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AMERICAOt HACEI M AME RI:CA.N ACADI)f1EMY

01

POLITICAL AND SOCIAL SCIENCE

ISSUITI) IBI-NION'IH

VOL. XXVI

JULY-D)ECE M&ER 1905

EDITOR: EMORY R. JOHNSON ASSOCIATE EDITORS SAMUEL McCUNE LINDSAY, JAMES T. YOUNG

PHILADELPHIA AMERICAN ACADEMY OF POLITICAL AND SOCIAL SCIENCE 1905

Copyright 190o, by the American Academy of Political and Social Science All rights reserved

KRAUS REPRINT CO. New York 1968 Reprinted with the permission of the original publishers KRAUS REPRINT CO. A U.S. Division of Kraus-Thomson Organization Limited

Printed in U.S.A. CONTENTS

PRINCIPAL PAPERS PAGE ANDERSON,L. A. The Distribution of Surplus in Life Insur- ance: A Problem in Supervision ...... 708 BEEHLER,WILLIAM H. The Needs of the Navy ...... I6i BIGELOW,WARREN. Constitutional Difficulties of Trust Regu- lation ...... 656 BLISS,TASKER H. The Important Elements in Modern Land Conflicts ...... 99 BUTTERFIELD,0. E. Limitations Upon National Regulation of R ailroads ...... 629 CLEVELAND,FREDERICK A. The Relation of Auditing to Public' Control ...... 665 CROSBY,EVERETT U. Fire Prevention ...... 404 DAWSON, MILES M. Assessment Life Insurance...... 300 DAWSON, MILES M. Fraternal Life Insurance ...... 308 FoUSE, L. G. Policy Contracts in Life Insurance ...... 209 FOUSE, L. G. The Organization and Management of the Agency System ...... 243 GIBB, J. BURNETT. The Calculation of Life Office Premiums .. 229 HAMER, J. W. Life Insurance Investments ...... 256 HAMMOND,JOHN HAYS. American Commercial Interests in the Far East ...... 83 IANCOCK, HENRY J. The Situation in Santo Domingo ...... 45 HEXAMIER,CHARLES A. Fire Insurance-Rates and Schedule Rating ...... 3...... 391 HOFFMAN, FREDERICKL. Industrial Insurance ...... 283 HUERNER, SOLOMON. The Development and Present Status of Marine Insurance in the United States ...... 421 HUEBNER, SOLOMON. Policy Contracts in Marine Insurance... 453 HUEBNER, SOLOMON. Federal Supervision and Regulation of Insurance ...... 68 JEFFERTES,J. H. Lapse and Reinstatement ...... 269 (iii) iv Contents

PAGE JOHNSON, EMORY R. Responsibilities of International Leader- ship ...... 25 KANEKO, KENTARO. Japan's Position in the Far East...... 75 KNAPP, MARTIN A. National Regulation of Railroads ...... 613 LARRINAGA,TULIO. Conditions in Porto Rico ...... 53 LIPPINCOTT,HENRY C. The Essentials of Life Insurance Ad- ministration ...... 192 LOOMIS,FRANCIS B. Attitude of the United States Toward Other American Powers ...... 19 LOrT, EDSON S. Accident Insurance ...... 483 Low, SETH. The Position of the United States Among the Nations ...... I MELVILLE,GEORGE W. The Important Elements in Naval Con- flicts ...... 121 MONTGOMERY, HARRY EARL. Federal Control of Interstate Commerce ...... 642 MOORE,W. F. Liability Insurance ...... 499 OVIATT, F. C. Economic Place of Life Insurance and Its Re- lation to Society ...... 181 OVIATT, F. C. Historical Study of Fire Insurance in the United States ...... 335 OVIATT, F. C. Standard Fire Insurance Policy ...... 359 RODGERS,FREDERICK. The Extent to Which the Navy of the United States Should Be Increased ...... 137 SMITH, CHARLESEMORY. The Internal Situation in Russia... 89 WALLING, WILLIAM ENGLISH. British and American Trade U nionism ...... 721 WILLIAMS, TALCOTT. Europe and the United States in the West Indies .....3...... 3...... 33..... WILSON, JAMES H. The Settlement of Political Affairs in the Far East ...... ,...... 59 WOLFE, S. H. State Supervision of Insurance Companies .... 317 WOTHERSPOON,WILLIAM WALLACE. The Training of the Effi- cient Soldier ...... I47

Appendix to "The United States as a World Power" ...... 171 Appendix to "Insurance' ...... 521 Contents v

COMMUNICATIONS PAGE HICKS, FREDERICK CHARLES. Marriage and Divorce Provisions in the State Constitutions of the United States ...... 745 Low, A. MAURICE.A Suggestion for the Prevention of Strikes ...... 740

