MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 1 CBASHHD Households Basics 2 CFMBNK001 Banking - Total Retail Banks Banking 3 CFMBNK002 Banking - Type - Credit Union or ATB (Alberta) Banking 4 CFMBNK003 Banking - Type - Big Five (BMO, Scotiabank, CIBC, RBC, TD) Banking 5 CFMBNK004 Banking - Type - Direct (Branchless) Banking 6 CFMBNK005 Banking - Type - Other Banks Banking 7 CFMBNK006 Banking - Institution - BMO Bank of Montreal Banking 8 CFMBNK007 Banking - Institution - CIBC Banking 9 CFMBNK008 Banking - Institution - National Bank of Canada (!) Banking 10 CFMBNK009 Banking - Institution - RBC Royal Bank Banking 11 CFMBNK010 Banking - Institution - Scotiabank/Bank of Nova Scotia Banking 12 CFMBNK011 Banking - Institution - TD Canada Trust Banking 13 CFMBNK012 Banking - Institution - Any Desjardins Caisse Populaire/Credit Union Banking 14 CFMBNK013 Banking - Institution - Simplii Banking 15 CFMBNK014 Banking Activities - Method - Replace ABM/debit card - With someone in branch Banking 16 CFMBNK015 Banking Activities - Method - Replace ABM/debit card - Over the phone Banking 17 CFMBNK016 Banking Activities - Method - Replace ABM/debit card - Web banking on laptop/desktop Banking 18 CFMBNK017 Banking Activities - Method - Get financial advice - With someone in branch Banking 19 CFMBNK018 Banking Activities - Method - Get financial advice - Over the phone Banking 20 CFMBNK019 Banking Activities - Method - Get financial advice - Web banking on laptop/desktop Banking 21 CFMBNK020 Banking Activities - Method - Resolve issue with chequing account - With someone in branch Banking 22 CFMBNK021 Banking Activities - Method - Resolve issue with chequing account - Over the phone Banking 23 CFMBNK022 Banking Activities - Method - Resolve issue with chequing account - Web banking on laptop/desktop Banking 24 CFMBNK023 Banking Activities - Method - Transfer funds - With someone in branch Banking 25 CFMBNK024 Banking Activities - Method - Transfer funds - At ABM (!) Banking 26 CFMBNK025 Banking Activities - Method - Transfer funds - Over the phone (!) Banking 27 CFMBNK026 Banking Activities - Method - Transfer funds - Web banking on laptop/desktop Banking 28 CFMBNK027 Banking Activities - Method - Transfer funds - Web banking on mobile device Banking 29 CFMBNK028 Banking Activities - Method - Transfer funds - Mobile app on mobile device Banking 30 CFMBNK029 Banking Activities - Method - Deposit a paper cheque - With someone in branch Banking 31 CFMBNK030 Banking Activities - Method - Deposit a paper cheque - At ABM Banking 32 CFMBNK031 Banking Activities - Method - Open another account with MFI - With someone in branch Banking 33 CFMBNK032 Banking Activities - Method - Open another account with MFI - Over the phone Banking 34 CFMBNK033 Banking Activities - Method - Open another account with MFI - Web banking on laptop/desktop Banking 35 CFMBNK034 Banking Activities - Method - Open another account with MFI - Web banking on mobile device (!) Banking 36 CFMBNK035 Banking Activities - Method - Open another account with MFI - Mobile app on mobile device (!) Banking 37 CFMBNK036 Banking Activities - Method - Check account balances - With someone in branch (!) Banking 38 CFMBNK037 Banking Activities - Method - Check account balances - At ABM (!) Banking 39 CFMBNK038 Banking Activities - Method - Check account balances - Over the phone (!) Banking 40 CFMBNK039 Banking Activities - Method - Check account balances - Web banking on laptop/desktop Banking 41 CFMBNK040 Banking Activities - Method - Check account balances - Web banking on mobile device Banking 42 CFMBNK041 Banking Activities - Method - Check account balances - Mobile app on mobile device Banking 43 CFMBNK043 Major Financial Institution - Frequency - Visit a branch - Not in the last year Banking 44 CFMBNK044 Major Financial Institution - Frequency - Visit a branch - Less than once a month Banking 45 CFMBNK045 Major Financial Institution - Frequency - Visit a branch - Once or twice a month Banking 46 CFMBNK046 Major Financial Institution - Frequency - Visit a branch - About once a week or more Banking 47 CFMBNK047 Major Financial Institution - Frequency - Speak with the bank by phone - Not in the last year Banking 48 CFMBNK048 Major Financial Institution - Frequency - Speak with the bank by phone - Less than once a month Banking 49 CFMBNK049 Major Financial Institution - Frequency - Speak with the bank by phone - Once or twice a month or more Banking 50 CFMBNK050 Major Financial Institution - Frequency - Use automated phone banking - Not in the last year Banking 51 CFMBNK051 Major Financial Institution - Frequency - Use automated phone banking - Less than once a month Banking 52 CFMBNK052 Major Financial Institution - Frequency - Use automated phone banking - Once or twice a month Banking 53 CFMBNK053 Major Financial Institution - Frequency - Use automated phone banking - About once a week or more Banking 54 CFMBNK054 Major Financial Institution - Frequency - Write a cheque - Not in the last year Banking 55 CFMBNK055 Major Financial Institution - Frequency - Write a cheque - Less than once a month Banking 56 CFMBNK056 Major Financial Institution - Frequency - Write a cheque - Once or twice a month Banking 57 CFMBNK057 Major Financial Institution - Frequency - Write a cheque - About once a week or more (!) Banking 58 CFMBNK588 Branchless Banks - Attitude - No chequing account with branchless bank - Strongly Disagree Banking 59 CFMBNK058 Branchless Banks - Attitude - No chequing account with branchless bank - Disagree Banking 60 CFMBNK059 Branchless Banks - Attitude - No chequing account with branchless bank - Neutral Banking 61 CFMBNK060 Branchless Banks - Attitude - No chequing account with branchless bank - Agree Banking 62 CFMBNK600 Branchless Banks - Attitude - No chequing account with branchless bank - Strongly Agree Banking 63 CFMBNK611 Branchless Banks - Attitude - Hard to deposit and access fund - Strongly Disagree Banking 64 CFMBNK061 Branchless Banks - Attitude - Hard to deposit and access fund - Disagree Banking 65 CFMBNK062 Branchless Banks - Attitude - Hard to deposit and access fund - Neutral Banking 66 CFMBNK063 Branchless Banks - Attitude - Hard to deposit and access fund - Agree Banking 67 CFMBNK633 Branchless Banks - Attitude - Hard to deposit and access fund - Strongly Agree Banking 68 CFMBNK644 Branchless Banks - Attitude - Branchless bank feels less legit - Strongly Disagree Banking 69 CFMBNK064 Branchless Banks - Attitude - Branchless bank feels less legit - Disagree Banking 70 CFMBNK065 Branchless Banks - Attitude - Branchless bank feels less legit - Neutral Banking 71 CFMBNK066 Branchless Banks - Attitude - Branchless bank feels less legit - Agree Banking 72 CFMBNK666 Branchless Banks - Attitude - Branchless bank feels less legit - Strongly Agree Banking 73 CFMBNK677 Branchless Banks - Attitude - Get better service at branch - Strongly Disagree Banking 74 CFMBNK067 Branchless Banks - Attitude - Get better service at branch - Disagree Banking 75 CFMBNK068 Branchless Banks - Attitude - Get better service at branch - Neutral Banking 76 CFMBNK069 Branchless Banks - Attitude - Get better service at branch - Agree Banking 77 CFMBNK699 Branchless Banks - Attitude - Get better service at branch - Strongly Agree Banking 78 CFMBNK700 Branchless Banks - Attitude - Limit use of branch to avoid fee - Strongly Disagree Banking 79 CFMBNK070 Branchless Banks - Attitude - Limit use of branch to avoid fee - Disagree Banking 80 CFMBNK071 Branchless Banks - Attitude - Limit use of branch to avoid fee - Neutral Banking 81 CFMBNK072 Branchless Banks - Attitude - Limit use of branch to avoid fee - Agree Banking 82 CFMBNK722 Branchless Banks - Attitude - Limit use of branch to avoid fee - Strongly Agree Banking 83 CFMBNK733 Branchless Banks - Attitude - Branch nearby is not important - Strongly Disagree Banking 84 CFMBNK073 Branchless Banks - Attitude - Branch nearby is not important - Disagree Banking

©2021 Environics Analytics Page 1 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 85 CFMBNK074 Branchless Banks - Attitude - Branch nearby is not important - Neutral Banking 86 CFMBNK075 Branchless Banks - Attitude - Branch nearby is not important - Agree Banking 87 CFMBNK755 Branchless Banks - Attitude - Branch nearby is not important - Strongly Agree Banking 88 CFMBNK766 Branchless Banks - Attitude - Avoid going to branch - Strongly Disagree Banking 89 CFMBNK076 Branchless Banks - Attitude - Avoid going to branch - Disagree Banking 90 CFMBNK077 Branchless Banks - Attitude - Avoid going to branch - Neutral Banking 91 CFMBNK078 Branchless Banks - Attitude - Avoid going to branch - Agree Banking 92 CFMBNK788 Branchless Banks - Attitude - Avoid going to branch - Strongly Agree Banking 93 CFMCQ001 Chequing Account - # of Accounts - 1 Chequing Account 94 CFMCQ002 Chequing Account - # of Accounts - 2 Chequing Account 95 CFMCQ003 Chequing Account - # of Accounts - 3 or more Chequing Account 96 CFMCQ004I Chequing Account - 1+ Account - Incidence Chequing Account 97 CFMCQ005C Chequing Account - 1+ Account - Consumption (#) Chequing Account Chequing Account 98 CFMCQ006I Chequing Account - $1+ Balance - Incidence Chequing Account 99 CFMCQ007C Chequing Account - $1+ Balance - Consumption ($) Chequing Account Dollars 100 CFMCQ008 Chequing Account - Balance - $1 - $499 Chequing Account 101 CFMCQ009 Chequing Account - Balance - $500 - $999 Chequing Account 102 CFMCQ010 Chequing Account - Balance - $1,000 - $1,499 Chequing Account 103 CFMCQ011 Chequing Account - Balance - $1,500 - $2,499 Chequing Account 104 CFMCQ012 Chequing Account - Balance - $2,500 - $4,999 Chequing Account 105 CFMCQ013 Chequing Account - Balance - $5,000 - $9,999 Chequing Account 106 CFMCQ014 Chequing Account - Balance - $10,000 - $29,999 Chequing Account 107 CFMCQ015 Chequing Account - Balance - $30,000 or more Chequing Account 108 CFMCQ016I Chequing Account - Type - No fee cheq. act.(no min bl req) - 1+ Account - Incidence Chequing Account 109 CFMCQ017C Chequing Account - Type - No fee cheq. act.(no min bl req) - 1+ Account - Consumption (#) Chequing Account Chequing Account 110 CFMCQ018I Chequing Account - Type - No fee cheq. act.(no min bl req) - $1+ Balance - Incidence Chequing Account 111 CFMCQ019C Chequing Account - Type - No fee cheq. act.(no min bl req) - $1+ Balance - Consumption ($) Chequing Account Dollars 112 CFMCQ020I Chequing Account - Type - No fee cheq. act.(min bl req) - 1+ Account - Incidence Chequing Account 113 CFMCQ021C Chequing Account - Type - No fee cheq. act.(min bl req) - 1+ Account - Consumption (#) Chequing Account Chequing Account 114 CFMCQ022I Chequing Account - Type - No fee cheq. act.(min bl req) - $1+ Balance - Incidence Chequing Account 115 CFMCQ023C Chequing Account - Type - No fee cheq. act.(min bl req) - $1+ Balance - Consumption ($) Chequing Account Dollars 116 CFMCQ024I Chequing Account - Type - Senior chequing account - 1+ Account - Incidence Chequing Account 117 CFMCQ025C Chequing Account - Type - Senior chequing account - 1+ Account - Consumption (#) Chequing Account Chequing Account 118 CFMCQ026I Chequing Account - Type - Senior chequing account - $1+ Balance - Incidence Chequing Account 119 CFMCQ027C Chequing Account - Type - Senior chequing account - $1+ Balance - Consumption ($) Chequing Account Dollars 120 CFMCQ028I Chequing Account - Type - Combo act.(Cheq./Savings act.) - 1+ Account - Incidence Chequing Account 121 CFMCQ029C Chequing Account - Type - Combo act.(Cheq./Savings act.) - 1+ Account - Consumption (#) Chequing Account Chequing Account 122 CFMCQ030I Chequing Account - Type - Combo act.(Cheq./Savings act.) - $1+ Balance - Incidence Chequing Account 123 CFMCQ031C Chequing Account - Type - Combo act.(Cheq./Savings act.) - $1+ Balance - Consumption ($) Chequing Account Dollars 124 CFMCQ032I Chequing Account - Type - Don't know - 1+ Account - Incidence Chequing Account 125 CFMCQ033C Chequing Account - Type - Don't know - 1+ Account - Consumption (#) Chequing Account Chequing Account 126 CFMCQ034I Chequing Account - Type - Don't know - $1+ Balance - Incidence Chequing Account 127 CFMCQ035C Chequing Account - Type - Don't know - $1+ Balance - Consumption ($) Chequing Account Dollars 128 CFMCQ036I Chequing Account - Total Retail Banks - $1+ Balance - Incidence Chequing Account 129 CFMCQ037C Chequing Account - Total Retail Banks - $1+ Balance - Consumption ($) Chequing Account Dollars 130 CFMCQ038I Chequing Account - Total Trust Companies - $1+ Balance - Incidence (!) Chequing Account 131 CFMCQ039C Chequing Account - Total Trust Companies - $1+ Balance - Consumption ($) (!) Chequing Account Dollars 132 CFMCQ040I Chequing Account - Total Credit Union/ATB - $1+ Balance - Incidence Chequing Account 133 CFMCQ041C Chequing Account - Total Credit Union/ATB - $1+ Balance - Consumption ($) Chequing Account Dollars 134 CFMCQ042I Chequing Account - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Chequing Account 135 CFMCQ043C Chequing Account - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Chequing Account Dollars 136 CFMCQ044I Chequing Account - Direct - $1+ Balance - Incidence Chequing Account 137 CFMCQ045C Chequing Account - Direct - $1+ Balance - Consumption ($) Chequing Account Dollars 138 CFMCQ046I Chequing Account - Other Banks - $1+ Balance - Incidence Chequing Account 139 CFMCQ047C Chequing Account - Other Banks - $1+ Balance - Consumption ($) Chequing Account Dollars 140 CFMCQ048I Chequing Account - Financial Institution - TD Canada Trust - $1+ Balance - Incidence Chequing Account 141 CFMCQ049C Chequing Account - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) Chequing Account Dollars 142 CFMCQ050I Chequing Account - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence Chequing Account 143 CFMCQ051C Chequing Account - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) Chequing Account Dollars 144 CFMCQ052I Chequing Account - Financial Institution - CIBC - $1+ Balance - Incidence Chequing Account 145 CFMCQ053C Chequing Account - Financial Institution - CIBC - $1+ Balance - Consumption ($) Chequing Account Dollars 146 CFMCQ054I Chequing Account - Financial Institution - BMO Bank of Montreal - $1+ Balance - Incidence Chequing Account 147 CFMCQ055C Chequing Account - Financial Institution - BMO Bank of Montreal - $1+ Balance - Consumption ($) Chequing Account Dollars 148 CFMCQ056I Chequing Account - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Balance - Chequing Account 149 CFMCQ057C Chequing Account - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Balance - Chequing Account Dollars Consumption ($) 150 CFMCQ058I Chequing Account - Financial Institution - Scotiabank - $1+ Balance - Incidence Chequing Account 151 CFMCQ059C Chequing Account - Financial Institution - Scotiabank - $1+ Balance - Consumption ($) Chequing Account Dollars 152 CFMCQ060I Chequing Account - Financial Institution - Simplii - $1+ Balance - Incidence Chequing Account 153 CFMCQ061C Chequing Account - Financial Institution - Simplii - $1+ Balance - Consumption ($) Chequing Account Dollars 154 CFMCQ062I Chequing Account - Financial Institution - Tangerine - $1+ Balance - Incidence Chequing Account 155 CFMCQ063C Chequing Account - Financial Institution - Tangerine - $1+ Balance - Consumption ($) Chequing Account Dollars 156 CFMCQ064I Chequing Account - Financial Institution - National Bank of Canada - $1+ Balance - Incidence (!) Chequing Account 157 CFMCQ065C Chequing Account - Financial Institution - National Bank of Canada - $1+ Balance - Consumption ($) (!) Chequing Account Dollars 158 CFMSAV001 Savings Account - # of Accounts - 1 Savings Account 159 CFMSAV002 Savings Account - # of Accounts - 2 Savings Account 160 CFMSAV003 Savings Account - # of Accounts - 3 Savings Account 161 CFMSAV004 Savings Account - # of Accounts - 4 (!) Savings Account 162 CFMSAV005 Savings Account - # of Accounts - 5 or more (!) Savings Account 163 CFMSAV006I Savings Account - 1+ Account - Incidence Savings Account 164 CFMSAV007C Savings Account - 1+ Account - Consumption (#) Savings Account Savings Account 165 CFMSAV008I Savings Account - $1+ Balance - Incidence Savings Account 166 CFMSAV009C Savings Account - $1+ Balance - Consumption ($) Savings Account Dollars 167 CFMSAV010 Savings Account - Balance - $1 - $499 Savings Account

©2021 Environics Analytics Page 2 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 168 CFMSAV011 Savings Account - Balance - $500 - $999 Savings Account 169 CFMSAV012 Savings Account - Balance - $1,000 - $1,499 Savings Account 170 CFMSAV013 Savings Account - Balance - $1,500 - $2,499 Savings Account 171 CFMSAV014 Savings Account - Balance - $2,500 - $4,999 Savings Account 172 CFMSAV015 Savings Account - Balance - $5,000 - $7,499 Savings Account 173 CFMSAV016 Savings Account - Balance - $7,500 - $9,999 Savings Account 174 CFMSAV017 Savings Account - Balance - $10,000 - $14,999 Savings Account 175 CFMSAV018 Savings Account - Balance - $15,000 - $29,999 Savings Account 176 CFMSAV019 Savings Account - Balance - $30,000 - $49,999 Savings Account 177 CFMSAV020 Savings Account - Balance - $50,000 - $79,999 Savings Account 178 CFMSAV021 Savings Account - Balance - $80,000 or more Savings Account 179 CFMSAV022I Savings Account - Type - Regular savings account - 1+ Account - Incidence Savings Account 180 CFMSAV023C Savings Account - Type - Regular savings account - 1+ Account - Consumption (#) Savings Account Savings Account 181 CFMSAV024I Savings Account - Type - Regular savings account - $1+ Balance - Incidence Savings Account 182 CFMSAV025C Savings Account - Type - Regular savings account - $1+ Balance - Consumption ($) Savings Account Dollars 183 CFMSAV026I Savings Account - Type - High interest savings account - 1+ Account - Incidence Savings Account 184 CFMSAV027C Savings Account - Type - High interest savings account - 1+ Account - Consumption (#) Savings Account Savings Account 185 CFMSAV028I Savings Account - Type - High interest savings account - $1+ Balance - Incidence Savings Account 186 CFMSAV029C Savings Account - Type - High interest savings account - $1+ Balance - Consumption ($) Savings Account Dollars 187 CFMSAV030I Savings Account - Type - U.S. dollar savings account - 1+ Account - Incidence (!) Savings Account 188 CFMSAV031C Savings Account - Type - U.S. dollar savings account - 1+ Account - Consumption (#) (!) Savings Account Savings Account 189 CFMSAV032I Savings Account - Type - U.S. dollar savings account - $1+ Balance - Incidence (!) Savings Account 190 CFMSAV033C Savings Account - Type - U.S. dollar savings account - $1+ Balance - Consumption ($) (!) Savings Account Dollars 191 CFMSAV034I Savings Account - Type - e-savings - 1+ Account - Incidence (!) Savings Account 192 CFMSAV035C Savings Account - Type - e-savings - 1+ Account - Consumption (#) (!) Savings Account Savings Account 193 CFMSAV036I Savings Account - Type - e-savings - $1+ Balance - Incidence (!) Savings Account 194 CFMSAV037C Savings Account - Type - e-savings - $1+ Balance - Consumption ($) (!) Savings Account Dollars 195 CFMSAV038I Savings Account - Registered Type - TFSA (Tax Free Savings Account) - 1+ Account - Incidence Savings Account 196 CFMSAV039C Savings Account - Registered Type - TFSA (Tax Free Savings Account) - 1+ Account - Consumption (#) Savings Account Savings Account 197 CFMSAV040I Savings Account - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Incidence Savings Account 198 CFMSAV041C Savings Account - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption ($) Savings Account Dollars 199 CFMSAV042I Savings Account - Registered Type - RRSP - 1+ Account - Incidence Savings Account 200 CFMSAV043C Savings Account - Registered Type - RRSP - 1+ Account - Consumption (#) Savings Account Savings Account 201 CFMSAV044I Savings Account - Registered Type - RRSP - $1+ Balance - Incidence Savings Account 202 CFMSAV045C Savings Account - Registered Type - RRSP - $1+ Balance - Consumption ($) Savings Account Dollars 203 CFMSAV046I Savings Account - Registered Type - None of the above - 1+ Account - Incidence Savings Account 204 CFMSAV047C Savings Account - Registered Type - None of the above - 1+ Account - Consumption (#) Savings Account Savings Account 205 CFMSAV048I Savings Account - Registered Type - None of the above - $1+ Balance - Incidence Savings Account 206 CFMSAV049C Savings Account - Registered Type - None of the above - $1+ Balance - Consumption ($) Savings Account Dollars 207 CFMSAV050I Savings Account - Total Retail Banks - $1+ Balance - Incidence Savings Account 208 CFMSAV051C Savings Account - Total Retail Banks - $1+ Balance - Consumption ($) Savings Account Dollars 209 CFMSAV052I Savings Account - Total Trust Companies - $1+ Balance - Incidence (!) Savings Account 210 CFMSAV053C Savings Account - Total Trust Companies - $1+ Balance - Consumption ($) (!) Savings Account Dollars 211 CFMSAV054I Savings Account - Total Credit Union/ATB - $1+ Balance - Incidence Savings Account 212 CFMSAV055C Savings Account - Total Credit Union/ATB - $1+ Balance - Consumption ($) Savings Account Dollars 213 CFMSAV056I Savings Account - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Savings Account 214 CFMSAV057C Savings Account - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Savings Account Dollars 215 CFMSAV058I Savings Account - Direct - $1+ Balance - Incidence Savings Account 216 CFMSAV059C Savings Account - Direct - $1+ Balance - Consumption ($) Savings Account Dollars 217 CFMSAV060I Savings Account - Other Banks - $1+ Balance - Incidence (!) Savings Account 218 CFMSAV061C Savings Account - Other Banks - $1+ Balance - Consumption ($) (!) Savings Account Dollars 219 CFMSAV062I Savings Account - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence Savings Account 220 CFMSAV063C Savings Account - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) Savings Account Dollars 221 CFMSAV064I Savings Account - Financial Institution - TD Canada Trust - $1+ Balance - Incidence Savings Account 222 CFMSAV065C Savings Account - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) Savings Account Dollars 223 CFMSAV066I Savings Account - Financial Institution - BMO Bank of Montreal - $1+ Balance - Incidence Savings Account 224 CFMSAV067C Savings Account - Financial Institution - BMO Bank of Montreal - $1+ Balance - Consumption ($) Savings Account Dollars 225 CFMSAV068I Savings Account - Financial Institution - Tangerine - $1+ Balance - Incidence Savings Account 226 CFMSAV069C Savings Account - Financial Institution - Tangerine - $1+ Balance - Consumption ($) Savings Account Dollars 227 CFMSAV070I Savings Account - Financial Institution - CIBC - $1+ Balance - Incidence Savings Account 228 CFMSAV071C Savings Account - Financial Institution - CIBC - $1+ Balance - Consumption ($) Savings Account Dollars 229 CFMSAV072I Savings Account - Financial Institution - Scotiabank - $1+ Balance - Incidence Savings Account 230 CFMSAV073C Savings Account - Financial Institution - Scotiabank - $1+ Balance - Consumption ($) Savings Account Dollars 231 CFMSAV074I Savings Account - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Balance - Incidence Savings Account 232 CFMSAV075C Savings Account - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Balance - Savings Account Dollars Consumption ($) 233 CFMSAV076I Savings Account - Financial Institution - Simplii - $1+ Balance - Incidence Savings Account 234 CFMSAV077C Savings Account - Financial Institution - Simplii - $1+ Balance - Consumption ($) Savings Account Dollars 235 CFMMTG001 Mortgages - # of Mortgages - 1 Mortgages 236 CFMMTG002 Mortgages - # of Mortgages - 2 or more (!) Mortgages 237 CFMMTG003I Mortgages - $1+ Account - Incidence Mortgages 238 CFMMTG004C Mortgages - $1+ Account - Consumption (#) Mortgages Mortgages 239 CFMMTG005I Mortgages - $1+ Balance - Incidence Mortgages 240 CFMMTG006C Mortgages - $1+ Balance - Consumption ($) Mortgages Dollars 241 CFMMTG007I Mortgages - $1+ Monthly Payments - Incidence Mortgages 242 CFMMTG008C Mortgages - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 243 CFMMTG009I Mortgages - Broker - Yes - $1+ Account - Incidence Mortgages 244 CFMMTG010C Mortgages - Broker - Yes - $1+ Account - Consumption (#) Mortgages Mortgages 245 CFMMTG011I Mortgages - Broker - Yes - $1+ Balance - Incidence Mortgages 246 CFMMTG012C Mortgages - Broker - Yes - $1+ Balance - Consumption ($) Mortgages Dollars 247 CFMMTG013I Mortgages - Broker - Yes - $1+ Monthly Payments - Incidence Mortgages 248 CFMMTG014C Mortgages - Broker - Yes - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 249 CFMMTG015I Mortgages - Broker - No - $1+ Account - Incidence Mortgages 250 CFMMTG016C Mortgages - Broker - No - $1+ Account - Consumption (#) Mortgages Mortgages

©2021 Environics Analytics Page 3 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 251 CFMMTG017I Mortgages - Broker - No - $1+ Balance - Incidence Mortgages 252 CFMMTG018C Mortgages - Broker - No - $1+ Balance - Consumption ($) Mortgages Dollars 253 CFMMTG019I Mortgages - Broker - No - $1+ Monthly Payments - Incidence Mortgages 254 CFMMTG020C Mortgages - Broker - No - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 255 CFMMTG021 Mortgages - Outstanding Balance - $1 - $99,999 Mortgages 256 CFMMTG022 Mortgages - Outstanding Balance - $100,000 - $249,999 Mortgages 257 CFMMTG023 Mortgages - Outstanding Balance - $250,000 or more Mortgages 258 CFMMTG024 Mortgages - Monthly Payment - Less than $750 Mortgages 259 CFMMTG025 Mortgages - Monthly Payment - $750 - $999 Mortgages 260 CFMMTG026 Mortgages - Monthly Payment - $1,000 - $1,499 Mortgages 261 CFMMTG027 Mortgages - Monthly Payment - $1,500 or more Mortgages 262 CFMMTG028I Mortgages - Type - Fixed rate - $1+ Account - Incidence Mortgages 263 CFMMTG029C Mortgages - Type - Fixed rate - $1+ Account - Consumption (#) Mortgages Mortgages 264 CFMMTG030I Mortgages - Type - Fixed rate - $1+ Balance - Incidence Mortgages 265 CFMMTG031C Mortgages - Type - Fixed rate - $1+ Balance - Consumption ($) Mortgages Dollars 266 CFMMTG032I Mortgages - Type - Fixed rate - $1+ Monthly Payments - Incidence Mortgages 267 CFMMTG033C Mortgages - Type - Fixed rate - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 268 CFMMTG034I Mortgages - Type - Variable rate - $1+ Account - Incidence Mortgages 269 CFMMTG035C Mortgages - Type - Variable rate - $1+ Account - Consumption (#) Mortgages Mortgages 270 CFMMTG036I Mortgages - Type - Variable rate - $1+ Balance - Incidence Mortgages 271 CFMMTG037C Mortgages - Type - Variable rate - $1+ Balance - Consumption ($) Mortgages Dollars 272 CFMMTG038I Mortgages - Type - Variable rate - $1+ Monthly Payments - Incidence Mortgages 273 CFMMTG039C Mortgages - Type - Variable rate - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 274 CFMMTG040I Mortgages - Term - 3 years - $1+ Account - Incidence (!) Mortgages 275 CFMMTG041C Mortgages - Term - 3 years - $1+ Account - Consumption (#) (!) Mortgages Mortgages 276 CFMMTG042I Mortgages - Term - 3 years - $1+ Balance - Incidence (!) Mortgages 277 CFMMTG043C Mortgages - Term - 3 years - $1+ Balance - Consumption ($) (!) Mortgages Dollars 278 CFMMTG044I Mortgages - Term - 3 years - $1+ Monthly Payments - Incidence (!) Mortgages 279 CFMMTG045C Mortgages - Term - 3 years - $1+ Monthly Payments - Consumption ($) (!) Mortgages Dollars 280 CFMMTG046I Mortgages - Term - 5 years - $1+ Account - Incidence Mortgages 281 CFMMTG047C Mortgages - Term - 5 years - $1+ Account - Consumption (#) Mortgages Mortgages 282 CFMMTG048I Mortgages - Term - 5 years - $1+ Balance - Incidence Mortgages 283 CFMMTG049C Mortgages - Term - 5 years - $1+ Balance - Consumption ($) Mortgages Dollars 284 CFMMTG050I Mortgages - Term - 5 years - $1+ Monthly Payments - Incidence Mortgages 285 CFMMTG051C Mortgages - Term - 5 years - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 