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See the Article I Wrote for the Overseas Retirement Letter Volume 6, Issue 3 December 2013 Paris, France INSIDE Christmas Overseas…’Tis The Season To Remember…page 2 Publisher Kathleen Peddicord reminisces about family Christmases spent in Ireland, Paris, and Panama, takes stock of the year just passed, and looks forward to the year to come. Stay Concerned, Don’t Panic… But Act Sooner Rather Than Later...page 5 Retirement planning expert Paul Terhorst explains why now is a good time to move money abroad but only for the right reasons…if you’ve got no reason to, sit tight and stay calm. Five Homes With End-Of-Season The Marais District, Paris Price Tags...page 29 From Swamp to Marsh to Magnifique From an ultra-modern luxury condo to an ancient restored stone barn—five By Abby Gordon properties with significantly reduced he Marais literally means “marsh,” Jewish community. Today, the Marais is sale prices in Mexico, Panama, Thailand, and that is exactly what this Parisian one of Paris’ most trendy and desirable T France, and Italy (reduced by €165,000). neighborhood was one thousand years neighborhoods. It is the hub of the gay ago. Before the area was drained into community in Paris. The Marais is also Faster Immigration Between a fertile marshland, it was a swamp, home to many restaurants, cafés and Panama And The United States… and unfortunately the swamp-like boutiques, many of which stay open on page 30 odors remained even centuries after the Sundays, an unusual practice in France. Plus…Doing business in Latin America; transformation. Narrow cobblestoned best beach city retirement; best streets, exposed stone, and beamed- Despite this modernization, the Marais clean-air retirement; Spanish rental prices buildings with slanted walls and rooflines still retains so much of the medieval fall; Turkey’s new property law favors are still a common sight, a testament to character that was bulldozed in the 19th foreigners; Ireland muddles up property the Marais’ medieval history. and 20th centuries for bigger and better tax; the OECD asks “How’s Life?,” structures in other parts of the City of upcoming Live and Invest Overseas Events; As early as the 13th century, the Marais Light—but thankfully not the medieval “Coming Next Month”…and much more began to serve as the heart of Paris’ smell. The most prevalent smell these news for global expats. ...continued on page 7 Copyright © 2013 Live and Invest Overseas • www.liveandinvestoverseas.com 1 The Overseas Retirement Letter From The Desk of Kathleen Peddicord From The Desk of Kathleen Peddicord: Christmas Overseas ‘Tis the season to remember All the faces and the places that were home ‘Tis the season to remember And to count up all the ports of call I’ve known Staff Merry Christmas to my saints and guardian angels Who protect me as I roam Volume 6, Issue 3 Guess my life’s moved at near light speed December 2013 Since I started this wild and crazy run Kathleen Peddicord Such a long way from that first birthday Publisher ‘Tis the season to remember Lucy Culpepper No we’re never far from home Managing Editor Merry Christmas, everyone Carlos R. López Graphic Designer --”Merry Christmas, Alabama” by Jimmy Buffett Brenna LaBine Dear Overseas Retirement Letter Subscriber, Editorial Assistant Our seven Christmases in Ireland, we could never bring ourselves to If you have queries relating to your subscription, get in participate in one of Ireland’s quirkiest festive traditions, what the Irish touch at: [email protected] refer to as the “Christmas Day swim.” For editorial comments and contributions, reach us at: On Christmas morning, from beaches, piers, and coves around the [email protected] country, people of all ages gather to immerse themselves in waters of around 50 degrees Fahrenheit (maximum). © Copyright 2013 by Live and Invest Overseas. All Rights Reserved. “Swim” is a bit of a misnomer. There is no particular distance that you Protected by copyright laws of the United States and need to cover, nor any agreed-upon duration you must stay in the water. international treaties. This newsletter may be used You simply join the crowd of people running toward and then into the only pursuant to the subscription agreement and any water (cheered on by well-wrapped-up spectators), screaming as their reproduction, copying, or redistribution (electronic or bodies hit the ice-cold sea. A quick splash of the arms and legs, then otherwise, including on the World Wide Web), in whole or back in to shore to dry off, wrap up, and enjoy a hot drink or a shot of in part, is strictly prohibited without the express written whiskey. permission of the publisher, Live and Invest Overseas, Calle Dr. Alberto Navarro, Casa No. 45, El Cangrejo, Wetsuits have appeared