BOOK DEPARTMENT

CONDUCTED BY CARL KELSEY

REVIEWS

ASHLEY, PERCY. Modern Tariff History--. E. Conner...... 598 BERNHEIMER, C. S., Ed. The Russian Jew in the United States.- W. E. Kreusi ...... 598 BRASSEY,LORD, AND CHAPMAN,S. J. Work and Wages.-T. Conway, Jr. . 599 CHANCELLOR, W. E., AND HSWES, F. W. The United States: A History of Three Centuries, I607-I904, Vol. I.-D. Y. Thomas ...... 60 CHANNING, EDWARD. A History of the United States, Vol. I.-C. H. Van Tye ...... 602 CHAPMAN,S. J. The Lancashire Cotton Industry: A Study in Economic Development.-W. D. Renninger ...... 603 CLEVELAND,F. A. The Bank and the Treasury.-J. E. Conner ...... 603 COAL SUPPLIES. Royal Commission's Report on the Cocl Supplies of Great Britain.--. F. Crowell ...... 605 CUTLER,J. E. Lynch Law.-Carl Kelsey ...... 606 FISH, C. R. The Civil Service and Patronage (Harvard Historical Studies, Vol. XI.).-W. W. Pierson ...... 606 HART,A. B., Ed. The American Nation. Five Volumes. First Series.- Carl Kelsey ...... 753 IRELAND,ALLEYNE. The Far Eastern Tropics.--J. T. Young ...... 755 JEBB, RICHARD. Studies in Colonial Nationalism.-W. E. Hotchkiss .... 607 JUDSON, F. N. The Law of Interstate Commerce and its Federal Regu- lation.-E. R. Johson ...... 756 LORD,ELIOT, TRENOR, J. D., AND BARROWS, S. J. The Italian in America. Emily Fogg Meade ...... 609 OPPENHEIM,L. International Law: A Treatise, Vol. I.-L. S. Rowe .... 6Io REDLICH, JOSEF. Local Government in England.-M. R. Maltbie ...... 757 Ross, E. A. Foundations of Sociology.-Carl Kelsey ...... 759 UNWIN, GEORGE. Industrial Organization in the Sixteenth and Seven- teenth Centuries.-M. H. Robinson ...... 6o WILLIS, H. P. Our Philippine Problem.-J. E. Conner ...... 761 vi Contents

NOTES PAGE ADLER,E. N. Jews in Many Lands ...... 587 A New York Working Girl. The Long Day ...... 749 BOURGIN,H. Fourier (Contribution a 1'Etude du Socialisme Francais). 587 COLAJANNI, N. Latins et Anglo-Saxons ...... 588 Columbia University Studies in History, Economics and Public Law, Vol. XIX, No. 3, Vol. XXIII, Nos. 2 and 3 ...... 597 Committee of Fifty, The. The Liquor Problem ...... 749 DAVENPORT, F. M. Primitive Traits in Religious Revivals ...... 750 DEUTSCH, L. Sixteen Years in Siberia ...... 588 ELIOT,SIR CHARLES. The East Africa Protectorate ...... 589 ELY, R. T. The Labor Movement in America. New Edition ...... 589 FAIRLIE, J. A. The National Administration of the United States of America ...... 589 FERRI,E. La Sociologie Criminelle ...... 589 GIDE, C. Economie Sociale, Les Institutions du Progres Sociale au debut du XX Siecle ...... 590 GUMPLOWICZ,L. Grundriss des Sociologie. Second Edition ...... 590 HEPNER,A. America's Aid to Germany in I870-71 ...... 590 Illinois University Studies, Vol. I, Nos. 9- ...... 597 JENKS, A. E. The Bontoc Igorot ...... 750 Johns Hopkins University Studies, Series XXIII, Nos. 3-4, 5-6, 7-8 .... 597 LANDON,P. 'The Opening of Tibet ...... 591 LAVISSE,E. Histoire de France. Tome Sixieme, II ...... 59 LEVASSEUR,E. Elements of Political Economy ...... 592 LONDON,J. War of the Classes ...... 592 MCLAIN, J. S. Alaska and the Klondike ...... 592 MACEDO,P. La Evoluci6n Mercantil, Comunicaciones y Obras Publicas, La Hacienda Puiblica ...... 751 Mississippi Historical Society, Publications of. Edited by F. L. Riley. Vol. V III ...... 593 PIGAFETTA,A. Magellan's Voyage Around the World ...... 751 Primary Reform. Publications of the Michigan Political Science Asso- ciation. Vol. V I, No. I ...... 593 REED,W. A. Negritos of Zambales ...... 594 RILEY, T. J. The Higher Life of Chicago ...... 594 RINGWALT, R. C. Briefs on Public Questions ...... 594 SALTER,W. Iowa: the First Free State in the Louisiana Purchase...... 594 SANBORN,A. F. Paris and the Social Revolution ...... 595 SCHfULLER,R. Schutzzoll und Freihandel die Voraussetzungen und Gren- zen Ihrer Berechtigtng ...... 595 SELLERS, EDITH. The Danish Poor Relief System ...... 596 SHERMAN, W . H. Civics ...... 752 SINCLAIR, W. A. The Aftermath of Slavery ...... 752 STANG, W. Socialism and Christianity ...... 596 Contents vii

PAGh

STRONG, JOSIAH, Ed. Social Progress ...... 597 THWAITES, R. G.; Ed. Early Western Journals, 1748-1765 ...... 753 WHELPLEY, J. D. The Problem of the Immigrant ...... 753

NOTES

1. MUNICIPAL GOVERNMENT

CONDUCTED BY L. S. ROWE

Parks and Public Playgrounds: The Record of a Year's Advance.-A Symposium ...... 764 Chicago, Buffalo, Washington, D. C., Seattle, Duluth.

II. PHILANTHROPY, CHARITIES AND SOCIAL PROBLEMS

CONDUCTED BY MRS. EMILY E. WILLIAMSON

Crippled Children's Driving Fund ...... 778 Housing Problem, English ...... 779 London's Unemployed ...... 779 National Conference of Charities and Corrections ...... 777 New York Society for the Prevention of Cruelty to Children ...... 774 Prison Conference, International, at Buda-Pesth, Hungary ...... 781