286 CFMMTG052I Mortgages - Term - Other - $1+ Account - Incidence (!) Mortgages 287 CFMMTG053C Mortgages - Term - Other - $1+ Account - Consumption (#) (!) Mortgages Mortgages 288 CFMMTG054I Mortgages - Term - Other - $1+ Balance - Incidence (!) Mortgages 289 CFMMTG055C Mortgages - Term - Other - $1+ Balance - Consumption ($) (!) Mortgages Dollars 290 CFMMTG056I Mortgages - Term - Other - $1+ Monthly Payments - Incidence (!) Mortgages 291 CFMMTG057C Mortgages - Term - Other - $1+ Monthly Payments - Consumption ($) (!) Mortgages Dollars 292 CFMMTG058I Mortgages - Total Retail Banks - $1+ Account - Incidence Mortgages 293 CFMMTG059C Mortgages - Total Retail Banks - $1+ Account - Consumption (#) Mortgages Mortgages 294 CFMMTG060I Mortgages - Total Retail Banks - $1+ Balance - Incidence Mortgages 295 CFMMTG061C Mortgages - Total Retail Banks - $1+ Balance - Consumption ($) Mortgages Dollars 296 CFMMTG062I Mortgages - Total Retail Banks - $1+ Monthly Payments - Incidence Mortgages 297 CFMMTG063C Mortgages - Total Retail Banks - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 298 CFMMTG064I Mortgages - Total Credit Union/ATB - $1+ Account - Incidence (!) Mortgages 299 CFMMTG065C Mortgages - Total Credit Union/ATB - $1+ Account - Consumption (#) (!) Mortgages Mortgages 300 CFMMTG066I Mortgages - Total Credit Union/ATB - $1+ Balance - Incidence (!) Mortgages 301 CFMMTG067C Mortgages - Total Credit Union/ATB - $1+ Balance - Consumption ($) (!) Mortgages Dollars 302 CFMMTG068I Mortgages - Total Credit Union/ATB - $1+ Monthly Payments - Incidence (!) Mortgages 303 CFMMTG069C Mortgages - Total Credit Union/ATB - $1+ Monthly Payments - Consumption ($) (!) Mortgages Dollars 304 CFMMTG070I Mortgages - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Account - Incidence Mortgages 305 CFMMTG071C Mortgages - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Account - Consumption (#) Mortgages Mortgages 306 CFMMTG072I Mortgages - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Mortgages 307 CFMMTG073C Mortgages - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Mortgages Dollars 308 CFMMTG074I Mortgages - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Monthly Payments - Incidence Mortgages 309 CFMMTG075C Mortgages - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Monthly Payments - Consumption ($) Mortgages Dollars 310 CFMMTG076I Mortgages - Financial Institution - RBC Royal Bank - $1+ Account - Incidence (!) Mortgages 311 CFMMTG077C Mortgages - Financial Institution - RBC Royal Bank - $1+ Account - Consumption (#) (!) Mortgages Mortgages 312 CFMMTG078I Mortgages - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence (!) Mortgages 313 CFMMTG079C Mortgages - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) (!) Mortgages Dollars 314 CFMMTG080I Mortgages - Financial Institution - RBC Royal Bank - $1+ Monthly Payments - Incidence (!) Mortgages 315 CFMMTG081C Mortgages - Financial Institution - RBC Royal Bank - $1+ Monthly Payments - Consumption ($) (!) Mortgages Dollars 316 CFMMTG082I Mortgages - Financial Institution - TD Canada Trust - $1+ Account - Incidence (!) Mortgages 317 CFMMTG083C Mortgages - Financial Institution - TD Canada Trust - $1+ Account - Consumption (#) (!) Mortgages Mortgages 318 CFMMTG084I Mortgages - Financial Institution - TD Canada Trust - $1+ Balance - Incidence (!) Mortgages 319 CFMMTG085C Mortgages - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) (!) Mortgages Dollars 320 CFMMTG086I Mortgages - Financial Institution - TD Canada Trust - $1+ Monthly Payments - Incidence (!) Mortgages 321 CFMMTG087C Mortgages - Financial Institution - TD Canada Trust - $1+ Monthly Payments - Consumption ($) (!) Mortgages Dollars 322 CFMLOC001 Line of Credits - # of LOC - 1 Line of Credits 323 CFMLOC002 Line of Credits - # of LOC - 2 or more Line of Credits 324 CFMLOC003I Line of Credits - 1+ Account - Incidence Line of Credits 325 CFMLOC004C Line of Credits - 1+ Account - Consumption (#) Line of Credits Line of Credits 326 CFMLOC005I Line of Credits - $1+ Account - Incidence Line of Credits 327 CFMLOC006C Line of Credits - $1+ Account - Consumption (#) Line of Credits Line of Credits 328 CFMLOC007I Line of Credits - $1+ Balance - Incidence Line of Credits 329 CFMLOC008C Line of Credits - $1+ Balance - Consumption ($) Line of Credits Dollars 330 CFMLOC009I Line of Credits - $1+ Monthly Payments - Incidence Line of Credits 331 CFMLOC010C Line of Credits - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 332 CFMLOC011I Line of Credits - $1+ Limit - Incidence Line of Credits 333 CFMLOC012C Line of Credits - $1+ Limit - Consumption ($) Line of Credits Dollars 334 CFMLOC013 Line of Credits - Credit Limit - $1 - $9,999 Line of Credits

©2021 Environics Analytics Page 4 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 335 CFMLOC014 Line of Credits - Credit Limit - $10,000 - $19,999 Line of Credits 336 CFMLOC020 Line of Credits - Credit Limit - $20,000 - $29,999 Line of Credits 337 CFMLOC021 Line of Credits - Credit Limit - $30,000 - $49,999 Line of Credits 338 CFMLOC022 Line of Credits - Credit Limit - $50,000 - $99,999 Line of Credits 339 CFMLOC023 Line of Credits - Credit Limit - $100,000 or more Line of Credits 340 CFMLOC113 Line of Credits - Outstanding Balance - $1 - $9,999 Line of Credits 341 CFMLOC114 Line of Credits - Outstanding Balance - $10,000 - $19,999 Line of Credits 342 CFMLOC115 Line of Credits - Outstanding Balance - $20,000 - $49,999 Line of Credits 343 CFMLOC116 Line of Credits - Outstanding Balance - $50,000 or more Line of Credits 344 CFMLOC017 Line of Credits - Monthly Payments - Less than $250 Line of Credits 345 CFMLOC018 Line of Credits - Monthly Payments - $250 - $499 (!) Line of Credits 346 CFMLOC019 Line of Credits - Monthly Payments - $500 or more Line of Credits 347 CFMLOC024I Line of Credits - Type - Secured Lines of Credit - 1+ Account - Incidence Line of Credits 348 CFMLOC025C Line of Credits - Type - Secured Lines of Credit - 1+ Account - Consumption (#) Line of Credits Line of Credits 349 CFMLOC026I Line of Credits - Type - Secured Lines of Credit - $1+ Account - Incidence Line of Credits 350 CFMLOC027C Line of Credits - Type - Secured Lines of Credit - $1+ Account - Consumption (#) Line of Credits Line of Credits 351 CFMLOC028I Line of Credits - Type - Secured Lines of Credit - $1+ Balance - Incidence Line of Credits 352 CFMLOC029C Line of Credits - Type - Secured Lines of Credit - $1+ Balance - Consumption ($) Line of Credits Dollars 353 CFMLOC030I Line of Credits - Type - Secured Lines of Credit - $1+ Monthly Payments - Incidence Line of Credits 354 CFMLOC031C Line of Credits - Type - Secured Lines of Credit - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 355 CFMLOC032I Line of Credits - Type - Secured Lines of Credit - $1+ Limit - Incidence Line of Credits 356 CFMLOC033C Line of Credits - Type - Secured Lines of Credit - $1+ Limit - Consumption ($) Line of Credits Dollars 357 CFMLOC034I Line of Credits - Type - Unsecured Lines of Credit - 1+ Account - Incidence Line of Credits 358 CFMLOC035C Line of Credits - Type - Unsecured Lines of Credit - 1+ Account - Consumption (#) Line of Credits Line of Credits 359 CFMLOC036I Line of Credits - Type - Unsecured Lines of Credit - $1+ Account - Incidence Line of Credits 360 CFMLOC037C Line of Credits - Type - Unsecured Lines of Credit - $1+ Account - Consumption (#) Line of Credits Line of Credits 361 CFMLOC038I Line of Credits - Type - Unsecured Lines of Credit - $1+ Balance - Incidence Line of Credits 362 CFMLOC039C Line of Credits - Type - Unsecured Lines of Credit - $1+ Balance - Consumption ($) Line of Credits Dollars 363 CFMLOC040I Line of Credits - Type - Unsecured Lines of Credit - $1+ Monthly Payments - Incidence Line of Credits 364 CFMLOC041C Line of Credits - Type - Unsecured Lines of Credit - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 365 CFMLOC042I Line of Credits - Type - Unsecured Lines of Credit - $1+ Limit - Incidence Line of Credits 366 CFMLOC043C Line of Credits - Type - Unsecured Lines of Credit - $1+ Limit - Consumption ($) Line of Credits Dollars 367 CFMLOC044I Line of Credits - Secured by House - Yes - 1+ Account - Incidence Line of Credits 368 CFMLOC045C Line of Credits - Secured by House - Yes - 1+ Account - Consumption (#) Line of Credits Line of Credits 369 CFMLOC046I Line of Credits - Secured by House - Yes - $1+ Account - Incidence Line of Credits 370 CFMLOC047C Line of Credits - Secured by House - Yes - $1+ Account - Consumption (#) Line of Credits Line of Credits 371 CFMLOC048I Line of Credits - Secured by House - Yes - $1+ Balance - Incidence Line of Credits 372 CFMLOC049C Line of Credits - Secured by House - Yes - $1+ Balance - Consumption ($) Line of Credits Dollars 373 CFMLOC050I Line of Credits - Secured by House - Yes - $1+ Monthly Payments - Incidence Line of Credits 374 CFMLOC051C Line of Credits - Secured by House - Yes - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 375 CFMLOC052I Line of Credits - Secured by House - Yes - $1+ Limit - Incidence Line of Credits 376 CFMLOC053C Line of Credits - Secured by House - Yes - $1+ Limit - Consumption ($) Line of Credits Dollars 377 CFMLOC054I Line of Credits - Secured by House - No - 1+ Account - Incidence Line of Credits 378 CFMLOC055C Line of Credits - Secured by House - No - 1+ Account - Consumption (#) Line of Credits Line of Credits 379 CFMLOC056I Line of Credits - Secured by House - No - $1+ Account - Incidence Line of Credits 380 CFMLOC057C Line of Credits - Secured by House - No - $1+ Account - Consumption (#) Line of Credits Line of Credits 381 CFMLOC058I Line of Credits - Secured by House - No - $1+ Balance - Incidence Line of Credits 382 CFMLOC059C Line of Credits - Secured by House - No - $1+ Balance - Consumption ($) Line of Credits Dollars 383 CFMLOC060I Line of Credits - Secured by House - No - $1+ Monthly Payments - Incidence Line of Credits 384 CFMLOC061C Line of Credits - Secured by House - No - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 385 CFMLOC062I Line of Credits - Secured by House - No - $1+ Limit - Incidence Line of Credits 386 CFMLOC063C Line of Credits - Secured by House - No - $1+ Limit - Consumption ($) Line of Credits Dollars 387 CFMLOC064I Line of Credits - Purpose - For living expenses - 1+ Account - Incidence (!) Line of Credits 388 CFMLOC065C Line of Credits - Purpose - For living expenses - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits 389 CFMLOC066I Line of Credits - Purpose - For living expenses - $1+ Account - Incidence (!) Line of Credits 390 CFMLOC067C Line of Credits - Purpose - For living expenses - $1+ Account - Consumption (#) (!) Line of Credits Line of Credits 391 CFMLOC068I Line of Credits - Purpose - For living expenses - $1+ Balance - Incidence (!) Line of Credits 392 CFMLOC069C Line of Credits - Purpose - For living expenses - $1+ Balance - Consumption ($) (!) Line of Credits Dollars 393 CFMLOC070I Line of Credits - Purpose - For living expenses - $1+ Monthly Payments - Incidence (!) Line of Credits 394 CFMLOC071C Line of Credits - Purpose - For living expenses - $1+ Monthly Payments - Consumption ($) (!) Line of Credits Dollars 395 CFMLOC072I Line of Credits - Purpose - For living expenses - $1+ Limit - Incidence (!) Line of Credits 396 CFMLOC073C Line of Credits - Purpose - For living expenses - $1+ Limit - Consumption ($) (!) Line of Credits Dollars 397 CFMLOC074I Line of Credits - Purpose - For other spending - 1+ Account - Incidence Line of Credits 398 CFMLOC075C Line of Credits - Purpose - For other spending - 1+ Account - Consumption (#) Line of Credits Line of Credits 399 CFMLOC076I Line of Credits - Purpose - For other spending - $1+ Account - Incidence Line of Credits 400 CFMLOC077C Line of Credits - Purpose - For other spending - $1+ Account - Consumption (#) Line of Credits Line of Credits 401 CFMLOC078I Line of Credits - Purpose - For other spending - $1+ Balance - Incidence Line of Credits 402 CFMLOC079C Line of Credits - Purpose - For other spending - $1+ Balance - Consumption ($) Line of Credits Dollars 403 CFMLOC080I Line of Credits - Purpose - For other spending - $1+ Monthly Payments - Incidence Line of Credits 404 CFMLOC081C Line of Credits - Purpose - For other spending - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 405 CFMLOC082I Line of Credits - Purpose - For other spending - $1+ Limit - Incidence Line of Credits 406 CFMLOC083C Line of Credits - Purpose - For other spending - $1+ Limit - Consumption ($) Line of Credits Dollars 407 CFMLOC084I Line of Credits - Purpose - For investing - 1+ Account - Incidence (!) Line of Credits 408 CFMLOC085C Line of Credits - Purpose - For investing - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits 409 CFMLOC086I Line of Credits - Purpose - For investing - $1+ Account - Incidence (!) Line of Credits 410 CFMLOC087C Line of Credits - Purpose - For investing - $1+ Account - Consumption (#) (!) Line of Credits Line of Credits 411 CFMLOC088I Line of Credits - Purpose - For investing - $1+ Balance - Incidence (!) Line of Credits 412 CFMLOC089C Line of Credits - Purpose - For investing - $1+ Balance - Consumption ($) (!) Line of Credits Dollars 413 CFMLOC090I Line of Credits - Purpose - For investing - $1+ Monthly Payments - Incidence (!) Line of Credits 414 CFMLOC091C Line of Credits - Purpose - For investing - $1+ Monthly Payments - Consumption ($) (!) Line of Credits Dollars 415 CFMLOC092I Line of Credits - Purpose - For investing - $1+ Limit - Incidence (!) Line of Credits 416 CFMLOC093C Line of Credits - Purpose - For investing - $1+ Limit - Consumption ($) (!) Line of Credits Dollars 417 CFMLOC094I Line of Credits - Purpose - To pay off other loan or mortgage - 1+ Account - Incidence (!) Line of Credits 418 CFMLOC095C Line of Credits - Purpose - To pay off other loan or mortgage - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits

©2021 Environics Analytics Page 5 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 419 CFMLOC096I Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Account - Incidence (!) Line of Credits 420 CFMLOC097C Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Account - Consumption (#) (!) Line of Credits Line of Credits 421 CFMLOC098I Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Balance - Incidence (!) Line of Credits 422 CFMLOC099C Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Balance - Consumption ($) (!) Line of Credits Dollars 423 CFMLOC100I Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Monthly Payments - Incidence (!) Line of Credits 424 CFMLOC101C Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Monthly Payments - Consumption ($) (!) Line of Credits Dollars 425 CFMLOC102I Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Limit - Incidence (!) Line of Credits 426 CFMLOC103C Line of Credits - Purpose - To pay off other loan or mortgage - $1+ Limit - Consumption ($) (!) Line of Credits Dollars 427 CFMLOC104I Line of Credits - Purpose - To pay off general debt consolidation - 1+ Account - Incidence Line of Credits 428 CFMLOC105C Line of Credits - Purpose - To pay off general debt consolidation - 1+ Account - Consumption (#) Line of Credits Line of Credits 429 CFMLOC106I Line of Credits - Purpose - To pay off general debt consolidation - $1+ Account - Incidence Line of Credits 430 CFMLOC107C Line of Credits - Purpose - To pay off general debt consolidation - $1+ Account - Consumption (#) Line of Credits Line of Credits 431 CFMLOC108I Line of Credits - Purpose - To pay off general debt consolidation - $1+ Balance - Incidence Line of Credits 432 CFMLOC109C Line of Credits - Purpose - To pay off general debt consolidation - $1+ Balance - Consumption ($) Line of Credits Dollars 433 CFMLOC110I Line of Credits - Purpose - To pay off general debt consolidation - $1+ Monthly Payments - Incidence Line of Credits 434 CFMLOC111C Line of Credits - Purpose - To pay off general debt consolidation - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 435 CFMLOC112I Line of Credits - Purpose - To pay off general debt consolidation - $1+ Limit - Incidence Line of Credits 436 CFMLOC113C Line of Credits - Purpose - To pay off general debt consolidation - $1+ Limit - Consumption ($) Line of Credits Dollars 437 CFMLOC114I Line of Credits - Purpose - To purchase other big ticket items - 1+ Account - Incidence (!) Line of Credits 438 CFMLOC115C Line of Credits - Purpose - To purchase other big ticket items - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits 439 CFMLOC116I Line of Credits - Purpose - For home improvement - 1+ Account - Incidence Line of Credits 440 CFMLOC117C Line of Credits - Purpose - For home improvement - 1+ Account - Consumption (#) Line of Credits Line of Credits 441 CFMLOC118I Line of Credits - Purpose - For home improvement - $1+ Account - Incidence Line of Credits 442 CFMLOC119C Line of Credits - Purpose - For home improvement - $1+ Account - Consumption (#) Line of Credits Line of Credits 443 CFMLOC120I Line of Credits - Purpose - For home improvement - $1+ Balance - Incidence Line of Credits 444 CFMLOC121C Line of Credits - Purpose - For home improvement - $1+ Balance - Consumption ($) Line of Credits Dollars 445 CFMLOC122I Line of Credits - Purpose - For home improvement - $1+ Monthly Payments - Incidence Line of Credits 446 CFMLOC123C Line of Credits - Purpose - For home improvement - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 447 CFMLOC124I Line of Credits - Purpose - For home improvement - $1+ Limit - Incidence Line of Credits 448 CFMLOC125C Line of Credits - Purpose - For home improvement - $1+ Limit - Consumption ($) Line of Credits Dollars 449 CFMLOC126I Line of Credits - Total Retail Banks - 1+ Account - Incidence Line of Credits 450 CFMLOC127C Line of Credits - Total Retail Banks - 1+ Account - Consumption (#) Line of Credits Line of Credits 451 CFMLOC128I Line of Credits - Total Retail Banks - $1+ Balance - Incidence Line of Credits 452 CFMLOC129C Line of Credits - Total Retail Banks - $1+ Balance - Consumption ($) Line of Credits Dollars 453 CFMLOC130I Line of Credits - Total Retail Banks - $1+ Monthly Payments - Incidence Line of Credits 454 CFMLOC131C Line of Credits - Total Retail Banks - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 455 CFMLOC132I Line of Credits - Total Retail Banks - $1+ Limit - Incidence Line of Credits 456 CFMLOC133C Line of Credits - Total Retail Banks - $1+ Limit - Consumption ($) Line of Credits Dollars 457 CFMLOC134I Line of Credits - Total Credit Union/ATB - 1+ Account - Incidence Line of Credits 458 CFMLOC135C Line of Credits - Total Credit Union/ATB - 1+ Account - Consumption (#) Line of Credits Line of Credits 459 CFMLOC136I Line of Credits - Total Credit Union/ATB - $1+ Balance - Incidence Line of Credits 460 CFMLOC137C Line of Credits - Total Credit Union/ATB - $1+ Balance - Consumption ($) Line of Credits Dollars 461 CFMLOC138I Line of Credits - Total Credit Union/ATB - $1+ Monthly Payments - Incidence Line of Credits 462 CFMLOC139C Line of Credits - Total Credit Union/ATB - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 463 CFMLOC140I Line of Credits - Total Credit Union/ATB - $1+ Limit - Incidence Line of Credits 464 CFMLOC141C Line of Credits - Total Credit Union/ATB - $1+ Limit - Consumption ($) Line of Credits Dollars 465 CFMLOC142I Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - 1+ Account - Incidence Line of Credits 466 CFMLOC143C Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - 1+ Account - Consumption (#) Line of Credits Line of Credits 467 CFMLOC144I Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Line of Credits 468 CFMLOC145C Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Line of Credits Dollars 469 CFMLOC146I Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Monthly Payments - Incidence Line of Credits 470 CFMLOC147C Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 471 CFMLOC148I Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Limit - Incidence Line of Credits 472 CFMLOC149C Line of Credits - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Limit - Consumption ($) Line of Credits Dollars 473 CFMLOC150I Line of Credits - Direct - 1+ Account - Incidence (!) Line of Credits 474 CFMLOC151C Line of Credits - Direct - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits 475 CFMLOC152I Line of Credits - Direct - $1+ Balance - Incidence (!) Line of Credits 476 CFMLOC153C Line of Credits - Direct - $1+ Balance - Consumption ($) (!) Line of Credits Dollars 477 CFMLOC154I Line of Credits - Direct - $1+ Monthly Payments - Incidence (!) Line of Credits 478 CFMLOC155C Line of Credits - Direct - $1+ Monthly Payments - Consumption ($) (!) Line of Credits Dollars 479 CFMLOC156I Line of Credits - Direct - $1+ Limit - Incidence (!) Line of Credits 480 CFMLOC157C Line of Credits - Direct - $1+ Limit - Consumption ($) (!) Line of Credits Dollars 481 CFMLOC158I Line of Credits - Other Banks - 1+ Account - Incidence (!) Line of Credits 482 CFMLOC159C Line of Credits - Other Banks - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits 483 CFMLOC160I Line of Credits - Other Banks - $1+ Balance - Incidence (!) Line of Credits 484 CFMLOC161C Line of Credits - Other Banks - $1+ Balance - Consumption ($) (!) Line of Credits Dollars 485 CFMLOC162I Line of Credits - Other Banks - $1+ Monthly Payments - Incidence (!) Line of Credits 486 CFMLOC163C Line of Credits - Other Banks - $1+ Monthly Payments - Consumption ($) (!) Line of Credits Dollars 487 CFMLOC164I Line of Credits - Other Banks - $1+ Limit - Incidence (!) Line of Credits 488 CFMLOC165C Line of Credits - Other Banks - $1+ Limit - Consumption ($) (!) Line of Credits Dollars 489 CFMLOC166I Line of Credits - Financial Institution - RBC Royal Bank - 1+ Account - Incidence Line of Credits 490 CFMLOC167C Line of Credits - Financial Institution - RBC Royal Bank - 1+ Account - Consumption (#) Line of Credits Line of Credits 491 CFMLOC168I Line of Credits - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence Line of Credits 492 CFMLOC169C Line of Credits - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) Line of Credits Dollars 493 CFMLOC170I Line of Credits - Financial Institution - RBC Royal Bank - $1+ Monthly Payments - Incidence Line of Credits 494 CFMLOC171C Line of Credits - Financial Institution - RBC Royal Bank - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 495 CFMLOC172I Line of Credits - Financial Institution - RBC Royal Bank - $1+ Limit - Incidence Line of Credits 496 CFMLOC173C Line of Credits - Financial Institution - RBC Royal Bank - $1+ Limit - Consumption ($) Line of Credits Dollars 497 CFMLOC174I Line of Credits - Financial Institution - TD Canada Trust - 1+ Account - Incidence Line of Credits 498 CFMLOC175C Line of Credits - Financial Institution - TD Canada Trust - 1+ Account - Consumption (#) Line of Credits Line of Credits 499 CFMLOC176I Line of Credits - Financial Institution - TD Canada Trust - $1+ Balance - Incidence Line of Credits 500 CFMLOC177C Line of Credits - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) Line of Credits Dollars 501 CFMLOC178I Line of Credits - Financial Institution - TD Canada Trust - $1+ Monthly Payments - Incidence Line of Credits 502 CFMLOC179C Line of Credits - Financial Institution - TD Canada Trust - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars

©2021 Environics Analytics Page 6 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 503 CFMLOC180I Line of Credits - Financial Institution - TD Canada Trust - $1+ Limit - Incidence Line of Credits 504 CFMLOC181C Line of Credits - Financial Institution - TD Canada Trust - $1+ Limit - Consumption ($) Line of Credits Dollars 505 CFMLOC182I Line of Credits - Financial Institution - CIBC - 1+ Account - Incidence Line of Credits 506 CFMLOC183C Line of Credits - Financial Institution - CIBC - 1+ Account - Consumption (#) Line of Credits Line of Credits 507 CFMLOC184I Line of Credits - Financial Institution - CIBC - $1+ Balance - Incidence Line of Credits 508 CFMLOC185C Line of Credits - Financial Institution - CIBC - $1+ Balance - Consumption ($) Line of Credits Dollars 509 CFMLOC186I Line of Credits - Financial Institution - CIBC - $1+ Monthly Payments - Incidence Line of Credits 510 CFMLOC187C Line of Credits - Financial Institution - CIBC - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 511 CFMLOC188I Line of Credits - Financial Institution - CIBC - $1+ Limit - Incidence Line of Credits 512 CFMLOC189C Line of Credits - Financial Institution - CIBC - $1+ Limit - Consumption ($) Line of Credits Dollars 513 CFMLOC190I Line of Credits - Financial Institution - Scotiabank - 1+ Account - Incidence Line of Credits 514 CFMLOC191C Line of Credits - Financial Institution - Scotiabank - 1+ Account - Consumption (#) Line of Credits Line of Credits 515 CFMLOC192I Line of Credits - Financial Institution - Scotiabank - $1+ Balance - Incidence Line of Credits 516 CFMLOC193C Line of Credits - Financial Institution - Scotiabank - $1+ Balance - Consumption ($) Line of Credits Dollars 517 CFMLOC194I Line of Credits - Financial Institution - Scotiabank - $1+ Monthly Payments - Incidence Line of Credits 518 CFMLOC195C Line of Credits - Financial Institution - Scotiabank - $1+ Monthly Payments - Consumption ($) Line of Credits Dollars 519 CFMLOC196I Line of Credits - Financial Institution - Scotiabank - $1+ Limit - Incidence Line of Credits 520 CFMLOC197C Line of Credits - Financial Institution - Scotiabank - $1+ Limit - Consumption ($) Line of Credits Dollars 521 CFMLOC198I Line of Credits - Financial Institution - BMO Bank of Montreal - 1+ Account - Incidence (!) Line of Credits 522 CFMLOC199C Line of Credits - Financial Institution - BMO Bank of Montreal - 1+ Account - Consumption (#) (!) Line of Credits Line of Credits 523 CFMLOC200I Line of Credits - Financial Institution - BMO Bank of Montreal - $1+ Balance - Incidence (!) Line of Credits 524 CFMLOC201C Line of Credits - Financial Institution - BMO Bank of Montreal - $1+ Balance - Consumption ($) (!) Line of Credits Dollars 525 CFMLOC202I Line of Credits - Financial Institution - BMO Bank of Montreal - $1+ Monthly Payments - Incidence (!) Line of Credits 526 CFMLOC203C Line of Credits - Financial Institution - BMO Bank of Montreal - $1+ Monthly Payments - Consumption ($) (!) Line of Credits Dollars 527 CFMLOC204I Line of Credits - Financial Institution - BMO Bank of Montreal - $1+ Limit - Incidence (!) Line of Credits 528 CFMLOC205C Line of Credits - Financial Institution - BMO Bank of Montreal - $1+ Limit - Consumption ($) (!) Line of Credits Dollars 529 CFMLN001 Loans - # of Loans - 1 Loans 530 CFMLN002 Loans - # of Loans - 2 or more (!) Loans 531 CFMLN003I Loans - $1+ Account - Incidence Loans 532 CFMLN004C Loans - $1+ Account - Consumption (#) Loans Loans 533 CFMLN005I Loans - $1+ Balance - Incidence Loans 534 CFMLN006C Loans - $1+ Balance - Consumption ($) Loans Dollars 535 CFMLN007I Loans - $1+ Monthly Payments - Incidence Loans 536 CFMLN008C Loans - $1+ Monthly Payments - Consumption ($) Loans Dollars 537 CFMLN009 Loans - Outstanding Balance - $1 - $9,999 Loans 538 CFMLN010 Loans - Outstanding Balance - $10,000 or more Loans 539 CFMLN011 Loans - Monthly Payment - Less than $250 (!) Loans 540 CFMLN012 Loans - Monthly Payment - $250 - $499 Loans 541 CFMLN013 Loans - Monthly Payment - $500 or more (!) Loans 542 CFMLN014I Loans - Type - Fixed rate - $1+ Account - Incidence Loans 543 CFMLN015C Loans - Type - Fixed rate - $1+ Account - Consumption (#) Loans Loans 544 CFMLN016I Loans - Type - Fixed rate - $1+ Balance - Incidence Loans 545 CFMLN017C Loans - Type - Fixed rate - $1+ Balance - Consumption ($) Loans Dollars 546 CFMLN018I Loans - Type - Fixed rate - $1+ Monthly Payments - Incidence Loans 547 CFMLN019C Loans - Type - Fixed rate - $1+ Monthly Payments - Consumption ($) Loans Dollars 548 CFMLN020I Loans - Term - 5 years - $1+ Account - Incidence (!) Loans 549 CFMLN021C Loans - Term - 5 years - $1+ Account - Consumption (#) (!) Loans Loans 550 CFMLN022I Loans - Term - 5 years - $1+ Balance - Incidence (!) Loans 551 CFMLN023C Loans - Term - 5 years - $1+ Balance - Consumption ($) (!) Loans Dollars 552 CFMLN024I Loans - Term - 5 years - $1+ Monthly Payments - Incidence (!) Loans 553 CFMLN025C Loans - Term - 5 years - $1+ Monthly Payments - Consumption ($) (!) Loans Dollars 554 CFMLN026I Loans - Total Retail Banks - $1+ Account - Incidence Loans 555 CFMLN027C Loans - Total Retail Banks - $1+ Account - Consumption (#) Loans Loans 556 CFMLN028I Loans - Total Retail Banks - $1+ Balance - Incidence Loans 557 CFMLN029C Loans - Total Retail Banks - $1+ Balance - Consumption ($) Loans Dollars 558 CFMLN030I Loans - Total Retail Banks - $1+ Monthly Payments - Incidence Loans 559 CFMLN031C Loans - Total Retail Banks - $1+ Monthly Payments - Consumption ($) Loans Dollars 560 CFMLN032I Loans - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Account - Incidence Loans 561 CFMLN033C Loans - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Account - Consumption (#) Loans Loans 562 CFMLN034I Loans - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Loans 563 CFMLN035C Loans - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Loans Dollars 564 CFMLN036I Loans - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Monthly Payments - Incidence Loans 565 CFMLN037C Loans - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Monthly Payments - Consumption ($) Loans Dollars 566 CFMCC001 Credit Cards - # of Cards - 1 Credit Cards 567 CFMCC002 Credit Cards - # of Cards - 2 Credit Cards 568 CFMCC003 Credit Cards - # of Cards - 3 Credit Cards 569 CFMCC004 Credit Cards - # of Cards - 4 Credit Cards 570 CFMCC005 Credit Cards - # of Cards - 5 or more Credit Cards 571 CFMCC006I Credit Cards - 1+ Account - Incidence Credit Cards 572 CFMCC007C Credit Cards - 1+ Account - Consumption (#) Credit Cards Credit Cards 573 CFMCC008I Credit Cards - $1+ Balance - Incidence Credit Cards 574 CFMCC009C Credit Cards - $1+ Balance - Consumption ($) Credit Cards Dollars 575 CFMCC010I Credit Cards - $1+ Limit - Incidence Credit Cards 576 CFMCC011C Credit Cards - $1+ Limit - Consumption ($) Credit Cards Dollars 577 CFMCC012 Credit Cards - Outstanding Balance - $1 - $999 Credit Cards 578 CFMCC013 Credit Cards - Outstanding Balance - $1,000 - $2,499 Credit Cards 579 CFMCC014 Credit Cards - Outstanding Balance - $2,500 - $4,999 Credit Cards 580 CFMCC015 Credit Cards - Outstanding Balance - $5,000 - $9,999 Credit Cards 581 CFMCC016 Credit Cards - Outstanding Balance - $10,000 or more Credit Cards 582 CFMCC017 Credit Cards - Limit - $1 - $999 Credit Cards 583 CFMCC018 Credit Cards - Limit - $1,000 - $2,499 Credit Cards 584 CFMCC019 Credit Cards - Limit - $2,500 - $4,999 Credit Cards 585 CFMCC020 Credit Cards - Limit - $5,000 - $7,499 Credit Cards 586 CFMCC021 Credit Cards - Limit - $7,500 - $9,999 Credit Cards

©2021 Environics Analytics Page 7 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 587 CFMCC022 Credit Cards - Limit - $10,000 - $14,999 Credit Cards 588 CFMCC023 Credit Cards - Limit - $15,000 - $19,999 Credit Cards 589 CFMCC024 Credit Cards - Limit - $20,000 - $24,999 Credit Cards 590 CFMCC025 Credit Cards - Limit - $25,000 or more Credit Cards 591 CFMCC026I Credit Cards - Type - Visa - 1+ Account - Incidence Credit Cards 592 CFMCC027C Credit Cards - Type - Visa - 1+ Account - Consumption (#) Credit Cards Credit Cards 593 CFMCC028I Credit Cards - Type - Visa - $1+ Balance - Incidence Credit Cards 594 CFMCC029C Credit Cards - Type - Visa - $1+ Balance - Consumption ($) Credit Cards Dollars 595 CFMCC030I Credit Cards - Type - Visa - $1+ Limit - Incidence Credit Cards 596 CFMCC031C Credit Cards - Type - Visa - $1+ Limit - Consumption ($) Credit Cards Dollars 597 CFMCC032I Credit Cards - Type - Mastercard - 1+ Account - Incidence Credit Cards 598 CFMCC033C Credit Cards - Type - Mastercard - 1+ Account - Consumption (#) Credit Cards Credit Cards 599 CFMCC034I Credit Cards - Type - Mastercard - $1+ Balance - Incidence Credit Cards 600 CFMCC035C Credit Cards - Type - Mastercard - $1+ Balance - Consumption ($) Credit Cards Dollars 601 CFMCC036I Credit Cards - Type - Mastercard - $1+ Limit - Incidence Credit Cards 602 CFMCC037C Credit Cards - Type - Mastercard - $1+ Limit - Consumption ($) Credit Cards Dollars 603 CFMCC038I Credit Cards - Type - American Express - 1+ Account - Incidence Credit Cards 604 CFMCC039C Credit Cards - Type - American Express - 1+ Account - Consumption (#) Credit Cards Credit Cards 605 CFMCC040I Credit Cards - Type - American Express - $1+ Balance - Incidence (!) Credit Cards 606 CFMCC041C Credit Cards - Type - American Express - $1+ Balance - Consumption ($) (!) Credit Cards Dollars 607 CFMCC042I Credit Cards - Type - American Express - $1+ Limit - Incidence Credit Cards 608 CFMCC043C Credit Cards - Type - American Express - $1+ Limit - Consumption ($) Credit Cards Dollars 609 CFMCC044I Credit Cards - Type - Store Cards - 1+ Account - Incidence Credit Cards 610 CFMCC045C Credit Cards - Type - Store Cards - 1+ Account - Consumption (#) Credit Cards Credit Cards 611 CFMCC046I Credit Cards - Type - Store Cards - $1+ Balance - Incidence (!) Credit Cards 612 CFMCC047C Credit Cards - Type - Store Cards - $1+ Balance - Consumption ($) (!) Credit Cards Dollars 613 CFMCC048I Credit Cards - Type - Store Cards - $1+ Limit - Incidence Credit Cards 614 CFMCC049C Credit Cards - Type - Store Cards - $1+ Limit - Consumption ($) Credit Cards Dollars 615 CFMCC495 Credit Cards - Total Retail Banks - 1+ Account Credit Cards 616 CFMCC050I Credit Cards - Total Retail Banks - $1+ Balance - Incidence Credit Cards 617 CFMCC051C Credit Cards - Total Retail Banks - $1+ Balance - Consumption ($) Credit Cards Dollars 618 CFMCC052I Credit Cards - Total Retail Banks - $1+ Limit - Incidence Credit Cards 619 CFMCC053C Credit Cards - Total Retail Banks - $1+ Limit - Consumption ($) Credit Cards Dollars 620 CFMCC555 Credit Cards - Total Credit Union/ATB - 1+ Account Credit Cards 621 CFMCC056I Credit Cards - Total Credit Union/ATB - $1+ Balance - Incidence Credit Cards 622 CFMCC057C Credit Cards - Total Credit Union/ATB - $1+ Balance - Consumption ($) Credit Cards Dollars 623 CFMCC058I Credit Cards - Total Credit Union/ATB - $1+ Limit - Incidence Credit Cards 624 CFMCC059C Credit Cards - Total Credit Union/ATB - $1+ Limit - Consumption ($) Credit Cards Dollars 625 CFMCC595 Credit Cards - Total Retailers - 1+ Account(!) Credit Cards 626 CFMCC060I Credit Cards - Total Retailers - $1+ Balance - Incidence (!) Credit Cards 627 CFMCC061C Credit Cards - Total Retailers - $1+ Balance - Consumption ($) (!) Credit Cards Dollars 628 CFMCC062I Credit Cards - Total Retailers - $1+ Limit - Incidence Credit Cards 629 CFMCC063C Credit Cards - Total Retailers - $1+ Limit - Consumption ($) Credit Cards Dollars 630 CFMCC635 Credit Cards - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - 1+ Account Credit Cards 631 CFMCC064I Credit Cards - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Credit Cards 632 CFMCC065C Credit Cards - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Credit Cards Dollars 633 CFMCC066I Credit Cards - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Limit - Incidence Credit Cards 634 CFMCC067C Credit Cards - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Limit - Consumption ($) Credit Cards Dollars 635 CFMCC675 Credit Cards - Direct - 1+ Account(!) Credit Cards 636 CFMCC068I Credit Cards - Direct - $1+ Balance - Incidence (!) Credit Cards 637 CFMCC069C Credit Cards - Direct - $1+ Balance - Consumption ($) (!) Credit Cards Dollars 638 CFMCC070I Credit Cards - Direct - $1+ Limit - Incidence (!) Credit Cards 639 CFMCC071C Credit Cards - Direct - $1+ Limit - Consumption ($) Credit Cards Dollars 640 CFMCC715 Credit Cards - Other Banks - 1+ Account Credit Cards 641 CFMCC072I Credit Cards - Other Banks - $1+ Balance - Incidence Credit Cards 642 CFMCC073C Credit Cards - Other Banks - $1+ Balance - Consumption ($) Credit Cards Dollars 643 CFMCC074I Credit Cards - Other Banks - $1+ Limit - Incidence Credit Cards 644 CFMCC075C Credit Cards - Other Banks - $1+ Limit - Consumption ($) Credit Cards Dollars 645 CFMCC076I Credit Cards - Financial Institution - President Choice Financial - $1+ Balance - Incidence Credit Cards 646 CFMCC077C Credit Cards - Financial Institution - President Choice Financial - $1+ Balance - Consumption ($) Credit Cards Dollars 647 CFMCC078I Credit Cards - Financial Institution - President Choice Financial - $1+ Limit - Incidence Credit Cards 648 CFMCC079C Credit Cards - Financial Institution - President Choice Financial - $1+ Limit - Consumption ($) Credit Cards Dollars 649 CFMCC795 Credit Cards - Financial Institution - RBC Royal Bank - 1+ Account Credit Cards 650 CFMCC080I Credit Cards - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence Credit Cards 651 CFMCC081C Credit Cards - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) Credit Cards Dollars 652 CFMCC082I Credit Cards - Financial Institution - RBC Royal Bank - $1+ Limit - Incidence Credit Cards 653 CFMCC083C Credit Cards - Financial Institution - RBC Royal Bank - $1+ Limit - Consumption ($) Credit Cards Dollars 654 CFMCC835 Credit Cards - Financial Institution - Scotiabank - 1+ Account Credit Cards 655 CFMCC084I Credit Cards - Financial Institution - Scotiabank - $1+ Balance - Incidence Credit Cards 656 CFMCC085C Credit Cards - Financial Institution - Scotiabank - $1+ Balance - Consumption ($) Credit Cards Dollars 657 CFMCC086I Credit Cards - Financial Institution - Scotiabank - $1+ Limit - Incidence Credit Cards 658 CFMCC087C Credit Cards - Financial Institution - Scotiabank - $1+ Limit - Consumption ($) Credit Cards Dollars 659 CFMCC875 Credit Cards - Financial Institution - Amex Bank of Canada - 1+ Account(!) Credit Cards 660 CFMCC088I Credit Cards - Financial Institution - Amex Bank of Canada - $1+ Balance - Incidence (!) Credit Cards 661 CFMCC089C Credit Cards - Financial Institution - Amex Bank of Canada - $1+ Balance - Consumption ($) (!) Credit Cards Dollars 662 CFMCC090I Credit Cards - Financial Institution - Amex Bank of Canada - $1+ Limit - Incidence Credit Cards 663 CFMCC091C Credit Cards - Financial Institution - Amex Bank of Canada - $1+ Limit - Consumption ($) Credit Cards Dollars 664 CFMCC915 Credit Cards - Financial Institution - TD Canada Trust - 1+ Account Credit Cards 665 CFMCC092I Credit Cards - Financial Institution - TD Canada Trust - $1+ Balance - Incidence Credit Cards 666 CFMCC093C Credit Cards - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) Credit Cards Dollars 667 CFMCC094I Credit Cards - Financial Institution - TD Canada Trust - $1+ Limit - Incidence Credit Cards 668 CFMCC095C Credit Cards - Financial Institution - TD Canada Trust - $1+ Limit - Consumption ($) Credit Cards Dollars 669 CFMCC955 Credit Cards - Financial Institution - BMO Bank of Montreal - 1+ Account Credit Cards 670 CFMCC096I Credit Cards - Financial Institution - BMO Bank of Montreal - $1+ Balance - Incidence Credit Cards

©2021 Environics Analytics Page 8 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 671 CFMCC097C Credit Cards - Financial Institution - BMO Bank of Montreal - $1+ Balance - Consumption ($) Credit Cards Dollars 672 CFMCC098I Credit Cards - Financial Institution - BMO Bank of Montreal - $1+ Limit - Incidence Credit Cards 673 CFMCC099C Credit Cards - Financial Institution - BMO Bank of Montreal - $1+ Limit - Consumption ($) Credit Cards Dollars 674 CFMCC999 Credit Cards - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - 1+ Account Credit Cards 675 CFMCC100I Credit Cards - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Balance - Incidence Credit Cards 676 CFMCC101C Credit Cards - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Balance - Consumption Credit Cards Dollars 677 CFMCC102I Credit Cards - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Limit - Incidence Credit Cards 678 CFMCC103C Credit Cards - Financial Institution - Any Desjardins Caisse Populaire/Credit Union - $1+ Limit - Consumption ($) Credit Cards Dollars 679 CFMCC135 Credit Cards - Financial Institution - Canadian Tire Financial Services - 1+ Account Credit Cards 680 CFMCC104I Credit Cards - Financial Institution - Canadian Tire Financial Services - $1+ Balance - Incidence Credit Cards 681 CFMCC105C Credit Cards - Financial Institution - Canadian Tire Financial Services - $1+ Balance - Consumption ($) Credit Cards Dollars 682 CFMCC106I Credit Cards - Financial Institution - Canadian Tire Financial Services - $1+ Limit - Incidence Credit Cards 683 CFMCC107C Credit Cards - Financial Institution - Canadian Tire Financial Services - $1+ Limit - Consumption ($) Credit Cards Dollars 684 CFMCC175 Credit Cards - Financial Institution - Capital One - 1+ Account Credit Cards 685 CFMCC108I Credit Cards - Financial Institution - Capital One - $1+ Balance - Incidence Credit Cards 686 CFMCC109C Credit Cards - Financial Institution - Capital One - $1+ Balance - Consumption ($) Credit Cards Dollars 687 CFMCC110I Credit Cards - Financial Institution - Capital One - $1+ Limit - Incidence Credit Cards 688 CFMCC111C Credit Cards - Financial Institution - Capital One - $1+ Limit - Consumption ($) Credit Cards Dollars 689 CFMCC151 Credit Cards - Financial Institution - CIBC - 1+ Account Credit Cards 690 CFMCC112I Credit Cards - Financial Institution - CIBC - $1+ Balance - Incidence Credit Cards 691 CFMCC113C Credit Cards - Financial Institution - CIBC - $1+ Balance - Consumption ($) Credit Cards Dollars 692 CFMCC114I Credit Cards - Financial Institution - CIBC - $1+ Limit - Incidence Credit Cards 693 CFMCC115C Credit Cards - Financial Institution - CIBC - $1+ Limit - Consumption ($) Credit Cards Dollars 694 CFMCC755 