar riot victims by U.P. Govt. The pension, which would be anywhere between Rs 400 and Rs 500, would be given under this scheme. 10. Bhagat Puran Singh Sehat Beema Yojna (BPSSBY) Health care scheme for BPL families launched in Punjab 11. 'Roshini' Scheme: Centre launched skill development and job placement scheme 'Roshini' for rural youth and women in maoist affected 24 districts in 9 states. 12. Rajiv Gandhi Jeevandayee Arogya Yojana (health insurance scheme) was launched in Maharashtra. 13. The Udyogpuri (Delhi‐ Mumbai Industrial Corridor) project launched in Madhya Pradesh. 14. Golden Girl (Bangaru Talli) Scheme: A unique scheme, launched in Andhra Pradesh, to protect girl child and ensure her education.

15. Anna Bhagya’ programme launched in Karnataka. The programme entitles distribution of 30 kg rice at one rupee per Kg to over 98 lakh BPL and Antyodaya card holders in the state. FILMS AWARDS

Padma Awards 2014: Padma Vibhushan 1. Dr Raghunath A Mashelkar: Science and Engineering, Maharashtra 2. B K S Iyengar: Yoga, Maharashtra Padma Bhushan Gulam Mohammed Sheikh, Art‐Painting, Gujarat Begum Parveen Sultana, Art‐Classical Singing, Maharashtra T.H. Vinayakram, Art‐Ghatam Artist, Tamil Nadu , Art‐Cinema, Tamil Nadu Justice Dalveer Bhandari, Public Affairs, Delhi Ruskin Bond, Literature and Education, Uttarakhand Pullela Gopichand, Sports‐Badminton, Andhra Pradesh Leander Paes, Sports‐Tennis, Maharashtra Prof Lloyd I Rudolph, Literature and Education, USA Padma Shri Mohammad Ali Baig, Art‐Theatre, Andhra Pradesh Nayana Apte Joshi, Art, Maharashtra Vidya Balan, Art‐Cinema, Maharashtra , Sports‐Cricket, Delhi , Sports‐Kabbadi, Haryana Love Raj Singh Dharmshaktu, Sports‐Mountaineering, Delhi Dipika Rebecca Pallikal, Sports‐Squash, Tamil Nadu H Boniface , Sports‐Wheelchair Tennis, Karnataka , Sports‐Cricket, Haryana Sports‐Mountaineering, Haryana

Oscar Award 2014:

Best Film ‐ 12 Years a Slave – Directed by Steve McQueen Best Actor ‐ Matthew McConaughey for: Dallas Buyers Club Best Actress ‐ Cate Blanchett for: Blue Jasmine Best Director ‐ Alfonso Cuarón for Gravity Best Actor in a Supporting Role ‐ Jared Leto for: Dallas Buyers Club Best Actress in a Supporting Role ‐ Lupita Nyong'o for 12 Years a Slave Best Foreign Language Film ‐ The Great Beauty (Italy) Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards on March 2, 2014.

61st National Film Awards: Best Film: 'Ship of Theseus' – Director – Anand Gandhi

Best Actor: Rajkumar Rao for 'Shahid' and Suraj Venjaramudu and Venajaramoodu for Malayalam movie 'Perariyathavar' Best Actress: Geetanjali Thapa for Liars Dice Best Director Award: Pranjal Dua for 'Chidiya Ud' (Hindi) Best Popular Film providing Wholesome Entertainment: 'Bhaag Milkha Bhaag' Best Film on Social Issues: 'Tojia Dharm Kauncha' Best Non Feature Film: 'Rangbhoomi' Best Supporting Actor: Saurabh Shukla, 'Jolly LLB' Note: 'Cinema Ka Cinema' got the Best Book on Cinema, while the Best Film Critic award went to Alka Sahania Director of Film 'Shahid' – Hansal Mehta Director of Film 'Jolly LLB'– Subhash Kapoor Director of Film Liars Dice – Geetu Mohandas

The IIFA 2014 Awards Winners’ List Best Actor (Male): Farhan Akhtar for Bhaag Milka Bhaag Best Actress (Female): Deepika Padukone for Chennai Express Lifetime Achievement Award 2014: Shatrughan Sinha Best Entertainer of the Year: Deepika Padukone Best Film: Bhaag Milka Bhaag Best Director: Rakeysh Om Mehra for Bhaag Milkha Bhaag. Best Debutant Award map: Dhanush for Raanjhanaa Best Story Award: Prashoon Joshi for Bhaag Milkha Bhaag Best Lyric Writer: Mithoon for Tum Hi Ho from Aashiqui 2 Best Male Playback Singer Award: Arijit Singh for ‗Tum Hi Ho‘ from Aashiqui 2 Best Female Playback Singer Award: Shreya Goshal for ‗ Sun Raha Hai Na Tu‘ from Aashiqui 2 John Travolta honoured the Most Popular All Time International Star in India at IIFA awards

59th 2014: 1. Best Actress: Deepika Padukone ‐ Goliyon Ki Rasleela RamLeela 2. Best Actor: Farhan Akhtar ‐ Bhaag Milkha Bhaag 3. Best Film : Bhaag Milkha Bhaag 4. Best Director: Rakeysh Omprakash Mehra – Bhaag Milkha Bhaag 5. Best Lyrics: Prasoon Joshi – Zinda (Bhaag Milkha Bhaag) 6. Best Debut (Director): Ritesh Batra ‐ The Lunchbox 7. Best Debut (Male): Dhanush – Raanjhanaa 8. Best Debut (Female): Vaani Kapoor ‐ Shuddh Desi Romance 9. Best Story: Subhash Kapoor ‐ Jolly LLB 10. Best Actor in a Supporting Role: Nawazuddin Siddiqui ‐ The Lunchbox 11. Best Actress in a Suporting Role: Supriya Pathak ‐ Ram‐Leela 12. Lifetime Achievement Award: Tanuja

Sports News

Australian Open 2014: 1. Men’s Single: Switzerland's Stanislas Wawrinka claimed his first Grand Slam title by defeating Rafael Nadal 2. Women’s Single: Li Na (China) defeat Dominika Cibulkova. Li Na becomes first Chinese woman to clinch title. 3. Women’s Doubles: Errani and Roberta Vinci beat Russia's Ekaterina Makarova and Elena Vesnina Madrid Title 2014: Rafael Nadal defeat Kei Nishikori in the final to win the title. Monte Carlo Masters Tennis 2014: Stanislas Wawrinka beat Roger Federer. Miami (Sony)Open 2014: 1. Men’s Single: Novak Djokovic dominates Rafael Nadal to win fourth Miami title. 2. Women’s Single: Serena Williams beat Li Na to win seventh Miami Title Note: Manila will host the first leg of the newly launched International Premier Tennis League List of Top 5 Countries Medal Standings of Sochi (Russia) 2014 Winter Olympics: Rank Country Gold Silver Bronze Total 1 Russian Fed. 13 11 9 33 2 Norway 11 5 10 26 3 Canada 10 10 5 25 4 United States 9 7 12 28 5 Netherlands 8 7 9 24 Note: Fifteen‐ year‐ old Russian skater Yulia Lipnitskaya has become the youngest athlete in the world to win a Gold medal at the Winter Olympics ICC World Cup Cricket Venue: ODI: (One day International): 1. Australia & New Zealand: 2015 Cricket World Cup. 2. England will host 2019 Cricket World Cup. 3. India will host 2023World Cup for the fourth time. T20: 1. Bangladesh host the: World T20 Cup ‐ 2014. (For Men & women) 2. India will host the: World T20 Cup ‐ 2016. (For Men & women) 3. Australia to host World T20 in 2020. (For Men & women) 4. West Indies to host Women's World T20 in 2018 and Under‐ 19 Cricket World Cup in 2022. Note: ICC Women‘s World Cup 2013 ‐ Australia defeated West Indies at Brabourne Stadium in Mumbai. The 2013 World Qualifier are scheduled to be played in November 2013 in the United Arab Emirates. Test: 1. England to host Cricket World Test Champions in – 2017 (for first time). 2. India will host World Test Championship in ‐ 2021. Note: ICC U‐ 19 World Cup 2014 held in UAE. South Africa won the title.

FIFA (Football) World CUP hosts: 1. 2014: Brazil (Mascot: Smiling Armadillo to be the official Mascot

of 2014 FIFA World Cup Brazil). 2. 2018 : Russia 3. 2022: Qatar FIFA ranking: 2014 1. Spain 2. Germany 3. Portugal 4. Brazil India drop two places to 147 in Fifa ranking. Olympics Games host cities: 1. 2014 winter: Sochi (Russia) 2. 2016 Summer: Rio de Janeiro (Brazil) 3. 2018 winter: Pyeongchang (South Korea) 4. 2020 summer: Tokyo (Japan) Asian Games host cities: 1. 2014: Incheon (South Korea) (Note: 2010 Asain Games held in Guangzhou, China). Note: Vietnam (Hanoi) decided not to host the 2019 Asian Games for financial reasons, and was exploring procedures to withdraw from staging the region's largest sporting event. ICC Rankings For Tests, ODIs and Twenty20 Test ODI Twenty20 Australia Australia India South Africa India Sri Lanka England Sri Lanka Pakistan Pakistan England South Africa India South Africa Australia 1. Men’s T20 World Cup 2014: Sri Lanka defeat India to win the maiden title. 2. Women’s World T20 2014: Australia defeat England in the final to win the title for the third time in a row. 3. Asia Cup Title 2014: Sri Lanka defeat Pakistan to win the title. Note: It is their fifth Asia Cup success, equaling the record of India. 4. ICC U‐ 19 World Cup 2014: South Africa beats Pakistan to lift the title. 5. 2014. Karnataka beat Maharashtra to lift the title. Karnataka have won the trophy for seventh time. 6. Irani Trophy 2014: Karnataka won by defeating Rest of India. 7. India claim U‐ 19 Asia Cup title by defeating Pakistan in final 8. Trophy 2014: Karnataka won the title by defeating Railways 9. Grant Flower named as Pakistan coach. 10. 68th Santosh Trophy : Mizoram defeat Railways to win the title. Note: This is the maiden Santosh Trophy for Mizoram also this was the first appearance for them in the final match. 11. Pankaj Advani won CCI Biliards title. He defeated two‐ time world runner‐ up Dhruv Sitwala 12. National Women's Football champions 2014: Manipur defeated Orissa in the final. 13. Deodhar Trophy 2014: West Zone lifted the trophy after defeating North Zone in the final

14. Malaysian Grand Prix 2014: Britain's Lewis Hamilton won the title. 15. T20 trophy: Baroda beat Uttar Pradesh to win the trophy. 16. World Snooker title 2014: Mark Selby of England won maiden title. 17. is number 1 ODI batsman in latest ICC rankings 18. Saeed Ajmal top bowlers in ODI ranking. He is followed by and Sunil Narin while is at fourth. 19. appointed as new Pakistan coach. 20. Martin Kilzan won the ATP tournament to claim second title of his career. In the final match, he defeated Fabio Fognini 21. Chitra Magimairaj Wins World Women's Senior snooker title 22. The Indo‐ Zimbabwean tennis pair of and Cara Black has won the WTA Portugal Open women's doubles title. 23. Kamal Chawla has settled for a bronze medal in the Asian Snooker Championship being held in the United Arab Emirates. 24. Punjab won Junior National Hockey Title 2014 by defeating Odisha in the final. 25. Novak Djokovic won Indian Wells final by defeating Roger Federer. 26. India's Heena Sidhu clinched World's No. 1 spot in 10 mts air pistol event. 27. George Bailey lead Kings XI Punjab in the seventh edition of the 28. Australian all‐ rounder Shane Watson will captain in the Indian Premier League (IPL). 29. appoints (HDFC chairman) Deepak Parekh as his special advisor for 7th edition of IPL 30. US sprint star Tyson Gay has received a one‐ year doping ban from the US Anti‐ Doping Association. 31. Triple jumper Renjith Maheswary, who has been stopped from receiving under controversial circumstances on charges of dope violation last year, has again been recommended by the Athletics Federation of India (AFI) for the coveted honour this year. 32. Darren Sammy retires from test cricket but remains T20 captain. 33. Ronnie O’Sullivan named as Snooker’s Player of the Year. 34. , new captain of Sri Lanka T20 team 35. New Zealand's Kiwi Kathy Cross became the first woman to be inducted in an ICC umpires' panel 36. Dipika Pallikal ranked No 10 in Women‘s Squash Association (WSA) rankings 37. won Syed Modi International India Grand Prix Gold badminton crown by defeating PV Sindhu in Lucknow. 38. BCCI recommends Ravichandran Ashwin ( Off‐ spinner) for Arjuna Award. 39. won Indonesian Masters golf title. 40. Grand Master Adhiban won silver medal at the Asian Continental Championship 41. Delhi Waveriders beat Jaypee Punjab Warriors to lifts 2nd edition of Hockey India League cup. 42. Rafael Nadal remains top of the men‘s ATP tennis rankings. 43. Serena Williams (USA) remains top of the WTA tennis rankings

44. Chennai to host World Bridge Championships next year . 45. Shaik Abdul Hameed of India won the 2014 Thailand Tour title of Asian Federation (ABF). 46. Chain Singh and Heena Sidhu claimed gold medals in the seventh Asian Air Gun Championship in Kuwait 47. Swimmer Supriya Mondal has qualified for the 2014 Youth Olympics by winning a gold medal in the 200m butterfly event at the Dubai International Aquatic Championships in Hamdan. 48. Manavjit Singh Sandhu, the Indian veteran trap shooter jumped to the third spot in the world rankings. 49. Pooja Ghatkar clinches gold in women‘s air rifle in the seventh Asian air gun championship 50. Former Australia test batsman Marcus North retires. 51. Spain's Real Madrid retained the title of the world's richest soccer club 52. Netherlands beat New Zealand to win maiden Hero Hockey World League title 53. Jimmy Walker of the US won the Sony Open golf tournament held in Hawaii 54. Veteran Indian shuttler Arvind Bhat lifts German Open title 55. Aditya Joshi is world No.1 junior shuttler. 56. Serena Williams beat Victoria Azarenka to win Brisbane International Title. 57. ATP Open Tennis tournament held in Chennai. 58. Jacques Kallis overtakes Rahul Dravid to become 3rd highest Test run‐ getter 59. Dubai tennis championship: Roger Federer defeat defeating Tomas Berdych . 60. Graeme Smith, the South African cricket team Captain announced retirement from international cricket. 61. South Africa's legendary all‐ rounder Jacques Kallis announced retirement from Test cricket. 62. Veteran Sri Lankan batsman Mahela Jayawardene has become the sixth‐ highest run‐ scorer in the history of Test cricket 63. , the cricketer of Sri Lankan national team became the second person in the history of Cricket to score a triple century and a century in the same test match, he joined , the former skipper of England team. 64. Veteran Indian player Joshna Chinappa lifted her maiden WSA World Tour title with the Winnipeg Winter Club Open trophy after beating Egypt's Heba El Torky . 65. Vernon Philander of South Africa topped Test bowler ranking of ICC 66. England's spinner Graeme Swann announced retirement from International Cricket. 67. became the fourth Indian bowler to claim 300 in Test cricket. Jacques Kallis was his 300th in international test cricket. Bowlers of India, who has taken 300 wickets namely (434 wickets), Anil Kumble (619 wickets) and (413 wickets). 68. India defeat Pakistan to lift Kabaddi World Cup 2013 title. Defending champion India retained the title fourth consecutive term 69. India win Women's Kabaddi World Cup 2013 for the third time in a row, defeating debutant New Zealand 49‐ 21 in the summit clash played at Guru Gobind Singh sports complex in (Pinjab). 70. Junior Hockey World Cup 2013: Germany beat France, register record sixth world title.

71. Rising Test batsman has bagged the 'Emerging Cricketer of the Year' 2013 trophy . 72. The International Cricket Council (ICC) has suspended West Indies offspinner Shane Shillingford from bowling in international matches because of illegal action. 73. Andy Murray crowned BBC 'Sports Personality of the year'2013. 74. Ethiopian Runner Atsedu Tsegay won Delhi Half Marathon 2013. 75. Australia beat England to seal 5‐ 0 Ashes title 76. Hockey World League Final kicked off in New Delhi 77. 75th Senior National Table Tennis C‘ship held in Patna 78. The first high altitude cricket stadium in , inaugurated at Krishnagiri in Wynad district of Kerala. 79. World and European champions Spain top the final FIFA world rankings of the year for the sixth time in a row. 80. Mahesh Mangaonkar became the first Indian squash player to win the IMET Open by defeating Greg Lobban, in the Slovakian capital of Bratislava. 81. John Isner beat Lu Yen‐ hsun of Taiwan to win title

News related to RBI:

1. Reserve Bank of India reduced free usage of other bank automated teller machines (ATMs) to 3 per month from 5: Frequent withdrawal of money from ATMs will become expensive from November, with the RBI imposing a limit of 3 transactions per month from ATMs of other banks and 5 from the same bank in six metropolitan cities. Note: A customer will be required to pay a fee of up to Rs 20 for using Automated Teller Machines (ATMs) beyond the permitted numbers of transactions in Delhi, Mumbai, Chennai, Bangalore, Kolkata and Hyderabad. 2. RBI issues guidelines for NBFCs on lending against shares. Note: According to the guidelines applicable to NBFCs with asset size of Rs. 100 crore and above, the NBFCs have to maintain a loan-to-value (of shares pledged) of 50 per cent and accept only Group 1 securities as collateral for loans of a value more than Rs. 5 lakh. 3. RBI projects 5.5 % GDP growth during current fiscal. 4. RBI has notified the increase in deposit money under Public Provident Fund, PPF to 1.5 lakh rupees from 1 lakh rupees. 5. The Reserve Bank of India (RBI) issued draft guidelines for implementation of Bharat Bill Payment System (BPPS), an 'anytime anywhere' bill payment system: The G. Padmanabhan Committee was formed by RBI to study the Feasibility of Implementation of GIRO-based Payment Systems anticipated that around 30800 million bills amounting to more than 600000 crore rupees are paid each year in 20 Indian cities.

Note: i. Bharat Bill Payment System is intended for the implementation of a unified bill payment system across the country. This integrated bill payment system will comprise of two entities: i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up the standards related to payments, clearance and settlement process ii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will be carrying out the operations in adherence to the standards fixed by BBPS. iii. Authorised entities such as agents, banks, service providers, payment gateways would be the participants at the Bharat Bill Payment System. 6. Reserve Bank of India (RBI) recently issued draft guidelines for two new categories of banks—small and payments and states that these can improve financial inclusion. Note: i. The idea of payments banks was first proposed by the Nachiket Mor committee on financial inclusion. ii. The minimum paid-up capital requirement of both payments banks and small banks is Rs. 100 crore. The payments bank will have to invest in government securities with a maturity of up to one year. Important Points: i. Small banks will offer both deposits as well as loan products. ii. Payments banks will be used only for transaction purposes and for deposits. Unlike small banks, payments banks can’t lend money to people iii. Payments Banks cannot set up subsidiaries to undertake NBFC business. iv. Hence, payments banks will offer only a limited range of products such as acceptance of demand deposits and remittance of funds. v. Those eligible to set up a small bank include resident individuals with 10 years of experience in banking and finance, companies and societies, NBFCs, microfinance institutions and local area banks. v. Of the minimum capital, the guidelines said, the promoters' initial minimum contribution will be at least 40 per cent, to be locked in for a period of five years. 7. RBI tightened the Norms for asset reconstruction companies (ARC) to improve discipline and bring about transparency in the sale and purchase of bad loans. Note: Now, asset reconstruction companies (ARCs) will have to pay upfront 15 per cent of the bid value of nonperforming loans, against five per cent earlier. ii. RBI said ARCs would get up to six months to plan recoveries from the non-performing assets acquired. Currently, ARCs get about a year for this. 8. GDP growth expected to go up to 5.5% this fiscal: RBI 9. RBI canceled the Licence of The Vasavi Co-operative Urban Bank Ltd., Hyderabad 10. The Reserve Bank of India has inked a memorandum of understanding (MoU) with the Monetary Authority of Hong Kong for exchange of supervisory information. 11. RBI permits NBFCs to work as Business Correspondents of banks: With a view to achieve financial inclusion, the

Reserve Bank of India has allowed Non-Banking Finance Companies to operate as Business Correspondents (BCs) of banks, permitting them to offer limited services. Banks will be allowed to work with non-deposit taking NBFCs as BCs. Note: The RBI took into account recommendations of Nachiket Mor Committee while reviewing the existing guidelines on the appointment of BCs 12. The Reserve Bank of India said banks should make all new ATMs installed from July 1, 2014 as “talking ATMs” with Braille keypads. 13. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI) announced that plastic currency notes will be launched in 2015 after field trials. 14. RBI panel headed by ex-Chairman of Axis Bank, P. J. Nayak recommend for diluting govt stake in public sector banks to below 50 %. The government should cut its holding in public sector banks to under 50 per cent, a Reserve Bank of India (RBI) panel report on Tuesday said, criticising the way in which the lenders are now being governed. 15. Reserve Bank of India granted banking licences to infrastructure financing firm IDFC and microfinance institution Bandhan from among 25 applicants that included corporate heavyweights ADAG Group, Aditya Birla Group and Bajaj Group. Note: The in-principle approval granted (to the two entities) will be valid for a period of 18 months during which the applicants have to comply with the requirements under the guidelines and fulfil the other conditions as may be stipulated by the RBI. Chandra Shekhar Ghosh: CMD of Bandhan financial services Dr. Rajiv B. Lall: Chairman of IDFC – Infrastructure Finance Company. 16. Reserve Bank of India (RBI) issued the guidelines to allow the minors of age above 10 years to independently open and operate savings bank accounts and use other facilities like ATM and cheque books. 17. RBI extended the timeline for full implementation of Basel III norms 31 March 2019 instead of 31 March 2018. 18. RBI extends date of exchanging pre-2005 notes to Jan 1, 2015 .

INCOMETAX

Tax is imposing financial charges on individual or company by central government or state government. Collected Tax amount is used for building nation (infrastructure & other development), to increase arms and ammunition for defense of country and for other welfare related work. That‘s why it is said that ―Taxes are paid nation are made‖. Type of Taxes in India:- Direct Taxes:-

These types of taxes are directly imposed & paid to Government of India. There has been a steady rise in the net Direct Tax collections in India over the years, which is healthy signal. Direct taxes, which are imposed by the Government of India, are: (1) Income Tax:- Income tax, this tax is mostly known to everyone. Every individual whose total income exceeds taxable limit has to pay income tax based on prevailing rates applicable time to time. By doing investment in certain scheme you can save Income Tax.

For FY 2014-15 Income tax rates are:-

(2) Capital Gains Tax:- Capital Gain tax as name suggests it is tax on gain in capital. If you sale property, shares, bonds & precious material etc. and earn profit on it within predefined time frame you are supposed to pay capital gain tax. The capital gain is the difference between the money received from selling the asset and the price paid for it. Capital gain tax is categorized into short-term gains and long-term gains. The Long-term Capital Gains Tax is charged if the capital assets are kept for more than certain period 1 year in case of share and 3 years in case of property. Short-term Capital Gains Tax is applicable if these assets are held for less than the above-mentioned period. Rate at which this tax is applied varies based on investment class. Example:- If you purchase share at say 1000 Rs/- (per share) and after two months this price increased to 1200 Rs/-(per share) you decide to sale this stock and earn profit of 200 Rs/- per share. If you do so you have to pay Short term CGT (capital gain tax) @ 10% +Education cess on profit as it is short term capital gain. If you hold same share for 1 year or above it is considered as long term capital gain and you need not to pay capital gain tax.it is considered as tax free. (3) Securities Transaction Tax:- A lot of people do not declare their profit and avoid paying capital gain tax, as government can only tax those profits, which have been declared by people. To fight with this situation Government has introduced STT (Securities Transaction Tax ) which is applicable on every transaction done at stock exchange. That means if you buy or sell equity shares, derivative instruments, equity oriented Mutual Funds this tax is applicable. This tax is added to the price of security during the transaction itself, hence you cannot avoid (save) it. As this tax amount is very low people do not notice it much. Current STT Rates are:-

(4) Perquisite Tax:-

Earlier to Perquisite Tax we had tax called FBT (Fringe Benefit Tax) which was abolished in 2009, this tax is on benefit given by employer to employee. E.g If your company provides you non-monetary benefits like car with driver, club membership, ESOP etc. All this benefit is taxable under perquisite Tax. In case of ESOP The employee will have to pay tax on the difference between the Fair Market Value (FMV) of the shares on the date of exercise and the price paid by him/her. (5) Corporate Tax:- Corporate Taxes are annual taxes payable on the income of a corporate operating in India. For the purpose of taxation companies in India are broadly classified into domestic companies and foreign companies.

Indirect Taxes:- (6) Sales Tax :- Sales tax charged on the sales of movable goods. Sale tax on Inter State sale is charged by Union Government, while sales tax on intra-State sale (sale within State) (now termed as VAT) is charged by State Government. Sales can be broadly classified in three categories. (a) Inter-State Sale (b) Sale during import/export (c) Intra-State (i.e. within the State) sale. State Government can impose sales tax only on sale within the State. CST is payable on inter-State sales is @ 2%, if C form is obtained. Even if CST is charged by Union Government, the revenue goes to State Government. State from which movement of goods commences gets revenue. CST Act is administered by State Government. (7) Service Tax:- Most of the paid services you take you have to pay service tax on those services. This tax is called service tax. Over the past few years, service tax been expanded to cover new services. Few of the major service which comes under vicinity of service tax are telephone, tour operator, architect, interior decorator, advertising, beauty parlor, health center, banking and financial service, event management, maintenance service, consultancy service Current rate of interest on service tax is 10.3%. This tax is passed on to us by service provider.

(8) Value Added Tax:- The Sales Tax is the most important source of revenue of the state governments; every state has their respective Sales Tax Act. The tax rates are also different for respective states. Tax imposed by Central government on sale of goods is called as Sales tax same is called as Value added tax by state government.VAT is additional to the price of goods and passed on to us as buyer (end user). Around 220+ Items are covered with VAT.VAT rates vary based on nature of item and state.