on the scene in recent years, mostly among the Panama, Republic of Panama. kids, but it remains an unspoken rule among the hardy adults taking part: Traditional bathing suits only. Any investments recommended in this letter should be made only after consulting with your investment Our four Christmases in Paris were all about the lights. Each year, starting advisor and only after reviewing the prospectus or in November, Boulevard St. Germain, just a few blocks from our apartment financial statements of the company. Copyright © 2013 Live and Invest Overseas • www.liveandinvestoverseas.com 2 The Overseas Retirement Letter From The Desk of Kathleen Peddicord in this city, is strung with tiny white lights. The trees and the “Ah, for your Christmas pageant?” I asked, excitedly. building facades are covered with them. Each morning and “Great. When is it? Dad and I always really enjoy the show.” again each evening as I’d walk Jackson, aged 4 through 8 at the time, to and from school, we’d linger at the intersection of “Parents of the older kids don’t really come to it, rue du Bac and Boulevard St. Germain as long as possible, Mom,” Jackson responded. “Only the parents of the looking up and down, up and down, slowly, working to fix that little kids come to watch. I just need you to get me the magical view in our memories. “It’s a fairy land,” 4-year-old hat and the shirt.” Jack declared it one morning. I see it still. Our first year in Panama, Paul Gauguin’s Christmas pageant Twinkling lights and decorated shop windows. This time of year, took place in the 300-year-old Teatro Anita Villalaz in the storefronts throughout Paris are draped with pine garland, and center of Casco Viejo’s Plaza de Francia. Even back then, displays feature green trees flocked with white and trimmed when the student body was much smaller than it is today, with red and gold baubles. No one does shop windows like it made for as eclectic a collection of small children as you the French do shop windows, and no others compare with the might ever find. Jackson introduced us to his friends from shop windows of central Paris at Christmastime. all over the world, some have names I couldn’t pronounce even after Jackson repeated them for me three or four times. My fondest memory of Christmas in Panama, where we’ve Finally, embarrassed for me, he gave up, suggesting that, if I been living for the past five years, is of our son’s annual have something to say to a particular child, he’d be happy to Christmas pageant. relay the message for me. Jackson, now 14, attends Panama City’s French school, Some of these children, then and now, have lived in three l’Ecole Paul Gauguin. Four years ago, this meant he went to or four other countries already, though they’ve only barely school with about 75 other children. Today, Jack is part of a begun their little lives. Most speak Spanish and French; others student body that numbers more than 600. I was surprised also speak English, Italian, German, Japanese, Chinese... when we arrived to discover that Panama’s French school had They switch among languages effortlessly and manage to 75 students, many, also surprising to me, Panamanian. Why communicate among themselves cheerfully and with far less would a Panamanian family, living in Panama City, choose to misunderstanding than you might expect. send their children to a French-language, French-curriculum school? I still don’t know the answer to that question, but That first year, on stage in the grand old theater on the Plaza today dozens more Panamanian families are opting for this Francia, the young but worldly bunch from Ecole Paul Gauguin, approach to educating their kids. Jackson among them, performed Christmas songs in Spanish, French, and English, including some we recognized and many Of course, all the students at Paul Gauguin aren’t Panamanian. we didn’t. Jack is one of the few Americans. In addition, there are kids from families that call themselves Spanish, Mexican, Colombian, “Children in Palestine and children in Israel, children from the Irish, English, German, Chinese, Japanese, Canadian, and, Americas and also from China, this day, let us think only of yes, French. The parents of these wandering youngsters are Christmas,” began one song in French. in Panama as entrepreneurs, like Lief and me, or because the international companies they work for have placed them At Jackson’s birthday party last month, I had a chance to speak here. And, again, their numbers have increased eight-fold with some of his classmates’ moms. Some have husbands while we’ve been part of the charming community they create. working with the UN and other international organizations L’Ecole Paul Gauguin is growing, and Jackson is growing with it.
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