Credit Cards - Financial Institution - President Choice Financial - 1+ Account Credit Cards 695 CFMINV001I Investments - Total Investments - $1+ Account - Incidence Investments 696 CFMINV002C Investments - Total Investments - $1+ Account - Consumption (#) Investments Investments 697 CFMINV003C Investments - Total Investments - $1+ Balance - Consumption ($) Investments Dollars 698 CFMINV004 Investments - Total - $1 - $999 Investments 699 CFMINV005 Investments - Total - $1,000 - $2,499 Investments 700 CFMINV006 Investments - Total - $2,500 - $4,999 Investments 701 CFMINV007 Investments - Total - $5,000 - $7,499 Investments 702 CFMINV008 Investments - Total - $7,500 - $9,999 Investments 703 CFMINV009 Investments - Total - $10,000 - $14,999 Investments 704 CFMINV010 Investments - Total - $15,000 - $29,999 Investments 705 CFMINV011 Investments - Total - $30,000 - $49,999 Investments 706 CFMINV012 Investments - Total - $50,000 - $79,999 Investments 707 CFMINV013 Investments - Total - $80,000 - $99,999 Investments 708 CFMINV014 Investments - Total - $100,000 - $124,999 Investments 709 CFMINV015 Investments - Total - $125,000 - $149,999 (!) Investments 710 CFMINV016 Investments - Total - $150,000 - $199,999 Investments 711 CFMINV017 Investments - Total - $200,000 - $249,999 (!) Investments 712 CFMINV018 Investments - Total - $250,000 - $499,999 Investments 713 CFMINV023 Investments - Total - $500,000 or more Investments 714 CFMINV024I Investments - Total Retail Banks - $1+ Account - Incidence Investments 715 CFMINV026C Investments - Total Retail Banks - $1+ Balance - Consumption ($) Investments Dollars 716 CFMINV027I Investments - Total Trust Companies - $1+ Account - Incidence (!) Investments 717 CFMINV029C Investments - Total Trust Companies - $1+ Balance - Consumption ($) (!) Investments Dollars 718 CFMINV030I Investments - Total Credit Union/ATB - $1+ Account - Incidence (!) Investments 719 CFMINV032C Investments - Total Credit Union/ATB - $1+ Balance - Consumption ($) (!) Investments Dollars 720 CFMINV033I Investments - Total Insurance Companies - $1+ Account - Incidence Investments 721 CFMINV035C Investments - Total Insurance Companies - $1+ Balance - Consumption ($) Investments Dollars 722 CFMINV036I Investments - Totl Full Service Investment Dealers - $1+ Account - Incidence Investments 723 CFMINV038C Investments - Totl Full Service Investment Dealers - $1+ Balance - Consumption ($) Investments Dollars 724 CFMINV039I Investments - Totl Fin. Advice/ROBO Advice Co - $1+ Account - Incidence Investments 725 CFMINV041C Investments - Totl Fin. Advice/ROBO Advice Co - $1+ Balance - Consumption ($) Investments Dollars 726 CFMINV042I Investments - Total Online Brokerages - $1+ Account - Incidence Investments 727 CFMINV044C Investments - Total Online Brokerages - $1+ Balance - Consumption ($) Investments Dollars 728 CFMINV045I Investments - Total Private Client - $1+ Account - Incidence (!) Investments 729 CFMINV047C Investments - Total Private Client - $1+ Balance - Consumption ($) (!) Investments Dollars 730 CFMINV048I Investments - Financial Institution - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Account - Incidence Investments 731 CFMINV050C Investments - Financial Institution - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Investments Dollars 732 CFMINV051I Investments - Financial Institution - Direct - $1+ Account - Incidence (!) Investments 733 CFMINV053C Investments - Financial Institution - Direct - $1+ Balance - Consumption ($) (!) Investments Dollars 734 CFMINV054I Investments - Financial Institution - Other Banks - $1+ Account - Incidence (!) Investments 735 CFMINV056C Investments - Financial Institution - Other Banks - $1+ Balance - Consumption ($) (!) Investments Dollars 736 CFMINV057I Investments - Financial Institution - TD Canada Trust - $1+ Account - Incidence Investments 737 CFMINV059C Investments - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) Investments Dollars 738 CFMINV060I Investments - Financial Institution - RBC Royal Bank - $1+ Account - Incidence Investments 739 CFMINV062C Investments - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) Investments Dollars 740 CFMINV063I Investments - Financial Institution - TD Direct Investing - $1+ Account - Incidence Investments 741 CFMINV065C Investments - Financial Institution - TD Direct Investing - $1+ Balance - Consumption ($) Investments Dollars 742 CFMINV066I Investments - Financial Institution - RBC Direct Investing - $1+ Account - Incidence (!) Investments 743 CFMINV068C Investments - Financial Institution - RBC Direct Investing - $1+ Balance - Consumption ($) (!) Investments Dollars 744 CFMINV069I Investments - Financial Institution - BMO Bank of Montreal - $1+ Account - Incidence (!) Investments 745 CFMINV071C Investments - Financial Institution - BMO Bank of Montreal - $1+ Balance - Consumption ($) (!) Investments Dollars 746 CFMINV072I Investments - Financial Institution - CIBC - $1+ Account - Incidence (!) Investments 747 CFMINV074C Investments - Financial Institution - CIBC - $1+ Balance - Consumption ($) (!) Investments Dollars 748 CFMINV075I Investments - Financial Institution - Tangerine - $1+ Account - Incidence (!) Investments 749 CFMINV077C Investments - Financial Institution - Tangerine - $1+ Balance - Consumption ($) (!) Investments Dollars 750 CFMINV078I Investments - Financial Institution - Scotiabank - $1+ Account - Incidence (!) Investments 751 CFMINV080C Investments - Financial Institution - Scotiabank - $1+ Balance - Consumption ($) (!) Investments Dollars 752 CFMPE001 Group Pension Fund - Yes Investments 753 CFMMF001 Mutual Funds - # of Funds - 1 Mutual Funds 754 CFMMF002 Mutual Funds - # of Funds - 2 Mutual Funds

©2021 Environics Analytics Page 9 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 755 CFMMF003 Mutual Funds - # of Funds - 3 or more Mutual Funds 756 CFMMF004I Mutual Funds - $1+ Balance - Incidence Mutual Funds 757 CFMMF005C Mutual Funds - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 758 CFMMF006C Mutual Funds - $1+ Balance - Consumption ($) Mutual Funds Dollars 759 CFMMF007 Mutual Funds - Current Value - $1 - $4,999 Mutual Funds 760 CFMMF008 Mutual Funds - Current Value - $5,000 - $9,999 Mutual Funds 761 CFMMF009 Mutual Funds - Current Value - $10,000 - $14,999 Mutual Funds 762 CFMMF010 Mutual Funds - Current Value - $15,000 - $29,999 Mutual Funds 763 CFMMF011 Mutual Funds - Current Value - $30,000 - $49,999 Mutual Funds 764 CFMMF012 Mutual Funds - Current Value - $50,000 - $79,999 Mutual Funds 765 CFMMF013 Mutual Funds - Current Value - $80,000 - $124,999 Mutual Funds 766 CFMMF014 Mutual Funds - Current Value - $125,000 or more Mutual Funds 767 CFMMF015I Mutual Funds - Type - Index Fund - $1+ Balance - Incidence Mutual Funds 768 CFMMF016C Mutual Funds - Type - Index Fund - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 769 CFMMF017C Mutual Funds - Type - Index Fund - $1+ Balance - Consumption ($) Mutual Funds Dollars 770 CFMMF018I Mutual Funds - Type - Segregated Fund - $1+ Balance - Incidence Mutual Funds 771 CFMMF019C Mutual Funds - Type - Segregated Fund - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 772 CFMMF020C Mutual Funds - Type - Segregated Fund - $1+ Balance - Consumption ($) Mutual Funds Dollars 773 CFMMF021I Mutual Funds - Type - Regular Mutual Fund - $1+ Balance - Incidence Mutual Funds 774 CFMMF022C Mutual Funds - Type - Regular Mutual Fund - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 775 CFMMF023C Mutual Funds - Type - Regular Mutual Fund - $1+ Balance - Consumption ($) Mutual Funds Dollars 776 CFMMF024I Mutual Funds - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Incidence Mutual Funds 777 CFMMF025C Mutual Funds - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 778 CFMMF026C Mutual Funds - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption ($) Mutual Funds Dollars 779 CFMMF027I Mutual Funds - Registered Type - RRSP - $1+ Balance - Incidence Mutual Funds 780 CFMMF028C Mutual Funds - Registered Type - RRSP - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 781 CFMMF029C Mutual Funds - Registered Type - RRSP - $1+ Balance - Consumption ($) Mutual Funds Dollars 782 CFMMF030I Mutual Funds - Registered Type - RRIF - $1+ Balance - Incidence (!) Mutual Funds 783 CFMMF031C Mutual Funds - Registered Type - RRIF - $1+ Balance - Consumption (#) (!) Mutual Funds Mutual Funds 784 CFMMF032C Mutual Funds - Registered Type - RRIF - $1+ Balance - Consumption ($) Mutual Funds Dollars 785 CFMMF033I Mutual Funds - Registered Type - None of the above - $1+ Balance - Incidence Mutual Funds 786 CFMMF034C Mutual Funds - Registered Type - None of the above - $1+ Balance - Consumption (#) Mutual Funds Mutual Funds 787 CFMMF035C Mutual Funds - Registered Type - None of the above - $1+ Balance - Consumption ($) Mutual Funds Dollars 788 CFMMF036I Mutual Funds - Total Retail Banks - $1+ Balance - Incidence Mutual Funds 789 CFMMF037C Mutual Funds - Total Retail Banks - $1+ Balance - Consumption ($) Mutual Funds Dollars 790 CFMMF038I Mutual Funds - Total Insurance Companies - $1+ Balance - Incidence Mutual Funds 791 CFMMF039C Mutual Funds - Total Insurance Companies - $1+ Balance - Consumption ($) Mutual Funds Dollars 792 CFMMF040I Mutual Funds - Totl Full Service Investment Dealers - $1+ Balance - Incidence (!) Mutual Funds 793 CFMMF041C Mutual Funds - Totl Full Service Investment Dealers - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 794 CFMMF042I Mutual Funds - Totl Fin. Advice/ROBO Advice Co - $1+ Balance - Incidence (!) Mutual Funds 795 CFMMF043C Mutual Funds - Totl Fin. Advice/ROBO Advice Co - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 796 CFMMF044I Mutual Funds - Total Online Brokerages - $1+ Balance - Incidence Mutual Funds 797 CFMMF045C Mutual Funds - Total Online Brokerages - $1+ Balance - Consumption ($) Mutual Funds Dollars 798 CFMMF046I Mutual Funds - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence Mutual Funds 799 CFMMF047C Mutual Funds - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) Mutual Funds Dollars 800 CFMMF048I Mutual Funds - Financial Institution - TD Canada Trust - $1+ Balance - Incidence (!) Mutual Funds 801 CFMMF049C Mutual Funds - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 802 CFMMF050I Mutual Funds - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence (!) Mutual Funds 803 CFMMF051C Mutual Funds - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 804 CFMMF052I Mutual Funds - Financial Institution - BMO Bank of Montreal - $1+ Balance - Incidence (!) Mutual Funds 805 CFMMF053C Mutual Funds - Financial Institution - BMO Bank of Montreal - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 806 CFMMF054I Mutual Funds - Management - TD Asset Management Inc. - $1+ Balance - Incidence Mutual Funds 807 CFMMF055C Mutual Funds - Management - TD Asset Management Inc. - $1+ Balance - Consumption ($) Mutual Funds Dollars 808 CFMMF056I Mutual Funds - Management - RBC Global Asset Management Inc. - $1+ Balance - Incidence Mutual Funds 809 CFMMF057C Mutual Funds - Management - RBC Global Asset Management Inc. - $1+ Balance - Consumption ($) Mutual Funds Dollars 810 CFMMF058I Mutual Funds - Management - BMO Mutual Funds - $1+ Balance - Incidence (!) Mutual Funds 811 CFMMF059C Mutual Funds - Management - BMO Mutual Funds - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 812 CFMMF060I Mutual Funds - Management - CIBC Asset Management - $1+ Balance - Incidence (!) Mutual Funds 813 CFMMF061C Mutual Funds - Management - CIBC Asset Management - $1+ Balance - Consumption ($) (!) Mutual Funds Dollars 814 CFMGIC001 GIC - # of GIC - 1 GIC 815 CFMGIC002 GIC - # of GIC - 2 GIC 816 CFMGIC003 GIC - # of GIC - 3 or more GIC 817 CFMGIC004I GIC - $1+ Balance - Incidence GIC 818 CFMGIC005C GIC - $1+ Balance - Consumption (#) GIC GIC 819 CFMGIC006C GIC - $1+ Balance - Consumption ($) GIC Dollars 820 CFMGIC007 GIC - Balance - $1 - $4,999 GIC 821 CFMGIC008 GIC - Balance - $5,000 - $9,999 GIC 822 CFMGIC009 GIC - Balance - $10,000 - $29,999 GIC 823 CFMGIC010 GIC - Balance - $30,000 - $79,999 GIC 824 CFMGIC011 GIC - Balance - $80,000 or more GIC 825 CFMGIC012I GIC - Term - Less than 1 year - $1+ Balance - Incidence (!) GIC 826 CFMGIC013C GIC - Term - Less than 1 year - $1+ Balance - Consumption (#) (!) GIC GIC 827 CFMGIC014C GIC - Term - Less than 1 year - $1+ Balance - Consumption ($) (!) GIC Dollars 828 CFMGIC015I GIC - Term - 1 to less than 3 years - $1+ Balance - Incidence GIC 829 CFMGIC016C GIC - Term - 1 to less than 3 years - $1+ Balance - Consumption (#) GIC GIC 830 CFMGIC017C GIC - Term - 1 to less than 3 years - $1+ Balance - Consumption ($) GIC Dollars 831 CFMGIC018I GIC - Term - 3 to less than 5 years - $1+ Balance - Incidence GIC 832 CFMGIC019C GIC - Term - 3 to less than 5 years - $1+ Balance - Consumption (#) GIC GIC 833 CFMGIC020C GIC - Term - 3 to less than 5 years - $1+ Balance - Consumption ($) GIC Dollars 834 CFMGIC021I GIC - Term - 5 or more years - $1+ Balance - Incidence (!) GIC 835 CFMGIC022C GIC - Term - 5 or more years - $1+ Balance - Consumption (#) (!) GIC GIC 836 CFMGIC023C GIC - Term - 5 or more years - $1+ Balance - Consumption ($) (!) GIC Dollars 837 CFMGIC024I GIC - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Incidence GIC 838 CFMGIC025C GIC - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption (#) GIC GIC