Government is planning to merge service tax and sales tax in form of Goods service tax (GST). (9) Custom duty & Octroi (On Goods):- Custom Duty is a type of indirect tax charged on goods imported into India. One has to pay this duty , on goods that are imported from a foreign country into India. This duty is often payable at the port of entry (like the airport). This duty rate varies based on nature of items. Octroi is tax applicable on goods entering in to municipality or any other jurisdiction for use, consumption or sale. In simple terms one can call it as Entry Tax. (10) Excise Duty:- An excise or excise duty is a type of tax charged on goods produced within the country. This is opposite to custom duty which is charged on bringing goods from outside of country. Another name of this tax is CENVAT (Central Value Added Tax). If you are producer / manufacturer of goods or you hire labor to manufacture goods you are liable to pay excise duty. [nextpage title="Another 10 types of Taxes in India"] (11) Anti Dumping Duty:- Dumping is said to occur when the goods are exported by a country to another country at a price lower than its normal value. This is an unfair trade practice which can have a distortive effect on international trade. In order to rectify this situation Central Govt. imposes an anti dumping duty not exceeding the margin of dumping in relation to such goods. Other Taxes:- (12) Professional Tax :- If you are earning professional you need to pay professional tax. Professional tax is imposed by respective Municipal Corporations. Most of the States in India charge this tax. This tax is paid by every employee working in Private organizations. The tax is deducted by the Employer every month and remitted to the Municipal Corporation and it is mandatory like income tax. The rate on which this tax is applicable is not same in all states. (13) Dividend distribution Tax:- Dividend distribution tax is the tax imposed by the Indian Government on companies according to the dividend paid to a company‘s investors. Dividend amount to investor is tax free. At present dividend distribution tax is 15%. (14) Municipal Tax:- Municipal Corporation in every city imposed tax in terms of property tax. Owner of every property has to pay this tax. This tax rate varies in every city. (15) Entertainment Tax:-

Tax is also applicable on Entertainment; this tax is imposed by state government on every financial transaction that is related to entertainment such as movie tickets, major commercial shows exhibition, broadcasting service, DTH service and cable service. (16) Stamp Duty, Registration Fees, Transfer Tax:- If you decide to purchase property than in addition to cost paid to seller. You must consider additional cost to transfer that property on your name. That cost include registration fees, stamp duty and transfer tax. This is required for preparing legal document of property. In simple sense this tax is imposed on the handing over of the title of property ownership by one person to another. It incorporates a legal transaction fee & stamp duty. This amount varies from property to property based on cost. (17) Education Cess , Surcharge:- Education cess is deducted and used for Education of poor people in INDIA. All taxes in India are subject to an education cess, which is 3% of the total tax payable. The education cess is mainly applicable on Income tax, excise duty and service tax. Surcharge is an extra tax or fees that added to your existing tax calculation. This tax is applied on tax amount. (18) Gift Tax:- If you receive gift from someone it is clubbed with your income and you need to pay tax on it. This tax is called as gift tax. This tax is applicable if gift amount or value is more than 50000 Rs/- in a year. (19) Wealth Tax:- Wealth tax is a direct tax, which is charged on the net wealth of the assessee. Wealth tax is chargeable in respect of Net wealth corresponding to Valuation date.Net wealth means all assets less loans taken to acquire those assets. Wealth tax is 1% on net wealth exceeding 30 Lakhs (Rs 3,000,000). So if you have more money, assets you are liable to pay tax. (20) Toll Tax:- At some of places you need to pay tax in order to use infrastructure (road, bridge etc.) build from your money given to government as Tax. This tax is called as toll tax. This tax amount is very small amount but, to be paid for maintenance work and good up keeping.

The following INCOME TAX RATES ARE applicable for the Financial Year ending March 31, 2015 (Financial Year 2014-15)-Assessment Year 2015-16):

Every year the income tax rates are changed and it is important to get the latest income tax rates. We give below the Income Tax Rates and Slabs applicable for the FY 2014-15 or AY 2015-16.

Women (Below 60 years of age) Very Senior General Senior Citizens (Men (This category is abolished Citizens (Men (non-senior and Women above 60 Income Range from this year and is thus is and Women citizens) years of age), but same as that of General above 80 years Category below 80 years Category of age)

Upto Rs. 2,50,000 Nil Nil Nil Nil

Rs. 2,50,001 to Rs. 3,00,000 10% * 10% * Nil Nil

Rs. 3,00,001 to Rs. 5,00,000 10% * 10% * 10% * Nil

Rs. 5,00,001 to Rs. 10,00,000 20% 20% 20% 20%

Above Rs. 10,00,000 30% ** 30% ** 30% ** 30%**

Some Recent Working Groups & Committees by RBI

Their Focus Area: (Name of Chairmen is given)

1. Working Group on Benchmark Prime Lending Rate (BPLR): Deepak Mohanty

2. Working Group on Surveys: Deepak Mohanty

3. High Level Committee to Review Lead Bank Scheme: Usha Thorat

4. Working Group to Review the Business Correspondent Model: P Vijaya Bhaskar Rao

5. High Level Group on Systems and Procedures for Currency Distribution: Usha Thorat

6. G20 Working Group on Enhancing Sound Regulation and Strengthening Transparency: Dr. Rakesh Mohan and Mr. Tiff Macklem 7. Committee on Financial Sector Assessment: Dr. Rakesh Mohan

8. High Level Committee on Estimation of Savings and Investment: Dr. C. Rangarajan

9. Committee on the Global Financial System (CGFS) on Capital Flows and Emerging Market Economies: Dr. Rakesh Mohan

10. Task Force For Diamond Sector: A K Bera

11. Technical Advisory Group on Development of Housing Start-Up Index in India: Prof. Amitabh Kundu

12. Working Group on Defraying Cost of ICT Solutions for RRBs: Shri G. Padmanabhan

13. Working Group on IT support for Urban Cooperative Banks: R Gandhi

14. Working Group on Technology Upgradation of Regional Rural Banks: Shri G. Srinivasan

15. Interest Rate Futures : Shri V.K. Sharma

16. Internal Working Group to Study the Recommendations of the NCEUS Report: KUB Rao

17. Working Group on Improvement of Banking Services in the Union Territory of Lakshadweep: S. Ramaswamy

18. Working Group on Rehabilitation of Sick SMEs: Dr. K. C. Chakrabarty

19. Working Group on Improvement of Banking Services In Jharkhand: V.S.Das

20. Working Group on Improvement of Banking Services in Himachal Pradesh: Dr. J. Sadakkadulla

21. Internal Technical Group on Seasonal Movements in Inflation: Dr. Balvant Singh

22. Working Group to Examine the Procedures and Processes of Agricultural Loans: C P Swarankar

23. Task Force on Empowering RRB Boards for Operational EfficiencyDr. K.G. Karmakar

24. Technical Group Set up to Review Legislations on Money Lending: Shri.S. C. Gupta

25. Working Group To Suggest Measures To Assist Distressed Farmers: Shri. S. S. Johl

26. Technical Group on Statistics for International Trade in Banking Services: Shri K.S.R.Rao

27. Technical Advisory Group On Development Of Leading Economic Indicators For Indian EconomyDr. R B Barman

28. Working Group on Savings for the Eleventh Five Year Plan (2007-08 to 2011- 12): Dr.Rakesh Mohan

29. Working Group on Compilation of State Government Liabilities : Dr. N.D. Jadhav

30. Working Group on Improvement of Banking Services in Uttaranchal: V.S. Das

31. Working Group on Cost of NRI Remittances: P. K. Pain

32. Working group to formulate a scheme for Ensuring Reasonableness of Bank Charges: N. Sadasivam 33. Committee on Fuller Capital Account Convertibility: S.S.Tarapore

34. Committee on Financial Sector Plan for North Eastern Region: Smt. Usha Thorat

35. Survey on Impact of Trade Related Measures on Transaction Costs of Exports: Balwant Singh

36. Advisory Committee on Ways and Means Advances to State Governments: M.P.Bezbaruah

37. Need and Use Behavior for Small Denomination Coins: Sanal Kumar Velayudhan

38. Debt Sustainability at State Level in India: Indira Rajaraman, Shashank Bhide and R.K.Pattnaik

39. Internal Group to Examine Issues Relating to Rural Credit and Microfinance: Shri H.R.Khan

40. Working Group to Review Export Credit: Shri Anand Sinha

41. Internal Working Group on RRBs: Shri A V Sardesai

42. Working Group on Warehouse Receipts and Commodity Futures: Shri Prashant

43. Internal Group to Review Guidelines on Credit Flow to SME Sector: Shri C.S.Murthy

44. Working Group on Regulatory Mechanism for Cards Shri R.Gandhi

45. Group on Model Fiscal Responsibility Legislation at State Level: Shri H R Khan

46. Task Force on Revival of Cooperative Credit Institutions: Prof.A.Vaidyanathan

47. Special Group for Formulation of Debt Restructuring Mechanism for Medium Enterprises: Shri G.Srinivasan

48. Working Group on Screen Based Trading In Government Securities: Dr.R.H.Patil

49. Expert Group on Internet Deployment of Central Database Management System (CDBMS): Prof.A.Vaidyanathan

50. Report on Monitoring of Financial Conglomerates: Smt.Shyamala Gopinath

51. Working Group on Development Financial Institutions: Shri N. Sadasivan

52. Advisory Committee to Advise on the Administered Interest Rates and Rationalisation of Saving Instruments: Dr.Rakesh Mohan

53. Advisory Committee on Flow of Credit to Agriculture: Prof.V.S.Vyas

54. Working Group on Flow of Credit to SSI Sector: Dr.A.S.Ganguly

55. Group to Study the Pension Liabilities of the State Governments: B. K. Bhattacharya

56. Rupee Interest Rate Derivatives : Shri G. Padmanabhan

57. Working Group on Instruments of Sterilisation: Smt. Usha Thorat

58. Working Group on Information on State Government Guaranteed Advances and Bonds: Shri.G.Padmanabhan

59. Working Group on Cheque Truncation and E- cheques: Dr.Barman, ED

60. Working Group on Introduction of Credit Derivatives in India: Shri B. Mahapatra

61. Group to Assess the Fiscal Risk of State Government Guarantees: Smt. Usha Thorat

62. Advisory Committee on Ways and Means Advances to State Governments: Shri C.Ramachandran

63. Working Group on Rupee Derivatives: Shri Jaspal Bindra

64. Committee on Computer Audit: Shri A.L. Narasimhan

65. Committee on Payment Systems: Dr R H Patil

66. Review Group on The Working of The Local Area Bank SchemeShri G.Ramachandran

67. Technical Group on Statistics of International Trade in Services: Shri Deepak Mohanty

68. Working Group for Suggesting Operational and Prudential Guidelines on STRIPS (Separately Traded Registered Interest and Principal of Securities): Shri M.R.Ramesh

69. Working Group on Electronic Money: Mr.Zarir J. Cama

70. Working Group on Economic Indicators Dr. R.B. Barman

71. Working Group to Examine the Role of Credit Information Bureaus in Collection and Dissemination of Information on Suit-filed Accounts and Defaulters: Shri S.R. Iyer

72. Information systems audit policy for the banking and financial sector: Dr. R.B.Burman

73. Working Group on Consolidated Accounting and Other Quantitative Methods to Facilitate Consolidated Supervision: Shri Vipin Malik

74. Expert Committee to Review the System of Administered Interest Rates and Other Related Issues: Dr.Y.V. Reddy

75. Inter-Departmental Group to study the Rationalisation of Current account Facility with Reserve Bank of India: Shri K.W. Korgaonkar

76. The Expert Committee on Legal Aspects of Bank Frauds: Dr.N.L. Mitra

77. The Standing Committee on International Financial Standards and Codes Standing Committee on International Financial Standards and Codes: Dr. Y.V.Reddy

78. Technical Group on Market Integrity: Shri C.R. Muralidharan

79. Technical Group on Phasing Out of Non-banks from Call/Notice Money Market (March 2001): Dr.Y.V.Reddy

80. Core Group on Voluntary Disclosure Norms for State Governments: Dr.Y.V.Reddy

81. Task Force to Study the Cooperative Credit System and Suggest Measures for its Strengthening: Shri Jagdish Kapoor

82. Internal Group to Review the Guidelines Relating to Commercial Paper: Dr.Y.V.Reddy

83. High Power Committee on Urban Cooperative Banks: Shri Madhav Rao

84. Working Group for setting up Credit Information Bureau in India: Shri N.H.Siddiqui

85. Committee for Redesigning of Financial Statements of Non- Banking Financial Companies: Shri V.S.N. Murthy

86. Working Group on Restructuring Weak Public Sector Banks: Shri M.S.Verma Working Group for Working Out Modalities on Dissemination of Information in Electronic Form: Shri Y.S.P. Thorat and Shri C.R. Gopalasundaram

87. Committee on Technology Upgradation in the Banking Sector: Dr A.Vasudevan ]

88. Working Group of EURO: Shri V.Subrahmanyam

89. New Monetary Aggregates: Dr. Y.V. Reddy

90. Committee on Capital Account Convertibility: Shri S.S.Tarapore

About Policy Rates

1. Basis points: It is the increase in interest rates in percentage terms. For instance, if the interest rate increases by 50 basis points (bsp), then it means that interest rate has been increase by 50%. One percentage point is broken down into 100 basis points. Therefore, an increase from 2% to 3% is an increase of one percentage point or 100 basis points. 2. CRR: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks. The current rate is 4%, which means for a cash deposit of Rs. 100, the bank has to park 4 rupee with the central bank. 3. Repo rate: Repo rate is the policy rate and is part of RBI‘s Liquidity Adjustment Facility (LAF). It is the rate at which commercial banks borrow from the RBI by selling their securities or financial assets to the RBI for a short‐period of time. It comes with an agreement that the sold securities will be repurchased by the commercial banks from the RBI at a future date at predetermined price. The repo rate is used by the central bank to increase liquidity in the system. 4. Reverse repo rate: Reverse Repo Rate is also a part of LAF. It is the rate of interest at which the central bank borrows funds from other banks for a short duration. The banks deposit their short term excess funds with the central bank and earn interest on it. This rate is used by the central bank to absorb liquidity from the economy. Generally it is one percentage less than the Repo rate.

5. Bank rate: The only way the bank rate is different from the repo rate is that the bank rate is the rate at which banks borrow money from the central bank without any sale of securities. It is generally for a longer period of time

6. Marginal Standing Facility: The Reserve Bank of India in its monetary policy for 2011‐12 introduced the marginal standing facility under which banks could borrow funds from RBI when there is a considerable shortfall of liquidity. This measure has been introduced by RBI to regulate short‐term asset liability mismatches more effectively. Under this facility, banks can borrow up to 1% of their net demand.

7. Liquidity Adjustment Facility: Under this facility, banks borrow from the central bank by pledging government securities. 8. Statutory Liquidity Ratio: This is the percentage of deposits that banks must mandatorily hold in the form of government bonds. SLR bonds are liquid assets that can be sold at a short notice to meet any unexpected demand from depositors.

News related to RBI:

1. RBI, has decided that Indian companies will not be permitted to raise External Commercial Borrowings from overseas branches or subsidiaries of Indian banks for refinance or repayment of the Rupee loans raised from domestic banking system. 2. Raghuram Rajan, the Governor of the Reserve Bank of India (RBI) announced that plastic currency notes will be launched in 2015 after field trials. 3. RBI panel headed by ex‐Chairman of Axis Bank, P. J. Nayak recommend for diluting govt stake in public sector banks to below 50 %. The government should cut its holding in public sector banks to under 50 per cent, a Reserve Bank of India (RBI) panel report on Tuesday said, criticising the way in which the lenders are now being governed. 4. Reserve Bank of India granted banking licences to infrastructure financing firm IDFC and microfinance institution Bandhan from among 25 applicants that included corporate heavyweights ADAG Group, Aditya Birla Group and Bajaj Group. Note: The in‐principle approval granted (to the two entities) will

be valid for a period of 18 months during which the applicants have to comply with the requirements under the guidelines and fulfil the other conditions as may be stipulated by the RBI. Chandra Shekhar Ghosh: CMD of Bandhan financial services Dr. Rajiv B. Lall: Chairman of IDFC – Infrastructure Finance Company. 5. Reserve Bank of India (RBI) issued the guidelines to allow the minors of age above 10 years to independently open and operate savings bank accounts and use other facilities like ATM and cheque books. 6. RBI extended the timeline for full implementation of Basel III norms 31 March 2019 instead of 31 March 2018. 7. RBI in consultation with Union Government on 1 April 2014 capped the Ways and Means Advances (WMA) limits for the first half of the new financial year 2014‐15 (April 2014‐Sep 2014) at 35000 crore rupees. Note: The interest rate on WMA/overdraft will be based on: a) WMA: Repo Rate. b) Overdraft: Two percent above the Repo Rate 8. RBI extends date of exchanging pre‐2005 notes to Jan 1, 2015 Note: The Reserve Bank has further clarified that the public can continue to freely use these notes for any transaction. RBI has said that people can unhesitatingly receive these notes in payment, as all such notes continue to remain legal tender. 9. Reserve Bank of India (RBI) hiked the trade related remittance limit from 2 lakh rupees to 5 lakh rupees per transaction with immediate effect. It also increased the number of transaction handled by exchange houses. 10. KC Chakrabarty, Deputy Governor, Reserve Bank of India, has quit three months ahead of completion of his term. 11. RBI pegged 2014‐15 GDP growth at a central estimate of 5.5 percent. 12. Economic growth for 2014‐15 expected at 5.5 pc. 13. CAD expected to come down to 2 pc of GDP in 2014‐15.

14. Retail inflation expected to be under 6 pc in 2014. 15. RBI panel headed by RBI Deputy Governor Anand Sinha has recommended bringing a benchmark floating interest rate, especially for home loans. Panel also suggested Indian Banks Base Rate (IBBR). 16. The deadline for switching to new format bank cheques under the Cheque Truncation System (CTS) ended on 30 April 2014.

17. RBI scraps 26% cap on interest rate for MFIs: (RBI) removed 26 per cent cap on the interest rate that can be charged by a microfinance company to its borrowers. MFI is allowed to charge interest rate equal to 2.75 times the average of the base rates of the top five commercial banks. 18. RBI permits 4 non‐bank entities to set up white label ATMs: The Reserve Bank has issued ‗certificate of authorisation‘ to four non‐bank entities:

(1) Tata Communications Payment Solutions (2) Muthoot Finance, (3) Prizm Payment Services and (4) Vakrangee Ltd. , to set up White Label ATMs (WLAs) in the country. Note: Most of the ATMs belong to banks, but the cash dispensing machines which are owned and operated by non‐banking companies are called White Label ATMs. 19. RBI permits Srei to roll out white label ATMs: Srei Infrastructure Finance is planning to start roll‐out of its while label ATMs (WLAs) between July and September starting with a pilot of 200 Tier‐III towns in Uttar Pradesh and Bihar. 20. The expert committee headed by Urjit R. Patel, Deputy Governor of the Reserve Bank of India examine the current monetary policy framework of the Reserve Bank of India (RBI) has suggested that the apex bank should adopt the new CPI (consumer price index) as the measure of the nominal anchor for policy communication. The nominal anchor or the target for inflation should be set at 4 per cent with a band of +/‐ 2 per cent around it. 21. Ex-Chairman of Axis Bank, P. J. Nayak is the head of the expert panel to review bank boards’ governance. The panel will review the RBI's regulatory guidelines on ownership of banks and representation in their boards, among other things. 22. The Reserve Bank of India has raised the Foreign Institutional Investors, FIIs investment limit in the Power Grid Corporation to 30 per cent of its paid up capital, under the Portfolio Investment Scheme. 23. The Reserve Bank of India (RBI) has doubled the sub‐limit for foreign investment in government securities, to USD 10 billion by long‐term investors. RBI's move is aimed to attract more foreign funds. Investors like sovereign wealth funds (SWFs), multilateral agencies, insurance funds, pension funds and foreign central banks are considered as long term investors.

24. RBI relaxes gold loan norms: The Reserve Bank of India has allowed Non‐Banking Financial Companies, NBFCs to lend up to 75 per cent of the value of gold. It was 60 per cent earlier. 25. RBI panel (headed by banker Nachiket Mor) has suggested setting up of specialised banks to cater to low income households to ensure that all citizens have bank accounts by 2016. 26. The RBI‐appointed committee on financial inclusion has recommended that the central bank should set up specialised banks called Payments Bank to provide payment services and deposit products to small businesses and low‐income households. The committee, headed by Nachiket Mor, said that since the new bank will be dealing with poor customers, such a bank must be allowed to accept a maximum deposit of not more than Rs 50,000. 27. The Reserve Bank of India (RBI) had set up a panel under executive director Deepak Mohanty to review the current system of data collection, dissemination and data management processes in the central bank and improve the existing mechanism. 28. RBI tightens norms for credit card holders: RBI advised banks to treat a credit card account as a non‐performing asset if the customer fails to pay the minimum due amount within a stipulated 90‐day period.

1. The Reserve Bank of India (RBI) issued draft guidelines for implementation of Bharat Bill Payment System (BPPS), an 'anytime anywhere' bill payment system: The G. Padmanabhan Committee was formed by RBI to study the Feasibility of Implementation of GIRO‐based Payment Systems anticipated that around 30800 million bills amounting to more than 600000 crore rupees are paid each year in 20 Indian cities. Note: i. Bharat Bill Payment System is intended for the implementation of a unified bill payment system across the country. This integrated bill payment system will comprise of two entities: i. Entity operating at Bharat Bill Payment System (BBPS) will be setting up the standards related to payments, clearance and settlement process ii. Second entity would be Bharat Bill Payment Operating Units (BBPOUs). It will be carrying out the operations in adherence to the standards fixed by BBPS.

iii. Authorised entities such as agents, banks, service providers, payment gateways would be the participants at the Bharat Bill Payment System. 2. Reserve Bank of India (RBI) recently issued draft guidelines for two new categories of banks—small and payments and states that these can improve financial inclusion. Note: i. The idea of payments banks was first proposed by the Nachiket Mor committee on financial inclusion. ii. The minimum paid‐up capital requirement of both payments banks and small banks is Rs. 100 crore. The payments bank will have to invest in government securities with a maturity of up to one year

in banking and finance, companies and societies, NBFCs,

Important Points:

i. Small banks will offer both deposits as well as loan products.

ii. Payments banks will be used only for transaction purposes and for deposits. Unlike small banks, payments banks can‘t lend money to people. iii. Payments Banks cannot set up subsidiaries to undertake NBFC business. iv. Hence, payments banks will offer only a limited range of products such as acceptance of demand deposits and remittance of funds. v. Those eligible to set up a small bank include resident individuals with 10 years of experience microfinance institutions and local area banks. v. Of the minimum capital, the guidelines said, the promoters' initial minimum contribution will be at least 40 per cent, to be locked in for a period of five years. 3. RBI tightened the Norms for asset reconstruction companies (ARC) to improve discipline and bring about transparency in the sale and purchase of bad loans.

Note: Now, asset reconstruction companies (ARCs) will have to

pay upfront 15 per cent of the bid value of non‐performing loans, against five per cent earlier. ii. RBI said ARCs would get up to six months to plan recoveries from the non‐performing assets acquired. Currently, ARCs get about a year for this. 4. GDP growth expected to go up to 5.5% this fiscal: RBI 5. RBI canceled the Licence of The Vasavi Co‐operative Urban Bank Ltd., Hyderabad 6. The Reserve Bank has cancelled the licenses of six Delhi‐based non banking financial companies following which they would not be able to conduct business.

1. GE Strategic Investments India, 2. Profound Exports, 3. Two Brothers Holding, 4. Swank Services Private Ltd, 5. Praxis Consulting and 6. Information Services and Credible Microfinance Ltd," RBI said in a notification. 7. The Reserve Bank of India has inked a memorandum of understanding (MoU) with the Monetary Authority of Hong Kong for exchange of supervisory information. 8. RBI has allowed Non‐Banking Financial Companies (NBFCs) to accept e‐KYC service as a valid process to verify identity and address proof of customers to reduce risk of fraud and forgery. 9. RBI permits NBFCs to work as Business Correspondents of banks: With a view to achieve financial inclusion, the Reserve Bank of India has allowed Non‐Banking Finance Companies to operate as Business Correspondents (BCs) of banks, permitting them to offer limited services. Banks will be allowed to work with non‐deposit taking NBFCs as BCs. Note: The RBI took into account recommendations of Nachiket Mor Committee while reviewing the existing guidelines on the appointment of BCs.

News Related to Banking & Finance

1. According to a UN report Indian economy expected to grow by 5.5% in current fiscal. 2. The Securities and Exchange Board of India, SEBI has imposed a penalty of 13 crore rupees on Reliance Industries

Limited for alleged irregularities in issuance of warrants by the company to its promoters. 3. ICICI Bank launches travel card for students : ICICI Bank, has announced the launch of the ‗ICICI Bank Student Travel Card’, which enables students going abroad for higher studies to take care of their expenses. Note: ICICI Bank Student Travel Card is available in the dollar, pound, euro, Australian dollar and Canadian dollar. It is valid for three years and can be applied for from any foreign exchange‐enabled ICICI Bank branch. Anyone, including non‐customers, can apply for this card. 4. India Ratings & Research revised its FY15 gross domestic product (GDP) growth forecast to 5.7 per cent from its April 2014 forecast of 5.6 per cent. 5. The Supreme Court (SC) ruled that a complaint about a bounced cheque must only be filed at the place where the bank dishonoured it, settling doubts raised by its own earlier conflicting judgments on the jurisdiction of a magistrate. 6. Asian Development Bank (ADB) has upgraded India's economic growth forecast to 6.3 per cent in 2015‐16 7. The World Bank has committed 15 to 18 billion dollars to India by 2017 to help the country return to a higher growth path which is critical for boosting jobs and reducing poverty. 8. HDFC Bank Ltd has opened its branch in Dubai. After Bahrain and Hong Kong, this is HDFC Bank‘s third overseas branch. 9. World Bank to give $153 mn loan for Odisha project: India has inked a loan agreement with World Bank for assistance of $153 million (about Rs 920 crore) for the Odisha Disaster Recovery Project. 10. A panel headed by former Economic Advisor to Prime Minister, C Rangarajan sets poverty line at Rupees 32 per day in rural areas and Rupees 47 in Urban areas. He also said that the number of poor in India was much higher in 2011‐12 at 29.5 per cent of the population, which means that three out of 10 persons are poor. The Rangarajan Committee was set up last year to review the Tendulkar Committee methodology for estimating poverty and clear the ambiguity over the number of poor in the country.

Scheme & Plan Launched by Union & State Government: 1. National rural scheme on PPP model launched: Rural Development Minister Nitin Gadkari launched the Shyama Prasad Mukherjee National Rural Mission on PPP model with an allocation of 100 crore rupees. Note: The scheme will be initially available in three districts of the country on pilot basis. The districts are Warangal in Andhra Pradesh and two districts in Maharashtra. ii. The scheme is intended to stop migration from rural areas to cities. The government wants to create infrastructure in villages so that people can get employment there and do not migrate to cities. 2. Padho Pardesh scheme for minority community: Government has launched a scheme titled, Padho Pardesh, for providing interest subsidy on educational loans for overseas studies for students belonging to the notified minority communities like , Christians, , Buddhists, Jains and Parsis. Note: The objective of the scheme is to award interest subsidy to meritorious students belonging to economically weaker sections of the notified minority communities so as to provide opportunities for higher education abroad and enhance their employability. 3. Government has launched the Rashtriya Gokul Mission to promote conservation and development of indigenous breeds in a focused and scientific manner. The mission aims at enhancing milk production, upgrading non‐descript cattle using elite indigenous breeds and distribute disease free high genetic bulls. 4. National Mission of Food Processing: scheme to minimize wastage of fruits, vegetable 5. Chief Minister's Social Assistance (CMSA) : launched in Meghalaya for widows and pensioners 6. Pradhan Mantri Gram Sinchai Yojana: To boost agricultural yield, Govt. is going to launch 'Pradhan Mantri Gram Sinchai Yojana' in the country.

