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Early Journal Content on JSTOR, Free to Anyone in the World This article is one of nearly 500,000 scholarly works digitized and made freely available to everyone in the world by JSTOR. Known as the Early Journal Content, this set of works include research articles, news, letters, and other writings published in more than 200 of the oldest leading academic journals. The works date from the mid-seventeenth to the early twentieth centuries. We encourage people to read and share the Early Journal Content openly and to tell others that this resource exists. People may post this content online or redistribute in any way for non-commercial purposes. Read more about Early Journal Content at http://about.jstor.org/participate-jstor/individuals/early- journal-content. JSTOR is a digital library of academic journals, books, and primary source objects. JSTOR helps people discover, use, and build upon a wide range of content through a powerful research and teaching platform, and preserves this content for future generations. JSTOR is part of ITHAKA, a not-for-profit organization that also includes Ithaka S+R and Portico. For more information about JSTOR, please contact [email protected]. THE ANNALS AMERICAOt HACEI M AME RI:CA.N ACADI)f1EMY 01 POLITICAL AND SOCIAL SCIENCE ISSUITI) IBI-NION'IH VOL. XXVI JULY-D)ECE M&ER 1905 EDITOR: EMORY R. JOHNSON ASSOCIATE EDITORS SAMUEL McCUNE LINDSAY, JAMES T. YOUNG PHILADELPHIA AMERICAN ACADEMY OF POLITICAL AND SOCIAL SCIENCE 1905 Copyright 190o, by the American Academy of Political and Social Science All rights reserved KRAUS REPRINT CO. New York 1968 Reprinted with the permission of the original publishers KRAUS REPRINT CO. A U.S. Division of Kraus-Thomson Organization Limited Printed in U.S.A. CONTENTS PRINCIPAL PAPERS PAGE ANDERSON,L. A. The Distribution of Surplus in Life Insur- ance: A Problem in Supervision ................... ... 708 BEEHLER,WILLIAM H. The Needs of the Navy ............. I6i BIGELOW,WARREN. Constitutional Difficulties of Trust Regu- lation .............................................. 656 BLISS,TASKER H. The Important Elements in Modern Land Conflicts ......................................... 99 BUTTERFIELD,0. E. Limitations Upon National Regulation of R ailroads .......................... ............... 629 CLEVELAND,FREDERICK A. The Relation of Auditing to Public' Control ........................................ 665 CROSBY,EVERETT U. Fire Prevention ..................... 404 DAWSON, MILES M. Assessment Life Insurance. ............ 300 DAWSON, MILES M. Fraternal Life Insurance .............. 308 FoUSE, L. G. Policy Contracts in Life Insurance ........... 209 FOUSE, L. G. The Organization and Management of the Agency System ..................... .................. 243 GIBB, J. BURNETT. The Calculation of Life Office Premiums .. 229 HAMER, J. W. Life Insurance Investments ................. 256 HAMMOND,JOHN HAYS. American Commercial Interests in the Far East ...................................83 IANCOCK, HENRY J. The Situation in Santo Domingo ...... 45 HEXAMIER,CHARLES A. Fire Insurance-Rates and Schedule Rating ...............................3...... 391 HOFFMAN, FREDERICKL. Industrial Insurance ............283 HUERNER, SOLOMON. The Development and Present Status of Marine Insurance in the United States ................. 421 HUEBNER, SOLOMON. Policy Contracts in Marine Insurance... 453 HUEBNER, SOLOMON. Federal Supervision and Regulation of Insurance .......................................68 JEFFERTES,J. H. Lapse and Reinstatement ................ 269 (iii) iv Contents PAGE JOHNSON, EMORY R. Responsibilities of International Leader- ship ............................................... 25 KANEKO, KENTARO. Japan's Position in the Far East........ 75 KNAPP, MARTIN A. National Regulation of Railroads ....... 613 LARRINAGA,TULIO. Conditions in Porto Rico .............. 53 LIPPINCOTT,HENRY C. The Essentials of Life Insurance Ad- ministration ........................................ 192 LOOMIS,FRANCIS B. Attitude of the United States Toward Other American Powers ............................. 19 LOrT, EDSON S. Accident Insurance ....................... 483 Low, SETH. The Position of the United States Among the Nations .............. .................. I MELVILLE,GEORGE W. The Important Elements in Naval Con- flicts ..... ........................................ 121 MONTGOMERY, HARRY EARL. Federal Control of Interstate Commerce ........................................ 642 MOORE,W. F. Liability Insurance ........................ 499 OVIATT, F. C. Economic Place of Life Insurance and Its Re- lation to Society .................................. 181 OVIATT, F. C. Historical Study of Fire Insurance in the United States ..............................................335 OVIATT, F. C. Standard Fire Insurance Policy ............ 