©2021 Environics Analytics Page 10 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 839 CFMGIC026C GIC - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption ($) GIC Dollars 840 CFMGIC027I GIC - Registered Type - RRSP - $1+ Balance - Incidence GIC 841 CFMGIC028C GIC - Registered Type - RRSP - $1+ Balance - Consumption (#) GIC GIC 842 CFMGIC029C GIC - Registered Type - RRSP - $1+ Balance - Consumption ($) GIC Dollars 843 CFMGIC030I GIC - Registered Type - None of the above - $1+ Balance - Incidence GIC 844 CFMGIC031C GIC - Registered Type - None of the above - $1+ Balance - Consumption (#) GIC GIC 845 CFMGIC032C GIC - Registered Type - None of the above - $1+ Balance - Consumption ($) GIC Dollars 846 CFMGIC033I GIC - Total Retail Banks - $1+ Balance - Incidence GIC 847 CFMGIC035C GIC - Total Retail Banks - $1+ Balance - Consumption ($) GIC Dollars 848 CFMGIC036I GIC - Total Credit Union/ATB - $1+ Balance - Incidence (!) GIC 849 CFMGIC038C GIC - Total Credit Union/ATB - $1+ Balance - Consumption ($) (!) GIC Dollars 850 CFMGIC039I GIC - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence GIC 851 CFMGIC041C GIC - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) GIC Dollars 852 CFMGIC042I GIC - Direct - $1+ Balance - Incidence (!) GIC 853 CFMGIC044C GIC - Direct - $1+ Balance - Consumption ($) (!) GIC Dollars 854 CFMGIC045I GIC - Financial Institution - RBC Royal Bank - $1+ Balance - Incidence (!) GIC 855 CFMGIC047C GIC - Financial Institution - RBC Royal Bank - $1+ Balance - Consumption ($) (!) GIC Dollars 856 CFMGIC048I GIC - Financial Institution - TD Canada Trust - $1+ Balance - Incidence (!) GIC 857 CFMGIC050C GIC - Financial Institution - TD Canada Trust - $1+ Balance - Consumption ($) (!) GIC Dollars 858 CFMGIC051I GIC - Financial Institution - Tangerine - $1+ Balance - Incidence (!) GIC 859 CFMGIC053C GIC - Financial Institution - Tangerine - $1+ Balance - Consumption ($) (!) GIC Dollars 860 CFMBN001 Bonds - # of Bonds - 1 Bonds 861 CFMBN002 Bonds - # of Bonds - 2 or more (!) Bonds 862 CFMBN003I Bonds - $1+ Balance - Incidence Bonds 863 CFMBN004C Bonds - $1+ Balance - Consumption (#) Bonds Bonds 864 CFMBN005C Bonds - $1+ Balance - Consumption ($) Bonds Dollars 865 CFMBN006 Bonds - Current Value - $1 - $9,999 Bonds 866 CFMBN007 Bonds - Current Value - $10,000 - $49,999 Bonds 867 CFMBN008 Bonds - Current Value - $50,000 or more (!) Bonds 868 CFMBN009I Bonds - Type - Canada Savings Bonds - $1+ Balance - Incidence (!) Bonds 869 CFMBN010C Bonds - Type - Canada Savings Bonds - $1+ Balance - Consumption (#) (!) Bonds Bonds 870 CFMBN011C Bonds - Type - Canada Savings Bonds - $1+ Balance - Consumption ($) (!) Bonds Dollars 871 CFMBN012I Bonds - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Incidence (!) Bonds 872 CFMBN013C Bonds - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption (#) (!) Bonds Bonds 873 CFMBN014C Bonds - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption ($) (!) Bonds Dollars 874 CFMBN015I Bonds - Registered Type - RRSP - $1+ Balance - Incidence (!) Bonds 875 CFMBN016C Bonds - Registered Type - RRSP - $1+ Balance - Consumption (#) (!) Bonds Bonds 876 CFMBN017C Bonds - Registered Type - RRSP - $1+ Balance - Consumption ($) (!) Bonds Dollars 877 CFMBN018I Bonds - Registered Type - None of the above - $1+ Balance - Incidence (!) Bonds 878 CFMBN019C Bonds - Registered Type - None of the above - $1+ Balance - Consumption (#) (!) Bonds Bonds 879 CFMBN020C Bonds - Registered Type - None of the above - $1+ Balance - Consumption ($) (!) Bonds Dollars 880 CFMBN021I Bonds - Total Retail Banks - $1+ Balance - Incidence (!) Bonds 881 CFMBN022C Bonds - Total Retail Banks - $1+ Balance - Consumption ($) (!) Bonds Dollars 882 CFMBN023I Bonds - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Incidence (!) Bonds 883 CFMBN024C Bonds - Big 5 (BMO, Scotiabank, CIBC, RBC, TD) - $1+ Balance - Consumption ($) (!) Bonds Dollars 884 CFMSTK001 Stocks - Brokerage Accounts - 1 Stocks 885 CFMSTK002 Stocks - Brokerage Accounts - 2 or more Stocks 886 CFMSTK003I Stocks - $1+ Account - Incidence Stocks 887 CFMSTK004C Stocks - $1+ Account - Consumption (#) Stocks Stocks 888 CFMSTK005C Stocks - $1+ Balance - Consumption ($) Stocks Dollars 889 CFMSTK006 Stocks - Current Value - $1 - $9,999 Stocks 890 CFMSTK007 Stocks - Current Value - $10,000 - $49,999 Stocks 891 CFMSTK008 Stocks - Current Value - $50,000 - $99,999 Stocks 892 CFMSTK009 Stocks - Current Value - $100,000 - $199,999 Stocks 893 CFMSTK010 Stocks - Current Value - $200,000 or more Stocks 894 CFMSTK011I Stocks - Registered Type - TFSA (Tax Free Savings Account) - $1+ Account - Incidence Stocks 895 CFMSTK012C Stocks - Registered Type - TFSA (Tax Free Savings Account) - $1+ Account - Consumption (#) Stocks Stocks 896 CFMSTK013C Stocks - Registered Type - TFSA (Tax Free Savings Account) - $1+ Balance - Consumption ($) Stocks Dollars 897 CFMSTK014I Stocks - Registered Type - RRSP - $1+ Account - Incidence Stocks 898 CFMSTK015C Stocks - Registered Type - RRSP - $1+ Account - Consumption (#) Stocks Stocks 899 CFMSTK016C Stocks - Registered Type - RRSP - $1+ Balance - Consumption ($) Stocks Dollars 900 CFMSTK018I Stocks - Totl Full Service Investment Dealers - $1+ Account - Incidence Stocks 901 CFMSTK020C Stocks - Totl Full Service Investment Dealers - $1+ Balance - Consumption ($) Stocks Dollars 902 CFMSTK021I Stocks - Totl Fin. Advice/ROBO Advice Co - $1+ Account - Incidence (!) Stocks 903 CFMSTK023C Stocks - Totl Fin. Advice/ROBO Advice Co - $1+ Balance - Consumption ($) Stocks Dollars 904 CFMSTK024I Stocks - Total Online Brokerages - $1+ Account - Incidence Stocks 905 CFMSTK026C Stocks - Total Online Brokerages - $1+ Balance - Consumption ($) Stocks Dollars 906 CFMSTK027I Stocks - Financial Institution - TD Direct Investing - $1+ Account - Incidence (!) Stocks 907 CFMSTK029C Stocks - Financial Institution - TD Direct Investing - $1+ Balance - Consumption ($) Stocks Dollars 908 CFMETF001 ETFs - # of ETFs - 1 ETFs 909 CFMETF002 ETFs - # of ETFs - 2 or more (!) ETFs 910 CFMETF003I ETFs - $1+ Account - Incidence ETFs 911 CFMETF004C ETFs - $1+ Account - Consumption (#) ETFs ETFs 912 CFMETF005C ETFs - $1+ Balance - Consumption ($) ETFs Dollars 913 CFMETF006I ETFs - Registered Type - TFSA - $1+ Account - Incidence (!) ETFs 914 CFMETF007C ETFs - Registered Type - TFSA - $1+ Account - Consumption (#) (!) ETFs ETFs 915 CFMETF008C ETFs - Registered Type - TFSA - $1+ Balance - Consumption ($) (!) ETFs Dollars 916 CFMETF009I ETFs - Registered Type - RRSP - $1+ Account - Incidence (!) ETFs 917 CFMETF010C ETFs - Registered Type - RRSP - $1+ Account - Consumption (#) (!) ETFs ETFs 918 CFMETF011C ETFs - Registered Type - RRSP - $1+ Balance - Consumption ($) (!) ETFs Dollars 919 CFMETF012I ETFs - Total Online Brokerages - $1+ Account - Incidence (!) ETFs 920 CFMETF014C ETFs - Total Online Brokerages - $1+ Balance - Consumption ($) ETFs Dollars 921 CFMINS001 Insurance - # of Products - 1 Insurance 922 CFMINS002 Insurance - # of Products - 2 Insurance

©2021 Environics Analytics Page 11 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 923 CFMINS003 Insurance - # of Products - 3 Insurance 924 CFMINS004 Insurance - # of Products - 4 Insurance 925 CFMINS005 Insurance - # of Products - 5 or more Insurance 926 CFMINS006I Insurance - 1+ Account - Incidence Insurance 927 CFMINS007C Insurance - 1+ Account - Consumption (#) Insurance Insurance 928 CFMINS008I Insurance - $1+ Policy Value - Incidence Insurance 929 CFMINS009C Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 930 CFMINS010C Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 931 CFMINS011I Insurance - $1+ Monthly Premium - Incidence Insurance 932 CFMINS012 Insurance - Policy Value - $1 - $24,999 Insurance 933 CFMINS013 Insurance - Policy Value - $25,000 - $49,999 Insurance 934 CFMINS014 Insurance - Policy Value - $50,000 - $99,999 Insurance 935 CFMINS015 Insurance - Policy Value - $100,000 - $149,999 Insurance 936 CFMINS016 Insurance - Policy Value - $150,000 - $249,999 Insurance 937 CFMINS017 Insurance - Policy Value - $250,000 - $499,999 Insurance 938 CFMINS018 Insurance - Policy Value - $500,000 or more Insurance 939 CFMINS156 Small Business Owner - Yes Insurance 940 CFMINS152I Car Value - Incidence Insurance 941 CFMINS153C Car Value - Consumption ($) Insurance Dollars 942 CFMINS019I Insurance - Type - Car Insurance - 1+ Account - Incidence Insurance 943 CFMINS020C Insurance - Type - Car Insurance - 1+ Account - Consumption (#) Insurance Insurance 944 CFMINS023I Insurance - Type - Car Insurance - $1+ Monthly Premium - Incidence Insurance 945 CFMINS024C Insurance - Type - Car Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 946 CMFINS149I Current House Value - Incidence Insurance 947 CFMINS150C Current House Value - Consumption ($) Insurance Dollars 948 CFMINS025I Insurance - Type - Home Insurance - 1+ Account - Incidence Insurance 949 CFMINS026C Insurance - Type - Home Insurance - 1+ Account - Consumption (#) Insurance Insurance 950 CFMINS029I Insurance - Type - Home Insurance - $1+ Monthly Premium - Incidence Insurance 951 CFMINS030C Insurance - Type - Home Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 952 CFMINS031I Insurance - Type - Contents Insurance - 1+ Account - Incidence (!) Insurance 953 CFMINS032C Insurance - Type - Contents Insurance - 1+ Account - Consumption (#) (!) Insurance Insurance 954 CFMINS035I Insurance - Type - Contents Insurance - $1+ Monthly Premium - Incidence (!) Insurance 955 CFMINS036C Insurance - Type - Contents Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 956 CFMINS037I Insurance - Type - Travel Insurance - 1+ Account - Incidence (!) Insurance 957 CFMINS038C Insurance - Type - Travel Insurance - 1+ Account - Consumption (#) (!) Insurance Insurance 958 CFMINS041I Insurance - Type - Travel Insurance - $1+ Monthly Premium - Incidence (!) Insurance 959 CFMINS042C Insurance - Type - Travel Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 960 CFMINS043I Insurance - Type - Tenant Insurance - 1+ Account - Incidence Insurance 961 CFMINS044C Insurance - Type - Tenant Insurance - 1+ Account - Consumption (#) Insurance Insurance 962 CFMINS047I Insurance - Type - Tenant Insurance - $1+ Monthly Premium - Incidence Insurance 963 CFMINS048C Insurance - Type - Tenant Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 964 CFMINS049I Insurance - Type - Term Life Insurance - 1+ Account - Incidence Insurance 965 CFMINS050C Insurance - Type - Term Life Insurance - 1+ Account - Consumption (#) Insurance Insurance 966 CFMINS051I Insurance - Type - Term Life Insurance - $1+ Policy Value - Incidence Insurance 967 CFMINS052C Insurance - Type - Term Life Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 968 CFMINS053I Insurance - Type - Term Life Insurance - $1+ Monthly Premium - Incidence Insurance 969 CFMINS054C Insurance - Type - Term Life Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 970 CFMINS055I Insurance - Type - Whole Life Insurance - 1+ Account - Incidence Insurance 971 CFMINS056C Insurance - Type - Whole Life Insurance - 1+ Account - Consumption (#) Insurance Insurance 972 CFMINS057I Insurance - Type - Whole Life Insurance - $1+ Policy Value - Incidence Insurance 973 CFMINS058C Insurance - Type - Whole Life Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 974 CFMINS059I Insurance - Type - Whole Life Insurance - $1+ Monthly Premium - Incidence Insurance 975 CFMINS060C Insurance - Type - Whole Life Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 976 CFMINS061I Insurance - Type - Universal Life Insurance - 1+ Account - Incidence Insurance 977 CFMINS062C Insurance - Type - Universal Life Insurance - 1+ Account - Consumption (#) Insurance Insurance 978 CFMINS063I Insurance - Type - Universal Life Insurance - $1+ Policy Value - Incidence Insurance 979 CFMINS064C Insurance - Type - Universal Life Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 980 CFMINS065I Insurance - Type - Universal Life Insurance - $1+ Monthly Premium - Incidence (!) Insurance 981 CFMINS066C Insurance - Type - Universal Life Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 982 CFMINS067I Insurance - Type - Mortgage Life Insurance - 1+ Account - Incidence (!) Insurance 983 CFMINS068C Insurance - Type - Mortgage Life Insurance - 1+ Account - Consumption (#) (!) Insurance Insurance 984 CFMINS069I Insurance - Type - Mortgage Life Insurance - $1+ Policy Value - Incidence (!) Insurance 985 CFMINS070C Insurance - Type - Mortgage Life Insurance - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 986 CFMINS071I Insurance - Type - Mortgage Life Insurance - $1+ Monthly Premium - Incidence (!) Insurance 987 CFMINS072C Insurance - Type - Mortgage Life Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 988 CFMINS073I Insurance - Type - Group Life/Health Insurance - 1+ Account - Incidence Insurance 989 CFMINS074C Insurance - Type - Group Life/Health Insurance - 1+ Account - Consumption (#) Insurance Insurance 990 CFMINS075I Insurance - Type - Group Life/Health Insurance - $1+ Policy Value - Incidence Insurance 991 CFMINS076C Insurance - Type - Group Life/Health Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 992 CFMINS077I Insurance - Type - Group Life/Health Insurance - $1+ Monthly Premium - Incidence Insurance 993 CFMINS078C Insurance - Type - Group Life/Health Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 994 CFMINS079I Insurance - Type - Individual Health Insurance - 1+ Account - Incidence (!) Insurance 995 CFMINS080C Insurance - Type - Individual Health Insurance - 1+ Account - Consumption (#) (!) Insurance Insurance 996 CFMINS081I Insurance - Type - Individual Health Insurance - $1+ Policy Value - Incidence (!) Insurance 997 CFMINS082C Insurance - Type - Individual Health Insurance - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 998 CFMINS083I Insurance - Type - Individual Health Insurance - $1+ Monthly Premium - Incidence (!) Insurance 999 CFMINS084C Insurance - Type - Individual Health Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1000 CFMINS401I Insurance - Type - Life Insurance - 1+ Account - Incidence Insurance 1001 CFMINS402C Insurance - Type - Life Insurance - 1+ Account - Consumption (#) Insurance Insurance 1002 CFMINS403I Insurance - Type - Life Insurance - $1+ Policy Value - Incidence Insurance 1003 CFMINS404C Insurance - Type - Life Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 1004 CFMINS405I Insurance - Type - Life Insurance - $1+ Monthly Premium - Incidence Insurance 1005 CFMINS406C Insurance - Type - Life Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1006 CFMINS407 Insurance - Type - Life Insurance - Policy Value - $1 - $99,999 Insurance