GK QUESTIONS ASKED IN DIFFERENT EXAMS GA Questions - IBPS RRB Office Assitant Exam 28:Sept:2014 (Evening ShIFT)

General Awareness Questions 1. Sanjita Chanu wins gold in: Weightlifting 2. Abhinav Bindra related to: Shooting 3. Apurvi Chandela related to:Shooting

4. 6th BRICS summit held in: Fortaleza, Brazil

5. Anirban Lahiri belongs to which sports: Golf

6. Rory Mcllory belongs to which sports: Golf

7. JAC full form: Judical Appointment Commission

8. NHB full form: National housing bank

9. KYC full form: know your customer

10. India celebrated it's ___ independence day on 15th Aug, 2014: 68th

11. Who is sandhu: Economist

12. PPF investment Limit: Rs 1.5lakh

13. Kohima is the capital of: Nagaland GA Questions - RBI Assistant Exam - 28th-Sept:2014 (Morning Shift) General Awareness Questions:

1. Who directed the Harish Chandra: Dadasaheb Phalke 2. Indian foreign exchange reserves value in us dollars? 3. According to Census 2011 highest sex ratio for which state: Kerala

4. Repo rate: 8%

5. CRR – 4%

6. Number of directors in RBI – 4 deputy directors

7. Euro is the currency of which country?

8. Satish Shivlingam realeted to which: Weightlifting

9. Who is Nripendra Mishra: Principal Sec. to PM

10. Defence minister: Arun Jaitely

11. Home minister:

12. PMGSY Established by-2002

13. IAY--Allocate financial assistance

14. Budget Allocate for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr

15. Young India book author...MK GANDHI

16. India retail price index Aug 2014

17. MGNERGA Act launched in: 2006

18. (NPS) launched in — 2004

19. Which max is the maximum deposit resrve other than SBi---PNB or BOI

20. Capital of ITALY- Rome

21. Men‘s 56 weightlifting --- Sukhen Dey

22. Rashtriya Swasthya Bima Yojana (RSBY) launched by : Ministry of Labour and Employment

23. Commonwealth total medal of India --- 64

24. WTO member -160

25. Official director of RBI - Raghuram Rajan

26. Van Bandhu Kalyan Yojana has allocated Rs.100 crore

27. Monetary policy published and controlled by – RBI

28. On Advances taking as loan ---pre- shipment GA Questions - IBPS RRB Office Assistant Exam - 27th-Sept:2014 (Evening Shift)

General Awareness Questions:

1. Yuki Bhambri related to which – Tennis 2. Lionel Messi player of which country: Argentina 3. In budget tax free home loan limit: Rs. 2 lakh. 4. Income tax limit other than senior citizen: Rs. 2.5 lakh 5. Smart car launched --- Tata Nano 6. Gangtok is the capital of: Sikkim 7. Jai Bhagwan related to which sport: Boxing 8. China currency: Yuan 9. Volley term from which sport - Tennis 10. How many IIMS to be opened, proposed in budget - 5 11. Kargil war in which year: July 1999 12. ISRO headquarter: Bangalore 13. terms launched by – PM N. Modi 14. Bio food park in which state? 15. first Governor General of India: Lord Mountbatten 16. VIkas Thakur is related to which sport: Weightlifting 17. one Adarsh gram created by ministers of state completed in which year: 2016 18. National judicial appointment bill person qualities like qualified ,reliable ability etc. 19. Ryder cup related to which game: Golf 20. Jitender Singh which ministry: Science and Technology 21. Parliamentary award for 2011: GA Questions - IBPS RRB Office Assitant Exam 28:Sept:2014 (Morning Shift)

General Awareness Questions:

1. Art 370 is related to which state – Jammu & Kashmir 2. Bhamashah yojna: Bhamashah Financial Empowerment Scheme – Government of Rajasthan 3. BKS Iyenger got which award: Padma Vibhushan

4. BCCI nominated for Padma Bhushan 2014: MS Dhoni

5. Sukhen Dey is related to -- Weight lifting

6. Roger Fedrer related to — Lawn Tennis

7. Wimbledon is related to -- Lawn Tennis

8. Martin Navratilova related to— Lawn Tennis

9. Maria sharapova related to - Lawn Tennis

10. LBW in which game – Cricket

11. Kohima is capital of— Nagaland

12. RIDF stand for -- Rural Infrastructure Development Fund

13. Which country will help India to make smart city — Singapore

14. Jim Yong Kim related to -- World bank

15. Bejing is the capital of – China

16. Tintu luka related to which game: Athletics

17. is related to which sport: Golf

18. Rahi Sarnobat is related to which sport - Shooting

19. Baghdad is the capital of: Iraq

20. Current CRR – 4%

21. Sports university will be opened in which state: Manipur

22. Which got the best MP award for 2010 for best performance: Arun Jaitel

23. Which country top in the FDI 2014: Singapore

24. In which country maximum number of children dropped out after the primary school: India

25. Swasth Bharat Abhiyaaan mission till which year: 2019

26. Who is Shashikant Sharma: Former GAG of India, appointed UN board of auditors

27. Doppler radar was used by: Indian metrological department GA Questions Asked in IBPS RRB Exam - 27th Sept-2014 (Morning Shift) General Awareness Questions

 Number of Express trains :27  Hole associated with : Golf  COO : Chief operating officer  ARC : Asset Reconstructing Company  HR khan : Deputy governor  New IIMs : 5  how many free transactions from different bank ATM in metro cities :3  Revised age under Juvenile Crime Act : 16-18  M vijay is related to : Cricket  Who scored highest run in 5th test from Indian Cricket Team : MS Dhoni  First president of India ? :  Mizoram Capital :Aizawl  Bangladesh Currency : TAKA  First satellite sent by India : Aryabhatta  KYC related to : Opening bank account  Tallest flag used in which place on 15th august : Central Park, Connaught Place  Question related to Narendra Modi  Cricketer to politician :  Shooting : Jitu rai  Adani invested 15.5 bn in which country : Australia  Udupi thermal power plant purchased by : Adani  which country : Iran  Sergio Ramos which sport : Football  Education Cess : 3%  Capital gain tax : 20%  Boko haram organisation is from which country ? Nigeria  Highest student populated country according to Census 2011 : India  Ponzi Scam  Operation Vijay is related to : Kargil  Ashok Chakra Winner : Major (Posthumous), Havildar Rajesh Kumar (Posthumous). Major D. Sreeram Kumar  SEBI related to Money Market  NJAC : for the appointment and transfer of judges to the higher judiciary

GA Questions - RBI Assistant Exam - 26 Sept-2014 (Evening Shift)

General Awareness Questions

1. Tibor full form - Tokyo Interbank Offered Rate 2. Japan's dance - Odori and Mai 3. Current CRR - 4% 4. How much interest paid by rbi on deposit of CRR? Zero 5. Prime minister of UK - David Cameroon 6. Newly elected deputy governor - S.S. Mundra 7. RBI proposed for 5th deputy governor by post - Chief Operating Officer 8. One question was from world bank (option given ..not part of wb) 9. One question from tag line of bank 10. Which is not nationalised bank from option 11., No question from budget 12. Shadow banking committee headed by - T. Vijay Bhaskar 13. Overhead is related which sport - Netball 14. Who is lady election commission officer? V.S. Ramadevi 15. FDI in Public sector bank? - 20% 16. Summer 2016 games held in? Rio De Janeiro 17. Which do not work under RBI ? Options were IMF, IFC, etc - Answer is IMF GA Questions - RBI Assistant Exam - 26 Sept-2014 (Morning Shift) General Awareness Questions

1. Total imports done in 2013-14 ? - $616.7 billion

2. Total exports done in 2013-14 ? - $442.4 billion 3. Pound sterling is the currency of which country - United Kingdom 4. PM Modi is which PM of India? 15th PM 5. Which Lok Sabha election was held recently? - 16th 6. Netherlands Capital? - Amsterdam 7. India wins how many gold in CWG? 15 8. NASSCOM chairman? R. Chandrashekaran 9. Best film (hindi) in Nationals? - Jolly LLB 10. GDP for 2014-15 by IMF? - 5.4% 11. India's first motion picture? - 12. India's first newspaper? - Bengal Gazette 13. One question from whole price index. 14. Total women population in the world as per census? - 15. Press council of India formed in which year? - 1978 16. Indira Awas Yojna which year formed? - 1996

17. Which of following country is not a male dominated country? - USA 18. Currency of UK ? - Pound Sterling 19. Minister of Railways ? - Sadananda Gowda 20. One question on China's development index. 21. Newly granted license for which two banks ? - IDFC and Bandhan 22. Who among the following is not a RBI deputy governors ? 23. World Heart day? - 29 September 24. Current Foreign Exchange reserve of India? - 319,390 million $ US 25. WTO head quarters? - Geneva 26. When did India become member of WTO? - 1995 27. RBI formed in which Year? - 1935 28. Any Time Milk by which company? - Amul 29. India's first Postal Savings Office ATM located in which city? - Chennai 30 .First newspaper of india-bengal gazette GA Questions Asked in RBI Assistant Exam - 24-Sept-2014 (Evening Shift)

General Awareness Question

1. Railway Minister of India - Sadananda Gowda 2. Malaysia Currency - Ringgit 3. World Environment Day - 5 June 4. New IIMs are in which district - Himachal Pradesh, Punjab, Bihar, Orissa and Rajasthan. 5. Who is John Carrey? - Actor 6. Tintu Lukka from which game - Athletics 7. Sanitation Program in Budget till - 2019 8. Oscar winner in leading role actor - Matthew McConaughey 9. Who is the USA Secretary of State - John Kerry 10. Which country capital is Port Victoria? - Seychelles 11. Cry the peacock author? - Anita Desai 12. Atomic Energy minister of India - Narendra Modi 13. French Open winner - Rafael Nadal 14. One question on hill station in which state? 15. One question on dance form 16. Narora Power Plant situated in? U.P 17. Best Director National Awards? Hansal Mehta 18. U.K. Prime Minister? David Cameroon 19. Full Form Of UNCTAD - United Nations Conference on Trade and Development 20. is the dance form of which state? - Assam 21. Full form of SARFAESI - Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act. 22. Leander Paes related to which game? - Tennis

23. Rihand Dam in which state? - Uttar Pradesh 24. India and England Test Series Man of the Series for India - Bhuvaneshwar Kumar

GA Questions Asked in RBI Assistant Exam - 24-Sept-2014 (Morning Shift) General Awareness Question 1. Mogadishu is the capital of which country: Somalia

2. Denmark currency: Danish Krone

3. Urban Development Minister: Venkaiah Naidu

4. Smriti Irani is holding which ministry: HRD Ministry

5. Arjuna Award for which cricketer: R. Ashwin

6. "The God of Small Things" novel author:

7. Public provident fund interest rate: 8.7%

8. Rawatbhata power plant in which state: Rajasthan

9. New IIM'S will be in which state ?( four states have given and asked for the fifth one)

10. National Sports Day: 29 Aug

11. Kathakali dance from which state: Kerala

12. e-visa in how many cities to promote tourism: 9

13. M singles French open 2014 winner: Rafal Nadal

14. FIDE world (rapid chess championship) won by which player:

15. Vice President of USA: Joe Biden

16. Which film got Best Film Award at Film Fare Awards: Bhaag Milkha Bhaag

17. Governor of Maharashtra: C Vidyasagar Rao

18. Li-tatina (tomator tyoha) festival of which country: Spain

19. Hill station 'ARAKU' in which state: Andhra Pradesh

GA Questions Asked in RBI Assistant Exam - 25-Sept-2014 (Morning Shift) General Awareness Question

1. Zambia capital - Lusaka 2. Port Louis is capital of - Mauritius 3. Russia currency - Russian Ruble 4. Home Affairs Minister - Shri Rajnath Singh 5. Rural Development Minister - Nitin Gadhkari 6. France President - François Hollande 7. Coorg Hill station is where? – Karnataka 8. Kathak dance - UP 9. Kakrapar power plant is in - Gujarat 10. Kerala new Governor - P Sathasivam 11. Question based on Price stabilization fund - 12 REIT abbreviation - Real Estate Investment Trust 13. How much percent of passenger traffic increased in railways? - 9% 14. Which insurance company extended Jan Dhan insurance cover to 1 lakh? - HDFC Ergo 15. BKS Iyengar is related to which field? Yoga 16. IIMs 4 given 5th is? - Rajasthan 18. Best actor in national film awards ? - (Malayalam), Raj Kumar Rao(Hindi) 19. Best actress in Oscar? Cate Blanchett 20. Rajiv Khel Ratna award 2014? - None 21. US released postage stamp on who actor ? - 22. "The suitable boy" written by? - 23. By whose goal Germany win the final with 1-0 in Brazil ? - Mario Goetze 24. World Computer Literacy Day? - 2nd December 25. Cheruthoni dam in which state? - Kerala 26. Japan will give total money for infra project? - $ 33 Billion 27. Home Minister ? - Rajnath Singh 28. How much was given for price stabilisation fund- 500 cr GA Questions - RBI Assistant Exam - 25 Sept-2014 (Evening)

General Awareness Questions

1. Indira sagar dam located in which state – Madhya Pradesh 2. Kaiga power plant in which state – Karnataka

3. Addis Ababa capital of – Ethiopia

4. Bangladesh currency – Taka

5. External affairs minister – Sushma Swaraj

6. Japan Prime Minister– Shinzo Abe

7. Author of inheritance of loss – Kiran Desai

8. ASEAN total countries – 10

9. which state – Tamil Nadu

10. Taj Mahal in which state – Uttar Pradesh

11. What is the profile of Maneka Gandhi - Women and child development

12. FFCB full form - Foreign currency convertible bonds (FCCBs)

13. Number of goals in FIFA World Cup – 171

14. Louvre museum in - Paris

15. Laughter day – 1st Sunday of may

16. Oscar best movie – 12 years a slave

17. National award for best Hindi film – Jolly LLb

18. Inheritance of loss – Kiran desai

19. Kaiga – Karnataka

20. Panchmarhi – MP

21. Jan Dhan Yojana – Life Insurance – 30,000

22. World Bank head – Jim Yong Kim

23. ILO headquarters – Geneva

24. Deputy speaker of Loka sabha – Thambi durai

25. Purpose of Commercial Paper – to meet short-term debt obligation

26. IIM is to be opened in which state?

27. Proposed small and ___ banks – Payment

28. Income exempted from tax (below 60) – 2.5 lakhs

29. Metro rail project in Ahmadabad and – Luckhnow

30. Cricket – Baller to get fastest - 100 wickets

31. GAAR = General Anti Avoidance Rules

32. 1st presidency of new BRICS bank – India

33. SEBI bill- what amount to be collective investment = 100 crore GK Questions Asked in BOB Exam - 14th August 2014

Bank of Baroda Exam held on 14th August 2014 - both the Morning and Afternoon Sessions.

 Plaster of Paris contains - Calcium Sulphate.  Chairman of Law Commission - Justice Ajit Prakash Shah  Foreign reserves are maintained by - RBI  Quantity of coins to be printed from mint is decide by - RBI  Vishu festival celebrated in - Kerela  Two States Book Author - Chetan Bhagat  Full Form of APMC - Agriculture Produce Market Committee  Supervisor of RRBs - NABARD  RTGS Maximum Limit - No limit  Insurance of bank account - DICGC  Set GDP target - 4.3%  Who among the following won 2012 Olympic gold? mexico  Pen PinterPrize - Salman Rushdie  Lallu Yadav political party name - RJD  What is currency change known as - Exchange Rate  Daniel Radcliffe famous for ? Harry Pottter  Credit Rating Agency - CIBIL  One question on SEBI  GDP rate in Economic Survey - 6.1% - 6.7% (2014)  Tobgay Shering have been PM of which country - Bhutan  One question on banking term  Messi national team - Argentina  Jinnah : Independence book author - Jaswant Singh  Secretary of US state - John Kerry  Dada Saheb Phalke award 2014 - Gulzaar ( but option was not given - answer was none of these ).  Largest state in terms of area - Rajasthan  Most literate city -  State having largest population - Uttar Pradesh

 Who is Nirmala Sitaraman?  Okram Ibobi Singh is which state cm - Manipur  Cheque validity how many months - 3 months  Iraq asks which country to help against ISIS - USA  Author of Train to Pakistan - Khushwant Singh  Dyanchand award given which catagory - Sports  Acronym for SEZ -Special Economic Zone  What is India‘s first Credit Information Company (CIC)? - CRISIL  Which bank is head of agriculture activities? - NABARD  One question on RBI  One question on Government of India  Ebola was spread from which country - West Africa  First Lok Sabha was held in which year - 1951  Headquarter of FAO - Rome  Anti-Trafficking and Drugs Day - 26 June  Full form of FIFA - Federation of International Footballer Association  Who is known as Little Master - Sunil Gavaskar  Filpe VI is in news because of what reason - New King of Spain  Mark&Spencer is in which business - Apparal  Systematic Investment Plan is related to - LIC  In BRICS, "R" & "C" stands for? - Russia and China  Visa related question  Telangana state do not have border with - Madhya Pradesh  Call money time - 1 day  Which country supplies fuel for kudankulam plant ? - Russia  Which state's governor took the additional charge of the governor of Chhattisgarh ? - Madhya Pradesh  Rupay card - NPCI  Brics bank HQ - Shanghai  ISIS full form ? - Islamic State for Iraq and Syria  Micro, small and medium enterprises regulator ? - SIDBI

GK + Computer Questions Asked in Today's SBI PO Exam: Morning Shift

GK Questions

1. International Women‘s day is celebrated on: 8th March 2. RBI measure to liquidate the market: Repo rate 3. RUpay launched in India by which organization:: NPCI (National Payments Corporation of India) 4. Common Wealth Games 2014 will be held in: Glasgow, Scotland

Note:i. The 2018 Commonwealth Games will be held in Gold Coast City, Queensland, Australia.

5. Cadbury's India new name: Mondelez India Foods Ltd 6. IIFA International Entertainer: John Travolta 7. KYC related to: Know Your Customer (a term used for customer identification). 8. Who is the chairman of TATA GROUP - 9. Full form of EFT: Electronic Fund Transfer 10. Fastest mode of transaction: RTGS 11. Alphanumeric code on cheque? Indian Financial System Code (IFSC) is an alphanumeric code is printed on cheque. Note: MICR is a 9 digit code.

12. Bank pays interest on savings account ? Daily Basis 13. Function of banking ombudsman? 14. Author who got Padmabhushan? Ruskin Bond 15. World Snooker Women Champion: Steve Davis

Some Computer Questions:

1. .xls, .doc. are : Extensions

2. Server is used to share date with other computer due to: Network

3. Word Processing software is used to output : Word Document

4. Lifting software unethically - software piracy

5. Computer which can be used by only one person: Personal Computer

6. A computer which connects to other computer and sends information is? Remote Desktop

7. How can u see the contents of a file? by clicking

8. Question regarding operating System?

9. Computer basically performs on: binary numbers

10. Which of the following is not a hard ware device: icon GK Questions Asked in SBI Clerk Exam 16th August: Morning Shift

GK Questions

Following questions were shared by our readers with us.

1. What is the fullform ECB - External commercial borrowing 2. Who is the author of Lowland ? - Jhumpa Lahiri 3. What are the limits for atm withdrawls free of charge ? - 5 times for same bank (revision is going to be implemented shortly) 4. What is the capital of Ehiopia ? - Addis Ababa 5. World population day is on? – 11 July 6. Plastic money refers to - Debit card 7. Budget for skill development - Rs 100 crore allocated for a start-up programme for rural youth 8. Yuan is the currency of? - China 9. Playing to win is autobiography of ? - Saina Nehwal 10. 2016 uber and thomas cup will be held In - Kunshan, China 11. Who is the current Food processing minister - Harsimreet kaur badal 12. Who is Mario goteze ? - German Footballer 13. The accidental prime minister book was written by- Sanjaya Baru 14. What is the BRICS development bank Base Capital? - 100 billion $ 15. What is the full form of KVP : Kisan Vikas Patra 16. Ramoji film city is located in ? - Hyderabad 17. Credit rating in India is done by which body ? - CIBIL, CARE and ICRA 18. Commodity exchange Regulate By? - MCX 19. An institutions which is related to agriculture banking - NABARD GK Questions Asked in SBI Clerk Exam 16th August: Evening Shift

GK Questions

 What is the full form of EVM - Electronic Voting Machine  What is the full form of RAM - Random Access Memory  Which player won the fifa golden ball award ? - Lionel Messi  Reliance produced less amount of gas resulting in governmen loss in which block ? KG- D6  Where is the headquarters of first brics new developmwnt bank ? - Shanghai  mine and steel, labour & employment minister union minister - Narendra Singh Tomar  recent book on Dilip Kumar - Substance and Shadow by Uday Tara  Who is the Sri Lankan cricketer, who announced his retirement recently ? - Mahela Jayawardhane  What is the currency of Saudi Arabia - Saudi Riyal

 What is the name of Maharashtra new tiger resrve - Bon tiger reserve  how much money we need to submit for lodgeing complain to ombudsman - No fees  Which body acts as insurance regulator - IRDA  Chandi prasad bhat won Gandhi peace prize for his contribution in which area? - Chipko Movement  Which country manufactured VELOX-1 ? - Singapore  What is the Capital of Cyprus ? - Nicosia  What is the full form of CPU ? - Central Processing Unit  Processor speed measured by ? - Hertz

GK Questions Asked in IDBI Manipal PO Exam - 22 Aug - 2014 (Morning Shift) Dear readers, here we are providing some of the GK Questions which was asked in today's IDBI Manipal PO Exam.

GK Questions

1. NPA Days: 90 days

2. Baht is the Currency: Thailand

3. Money allocated for PM Sadak Yojana in Union Budget 2014-15:

4. Full form of FEMA: Foreign Exchange Management Act

5. National Science Day: 28 Feb

6. BRICS Summit 2014 held in: Fortaleza, Brazil

7. Current Repo Rate: 8%

8. Sishtla Sreeramamurthy Janaki is a famous : Singer

9. NAV: Net Asset Value

10. Sampooran Singh Kalra Pen Name is Gulzar

11. SAARC 2014 will be held in: Nepal

12. Kedarnath Singh got which award: Jnanpith award for 2013

13. 1ST Dadasaheb Phalke award given to whom:

14. Mutilated currency means: a currency that is badly damaged

15. Money allocated for defence in Union budget:

16. PSLVC 23 launched from: Sriharikota, Andhra Pradesh

17. One Questions on BASE RATE?

18. NICOSIA capital city of: Cyprus GK Questions Asked in SBI Clerk Exam - 30-August:2014 - Evening Shift General Awareness Questions

1. Minister of Parliament Affairs: Venkaiah Naidu

2. Hepatitis day: 28 July

3. Governor of Haryana: Kaptan Singh Solanki

4. 17th NAM Summit will be held in: Venezuela

5. In Common wealth Games 2014 Abhinav Bindra won gold for: 10m rifle shooting

6. Capital of Iraq: Baghdad

7. Capital of Bhutan: Thimpu

8. Currency of Vatican City: Euro

9. Bihar literacy rate according to Census 2011: 63.82%

10. Which company is on top of Forbes list?

11. A book on Vijay Malaya is authored by: K. Giriprakash

12. RBI governor replaced whom: D Subba Rao

13. Khushwant Singh is: a novelist, journalist

14. Which scheme is for slum people: Indira Awas Yojna

15. Minister of Information & Broadcasting, environment, forest: Prakash Javadekar

16. Banking is defined under which act: Banking Regulation Act, 1949

17. UN summit's next discussion topic?

18. ICC trophy is related to? Cricket

19. Net interest means?

20. Which is indirect tax among all? Custom

GK & Computer Questions Asked in SBI CLERK 2014 Exam - 19th July (Evening Shift) GK Questions

1. RIL & Network 18 Deal(in crores)- 4000 Crores 2. Sahara the untold story Written by?-Tamal Bandyopadhyay 3. Amul set up Dairy worth 200 cr at which city?- Varansi 4. Chinese Currency? - YUAN 5. Sachin Tendulkar coins were sponsored by which company? 6. who among the following is RBI governor ? URJIT PATEL 7. Human rights day is observed on which day-DEC 10 8. Who is the current road, transport, highways and shipping? NITIN GADKARI 9. ECB stands for ? EXTERNAL COMMERCIAL BORROWINGS 10. WIMBLEDON championship is related to which game ? LAWN TENNIS 11. Who is the current SBI chairman? ARUNDATI BHATTACHARYA 12. girl child development scheme? 13. regulatory authorities of Cooperative banks & RRB's?- NABARD 14. a Scheme named Rajiv Gandhi Scheme for Empowerment of Adolescent Girls also known as ?- SABLA

GK & Computer Questions Asked in SBI CLERK 2014 Exam - 19th July (Evening Shift) GK & Computer Questions:

1. Recipient of 49th Jananpeeth Award - Kedar Nath Singh 2. Who control the Monetry policy-RBI 3. Amul related to what ? - white revolution 4. FIBA is related with Which sport ?- Basketball 5. Recently in which state Solar thermal power plant installed - Rajasthan 6. which card is issued by NPCI?-RuPay Card 7. which south east organisation has 10 members?-ASEAN 8. ARMY FLAG DAY- 7 December 9. In shop transaction is done by which machine: POS 10. Water resource minister - Uma Bharti 11. Who was recently honoured with the Dadasaheb Phalke Academy Award for Best Singer (Female): 12. Which award is given to Leander Paes, Ruskin bond- Padma Bhushan award

13. definition of Current account deficit: value of goods and services it imports exceeds the value of goods and services it exports. 14. Vijay hazare trophy is related to which sport? CRICKET 15. Night blindness is due to deficiency of which disease- Vitamin A 16. full form of NVRAM- Non Volatile Random Acess Memory 17. Which of the following activities is not done by RBI?- trading in commodities 18. Question related to Core Banking Solutions 19. Which of the following is not a bank bank? - IRDA 20. Which of the following is an operating system ?-WINDOWS 2003 21. Input device-Light pen 22. Operating system is: system software 23. Which of the following is related to Email: attachment 24. Intangible asset 25. Fifa world cup-what kind of marketing-event 26. Malaysia, truly Asia-what kind of marketing 27. Currency of Kuwait-Kuwaiti Dinar 28. Capital of Bhutan-Thimphu 29. Recently Hindustan Motor car plant shut down: Uttarpara plant in West Bengal 30. Book my journey transforming into dreams: Former President APJ Abdul Kalam 31. Highest rural population state as per Census 2011 - Uttar Pradesh 32. Reliance company lady head name- Neeta Ambani 33. Recently banking license issued company name- IDFC 34. Full form CAG-Comptroller and Auditor General 35. which of the following is not an indirect tax- 10% surcharge on income

PO Exam - 22/June/2014 (Morning Shift) GK Questions

1.Telecommunications controlled by – TRAI

2. BCCI suspended which board – RCA

3. Minimum age to Saving bank account according to RBI - 10 years

4. Head of the Committee to Review Governance of Boards of Banks in India: PJ Nayak 5. 61st National awards Best Hindi film - Jolly LLB 6. State with highest urban population –Maharashtra 7. New Airlines which got approval in India– Air Asia 8. On which day lights were turn off: Earth Day 9. Maria Sharapova defeated whom in Madrid open final - Simona Halep

10. Eco-frenziedly Banking is called: Green Banking 11. Cheque truncation lead to replace- physical movement of cheque 12. Immovable property - Mortgage 13. DRT Full Form: Debts Recovery Tribunal

Some Computer Question

1. One question related to Optical Memory? 2. Which among the following is not a part of CPU? 3. To save a file with other name: save as 4. Converts a sheet in a text document that can be edited is called?