359 RODGERS,FREDERICK. The Extent to Which the Navy of the United States Should Be Increased ................... 137 SMITH, CHARLESEMORY. The Internal Situation in Russia... 89 WALLING, WILLIAM ENGLISH. British and American Trade U nionism ......... ................................ 721 WILLIAMS, TALCOTT. Europe and the United States in the West Indies .....3.......3......... .. .. .33..... WILSON, JAMES H. The Settlement of Political Affairs in the Far East ......... ,.................. ... 59 WOLFE, S. H. State Supervision of Insurance Companies .... 317 WOTHERSPOON,WILLIAM WALLACE. The Training of the Effi- cient Soldier ......................................... I47 Appendix to "The United States as a World Power" ....... 171 Appendix to "Insurance' ............................... 521 Contents v COMMUNICATIONS PAGE HICKS, FREDERICK CHARLES. Marriage and Divorce Provisions in the State Constitutions of the United States ......................... 745 Low, A. MAURICE.A Suggestion for the Prevention of Strikes ........ 740 BOOK DEPARTMENT CONDUCTED BY CARL KELSEY REVIEWS ASHLEY, PERCY. Modern Tariff History--. E. Conner................. 598 BERNHEIMER, C. S., Ed. The Russian Jew in the United States.- W. E. Kreusi .................................................... 598 BRASSEY,LORD, AND CHAPMAN,S. J. Work and Wages.-T. Conway, Jr. 599 CHANCELLOR, W. E., AND HSWES, F. W. The United States: A History of Three Centuries, I607-I904, Vol. I.-D. Y. Thomas .............. 60 CHANNING, EDWARD. A History of the United States, Vol. I.-C. H. Van Tye ....................................................... 602 CHAPMAN,S. J. The Lancashire Cotton Industry: A Study in Economic Development.-W. D. Renninger ................................. 603 CLEVELAND,F. A. The Bank and the Treasury.-J. E. Conner .......... 603 COAL SUPPLIES. Royal Commission's Report on the Cocl Supplies of Great Britain.--. F. Crowell ..................................... 605 CUTLER,J. E. Lynch Law.-Carl Kelsey .............................. 606 FISH, C. R. The Civil Service and Patronage (Harvard Historical Studies, Vol. XI.).-W. W. Pierson ......... ..................... 606 HART,A. B., Ed. The American Nation. Five Volumes. First Series.- Carl Kelsey ...................................................... 753 IRELAND,ALLEYNE. The Far Eastern Tropics.--J. T. Young ............ 755 JEBB, RICHARD. Studies in Colonial Nationalism.-W. E. Hotchkiss .... 607 JUDSON, F. N. The Law of Interstate Commerce and its Federal Regu- lation.-E. R. Johson ......... ................................... 756 LORD,ELIOT, TRENOR, J. D., AND BARROWS, S. J. The Italian in America. Emily Fogg Meade ....................................... 609 OPPENHEIM,L. International Law: A Treatise, Vol. I.-L. S. Rowe .... 6Io REDLICH, JOSEF. Local Government in England.-M. R. Maltbie ........ 757 Ross, E. A. Foundations of Sociology.-Carl Kelsey ..................759 UNWIN, GEORGE. Industrial Organization in the Sixteenth and Seven- teenth Centuries.-M. H. Robinson ................................ 6o WILLIS, H. P. Our Philippine Problem.-J. E. Conner ............. 761 vi Contents NOTES PAGE ADLER,E. N. Jews in Many Lands ........ ............................ 587 A New York Working Girl. The Long Day ........................... 749 BOURGIN,H. Fourier (Contribution a 1'Etude du Socialisme Francais). 587 COLAJANNI, N. Latins et Anglo-Saxons ............................. 588 Columbia University Studies in History, Economics and Public Law, Vol. XIX, No. 3, Vol. XXIII, Nos. 2 and 3 ..................... 597 Committee of Fifty, The. The Liquor Problem ....................... 749 DAVENPORT, F. M. Primitive Traits in Religious Revivals .............. 750 DEUTSCH, L. Sixteen Years in Siberia ............................... 588 ELIOT,SIR CHARLES. The East Africa Protectorate .................... 589 ELY, R. T. The Labor Movement in America. New Edition ......... 589 FAIRLIE, J. A. The National Administration of the United States of America ..................................................... 589 FERRI,E. La Sociologie Criminelle ....................................589 GIDE, C. Economie Sociale, Les Institutions du Progres Sociale au debut du XX Siecle .................................................... 590 GUMPLOWICZ,L. Grundriss des Sociologie. Second Edition ........... 590 HEPNER,A. America's Aid to Germany in I870-71 ..................... 590 Illinois University Studies, Vol. I, Nos. 9- .......................... 597 JENKS, A. E. The Bontoc Igorot .................................... 750 Johns Hopkins University Studies, Series XXIII, Nos. 3-4, 5-6, 7-8 .... 597 LANDON,P. 'The Opening of Tibet .......................... .......... 591 LAVISSE,E. Histoire