©2021 Environics Analytics Page 12 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 1007 CFMINS411 Insurance - Type - Life Insurance - Policy Value - $100,000 - $249,999 Insurance 1008 CFMINS414 Insurance - Type - Life Insurance - Policy Value - $250,000 - $499,999 Insurance 1009 CFMINS418 Insurance - Type - Life Insurance - Policy Value - $500,000 or more Insurance 1010 CFMINS424I Insurance - Total Insurance Companies - Life Insurance - $1+ Policy Value - Incidence Insurance 1011 CFMINS425C Insurance - Total Insurance Companies - Life Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 1012 CFMINS426I Insurance - Total Insurance Companies - Life Insurance - $1+ Monthly Premium - Incidence Insurance 1013 CFMINS427C Insurance - Total Insurance Companies - Life Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1014 CFMINS428I Insurance - Type - Life Insurance - Financial Institution - Manulife Financial - $1+ Policy Value - Incidence Insurance 1015 CFMINS429C Insurance - Type - Life Insurance - Financial Institution - Manulife Financial - $1+ Policy Value - Consumption ($) Insurance Dollars 1016 CFMINS430I Insurance - Type - Life Insurance - Financial Institution - Manulife Financial - $1+ Monthly Premium - Incidence (!) Insurance 1017 CFMINS431C Insurance - Type - Life Insurance - Financial Institution - Manulife Financial - $1+ Monthly Premium - Insurance Dollars Consumption ($) (!) 1018 CFMINS432I Insurance - Type - Life Insurance - Financial Institution - Sun Life Financial - $1+ Policy Value - Incidence Insurance 1019 CFMINS433C Insurance - Type - Life Insurance - Financial Institution - Sun Life Financial - $1+ Policy Value - Consumption ($) Insurance Dollars 1020 CFMINS434I Insurance - Type - Life Insurance - Financial Institution - Sun Life Financial - $1+ Monthly Premium - Incidence Insurance 1021 CFMINS435C Insurance - Type - Life Insurance - Financial Institution - Sun Life Financial - $1+ Monthly Premium - Insurance Dollars Consumption ($) 1022 CFMINS436I Insurance - Type - Property and Casualty - 1+ Account - Incidence Insurance 1023 CFMINS437C Insurance - Type - Property and Casualty - 1+ Account - Consumption (#) Insurance Insurance 1024 CFMINS438I Insurance - Type - Property and Casualty - $1+ Monthly Premium - Incidence Insurance 1025 CFMINS439C Insurance - Type - Property and Casualty - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1026 CFMINS442I Insurance - Total Insurance Companies - Property and Casualty - $1+ Monthly Premium - Incidence Insurance 1027 CFMINS443C Insurance - Total Insurance Companies - Property and Casualty - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1028 CFMINS444I Insurance - Type - Property and Casualty - Financial Institution - Belair/Belair Direct - $1+ Monthly Premium - Insurance Incidence (!) 1029 CFMINS445C Insurance - Type - Property and Casualty - Financial Institution - Belair/Belair Direct - $1+ Monthly Premium - Insurance Dollars Consumption ($) (!) 1030 CFMINS448I Insurance - Type - Property and Casualty - Financial Institution - Personal Insurance Company - $1+ Monthly Insurance Premium - Incidence (!) 1031 CFMINS449C Insurance - Type - Property and Casualty - Financial Institution - Personal Insurance Company - $1+ Monthly Insurance Dollars Premium - Consumption ($) (!) 1032 CFMINS450I Insurance - Type - Property and Casualty - Financial Institution - Allstate Insurance Co of Canada - $1+ Monthly Insurance Premium - Incidence (!) 1033 CFMINS451C Insurance - Type - Property and Casualty - Financial Institution - Allstate Insurance Co of Canada - $1+ Monthly Insurance Dollars Premium - Consumption ($) (!) 1034 CFMINS452I Insurance - Type - Property and Casualty - Financial Institution - Aviva Canada - $1+ Monthly Premium - Insurance 1035 CFMINS453C Insurance - Type - Property and Casualty - Financial Institution - Aviva Canada - $1+ Monthly Premium - Insurance Dollars Consumption ($) 1036 CFMINS454I Insurance - Type - Property and Casualty - Financial Institution - Co-Operators - $1+ Monthly Premium - Insurance Incidence (!) 1037 CFMINS455C Insurance - Type - Property and Casualty - Financial Institution - Co-Operators - $1+ Monthly Premium - Insurance Dollars Consumption ($) (!) 1038 CFMINS456I Insurance - Type - Property and Casualty - Financial Institution - Desjardins Group - $1+ Monthly Premium - Insurance Incidence 1039 CFMINS457C Insurance - Type - Property and Casualty - Financial Institution - Desjardins Group - $1+ Monthly Premium - Insurance Dollars Consumption ($) 1040 CFMINS458I Insurance - Type - Property and Casualty - Financial Institution - Insurance Corp of BC (ICBC) - $1+ Monthly Insurance Premium - Incidence 1041 CFMINS459C Insurance - Type - Property and Casualty - Financial Institution - Insurance Corp of BC (ICBC) - $1+ Monthly Insurance Dollars Premium - Consumption ($) 1042 CFMINS460I Insurance - Type - Property and Casualty - Financial Institution - Intact Insurance Co of Canada - $1+ Monthly Insurance Premium - Incidence 1043 CFMINS461C Insurance - Type - Property and Casualty - Financial Institution - Intact Insurance Co of Canada - $1+ Monthly Insurance Dollars Premium - Consumption ($) 1044 CFMINS462I Insurance - Type - Property and Casualty - Financial Institution - TD Insurance - $1+ Monthly Premium - Insurance 1045 CFMINS463C Insurance - Type - Property and Casualty - Financial Institution - TD Insurance - $1+ Monthly Premium - Insurance Dollars Consumption ($) 1046 CFMINS464I Insurance - Type - Property and Casualty - Financial Institution - Wawanesa Insurance - $1+ Monthly Premium - Insurance Incidence (!) 1047 CFMINS465C Insurance - Type - Property and Casualty - Financial Institution - Wawanesa Insurance - $1+ Monthly Premium - Insurance Dollars Consumption ($) (!) 1048 CFMINS085I Insurance - Total Insurance Companies - $1+ Policy Value - Incidence Insurance 1049 CFMINS086C Insurance - Total Insurance Companies - $1+ Policy Value - Consumption ($) Insurance Dollars 1050 CFMINS087I Insurance - Total Insurance Companies - $1+ Monthly Premium - Incidence Insurance 1051 CFMINS088C Insurance - Total Insurance Companies - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1052 CFMINS089I Insurance - Financial Institution - Belair/Belair Direct - $1+ Policy Value - Incidence (!) Insurance 1053 CFMINS090C Insurance - Financial Institution - Belair/Belair Direct - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1054 CFMINS091I Insurance - Financial Institution - Belair/Belair Direct - $1+ Monthly Premium - Incidence (!) Insurance 1055 CFMINS092C Insurance - Financial Institution - Belair/Belair Direct - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1056 CFMINS093I Insurance - Financial Institution - La Capitale Financial - $1+ Policy Value - Incidence (!) Insurance 1057 CFMINS094C Insurance - Financial Institution - La Capitale Financial - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1058 CFMINS095I Insurance - Financial Institution - La Capitale Financial - $1+ Monthly Premium - Incidence (!) Insurance 1059 CFMINS096C Insurance - Financial Institution - La Capitale Financial - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1060 CFMINS097I Insurance - Financial Institution - Personal Insurance Company - $1+ Policy Value - Incidence (!) Insurance 1061 CFMINS098C Insurance - Financial Institution - Personal Insurance Company - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1062 CFMINS099I Insurance - Financial Institution - Personal Insurance Company - $1+ Monthly Premium - Incidence (!) Insurance 1063 CFMINS100C Insurance - Financial Institution - Personal Insurance Company - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1064 CFMINS101I Insurance - Financial Institution - Allstate Insurance Co of Canada - $1+ Policy Value - Incidence (!) Insurance 1065 CFMINS102C Insurance - Financial Institution - Allstate Insurance Co of Canada - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1066 CFMINS103I Insurance - Financial Institution - Allstate Insurance Co of Canada - $1+ Monthly Premium - Incidence (!) Insurance 1067 CFMINS104C Insurance - Financial Institution - Allstate Insurance Co of Canada - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1068 CFMINS105I Insurance - Financial Institution - Aviva Canada - $1+ Policy Value - Incidence Insurance 1069 CFMINS106C Insurance - Financial Institution - Aviva Canada - $1+ Policy Value - Consumption ($) Insurance Dollars 1070 CFMINS107I Insurance - Financial Institution - Aviva Canada - $1+ Monthly Premium - Incidence Insurance

©2021 Environics Analytics Page 13 of 14 www.environicsanalytics.com MoneyMatters powered by Canadian Financial Monitor 2021 Variables list Order Variable Description Category CONSUMPTION 1071 CFMINS108C Insurance - Financial Institution - Aviva Canada - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1072 CFMINS109I Insurance - Financial Institution - Co-Operators - $1+ Policy Value - Incidence (!) Insurance 1073 CFMINS110C Insurance - Financial Institution - Co-Operators - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1074 CFMINS111I Insurance - Financial Institution - Co-Operators - $1+ Monthly Premium - Incidence (!) Insurance 1075 CFMINS112C Insurance - Financial Institution - Co-Operators - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1076 CFMINS113I Insurance - Financial Institution - Desjardins Group - $1+ Policy Value - Incidence Insurance 1077 CFMINS114C Insurance - Financial Institution - Desjardins Group - $1+ Policy Value - Consumption ($) Insurance Dollars 1078 CFMINS115I Insurance - Financial Institution - Desjardins Group - $1+ Monthly Premium - Incidence Insurance 1079 CFMINS116C Insurance - Financial Institution - Desjardins Group - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1080 CFMINS117I Insurance - Financial Institution - Industrial Alliance - $1+ Policy Value - Incidence (!) Insurance 1081 CFMINS118C Insurance - Financial Institution - Industrial Alliance - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1082 CFMINS119I Insurance - Financial Institution - Industrial Alliance - $1+ Monthly Premium - Incidence (!) Insurance 1083 CFMINS120C Insurance - Financial Institution - Industrial Alliance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1084 CFMINS121I Insurance - Financial Institution - Insurance Corp of BC (ICBC) - $1+ Policy Value - Incidence Insurance 1085 CFMINS122C Insurance - Financial Institution - Insurance Corp of BC (ICBC) - $1+ Policy Value - Consumption ($) Insurance Dollars 1086 CFMINS123I Insurance - Financial Institution - Insurance Corp of BC (ICBC) - $1+ Monthly Premium - Incidence Insurance 1087 CFMINS124C Insurance - Financial Institution - Insurance Corp of BC (ICBC) - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1088 CFMINS125I Insurance - Financial Institution - Intact Insurance Co of Canada - $1+ Policy Value - Incidence Insurance 1089 CFMINS126C Insurance - Financial Institution - Intact Insurance Co of Canada - $1+ Policy Value - Consumption ($) Insurance Dollars 1090 CFMINS127I Insurance - Financial Institution - Intact Insurance Co of Canada - $1+ Monthly Premium - Incidence Insurance 1091 CFMINS128C Insurance - Financial Institution - Intact Insurance Co of Canada - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1092 CFMINS129I Insurance - Financial Institution - Manulife Financial - $1+ Policy Value - Incidence Insurance 1093 CFMINS130C Insurance - Financial Institution - Manulife Financial - $1+ Policy Value - Consumption ($) Insurance Dollars 1094 CFMINS131I Insurance - Financial Institution - Manulife Financial - $1+ Monthly Premium - Incidence Insurance 1095 CFMINS132C Insurance - Financial Institution - Manulife Financial - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1096 CFMINS133I Insurance - Financial Institution - RBC Insurance - $1+ Policy Value - Incidence (!) Insurance 1097 CFMINS134C Insurance - Financial Institution - RBC Insurance - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1098 CFMINS135I Insurance - Financial Institution - RBC Insurance - $1+ Monthly Premium - Incidence (!) Insurance 1099 CFMINS136C Insurance - Financial Institution - RBC Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars 1100 CFMINS137I Insurance - Financial Institution - Sun Life Financial - $1+ Policy Value - Incidence Insurance 1101 CFMINS138C Insurance - Financial Institution - Sun Life Financial - $1+ Policy Value - Consumption ($) Insurance Dollars 1102 CFMINS139I Insurance - Financial Institution - Sun Life Financial - $1+ Monthly Premium - Incidence Insurance 1103 CFMINS140C Insurance - Financial Institution - Sun Life Financial - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1104 CFMINS141I Insurance - Financial Institution - TD Insurance - $1+ Policy Value - Incidence Insurance 1105 CFMINS142C Insurance - Financial Institution - TD Insurance - $1+ Policy Value - Consumption ($) Insurance Dollars 1106 CFMINS143I Insurance - Financial Institution - TD Insurance - $1+ Monthly Premium - Incidence Insurance 1107 CFMINS144C Insurance - Financial Institution - TD Insurance - $1+ Monthly Premium - Consumption ($) Insurance Dollars 1108 CFMINS145I Insurance - Financial Institution - Wawanesa Insurance - $1+ Policy Value - Incidence (!) Insurance 1109 CFMINS146C Insurance - Financial Institution - Wawanesa Insurance - $1+ Policy Value - Consumption ($) (!) Insurance Dollars 1110 CFMINS147I Insurance - Financial Institution - Wawanesa Insurance - $1+ Monthly Premium - Incidence (!) Insurance 1111 CFMINS148C Insurance - Financial Institution - Wawanesa Insurance - $1+ Monthly Premium - Consumption ($) (!) Insurance Dollars

©2021 Environics Analytics Page 14 of 14 www.environicsanalytics.com