2. PO Exam - 29:June:2014 (Evening Shift)

GK Questions

1. From July 1st RBI instructed about ATM of - talking ATMs with Braille keypad 2. IPL-7 final held in – Bangalore 3.New bank license period -18months

4. Environmental award given to Ramesh Agarwal for: For fight against coal mining 5. New bank licenses paid up capital-500cr 6. New Loksaba Speaker- Mahajan 7. One questions on retail banking? 8. To do incurred banks should maintain ____% NPA? 9. Expand ECB- External commercial borrowings 10. In how many phase Loksaba elections were held: 9 phases 11. Asian games after which country withdrawal India ready to conduct? Vietnam 12. India post launched cash withdrawal scheme name? 13. FCNR, NRI accounts can maintain with: Term Deposits with 1 year and maximum term of 5 years. Some Computer Questions

1. 1terabyte is equal to: 1024 GB 2. On mouse 2 question? 3. Multiple users using simultaneously for which type? 4. Brain of computer: CPU

GK Questions Asked in SBI Clerk Exam 30th August: Morning SHIFT

 What is the capital of Zimbabwe? Harare  What is the currency of Myanmar? - Kyat  Who is the author of the book titled 'What young india wants'? - Chetan Bhagat  Digital camera what type of device? Input device  What is the Shortcut for making a selected word bold? Ctrl + B  When do we observe World environment day? - 5th June  Who is the Skill development minister? - Sarbananda Sonowal  What is the minimum Maturity period for commercial paper? - 7 days  Who is the governor of West Bengal? - Keshari NathTripathi  Who was the defence minister in the previous council of ministers - A K Antony  What is the literacy rate of kerala? - 93.91 %  ADB will help in road construction in which Indian state? - Manipur  Who is the author of the book 'my years with rajeev and sonia'? - R D Pradhan  Guru Tej Bahadur trophy is related to which sport? - Hockey  What will be the venue of next FIFA world cup? - Russia  Which are the 3 countries who are a participating in malabar excerxise? - India, USA, Japan

SIDBI - Exam Analysis and GK Questions Asked on 3-Sept- 2014

GK and Computer Questions Asked

1. Who is the first woman director of Reliance group ? -Nita ambani 2. Who was the first indian governor of RBI ? -C D Desmukh 3. Commercial paper use in as an ? - It is typically issued by large banks or corporations to cover short-term receivables and meet short-term financial obligations 4. RRB is a type of ? -Rural bank 5. What is the changed limit of FDI in insurance sector ? - 49% FROM 26% 6. What is the full form of BBPS ? - BHARAT BILL PAYMENT SYSTEM 7. When we write any program in a language we are supposed to be doing ? - CODING 8. What is the full form of TCP/IP ? - Transmission Control Protocol/Internet Protocol 9. What is the current computer generation ? - 5th Generation 10. What is the full form of ESOP? Employee Stock Ownership Plan 11. Who is the author of the book 'The Accidental Prime minister' ? Sanjaya Baru

12. The drawee of a cheque is ? DRAWEE is the bank which is assigned to pay the PAYEE 13. Who is the watchdog of indian market? SEBI 14. What is the full form of CRAR? Capital to risk assets ratio 15. What is the Award associated with indian cinema field ? Dada Saheb Phalke award(among options) 16. What is the full form of DICGC? Deposit Insurance and Credit Guarantee Corporation 17. 1 may is foundation day of which state? Maharashtra and Gujrat 18. Dilwara temple is located in which state? Rajasthan 19. What is the full form of REIT ? – Real Estate Investment Trust 20. Which firm got recently banking license ? – IDFC & Bandhan 21. Who were the founder of World wide Web ? - Robert Cailliau & Tim Berners- Lee 22. Apex board for controlling agriculture and rural development – NABARD 23. Who was the first governor of RBI ?– Sir Osborne Smith 24. Where is the Permanent secretariat of SAARC? – Kathmandu 25. Who is Lalgudi ? – Indian Carnatic violinist, vocalist and composer 26. Which company raised 1bn $ recently in fresh funding ? – Flipkart 27. commercial paper can be issued by company having minimum net worth? not less than 4 cr 28. Origin of the concept of Microfinance was in which country ? Bangladesh 29. Which can be said as ―Buy now, pay now‖ card ? – Debit Card 30. The 21st CommonWealth Games will be held in – Queensland, Australia 31. The CAR is related to ? – Risk weighted Assets 32. Asset reconstruction companies related with — Non Performing Assets (NPAs) 33. What is the full form of SFIO ? - Serious Fraud Investigation Office 34. What is the full form of MSF ? - marginal standing facility 35. What is the full form of MIMD ? —Multiple instruction Multiple Data 36. What is the full form of PIN ? - Personal Identification Number 37. A question each on Open market operation , mortgage and FCNR bonds

GK Questions - IBPS RRB Officer Scale - I (6th Sept 2014) Morning shift

General Awareness Questions

1. Next G-20 summit (2015) is to be held in – Turkey 2. Capital of Bhutan – Thimpu 3. Currency of Italy – Euro 4. Current CRR – 4% 5. Minimum RTGS – 2 lakh 6. External Affair Minister of India – Sushma Swaraj

7. Work of Banking Ombudsman – Solving customer complaints.

8. What is not true about credit card?

9. What is not true about mobile alert?

10. ISIS is active in which states – Iraq & Syria

11. Where is SHIGMO festival celebrated – Goa

12. President gave Padma Vibhushan to which eminent author? – Ruskin Bond

13. Children above 10 yrs of age are not allowed which facility – Current Account

14. Face to face video communication in which bank – Indusind Bank.

15. First Bank to set up Payment Gateway – SBI

16. India and Brazil agreement 2014 – trade and investment flows.

17. Palestinian Hamas is – Palestinian Islamist political organization and militant group.

18. Max amount of credit card transaction on which we get message on our phone.

19. Rural population as per 2011 census – 68.84%.

20. EBOLA first discovered in which country – Democratic Republic of Congr

21. Cartoonist Rran kumar sharma who died recently is a creator of – Chacha Chaudhury

22. World habitat day – October 6th

23. Maximum antibiotics consuming country – India

24. Which International passenger Airline crashed down – Malaysian Airline.

25. Prakash Nanjappa related to – Shooting (India).

26. Cauvery wildlife sanctuary located in – Karnataka.

27. Sania Mirza brand is the ambassador of which state - Telangna

28. Mettur Dam on Kaveri River is in which state – Tamil Nadu

29. KYC for what purpose - to prevent banks from money laundering activities

30. Aajeevika " scheme" is also known as - National Rural Livelihoods Mission (NRLM)

RRB (6th Sept 2014) Evening Shift

General Awareness Questions

1. 18th SAARC summit held in – Kathmandu (Nepal) 2. Indian Company to cross 5 cr market capitalizations? TCS 3. Austria Currency-Euro

4. TARC Committee head- Parthasarathi Shome

5. Road development minister? – Nitin Gadkari

6. ‗Strictly Personal: Manmohan and Gursharan‘ Book writer - by Daman Singh

7. World AIDS Day- 1st December

8. Who elected head of Arujna award selection committee – Kapil Dev

9. Commodity market regulator – Forward Markets Commission

10. Gagan narang is related to which sports – Shooting

11. Van bandhu scheme- for holistic development of tribal people

12. Chutak power plant in which state – Jammu & Kashmir

13. Brazil capital – Brasília

14. BBPS Full form – Bharat Bill Payment System

15. Largest solar power plant in which district of MP - Rewa district

16. NTCA full form -

17. Union budget allocated for Sc development - Rs 50,548 cr

18. PLR is also known as – Base Rate

19. Tata SIA airlines known as – Vistara

20. One questions is related to Ebola scientist.

 IBPS PO  INTERVIEW PREP  RESULTS  SAMPLE PAPERS  SHORTCUTS  SSC

GK Questions - IBPS RRB Officer Scale - I (7th Sept 2014) Both Shift General Awareness Questions

1. Which state in India has highest rural population - U.P

2. Currency of Finland – Euro

3. Capital of Egypt – Cairo

4. 2015 BRIS Summit- Ufa, Russia

5. World diabetes day- 14th November

6. Movie directed by Muzaffar Ali (film maker),Rajiv Gandhi National Sadbhavana Award winner- Umrao Jaan

7. Role of Chief Operating Officer (COO) appointed by RBI – as a 5th Deputy Governor of RBI

8. Dipika Pallikal and Joshana Chinappa related to – Squash

9. Selection Committee headed by- Ajitpal Singh

10. RBI imposing a limit on ATM transactions. Which cities does come under this - Pune and Raipur

11. The Nobel Prize 2013 in physics went to Brit Peter Higgs and - Belgian Francois Englert

12. The Story written by - K Giriprakash

13. The RBI issued draft guidelines for setting up small banks and payment banks, with a minimum capital of - 100 crore

14. what we call ------(some story telling) in A.P and Telangana - Hari Katha

15. Head of Governance of Boards of Banks in India - PJ Nayak

16. Commercial Paper (CP) is issued in the form of - promissory note.

17. Union cabinet approved Ken-Betwa river link which will benefit which two states - UP & MP

18. Who got field‘s medal by International Mathematical Union's (IMU) -

19. Minister of Consumer Affairs, food & PD? Ramvilas Paswan

20. How much capital to be infused in banks to meet Basel-III norms by 2018 as per union budget – Rs 2.40 lakh crore

21. Capital of Australia? Canberra

22. Which insurance company will insure under Varishtha Pension Bima Yojana – LIC

23. Nimmo Bazgo hydropower project in which district of J&K- Leh

24. Which country will host 7th IBSA summit – India

25. RBI asked banks not to impose penalties on accounts not maintaining minimum balance on which of the following accounts? any inoperative account

26. Which model of first ever Smartphone was launched in 1994?

27. Max money that can remitted to Nepal from any of the NEFT-enabled branches in India – 50,000

28. BKS Iyengar who passed away recently was a renowned - Yoga teacher

29. DICGC does not cover insurance for which account?

30. Funds for Deendayal Upadhya Gram Jyoti Yojana - 500 cr

31. Currency of Netherlands – Euro

32. Human Rights day - Dec 10

33. Largest indigenously built warship - INS kamorta

34. RBI license given to which micro-finance company - Bandhan

35. AIMA full form - All India Management Association

36. Business leader of the year award by AIMA was given to - Mr M. G. George Muthoot, Chairman, The Muthoot Group

37. 2nd Summer Youth Olympic Games to be held in - Nanjing, China

38. Which country is largest wind power producer – China

39. Definition of stale cheque in India - check that is 3 months or older than the date

40. The concept of BRIC was introduced by which economist - James O'Niel

41. Full form of CTS - Cheque Truncation System

42. Roger Federer related to which game – Tennis

43. Which bank launched first equated EMI on debit cards – ICICI

44. 24 engineering students died in river beas of Himachal Pradesh which dam gates where open - Larji Dam

45. Which of the following feature of RTGS is not true - It is used for small transactions

46. Which state has Highest urban population according to census 2011 – Maharashtra

47. Which Irish author Created the character Dracula - Bram Stoker

48. Regulator of Forwards and Futures market – Forward Market Commission (FMC)

49. Surya Kiran VII Exercise took place between - India & Nepal

50. Rongali Bihu celebrated in which state – Assam

51. Best parliamentarian award goes to Arun Jaitley and - Singh and

52. 1st Smartphone created by IBM – IBM Simon

53. Note which is partially- fully obliterated -mutilated Note

54. E-BAAT full form - Electronic Banking Awareness and Technology

55. Health ministry launches "Anti tobacco campaign" named- Sunita

56. SIT head 4 black money- M.B. Shah

57. RBI panel head who recommend CPI formula - Urjit Patel Committee

58. CTBT - Comprehensive nuclear test ban treaty

59. Chandraprabha wildlife sanctuary state- U.P. Varanasi

60. FII is regulated by- SEBI

61. 1200 megawatt Lanco power plant in Udupai established by which company- Adani group

62. According to railway minister in rail budget how many people travel daily by train- 23 million

63. JUAL ORAM Ministry of Tribal Affairs come from which constituency- Sundarghar, Odisha

64. First Skill Development Centre – Jaipur, RaJESTHAN (13th Sept 2014 - Morning Shift)

General Awareness Questions

1. RuPay card is launched by: National Payments Corporation of India (NPCI)

2. Jan Dhan Yojna Insurance cover – Rs 1 Lakh

3. Ministry of Micro, Small and Medium Enterprises (MSME) cabinet minister – Kalraj Mishra

4. Ethiopia capital – Adis Ababa

5. Libya‘s currency – Dinar

6. Shiva‘s trilogy‘s author – Amish Tripathi

7. Chacha Chauhary‘s author –

8. Eco tourism and Education tourism in railway announced for - North East States

9. 95th Independence Day celebrated by which country – Afghanistan

10. RBI‘s new deputy governor - SS Mundra

11. Name of transaction in which we doesn‘t swipe card, but use details of card – Online transaction

12. Which agency set standards for individual customers and SME: BCSBI

13. Red cross day - 8th May

14. Rath Yatra in which state – Odisha

15. Sunidhi chauhan got dada saheb phalke award for which song - 'Kamli' from ''

16. IIEST full form - Indian Institutes of Engineering Science and Technology

17. How many judges are there to select a judge of supreme court?

18. Ragala venkat Rahul is which player – Weightlifter

19. Which film directed by Richard Attenbourgh and got Academy Award: Gandhi

20. PAC chairman – KV Thomas

21. Kruger National Park – South Africa

22. India‘s first Indigenous anti submarine – Kamorta

23. Drug for ebola virus - ZMapp GK Questions - IBPS RRB Officer Scale - I (13th Sept 2014 - Evening Shift)

General Awareness Questions

1. Who is Women and Child development minister - Menaka Gandhi

2. Currency of Portugal – Euro 3. Capital of Uzbekistan – Tashkent 4. RBI issued guide lines to small banks and _____: Payments 5. Total number of districts in India according to Census 2011: 640 6. Neeranchal to give impetus to watershed development in the country with an initial outlay of – Rs 2,142 crore 7. World Vitiligo Day: 25 June 8. Telangana official festival: Bonalu, Bathukamma

9. What do you mean by HOMES(full form) ,it is announced in budget? 10. BIMSTEC country? 11. Slumdog Millionaire: Danny Boyle 12. Hydroelctric Power Plant in Kargil Distrcit : Chutak Hydroelectric Plant

13. According to railway minister in rail budget how many people travel daily by train- 23 million

14. INS kolkata is developed by?

15. To which telecom company reliance is linked up? Office Assistant - I (14th Sept 2014 - Morning Shift)General Awareness Questions

1. Common wealth games in 2018 at: Gold Coast, Australia

2. In shooting 10m Air Rifle gold medal won by: Abhinav Bindra

3. Robert Azevedo head of: WTO

4. K. Sankaranarayanan is the ex-governor of : Maharashtra

5. Pran kumar Sharma creator of: Chacha Chwoudhry

6. Top country in milk export: Australia

7. CSAT stands for: Civil Services Aptitude Test

8. Agriculture Growth rate in union budget: 49%

9. Railway Fare increased by: 14.2 %

10. Kosi river flows from which country to India: Nepal

11. Aizawl capital of which state: Mizoram

12. 5.5% GDP fy15 by: Icra

13. _____more IIT‘ s in Union Budget: 5

14. Yuan is the currency of: China

15. What is Ebola: Hemorrhagic fever

16. World bank poverty line income?

17. Mundra port in which state: Gujarat

18. Padma awards are announced on the eve of: Republic Day

19. Jack Kallis who retired from cricket belongs to which country: South Africa

20. Indian Prime Minister visited Nepal for how many times?

21. Control authority of e-riksha: State Govt (Delhi)

22. Apinder Singh won bronze medal in which game: Triple Jump

23. Hampi monuments on which river bank: Tungabadra river

24. Pritzer prize is related to which field: Architect

25. John Kerry is: US Secretary of State

26. Pale related to which game: Football

27. ICAR full form: Indian Council of Agricultural & Research

28. Manchester United is related to which game: Football

29. 3rd test India v/s England held in which stadium: The Rose Bowl Stadium

30. Germany currency- Euro

31. Iron Chanu Sharmila belongs to which state – Manipur

32. Which state of Highest percentage of Literate- Kerala

33. Ozone day was observed on- September 16th

34. Amount for new smart city in budget -7060 crores

35. Romancing with life is the autobiography of which actor-

36. Chhau the folk dance of which state – Orissa

37. What is the minimum pension - Rs. 1000

38. Financial inclusion scheme- Jan Dhan Yojana

39. Railway total employee- 13.1 lakh

40. Which prize is not given to any player this year- Puraskar

41. Sushil kumar , bajarang related to sport- Wrestling

42. Rashtriya Khel Protsahan Puraskaar- Hanuman Akhara

43. Information and Broadcasting union minister- Prakash Jawadekar

44. What is the maximum investment in BSBDA per year:- 1 lakh

45. Committee on Obsolete Laws is headed by – R. Ramanujam

46. Recently, Ice Bucket Challenge is more often in news. Why is this being organized? – To donate to people suffering from Amyotrophic lateral sclerosis

47. Next New Coin May Be come by RBI - Rs 100

48. Who became the ambassador of turn back crime campaign of Interpol --

49. Name of the traditional tea offered to PM Narendra Modi by Japanese PM –'Chanoyu’

50. Where Nalanda university is located: Bihar

51. Capital of Ireland – Dublin

52. Currency of Germany – Euro

53. Supreme court order on shifting of lions from Gir national park to: Madhya Pradesh

54. US security advisors landed at Mount Sinjar in which country: Iraq

55. Mullaperiyar dam in Kerala is in which district: Idukki

56. Piyush Goyal ministry: Ministry of Power Scale I & Office Assistant Exam, held in 14th Sept:2014. Evening Shift.General Awareness Questions

1. Bharat Bill Payment System - "any where any time payment system" 2. FDI in insurance sector - 49%

3. Proposed number of IIMs in Union Budget – 5

4. Serena Williams related to – Tennis

5. How many gold medals India got in commonwealth games – 15

6. Paran Kumar – Cartoonist

7. One question related to INS Kolkata?

8. In which city of Japan Mou signed for making Varanasi smart city – Kyoto

9. Minister of Parliamentary affairs state – Prakash Javadekar

10. Minimum pension under EPFO: Rs 1000

11. In one time how many Rs currency printed by RBI

12. According Census 2011 which state has highest population: Uttar Pradesh

13. Which Metro city celebrated its 375th anniversary: Chennai

14. Shyama Prasad Mukherjee National Rural Mission: stop migration from rural areas to cities

15. Go India Smart Card by: Northern Railways

16. Teenage Swimmer USA Create World Record: Katie Ledecky

17. Kuchipudi is a classical dance of : Andhra Pradesh

18. AIMA Entrepreneur of the year: Mr Chandra Shekhar Ghosh, Chairman and Managing Director, Bandhan Financial Services.

19. International Day against drug abuse- June 26

20. Textile join hand with for handloom weavers: Flipkart

21. India to give grant of $1 million for construction of cricket stadium in: Kandhaar, Afghanistan

22. Paragliding world cup will be held in: Kangara, HP

23. Japan –Yen

24. Indonesia Capital: Jakarta

25. Playing It My Way Book Autobiography of : Sachin Tendulkar

26. BASIC Countries- Brazil South Africa, India and China

27. Full form of DTAA- Double Taxation Avoidance Agreement

28. One question on MICR and cheque?

29. Which of the bank has been featured in Forbes Asia's FAB 50 list of 2014: Axis Bank

30. Total Number of Rajya Sabha seats: 250

31. Totals seats for Uttar Pradesh for elections: 80

32. India nuclear deal with country- Australia

33. Who is Sumitra Mahajan: Lok Sabha Speaker

34. How many seats does BJP won in U.P: 71

35. Usain Bolt represent which country: Jamaica

36. In the 4th test with England how many Indian batsman gone to : Six

37. Who are Bank Mitras?

38. Pran Kumar Sharma related to which field: Cartoonist

39. In which state elections will be held in 2015: Bihar

40. resigned as a governor from which state: Manipur

41. Virbhadra Singh is the chief minister of which state: Himachal Pradesh

42. India won how many gold, Silver, Bronze respectively in common wealth: 15,30,19

43. Full form of ETF: Exchange Traded Fund GA Questions - IBPS RRB Exam (Office Assistant) - 17th Sept 2014. (Both Shift).General Awareness Questions

1. What is current CRR Rate - 4% 2. How much % SLR cut down in monetary policy - 0.5% 3. Minimum paid-up capital for payment banks – Rs 100 Crore 4. Which organisation gives loan to landless farmer- NABARD 5. BRICS bank head office will be located in which country- Shangai, China 6. ―Strictly Personal, Manmohan and Gursharan‖ a book is written by- Daman Singh 7. In India economic condition are measured after - 5 yrs 8. Governor of U.P – Ram Naik 9. Lab To Land is a initiative of which Ministry - Ministry of Rural Development 10. Who is Tony Abott – Prime Minister of Australia 11. Who is the minister of Ministry of Home Affairs - Rajnath Singh 12. Who is Civil aviation Minister - Ashok Gajapati Raju 13. Which state ban wearing dhoti in parliament- Tamil Nadu 14. Which state has large number of tigers- Karnataka Note: Tiger census: In the latest census, Karnataka has overtaken Madhya Pradesh, as the state with the most tigers.

15. What is the age limit for voting right- 18 years

16. ISIS is active in which state – Iraq

17. Mars Orbiter Mission, informally called – Mangalyaan

18. What is HAL Dhruv - It is a utility helicopter developed and manufactured by India’s Hindustan Aeronautics Ltd.

19. Rainfall density is highest in which state- Cherrapunji, Meghalaya

20. Who is the head of UNESCO - Irina Bokova

21. Ban Ki -moon is the Secretary-General of – UN

22. Which country is helping India for Ganga rejuvenation – Japan

23. According to Union budget 2014-15, Agricultural university will open in which state – Andhra Pradesh & Rajasthan

24. Gandhi Nagar is the capital of which state- Gujarat

25. Nalanda university is located in which state –Bihrar

26. Telangan‘s state brand ambassador- Sania Mirza

27. Human Development index 2014 topped by which country - Norway

28. Capital of Maldives- Malé

29. Bangkok is the capital of which country- Thailand

30. Jitu Rai is associated with - Shooting

31. What is the rank of India in CWG 2014 games medal tally– Fifth

32. Parupalli Kashyap is related to with which game - Badminton

33. K. Sanjita chanu belongs from which state – Manipur

34. Tiger wood is related with which game- Golf

35. Novok Djokovic is related to which game - Tennis

36. Roger Feredar is related to which game – Tennis

37. Which country tops medal tally in CWE 2014 games – England

38. Which country finished 2nd rank in medal tally in CWE 2014 games -Australia

39. Union Cabinet approved the Juvenile Justice Bill, 2014, age limit for juvenile to be carried in court for heinous crime is - will treat minors above the age of 16 as adults, who are accused of heinous crimes like rape and murder.

40. HUCK term related to which game- Ultimate Frisbee

Note: HUCK : A long pass; often nearly the full length of the pitch and high to a tall player in the endzone.

Ultimate Frisbee is played between two teams of seven players on a large rectangular pitch.

A line drawn across the pitch at either end creates two "endzones" (like in American Football). These are the goal-scoring areas. A goal is scored when a team completes a pass to a player standing (or more likely running) in the endzone they are attacking. GA Questions Asked in IBPS RRB Exam - 21th Sept-2014 (Evening Shift)General Awareness Questions

1. Full form of CST? - Central Sales Tax

2. Full form of NABARD? - National Bank for Agriculture & Rural Developemnt

3. Full form of UGC? - University Grants Commission

4. Full form of SLR? - Statutory Liquidity Ratio

5. Who is ? - Russian President

6. Ajiknkya Rahane is related to which game? - Cricket

7. What is purpose of Jan Dhan Yojna? - Minimum one account for every family

8. Who issues RuPay card? - NPCI

9. RuPay card is linked with a bank account, how much insurance cover is linked with that account? - Rs. 1Lakh

10. Who is Robin Williams? - Hollywood Actor

11. Who is P.J Kurien? - Deputy Chairman of Rajya Sabha

12. According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12

13. Who is regarded as Chairperson of Planning Commission of India? -

14. What is the amount charged for ATM transactions after 5 times? - Rs. 20

15. In addition to Tennis, Rafael Nadal is associated to which game? - Football (Not sure)

16. In budget 2014, there is proposal of running many passenger trains? - 8

17. The First Bullet Train will start for which Route? - Mumbai - Ahmadabad

18. Tax Exemption for Senior Citizens in Budget 2014? - Rs. 3,00,000

19. Rate of Interest for Farmers under a scheme? - 7% (Not sure)

20. Flag Bearer for India in Commonwealth Games 2014? - Vijay Kumar

21. How many Deputy Governors are there in RBI? - 4

22. Kundakulam Project is started in which state? - Tamil Nadu

23. Number of total new trains as per Budget 2014? - 58

24. Strike word is related to which game? - Baseball

25. Hardware park is proposed to which state? - Andhra Pradesh

26. What percent of money is increased for cleanliness in budget? - 40%

27. Who is all time highest goal scorer of Germany? - Miroslav Klose

28. Who is Wilfried Bony? - Football Striker from Ivory Coast

29. Saji Thomas is related to which game? - Rowing

30. Bhamashah Yojna in Rajasthan is for what purpose? - Women Empowerment

31. Swaccha Bharat Abhiyan will start from - 2nd October, 2014

32. In which state Congress won all the 3 seats? - Uttarakhand

33. Bank Capitalization related to -? - Basel III Norms

34. Which country is the top source of FDI? - Singapore

35. Swaccha Bharat Abhiyan is hoping to be ended by? - 2019

36. According to the Judicial Appoints Commission, who can appoint judge? - two eminent persons to be nominated by the Prime Minister, the CJI and the Leader of Opposition . GA Questions Asked in IBPS RRB Exam - 21th Sept-2014 (Morning Shift)

General Awareness Questions

Suzlon Energy related to - Wind Turbine Supplier

Planning Commission is replaced by how many members(no of members in that committee) - 8

Sagarmala Project located at - Over the river Mandovi in Goa

Gangavaram port located in - Vishakapatnam

Sheikh Hasina PM of - Bangladesh

Dhaka capital of - Bangladesh

Full form of MPLADS - Member of Parliament Local Area Development Scheme

Shillong capital of - Meghalaya

Financial inclusion overdraft limit provided to whom - people who come under Jandhan Yojana

Heena Siddhu related to which game - Shooting

"Love" is related to which game - Badminton

D Viju related to which game - Badminton

Amit kumar related to which game - Wrestling

Zero Effect- Zero Defect slogan by - Narendra Modi

Who is Azim - Founder of Wipro

Prior to which year currency note should be exchanged - 2005

PFO monthly pension limit - Rs. 1000 (Minimum limit) & Maximum Limit is Rs. 15000

Pankaj Advani Sports name - Billiards

Chanakya also known as (his alternate name) - Kautilya

Number of free ATM transactions - 3

CDR fullform - Credit Default Swap

SEZ started by PM In which state/city - Maharashtra

Indira Awas Yojna new name - National Gramin Awaas Mission (proposed name, please check once)

FLIPKART is which kind of company? - E-Commerce

Income Tax exemption limit for Sr. Citizens - Rs. 3 Lakh

200 cr allocated for stadium in which state - Jammu & Kashmir

Which organization is worried for EBOLA - WHO

No. of AIIMS propoed in the Union Budget - 4

Largest bank - Industrial & Commercial Bank of China

Who is sumitra mahajan - Loksabha Speaker

No. of passenger train in rail budget 2014 - 58

No. of countries in BRICS - 5

Union Health Minister: Dr. HarshaVardha Assitant Exam - 20th Sept-2014 (Evening Shift)

General Awareness Questions

1. Jandhan Yojna insurance amount – Rs 1 Lakh 2. Who is Cristiano Ronaldo – Football player 3. Vistara is name of air lines of which two companies – Tata & Singapore airlines 4. Govt want to revamped labour law ,why? 5. Who is Rakesh Jhunjhunwala: Indian investor and Trader 6. 44MW Hydro power project inaugurated by PM in which state – Jammu & Kashmir 7. James Rodriguez belongs to which sports: Football 8. Germany defeated Brazil in FIFA world cup by what score – 7-1 9. Full form of CRR – Cash Reserve Ratio 10. Which bank will provide mobile banking facility in its 1st phase: 75% of the market value of your gold 11. How many countries are member of SAARC – 8 12. Thambi Durai related to AIADMK 13. Who is Mallikarjun Kharge - the leader of the party in the 16th Lok Sabha 14. Buenos Aires - Capital of ArgentiNA 15. Second most populated city – Delhi

16. Who is Dayanidhi Maran - Former Telecom Minister

17. OECD - Organisation for Economic Co-operation and DevelopmenT

18. River cleaning: Project Ganga

19. is - Captain of Indian Women's Cricket team

20. Who is Gagan Narang - Indian shooter SNational Academy for Customs & Excise at Hindupur in: Andhra Pradesh

GA Questions - IBPS RRB Exam - 20th Sept 2014. (Morning Shift). General Awareness Questions

1. Who is the Home Minister of India - Rajnath Singh 2. What is the Current rate of CRR- 4% 3. Agartala is capital of which of state ? - Tripura 4. Yogeshwar Datta related with which Sport - wrestler 5. Bank of Rajasthan Merged with which bank ? - ICICI 6. Oslo is the capital of which country ? Norway 7. What is the current rate of SLR ? 22 % 8. Who is H.R.Khan ? Dy. Governer of RBI 9. What is the full form of Qip ? - Qualified Institutional Placement 10. Who is the PM of United Kingdom ? - David Cameroon 11. Who is the current IMF head ? - Christine Lagarde 12. Double fault is related to which games ? - Tennis 13. Who is the head of Press Council of India ? - Markandaye Katju 14. Interest fee cap on home loans – 2 lakhs 15. Who is H.R. Khan- Deputy governor of RBI 16. Who is the current railway minister ? - Sadananda Gowda 17. What is the Full Form of SEBI - Security Exchange Board of India 18. According to social responsibility tax,tax is levied on company worth more than ? – 1000cr 19. Which country achieved highest GDP in 2001-2010 – United States 20. What is the route of the Fastest Train in India ? - Delhi to Agra 21. K R Kamath is the CMD of which bank ? - Punjab National Bank 22. Gulberg Hill Station is Located in- Jammu and Kashmir 23. Who was the Founder of Congress ? -Allan Octavian Hume 24. Rory Mcllroy is related to which game ? - Golf 25. In the budget, how many new AIIMS institutes were decided to be made – 4 26. Modi visited which country in August First Week ? - Nepal 27. What is the initial capital of payment bank ? - 100 cr 28. Who is the current Bihar C.M. ? - Jitan Ram Manjhi

GA Questions Asked in RBI Assistant Exam - 23-Sept- 2014 (Evening Shift)General Awareness Questions

1. Oscar 2014 Best supporting actress - Lupita Nyong'o

2. Best actress in film fare awards 2014 - Deepika Padukone

3. Law and justice minister – Prasad

4. Water resources minister – Uma Bharti

5. Defence minister: - Arun Jaitley

6. Kuchhipudi dance form which state - Andhra Pradesh

7. Currency of Iran?

8. In which case RBI has imposed 12 crore fine to banks?

9. States where IIMS are to be opened –

10. Fund for Pradhan Mantri Krishi Sichayin Yojana - Rs. 1000 cr

11. South African cricketer retired – Jaques Kallis

12. Kampala is capital of which country – Uganda

13. Tarapur plant in which state – Maharashtra

14. Varanasi Ghat is on which river – Ganga

15. CBI chief – Ranjit Sinha

16. Fiscal deficit according to union budget – 4.1%

17. Tawang is in which state - Arunachal Pradesh

18. Mettur dam is in – Tamil Nadu

19. Parupalli kashyap related to – Badminton

20. Jai Bhawan related to which game – Boxing

21. author – R.K. Narayan

22. According to Budget 2014, how many new Govt. Medical Colleges will be opened? - 12 GA Questions Asked in RBI Assistant Exam - 23-Sept-2014 (Morning Shift)General Awareness Questions

1. Kudankulam power station: Tamil Nadu

2. Shillong is in : Meghalaya

3. ministry: Minority affairs

4. Tax exemption limit for senior citizens: 3 lakh

5. Minimum pension: Rs1000

6. Mamta Pujari belongs to which sport : Kabaddi

7. Anti Tobacco Day: 31st May

8. Revolution 2020 author: Chetan Bhagat

9. Finance allocated for Metro rail is 100 cr - Lucknow and

10. Novak Djokavik defeated whom in Wimbledon Championship final: Roger Federer

11. Five IIM to be opened in which one of the following state -4 state given and asked for the 5th "Odisha"

12. FDI raised in Defence 26% to -49%

13. FRBM full form - Fiscal Responsibility and. Budget Management

14. Mohiniattam dance which state - Kerala

15. Windhoek is capital of- Namibia

16. Pakistan mudra is – Rupee

17. Oscar for best director – Alfonso Cuaron

18. Best actor film fare award for – Farhan Akhtar

19. Begam Praveen got Padma Bhushan for which category-singer

20. RBI report on GDP growth 2014 14 15 August- 5.5%

21. ARC Full Form – Asset Reconstruction Company

22. UFCE Full Form - Unhedged Foreign Currency Exposure-Clarifications

23. Law and Justice Minister – Ravi Shankar prasad

24. Finance ministry ordered _____ audit of 2 bank? Forensic

25. Loss incurred for railway per passenger in paise - 23p

26. Rural Minister – Nitin Gadkari

27. Jammu udampur srinagar ___ railway link? Baramulla

28. Palace of winds is situated in ___ Jaipur

MARKETING

There are some important glossary terms used by marketers, usually at the management level, when preparing marketing plans and pitching for business. Some of these are explained here..

Anti-competitive practice: A practice is considered anti-competitive if it prevents, distorts or restricts competition in a market for goods and services in Barbados. Anti-dumping: Anti dumping is a measure to rectify the situation arising out of the dumping of goods and its trade distortive effect. Thus, the purpose of anti dumping duty is to rectify the trade distortive effect of dumping and re- establish fair trade. The use of anti dumping measure as an instrument of fair competition is permitted by the WTO. In fact, anti dumping is an instrument for ensuring fair trade and is not a measure of protection for the domestic industry. It provides relief to the domestic industry against the injury caused by dumping. Anti dumping measures do not provide protection per se to the domestic industry. It only serves the purpose of providing remedy to the domestic industry against the injury caused by the unfair trade practice of dumping. Advertising: Advertising is a form of communication that typically attempts to persuade potential customers to purchase or to consume more of a particular brand of product or service. Many advertisements are designed to generate increased consumption of those products and services through the creation and reinforcement of "brand image" and "brand loyalty". For these purposes, advertisements sometimes embed their persuasive message with factual information. Barter: A Trade Exchange or Barter is a type of trade in which goods or services are directly exchanged for other goods and/or services, without the use of money. It can be bilateral or multilateral, and usually exists parallel to monetary systems in most developed countries, though to a very limited extent. Barter usually replaces money as the method of exchange in times of monetary crisis, when the currency is unstable and devalued by hyperinflation. Branding: It is a promise, a pledge of quality. It is the essence of a product, including why it is great, and how it is better than all competition products. It is an image. It is a combination of words and letters, symbols, and colors. Conglomerate: A conglomerate is the term used to describe a large company that consists of seemingly unrelated business sections. This term may also be referred to as a multi-industry company. Circulation: The total number of copies distributed by a newspaper or magazine. Classifieds: An advertisement in a newspaper that is placed along with advertisements for similar events under a classified heading, e.g. 'Entertainment' or 'Cinema'. Concept: A design in which all aspects of the product are linked to a central idea, function or theory, etc. Copy: Written or typed matter intended to be reproduced in print.

Copyright: The exclusive right, granted by law for a certain term of years, to make and dispose of copies of, and otherwise to control, a literary, musical, dramatic, or artistic work. Critical Path: Plots the events that need to occur to complete a project on a timeline. CRM: Customer Relationship Marketing. Building loyalty through your relationship with a customer. Database: A large volume of information stored in a computer and organised in categories to facilitate retrieval. Direct Mail: Mailing brochures, letters, questionnaires etc. directly to the target market. Direct Marketing: Marketing to the customer without the use of an intermediary. Types of Direct marketing: There are many types of direct marketing, only some important types are listed below and these are the most form of direct marketing. i)Direct Mail Marketing: Advertising material sent directly to home and business addresses. This is the most common form of direct marketing. ii)Telemarketing: It is the second most common form of direct marketing, in which marketers contact consumers by phone. ii)Email Marketing: This type of marketing targets customers through their email accounts Display Ad: An advertisement which is usually designed by the advertiser and displayed in a box. Direct Response: In advertising. Advertising designed to trigger a behavioural response in target audiences, e.g. placing mail back coupons in the ad, asking people to bring in or mention an ad, setting up a phone number and asking individuals to call for further information etc. Digital Marketing: Digital Marketing is the practice of promoting products and services using all forms of digital advertising. It includes Television, Radio, Internet, mobile and any other form of digital media. Distress Rates: Cheaper rates for advertising at short notice, i.e. When newspapers have spaces to fill shortly before their deadlines. Distribution: To place promotional material, e.g. fliers or posters, throughout areas where they will be picked up. Drip Marketing: Method of sending promotional items to clients is called Drip marketing. Dumping: If a company exports a product at a price (export price) lower than the price it normally charges on its own home market (normal value), it is said to be 'dumping' the product. Dumping can harm the domestic industry by reducing its sales volume and market shares, as well as its sales prices. This in turn can

result in decline in profitability, job losses and, in the worst case, in the domestic industry going out of business. Often, dumping is mistaken and simplified to mean cheap or low priced imports. However, it is a misunderstanding of the term. On the other hand, dumping, in its legal sense, means export of goods by a country to another country at a price lower than its normal value. Thus, dumping implies low priced imports only in the relative sense (relative to the normal value), and not in absolute sense. Freepost: Used to encourage a response by mail. The sender does not pay to return an item by post e.g. a questionnaire. Guerilla Marketing: Unconventional marketing intended to get maximum results from minimal resources is nothing but Guerilla Marketing. JIT: Just-in-time (JIT) is an inventory strategy implemented to improve the return on investment of a business by reducing in-process inventory and its associated carrying costs. In order to achieve JIT the process must have signals of what is going on elsewhere within the process. Incentive: Something of financial or symbolic value added to an offer to encourage some overt behavioural response. Indirect Marketing: Indirect Marketing is the distribution of a particular product through a channel that includes one or more resellers. Difference b/w Direct and Indirect Marketing: · Direct marketing is basically advertising your own products or services. · In the same way you might advertise for someone else is called Indirect marketing, is an increasingly popular way of doing business Internet Marketing: Internet marketing is the marketing of products or services over the Internet. Internet Marketing is also known as i-marketing, web-marketing, online- marketing, Search Engine Marketing (SEM) or e-Marketing Key Selling Points: The components of a program or event that will appeal to the greatest number of people. Loyalty Programs: A component of relationship marketing. Programs designed to increase the strength of a consumer's preference for a particular entity. The most common form of loyalty program in the arts is subscription or membership programs. Marketing: The process of planning and executing the conception, pricing, promotion, and distribution of ideas, goods, services, and people to create exchanges that will satisfy individual and organizational goals. Marketing Mix: The blend of product, place, promotion, and pricing strategies designed to produce satisfying exchanges with a target market.

Market Research: The process of planning, collecting, and analyzing data relevant to marketing decision-making. Using a combination of primary and secondary research tools to better understand a situation. Marketing Strategy: The first stage is setting marketing objectives (where the organisation wants to be at the end of the strategic planning period) and goals (the objectives with specific numerical benchmarks and deadlines attached to allow management to measure achievement). The second stage is specifying the core marketing strategy, i.e. specific target markets, competitive positioning and key elements of the marketing mix. The third is the implementation of tactics to achieve the core strategy. Mergers and Acquisitions: The phrase mergers and acquisitions (abbreviated M&A) refers to the aspect of corporate strategy, corporate finance and management dealing with the buying, selling and combining of different companies that can aid, finance, or help a growing company in a given industry grow rapidly without having to create another business entity. A merger is a tool used by companies for the purpose of expanding their operations often aiming at an increase of their long term profitability. An acquisition, also known as a takeover, is the buying of one company (the ‗target‘) by another. Media Hooks: Aspects of an event or program that are most likely to appeal to a journalist or the media generally. Media Monitoring: Systematic monitoring of the media in order to ascertain what has been said. Specialised agencies provide this service. Offer: A proposal by a marketer to make available to a target customer a desirable set of positive consequences if the customer undertakes the required action. Pitch: A proposal - either verbal or written - to enlist the engagement or support of a third party. Psychographics: Life-style measures which combine psychological and demographic measurements based on consumers' activities, aspirations, values, interests or opinions. Publicity: Definitions vary but in Sauce the term is used to describe obtaining media coverage. Personal Selling: Persuasive communication between a representative of the company and one or more prospective customers, designed to influence the person's or group's purchase decision. Qualitative Research: Research that seeks out people's attitudes and preferences, usually conducted through unstructured interviews or focus groups.

Quantitative Research: Research that measures (quantifies) responses to a structured questionnaire, conducted either through telephone, face-to-face structured interviews, on the Internet or through self completion surveys. Quickcuts: The brand name of technology which enables design companies or advertising agencies to transmit advertisements directly to the publication over a telephone line. Reach: The total number of people your organisation or campaign reaches. Relationship marketing: Marketing with a focus on building long-term relationships where the target customer is encouraged to continue his or her involvement with the marketer. Strategic Marketing Planning: The process of managerial and operational activities required to create and sustain effective and efficient marketing strategies, including identifying and evaluating opportunities, analyzing markets and selecting target markets, developing a positioning strategy, preparing and executing the market plan, and controlling and evaluating results. Situational Analysis: An analysis of the internal and external environment of a company or event. SWOT Analysis: Identifying the strengths and weaknesses, which are internal to the organisation or project and the opportunities and threats, which come from outside the organisation. Social Media Marketing: Social media marketing is marketing using online communities, social networks, blog marketing and more Talent: The person or people you put forward to the media as possible subjects for an interview, a game show, a picture or footage, etc. Target Audience: The section of the population that is identified as likely to be most interested in buying or being associated with a product. Target media: The media you decide to target for coverage because they reach your target audience. Targeting: The act of directing promotions to the target audience. TARPS: Target audience rating points -- that is, the number of people or percentage of people reached in your target audience Unique Selling Proposition (USP): The one thing that makes a product different than any other. It's the one reason marketers think consumers will buy the product even though it may seem no different from many others just like it. Viral Marketing: Marketing by the word of the mouth, having a high pass- rate from person to person is called Viral marketing. Creating a 'buzz' in the industry is an example of viral marketing

Q1. Sales are declining, profits are declining and competition is increasing.

These indicate that the product may be in: 1) Introduction stage 2) Decline stage 3) growth stage 4) All the above 5) None of the above

Q2. If an existing product has to grow in an existing market, what should be the strategy: 1) Product development 2) Diversification 3) Market development 4) Market penetration 5) none of these

Q3. Idea Screening is the first stage of: 1) New product development 2) Diversification 3) Product modification 4) None of the above 5) All the above

Q4. Hindustan lever launched Surf Excel and Surf Excelmatic. This is a ____ type of branding strategy: 1) Line Extension 2) Brand Extension 3) New Brand 4) Multi-Brand 5) All the above

Q5. The three layers of packaging are: 1) Primary, secondary, tertiary packaging 2) Primary, secondary and shipping packaging 3) Shipping, inner and outer packing 4) None of the above 5) All the above

Q6. The objectives of price can be: 1) Profit

2) Market share 3) cash flow 4) All the above 5) None of the above

Q7. In the English auction system, there is one seller and many buyers. Many times the seller_____. 1) Sets floor or minimum price 2) sets ceiling or maximum price 3) Gives discount if buyers form a group 4) All the above 5) None of the above

Q8. Mark-up pricing is a pricing ___ while as Geographic pricing is a pricing____ : 1) Method, Strategy 2) Strategy, method 3) Process, Policy 4) Policy, Process 5) None of these

Q9. Concentrated marketing is a strategy opted for: 1) Market segmentation 2) Market Research 3) Marketing Mix 4) None of these 5) All the above

Q10. SBU means: 1) Strategic Business Uses 2) Strategic Business Unit 3) Strategic Business Utility 4) None of these 5) All the above

Answers: 1. 2 2. 1 3. 1 4. 1

5. 2 6. 4 7. 1 8. 1 9. 1 10. 2

SBI PO: Marketing Quiz Q.1. Warehouse Management does not include - (1) Space determination (2) Stock layout (3) Stock design (4) Stock placement (5) Order picking procedure

Q.2. A marketing technique where marketer plays a specific role in a particular segment is called - (1) Mass Marketing (2) Niche marketing (3) Strategic Marketing (4) Communication Marketing (5) None of these

Q.3. Which among the following is not an example of convenience goods? (1) Tea (2) Newspaper (3) Coffee (4) Shirts (5) None of these

Q.4. In Marketing Mix 4 P‘s Imply - (1) Product, Price, Place, Promotion (2) Product, Price, Policy, Place (3) Place, People, Product, Promotion

(4) All of the above (5) None of these

Q.5. In Market segmentation which among the following is not an economic component- (1) Age (2) Gender (3) Both 1 and 2 (4) Income level (5) Taxes

Q.6. Which among the following is a feature of good forecasting method - (1) Accuracy (2) Simplicity (3) Economy (4) Availability (5) All of these

Q.7. A person who ultimately determines any part or whole of the buying decision is called- (1) Decider (2) Buyer (3) User (4) Influencer (5) None of these

Q.8. When a firm sells off part of its business to another it is called- (1) Diversification (2) Divestment (3) Pruning (4) Strategy (5) Joint venture

Q.9. Buyer Resistance means - (1) Buyers fighting with the salesman

(2) Reluctant salesman (3) Indifferent Salesman (4) Hesitant buyers (5) None of these

Q.10. Digital Bank can be resorted through - (1) Mobile phones (2) Internal (3) Telephones (4) All of these (5) None of these

Q.11. Cross selling is very effective in the sale of one of the following - (1) Debit - Card (2) Credit- Cards (3) Internal- Banking (4) Auto Loan (5) All of these

Q.12. Target market for debit card is - (1) All existing account holder (2) All sales persons (3) All NRI‘s (4) All HNI‘s (5) All of these

Q.13. SME means - (1) Small and medium enterprises (2) Small scale marketing entities (3) Small & medium establishments (4) None of these

Q.14. ―Out-sourcing means service rendered by - (1) Outside agencies

(2) Other departments of the company (3) Employees other than the sales person (4) Marketing department (5) None of these

Q.15. Sales promotion involves, the incorrect option- (1) Building product awareness (2) Creating interest (3) Providing Intonation (4) Designing new product (5) None of these

Q.16. DSA Means - (1) District sales Authority (2) Direct Selling Agent (3) Distributor and Sales agent (4) None of these (5) All of these

Q.17. ―Conversion‖ in sales language means - (1) Converting a buyer into a seller (2) Converting a seller into a buyer (3) Converting a prospect into customer (4) All of these (5) None of these

Q.18. Bank Marketing is treated as - (1) Transaction marketing (2) Service marketing (3) Indoor marketing (4) all of these (5) None of these

Q.19. Leads can be provided by -

(1) friends relatives (2) Websites (3) Directories (4) All of these (5) None of these

Q.20. Marketing is – Find the wrong option - (1) an ancient concept (2) a modern concept (3) a continuous affair (4) a team effort (5) None of these

Answers: Q.1.(5) Q.11.(5)

Q.2.(2) Q.12.(1)

Q.3.(4) Q.13.(1)

Q.4.(1) Q.14.(1)

Q.5.(3) Q.15.(4)

Q.6.(5) Q.16.(2)

Q.7.(1) Q.18.(2)

Q.8.(2) Q.17.(3)

Q.9.(4) Q.19.(4) Q.10.(4) Q.20.(1)

Q.1. For effective marketing the salesmen should have which of these qualities- (1) Creativity (2) Team spirit (3) Motivation

(4) Effective communication skill (5) All of these

Q.2. Market Research is needed for- (1) Deciding the market area (2) Deciding the right-product to be sold. (3) Making proper marketing decisions (4) Deciding right time to sell (5) All of these

Q.3. Which of the following statement is true- (1) Marketing makes the company to go into loss due to higher expense (2) Marketing is not required in profitmaking companies (3) Marketing sharpens the mind of the employees (4) Marketing is wastage of time. (5) All of these

Q.4. Marketing plan helps in- (1) Better lead generation (2) Better systems (3) Better results (4) Better customer service (5) All of the above

Q.5. Motivation means- (1) Inspiring employees to perform better (2) Better communication skills (3) Sales coaching (4) Market research (5) None of these

Q.6. In a Marketing process in today's world- (1) Only standard products are sold (2) The seller needs to have product knowledge

(3) The seller should ensure customer satisfaction (4) Only quantum of sales matters. (5) All of these

Q.7. Sale forecasting involves- (1) Sales planning (2) sales pricing (3) Distribution channel (4) Consumer Tastes (5) All of these

Q.8. In addition to product , price, promotion, the augmented marketing mix for services include all of the following EXCEPT; (1) People (2) Packaging (3) Process (4) Physical evidence (5) Both 1 and 2

Q.9. Dumping relates to the sale of- (1) Products in foreign markets that cannot be sold in the home market (2) Products discontinued in the home market sold to a foreign market (3) Production in foreign markets that cannot pass safety standards in the home market (4) None of these (5) All of these

Q.10. The following does not represent a market situation- (1) A bank run dispensary located in its, staff quarters. (2) A fund raising charity show for the members of an NGO (3) A meditation camp of a religious organization concluded for its members. (4) A stall distributing Kada Prasad in a Gurudwara (5) All of these

Q.11. The following offering is not a service-

(1) Fixed deposit receipt (2) Postage stamp (3) Insurance policy (4) Gift coupon of the chain store. (5) All of these

Q.12. The act of obtaining a desired object from some one by offering some in return is called as a- (1) Transaction (2) Exchange (3) Relationship (4) Value (5) None of these

Q.13. ------is a group of related products that function in a similar manner, are sold to the same customer groups and marketed through the same type of the outlets. (1) Group (2) Product line (3) Category (4) Market (5) None of these

Q.14. Goods that are typically bought by consumer based on a comparison of suitability, quality price and style are called------goods- (1) Industrial (2) Speciality (3) Shopping (4) Convenience (5) None of these

Q.15. Out of the following ------is not an objective of pricing- (1) Profit (2) Stabilizing demand an sales of the product (3) Improvement in product quality

(4) Expansion of business. (5) All of these

Q.16. Out the following ------is not the three level of the product- (1) Core (2) Symbolic (3) Augmented (4) fragmented (5) None of these

Q.17. Of the following pricing methods----- is not for new product- (1) Market skimming (2) Penetration (3) Discriminatory pricing (4) None of these (5) All of the above

Q.18. In market skimming pricing strategy----- (1) Initially price is lower then it is reduced (2) Initially price is higher then it is reduced (3) Initial price is high and is maintained high (4) None of these (5) All of these

Q.19. Bank of Mathura is offering higher interest-ratio on fixed deposit to senior citizens of 60 years and above- It is practicing- (1) Promotional pricing (2) Psychological pricing (3) Segmental pricing (4) Product mix pricing (5) All of these

Q.20. With---- pricing, the products are priced below list price (or even cost) for a temporary period to create buying urgency- (1) Reference

(2) By-product (3) Promotional (4) Market penetration (5) All of these

Answers: Q.1.(5) Q.11.(4) Q.2.(5) Q.12.(2)

Q.3.(3) Q.13.(2)

Q.4.(5) Q.14.(3) Q.5.(1) Q.15.(4) Q.6.(3) Q.16.(4) Q.7.(5) Q.17.(1) Q.8.(2) Q.18.(2) Q.9.(2) Q.19.(3) Q.10.(4) Q.20.(3)

SBI - PO Marketing Quiz Q.1. The following offering is not a service- (1) Fixed deposit receipt (2) Postage stamp (3) Insurance policy (4) Gift coupon of the chain store. (5) All of these

Q.2. The act of obtaining a desired object from some one by offering some in return is called as a- (1) Transaction (2) Exchange (3) Relationship (4) Value

(5) None of these

Q.3. ------is a group of related products that function in a similar manner, are sold to the same customer groups and marketed through the same type of the outlets. (1) Group (2) Product line (3) Category (4) Market (5) None of these

Q.4. Goods that are typically bought by consumer based on a comparison of suitability, quality price and style are called------goods- (1) Industrial (2) Speciality (3) Shopping (4) Convenience (5) None of these

Q.5. Out of the following ------is not an objective of pricing- (1) Profit (2) Stabilizing demand an sales of the product (3) Improvement in product quality (4) Expansion of business. (5) All of these

Q.6. Out the following ------is not the three level of the product- (1) Core (2) Symbolic (3) Augmented (4) fragmented (5) None of these

Q.7. Of the following pricing methods----- is not for new product- (1) Market skimming

(2) Penetration (3) Discriminatory pricing (4) None of these (5) All of the above

Q.8. In market skimming pricing strategy----- (1) Initially price is lower then it is reduced (2) Initially price is higher then it is reduced (3) Initial price is high and is maintained high (4) None of these (5) All of these

Q.9. Bank of Mathura is offering higher interest-ratio on fixed deposit to senior citizens of 60 years and above- It is practicing- (1) Promotional pricing (2) Psychological pricing (3) Segmental pricing (4) Product mix pricing (5) All of these

Q.10. With---- pricing, the products are priced below list price (or even cost) for a temporary period to create buying urgency- (1) Reference (2) By-product (3) Promotional (4) Market penetration (5) All of these

Answers:

Q.1.(4)

Q.2.(2) Q.3.(2) Q.4.(3) Q.5.(4) Q.6.(4) Q.7.(1) Q.8.(2) Q.9.(3) Q.10.(3)

SBI PO: Marketing Quiz Q.1 A theory states that no matter how efficiently goods/service are produced, if they cannot be delivered to the customer in the quickest possible time it is vain-this theory is called- (1) Quickest the best (2) Instant service (3) Service on time (4) Timely effort (5) Matter theory

Q.2 Demonstration is an exercises to- (1) attractively pack and display the goods (2) Prove the characteristic of the product (3) Both 1 and 2 (4) Window shop (5) Neither 1 nor 2

Q.3 In selling "Consumption" is the ultimate goal of the sales while a marketer- (1) Identifies consumer needs and wants. (2) Develop an appropriate product/service to attain customer satisfaction. (3) Accomplish organizational goals through integrated marketing approach

(4) all of the above. (5) None of these

Q.4 'Casual' research is basically concerned with- (1) Establishing cause and effort relationship (2) Arriving at a forecast or prediction of interest. (3) measuring and estimating the frequencies with which of things occur (4) all of above (5) None of these

Q.5 A method in which brand equity is measured by comparing difference between the retail price of the brand and the retail price of an unbranded product in same category is called- (1) Brand goodwill method (2) price premium method (3) Production method (3) Both 1 and 2 (4) Neither 1 nor 2

Q.6 Bank Marketing means- (1) Selling of Banks (2) Merger of Banks (3) Selling bank's products and services (4) None of these (5) All of these

Q.7 Credit cards are used for- (1) Cash withdrawals (2) Purchase of air tickets (3) Purchase of consumable items from retail outlets (4) all of these (5) None of these

Q.8 Home loans are granted to-

(1) Individuals (2) Institutions (3) Builders (4) all of these (5) None of these

Q.9 ATMs are- (1) Branches of Banks (2) Manned counters of Banks (3) Unmanned cash dispensers (4) All of these (5) None of these

Q.10 Relationship selling means- (1) Preparing a list of relatives (2) Cross selling (3) Selling to relatives (4) Selling to strangers (5) Telemarketing

Q.11 Proper pricing is needed for- (1) Extra charges of extra services (2) Levy of VAT (3) Good customer services (4) Putting burden on the customers (5) Depositing money in bank.

Q.12 The abbreviation ISP stands for- (1) International Spy Project (2) Indian Social Planning (3) Initial Service Provider (4) Internet Service Provider (5) None of these

Q.13 ESOP stand for- (1) Efficient Service of Promises (2) Effective System of Projects (3) Employee Stock Option Plan (4) Essential Security of Project (5) Equity Stock Option Plan

Q.14 The balance sheet of an organization gives information regarding- (1) Result of operations for a particular Period (2) The financial position as on a particular date (3) The operating efficiency of a firm. (4) Financial position during a particular period (5) All of the above

Q.15 The advantage of telephone interview are- (1) Relatively low cost per interview (2) Good for reaching important people who are inaccessible (3) Securing Co-operation which is not always possible (4) All of these (5) Both 1 & 2

Q.16 The best advertisement is- (1) Glow sign boards (2) On internet (3) TV media (4) Print media (5) A satisfied Customer

Q.17 Acid Test of a brand is- (1) Brand preference (2) Brand awareness (3) Brand loyalty (4) Brand equity (5) Band acceptability

Q.18 In banks loans and advances are considered as- (1) Assets (2) liabilities (3) Resourcess (4) cause of expenditure (5) None of these

Q.19 In the context of globalization, BPO means- (1) British Petroleum Organization (2) British Passport Office (3) Business Process Outsourcing (4) Business Process Orientation (5) All of the above

Q.20 Modern method of marketing include- (1) Publicity on the net (2) Advertisement on the net (3) Soliciting business through e-mails (4) Both 1 and 2 (5) All of the above

ANSWERS: 1. (2) 11. (3) 2. (2) 12. (4) 3. (4) 13. (3) 4. (1) 14. (2) 5. (2) 15. (5) 6. (3) 16. (5) 7. (4) 17. (3) 8. (1) 18. (1) 9. (3) 19. (3) 10. (2) 20. (5)

Q1. Regulation that arise to ensure that firm takes responsibility for the social costs of their products or production processes stem from which reason for government legislation of business- (1) To protect companies from each other. (2) To protect companies from unfair business practices. (3) To protect the interests of the society. (4) To businesses from unfair consumer demands. (5) All of these

Q2. The last stage in selling process- (1) approach (2) handling objections (3) closing (4) follow up (5) All of these

Q3. The Major advantage of survey research is its- (1) Simplicity (2) Structure (3) Organization (4) flexibility (5) All of these

Q4. A ----- is any activity or benefit offered for sale that is essentially intangible and does not result in the ownership of anything. (1) Demand (2) Basic staple (3) Product (4) Service (5) All of these

Q5. ------is a person's distinguishing psychological characteristics that-lead to relatively consistent and lasting responses his or her own environment- (1) Psychographics (2) Personality

(3) Demographics (4) lifestyle. (5) All of these

Q6. The plan in the business buying behaviour model where interpersonal and individual influence might interact is called the- (1) Environment (2) Response (3) Stimuli (4) Buying center (5) All of these

Q7. The course of a product's sale and profit over its lifetime is called- (1) The sales chart (2) The dynamic growth curve. (3) The adoption process (4) The product life cycle. (5) All of these

Q8. All of the following are thought to be sources of new product ideas Except- (1) Internal Sources (2) Customers (3) Competitors (4) Local library (5) All of these

Q9. If Honda uses its company name to cover such different products as its automobiles lawn mowers and motorcycles, it is practicing which of the following- (1) New brand strategy (2) Live extension strategy (3) Multi-brand strategy (4) Brand extension strategy (5) All of these

Q10. If a company (considering its options on the product/market expansion grid)

chooses to move in to different unrelated fields (from what it has ever done before) with new products as a means to stimulate growth, the company would be following which of the following general strategies. (1) Market-Penetration (2) Market development (3) Product development (4) Diversification (5) All of these

Q11. When the market research organization chooses a segment of the population that represents the population as a whole, they have chosen a- (1) Group (2) Bi-variant-population (3) Sample (4) Market Target (5) None of these

Q12. Joining with foreign companies to produce or market product and service is called- (1) Direct exporting (2) Indirect exporting (3) Licensing (4) Joint-Venturing (5) None of these

Q13. A --- is a name, term, sign, symbol or design or a combination of these that identified the market or seller of a product or service- (1) Product feature (2) Sponsorship (3) Brand (4) Logo (5) None of these

Q14. The study of human population in terms of size, density, age, gender, race, occupation and other statistics is called

(1) Geothermy (2) Demography (3) Ethnography (4) Geography (5) None of these

Q15. The process that turns marketing strategies and plans in to marketing action in order to accomplish strategic marketing objective is called- (1) Marketing strategy (2) Marketing Control (3) Marketing analysis (4) Marketing implementation (5) None of these

Q16. If your company were to make a product-such as suit of clothes and sell that product your company will come under which sector ? (1) Retailer (2) Business (3) Government (4) Service (5) None of these

Q17. Cost that do not vary with production or sales level are called- (1) fixed costs (2) Variable cost (3) Standard costs (4) Independent-costs (5) None of these

Q18. Consumer Information source- (1) Personal source and commercial source (2) Public source (3) experiential source (4) all of the above (5) None of these

Q19. Zero-based budgeting (ZBB) means- (1) A tool of marketing cost (2) a tool for financial analysis (3) each year, budgeting starts from a scratch. (4) a certain percentage of sales (5) both 1 & 2.

Q20. Which of the following expresses Maslow's Motivation theory best---- (1) Importance of Motivation for customer development (2) Why people are driven by particular need at particular times. (3) Where human needs are arranged in a hierarchy. (4) all of these

ANSWERS: 1. (3) 11. (3) 2. (4) 12. (4) 3. (4) 13. (3) 4. (4) 14. (2) 5. (2) 15. (4) 6. (4) 16. (2) 7. (4) 17. (1) 8. (3) 18. (4) 9. (4) 19. (3) 10. (4) 20. (4)

1. In ‗Double-win‘ strategy- (a) Customer gets an additional benefit (b) Customer gets price debate. (c) Both customs and the sales person come out with sense of satisfaction (d) Both (a) and (b)

Q2. Consumer behavior, ‗Perception is a process through which (a) a consumer make ultimate purchasing (b) a consumer is satisfied

(c) a consumer‘s mind receives, organizes and interprets physical stimuli (d) Both (a) and (c)

Q3. Sales forecast implies (a) an estimate of the maximum possible sales opportunities present in a particular market segment (b) an estimate of sales, in physical units, in a future period (c) Both (a) and (b) (d) Neither (a) nor (b)

Q4. In advertising for ………… is not allowed on T.V (a) Liquor (b) Cigarettes (c) Both (a) and (b) (d) Neither (a) nor (b)

Q5. A theory states that no matter how efficiently goods / services are produced, if they cannot be delivered to the customer in the quickest possible time it is vain. This theory is called (a) Quickest the best (b) Instant service (c) Service on time (d) Timely effort

Q6. Entrepreneurs find direct marketing the attractive because of (a) Investment is low (b) It doesn‘t required specialized skills (c) Returns are quick (d) All of the above

Q7. Demonstration is an exercise to (a) attractively pack and display the goods (b) prove the characteristic of the product (c) Both (a) and (b) (d) Neither (a) and (b)

Q8. Which among the following is not an example of Direct marketing ? (a) tele-marketing (b) sales on internet (c) mail order sales (d) Retail stores

Q9. In selling ‗consumption‘ is the ultimate goal of the salesman while a marketer – (a) identify consumer needs (b) develop an appropriate product / service to attain customer satisfaction (c) accomplish organizational goals through integrated marketing approach (d) All of the above

Q10. In Banking services, market can be segmented on the basis of (a) density (b) customers (c) Both (a) and (b) (d) Neither (a) nor (b)

Q11. Which of the following is not a ‗Post testing‘ Technique of advertisement ? (a) Sales test (b) Focus group (c) Enquiry test (d) Attitude test

Q12. ‗Casual‘ research is basically concerned with (a) establishing cause and effect relationship (b) arriving at a forecast or prediction of interest (c) measuring and estimating the frequencies with which of things occur (d) All of the above.

Q13. A method, in which Brand equity is measured by comparing difference between the retail price of the brand and the retail price of an unbranded product in the same category is called:

(a) Brand goodwill method (b) Price premium method (c) Both (a) and (b) (d) Neither (a) nor (b)

Q14. Media planning includes: (a) assessing lost (b) selecting the right medium (c) both (a) and (b) (d) Neither (a) nor (b)

Q15. In India, which commission can be approached to curb misleading advertisements? (a) MRTP (b) MTP (c) ISPT (d) QTP

Q16. In marketing ‗initiator‘ is a term which describes (a) who determines that some need is not being met and authorities a purchase to rectify the situation (b) who most directly involved in the consumption of the product (c) Both (a) and (b) (d) Neither (a) nor (b)

Q17. What is the full form of LIC (a) Life Insurance Corporation (b) Life Insurance Commission (c) Life India Corporation (d) None of these

Q18. …………… recently has raised its stake beyond 10% in a few blue chip companies even after the insurance regulator IRDA decided to impose a cap of 10% on the institution‘s investment in a single company. (a) Life Insurance Corporation

(b) General Insurance Corporation (c) Tata-AIG Insurance (d) None of these

Q19. Life Insurance Corporation has made fresh investments in which of the following companies in which the investor now holds more than 10% of their respective equity capital. (a) Siemens (b) PTC India (c) Tata Power (d) Cipla (e) All of these

Q20. RATAN Tata has finally pulled out its Nano car project from ………. ending months of speculations about the fate of the country‘s most awaited car. (a) Singur (b) Salboni (c) Pantnagar (d) None of these

Q21. Name India‘s largest company by market capitalization. (a) Reliance Industries (b) Tata Steel (c) Jindal Steel (d) None of these

Q22. The promoters of Reliance Industries (RIL) recently converted their 12 crore warrants into an equal number of shares hiking the promoter‘s holding in the company to 49%, with 52% voting rights. This involves an infusion of around …………. into the company. (a) Rs 15,142 crore (b) Rs 16,142 crore (c) Rs 5,142 crore (d) Rs 10,142 crore

Q23. SAP consultancy Axon Group is based on which country ? (a) UK (b) India (c) Germany (d) Italy

Q24. Which is SAP consultancy Axon Group in the news recently ? (a) SAP consultancy Axon Group will recommend HCL Technologies‘ £441.1- million buyout offer to its shareholders, withdrawing its earlier recommendation of Infosys‘ £407-million offer. (b) SAP consultancy Axon Group will open 500 training centres in Asia (c) SAP consultancy Axon Group will recommend buying of TCS (d) None of these

Q25. ICICI Bank, CEO and managing director KV Kamath is taking the help of ………………….to find his successor. The professor will obtain independent data regarding the leadership attributes of the shorlisted senior management executives. Name the professor (a) Professor Wayne Brockbank, a clinical professor of business at the University of Michigan‘s Ross School of Business (b) Director of IIM, Ahmedabad (c) Ministry of Human Resource, Govt of India (d) A committee formed of Professor from all IITs

ANSWERS: 1. b 11. d 21. a 2. c 12. a 22. a 3. c 13. b 23. a 4. c 14. c 24. a 5. b 15. a 25. a 6. d 16. a 7. b 17. a 8. d 18. a 9. d 19. e 10. c 20. A

BSC MATCH POINTS Match Point ( MARCH ) l The year by which the govt aims at raising the share of manufacturing sector to 25 per cent of GDP – 2022 l The software technology firm which has joined the elite club of `1-tn market-cap firms recently – HCL Technologies l The country where Little India is situated (It was the scene of the worst riot in 40 years in the country recently) – Singapore l The country where a court has sentenced 30 people to death over heroin smuggling in the largest trial ever – Vietnam l The person unanimously re-elected as President of the Badminton Association of India (BAI) recently – Akhilesh Das Gupta l The range of India‘s strategic nuclear-capable missile Agni- IV which was successfully test-fired recently – 4,000 km l The country where an overwhelming 98.1 per cent of voters approved the new Constitution in a nationwide referendum recently – Egypt l The chairman of the Expert Committee constituted by the Reserve Bank of India (RBI) to review governance of boards of banks – PJ Nayak l The number of member nations of the World Trade Organization (WTO) as of now – 160 l The rate, the slowest in 14 years, at which China‘s economy grew in 2013 – 7.7 per cent l The Indian-American who has been awarded with Baylor University‘s ‗2014 Robert Foster Cherry Award‘ for Great Teaching – Meera Chandrasekhar l The country which has started digitising most books published in the country before 2001 and making them

available online for free – Norway l The state where Junbeel Mela is celebrated – Assam l The scheme under which the Scheduled Tribe households will now avail 150 days of wage employment –MGNREGA l The city in India which has the largest number of child cancer cases according to the study by the Indian Council for Medical Research (ICMR) – Chennai l The chief guest at the 12th edition of the Pravasi Bharatiya Diwas held in New Delhi – YB Datuk Seri Palanivel l The person named as the most admired person on the planet in a poll conducted by YouGov for The Times recently – l The winner of 2013 Fifa Player of the Year award Ballon d‘Or – Cristiano Ronaldo l The chairman of the ten-member committee set up by the Insurance Regulatory and Development Authority (Irda) to look into having 100% FDI in insurance intermediaries and Third Party Administrators (TPAs) – Suresh Mathur l India‘s ranking globally in the 2014 Index of Economic Freedom published by the Heritage Foundation and the Wall Street Journal – 120th l The country with which the Indian Coast Guards conducted a joint exercise named ―Sahyog-Kaijin-XI‖ in Kochi recently – Japan l The firm bought by Inc for $3.2 bn recently in the second largest deal in its history – Nest Labs l The country which enacted a new law recently criminalising homosexual clubs, associations and organizations with penalties of up to 14 years in jail – Nigeria l The country in which Michelle Bachelet has been officially declared as president-elect – Chile l The RBI has allowed NBFCs to extend loans against gold jewellery as collateral up to – 75 per cent l The amount the central govt will receive as royalty for its 90 per cent stake in Coal India Limited – `16,485.71 cr

l The president of South Korea who came to New Delhi on a four-day official visit recently – Park Geun-hye l The Indian sportswoman whose silver medal at the World Athletics Final in 2005 was recently elevated to gold by the IAAF – Anju Baby George l The place in Rajasthan where the footprints of dinosaurs have been spotted recently – Jaisalmer l The new rate of interest announced by the EPFO on Provident Fund deposits for 2013-14 – 8.75 per cent l The disease from which India has been free for last three years – Polio l The place in Haryana where the Prime Minister Manmohan Singh laid the foundation of 2,800-Megawatt nuclear power plant recently – Fatehabad l The amount announced by the World Bank for Uttarakhand to construct disaster-resilient houses and roads – USD 250 mn l The first woman judge of the national Shariah court of Pakistan – Ashraf Jehan l The world‘s largest tobacco consumer country – China l The team that lifted both the men‘s and women‘s team titles of the 75th Senior National Table Tennis Championships – Petroleum Sports Promotion Board (PSPB) l The railway station which entered Limca Book of Records for being the world‘s longest platform (1,355.40 metres) recently – Gorakhpur l The country in which the UN and its humanitarian partners have launched ―No Lost Generation‖ initiative to save millions of children – Syria l The life insurance and pension benefits scheme Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) was first launched in – UAE l The National Youth Festival is held on the occasion of the birth anniversary of – Swami Vivekananda l The launch vehicle armed with indigenous cryogenic rocket

engine technology which was recently successfully tested – Germany l The chairman of the committee set up by the RBI to overhaul the Indian banking landscape – Nachiket Mor l The person named by the animal rights body ‗People for the Ethical Treatment of Animals (PETA)‘ as the Person of the Year for 2013 – Shashi Tharoor l The US bank which has agreed to pay USD 1.7bn to victims of a fraudster for not maintaining an effective anti-money laundering programme – JP Morgan l The chief guest at 65th Republic Day parade at in Delhi – Shinzo Abe (PM of Japan) Match Point K KUNDAN MARCH 2014 l The Commission which reported that Odisha‘s good-quality iron-ore reserves will last for only 30 years at present rate of extraction – Justice MB Shah Commission l The panel tasked to review the framework on external commercial borrowings (ECBs) and foreign currency convertible bonds (FCCBs) – MS Sahoo Panel l The shuttler who has become the first male junior badminton player from India to be ranked No. 1 in the world – Aditya Joshi l The country where the Supreme Court has given voters the right to cast negative votes during the parliamentary or local elections recently – Nepal l The state which is running the national award-winning Sakala programme that guarantees time-bound delivery of services to citizens by govt departments – Karnataka l The city where the three-day 12th Pravasi Bharatiya Diwas (PBD) was held recently – New Delhi l The state where the 11-day-long world famous Dhanu Yatra of Bargarh was held recently – Odisha l The country which successfully tested its advanced missile defence system Arrow 3 recently – Israel

l The new president of NASSCOM – R Chandrashekhar l The country which has developed its own satellite navigation system named Beidou and is offering it free of cost to its neighbouring countries – China l The winner of Chennai Open tennis trophy – Stanislas Wawrinka l The winner of the Qatar Open tennis championship – Rafael Nadal l The software firm which is setting up the world‘s largest corporate learning and development centre in India – TCS l The state to which the World Bank has agreed to extend its support with an assistance programme of about `2,254 cr ($490 mn) for road and other projects – Rajasthan l The person appointed the new president of the South Asian Federation of Accountants (SAFA) recently – Subodh Kumar Agrawal l China‘s first aircraft carrier which completed its sea trials recently – Liaoning l The new Managing Director and CEO of India‘s commodity exchange MCX-SX – Saurabh Sarkar l The country which is all set to host first Wimbledon tennis event outside UK – India l The deadline set by the International Civil Aviation Organisation (ICAO) to phase out non-machine-readable passports – 24 Nov, 2015 l The Gulf country with which India has signed a pact to protect interests of domestic sector workers employed there – Saudi Arabia l The firm with which the Govt of India has terminated the chopper deal signed in 2010 for the supply of 12 VVIP helicopters – AgustaWestland l India‘s position in the production of crude steel in the world – Fourth l The country where the Chaparrastique volcano erupted for the first time in 37 years – El Salvador

l The country which formally joined the Euro Zone as the 18 th member of the group – Latvia l The cricketer who cracked the fastest century in one-day international history – Corey Anderson l The Indian-origin academician who has been appointed dean of the prestigious – Rakesh Khurana l The new Chairman of the National Dairy Development Board (NDDB) – T Nanda Kumar l The state whose tourism department has won United Nations World Tourism Organisation (UNWTO)‘s ‗Ulysses Award‘ – Kerala l The country whose research ship Akademik Shokalskiy was trapped in thick ice in Antarctica – Russia l The country which has introduced new restrictions on online shopping as part of efforts to stop foreign currency reserves from falling any further – Argentina l The bank in which the CCEA approved to increase foreign investment to 74 per cent recently – Federal Bank l The chairman of the panel considering splitting overseas inflows into two categories FPI and FDI – Arvind Mayaram l The biodiversity hotspot which has been named ‗destination flyways‘ by United Nations World Tourism Organization (UNWTO) – Chilika lagoon l The UN-sponsored international conference on Syria to resolve the crisis and find a political solution to the conflict in the Arab country – Geneva-II l The new chairman of the chiefs of staff committee (CoSC) – Bikram Singh l The telco which FIPB allowed to acquire shares for over `10,000 cr recently – Vodafone

Match Point ( APRIL ) l Rural Infrastructure Development Fund (RIDF) was

instituted in – NABARD l TRIPS agreement is associated with – Intellectual property rights l The investment envisaged in the annual plan in the Interim Rail Budget for 2014-15 – `64,305 cr l The place in Andhra Pradesh chosen for one of two new govt-controlled ports in the country – Dugarajapatnam l The first rail system in the world to be awarded the Gold Standard foundation for energy efficiency – l The youngest athlete (15 years old) to win Gold at Sochi Winter Olympics – Yulia Lipnitskaya l The chairman of the Supreme Court-appointed committee which submitted its report on betting and fixing in the sixth edition of the Indian Premier League (IPL) – Mukul Mudgal l India‘s indigenous intermediate jet trainer (IJT) aircraft whose development is in advanced stages of certification – Sitara l The South Korean city which will host the 2018 Winter Olympics – Pyeongchang l The first state in the country to achieve 100 per cent sanitation in rural and urban households, schools, sanitary complexes and Aanganwadi centres – Sikkim l The newly elected Prime Minister of Nepal – Sushil Koirala l The country which was in news, recently, regarding its alleged role in operation Blue Star – UK l The Gross Domestic Product (GDP) growth pegged by CSO in its estimates for 2013-14 – 4.9 per cent l The denomination in which the Reserve Bank of India (RBI) is gearing up to introduce about one billion plastic notes on a trial basis – `10 l The aggregate foreign investment (FDI, FII and NRI) limit for public sector banks (PSBs) – 20 per cent l The new president of the Indian Olympic Association (IOA) – N Ramachandran

l The telecom major whose proposal to increase its stake in the Indian entity to 100% was cleared by the CCEA recently – Vodafone l The model recalled recently by India‘s largest passenger carmaker Maruti Suzuki – Maruti 800 l The state where the highest number of poor people (5.98 crore) live below the poverty line in 2011-12 as per the Planning Commission – Uttar Pradesh l The increased fair and remunerative price (FRP) for sugarcane approved by the govt for 2014-15 – `220 l The cloud computing project launched by the Union govt – Meghraj l The limit to which FDI is allowed in private sector banks in India under the govt route – 74 per cent l The number of people living below poverty line in 2011-12 as per the estimates of Planning Commission – 27 crore l The cricket cup played between the winner of the Ranji Trophy and a team representing Rest of India – l The new CEO of the software giant Microsoft – Satya Nadella l The chairman of the 7th Central Pay Commission – Ashok Kumar Mathur l The social networking site which completed 10 years in operation on 4 Feb 2014 – Facebook l The president of Germany who visited India recently – Joachim Guack l MGNREGA Divas – 2 Feb l The position of India among crude oil importers in 2013 – Third l The winner of Ranji Trophy 2013-14 – Karnataka l The new chief minister of Uttarakhand – Harish Rawat l The state govt which has decided to revoke foreign direct investment (FDI) in multibrand retail recently – Rajasthan l The state which has been ranked on top in the RBI‘s report titled ―State Finances — A study of Budgets of 2013-14‖

based on different fiscal parameters – Chhattisgarh l The first woman to be inducted in the International Cricket Council‘s (ICC‘s) umpires‘ panel – Kathy Cross l India‘s ranking in the 2014 Environmental Performance Index (EPI) – 155th l The team which remained on the top with 92 medals at the end of the in Goa – Goa (India) l The city where country‘s first monorail service commenced its operations recently – Mumbai l The country with which India entered into a double taxation avoidance agreement (DTAA) for the first time recently – Fiji l The bank which raised `8,032 cr by selling shares through QIP, making it the biggest ever equity sale via this route recently – State Bank of India (SBI) l The country whose central bank approved domestic trading in the Chinese yuan, Japanese yen, Australian dollar as well as to be legal tender recently – Zimbabwe l The economic condition which causes a sustained increase in general price level over a particular period of time and reduces the purchasing power of money – Inflation l The top ULFA leader who has been sentenced to death by a court in Bangladesh for being involved in the country‘s biggest weapons haul seized in 2004 – Paresh Barua l The state where world‘s largest 4,000-MW ultra mega solar power project will be set up – Rajasthan l The Sub-Inspector in the anti-naxal force Greyhounds of Andhra Pradesh who was posthumously conferred the Ashok Chakra – K Prasad Babu l The Social Justice and Empowerment minister who resigned from the Union Cabinet recently – Kumari Selja l The country from which India is considering buying 15 ShinMaywa US-2 amphibious patrol aircrafts – Japan l The winner of the women‘s singles title of the 2014 Australia Open tennis tournament – Li Na

l The winner of the men‘s singles title of the 2014 Syed Modi International India Grand Prix Gold badminton tournament – Xue Song l The financial institution which has announced recently to instal 3000 ATMs and 1.35 lakh micro-ATMs by Sep 2015 – India Post Match Point K KUNDAN APRIL 2014 l The CMD of Union Bank of India who resigned recently in the wake of a surge in bad loans at the bank – Archana Bhargava l The state which became the first state in the country to launch the NUHM – Uttar Pradesh l The social media giant who acquired mobile messaging company WhatsApp – Facebook l The new chairman of prestigious Indian Institute of Management Bangalore (IIMB) – Kiran Mazumdar Shaw l The two states to be brought within the railway network this fiscal – Meghalaya and Arunachal Pradesh l The amount of fund proposed for the National Skill Development Corporation (NSDC) in the Interim Union Budget for 2014-15 – `1000 cr l The country which ordered the immediate recall of its Ambassador in India, Daniele Mancini – Italy l Bahrain‘s crown king who visited India recently on a threeday official visit – Hamad bin Isa Al Khalifa l The shot putter who gave the lone gold to India in the 6th Asian Indoor Athletics Championships event held at Hangzhou (China) recently – Om Prakash Singh Karhana l The cellular operator which has acquired Mumbai based Loop Mobile for about `700 cr recently – Bharti Airtel l The first country in the world to allow euthanasia for terminally ill children recently – Belgium l India‘s first dedicated military satellite – GSAT-7 l The who resigned recently – Enrico

Letta l The country which ranked at the bottom in the Global Gender Gap Report 2013 – Yemen l The total amount of bids received by the govt after auction of the spectrum recently – `61,000 cr l The chairman of the six-member committee set up by the Govt to suggest remedial measures to address concerns of people from the Northeast – MP Bezbaruah l The author of the controversial book titled The : An Alternative History, which Penguin announced to withdraw recently – Wendy Doniger l India‘s ranking in the 2014 World Press Freedom Index – 140th l World Radio Day – 13 Feb l The team which won the Irani Trophy 2013-14 – Karnataka l The community notified by the govt as national minority recently – Jain l The team which won the Federation Cup football tournament recently – Churchill Brothers l The winner of the men‘s single title of the 2014 Australia Open – Stanislas Wawrinka l The country where Laimdota Straujuma became the first woman Prime Minister – Latvia l The India-born engineer-scientist who has been awarded the 2014 Marconi Prize – AJ Paulraj l The new chief of the Hyderabad-based National Police Academy – Aruna Bahuguna l The Managing Director of Tata Motors who died in Bangkok recently – Karl Slym l The National Girl Child Day – 24 Jan l The Indian-origin academician who has been appointed dean of the prestigious Harvard College recently – Rakesh Khurana l The RBI has decided to withdraw from circulation all

currency notes issued prior to – 2005 l The new Chairman of the National Dairy Development Board (NDDB) – T Nanda Kumar l The National Voters‘ Day – 25 Jan l The state whose tourism department has been awarded ‗Ulysses Award‘ by UNWTO – Kerala l The country which has introduced new restrictions on online shopping as part of efforts to stop foreign currency reserves from falling further – Argentina l The city where annual meeting of World Economic Forum (WEF) was held recently – Davos l The biodiversity hotspots in India named ‗destination flyways‘ by UNWTO recently – Chilika lagoon l The state which has been given Krishi Karman award for overall foodgrain production (more than 10 million tonnes category) for 2012-13 – Madhya Pradesh l The National Women‘s Day is celebrated in India on 13 Feb every year in the memory of – Sarojini Naidu l The city where G20 meeting of Finance Ministers and central bank governors was held – Sydney l The growth rate of India economy in 2014-15 (at factor cost) projected by IMF – 5.4 per cent l India‘s surface-to-air missile successfully test-fired recently – Akash Match Point ( MAY ) l The headquarters of the 64-member Asian Development Bank (ADB) – Manila l The India-born has worked out a 21-chemical solution named SOMAH that could preserve a donated organ for up to a week before a transplant – Hemant Thatte l The present Foreign Minister of Iran who was in New Delhi on a two day official visit recently – Javad Zarif l The Chief who resigned recently, taking

responsibility of a slew of mishaps in Navy‘s submarines – DK Joshi l The country which topped the list of 10 countries in their use of ―digital govt‖ in a new study by Accenture – Singapore — India‘s rank – Eighth l The player who was given the Lifetime Achievement award at the National Sports Award presented by the FICCI recently – Rahul Dravid l India‘s most powerful rocket to date, scheduled for an experimental flight in Apr – GSLV Mk-III l The present Governor General of Canada who visited India recently – David Johnston l The cricketer who has been appointed the brand ambassador of Gujarat state Election Commission recently – Cheteshwar Pujara l The city in India where world‘s longest (20km) free Wi-Fi zone was inaugurated recently – Patna l The first Indian to be elected as the president of Administrative Tribunal of the Asian Development Bank (ADB) for three years recently – Lakshmi Swaminathan l The oldest Member of Parliament (MP) till date who retired after seven decades in politics recently – Rishang Keishing l The most expensive ($51-bn investment) Olympics event till date – Sochi Olympics l The winner of the 2014 ONGC–GAIL Delhi Open tennis tournament – l The winner of the Rio Open 2014 tennis tournament – Rafael Nadal l The language classified by the govt as the sixth Indian classical language – Odia l India‘s position in the ICC U-19 World Cup – Fifth l The crown prince of Saudi Arabia who was on a threeday official visit to India recently – Salman bin Abdulaziz Al Saud

l International Women‘s Day – 8 Mar l The current President of the International Olympic Committee (IOC) – Thomas Bach l The telecommunication company which became the first company to cross 200 million mobile subscribers mark in India – Bharti Airtel l The country which topped the medal chart at the recently concluded Sochi Winter Olympics – Russia l The country where ICC T20 World Cup 2014 was organised – Bangladesh l The mobile handset maker whose bid to transfer its Indian assets to Microsoft was denied by the Supreme Court recently – Nokia l The chairman of the Committee constituted by the govt to assess implementation of the Sachar Committee recommendations – Amitabh Kundu l The chairman of the MCX-SX who resigned recently – GK Pillai l The new chairman of the MCX-SX stock exchange – Thomas Mathew T l The Indian acid attack victim who has won the prestigious International Women of Courage Award – Laxmi l The Committee on whose recommendation the govt has decided to hike interest rates on fixed-deposit schemes offered by post offices by up to 0.2 % – Shyamala Gopinath Committee l World‘s richest person in the Forbes 2014 billionaire list – Bill Gates l The cricketer who has been appointed by Canara Bank as its brand ambassador – l The new President of Chile – Michelle Bachelet l The present per capita steel consumption in India is around – 60 kg l The Goods and Services Tax will replace – Excise duty, Service tax and Value-added tax (VAT)

l The present length of the National Highways in the country – 80,000 km l The size of SDR allocation to India from International Monetary Fund (IMF) – 3.29 bn l The country where the funeral ceremony of its First Vice President Marshal Mohammad Qasim Fahim was held at the presidential place recently – Afghanistan l The country where the initial phase of the IPL 7 will be staged – United Arab Emirates l The joint disaster relief operations carried out between the armies of India and Nepal in Pithoragarh in Uttarakhand recently – Surya Kiran l The team which won the Santosh Trophy 2014 football tournament – Mizoram l The country where Muslim Brotherhood, which Saudi Arabia has formally designated as a terrorist organisation recently is active – Egypt l The Indian envoy to Saudi Arabia who regularised, the status of 14 lakh Saudi Indians and has been conferred the SK Singh Award for excellence in Indian Foreign Service – Siby George l The team which won the ICC Asia Cup cricket tournament recently – Sri Lanka l The duration of President‘s rule in a state in the first instance – Six months l The state which is India‘s fastest growing state as per the data of CSO with its GSDP growing at 15.05 per cent during 2012-13 – Bihar l The country where the permanent secretariat of the BIMSTEC group is proposed to be set up – Bangladesh l The Indian city where the BIMSTEC Energy Centre is planned to be established – Bengaluru l Jupiter‘s moon to which the US space agency NASA is planning to send a robotic mission by 2025 – Europa Match Point

K KUNDAN MAY 2014 l The bank which had the highest share of NPAs among the listed banks in 2013 – State Bank of India l The country which has overtaken India as the world‘s largest gold consumer – China l The amount the finance ministers and central bank governors from the Group of 20 (G20) have vowed to add to world economy to lift growth – USD 2 tn l World Water Day – 22 Mar l The bank from which the govt sold 9 per cent stake held through SUUTI to garner over `5,500 cr – Axis Bank l The state where the foundation of a 70-storey temple ‗Vrindavan Chandrodaya Mandir‘, billed to be the tallest shrine in the world, was laid down recently – Uttar Pradesh l The public sector lenders which has announced, for the first time in its history, to offload around `5,000 cr of its `67,799 cr dud assets to ARCs – State Bank of India l The winner of the women‘s singles title of the BNP Paribas Open 2014 – Flavia Pennetta l The country to which the Export-Import Bank of India (Exim Bank) has extended a Line of Credit of $89.90 mn for developing transportation system – Republic of Congo l The first woman Chairman and Managing Director of HPCL appointed recently – Nishi Vasudeva l The insurer which has come under the scanner of IRDA for alleged irregularities in implementation of govt-sponsored insurance schemes meant for the poor – ICICI Lombard l The Reserve Bank of India deputy governor who resigned recently – Kamalesh Chandra Chakrabarty l The new ceiling on poll expenditure for Lok Sabha and Legislative Assembly candidates respectively – `70 lakh, `28 lakh l The present chairperson of the National Green Tribunal (NGT) – Swatanter Kumar l The team which won the Vijay Hazare Trophy – Karnataka

l The mobile operator which has announced to buy Spanish cable operator Ono for 7.2 bn euros – Vodafone l The Bru or Reang refugees living in relief camps in Tripura originally belong to – Mizoram l The bank which has launched its Namma Metro Transit cum Debit Card which is valid to travel in Bangalore Metro as travel tokens – Federal Bank l The regions declared independent from Ukraine in a recent referendum conducted there – Crimea l The Indian city which topped the list of word‘s ten least expensive cities as per the Worldwide Cost of Living 2014 index – Mumbai l The present Secretary General of SAARC – Arjun Bahadur Thapa l Gandhi Peace Prize for the year 2013 has been awarded to – Chandi Prasad Bhatt l The first universal bank of India – ICICI Bank l The sports federation in India which has been accorded the status of National Sports Federation – Hockey India l Chief Election Commissioner of India – VS Samapath l The newly appointed governor of Kerala – l In a ground-breaking discovery, researchers have found that nearly 4,200 years ago the Indus Valley civilisation was doomed by – A monster drought l The number of phases for the upcoming Lok Sabha elections – Nine l The movie which has won the best picture Oscar at the 86th Academy Awards – 12 Years a Slave l World Wildlife Day – 3 Mar l The international governing body for the game of boxing – AIBA l The first private bank of India which has commenced its operations in China recently – Axis Bank l The country where the BIMSTEC Summit was held on 4 Mar – Myanmar

l The country which is planning to reduce its army to its lowest manning levels since 1940 – US l The pair which won the doubles title of the 2014 Dubai Duty Free tennis championships – Rohan Bopanna and Aisam-Ul-Haq Qureshi l The country where Matteo Renzi was sworn in as the youngest-ever Prime Minister recently – Italy l The country to which the World Bank has postponed a $90-mn loan for the health system after an anti-gay bill was signed into law there – Uganda l The winner of the men‘s singles title of the 2014 Dubai Duty Free tennis championships – Roger Federer l The team which won the ICC U-19 World Cup – South Africa l The Indian-origin scientist in the UK who has discovered an ultra-thin layer hidden deep in the eye that may help cure blindness, caused by glaucoma recently – Harminder Dua

Match Point ( JUNE ) l The winner of the 2014 Malaysian Grand Prix formula one championships – Lewis Hamilton l The winner of the Candidates – l The Indian state which is the top recipient of foreign remittances into the country – Kerala l The country which topped the Amnesty International‘s Global Death Penalty Report 2013 – China l The private sector lender which has introduced ―Kisan Card‖ through which a farmer can withdraw up to `1 lakh per day from ATMs – Axis Bank l The winner of the women‘s singles of the 2014 Miami Masters tennis championships – Serena Williams l The new president of the 28-nation military alliance NATO

who will take charge in Oct – Jens Stoltenberg l The host country of the 18th SAARC Summit – Nepal l The newly acquired US-made multi-role special operations aircraft of the IAF that crashed near Gwalior – C-130J l The chairman of BCCI during IPL7 – Sunil Gavaskar l The first missile developed by DRDO under the country‘s prestigious Integrated Guided Missile Development Program which was again test-fired recently – Prithvi II l The date by which the Reserve Bank of India has extended the timeline for full implementation of the Basel III capital regulations – 31 Mar 2019 l The winner of the 2014 Deodhar Trophy – West Zone l The country with which China has allowed direct domestic trading of its currency Yuan – New Zealand l India‘s projected per capita income in 2013-14 based on current prices – `74,920 l The winner of the men‘s title of the 64th National Basketball Championships – Tamil Nadu l The Indian writer who won the Yale University‘s Windham Campbell Literature Prize in non-fiction – Pankaj Mishra l The winner of the 4th Hockey India Senior Women National Championship – Railways l The first state in the country to declare all election booths in the Lok Sabha polls as no smoking zones – Jammu & Kashmir l The country from which a large number of people are fleeing their homelands to seek asylum – Syria l The country suspended from the powerful G8 – Russia l The country with most drug-resistant TB patients at present, according to the WHO – India l India‘s ranking in the Women in Politics Map 2014 launched by the Inter-Parliamentary Union (IPU) and UN Women recently – 73rd l The new chairman of the Financial Planning Standards Board India (FPSB) – BN Srikrishna

l The winner of the 4th Hockey India men‘s National Championships – Air India l The winner of the women‘s world squash championships 2014 – Laura Massaro l The automaker in the US which will pay a record $1.2 bn to resolve a criminal probe into safety issues – Toyota Motors l World Tuberculosis Day – 24 Mar l The new Secretary of the Department of Industrial Policy and Promotion (DIPP) – Amitabh Kant l The two-month long campaign against dengue launched in six major cities in the country – U & Me Against Dengue l The two sites nominated by India as candidates for UNESCO‘s World Heritage Site – GHNP and Rani-ki-Vav l Martyrdom Day – Mar 23 l The US-made robotic mini-submarine deployed to locate debris of the missing Malaysian aircraft – Bluefin-21 l The export subsidy that the govt will provide on raw sugar shipments for the Apr-May period to help the cash-starved industry to pay arrears to sugarcane farmers – `3,300 per tonne l The winner of the inaugural 10,000 US Dollar Richmond Open squash championship title – Joshana Chinappa l The two-week-long joint military exercise held between China and Pakistan – Peace Angel 2014 l The amount pumped by the investors in various mutual fund schemes during 2013-14 – `54,000 cr l Cash turnover on the nation‘s three full-fledged stock exchanges NSE, BSE and MCX-SX in 2013-14 – `33.41 lakh cr l Winner of the Formula One Chinese Grand Prix 2014 – Lewis Hamilton l The ten-day joint Air exercise scheduled to take place between India and France in Jun – Garuda-5 l The Nobel laureate novelist who died recently – Gabriel Garcia Marquez

l World Heritage Day – 18 Apr l The two Election Commissioners who make full election commission along with Chief Election Commissioner VS Sampath – Nasim Zaidi and HS Brahma l The new President of Algeria who won for the fourth time in a row recently – Abdelaziz Bouteflika l NASA‘s robotic lunar explorer which was annihilated as planned recently – LADEE l Best Hindi Film at the 61st National awards – Jolly LLB l The infrastructure budget unveiled by the Brazilian authorities for the Rio Olympics 2016 – USD 10.76 bn (approx) l The tax rate at the which individuals earning more than `10 cr a year will be taxed under the revised Direct Tax Code – 35 per cent l The software bug that is in news across the world – Heartbleed l The new chief of the Indian Navy – Rabinder Kumar Dhowan l The country which has announced to withhold funding to the Commonwealth Secretariat, pointing to the Secretariat‘s silence on alleged war crimes and rights abuse in Sri Lanka – Canada l Best Feature Film at the 61st National Film Awards – Ship of Theseus l The new Finance Secretary of India – Arvind Mayaram l The state with the highest number of factories as per the Annual Survey of Industries (ASI) 2010-11 – Tamil Nadu Match Point K KUNDAN JUNE 2014 l The tribals who cast their vote for the first time in the country‘s history in the recent election – Shompens l Winner of the women‘s singles title of the India Super Series 2014 badminton – Shixian Wang l The international insurer with which SBI runs SBI Life

Insurance joint venture – BNP Paribas Cardif l The winner of the 2014 Bahrain Grand Prix formula one championships – Lewis Hamilton l The cinematographer awarded with Dada Saheb Phalke award, who passed away recently – VK Murthy l Winner of the men‘s singles title of the India Super Series Badminton – Lee Chong Wei l The Indian shooter who has clinched the World No. One spot in 10 metres air pistol event – Heena Sidhu l The drug maker which has announced to acquire Ranbaxy for $3.2 bn – Sun Pharmaceuticals l World Health Day – 7 Apr – The theme of the World Health Day for 2014 – Vectorborne : small bite, big threat l The team which has won the men‘s 2014 ICC World T20 – Sri Lanka l The country where the multilateral, humanitarian assistance/ disaster relief (HA/DR) exercise, dubbed Komodo 2014, was held recently – Indonesia l The new Prime Minister of Hungary – Viktor Orban l The new President of Malta – Marie Louise Coleiro Preca l The threatened species for whose protection IRV 2020 programme has been launched by WHO-India – Onehorned rhinoceros l The firm authorised by the RBI to set up, own and operate 9,000 white-label ATMs in the next three years in rural India – Srei Infrastructure Finance l India‘s second regional navigation satellite launched recently – IRNSS 1-B l The Chairman of Samsung who has been directed to appear before a court – Lee Kun-hee l The Rajya Sabha MP who has been indicted by a US jury – KVP Ramachandra Rao l The state which emerged as the number one investment destination in the country – Maharashtra

l The RBI has capped the Ways and Means Advances (WMA) limit for the central govt in the first half of the new financial year 2015 at – `35,000 cr l The number of products an insurer can file for approval as per new Irda product planner rule – Five l The field in which the highest number of factories has been observed in the Annual Survey of Industries (ASI) 2010-11 – Food products l The country which decided to shut infamous Abu Ghraib prison over security fears recently – Iraq l The India-born poet who won the prestigious 2014 Pulitzer Prize in the poetry category – Vijay Seshadri l The per cent of branches new banks need to open in unbanked rural areas as per the RBI norms – 25 per cent l The new Prime Minister of France – Manuel Valls l The new Chief Justice of India – Justice RM Lodha l The author of the book titled Crusader or Conspirator? Coalgate and other Truths – PC Parakh l The PSB which has sold `3,500 cr of its NPAs to ARCs recently – State Bank of India l The book for which Donna Tartt has won fiction Pulitzer 2014 – Goldfinch l The first woman Chief Justice of the Delhi High Court appointed recently – Justice G Rohini l The person who has been conferred Dadasaheb Phalke Award for the year 2013 – Gulzar l The country which leads global remittances in the year 2013 with a whopping $70 bn in its – India l The ‗most powerful nation‘ in world market according to the ‗world market power‘ index – China l The author of the recently published book titled The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh – Sanjaya Baru l Dr BR Ambedkar‘s birth anniversary declared a public holiday – 14 Apr

l The new president of the industry body CII – Ajay Shriram l The state capital in the northeast region to be put on Rail Map recently – Itanagar l The Miss India 2014 – Koyal Rana l The country that launched a new observation satellite ―Ofek 10‖ into orbit recently – Israel l The economic growth rate of India in 2014-15 projected by the World Bank – 5.7 per cent l The world‘s fastest growing vector-borne disease with a 30- fold increase in disease incidence over the last 50 years – Dengue

Match Point

( JULY ) l The country where the military has imposed martial law amid a political crisis – Thailand l The state where the SC banned ‗jallikattu‘ (bull fighting) and bullock cart racing, recently – Tamil Nadu l The scientists who first theorised the technique to turn light into matter in 1934 – Gregory Breit and John Wheeler l The present Secretary General of the ASEAN group – Le Luong Minh l The country where paleontologists have discovered fossils of the largest dinosaur ever to roam the earth – Argentina l The country with which Russia signed a major gas deal recently – China l The institution which is co-terminus with the Union Govt – Planning Commission l Chief Minister of Bihar – Jitan Ram Manjhi l The city where the fourth meet of the Conference on Interaction and Confidence Building Measures in Asia (CICA) was held recently – Shanghai l The three-time Formula One champion who passed away

recently – Sir Jack Brabham l Chief Minister of Odisha – Naveen Patnaik l The winner of the women‘s singles title at the Rome Masters tennis tournament – Serena Williams l Chief Minister of Sikkim – Pawan Chamling l The chairman of the RBI‘s committee constituted to review the governance of boards of banks in India – PJ Nayak l The best-paid player in the world playing with Barcelona team – Lionel Messi l The persons who have topped the recent list of UK billionaires – Srichand and Gopichand Hinduja l The Steel Man of India and former chief of Tisco (now Tata Steel) who passed away recently – l The country where citizens rejected adopting world‘s highest minimum wage (25 dollars an hour) in a referendum recently – Switzerland l Thomas Cup is associated with – Men’s badminton l Uber Cup is associated with – Women’s badminton l Chief Minister of Arunachal Pradesh – Nabam Tuki l The candidate who won the election with a margin of 5.7 lakh votes recently – Narendra Modi, Vadodara l The automaker in the US which will pay a record $35 mn fine over faulty ignition switches – General Motors l The project associated with submarine programme of the Indian Navy – Project-75India l The stock exchange which ceased to exist from May 30 – Madras Stock Exchange l The island which became the first island in the world fully energy self-sufficient through combined water and wind power – El Hierro l The RBI has announced to launch much-awaited plastic currency notes of `10 from – 2015 l The state whose co-operative bank became the first cooperative bank of the country to launch its own ‗Ru Pay‘ ATM-cum-debit card recently – Himachal Pradesh

l The militant group on which the Union Home Ministry extended the ban for five years – LTTE l The game Shiv Chowrasia is associated with – Golf l The car model which has became only the second in India to cross 25 lakh unit sales mark in domestic market – Alto l The country where at least 300 people were killed in a coal mine explosion and fire recently – Turkey l The country where the world‘s highest tunnel for high-speed trains became operational at an altitude of 3,607.4 metres recently – China l The group with which India is negotiating the Broad-based Trade and Investment Agreement (BTIA) – EU l The country which announced to abolish its controversial sponsorship system for foreign workers – Qatar l The first woman to command a UN peacekeeping force – Kristin Lund l International Nurses Day (IND) – 12 May l The economies of the world declared world‘s most expensive economies in a recent ranking by the World Bank – Switzerland and Norway l The company which topped the Forbes‘ list of the world‘s 2000 largest and most powerful public companies – Industrial and Commercial Bank of China l The next Army Chief appointed recently – Dalbir Singh Suhag l The team which clinched the 20th Senior National Women‘s Football Championships – Manipur l The winner of the Spanish Grand Prix 2014 – Lewis Hamilton l The country where the world‘s biggest bio-bank imaging study is being conducted – UK l The state which was adjudged to have the best land acquisition model in the report prepared by consultancy firm Accenture on behalf of DIPP – Gujarat l India‘s ranking in the State of World‘s Mothers‘ Index 2014

– 137th l The space agency from which Afghanistan has leased its first-ever satellite AFGHANSAT 1 – Eutelsat, EU l The city declared the most polluted city in the 2014 version of the Ambient Air Pollution (AAP) by the WHO – Delhi l Number of Parliamentary and Assembly seats respectively in the new state of Telangana – 17 and 119 l The country where Boko Haram militants abducted more than 200 schoolgirls recently – Nigeria l The newly elected President of South Africa – Jacob Zuma l The province of Afghanistan where a devastating landslide buried a village recently – Badakhshan l The state where the High Court cancelled the appointment of 10,323 teachers recently – Tripura l India‘s own payment gateway launched recently – RuPay l The firm which leads the list of 54 Indian firms in the recently released Forbes ‗Global 2000‘ list – Reliance Industries l The embattled premier of Thailand dismissed from the office by a court recently – Yingluck Shinawatra l The new airline granted the flying licence by aviation regulator DGCA recently – AirAsia India l The flying test bed (FTB) aircraft developed by HAL and handed over to DRDO recently – Nabhratna Match Point l A new purple mineral with a unique makeup discovered from a remote part of Australia recently – Putnisite l The winner of the 2014 Indonesian Masters golf tournament – Anirban Lahiri l The country which has set up a Special Police Force to handle religious disputes – Sri Lanka l The new President and CEO of Nokia – Rajeev Suri l The country that successfully test-fired a short-range ballistic missile Hatf-III (Ghaznavi) recently – Pakistan l The Outstanding Asian Men‘s Player of the Year 2013

adjudged by the Asian Squash Federation – Saurav Ghosal l Winner of the World Women‘s Senior Snooker Championship 2014 – Chitra Magimairaj l The country which signed a 10-year pact with the US to allow a bigger US military presence in its territory – Philippines l The Prime Minister of South Korea who tendered his resignation over ferry accident – Chung Hong-won l The state which topped in creation of new jobs during the six years between 2004 and 2011 as per the latest NSSO data – West Bengal l World Intellectual Property Day – 26 April l The country from which India‘s first aircraft carrier, INS Vikrant, was sourced in 1957 – UK l The chairman of the RBI panel which released Draft Report on ‗Pricing of Credit‘ recently – Anand Sinha l The world‘s biggest military spender – US l The issue of fresh securities by an unlisted company for the first time – Initial Public Offering l The Indian satellite that retired after remaining 10 years in orbit – INSAT-3E l The two states which together account for about half of the total mango production in India – Andhra Pradesh and Uttar Pradesh l The largest milk-producing state in India as of now – Uttar Pradesh l The 2014 World Car of the Year – Audi A3 l The top export destination for India‘s mangoes – UAE l Insurance Day is celebrated in India on – Apr 19 l The Earth-sized planet discovered by the US space agency NASA which may sustain life – Kepler-186f l The winner of the inaugural I-League football championships – Bengaluru FC l Earth Day – 22 Apr l The country which has become Africa‘s biggest economy –

Nigeria l The chairman of the RBI panel on credit information which submitted its report recently – Aditya Puri l The newly elected President of Rajasthan Cricket Association – Lalit Modi l The new name of the ING Vysya Life Insurance Company Limited – Exide Life Insurance l The new President of Panama – Juan Carlos Varela l The annual exercise conducted between the US and the Philippines – Balikatan l World Press Freedom Day – 3 May l The winners of the WTA Portugal Open 2014 women‘s doubles title – Sania Mirza and Cara Black l India‘s first indigenously developed Beyond Visual Range missile – Astra l The state where a major field exercise by the Army, codenamed ‗Sarvada Vijay‘, was conducted recently – Rajasthan l The film which won the Best Picture Award at the IIFA Award 2014 – Bhaag Milkha Bhaag l The surface-to-air missile successfully test-fired by India recently – Akash l The country where a recent massive landslide claimed hundreds of lives – Afghanistan l The country to which the former Chief of the Air Staff NAK Browne has been appointed India‘s Ambassador – UK l The internet browser whose vulnerability is referred by ‗Operation Clandestine Fox‘ – Internet Explorer (IE) l International Jazz Day – 30 Apr l The new CEO of Ford Motors – Mark Fields l The chairman of the SIT appointed by the SC to probe black money – MB Shah l The new Deputy Chief of the Air Staff – SBP Sinha l The winner of the prestigious Goldman Environment Prize

called the Green Nobel for 2014 – Ramesh Agrawal l The world‘s third-largest economy by PPP as per a World Bank report – India l The Professional Footballers‘ Association player of the year for 2013-14 – Luis Suarez l The International Commonwealth Championships 2014 was held recently in – l The headquarters of the IMF – Washington l The person who replaced Anand Sinha as the new RBI deputy governor – R Gandhi l World‘s largest steel producer – China

Match Point ( AUGUST ) l The state with which Hindustan Zinc has inked a pact to build 30,000 rural toilets for BPL families – Rajasthan l The new GDP growth forecast for India by the World Bank for 2014–15 – 5.5 per cent l The country which External Affairs Minister Sushma Swaraj visited in her first stand-alone visit –Bangladesh l The amount of India money in Swiss banks as per the latest data released by Swiss National Bank (SNB) – `14,000 cr l The winner of the prestigious 49th Jnanpith award for 2013 – Kedarnath Singh l The Indian pair which won the women's doubles title at the tri-nation squash doubles tournament in Kuala Lumpur – Dipika Pallikal and Joshana Chinappa l The mosquito-borne disease against which the govt announced 100 per cent immunisation of children in affected states – Encephalitis l To bring focus on this area, the NDA govt has decided to bring broad changes in MGNREGA scheme – Agriculture l The industrial group in India that has announced to invest

`1.8 lakh cr ($30 bn) across businesses over the next three years to break into the Fortune 50 club – RIL l India's ranking in the latest annual ranking of the Global Peace Index – 143rd l The defending champion of the FIFA World Cup which made a shock early exit from the 2014 World Cup – Spain l The Governor of Chhattisgarh who resigned recently – Shekhar Dutt l The Governor of UP who resigned recently – BL Joshi l The vice-chairman of the National Disaster Management Authority who resigned recently – M Shashidhar Reddy l The region which is projected to get hotter by 4°C by 2080 as per a new research – Indus basin l The leading online retailer which has launched a new 3D phone 'Fire' recently – Amazon l The winner of the FIDE World Rapid Chess Championship title – Magnus Carlsen l The power plant that has become the single-largest-power generating unit in the country – Kudankulam l The percentage of public shareholding made mandatory by the Sebi for all listed PSUs within three years – 25 per cent l The new King of Spain – Felipe VI l The plant scientist who won the USD 250,000 World Food Prize – Sanjaya Rajaram l The state which has passed a law to ban dance bars across the state recently – Maharashtra l The state where NTPC's Lata Tapovan power project is to come up – Uttarakhand l The new elected President of Colombia – Juan Manuel Santos l The country that held the top position in the medal tally in the Asian Junior Athletics Championships – China l The country against whom GMR Infrastructure has won the arbitration proceedings recently – Maldives l The chairman of the Tax Administrative Reforms

Commission which submitted its recommendation recently – Parthasarathi Shome l The Indian software exporter which has become the world‘s third-largest employer of people in the IT sector – TCS l The tool through which banks park excess liquidity with the Reserve Bank of India – Reverse term repo l The new managing director and CEO of YES Bank – Rana Kapoor l The infrastructure finance company which has bagged licence from the RBI and plans to start bank operations by Oct 2015 – IDFC l The winner of the women's World Cup hockey title – Netherlands l The deputy Prime Minister of Russia who visited India recently – Dmitry O Rogozin l The winner of the men's World Cup hockey title – Australia l The river in which Andhra Pradesh's 24 engineering students drowned in Mandi in Himachal Pradesh recently – Beas l The militant separatist group in news for its recent activities in Iraq – Islamic State of Iraq and Syria (ISIS) l The country that lays thrust on ‗Gross National Happiness‘ for measuring its economic development – Bhutan l The present Prime Minister of Bhutan – Tshering Tobgay l The endemic responsible for the deaths of about 3 mn children under the age of five every year as revealed by the UN agency FAO – Malnutrition l The Ugandan foreign minister who has been elected as the president of the UN General Assembly – Sam Kutesa l The country with which India concluded the air exercise ―Garuda-V‖ recently – France l The Ugandan writer who has won the overall Commonwealth Writers Short Story Prize for Let's Tell This Story Properly – Jennifer Nansubuga Makumbi l The richest cricketer in the world as per the recent list published by Forbes – Mahendra Singh Dhoni

l The present President of South Korea – Park Geun-Hye l India's largest aircraft carrier dedicated to the nation by the PM recently – INS Vikramaditya l The winner of the men's doubles title of the French Open tennis tournament – Julien Benneteau and Edouard Roger-Vasselin l The country which handed over Hong Kong to China on 1 Jul 1997 – UK l The Gulf country which has introduced a new law requiring compulsory military service for adult males – United Arab Emirates l The Grand Slam with which the term Roland Garros is associated – French Open l The newly appointed chief executive officer (CEO) of Infosys – Vishal Sikka l The steel plant of SAIL where a gas leak killed six persons and affected several others recently – Bhilai l The new revenue secretary – Shaktikanta Das l The winner of the women's doubles title of the French Open tennis tournament – Hsieh Su-wei and Peng Shuai l The theme of the World Environment Day 2014 – Small Islands and Climate Change l The present president of South Sudan – Salva Kiir Match Point K KUNDAN AUGUST 2014 l The person awarded the prestigious Bharat Ratna JRD Tata award recently – V Somasundaram l The country where ELN is the second largest rebel group – Colombia l The winner of the women's singles title of the French Open tennis tournament – Maria Sharapova l The winner of the men's singles title of the French open tennis tournament – Rafael Nadal l The international airport of Pakistan attacked by the militants which left 40 people dead recently –

l The foreign minister of China who visited India recently – Wang Yi l The winner of the Canadian Grand Prix Formula One championship – Daniel Ricciardo l The country with which the EU has signed the controversial Horizon 2020 Project recently – Israel l The country where the sixth BRICS summit is scheduled to be held in Jul – Brazil l The person who became the first Indian to be honoured with Harvard Medal recently – Anand Mahindra l The person in whose name the UN General Assembly has established a prize recently – Nelson Mandela l The Jordanian appointed as the new high commissioner for human rights by the UN secretary-general Ban Ki-moon recently – Zeid al Hussein l The period for which India has been elected to UNESCO body for conserving cultural heritage – 2014 to 2018 l The country which the Prime Minister Narendra Modi visited on his first foreign visit recently – Bhutan l Speaker of the 16th Lok Sabha – Sumitra Mahajan l The city where the XX Commonwealth Games will be held from 23 Jul to 3 Aug 2014 – Glasgow l The person who won the recent presidential election held in Syria – Bashar al-Assad l The first Chief Minister of the successor state of Andhra Pradesh post-bifurcation – Chandrababu Naidu l World Environment Day – 5 Jun l Statutory Liquidity Ratio (SLR) – 22.5 per cent l The country where the solar-powered plane Solar Impulse 2 has been successfully tested which is able to fly day and night without fuel or polluting emissions – Switzerland l India's position in the textile export in the world – Second l The person who has been appointed on the Board of Governors of Asian Development Bank (ADB) recently – Arun Jaitley

l The largest exporter of textiles in the world – China l The country which has announced to start a USD 5-bn antiterrorism partnership fund – US l The present president of the industry body FICCI – Sidharth Birla l The first Chief Minister of the newly formed 29th state of the country, Telangana – K Chandrashekar Rao l The new President of Malawi – Peter Mutharika l The number of Rajya Sabha members allotted to the newly created state of Telangana – 7 l The technology firm which unveiled a prototype driverless car recently – Google l The winner of the seventh season of the Indian Premier League (IPL) – Kolkata Knight Riders l The person who has been appointed as the National Security Advisor (NSA) to the Prime Minister – Ajit Doval l The vice chairman of the Special Investigation Team (SIT) set up to probe black money – Arijit Pasayat l World No Tobacco Day (WNTD) – May 31 l The newly elected president of Egypt – Abdel Fattah al– Sisi l The rate at which the Indian economy expanded during the period 2013–14 as per the official data released by the CSO – 4.7 per cent l The newly appointed Solicitor General – Ranjit Kumar l The media group which the RIL acquired for `4000 cr in the biggest-ever deal in the Indian media sector – Network 18 l The father figure of Malaysian hockey who died recently – Sultan Azlan Shah l The global retailer whose purchase of 50 per cent stake in Tata Group firm Trent Hypermarket has been cleared by the CCI recently – Tesco l The newly appointed Attorney General (AG) – Mukul Rohatgi l The newly appointed Chairman of the Cauvery Water

Disputes Tribunal – Justice BS Chauhan l The currency that has been the best performing currency in Asia–Pacific region against the US dollar so far in 2014 – Indian Rupee l The city awarded the rights to host the inaugural to be held in 2015 – Baku, Azerbaijan l The temporarily appointed US ambassador to India – Kathleen Stephens l The new Chief Information Commissioner – Rajiv Mathur l The newly elected Chief Minister of Nagaland – TR Zeliang

Match Point

( SEPTEMBER ) l The World Bank president who visited New Delh on a threeday visit recently – Jim Yong Kim l India‘s position in the recent FIFA world rankings – 151st l The three nations that participated in the annual naval engagement, Malabar exercise – India, US, Japan l The winner of the 2014 German Grand Prix – Nico Rosberg l The most urbanised state of the country (62.17% as urban population) – Goa l India‘s most prosperous state as per C Rangarajan panel report – Goa l The country which topped the Global Innovation Index (GII) 2014 – Switzerland – India‘s ranking – 76th l The first country to legalise children as young as ten to work – Bolivia l The naval exercise conducted between India and Russia recently – INDRA 2014 l The military operation being conducted by Israel against

Hamas in Palestine – Operation Protective Edge l The state in India which has the highest percentage of poor (47.9 per cent) – Chhattisgarh l The renowned scholar of the Indian Constitution who died recently – Granville Austin l The amount allocated for the Defence Ministry in the Budget for FY 2014-15 – `29 lakh cr l The Satyam Computer founder who has been barred by market regulator SEBI for 14 years from accessing the capital market – Ramalinga Raju l The Russian city where the 2015 BRICS Summit will be held – Ufa l The winner of the Golden Boot at the FIFA World Cup held in Brazil – James Rodriguez – The winner of the Golden Ball award – Lionel Messi l The goodwill ambassador of the 35th National Games to be held in Kerala in 2015 – Sachin Tendulkar l Lt Governor of Puducherry – Lt Gen Ajay Kumar Singh l The initial authorised capital of the proposed BRICS Bank – USD 100 bn l The first chair of its Board of Governors – Russia l The chairman of the Indian Council of Historical Research (ICHR) – Y Sudarshan Rao l India‘s ranking in the recently released ‗Ease of Doing Business‘ report – 134 l The country which will hold the presidency of the proposed BRICS bank initially for 6 years – India l The winners of the men‘s doubles title at Wimbledon – Vasek Pospisil and Jack Sock l The person awarded Gandhi Peace Prize for 2013 – Chandi Prasad Bhatt l The person who coined the term BRIC in 2010 at Goldman Sachs – Jim O’ Neil l BRICS Bank will be headquartered at – Shanghai, China l World Population Day – 11 Jul

l World‘s largest consumer of antibiotics – India l The person whose ancestral home in Pakistan has been declared as a national heritage – Dilip Kumar l Chairman of the Law Commission – Justice Ajit Prakash Shah l India‘s indigenously built research ship launched recently – Sindhu Sadhna l The amount allocated by the govt for the Prime Minister‘s Employment Generation Programme (PMEGP) to create over 27 lakh jobs in the 12th Plan period – `8,060 cr l The winner of the FIFA World Cup 2014 – Germany l The committee which submitted its report on concerns of people from the NE region living in different parts of the country – MP Bezbaruah committee l The state where the National Centre of Humanities would be set up – Madhya Pradesh l The first indigenously built anti-submarine warship (ASW) handed over to the Indian Navy – INS Kamorta l The world‘s second most populous city with 25 million inhabitants – Delhi – The most populous city in the world – Tokyo l The Indian airline which has formally joined the global airline group Star Alliance – Air India l The veteran actress who died at 102 recently – Zohra Sehgal l The fund allocated in the Union Budget for developing 100 new cities – `7,060 cr l The budget allocation for the rural housing scheme for FY 2014-15 – `8000 cr l The new PPF deposit ceiling – `1.5 lakh l The fund allocation for grand statue of Sardar in the Union Budget – `200 cr l India‘s share in world services exports in 2013 – 3.3% l The highest loss-making PSU during 2012-13 – BSNL l The range in which the Indian economy is likely to grow in

2014-15 – 5.4 to 5.9 per cent l The PSU which has emerged as the highest profit-making PSU during 2012-13 – ONGC l FIFA World Cup 2018 will be held in – Russia l The fastest growing services sector in the world – China l The panel which has presented the new formula to estimate – C Rangarajan Panel l The sanctioned strength of judges in the Supreme Court including the Chief Justice – 31 l The National Institute of Design is situated in – Ahmedabad l India has become the 19th permanent member of – International Renewable Energy Agency (IRENA) l The new minimum broadband speed fixed by TRAI – 512 kbps Match Point l The winner of the recent Afghanistan‘s presidential election – Ashraf Ghani l The minimum pension approved by the govt under Employees Pension Scheme 1995 – `1,000 l The corridor where the Bullet train is proposed – Mumbai- Ahmedabad l The winner of the Wimbledon men‘s singles title – Novak Djokovic – The winner of women‘s singles title – Petra Kvitova l The bank which has become the biggest employer in the private banking space – ICICI l The state where Indian Navy‘s ambitious project Seabird is based – Karnataka l The Indian scientist who has been elected to UN Commission on the Limits of Continental Shelf (CLCS) – Rasik Ravindra l The winner of the Baileys Women‘s Prize for Fiction for A Girl is a Half-formed Thing – Eimear McBride l World Public Service Day – Jun 23 l The autobiography of Dilip Kumar released recently – Substance and Shadow

l The newly elected 10th President of Israel – Reuven Rivlin l The agency which has built world‘s first flying observatory Stratospheric Observatory for Infrared Astronomy (SOFIA) – NASA l The National Dairy Research Institute (NDRI) is situated in – Karnal l The woman who topped the Forbes 2014 list of the world‘s 100 most powerful women – l The deputy governor re-appointed by the RBI for a further period of two years – HR Khan l The state where the 240-Megawatt Uri-II Hydro Electric Project (HEP) is located in – Jammu & Kashmir l The highest paid professional CEO of an Indian company – Vishal Sikka l The first male player to hold the Chess Triple Crown (World Blitz, Rapid, and Classic) in a row – Magnus Carlsen – The first chess player in the world to hold all three world titles in a row – Susan Polgar l The panel whose report on definitions of FDI and FII has been accepted by the govt – Arvind Mayaram Panel l The present Chief Operating Officer of Facebook who visited India recently – Sheryl Sandberg l The satellite launched by NASA to study atmospheric carbon dioxide – OCO-2 l World Refugee Day – Jun 20 l Google‘s project aimed at bringing internet access through balloons – Project Loon l The place where the first nuclear power plant in the world was commissioned in Russia – Obninsk l The actor honoured with ‗Officier de la Legion d‘Honneur (Officer of the Legion of Honour)‘ – Shah Rukh Khan l The present foreign minister of France who visited India recently – Laurent Fabius l The world‘s largest international maritime exercise conducted recently – 24th Rim of the Pacific (RIMPAC) exercise

l The PSUs conferred the coveted Navratna status, recently –EIL and NBCC l The Indian-origin judge appointed as the new attorney general of Singapore – Justice VK Rajah l The state where Vyapam recruitment scam surfaced recently – Madhya Pradesh l The present Minister for Foreign Affairs and Minister for Law of Singapore who visited India recently – K Shanmugam l Bor Wildlife Sanctuary, country‘s 47th Tiger Reserve, is situated in – Maharashtra l Indian-American scientist in whose name the US has named a mountain in Antarctia – Akhouri Sinha l The service Google has announced to shut by Sep – Orkut l The newly elected President of the European Union – Jean- Claude Juncker l The winner of the women‘s singles title of the Australian Super Series – Saina Nehwal l International Day against Drug Abuse and Illicit Trafficking – Jun 26 l The state where the Disaster Management Act, 2005 has NOT been implemented – Gujarat l India‘s position in terms of premium volume – 15th l The first chairman of the ICC after a controversial revamp of the body‘s administrative structure – N Srinivasan l The govt‘s initiative awarded with United Nations public service award – Mobile Seva l The RBI started issuing its bi-monthly credit policy on the recommendation of – Urjit Patel Committee l The original name of the recently commissioned aircraft carrier INS Vikramaditya – Baku l The place where the 2014 Commonwealth Games were held recently – Glasgow, Scotland

Match Point

( OCTOBER ) l The head of the proposed National Judicial Appointments Commission – The Chief Justice of India l The number of members of the National Judicial Appointments Commission – Six l The Indian-origin academician who won , the ―Nobel Prize of Mathematics‖ – Manjul Bhargava l The present Chairman of TRAI – Rahul Khullar l No. of tickets per minute supported by the new nextgeneration e-ticketing system of the Indian Railways –7200 l The revised borrowing target of the Govt for Apr-Sep – `3.52 lakh cr l The administrator of the re-launched Varishtha Pension Bima Yojana – LIC of India l The Ashok Chakra awardee (posthumously) on the occasion of Independence Day – Major Mukund Varadarajan l The state where the PM urged to bring a ‗saffron revolution‘ recently – Jammu & Kashmir l The first Indian to reach semifinals of World Junior Squash in Namibia recently – Kush Kumar l The state which has announced 33 per cent reservation for women in its police forces – Gujarat l The state which celebrated ‗Kanyashree Divas‘ on 14 Aug – West Bengal l The country which will attempt to insert its spacecraft into the Martian orbit on Sep 24 – India l The most favoured destination of foreign tourists among the north-eastern states – Sikkim l The target set for ASEAN-India trade by 2015 – USD 100 bn l The year in which India and ASEAN signed the Trade in Goods Agreement – 2009

l The chairman of the selection committee which recommended names for Arjuna awards – Kapil Dev l The state which has declared banning entry of dhoti-clad persons in public places a cognisable offense – Tamil Nadu l The International Youth Day – Aug 12 l The ex-telecom minister alleged by CBI of forcing the promoter to sell the stake in Aircel to Maxis – Dayanidhi Maran l The Oscar-winning Hollywood actor-comedian who died recently – Robin Williams l The MPs conferred with the Outstanding Parliamentarian award recently – Arun Jaitley, Sharad Yadav and l The Prime Minister of Australia who is scheduled to visit India in Sep – Tony Abbott l The package announced by the PM for building of roads in J&K – `8,000 cr l The river on which the Mettur Dam, one of the largest and oldest dams in India, is situated – Cauvery l The winner of the men‘s singles of the Rogers Cup 2014 – Jo-Wilfried Tsonga l The country where thousands of Yazidi religious minority members were killed recently – Iraq l The anti-tank guided missile of the US which it wants to coproduce with India – Javelin l The city where the 17th Asian Games (Asiad) are scheduled to be held from Sep 19 to Oct 4 – Incheon, South Korea l The city where the first Asian Games were held – New Delhi l The bank being probed by the CBI in connection with a loan of `900 cr to Kingfisher Airlines – IDBI Bank l The present Chief Minister of Tripura – Manik Sarkar l The movement remembered on its 72nd anniversary recently – l The new and first President of Turkey – Recep Tayyip

Erdogan l The electronics firm recently excluded by China from official purchases – Apple l The new Chair of the ASEAN group – Myanmar l The disease whose outbreak has been declared an international public health emergency by WHO recently – Ebola l The recently raised clean energy cess on coal – `100 per tonne l The state with no Regional Rural Bank (RRB) – Goa l Mr India who is representing India at the 48th Asian Bodybuilding Championship in , China – Miihier Singh l The team defeated by the Indian men‘s hockey team in the recent three-match test series – Bangladesh l The growth rate of Indian economy as estimated by the UNESCAP – 5.5 per cent l The country which has launched construction of a new Suez Canal – Egypt l The veteran Marathi actress who died recently – Smita Talwalkar l The erstwhile Mizoram governor sacked by the Centre – Kamla Beniwal l The city where the two-day 18th BASIC Ministerial Meeting was held recently – New Delhi l The country which will supply Apache attack and Chinook heavy-lift helicopters to India – US l The current Bank Rate – 9 per cent l The newly published book of Chetan Bhagat – Half Girlfriend l Hiroshima Day – Aug 6 l The new SLR as announced by the RBI on 5 Aug 2014 – 22 per cent l The firm from which India has put on hold all defence procurements – Finmeccannica (Italy) l The name of Sunkoshi river of Nepal when it flows across

the border into Bihar – Kosi l The period for which the govt is all set to announce India‘s

Match Point 13 BANKING SERVICES CHRONICLE OCTOBER 2014 foreign trade policy (FTP) – 2014-19 l The broadcaster with which has signed an agreement recently – Deutsche Welle (DW) l Newly sworn-in Chief Justice of the Calcutta High Court – Justice Manjula Chellur l The CMD of Syndicate Bank arrested by the CBI on charges of bribery – SK Jain l India‘s position in the recently concluded Glasgow Commonwealth Games – Fifth l The first Indian male shuttler in 32 years to win a gold medal at the Commonwealth Games – Parupalli Kashyap l The Chinese province devastated by a strong 6.5-magnitude earthquake recently – Yunnan l The Union Territory which celebrated its 61st Liberation Day on 2nd Aug – Dadra and Nagar Haveli l The Indian sprinter disqualified from Commonwealth Games due to hormone issue – Dutee Chand l Blue revolution is associated with – Fisheries l The state where thanksgiving festival Aadi Perukku is celebrated – Tamil Nadu l The state which has signed a pact with UNESCO for promoting the ancient Spice Route – Kerala l The newly appointed deputy governor of the RBI – SS Mundra l The current President of the WTO – Roberto Azevedo l The country with which the EU is negotiating the Transatlantic Trade and Investment Partnership – US l The newly appointed Chairman of the CBDT – KV Chowdary l The body that levies and collects indirect taxes in India –

CBEC l The city where the third India-Africa Forum Summit (IAFSIII) will be held – New Delhi l The year in which the first Economic Census of India was conducted – 1977 l The game in which Yogeshwar Dutt and Babita Kumari won gold in 20th Commonwealth Games – Wrestling l The first Indian woman gymnast to win a medal at the Commonwealth Games – Dipa Karmakar l The treaty to facilitate access to published works for the persons who are visually impaired – Marrakesh Treaty – The first country to ratify the Marrakesh Treaty – India l The committee formed to suggest changes in pattern of civil services exam – Arvind Varma Committee l The river on which India is building world‘s highest railway bridge in J&K – Chenab l The newly elected President of Iraq – Mohammed Fuad Masoum l Nelson Mandela International Day – 18 Jul l The minimum capital requirement for setting up a normal commercial bank in India – `500 cr l World Tiger Day – 29 Jul l The South African all-rounder who recently retired from all forms of cricket – Jacques Kallis l World Hepatitis Day – 28 Jul l The World Bank group‘s largest client as of now – India l The vehicle which made the record of clocking highest distance by any man-made vehicle outside the earth – Opportunity l The present Chairman of the Railway Board – Arunendra Kumar l The winner of the Hungarian Grand Prix 2014 – Daniel Ricciardo l The revised investment target for Dedicated Freight Corridor (DFC) – `80,000 cr

l The Foreign Affairs Minister of Uganda who visited New Delhi recently – Sam Kutesa l The company which acquired all the three hydropower plants of JP Associates – Reliance Power l The website launched for citizens to contribute their opinions – MyGov l The PM‘s three ‗Ps‘ as the assets of J&K – Prakash, Paryawaran and Paryatan l The AIADMK leader who was elected as the Deputy Speaker of the Lok Sabha – M Thambidurai l The state which has launched ‗Bhamashah scheme‘ to open bank accounts in the name of women of the beneficiary families – Rajasthan l The unique feature of the Mahatma Gandhi Series-2005 banknotes – Year of printing on reverse side l Number of bank accounts to be opened per family under the ‗Pradhan Mantri Jan Dhan Yojana‘ – Two l The overdraft limit to be provided to each beneficiary under the ‗Pradhan Mantri Jan Dhan Yojana‘ – `5,000 l The state which will host the 2015 paragliding World Cup – Himachal Pradesh l The member of India‘s first Lok Sabha who died recently – Resham Lal Jangde

Match Points

( NOVEMBER ) l International Literacy Day – 8 Sep l The state which will host the Global Agro meet in Nov – Kerala l The new governor of Manipur – Krishan Kant Paul l The Chief Minister of Manipur – Okram Ibobi Singh l Doordarshan was established on – 15 Sep 1959 l World adult (people aged 15 and above) average literacy rate

– 84 per cent l Rajiv Gandhi National Quality Awards are presented by – Bureau of Indian Standard l The state with the highest proportion of hired workers as per the 6th Economic Census Report 2013 – Arunachal Pradesh l The JNU professor awarded with the 8th Special Book Award of China – Priyadarsi Mukherji l India‘s first coral garden will come up in – Mithapur, Gujarat l Winner of the men‘s singles title of the Indonesian Masters Grand Prix Gold – HS Prannoy l The autobiography of – And Then One Day l The person who will lead US-led global coalition against ISIS militants – John Allen l World Suicide Prevention Day (WSPD) – 10 Sep l Winner of the men‘s doubles title at the 2014 US Open – Mike Bryan and Bob Bryan l India‘s ranking in the Creative Productivity Index, released by the ADB and EIU – 14th l Hindi Diwas – 14 Sep l The state govt which has imposed Re 1 cess on cigarette packet and liquor bottle – Delhi l The country with highest rate of child marriages – Bangladesh l The growth rate of Indian economy in 2014 as per the UNCTAD Trade and Development report 2015 – 5.6% l The new upper age limit for MDs and CEOs in private sector banks – 70 years l The doctor whose family will receive Friendship award from Chinese President Xi Jinping – Dwarkanath Kotnis l The special promotion scheme to promote women scientists – KIRAN l The person appointed as Executive Director in World Bank

– Subhash Chandra Garg l The year by which Phase-V of UIDAI project entails to generate 100 cr Aadhar numbers – 2015 l The PSUs in which the CCEA has cleared stake dilution – CIL, ONGC and NHPC l The disinvestment target of the govt for the current fiscal year – ` 43,425 cr l The eminent Bangladeshi Nazrul Sangeet singer who died recently – Firoza Begum l The nuclear power plant in India that made second highest operating record in the world – Rawatbhata l The high-definition Earth observation satellite launched recently by China – Gaofen-2 l The sole authority to mint coins of all denominations in India – Govt of India l The relief operation carried out in Jammu & Kashmir recently – Operation ‘Megh Rahat’ l The bank which launched ‗Cardless Cash Withdrawal facility‘ at ATMs recently – ICICI l The National Security Adviser of India who visited China recently – Ajit Doval l The country with which India has signed an MoU for cooperation in Ayurveda and Unani – Bangladesh l The winner of the men‘s singles title of the 2014 US Open – Marin Cilic l The date declared by the Uttarakhand govt as Himalaya Diwas – 9 Sep l The Pakistani bowler recently suspended by ICC for illegal action – Saeed Ajmal l The group with which India signed FTA in services and investment recently – ASEAN l Sultan of Johor Cup is associated with – Hockey l The state where a Central Tribal University will be set up – Chhattisgarh l The new United Nations High Commissioner for Human

Rights – Zeid Ra’ad Zeid al-Hussein l The legendary Hollywood comedian who died recently – Joan Rivers l The movie which bagged the Lion of the Future award at 2014 Film Fest – Court l The Indian scientist who won the 2014 Midori Prize in Biodiversity – Kamaljit S Bawa l The new UN envoy for Syria – Staffan de Mistura l The winner of the women‘s singles title of the 2014 US Open – Serena Williams l The present king of Bahrain – Hamad bin Isa al Khalifa l The new Prime Minister of Turkey – Ahmet Davutoglu l The Indian weightlifter who won gold medal for the third time at the IWF World Masters Weightlifting Championships – Sudhakar Jayant l The winner of the mixed doubles title of the 2014 US Open – Sania Mirza and Bruno Soares l The country with which India inked a significant civil nuclear agreement recently – Australia l The country which has topped the Global Competitiveness Report 2014-15 – Switzerland

Match Point

l The chairman of the committee set up to examine the unclaimed amount in PPF, Post Office and Savings Schemes – HR Khan l The new proposed capital of Andhra Pradesh – Vijayawada l As per the RBI, the due amount over which penal measures are applicable to a loan defaulter – ` 25 lakh l The surveillance ship commissioned into the Navy recently – INS Sumitra l India‘s position among the flower growing countries in the world – Second

v The largest flower-growing country in the world – China l The firm which has become India‘s largest private power producer – Adani Power l India‘s position in the Global Competitiveness Report 2014- 15 – 71st l The committee that has recommended complete ban on dance bars in Maharashtra – Justice Dharmadhikari Committee l The firm recently declared a wilful defaulter by the United Bank of India (UBI) – Kingfisher Airlines l The place where the two-day summit of NATO heads of states was organised recently – Wales l The former Chief Justice sworn in as the new governor of Kerala – P Sathasivam l The captain of the women‘s hockey team of India for 2014 Asiad– Ritu Rani l The new Chief Justice of India (CJI) – HL Dattu l The 800-years-old university that restarted at Rajgir in Bihar recently – Nalanda University l The oldest surviving Test cricketer who passed away at 103 recently – Norman Gordon l The autobiography of cricketing legend Sachin Tendulkar – Playing It My Way l The former Attorney General of India who passed away recently – Goolam E Vahanvati l The city where the 9th Annual Meeting of Women Speakers of Parliament was held recently – Geneva, Switzerland l The city where the National Cancer Institute will come up – Jhajjar, Haryana l The country that agreed to work with India to develop a treatment for Sickle Cell Anaemia – Japan l The winner of the women‘s World Badminton Championships title – Carolina Marin l The newly appointed first chairwoman of BBC Trust – Rona Fairhead l The denomination of which the highest number of counterfeit

notes were detected in FY14 – ` 500 l The new chairman of Parliament‘s Public Accounts Committee (PAC) – KV Thomas l The city where the world‘s first Natural World Heritage Centre is comming up – Dehradun l The Committee that has recommended market-linked pricing for domestic natural gas – Vijay Kelkar l The Indian shuttler who won a bronze medal at the World Badminton Championship recently – PV Sindhu l The noted historian who passed away recently – l The Japanese city on whose model Varanasi will be developed – Kyoto l The growth rate of the GDP during Apr-Jun quarter, the highest in the last 10 quarters – 5.7 per cent l National Sports Day (the birthday of hockey legend Dhyan Chand) – 29 Aug l The firm with which the govt scrapped ` 6k cr tender for purchase of light helicopters – Agusta Westland l The new President of Turkey – Recep Tayyip Erdogan l The new ambassador of Interpol‘s ‗Turn Back Crime‘ campaign – Shah Rukh Khan l The country where an active volcano Tavurvur erupted recently – Papua New Guinea l The real-estate firm whom the SC ordered to deposit ` 630 cr fine slapped on it by the CCI – DLF l The state which made it mandatory to wear helmet for women – Delhi l The rate of interest EPFO will pay on provident fund deposits for 2014-15 – 8.75 per cent l India‘s new domain which will be in Devanagari script – .Bharat l The minimum price that sugarcane farmers are legally guaranteed by the govt – Fair and Remuneration Price (FRP) l The e-retailer with which the Textiles Ministry has signed MoU for marketing handloom products – Flipkart l Thailand‘s army chief who became the country‘s prime minister recently – Prayuth Chan-ocha l The country with which India conducted their maiden aerial exercise Avia Indra-2014 recently – Russia l The state which announced a liquor policy to make the state liquor-free in a decade – Kerala